1,296

Charleston County SC 2-Story Homes for Sale

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  • /60

    $2,295,000

    $395K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,704 Sq Ft

    6 Morgan Place Dr, Isle of Palms, SC 29451

    Tucked peacefully away inside the Wild Dunes Resort, you will find 6 Morgan Place Drive. This perfect second, vacation, or full time home comes with its own 40' boat slip and dock (#13) on the shimmering waters of Morgan Creek. With easy access to the intracoastal waterway and the surrounding golf courses, this is the place you will consistently enjoy over the years. The perfect spot for

    Joe Walker Dunes Properties of Chas Inc

    6 Morgan Place Dr, Isle of Palms, SC 29451
  • /4

    $379,900

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,029 Sq Ft

    1539 Bountiful Bend Unit 30, Mount Pleasant, SC 29466

    Welcome to Attainable Housing in Carolina Park! Nestled within the friendly confines of one of the Lowcountry's premier master planned communities, The Towns at Carolina Park, represents a tremendous home ownership opportunity. In this attainable housing community will be one hundred new 3-bedroom townhome style homes will be built just steps away from award-winning public schools, a 40,000

    Patty Lynn Connell Carolina One Real Estate

    1539 Bountiful Bend Unit 30, Mount Pleasant, SC 29466
  • /33

    $444,000

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,000 Sq Ft

    8613 Connor Ct, North Charleston, SC 29406

    MOVE IN READY!! The Ellis! This two-story design features 3 bedrooms, 2.5 baths plus a loft. On the main floor, the open-concept living area connects the family room, cafe, and kitchen for effortless everyday living and entertaining. The spacious kitchen includes a large island and direct access to the pantry and laundry area for added convenience. Covered patio, quartz countertops, laminate

    Hunter Quinn Homes Builder
    8613 Connor Ct, North Charleston, SC 29406
  • /67

    $660,000

    • 4 Beds
    • 2.5 Baths
    • 2,935 Sq Ft

    1920 Zonny Moss Dr, Johns Island, SC 29455

    Welcome to this meticulously maintained home in the desirable Oakfield community on Johns Island. Filled with an abundance of natural light, this spacious home features 9-foot ceilings, crown molding, plantation shutters, and an open floor plan designed for comfortable everyday living and entertaining. The beautiful kitchen offers granite countertops, 5 burner gas range, large kitchen island

    Jay Costa Carolina One Real Estate

    1920 Zonny Moss Dr, Johns Island, SC 29455
  • /62

    $1,775,000

    $75K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 3,437 Sq Ft

    1015 Casseque Province, Mount Pleasant, SC 29464

    Captivating contemporary on the George Cobb championship golf course - a rare architectural statement in Mount Pleasant's Snee Farm. Over $200K in upgrades since 2022 deliver an impeccable, move-in-ready home with light, privacy, and resort-style living that simply can't be replicated.The open floor plan is flooded with natural light through dramatic windows and soaring vaulted ceilings. The

    Erica Zepp The Boulevard Company

    1015 Casseque Province, Mount Pleasant, SC 29464
  • /75

    $4,500,000

    • 6 Beds
    • 5 Baths
    • 3,791 Sq Ft

    507 W Ashley Ave, Folly Beach, SC 29439

    Welcome to 507 W Ashley Ave, an extraordinary OCEANFRONT Charleston retreat, where luxury meets the laid-back lifestyle of Folly Beach. This premier beachfront residence presents a rare opportunity to own a slice of Charleston's most coveted coastline, The Edge of America. Perfectly positioned along the coast, this stunning home captures unobstructed panoramic ocean views and delivers direct

    Amanda Perry Compass Carolinas, LLC

    507 W Ashley Ave, Folly Beach, SC 29439
  • /136

    $4,000,000

    New Construction
    • 5 Beds
    • 4.5 Baths
    • 3,532 Sq Ft

    720 W Ashley Ave, Folly Beach, SC 29439

    Located on a prime Folly Beach corner lot just steps from the beach, 720 W Ashley Ave is a newly completed coastal retreat that blends timeless Lowcountry architecture with elevated, luxury design. Located directly across from beach access, this second-row home offers ocean views and an exceptional setting on Folly Beach.Designed by renowned architect Carl McCants with a classic Sullivan's Island

