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Charlotte, NC Homes for Sale

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  • /48

    $2,400,000

    • 5 Beds
    • 7 Baths
    • 7,624 Sq Ft

    14830 Resolves Ln, Charlotte, NC 28277

    Extensively updated in 2021, this light-filled home combines luxury finishes with a functional layout and exceptional indoor-outdoor living.Spacious chef’s kitchen and breakfast area feature Viking, Thermador, Miele, and Sub-Zero appliances, abundant workspace, oversized kitchen island with built-in storage, and a custom barista bar overlooking the pool and golf course.The primary suite

    Kimberlee Douglas Andrew Reed Properties, LLC

    14830 Resolves Ln, Charlotte, NC 28277
  • /48

    $2,250,000 Open Sun 11AM - 1PM

    • 6 Beds
    • 6 Baths
    • 5,194 Sq Ft

    6006 Old Providence Ln, Charlotte, NC 28226

    Beautifully designed and thoughtfully crafted, this exceptional home blends luxury with everyday livability. The chef’s kitchen is a true centerpiece, featuring premium Thermador appliances, a spacious walk-in pantry, and high-end designer finishes. Rich hardwood floors flow throughout the home, complemented by soaring ceilings and an abundance of natural light that highlights the private, serene

    Katie Catron Dickens Mitchener & Associates Inc

    6006 Old Providence Ln, Charlotte, NC 28226
  • /40

    $1,015,000

    • 4 Beds
    • 3.5 Baths
    • 4,656 Sq Ft

    16202 Monnet Place Ct, Charlotte, NC 28278

    Luxury Living on Nearly an Acre in a Private Cul-de-Sac Discover the perfect balance of privacy and sophistication in this stunning full-brick and stone estate, boasting an impressive 4,656 square feet of meticulously designed living space. Situated on a sprawling .94-acre semi-private lot at the end of a quiet cul-de-sac, this 4-bedroom, 3.5-bathroom home is crafted for those who demand both

    Reese Corbett Coterie Exchange LLC

    16202 Monnet Place Ct, Charlotte, NC 28278
  • /16

    $2,650,000

    • 20 Beds
    • 20 Baths
    • 12,524 Sq Ft

    3500 N Sharon Amity Rd, Charlotte, NC 28205

    Presenting an exceptional value-add multifamily investment opportunity located at 3500 North Sharon Amity Road in the rapidly expanding East Charlotte submarket. This highly efficient 20-unit asset consists entirely of desirable 1-bedroom, 1-bathroom floor plans, catering perfectly to the area's growing demographic of young professionals seeking affordable proximity to Charlotte's urban core.

    John Cockman BnBCabins Inc

    3500 N Sharon Amity Rd, Charlotte, NC 28205
  • /44

    $2,199,000

    • 5 Beds
    • 7 Baths
    • 7,152 Sq Ft

    11506 James Jack Ln, Charlotte, NC 28277

    Helms Custom Home overlooking the 14th green and salt water pool, waterfall, and spa. The backyard is fenced and has resort feel with covered veranda, pool deck, and golf course views. 2 primary suites with custom closets and large spa bathrooms. Large east facing verandas (upper and lower) perfect for entertaining in the evenings without excessive heat in summer. Windows Galore!!! New exterior

    Woodson Bradley BRNC Property Partners LLC

    11506 James Jack Ln, Charlotte, NC 28277
  • /33

    $1,239,000

    • 3 Beds
    • 3.5 Baths
    • 3,376 Sq Ft

    6531 Hazelton Dr, Charlotte, NC 28210

    Experience refined living in the heart of SouthPark with this exceptional Saussy Burbank townhome. Thoughtfully designed, this residence blends luxury, comfort, and convenience—all within walking distance to some of the area’s best shopping and dining. A private in-home elevator offers seamless access to every level, while the main living space showcases an open, airy layout with hardwood floors,

    Andrea Roether Dickens Mitchener & Associates Inc

    6531 Hazelton Dr, Charlotte, NC 28210
  • /48

    $4,499,999

    • 6 Beds
    • 5.5 Baths
    • 5,613 Sq Ft

    1436 Townes Rd, Charlotte, NC 28209

    Welcome to an extraordinary modern estate, completed in 2023, in the heart of Myers Park, where refined architecture and modern elegance converge. A grand, light-filled interior unfolds through an expansive open floor plan, anchored by a main-level primary suite and private guest retreat, each designed with a sense of quiet luxury. The primary sanctuary is complemented by a spa-caliber bath,

