385

Centre County PA Homes for Sale

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  • /15

    $354,990

    • 3 Beds
    • 2.5 Baths
    • 1,834 Sq Ft

    222 Lantern Ln, Bellefonte, PA 16823

    $5,000 Flex Cash (Quick Move-In Homes)Buyers can take advantage of $5,000 in Flex Cash toward closing costs or rate buy-down on select Quick Move-In Homes. Offer expires July 31, 2026. See New Home Sales Consultant for details and requirements. Homesite 213 at Logan Greene is a Barberry interior townhouse by Berks Homes where every upgrade decision has already been made — and made well.

    Shianne Bickle Berks Homes Realty, LLC

    222 Lantern Ln, Bellefonte, PA 16823
  • /17

    $5,595,000

    $100K PRICE DROP
    • Studio
    • 960 Sq Ft

    610-676 Southgate Dr, State College, PA 16801

    Southside Commons is an updated townhouse community comprised of 25 units – All 2- or 3-bedroom units. If you are looking to invest in off-campus housing just outside of PSU’s main campus but still close enough to all of the shopping and recreation, look NO further! Southside Commons is nestled in a quiet neighborhood of State College, providing a peaceful experience for students, graduates, and

    Mindy Sabol Kissinger, Bigatel & Brower

    610-676 Southgate Dr, State College, PA 16801
  • /50

    $249,900

    • 1 Bed
    • 1 Bath

    263 White Tail Rd, Woodward, PA 16882

    Endless possibilities await on this unique 5.64-acre property! Perfectly situated as a weekend getaway, a Penn State game-day escape, or the future site of your dream home, this property is ready for you to start enjoying the Woodward area today. The property features two functional, finished structures with electricity. The first is a cozy sleeping cabin with warm wood-paneled interiors and

    Christopher Bickford Keller Williams Advantage Realty

    263 White Tail Rd, Woodward, PA 16882
  • /2

    $63,000

    • Land
    • 1.05 Acres
    • $60,000 per Acre

    0 Maplewood Dr, Philipsburg, PA 16866

    Build the home you've always envisioned on this beautiful 1.05-acre wooded lot located in a desirable neighborhood. Featuring a flat, easy-to-build setting surrounded by mature trees, this property offers the perfect blend of privacy, natural beauty, and convenience. Enjoy a peaceful atmosphere while still being close to local amenities, schools, and major travel routes. Looking for even more

    Robert Miller Realty One Group Landmark

    0 Maplewood Dr, Philipsburg, PA 16866
  • /28

    $199,900

    New Construction $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,369 Sq Ft

    144 Gorton Rd, Moshannon, PA 16859

    Its brand new! This three-bedroom, two-bathroom ranch-style home offers 1,369 sq. ft. of thoughtfully designed living space. The open-concept floor plan flows seamlessly from the kitchen into the bright living and dining areas. Down the hall, you can retreat to the primary suite, which has a generous, spacious closet and a private ensuite bathroom with double vanities. Two other bedrooms and a

    Aaron Burrell Kissinger, Bigatel & Brower

    144 Gorton Rd, Moshannon, PA 16859
  • /57

    $669,000

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 2,436 Sq Ft

    178 Apple View Dr, State College, PA 16801

    This stunning brand-new 4-bedroom, 3.5-bath home offers 2,436 sq. ft. of refined, modern living in the Orchard View community. The sleek kitchen is both stylish and functional, featuring quartz countertops, a large island, stainless steel appliances, and a walk-in pantry. It opens to a vaulted family room with a gas fireplace and expansive windows that frame breathtaking mountain views. The

    Eric Hurvitz RE/MAX Centre Realty

    178 Apple View Dr, State College, PA 16801
  • /8

    $549,000

    • Land
    • 116.5 Acres
    • $4,712 per Acre

    Lot on Circle Rd, Hublersburg, PA 16823

    Rare opportunity to own 116 sprawling acres in the Bald Eagle Area School District! This mostly wooded parcel offers total privacy and a serene natural setting. A small, picturesque stream crosses the front of the property, creating a beautiful entrance to your private retreat. Whether you are looking for a weekend getaway for ATVs and hiking or a quiet place to enjoy the peace of the outdoors,