    Noah Moore Carolina One Real Estate

    720 W Ashley Ave, Folly Beach, SC 29439
  • /34

    $369,000

    $19K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 798 Sq Ft

    609 Double Eagle Trace, Johns Island, SC 29455

    PRICED TO SELL! This charming 1-bedroom, 1.5-bath townhome offers the perfect opportunity to enjoy everything that Seabrook has to offer. Nicely updated and thoughtfully designed, this bright 2-story end unit features beadboard ceilings, luxury vinyl plank flooring, and a beautifully renovated kitchen with custom cabinetry, tile countertops and stylish backsplash. Updated bathrooms and new

    Stuart Spisak Seabrook Island Real Estate

    609 Double Eagle Trace, Johns Island, SC 29455
  • /35

    $374,000

    New Construction $10K PRICE INCREASE
    • 5 Beds
    • 3 Baths
    • 1,725 Sq Ft

    5020 Buggs Ln, Summerville, SC 29485

    Enjoy brand-new construction Lowcountry Living in the peaceful town of Lincolnville--where modern homes meet small-town charm. Perfectly located just 5 minutes to Summerville with easy access to I-26 and Charleston, Lincolnville delivers quiet living, room to grow, and everyday convenience just moments away from all that matters most. A fantastic opportunity for buyers seeking fresh design,

    Brian Mullinax HQ Real Estate LLC

    5020 Buggs Ln, Summerville, SC 29485
  • /41

    $1,850,000

    $150K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,524 Sq Ft

    3246 Jenkins Farm Rd, Johns Island, SC 29455

    Dock Permit in progress!! Imagine Spanish moss-draped oak trees...marsh hens chirping at low tide... reeling in the catch of the day...hopping on the boat for a sunset cruise down the Abbapoola to the Stono River...or just sitting on the porch, listening to the ''quiet'', while enjoying a morning cup of coffee, or a refreshing beverage in the afternoon... Now, imagine you owning this lowcountry

    Deana Williams Agent Group Realty Charleston

    3246 Jenkins Farm Rd, Johns Island, SC 29455
  • /41

    $895,000

    Open Sat 11AM - 2PM $105K PRICE DROP
    • 2 Beds
    • 2.5 Baths
    • 1,270 Sq Ft

    250 Coming St, Charleston, SC 29403

    Nestled in the heart of downtown Charleston's Cannonborough-Elliotborough neighborhood, 250 Coming Street blends historic Charleston charm with modern construction and exceptional walkability. Built in 2011, this double primary 2-bedroom, 2.5-bath Charleston Single offers ample space including double piazzas, high ceilings, and abundant natural light, designed to fit seamlessly into its historic

    Jc Conway Keller Williams Realty Charleston

    250 Coming St, Charleston, SC 29403
  • /25

    $189,900

    $5K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,114 Sq Ft

    8016 Thelen St, North Charleston, SC 29406

    Move in ready two bedroom townhouse featuring a cozy fireplace with built in shelving, and a bright open living area perfect for everyday living or entertaining. The kitchen offers great functionality with easy access to a private patio ideal for relaxing outdoors.Upstairs you will find spacious bedrooms including a private balcony retreat and a full bathroom. This home offers low maintenance

    Stephen Kohn Kohn & Company Realty, LLC

    8016 Thelen St, North Charleston, SC 29406
  • /11

    $1,172,990

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,466 Sq Ft

    Wando Plan at Liberty Hill Farm, Mount Pleasant, SC 29466

    Open-concept kitchen overlooking the great room.Spacious primary suite with walk-in closet and spa bath.Loft for additional entertaining space.Inviting deck for relaxing in the fresh air.Optional elevator pre-wire for easy access between floors.

