Callaway, FL Homes for Sale under $100,000

• 

  

  

  /12

  $28,000

  • Land
  • 11,761 Sq Ft
  • $103,704 per Acre

  923 Watermark Way, Panama City, FL 32404

  Build Your Dream Home in a Gated Waterfront Community! Discover the perfect opportunity to create your coastal retreat on this recently cleared lot in the exclusive Laird Point community. This gated, waterfront neighborhood offers a serene and private atmosphere while providing convenient access to the water for boating and fishing enthusiasts. Located just minutes from local restaurants, shops,

  John Arroyo LPT Realty LLC

  923 Watermark Way, Panama City, FL 32404
• Explore Callaway

• 

  

  

  /5

  $70,000

  • Land
  • 40,510 Sq Ft
  • $75,269 per Acre

  175 Seneca Ave, Panama City, FL 32404

  0.93-acre parcel in Callaway, Florida, located in one of the most rapidly up-and-coming areas of Bay County. This spacious lot offers endless possibilities for residential development, investment opportunities, or a long-term home site. With its generous size and desirable location, the property provides a rare chance to secure land in a community experiencing strong growth and future potential.

  Team Don and Bubba EXP Realty LLC

  175 Seneca Ave, Panama City, FL 32404
• 

  

  

  /4

  $38,000

  • Land
  • 9,147 Sq Ft
  • $180,952 per Acre

  00 N Charlene Dr Unit Lot 4, Callaway, FL 32404

  Great lot high and dry in a cul de sac and quiet neighborhood. Build your dream home. Close to Tyndall A.FB., shopping, restaurants and schools. Public sewer and water available. This large lot is 90 x 103. Make an offer

  Marco Cooper Coastal Sun Realty LLC

  00 N Charlene Dr Unit Lot 4, Callaway, FL 32404
• 

  

  

  /4

  $25,000

  • Land
  • 11,761 Sq Ft
  • $92,593 per Acre

  921 Watermark Way, Callaway, FL 32404

  A Beautiful home site in the desirable Laird Point. Situated on the west side of the peninsula, so you will enjoy the wonderful breezes off of East Bay. Lot is already cleared and de-rooted, saving the new owner time and money. Water, sewer, and electric are ready to connect. The lot next to this one is also available (919 Watermark Way. Perfect for someone who wants to build a large home on two

  Donald West Northwest Florida Realty, LLC

  921 Watermark Way, Callaway, FL 32404
• 

  

  

  /5

  $42,000

  • Land
  • 10,890 Sq Ft
  • $168,000 per Acre

  1429 Calvin Ave, Panama City, FL 32404

  Build your dream home with ease on this ready-to-go residential lot! Previously home to a residence, this property has already been cleared--saving you time and money--while still offering valuable existing improvements. Underground utilities remain in place, making your new construction process even more convenient and cost-effective. The existing driveway is intact, and mature palm trees add a

  Jarah Chesnut Chesnut Realty, Inc

  1429 Calvin Ave, Panama City, FL 32404
• 

  

  /8

  $30,000

  • Land
  • 14,810 Sq Ft
  • $88,235 per Acre

  917 Watermark Way, Callaway, FL 32404

  Build your dream home in the highly sought-after Laird Point! This beautiful homesite sits on the west side of the peninsula, perfectly positioned to enjoy the cool breezes from East Bay. With water, sewer, and electric ready to connect, you're one step closer to bringing your vision to life. Just a short distance to the tennis courts, this gated waterfront community offers the lifestyle buyers

  Karen Lawell Counts Real Estate Group Inc

  917 Watermark Way, Callaway, FL 32404
• 

  /2

  $85,000

  • Land
  • 30,056 Sq Ft
  • $123,188 per Acre

  1046 S Katherine Ave, Panama City, FL 32404

  Welcome to your future dream home site! This spacious 0.688-acre lot is the canvas for your vision of the perfect home. Located less than 6 miles from Tyndall Air Force Base, this prime location offers an easy, approximately 10-minute commute for military personnel or anyone working on the base. Convenience is key, with Downtown Panama City just a short drive of approximately 5 miles away. You'll

  Timothy Shand Empire Real Estate of Florida LLC

  1046 S Katherine Ave, Panama City, FL 32404
• 

  