    Sherri D'Alessandro Ivester Jackson Christie's

    1436 Townes Rd, Charlotte, NC 28209
  • /48

    $1,050,000

    • 4 Beds
    • 3.5 Baths
    • 3,667 Sq Ft

    12656 Lahinch Ct, Charlotte, NC 28277

    Don't miss this thoughtfully designed, full-brick, one owner home set on a private, cul-de-sac lot in one of the area's most desirable CC communities. KT with gas range, center island, wall oven & microwave and wine frig. opens to GR with FP and access to rear deck. Lovely ML formal areas and study. Generous UL PBR with updated spa-inspired bath including an oversized shower, soaking tub, dual

    Lisa Rupp Helen Adams Realty

    12656 Lahinch Ct, Charlotte, NC 28277
  • /48

    $3,200,000

    • 4 Beds
    • 5.5 Baths
    • 7,449 Sq Ft

    7225 Governors Row, Charlotte, NC 28277

    Luxurious and Private, this stunning home boasts spectacular, long range views of the 16th fairway at TPC Piper Glen! Drive up the long driveway to the circular paved medalean and three car garage. Enter this spacious home through the double leaded glass doors and you'll be enchanted with the light filled space and big views. The gourmet kitchen features double islands, state of the art, sleek

    Ily Munoz Helen Adams Realty

    7225 Governors Row, Charlotte, NC 28277
  • /48

    $3,950,000

    • 5 Beds
    • 9 Baths
    • 10,648 Sq Ft

    9505 Greyson Ridge Dr, Charlotte, NC 28277

    This one of a kind well built home is a hidden jewel situated on 1.47 acres. You are nestled away with beautiful landscaping, mature trees, gardens , beautiful pool, plenty of outdoor entertaining area, covered porch and balconies. Freshly painted throughout the inside of the home, new hardwood flooring, new countertops in upstairs bathrooms and laundry room, new recessed lighting in bedrooms,

    Jocelyn Rose Corcoran HM Properties

    9505 Greyson Ridge Dr, Charlotte, NC 28277
  • /30

    $1,250,000

    • 4 Beds
    • 3 Baths
    • 2,788 Sq Ft

    5123 Randolph Rd, Charlotte, NC 28211

    Cotswold designer retreat on a private 0.62-acre wooded lot. No HOA. Private wraparound driveway leading to side. This home is ideally located less than a mile to Cotswold Village, the farmers market, parks, the planned McMullen Creek Greenway, and only minutes to SouthPark, Uptown, hospitals, and top schools. Scandinavian-inspired, the home is light-filled with floor-to-ceiling picture windows,

    Erin Ferguson LPT Realty, LLC

    5123 Randolph Rd, Charlotte, NC 28211
  • /48

    $4,200,000

    • 5 Beds
    • 10 Baths
    • 10,844 Sq Ft

    6905 Shinnecock Hill Ln, Charlotte, NC 28277

    A Charlotte Estate of Unrivaled Luxury on Piper Glen Lake Discover a truly one-of-a-kind waterfront estate nestled in the heart of Charlotte, overlooking the serene lake at Piper Glen Country Club. This stately residence presents a unique opportunity for today's discerning buyer, offering meticulous finishes and detailing rarely found. The inspiring, grand entrance immediately captivates with

    Jean Benham Howard Hanna Allen Tate Southpark

    6905 Shinnecock Hill Ln, Charlotte, NC 28277
  • /33

    $1,375,000

    • 4 Beds
    • 2.5 Baths
    • 3,145 Sq Ft

    1021 Allen St, Charlotte, NC 28205

    Expansive open-concept living designed for entertaining, seamlessly connecting large interior spaces with thoughtfully designed outdoor living areas. Striking modern residence with a dramatic two-story glass foyer, refined designer finishes, just minutes from NoDa and Plaza Midwood. Walkable to Belmont’s Mill District on a quiet street, this custom-built home features 10' ceilings on the main

