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Carter Lake, IA Homes for Rent

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  • /22

    $1,549 Per Month

    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft
    • House for Rent

    3510 N 9th St, Carter Lake, IA 51510

    Step into modern comfort with this almost new manufactured home located in Carter Lake, Iowa. Designed with today's lifestyle in mind, this home features a spacious open-concept floor plan that seamlessly connects the living room, dining area, and kitchen- perfect for entertaining or everyday living. The kitchen boasts a large center island, ample cabinet space, and modern finishes, making it

    3510 N 9th St, Carter Lake, IA 51510
  • /19

    $1,449 Per Month

    • 3 Beds
    • 2 Baths
    • 924 Sq Ft
    • House for Rent

    3510 N 9th St, Carter Lake, IA 51510

    3510 N 9th St, Carter Lake, IA 51510

Why Live in Carter Lake

Carter Lake is a unique Iowa city shaped by its namesake oxbow lake, formed by a dramatic flood in the late 19th century. This city, technically an Omaha suburb, is situated between Eppley Airfield and Downtown Omaha, providing residents with convenient access to both. The lake itself is a hub for outdoor activities, surrounded by parks, fishing spots and golf fairways. Levi Carter Park features a playground, a splash pad, a boat ramp and athletic facilities, while Wavecrest Park offers a sandy swimming beach. Shoreline Golf Course is a scenic 18-hole course that attracts golf enthusiasts. Annual events such as the fishing derby at Mabrey Park and Carter Lake Days in July foster a strong sense of community. Housing includes midcentury ranch-style homes and New Traditional houses built from the late 1990s to early 2010s, with some properties offering lake access and private docks. The median home sale price is lower than in Omaha, and Iowa’s property taxes are generally lower, too. Carter Lake Elementary School serves local students, and Heartland Christian School in nearby Council Bluffs offers a highly rated private option. Dining options include Vida, River’s Edge Café and Sky Bar & Grill, but residents often travel to Council Bluffs or Omaha for groceries. While flood risk can be a concern, airplane noise from Eppley Airfield is typically not an issue. The city’s proximity to downtown Omaha and the airport, along with its paved multiuse paths and access to the Omaha trail network, make it a practical option for commuters and frequent travelers.

Frequently Asked Questions

How much does it cost to rent a home in Carter Lake, IA?
The median rent for a home in Carter Lake, IA is $1,499 per month, though prices vary by neighborhood, size, and property type. As of July 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Carter Lake, IA?
To comfortably afford the median rent in Carter Lake, IA, a household needs to earn roughly $59,960 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,499 per month in Carter Lake, IA, renters typically need to show $4,497 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Carter Lake, IA?
In Carter Lake, IA, the price-to-rent ratio is 12.4, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Carter Lake, IA are best for renting a home?
The best neighborhood for renting in Carter Lake, IA depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Midtown Omaha, Leavenworth, Dahlman, Downtown Omaha and Trolley Park, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$1,499
Median Single Family Home Rent
$1,499
How to Rent a Home