  /11

  $48,500

  • Land
  • 5,227 Sq Ft
  • $404,167 per Acre

  00 Minneola St, Callaway, FL 32404

  Property Highlights Ideal for new construction, mobile home, or investment property. Mixed-use zoning offers flexible buildoptions. Flat, buildable land with easy access to paved Beulah Avenue. Public water and sewer available atthe street. Convenient to schools, shopping, and downtown Panama City. Market Opportunity Vacant lots in this area have been selling steadily, with strong demand

  Patrick Casey Full Sail Realty of NWFL

  00 Minneola St, Callaway, FL 32404
• 

  

  /21

  $96,000

  • 3 Beds
  • 2 Baths
  • 1,045 Sq Ft

  1128 S Gay Ave Unit 88, Panama City, FL 32404

  2026 Sunshine | COM1670-608 | 3 Bed / 2 Bath | 1,045 Sq Ft Brand new and move-in ready, this 2026 Sunshine singlewide is the perfect combination of modern style and efficient living. Spanning 1,045 square feet across a 16' x 66' layout, this 3-bedroom, 2-bathroom home is thoughtfully designed to feel open, comfortable, and anything but ordinary. Step inside to a bright, open floorplan where the

  Steven Koleno BEYCOME OF FLORIDA LLC

  1128 S Gay Ave Unit 88, Panama City, FL 32404
• 

  

  /4

  $77,000

  • Land
  • 22,215 Sq Ft
  • $150,980 per Acre

  128 N Kimbrel Ave, Panama City, FL 32404

  This conveniently located property offers easy access to Cherry and is within commuting distance to Tyndall AFB and downtown. The property spans approximately 122 feet along Kimbrel Avenue and is about 181 feet deep. Key Details: Zoning: Currently zoned R-6M by the City of Callaway, allowing for single-family residences, including mobile homes. Subdivision Potential: The property's size permits

  Steve Butler ERA Neubauer Real Estate, Inc

  128 N Kimbrel Ave, Panama City, FL 32404
• 

  

  /15

  $20,995

  • 2 Beds
  • 1 Bath
  • 832 Sq Ft

  250 Nelle Ave Unit 19.5, Panama City, FL 32404

  This home is located in Palm Haven an all-age Community here in Panama City, FL. Welcome to this 2018 Clayton 2‐bedroom, 1‐bathroom, 832 sq ft home. Discover the perfect blend of affordability and Florida charm in this inviting 1-bedroom, 1-bathroom home with 832 sq ft. of living space. Nestled within the serene and professionally managed Palm Haven Estates, a Parakeet Community, this residence

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 19.5, Panama City, FL 32404
• 

  

  /28

  $85,955 New Construction

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit H, Panama City, FL 32404

  This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this brand‐new 2025 Clayton Homes 3‐bedroom, 2‐bathroom, 1,152 sq ft home, featuring an open floor plan designed for modern, comfortable living. Inside, the home offers a spacious open‐concept layout that seamlessly connects the living room, dining area, and kitchen-ideal for both everyday living and entertaining.

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit H, Panama City, FL 32404
• 

  

  /16

  $14,995

  • 1 Bed
  • 1 Bath
  • 384 Sq Ft

  250 Nelle Ave Unit 34, Panama City, FL 32404

  This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this 2018 Custom Touch 1‐bedroom, 1‐bathroom, 384 sq ft home, offering an affordable and low‐maintenance living option in a friendly community. Inside, the home features a cozy and efficient layout designed to make the most of every square foot. The living area is bright and inviting, with natural light creating a

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 34, Panama City, FL 32404
• 

  

  /26

  $85,955

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit 15, Panama City, FL 32404

  This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this 3 bedroom, 2 bathroom 1,152 sq ft home. Experience the perfect blend of coastal proximity and modern comfort in this brand-new 3-bedroom, 2-bathroom home located in the heart of Palm Haven Estates. Designed for those who appreciate a clean, contemporary aesthetic, this property offers a fresh start in one of

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 15, Panama City, FL 32404
• 

  

  /31

  $85,955 New Construction

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  250 Nelle Ave Unit M, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering versatile living spaces and modern upgrades designed for comfortable everyday living. Inside, the home features a spacious open floor plan that connects the living, dining, and kitchen areas, creating a flexible layout ideal for

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit M, Panama City, FL 32404
• 

  

  /18

  $89,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  250 Nelle Ave Unit L, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering modern design and comfortable living space in a welcoming community. Experience the pinnacle of modern manufactured living with this brand-new 2025 Clayton Home. Perfectly situated in the welcoming Palm Haven Estates, this home