    Craig Tribus Beycome Brokerage Realty LLC

    1021 Allen St, Charlotte, NC 28205
  • /43

    $1,700,000

    • 4 Beds
    • 3.5 Baths
    • 4,369 Sq Ft

    4841 Mountain Point Ln, Charlotte, NC 28216

    Experience exceptional lakefront living on the shores of Mountain Island Lake in this expansive and meticulously designed 4-bedroom, 3 full bath, 1 half bath luxury residence. Offering more than 4,000 square feet of heated living space, this home blends elegant craftsmanship with breathtaking natural beauty — all with unparalleled views of Latta Park and the sparkling water beyond.The main

    Corinne Murphy Century 21 Murphy & Rudolph

    4841 Mountain Point Ln, Charlotte, NC 28216
  • /48

    $1,200,000

    • 4 Beds
    • 3.5 Baths
    • 3,561 Sq Ft

    17909 Wilbanks Dr, Charlotte, NC 28278

    Live the Lake Life Every Day! This stunning waterfront home on Lake Wylie offers the ultimate in relaxed luxury and scenic beauty. Step outside to enjoy a massive deck, covered patio, and floating dock—perfect for entertaining or simply soaking in the peaceful lake views. Surrounded by beautiful trees and natural shoreline, this serene setting is your personal retreat. Inside, an open-concept

    Drew Choate Keller Williams Connected

    17909 Wilbanks Dr, Charlotte, NC 28278
  • /36

    $1,270,000

    • 4 Beds
    • 3.5 Baths
    • 3,079 Sq Ft

    5060 Carmel Rd, Charlotte, NC 28226

    Welcome to this exceptional, full brick townhome style condo showcasing amazing detail and pride of ownership throughout~ this is a rare opportunity to own a luxury, lock and leave property with main level primary suite, just minutes from SouthPark and the desirable Carmel and Quail Hollow Clubs. This home is situated in the back of the community and offers the ultimate location for peace and

    Catherine Cauthen Turner Corcoran HM Properties

    5060 Carmel Rd, Charlotte, NC 28226
  • /48

    $2,795,000

    • 5 Beds
    • 6 Baths
    • 5,211 Sq Ft

    4501 Oglukian Rd, Charlotte, NC 28226

    Welcome to 4501 Oglukian Rd, a private and meticulously landscaped property situated on a beautiful .8-acre lot in the highly sought-after Carmel Park. This recently washed hardhat stucco home greets you with a stunning marble foyer and winding staircase open to a two-story great room with wood burning fireplace, custom built ins and expansive backyard views. The main floor features a primary

    Susan May Corcoran HM Properties

    4501 Oglukian Rd, Charlotte, NC 28226
  • /23

    $1,250,000

    • 3 Beds
    • 2.5 Baths
    • 2,015 Sq Ft

    4215 Chelmsford Rd, Charlotte, NC 28211

    Beautiful home in the heart of Cotswold, right behind the Cotswold Village Shops. Very central to the entire city, only 10 minutes from uptown. This is a perfect tear down property.

    FD Deaton EXP Realty LLC

    4215 Chelmsford Rd, Charlotte, NC 28211
  • /42

    $1,325,000

    • 5 Beds
    • 5.5 Baths
    • 5,055 Sq Ft

    4247 Old Course Dr, Charlotte, NC 28277

    This distinguished all-brick residence embodies timeless elegance and refined living in the prestigious Piper Glen community. Set on a generous .63-acre lot, the home offers over 5,000 square feet of meticulously crafted living space designed for both effortless everyday living and exceptional entertaining. The inviting open-concept main level creates a seamless flow between sophisticated

    Beth Gibson Keller Williams Unified

    4247 Old Course Dr, Charlotte, NC 28277
  • /45

    $1,900,000 Open Sat 11AM - 1PM

    • 5 Beds
    • 5.5 Baths
    • 5,055 Sq Ft

    620 Cross Trail Dr, Charlotte, NC 28204

    Unparalleled, unobstructed skyline views of Uptown Charlotte from multiple balconies and rooms on multiple floors. Large home with soaring ceilings and wide open floorplan. Huge kitchen with gas range, and oversized center island and separate dining island. Large pantry with sink and mini fridge. Upper floor is the primary bedroom, private balcony, wet bar, and enormous closet at almost 20x20. 5