    Colin Kollar Keller Williams Advantage Realty

    Lot on Circle Rd, Hublersburg, PA 16823
  • /57

    $430,000

    • 4 Beds
    • 2.5 Baths
    • 3,339 Sq Ft

    105 Rockwood Dr, Philipsburg, PA 16866

    Rockwood Dr is located in the heart of Linnwood and is ready for the next family to enjoy for years to come. The house offers 4 bedrooms with a master suite on the first floor. On 1.5 acres you have space for small garden the safety for kids to play without being by the road and large trees to provide you shade through the hot summers. The large oversized three bay garage is attached to the house!

    Jim Abrino Keller Williams Advantage Realty

    105 Rockwood Dr, Philipsburg, PA 16866
  • /40

    $314,900

    New Construction $10K PRICE INCREASE
    • 3 Beds
    • 2.5 Baths
    • 1,435 Sq Ft

    142 Highpoint Park Dr, Pleasant Gap, PA 16823

    NEW CONSTRUCTION in Steeplechase. Move-in Ready!

    Janice Glessner S & A Realty, LLC

    142 Highpoint Park Dr, Pleasant Gap, PA 16823
  • /86

    $595,000

    $55K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,790 Sq Ft

    50 Toms Ln, Port Matilda, PA 16870

    Wonderful private location yet close to town and PSU. Contemporary house situated on a 4-acre wooded lot. Open and sun-drenched with vaulted ceilings, skylights, and an abundance of windows. Main level primary bedroom with two-sided fireplace to living area. Opens to Sunroom, which is a beautiful place to read or socialize. Walk in closet and two compartment bath. Living area is two story with a

    Ellen Kline Kissinger, Bigatel & Brower

    50 Toms Ln, Port Matilda, PA 16870
  • /41

    $599,990

    New Construction $20K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,600 Sq Ft

    374 Old Ivy Dr, Bellefonte, PA 16823

    Move-in ready — this is the Blue Ridge model home at Logan Greene, and it's available now. The Blue Ridge delivers a thoughtful, open layout with 4 bedrooms, 2.5 baths, and a second-floor loft that gives the home a natural sense of ease and flow. On the main level, the morning room addition floods the kitchen and breakfast area with light, anchoring a chef-friendly kitchen package complete with

    Shianne Bickle Berks Homes Realty, LLC

    374 Old Ivy Dr, Bellefonte, PA 16823
  • /90

    $1,490,000

    $190K PRICE INCREASE
    • 5 Beds
    • 3 Baths
    • 4,993 Sq Ft

    200 Tall Oaks Dr, State College, PA 16801

    Nestled in the vibrant city of State College, is THE hidden gem you have been looking for. This property is located on Tall Oaks Drive which describes the property perfectly! The epidemy of seclusion with tall trees surrounding most of the property. You will feel like you're out in the country, but in reality, this property is located just 2.9 miles from Penn State University. If the location

    Scott Yocum Yocum Real Estate Centre, LLC

    200 Tall Oaks Dr, State College, PA 16801
  • /18

    $195,000

    $40K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,568 Sq Ft

    124 Aztec Ct Unit 63, Julian, PA 16844

    SELLERS ARE NOW OFFERING A $5000 CONCESSION TOWARD CLOSING COSTS! This updated 3 bedroom, 2 bath home in Julian, PA offers comfortable living with numerous improvements completed in recent years. Outside you'll find a well situated 1+ acre lot with space to entertain or enjoy a spacious backyard. Inside, you’ll find a functional layout with spacious living areas, updated finishes, and plenty of

    Devin Bowersox Realty One Group Landmark

    124 Aztec Ct Unit 63, Julian, PA 16844
  • /9

    $115,000

    • Land
    • 14,810 Sq Ft
    • $338,235 per Acre

    LOT 75 Buckwheat Way, Centre Hall, PA 16828

    Open to all builders—additional homesites available! Welcome to this new construction community in Centre Hall, PA, where you can build your dream home in a quiet scenic setting without giving up modern conveniences. Public water and sewer, natural gas, high-speed internet, sidewalks, and more are all available to support comfortable, connected living. This particular lot offers the added