    K. Hovnanian Homes Builder
    1485 Cultivation Ln Unit 36459517, Mount Pleasant, SC 29466
  • /43

    $1,495,000

    $200K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,945 Sq Ft

    45 Wappoo Creek Place Unit 45, Charleston, SC 29412

    Enjoy sweeping Intracoastal Waterway views and private deepwater dock access from this beautifully renovated condominium in Wappoo Creek Place, just minutes from downtown Charleston and approximately one mile from the Country Club of Charleston.The rear of the home is almost entirely glass, creating a stunning backdrop of the water and passing boats. Nearly every space -- including the living

    H. Brown Hamrick Disher Hamrick & Myers Res Inc

    45 Wappoo Creek Place Unit 45, Charleston, SC 29412
  • /59

    $1,395,000

    • 4 Beds
    • 3.5 Baths
    • 3,373 Sq Ft

    1759 Clark Hills Cir, Johns Island, SC 29455

    Rare Find! Priced below appraisal - instant equity, appraisal in hand! Tucked within the quiet, established neighborhood, Church Creek Landing is known for its custom homes, natural beauty, and privacy. This 4-bedroom, 3.5 bath elevated home offers an exceptional blend of craftmanship, tidal creek sunsets, and solitude. Thee expansive, gourmet kitchen boasts custom cabinetry, quartzite

    Susie Gorsline Carolina One Real Estate

    1759 Clark Hills Cir, Johns Island, SC 29455
  • /40

    $535,000

    • 2 Beds
    • 2.5 Baths
    • 1,424 Sq Ft

    3344 Billings St, Mount Pleasant, SC 29466

    Beautifully maintained end-unit townhome in desirable Hamlin Plantation! This home is filled with natural light and features a freshly painted interior and beautiful updated bathrooms. Enjoy dual balcony porches on both levels--perfect for relaxing or entertaining. A fenced-in yard offers added privacy and outdoor space. Includes three dedicated parking spots, a hard-to-find feature. Situated

    Kim Katich Flat Rate Real Estate

    3344 Billings St, Mount Pleasant, SC 29466
  • /26

    $1,600,000

    • 4 Beds
    • 3 Baths
    • 2,184 Sq Ft

    715 Ramshorn Ln, Mc Clellanville, SC 29458

    Experience the true essence of Lowcountry living at 715 Ramshorn Lane in McClellanville. This charming coastal home features enduring cypress siding, a durable metal roof, and warm heart pine floors throughout. The property offers excellent versatility with a detached garage featuring an upstairs art studio, plus your own private dock with a pier head and floater for immediate access to Cape

    Allston Leland The Leland Company

    715 Ramshorn Ln, Mc Clellanville, SC 29458
  • /16

    $359,000

    • 2 Beds
    • 2.5 Baths
    • 950 Sq Ft

    1291 Mathis Ferry Rd, Mount Pleasant, SC 29464

    Welcome to 1291 Mathis Ferry Rd, an end-unit townhome in the heart of Mount Pleasant, just minutes from downtown Charleston and the beaches. The open-concept first floor features a kitchen and living area, along with a convenient half bathroom. The spacious kitchen offers plenty of cabinet and counter space, perfect for everyday living and entertaining. Upstairs you will find two bedrooms with

    Deanna Stinnett The Boulevard Company

    1291 Mathis Ferry Rd, Mount Pleasant, SC 29464
  • /97

    $1,990,000

    $110K PRICE DROP
    • 5 Beds
    • 4.5 Baths
    • 4,171 Sq Ft

    1924 Shields Ln, Mount Pleasant, SC 29466

    Welcome to 1924 Shields Lane, a private oasis in Mount Pleasant with beautiful views of the marsh and tidal creek leading to the Wando River. This elevated two-story home is set back from the street on just over eight-tenths of an acre surrounded by marsh on three sides. The ground level is comprised of the massive garage and outdoor living space. On the main level, you will find an inviting and

    Patrick Tesner Navigate Realty

    1924 Shields Ln, Mount Pleasant, SC 29466
  • /53

    $5,200,000

    • 3 Beds
    • 2.5 Baths
    • 2,702 Sq Ft

    4 Bedons Aly, Charleston, SC 29401

    Tucked away on one of Charleston's most coveted hidden alleys, 4 Bedons Alley is a masterfully renovated residence that seamlessly blends timeless historic charm with elevated modern luxury. Privately positioned behind manicured gardens and curated landscaping, this exceptional home offers an incredibly rare sense of tranquility in the heart of the Historic District. Inside, thoughtfully designed