    Scott Lindsley Janus Real Estate LLC

    620 Cross Trail Dr, Charlotte, NC 28204
  • /48

    $1,095,000

    • 4 Beds
    • 3.5 Baths
    • 4,808 Sq Ft

    1632 Burtonwood Cir, Charlotte, NC 28212

    This Fully Renovated Luxurious 1-story All Brick Ranch Home, is located in one of the most Sought-After neighborhoods in South Charlotte, offering convenient access to Uptown and South Park. This Large 4,800+ sqft home is surrounded by beautiful mature trees on a large private lot with a fenced in backyard! Inside, the home features an open and airy layout with 4 large bedrooms, 3.5 baths, and a

    Tyler Goldsmith Real Broker, LLC

    1632 Burtonwood Cir, Charlotte, NC 28212
  • /30

    $1,085,000

    • 4 Beds
    • 3.5 Baths
    • 3,505 Sq Ft

    11942 Chevis Ct Unit 100, Charlotte, NC 28277

    Welcome home! This is a lovely 2Story home in southeast Charlotte with a full unfinished basement! This home has many nice finishing touches and is situated a level lot. This home features a 3 car garage that is great for storage, a nice large fireplace in the family room, a separate kitchen with an island, a large half bath on the main, a library on the main and guess what? The home also has a

    Mark Williams A.G. Williams Real Estate Appraisal

    11942 Chevis Ct Unit 100, Charlotte, NC 28277
  • /9

    $2,000,000

    • 24 Beds
    • 24 Baths
    • 11,064 Sq Ft

    2909 Burgess Dr, Charlotte, NC 28208

    Charlotte, NC 12-Unit Townhome Community with Immediate Value-Add Upside: Twelve-unit townhome community comprised entirely of 2-bedroom/1.5-bath units with 10 of 12 units fully renovated to a modern finish level. Two recently renovated vacant units represent immediate lease-up upside, while two below-market occupied units at $995 provide a clear runway to capture additional rent growth upon

    Jeff Shugarts Andrew Reed Properties, LLC

    2909 Burgess Dr, Charlotte, NC 28208
  • /48

    $1,125,000

    • 3 Beds
    • 3 Baths
    • 2,244 Sq Ft

    226 W Park Ave, Charlotte, NC 28203

    Charming, and truly one of a kind bungalow in the heart of Historic Wilmore awaits its next new owner! Architectural details abound in this beauty! Step inside and you're greeted with the striking beamed 10' ceilings. Original details shine alongside thoughtful updates and renovations. Gorgeous finishes and fixtures complete this immaculately maintained home. Huge, level backyard that reaches

    Elizabeth Phares Howard Hanna Allen Tate Center City

    226 W Park Ave, Charlotte, NC 28203
  • /40

    $1,599,000

    • 6 Beds
    • 3.5 Baths
    • 4,427 Sq Ft

    939 Linda Ln, Charlotte, NC 28211

    Nestled in the highly sought-after Cotswold neighborhood, this beautifully appointed traditional home offers the perfect blend of classic charm and modern convenience. Filled with abundant natural light, the thoughtfully designed floor plan provides both everyday comfort and exceptional entertaining spaces. The main level features a spacious primary suite, while upstairs offers three additional

    Adria Britt Howard Hanna Allen Tate Southpark

    939 Linda Ln, Charlotte, NC 28211
  • /19

    $1,235,000

    • 4 Beds
    • 3 Baths
    • 2,618 Sq Ft

    265 Anthony Cir, Charlotte, NC 28211

    Over $500,000 invested in the complete renovation of this beautifully updated ranch offering approximately 2,240 square feet of main-level living and three fully renovated bathrooms — a rare combination for homes of this size and era. The renovated kitchen anchors the home and is complemented by updated flooring, newer windows, and major system improvements including roof and HVAC, creating a

    Joe Stanfield Coldwell Banker Realty

    265 Anthony Cir, Charlotte, NC 28211
  • /48

    $6,000,000

    • 5 Beds
    • 8 Baths
    • 7,000 Sq Ft

    2610 Sedley Rd, Charlotte, NC 28211

    A masterclass in contemporary design and refined craftsmanship, this exceptional 2022 residence by Chiott Custom Homes offers approximately 7,000 square feet of thoughtfully curated living space. Clean architectural lines, a crisp white façade, and a visually striking roofline create a modern yet timeless presence. Inside, the home unfolds with an effortless flow, blending sophisticated finishes