    Kristin O'Brien Keller Williams Advantage Realty

    LOT 75 Buckwheat Way, Centre Hall, PA 16828
  • /18

    $399,990

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,697 Sq Ft

    190 Abercorn St, State College, PA 16803

    Welcome to this 3-bed, 2.5 bath, 1,697 sq. ft. duplex home, featuring thoughtful upgrades throughout. As you enter, you're greeted by the spacious family room, featuring upgraded windows and recessed lighting. The family room flows seamlessly into the kitchen, which is enhanced by an island, quartz countertops, tile backsplash, upgraded cabinetry, stainless steel appliances, and recessed

    Berks Homes Builder
    190 Abercorn St, State College, PA 16803
  • /35

    $379,000

    • 3 Beds
    • 2 Baths
    • 2,046 Sq Ft

    1532 Clarence Rd, Clarence, PA 16829

    This beautifully maintained 3-bedroom, 2-bath ranch home offers the perfect blend of comfort, space, and location. Situated on over 10 private acres, attached 2 car garage and an expansive paved driveway provide plenty of parking. Step inside from the garage into a spacious great room featuring vaulted ceilings, bright skylights, and custom built-in bookshelves. The nearby hallway leads to a 3⁄4

    Brittany Patrick Ryen Realty LLC

    1532 Clarence Rd, Clarence, PA 16829
  • /18

    $119,900

    • 3 Beds
    • 1.5 Baths
    • 1,348 Sq Ft

    137 Railroad St, Philipsburg, PA 16866

    A two-story home offering downtown living. Step inside to discover a remodeled interior flooded with natural light. The first floor features an open floor plan and 1st floor laundry with a half bath. Step out from the dining room onto the deck, where you can enjoy summer barbecues in the semi-private, partially fenced in, back yard. Upstairs, three generously sized bedrooms provide ample space.

    Brittany Patrick Ryen Realty LLC

    137 Railroad St, Philipsburg, PA 16866
  • /27

    $89,900

    $5K PRICE DROP
    • 2 Beds
    • 688 Sq Ft

    299 Snow Shoe Mountain Forest Rd, Snow Shoe, PA 16874

    Escape to the mountains with this cozy recreational camp tucked away on 1 acre in Snow Shoe! Located in a gated community surrounded by thousands of acres of State Game Lands and an additional 156 acres shared by community homeowners, this property is the perfect basecamp for outdoor enthusiasts. Enjoy access to ATV trails, hunting, fishing, and endless opportunities to explore the surrounding

    Christopher Bickford Keller Williams Advantage Realty

    299 Snow Shoe Mountain Forest Rd, Snow Shoe, PA 16874
  • /31

    $379,990

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,585 Sq Ft

    Violet Plan at Harvest Meadows, Wingate, PA 16823

    3 beds | 2.5 baths | from 1,585 sqft Welcome to the charming Violet Townhome, where comfort and style intertwine to create the perfect retreat. With 3 bedrooms, 2.5 baths, and 1585 square feet of living space, this home offers everything you need for modern living. Step inside and be greeted by a spacious family room on the first floor, ideal for entertaining guests or simply unwinding after a

    Berks Homes Builder
    106 Broad Oak Ln Unit 36477767, Wingate, PA 16823
  • /78

    $1,500,000

    • 6 Beds
    • 3.5 Baths
    • 3,779 Sq Ft

    612 & 614 Old Route 322, Spring Mills, PA 16875

    Welcome to the Historic General Potter Farm — A Distinctive Estate and Premier Event Venue Nestled on 12 picturesque acres of woodlands, rolling fields, and meandering streams just outside of State College, the General Potter Farm is a nationally registered historic property offering a rare combination of timeless charm, spacious living, and a thriving all-season wedding and event venue. At the

    Brian Rutter Keller Williams Advantage Realty

    612 & 614 Old Route 322, Spring Mills, PA 16875
  • /54

    $199,000

    • 2 Beds
    • 2 Baths
    • 1,832 Sq Ft

    195 Shady Dell Rd, Port Matilda, PA 16870

    Situated on a beautiful 1-acre lot, this property has been extensively improved over the years, offering far more than its original beginnings. Major upgrades include a durable metal roof, replacement windows (easy clean), a whole-house generator, upgrade to 440 amperage, a new updated sand mound system, two spacious additions, an enclosed porch, a second full bathroom, and an efficient