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit L, Panama City, FL 32404
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  /24

  $42,995

  • 3 Beds
  • 2 Baths
  • 728 Sq Ft

  250 Nelle Ave Unit F, Panama City, FL 32404

  Affordable space with smart design! This 3-bedroom, 2-bathroom manufactured home built by Southern Energy offers 728 square feet of efficiently designed living space, making it a fantastic option for families, roommates, or anyone needing extra bedrooms without sacrificing affordability. Step inside to an open living area that flows into the kitchen, creating a comfortable central gathering

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit F, Panama City, FL 32404
• 

  

  /24

  $85,955 New Construction

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit 18, Panama City, FL 32404

  This new home is located in Palm Haven an All Age Community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,152 sq ft home. A Bright New Beginning: The Clayton "Here Comes the Sun" Description: Step into a home that's as cheerful as its name! The "Here Comes the Sun" by Clayton Homes is designed to fill your life with light, joy, and a sense of

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 18, Panama City, FL 32404
• 

  

  /16

  $20,995

  • 2 Beds
  • 1 Bath
  • 832 Sq Ft

  250 Nelle Ave Unit S, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2018 Southern Energy 2‐bedroom, 1‐bathroom, 832 sq ft home, offering comfortable living with a thoughtfully designed layout. Inside, the home features a bright and inviting living space with an open feel that maximizes functionality and natural light. Neutral finishes throughout create a

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit S, Panama City, FL 32404
• 

  /2

  $59,500

  • Land
  • 12,632 Sq Ft
  • $205,172 per Acre

  6058 Howard Rd, Panama City, FL 32404

  Build-ready opportunity in Panama City! 6058 Howard Rd is a cleared residential lot where a previous home has already been removed—saving you time, money, and hassle on demolition. Located in an established neighborhood with surrounding homes, this property offers a great footprint for new construction, whether you’re building a primary residence, rental, or investment project. Flat and

  Clarence Fields FIELDS OF PROSPER LLC

  6058 Howard Rd, Panama City, FL 32404
• 

  

  /16

  $50,000

  • Land
  • 3,920 Sq Ft
  • $555,556 per Acre

  6412 Omoko St, Panama City, FL 32404

  Exceptional opportunity to own a spacious corner lot in a steadily growing area of Panama City. Offering excellent visibility, added accessibility, and flexible building potential, this homesite is ideal for those looking to build a primary residence, second home, investment property, or income-producing duplex. The corner lot positioning provides additional design possibilities for driveway

  Zack Sanchez Think Real Estate

  6412 Omoko St, Panama City, FL 32404
• 

  /2

  $60,000

  • Land
  • 13,503 Sq Ft
  • $193,548 per Acre

  915 Tidewater Ln, Panama City, FL 32404

  Waiting for the opportunity to build a beautiful new home? This cleared vacant lot in Laird point is your blank canvas. Seller has HOA approved blueprints. The lot offers an amazing view of Laird Bayou and the Lake. The lot does not allow a dock per HOA. The water can be accessed by foot for Kayaking, fishing or just relaxing. Laird Point is a gated waterfront community offering several amenities

  Cory Brown Think Real Estate

  915 Tidewater Ln, Panama City, FL 32404
• 

  

  /35

  $72,500

  • Land
  • 31,798 Sq Ft
  • $99,315 per Acre

  424 Viola Ave, Panama City, FL 32404

  Waterfront in Callaway connects you to the Bay and Gulf. Enjoy the protected harbor in this great bayou location. A great place to build your new home and park your boat out back and enjoy the waterfront!!!One of the nicest parks in Bay County is across the street from this location with a boat launch, fishing, basketball courts, baseball, walking trails, volleyball and so much to enjoy every

  Melissa Ryan CENTURY 21 Ryan Realty Inc

  424 Viola Ave, Panama City, FL 32404
• 

  

  /5

  $59,000

  • Land
  • 14,374 Sq Ft
  • $178,788 per Acre

  1423 W Park Ln, Panama City, FL 32404

  Nice residential lot close to East Bay and Tyndall AFB. Home was destroyed by Hurricane Michael, and Seller has removed all but the driveway and parking pad. This would make a great spot for a new home build. Zoned R9 - lot needs to be at least 9000 sq feet, cannot be broken down into smaller parcels. See deed restrictions in documents tab

  Alysan Nakis Gulf Life Real Estate Inc

  1423 W Park Ln, Panama City, FL 32404
• 

  