    Craig Mcblain Keller Williams Realty Charleston

    4 Bedons Aly, Charleston, SC 29401
  • /32

    $396,000

    • 3 Beds
    • 2.5 Baths
    • 1,736 Sq Ft

    2916 Shadow Ln, Charleston, SC 29406

    Beautifully updated home in a prime location directly across from Charleston Southern University, NO HOA, and situated in an X flood zone with no flood insurance requiredInside, you'll find a bright and functional floor plan featuring granite countertops, stainless steel appliances, and plenty of space for everyday living and entertaining. Major recent improvements include a new roof and

    Elick Norsworthy Realty ONE Group Coastal

    2916 Shadow Ln, Charleston, SC 29406
  • /32

    $525,000

    $40K PRICE DROP
    • 2 Beds
    • 986 Sq Ft

    2021 Fremont St, Charleston, SC 29412

    Wonderfully located duplex in the Woodland Shores/Riverland Terrace area of James Island only steps away from the Charleston Municipal Golf Course, Terrace Plaza, Johns Island, St. Johns Yacht Harbor/Stono Marina; additionally, the property sits just 3.2 miles from Downtown Charleston, 9 miles to Folly Beach and 18 miles to Seabrook & Kiawah Island. Duplex features two (2), one (1) bedroom units

    Brett Rashtchian RE/MAX Southern Shores

    2021 Fremont St, Charleston, SC 29412
  • /29

    $924,900

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,502 Sq Ft

    9 Lapp's Ct, Charleston, SC 29403

    NEW CONSTRUCTION- Welcome to 9 Lapps Court, your Dream Home in the Heart of the Eastside!Discover luxury redefined in this stunning NEW 3-bedroom, 2.5-bath residence nestled in one of the Eastside's most vibrant and evolving locations. Fully NEW construction, this architectural gem is thoughtfully designed and masterfully constructed to offer the perfect blend of modern sophistication and

    Nick Crane Realty ONE Group Coastal

    9 Lapp's Ct, Charleston, SC 29403
  • /10

    $379,500

    New Construction $21K PRICE INCREASE
    • 3 Beds
    • 2.5 Baths
    • 1,590 Sq Ft

    5012 Buggs Ln, Summerville, SC 29485

    Brand New Summerville Community! Enjoy brand-new construction Lowcountry Living in the peaceful town of Lincolnville--where modern homes meet small-town charm. Perfectly located just 5 minutes to Summerville with easy access to I-26 and Charleston, Lincolnville delivers quiet living, room to grow, and everyday convenience just moments away from all that matters most. A fantastic opportunity for

    Brian Mullinax HQ Real Estate LLC

    5012 Buggs Ln, Summerville, SC 29485
  • /31

    $4,180,000

    New Construction
    • 3 Beds
    • 3.5 Baths
    • 2,608 Sq Ft

    284 Meeting St Unit 202, Charleston, SC 29401

    In the heart of Charleston's historic district, 284 Meeting Street presents a rare collection of six impeccably designed luxury townhomes that blend timeless architecture with modern sophistication. Positioned on the edge of Ansonborough, residents are just steps from the city's finest shopping and dining along King Street, the open green space of Marion Square, and cultural landmarks including

    Robertson Allen The Cassina Group

    284 Meeting St Unit 202, Charleston, SC 29401
  • /40

    $849,000

    • 5 Beds
    • 3.5 Baths
    • 3,019 Sq Ft

    1473 Oakhurst Dr, Mount Pleasant, SC 29466

    Set along the 12th fairway of the prestigious Arnold Palmer Signature Golf Course, this beautifully positioned home in Rivertowne Country Club offers the perfect blend of space, flexibility, and incredible outdoor potential.Situated on a premium golf course lot, the home enjoys peaceful, sweeping views with a generous backyard that offers ample room for a future pool (pending ARB approval).