    Scott Yocum Yocum Real Estate Centre, LLC

    195 Shady Dell Rd, Port Matilda, PA 16870
  • /9

    $120,000

    • Land
    • 19,602 Sq Ft
    • $266,667 per Acre

    LOT 83 Buckwheat Way, Centre Hall, PA 16828

    Open to all builders—additional homesites available! Welcome to this new construction community in Centre Hall, PA, where you can build your dream home in a quiet scenic setting without giving up modern conveniences. Public water and sewer, natural gas, high-speed internet, sidewalks, and more are all available to support comfortable, connected living. This particular lot offers the added

    Kristin O'Brien Keller Williams Advantage Realty

    LOT 83 Buckwheat Way, Centre Hall, PA 16828
  • /23

    $699,000

    • Land
    • 12.93 Acres
    • $54,060 per Acre

    538 Two Mile Rd, Howard, PA 16841

    Serenity and Convenience are the best words to describe 538 Two Mile Road Howard PA. Located in "The Woods at Sand Ridge" Development. It is a 30 minute drive to State College, Bellefonte, and other outlaying areas of interest. This 12.93 acre property is absolutely beautiful and filled with peace and quiet. The 30 x 50 Story & Half Barn has a catwalk and two master bedrooms and bath that is

    Kim Mearkle Juniata Realty

    538 Two Mile Rd, Howard, PA 16841
  • /37

    $524,900

    $20K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,466 Sq Ft

    136 Ashford Manor Dr, Centre Hall, PA 16828

    Like new and ready for you! This stunning 2 story in quiet Ashford Manor, just on the edge of Centre Hall Borough, contains all the space you will need. The first floor contains large kitchen with lots of maple cabinets, granite counter tops and stainless steel appliances. The living room has propane fired fireplace. First also contains an office, dining room and half bath. Upstairs you will find

    Jacqui Chiarkas BHHS Home Edge Realty Group

    136 Ashford Manor Dr, Centre Hall, PA 16828
  • /17

    $49,900

    • 3 Beds
    • 2 Baths
    • 1,064 Sq Ft

    178 Ash Cir, Centre Hall, PA 16828

    Welcome to this nicely maintained 1998 16’ x 80’ mobile home located in the desirable Black Hawk Park community in Centre Hall, PA. Offering 3 bedrooms and 2 full bathrooms, this move-in-ready home combines comfort and functionality. Recent improvements include a durable newer metal roof, newer water heater, and tasteful interior updates including central air that enhance the home’s appeal. The

    Joni Spearly Kissinger, Bigatel & Brower

    178 Ash Cir, Centre Hall, PA 16828
  • /12

    $200,000

    • Land
    • 37,897 Sq Ft
    • $229,885 per Acre

    655 Montclair Ln, Boalsburg, PA 16827

    Welcome Home to Kaywood North Estates! Located minutes from the historic town of Boalsburg and 15 minutes from downtown State College and Penn State University, Kaywood North Estates provides peaceful country living close to the amenities you desire. With spectacular views of Mount Nittany, rolling hills and beautiful country meadows, Kaywood North Estates is a beautiful setting to build your new

    Aaron Burrell Kissinger, Bigatel & Brower

    655 Montclair Ln, Boalsburg, PA 16827
  • /78

    $499,999

    $25K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,193 Sq Ft

    3222 Shellers Bend Unit 209, State College, PA 16801

    Experience effortless luxury living in this spacious Cobble Creek condominium located in the highly sought-after State College Area School District, just minutes from Penn State University, Beaver Stadium, downtown State College, shopping, dining, and recreation. This beautifully appointed move in ready 3-bedroom, 2.5-bath home offers an exceptional blend of elegance, comfort, and low-maintenance