  /27

  $85,955

  • 3 Beds
  • 2 Baths
  • 1,313 Sq Ft

  250 Nelle Ave Unit I, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering modern design and comfortable living space in a welcoming community. Inside, the home features a bright and open floor plan that seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit I, Panama City, FL 32404
• 

  

  /13

  $55,000

  • Land
  • 16,988 Sq Ft
  • $141,026 per Acre

  1001 Tidewater Ln, Panama City, FL 32404

  Enjoy the most prestigious, private neighborhood of Laird Point as you envision yourself building your dream home overlooking Laird Bayou on this .386 vacant piece of residential land. With 94 feet of frontage on the water you can enjoy the beautiful landscape of having your own residence meshed within luxury housing in this gated community. Lot 54 is a waterfront paradise set right in a

  Elaine Fenster Coastal Palms Real Estate

  1001 Tidewater Ln, Panama City, FL 32404
• 

  

  /16

  $14,995

  • 1 Bed
  • 1 Bath
  • 384 Sq Ft

  250 Nelle Ave Unit 33, Panama City, FL 32404

  This home is located in Bay Oaks Village here in Panama City, Florida. Welcome to this 384 sq ft Lexington 1‐bedroom, 1‐bathroom home, offering a cozy and efficient living space ideal for low‐maintenance Florida living. Inside, the home features a bright living area filled with natural light, creating a warm and inviting atmosphere. The layout is thoughtfully designed to maximize space and

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 33, Panama City, FL 32404
• 

  

  /10

  $55,900

  • Land
  • 18,730 Sq Ft
  • $130,000 per Acre

  923 Tidewater Ln, Panama City, FL 32404

  Exceptional waterfront home site with stunning water views located in the desirable gated community of Laird Point. Enjoy peaceful privacy, beautiful natural surroundings, and direct backyard water access to enjoy fishing, kayaking, and paddle boarding. Video Tour Available. This property gives you the ideal setting for a relaxed coastal lifestyle while remaining a short drive from the dining,

  Steven Koleno Beycome of Florida LLC

  923 Tidewater Ln, Panama City, FL 32404
• 

  

  /4

  $25,000

  • Land
  • 12,632 Sq Ft
  • $86,207 per Acre

  919 Watermark Way, Callaway, FL 32404

  A Beautiful home site in the desirable Laird Point. Situated on the west side of the peninsula, so you will enjoy the wonderful breezes off of East Bay. Lot is already cleared and de-rooted, saving the new owner time and money. Water, sewer, and electric are ready to connect. The lot next to this one is also available (921 Watermark Way) Perfect for someone who wants to build a large home on two

  Donald West Northwest Florida Realty, LLC

  919 Watermark Way, Callaway, FL 32404
• 

  

  /6

  $30,000

  • Land
  • 12,632 Sq Ft
  • $103,448 per Acre

  6029 E 6th St, Callaway, FL 32404

  This residential lot is zoned for mobile homes or single family homes. The lot has been cleared and is ready for construction. The well has been established and has a pipe in the ground, just needs power and a pump. The city has run a sewer line to the property and its ready to be hooked into.

  Celia Bush Think Real Estate

  6029 E 6th St, Callaway, FL 32404
• 

  

  /14

  $85,000

  • Land
  • 25,264 Sq Ft
  • $146,552 per Acre

  1040 Tidewater Ln, Panama City, FL 32404

  Build your dream home in this lovely waterfront gated community built around nature. This over half acre lot features incredible views and you can even see the Tyndall Bridge from here by building a 2 story home to capitalize on those water views! It's a really beautiful and peaceful view. Quick and convenient to shopping on Tyndall Parkway, very short drive to Tyndall and Mexico Beach. Laird

  Dennis Dunnigan Coastal Choice Realty LLC

  1040 Tidewater Ln, Panama City, FL 32404
• 

  

  /8

  $53,500

  • Land
  • 5,227 Sq Ft
  • $445,833 per Acre

  0 Beulah Ave Unit 781207, Panama City, FL 32404

  Property Highlights: Ideal for new construction, mobile home, or investment property. Mixed-use zoning offers flexible buildoptions. Flat, buildable land with easy access to paved Beulah Avenue. Public water and sewer available atthe street. Convenient to schools, shopping, and downtown Panama City. Market Opportunity Vacant lots in this area have been selling steadily, with strong demand