    Victoria Breault Tabby Realty LLC

    1473 Oakhurst Dr, Mount Pleasant, SC 29466
  • /59

    $450,000

    $39K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,540 Sq Ft

    2407 Castlereagh Rd, Charleston, SC 29414

    Welcome to this inviting home in established Hemmingwood in West Ashley--with no HOA! Ideally located near shopping, dining, schools, Downtown Charleston, Charleston International Airport, and Folly Beach. This bright, open floor plan features a spacious living room, dining area with bay window, and a flexible sunroom for added living space. Major updates include a brand new roof and new exterior

    Chris Facello Carolina One Real Estate

    2407 Castlereagh Rd, Charleston, SC 29414
  • /37

    $749,900

    • 3 Beds
    • 2.5 Baths
    • 1,568 Sq Ft

    1032 Avenue of Oaks, Charleston, SC 29407

    Seller offering $5,000 in flex cash with an acceptable offer, which may be used toward buyer closing costs, prepaid items, or an interest rate buydown, subject to lender approval.Tucked within Avenue of Oaks, one of West Ashley's most distinctive boutique communities, this beautifully appointed Charleston Single offers refined Lowcountry living just minutes from downtown Charleston, area beaches,

    David Friedman Keller Williams Realty Charleston

    1032 Avenue of Oaks, Charleston, SC 29407
  • /48

    $680,990

    • 4 Beds
    • 3.5 Baths
    • 3,020 Sq Ft

    5 Kings River Trail, Hollywood, SC 29449

    PROPOSED CONSTRUCTION. Kings River Preserve nestled beneath majestic live oaks and the natural beauty of the Lowcountry. Enjoy serene living just minutes from modern conveniences, shopping, and coastal beaches. Residents can enjoy scenic greenspaces, and look forward to future amenities like a waterside viewing deck. The Lockwood floorplan combines comfort and flexibility in a thoughtfully

    Kandee Jackson DFH Realty Georgia, LLC

    5 Kings River Trail, Hollywood, SC 29449
  • /49

    $890,990

    • 4 Beds
    • 3.5 Baths
    • 3,458 Sq Ft

    12 Kings River Trail, Hollywood, SC 29449

    PROPOSED CONSTRUCTION. Kings River Preserve nestled beneath majestic live oaks and the natural beauty of the Lowcountry. Enjoy serene living just minutes from modern conveniences, shopping, and coastal beaches. Residents can enjoy scenic greenspaces, and look forward to future amenities like a waterside viewing deck. The Sycamore Drive Under floorplan combines comfort and flexibility in a

    Kandee Jackson DFH Realty Georgia, LLC

    12 Kings River Trail, Hollywood, SC 29449
  • /64

    $669,900

    $20K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,924 Sq Ft

    5001 Catfish Loop, Johns Island, SC 29455

    Impeccably maintained 4BR/2.5BA home on a picturesque, tree-lined corner lot in one of Johns Island's most sought-after communities. Light-filled open floor plan with a beautifully updated kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, and a center island. Main-level primary suite offers a private retreat with en suite bath. Upstairs includes three bedrooms,

    Debbie Pelkie Nicklaus Vance

    5001 Catfish Loop, Johns Island, SC 29455
  • /13

    $1,197,900

    • 3 Beds
    • 2.5 Baths
    • 2,545 Sq Ft

    1330 Willow Pond Rd Unit 6, Mount Pleasant, SC 29466

    Welcome home to Willow Pond, a beautiful boutique community with only 13 homesites, surrounded by gorgeous live oaks, wetlands, a pond, and a walking trail throughout the neighborhood. It has such a peaceful, tucked-away feel while still being close to everything that makes Mount Pleasant so desirable. You will enjoy living a short drive from shops, restaurants, noted schools, historic downtown

    Kimberley Buck K. Hovnanian Homes

    1330 Willow Pond Rd Unit 6, Mount Pleasant, SC 29466
  • /60

    $2,995,000

    • 4 Beds
    • 4.5 Baths
    • 2,652 Sq Ft

    252 Governors Dr, Johns Island, SC 29455

    This fully renovated four-bedroom home in Vanderhorst is ready for summer fun! Privately situated toward the back of the lot, it offers a coastal blend of updated interiors and inviting outdoor living, all within a leisurely bike ride of the beach and island amenities. The backyard is built for easy living -- a new in-ground pool with bluestone surround sits within its own fenced area, set