    Brian Kissinger Kissinger & Associates LLC

    3222 Shellers Bend Unit 209, State College, PA 16801
  • /49

    $559,900

    • 4 Beds
    • 2.5 Baths
    • 2,632 Sq Ft

    81 Bethel Ct, Port Matilda, PA 16870

    This impressive two-story home offers an abundance of space and modern amenities, perfect for comfortable family living. As you step inside, a welcoming foyer leads you into the heart of the home. The kitchen is a chef's delight, boasting tile flooring, granite countertops, and a convenient island for food preparation and casual dining. It flows seamlessly into a large living room, creating an

    Gretchen Gunnett Perry Wellington Realty, LLC

    81 Bethel Ct, Port Matilda, PA 16870
  • /39

    $539,000

    • 4 Beds
    • 3.5 Baths
    • 2,868 Sq Ft

    1006 Kay St, Boalsburg, PA 16827

    Welcome to this classic and beautifully maintained 4-bedroom, 3.5-bath home located in the highly desirable Kaywood Development in Boalsburg. Offering generous living spaces and timeless charm, this home is designed for comfortable everyday living and effortless entertaining. The main level features an oversized living room highlighted by a cozy wood-burning fireplace, creating the perfect

    Annette Yorks Perry Wellington Realty, LLC

    1006 Kay St, Boalsburg, PA 16827
  • /103

    $324,900

    • 3 Beds
    • 2.5 Baths
    • 2,050 Sq Ft

    147 E Main St, Millheim, PA 16854

    Looking for a 3-bed home in Millheim with historic character, flexible space, and a Main Street location? This 1920 home at 147 E Main Street blends classic charm with practical updates, including mostly updated windows, a newer metal roof, inviting outdoor areas, and lower-level potential for work, storage, hobbies, or creative use. Set on a 0.28-acre lot with mature trees, this home welcomes

    Susan Rupert Kissinger, Bigatel & Brower

    147 E Main St, Millheim, PA 16854
  • /4

    $1,200,000

    • Land
    • 20 Acres
    • $60,000 per Acre

    0 Zion Rd, Bellefonte, PA 16823

    Prime Opportunity Awaits! This 20 acre property is zoned Interchange Commercial which allows it to have an extensive list of permitted uses such as; Restaurants, Retail, Hotels, Motor Vehicle Services, Amusement Enterprises, Arenas, Movie Theaters, Community Centers, Hospitals, Animal Hospitals, and many more. Have a different vision? Purchase this property to possibly subdivide, or develop as

    Scott Yocum Yocum Real Estate Centre, LLC

    0 Zion Rd, Bellefonte, PA 16823
  • /41

    $314,900

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,435 Sq Ft

    142 Highpoint Park Dr, Pleasant Gap, PA 16823

    The Redfield Townhome | Move-in Ready!*Tour this home on your own using our self-guided tour technology from UTour. Schedule a tour and we'll send you a unique code for access!Located just 5 minutes from I-99, Steeplechase residents enjoy an ultra-convenient location close to downtown Bellefonte, and just 10-15 minutes from Penn State University.This Redfield plan includes:Upgraded kitchen with

    S&A Homes Builder
    142 Highpoint Park Dr, Pleasant Gap, PA 16823
  • /24

    $244,900

    $20K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 2,258 Sq Ft

    4305 Jacksonville Rd, Howard, PA 16841

    This expansive rural estate commands a prime corner lot, offeringunparalleled space and privacy. The home features oversized roomsthroughout, complemented by barn and several massive storage outbuildings.This home is perfect for someone needing workshops, large equipmentstorage and extra space.

    Joshua Johnson Keller Williams Advantage Realty

    4305 Jacksonville Rd, Howard, PA 16841
  • /70

    $1,795,000

    $200K PRICE DROP
    • 5 Beds
    • 6.5 Baths
    • 8,467 Sq Ft

    171 Manhasset Dr, Port Matilda, PA 16870

    8,467 finished sq ft of living space -- Drop ceiling in lower level will be completed at the expense of the seller prior to settlement. This home reflects only the very best located on 2+ acres in the upscale Cedar Cliff community featuring 5 bdrm, 6.5 bath and an amazing 2-story foyer with a beautiful crystal chandelier as well as a 2-story (19ft) living & family room. The elegant formal dining