  Patrick Casey Full Sail Realty of NWFL

  0 Beulah Ave Unit 781207, Panama City, FL 32404
• 

  

  /16

  $20,995

  • 2 Beds
  • 1 Bath
  • 728 Sq Ft

  250 Nelle Ave Unit 28, Panama City, FL 32404

  This new home is located in Palm Haven an all-age Community here in Panama City, FL. Welcome to this 2017 Southern Energy 2‐bedroom, 1‐bathroom, 728 sq ft home. Experience the best of the "World's Most Beautiful Beaches" from the comfort of this beautifully remodeled 2-bedroom, 1-bathroom home. Located in the quiet and welcoming Palm Haven Estates, a Parakeet Community, this residence

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 28, Panama City, FL 32404
• 

  

  /4

  $13,000

  • Land
  • 1.18 Acres
  • $11,017 per Acre

  0 Plantation Cir, Callaway, FL 32404

  Great opportunity to acquire a 1.18-acre vacant lot on Plantation Circle, Panama City, FL 32404. "Zoning: R-9" This generous parcel offers ample space for building a custom spot, or developing a private retreat. Located in a quiet and accessible area, the property provides flexibility for a variety of projects an long-term investment potential. Perfect for builders or investors.Pin Location:

  Samih Sadiq KELLY RIGHT REAL ESTATE

  0 Plantation Cir, Callaway, FL 32404
• 

  

  /34

  $90,000

  • 2 Beds
  • 1.5 Baths
  • 750 Sq Ft

  1013 Georgia Ave Unit A, Panama City, FL 32404

  Investor Special! This partially renovated gem in Panama City is ready for your final touches and vision. Located just minutes from Tyndall Parkway and a short drive to Tyndall Air Force Base, this property sits in a convenient and growing area with strong rental demand. The exterior has already been updated with a clean, fresh look, and much of the interior groundwork has been started offering a

  Taylor Labno ERA American Real Estate

  1013 Georgia Ave Unit A, Panama City, FL 32404
• 

  

  /5

  $30,000

  • Land
  • 12,632 Sq Ft
  • $103,448 per Acre

  1004 Tidewater Ln, Panama City, FL 32404

  An Amazing home site in the desired Laird Point Community. Right across the street from the water. Build 2 story to capitalize on a view of the bayou. Enjoy gentle breezes off the water. Laird Point is a gated waterfront community boasting ribbon curbed streets and underground city utilities. Amenities include a tennis court, pickle ball courts and rv/boat storage. Beautiful coastal style homes

  Donald West Northwest Florida Realty, LLC

  1004 Tidewater Ln, Panama City, FL 32404
• 

  

  /3

  $35,000

  • Land
  • 16,552 Sq Ft
  • $92,105 per Acre

  817 Tidewater Ln, Callaway, FL 32404

  A VACANT LOT IN PANAMA CITY IN BAY COUNTY!!!

  Sean Seward Keller Williams Island Life RE

  817 Tidewater Ln, Callaway, FL 32404
• 

  

  /4

  $59,900

  • Land
  • 6,534 Sq Ft
  • $399,333 per Acre

  0 E 9th St Unit 782765, Callaway, FL 32404

  This property allows for mobile homes, a duplex, or a single-family home to bring all offers. The zoning is MU2. Tap fees will need to be paid for this lot.

  Patrick Casey Full Sail Realty of NWFL

  0 E 9th St Unit 782765, Callaway, FL 32404
• 

  

  /25

  $89,900

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit 18, Panama City, FL 32404

  A Bright New Beginning: The Clayton "Here Comes the Sun" Description: Step into a home that's as cheerful as its name! The "Here Comes the Sun" by Clayton Homes is designed to fill your life with light, joy, and a sense of calm. This thoughtfully crafted model features an expansive, open layout that feels both spacious and incredibly welcoming. Imagine starting your day in a

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 18, Panama City, FL 32404
• 

  

  /10

  $45,000

  • Land
  • 17,424 Sq Ft
  • $112,500 per Acre

  3601 E Orlando Rd, Callaway, FL 32404

  Unlock the potential at 3601 E Orlando Rd! This centrally located property offers a rare opportunity for those looking to build, invest, or reimagine a homesite in an established Panama City neighborhood. Positioned on a spacious lot with existing improvements in place, this property provides a head start for your next project--whether that's new construction, renovation, or a long-term

  Joshua Hoey Think Real Estate

  3601 E Orlando Rd, Callaway, FL 32404

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