    Pam Harrington Pam Harrington Exclusives

    252 Governors Dr, Johns Island, SC 29455
  • /4

    $929,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,827 Sq Ft

    Avondale III Plan at Central Park, Charleston, SC 29412

    Discover the Avondale III, a spacious 2-story home offering 4-5 bedrooms and 2.5-4.5 baths, perfect for growing families and those who love to entertain. The first-floor owner's suite provides a private, luxurious retreat, offering both convenience and comfort. The main level also includes a study, ideal for a home office or quiet space. Upstairs, you'll find a bright and airy loft that can be

    Dream Finders Homes Builder
    0 Highcroft Ave Unit 36459157, Charleston, SC 29412
  • /49

    $1,299,000

    $100K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 800 Sq Ft

    55 Laurens St Unit 55H, Charleston, SC 29401

    Prominently situated on iconic Laurens Street in the heart of historic downtown Charleston, this pristine, never occupied since the renovation, brand new one-bedroom, one-bath residence offers a rare opportunity to own a beautifully reimagined home within a meticulously preserved 200+ year-old structure in the Charleston Historic District. This distinguished residence reflects early 19th-century

    Katherine Cox Coldwell Banker Realty

    55 Laurens St Unit 55H, Charleston, SC 29401
  • /49

    $650,000

    • 3 Beds
    • 2.5 Baths
    • 2,320 Sq Ft

    2024 Pearl Stone St, Johns Island, SC 29455

    Welcome to 2024 Pearl Stone Street, a meticulously maintained gem nestled in the highly desirable Villages subdivision within The Arbors subsection of Johns Island, SC. This stunning home perfectly blends classic Lowcountry charm with modern elegance, offering an exceptional living experience just steps from fantastic neighborhood amenities.From the moment you step inside, you will be greeted by

    Anthony Barrasso Ellis Creek Real Estate

    2024 Pearl Stone St, Johns Island, SC 29455
  • /26

    $235,000

    $10K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 1,386 Sq Ft

    4352 Briarstone Ct, North Charleston, SC 29418

    This home features three bedrooms upstairs and lovely hardwood floors in the large great downstairs. A formal dining area and a sunroom offer plenty of space and potential to make the home your own. Outside, you will find a large fenced backyard complete with a storage shed. The property is ideally situated close to I526, the Tanger Outlet Mall and downtown Charleston. Use Seller's Preferred

    Leesa Northrup Carolina One Real Estate

    4352 Briarstone Ct, North Charleston, SC 29418
  • /52

    $1,290,000

    $59K PRICE DROP
    • 5 Beds
    • 4.5 Baths
    • 2,561 Sq Ft

    6 & 6.5 Addison St, Charleston, SC 29403

    2,561 Total SqFt! Welcome Home to your Downtown Double-Gem! Step into a realm of timeless elegance and contemporary luxury with this rare TWO-dwelling property, perfectly positioned in the vibrant heart of downtown Charleston in the North Central subdivision. The front residence at 6 Addison has been meticulously and fully rebuilt, featuring an inviting living area with a stunning exposed beams

    Nick Crane Realty ONE Group Coastal

    6 & 6.5 Addison St, Charleston, SC 29403
  • /31

    $239,500

    • 2 Beds
    • 2.5 Baths
    • 1,320 Sq Ft

    1204 Pine Bluff Dr, Summerville, SC 29483

    Welcome to 1204 Pine Bluff Dr, a charming move-in ready townhouse in the Summer Wood community! This cozy 2-bedroom, 2.5-bath home is tucked away in a very quiet corner of the neighborhood, offering both comfort and privacy. The spacious living and dining area creates a welcoming space for relaxing or entertaining, while the kitchen features a center island and pantry for extra storage and

    Nathan Naylor Carolina One Real Estate

    1204 Pine Bluff Dr, Summerville, SC 29483

Showing Results 441 - 480, Page 12 of 18

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