    Rick Swanger RE/MAX Centre Realty

    171 Manhasset Dr, Port Matilda, PA 16870
  • /33

    $387,000

    $8K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 1,468 Sq Ft

    2056 Chelsea Ln, State College, PA 16801

    Welcome to this beautiful split-entry home with a charming brick front, ideally located just minutes from downtown State College, Penn State, and a nearby CATA bus stop. The upper level features three spacious bedrooms and two full baths, along with a recently remodeled kitchen, granite countertops and newer appliances(Refrigerator 2024,dishwasher 2024,Range 2024,Water heater 2024,Microwave

    Jie Peng RE/MAX Centre Realty

    2056 Chelsea Ln, State College, PA 16801
  • /22

    $650,000

    Coming Soon
    • 4 Beds
    • 2.5 Baths
    • 2,709 Sq Ft

    757 Beaver Branch Rd, Pennsylvania Furnace, PA 16865

    Completely transformed through an extensive, top-to-bottom renovation, this stunning contemporary home sits on a private, fully fenced one-acre lot just minutes from Penn State. An exquisite chef's kitchen anchors the home, complemented by beautifully renovated baths, new windows and doors, a new metal roof, new flooring, soaring vaulted ceilings, and walls of windows that bring the outdoors in.

    Janean Chandler Keller Williams Advantage Realty

    757 Beaver Branch Rd, Pennsylvania Furnace, PA 16865
  • /51

    $435,000

    • 3 Beds
    • 2.5 Baths
    • 2,582 Sq Ft

    126 Rosehill Dr, Bellefonte, PA 16823

    Exceptional one-floor living awaits at 126 Rosehill Drive in Burnham Farm Estates. Perched on a hill with a beautiful mountain views, this 3-bed, 2.5-bath ranch boasts big-ticket upgrades including a new roof (2025), HVAC system (2021), and newer composite deck. The welcoming front porch is a great place to enjoy the distant views and sip your morning coffee. Inside, value an open concept layout,

    Peter Chiarkas Kissinger, Bigatel & Brower

    126 Rosehill Dr, Bellefonte, PA 16823
  • /42

    $390,000

    • 3 Beds
    • 2.5 Baths
    • 1,576 Sq Ft

    142-F Alma Mater Ct, State College, PA 16803

    Desirable Homecoming Ridge II community in the Village at Penn State! This move-in ready 3-bedroom, 2.5 bath condo offers comfort, convenience, and flexibility just minutes from Beaver Stadium, the Bryce Jordan Center, Penn State campus, the airport, and Toftrees Golf Resort. Inside, you’ll find a cozy living room, half bath, and spacious eat-in kitchen with sliding doors leading to a covered

    Erica Zaritski Scott Kissinger, Bigatel & Brower

    142-F Alma Mater Ct, State College, PA 16803
  • /5

    $459,000

    • Land
    • 23.2 Acres
    • $19,784 per Acre

    Lot 1 Pennwoods View Taylor Hill Rd, Potter Township, PA 16828

    Looking for privacy, but still want to be close to everything? Check out Lot 1 in the Pennwoods View subdivision which contains 23.20 (mostly) wooded acres. Conveniently located just 11 miles from State College, and just 3 miles from the beautiful Colyer Lake! Take in the scenic views, and enjoy being close to State Land. This Lot is perc tested, and ready for your vision. There are 2 additional

    Scott Yocum Yocum Real Estate Centre, LLC

    Lot 1 Pennwoods View Taylor Hill Rd, Potter Township, PA 16828
  • /3

    $449,900

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,465 Sq Ft

    111 Emery Rd, Centre Hall, PA 16828

    New construction Elmcrest B ranch home in Centre Hall featuring 3 bedrooms, 2 full baths, and an unfinished basement. Open-concept layout with spacious family room, dining area, and upgraded kitchen with granite countertops, upgraded cabinetry, center island, and stainless-steel appliances including electric range, microwave hood, and dishwasher. Private Owner’s Suite includes a walk-in closet

    Janice Glessner S&A Realty, LLC

    111 Emery Rd, Centre Hall, PA 16828

Showing Results 81 - 120, Page 3 of 10

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