    Lauren Alexander Premier Sotheby's International Realty

    2610 Sedley Rd, Charlotte, NC 28211
  • /48

    $1,345,000

    • 4 Beds
    • 4.5 Baths
    • 3,101 Sq Ft

    2649 Chesterfield Ave, Charlotte, NC 28205

    Stunning Craftsman in a great Chantilly location connected by a neighborhood path to the Chantilly Ecological Sanctuary which features 1.6 miles of walking trails and ponds plus all of the included amenities of Chantilly on The Green, which also include walking trails, green spaces, extensive landscaping, a fire pit, dog park, benches, and a gazebo with a grilling station. Inside, tradition meets

    Eric Layne COMPASS

    2649 Chesterfield Ave, Charlotte, NC 28205
  • /17

    $1,395,000

    • 3 Beds
    • 3.5 Baths
    • 2,366 Sq Ft

    1624 Lombardy Cir, Charlotte, NC 28203

    Welcome to this beautiful turnkey townhome in desirable Dilworth neighborhood. Ideally located just steps from Freedom Park, this home offers incredible walkability to many restaurants, shops, and amenities. Built by Simonini Builders in 2016, this exclusive nine townhome community offers a rare blend of privacy, luxury, and low-maintenance living. This is only 1 of 3 units with a private

    Melissa Murphy Helen Adams Realty

    1624 Lombardy Cir, Charlotte, NC 28203
  • /41

    $1,050,000

    • 4 Beds
    • 4.5 Baths
    • 2,644 Sq Ft

    1102 Yale Place, Charlotte, NC 28209

    Located in the highly sought-after Myers Park area near Freedom Park, this lovely home offers a modern open floor plan with gorgeous finishes throughout. The main level features site-finished hardwoods, granite countertops, and a neutral color palette that complements the abundant natural light, freshly painted and new carpet. Enjoy outdoor living on the sunny wood deck overlooking a tranquil

    James Rountree Dickens Mitchener & Associates Inc

    1102 Yale Place, Charlotte, NC 28209
  • /31

    $1,010,000 Open Tue 9AM - 7PM

    • 5 Beds
    • 3.5 Baths
    • 3,016 Sq Ft

    4467 Woodlark Ln, Charlotte, NC 28211

    Presenting 4467 Woodlark Ln, a residence containing a fireplace, all stainless steel appliances, kitchen island, accent backsplash in kitchen, great cabinet storage in kitchen, patio, storage shed, fenced in backyard. The interior floor plan includes functional living areas for daily tasks. The structure stands on a defined lot with utility features for maintenance. This property is ready for

    Regina Toner Opendoor Brokerage LLC

    4467 Woodlark Ln, Charlotte, NC 28211
  • /43

    $1,925,000

    • 4 Beds
    • 4.5 Baths
    • 4,479 Sq Ft

    1794 Sterling Rd, Charlotte, NC 28209

    An extraordinary duplex that offers the privacy, space, and feel of a single-family home—without the HOA! This gem in the heart of Myers Park redefines luxury and comfort with over 4,400 square feet of beautifully designed living space. From the moment you step into the welcoming foyer, you’ll notice the timeless architecture, rich hardwood floors, extensive millwork, soaring ceilings, and the

    Cat Long COMPASS

    1794 Sterling Rd, Charlotte, NC 28209
  • /48

    $3,995,000

    • 5 Beds
    • 6.5 Baths
    • 5,954 Sq Ft

    3345 Willow Oak Rd, Charlotte, NC 28209

    Stunning custom-built residence in desirable Myers Park! Completed in 2020 by Joyce Building Co, this exceptional 5BR, 6.5BA home offers nearly 6,000 sq/ft of refined living space across 3 levels. Situated on an exceptional 1.49-acre lot just around the corner from Freedom Park and Sugar Creek Greenway, the light-filled, open floor plan boasts soaring ceilings, designer lighting, custom millwork,

    Anne Bell Helen Adams Realty

    3345 Willow Oak Rd, Charlotte, NC 28209
  • /42

    $1,198,000

    • 4 Beds
    • 3 Baths
    • 2,567 Sq Ft

    3220 Commonwealth Ave, Charlotte, NC 28205

    Resort-Style Private Retreat Minutes from Uptown CharlotteDiscover a rare offering—an exceptional custom-built residence that delivers modern sophistication, luxurious outdoor living, and unmatched privacy, all while being just moments from Uptown, NoDa, and Plaza Midwood. Surrounded by mature trees and set back from the street, this home provides a secluded, resort-like atmosphere in one of

    Mike Hosey Trade & Tryon Realty

    3220 Commonwealth Ave, Charlotte, NC 28205
  • /48

    $3,100,000

    • 5 Beds
    • 4.5 Baths
    • 4,953 Sq Ft

    2837 Forest Dr, Charlotte, NC 28211

    Located on .49 acres in the beautiful Myers Park neighborhood, this custom-built 5 bedroom home combines charm with functional design—built for entertaining and daily living. 10-foot ceilings on the main level and 9-foot ceilings upstairs create an open, spacious feel throughout. The recently updated chef's kitchen features Taj Mahal quartzite countertops and premium appliances including

    Stephanie Cline Belle Properties

    2837 Forest Dr, Charlotte, NC 28211
  • /13

    $1,750,000

    • 24 Beds
    • 12 Baths
    • 10,682 Sq Ft

    421 Honeywood Ave, Charlotte, NC 28216

    This 12-unit multifamily asset presents a strong value-add investment opportunity in one of the Southeast’s most resilient rental markets. The property has already undergone partial renovation, with 5 out of 12 units fully remodeled, providing a clear path for continued upside through unit upgrades.Recent leasing activity supports the repositioning strategy, with the latest lease achieving

    Nick Lancetti Coldwell Banker Realty

    421 Honeywood Ave, Charlotte, NC 28216
  • /19

    $1,375,000

    • 11 Beds
    • 11 Baths
    • 5,858 Sq Ft

    3532 N Sharon Amity Rd, Charlotte, NC 28205

    This two-building, 11-unit multifamily asset sits on an approximately 0.57-acre site along North Sharon Amity Road in Charlotte's rapidly growing East Charlotte submarket, benefiting from strong visibility along a high-traffic corridor with over 25,000 vehicles per day. The property has undergone recent renovations and presents an immediate value-creation opportunity through the lease-up of

    Chad Pyke MPV Properties

    3532 N Sharon Amity Rd, Charlotte, NC 28205
  • /47

    $2,149,000

    • 4 Beds
    • 4.5 Baths
    • 4,610 Sq Ft

    1417 S Wendover Rd, Charlotte, NC 28211

    Welcome to your private sanctuary in the heart of the city—where refined luxury meets resort-style living. Perfectly positioned with tranquil pond views, this newly renovated home offers an exceptional indoor-outdoor lifestyle designed for both elevated entertaining and everyday comfort. Expansive upper and lower decks overlook a stunning in-ground pool with turf surround, a built-in fire pit,

    Carolina Gandrud Corcoran HM Properties

    1417 S Wendover Rd, Charlotte, NC 28211
  • /41

    $3,500,000

    • 30 Beds
    • 17 Baths
    • 13,200 Sq Ft

    315 S Gardner Ave, Charlotte, NC 28208

    Amazing Investment Opportunity | 17 Unit Multi Family Complex | 3 Buildings Total | 2 - Two Story Buildings | 1 - 1 Story Building | 315 S Gardner Avenue, 317 S Gardner Avenue, 321 S Gardner Avenue, 325 S Gardner Avenue | 13 - 2 Bedroom Units | 4 - 1 Bedroom Units | Rents Range From $1,000 - $1,200 Per Month, Per Unit | Pictures Show A Completely Renovated Unit | 13 Units Have Had Upgrades | 3

    Matthew VanHoughton Sr. Carolinas Dynamic Realty

    315 S Gardner Ave, Charlotte, NC 28208
  • /2

    $1,390,000

    • Land
    • 6.97 Acres
    • $199,426 per Acre

    1626 Hart Rd, Charlotte, NC 28214

    Opportunity to acquire a well-located +/- 6.97 AC raw land tract in west Charlotte,surrounded by established and expanding residential neighborhoods. The property iszoned N1-A and the seller is open to providing time for a rezoning, creating flexibility fora buyer to pursue a higher-yield residential concept subject to approvals. This location benefits from proximity to I-485, I-85,

    Rusty Gibbs The Nichols Company

    1626 Hart Rd, Charlotte, NC 28214

Showing Results 121 - 160, Page 4 of 12

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