578

Homes for Sale near St Jude School

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  • /62

    $2,950,000

    • 7 Beds
    • 10 Baths
    • 9,295 Sq Ft

    11 Saint Nicholas Way, Signal Mountain, TN 37377

    WATCH VIDEO: - SECLUDED ACREAGE ESTATE Nestled on 18+/- acres in the heart of Signal Mountain, this stunning estate offers an unparalleled blend of elegance, comfort, and entertainment. This hidden gem is within 5 minutes of Signal Mountain's town center. Designed for those who value both privacy and refined living, this 7 bedroom residence is a masterpiece of craftsmanship and luxury. The

    Todd Henon Keller Williams Realty

    11 Saint Nicholas Way, Signal Mountain, TN 37377
  • /26

    $799,000

    • Land
    • 10.04 Acres
    • $79,582 per Acre

    10 Acres Majestic Oaks Dr, Signal Mountain, TN 37377

    10.04+/- ACRES on Signal Mountain! Never before available, this incredible offering is a rare opportunity to create your custom estate with a brand new address. 1 turn off James Blvd and 2 from Taft Highway, this highly sought-after location invites you to bring your building dreams alive. Create a private estate or invest in mountaintop land for future use. Located on Majestic Oak Drive with

    Todd Henon Keller Williams Realty

    10 Acres Majestic Oaks Dr, Signal Mountain, TN 37377
  • /63

    $495,000

    • 2 Beds
    • 2 Baths
    • 1,594 Sq Ft

    4 Cherokee Blvd, Chattanooga, TN 37405

    This beautiful condo is priced to sell!! Features a wide-open floorplan with all new lighting, tall ceilings, oversized windows, neutral paint colors and hardwood floors throughout. The kitchen is open to the dining area and has granite countertops, undermount cabinet lighting, stainless appliances, tile backsplash, new pendent lights, breakfast bar for extra seating and entertaining. The living

    Fiona Eischeid Keller Williams Realty

    4 Cherokee Blvd, Chattanooga, TN 37405
  • /19

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,316 Sq Ft

    6024 Hixson Pike, Hixson, TN 37343

    Endless Potential in Prime Hixson Location!This classic 3-bedroom, 2-bath brick ranch is full of opportunity and perfectly positioned in a sought-after area of Hixson, TN. While the home does need some TLC, it already offers a strong foundation with newer windows, a newer roof, and newer HVAC—major updates already checked off the list.Situated on a street-to-street lot, the

    Tammy Johnson Coldwell Banker Kinard Realty

    6024 Hixson Pike, Hixson, TN 37343
  • /28

    $185,000

    • 2 Beds
    • 2 Baths
    • 1,036 Sq Ft

    900 Mountain Creek Rd, Chattanooga, TN 37405

    SIGNAL MOUNTAIN VIEWS! 2 Bedroom 2 Bathroom Condo located in the Signal View Condominiums. Home features fresh updates and a spacious floor plan. Stainless appliances, solid surface countertops, hardwood and tile flooring elevate this space. This home comes with all of the luxuries a condominium can like a pool and clubhouse. Conveniently located, Signal View Condos is only 4 miles to the popular

    Lindsey Smith-Clark Compass Group Realty, LLC

    900 Mountain Creek Rd, Chattanooga, TN 37405
  • /43

    $570,000

    • 4 Beds
    • 3 Baths
    • 2,736 Sq Ft

    5336 Bungalow Cir, Hixson, TN 37343

    This is your dream home in the highly desirable Amberbrook Gardens neighborhood! This beautifully maintained residence offers 4 spacious bedrooms, 3 full bathrooms, and a bonus room, thoughtfully designed for both comfort and functionality. The entire home has hardwood floors and tile. The interior as well as the exterior of this home has been completely painted in June of 2025. This floor plan

    Tracie Smith Realty One Group Experts

    5336 Bungalow Cir, Hixson, TN 37343
  • /47

    $554,000

    • 4 Beds
    • 3 Baths
    • 2,792 Sq Ft

    5644 Bungalow Cir, Hixson, TN 37343

    Welcome to your dream home at 5644 Bungalow Circle, a beautifully expanded and thoughtfully upgraded residence in the desirable Amberbrook Gardens community of Hixson. With 4 bedrooms, 3 full baths, a large finished bonus room, and walk-in attic storage, this nearly 2,800 sq ft home blends timeless design with modern comfort on a fully fenced, flat lot in a peaceful, sidewalk-lined

    Varma Vegesna Zach Taylor - Chattanooga

    5644 Bungalow Cir, Hixson, TN 37343
  • /45

    $620,000

    • 3 Beds
    • 2.5 Baths
    • 2,059 Sq Ft

    331 Sylvan St, Chattanooga, TN 37405

    All the convenience and walkability of the best North Chattanooga locations but on a prime lot that offers quiet and privacy and opportunity. This two story, primary on the main level, 2014 built North Chattanooga bungalow really must be seen to be fully appreciated. Better than new construction, you will be the beneficiary of loving and conscientious homeownership at 331 Sylvan Street.

    Linda Brock Real Estate Partners Chattanooga LLC

    331 Sylvan St, Chattanooga, TN 37405
  • /46

    $305,000

    • 4 Beds
    • 2.5 Baths
    • 1,300 Sq Ft

    311 Branch Dr, Hixson, TN 37343

    Welcome to 311 Branch Dr. in the heart of Hixson—a charming 4-bedroom, 2.5-bath home nestled on a spacious corner lot with thoughtful features inside and out. As you pull into the driveway, you'll appreciate the curb appeal and fenced backyard, perfect for kids, pets, or weekend gatherings. Step inside and imagine making memories in the cozy living space, preparing meals in a well-appointed

    Tenesha Irvin Keller Williams Realty

    311 Branch Dr, Hixson, TN 37343
  • /26

    $289,900

    • 3 Beds
    • 2 Baths
    • 1,232 Sq Ft

    3305 Redding Rd, Chattanooga, TN 37415

    Open House Saturday July 26th, 2:00-3:00! Welcome to 3305 Redding Road — a charming 3-bedroom, 2-bathroom home that offers character, functionality, and unique features throughout. The living room welcomes you with a cozy built-in feature perfect for displaying books, decor, family treasures and TV.The primary bedroom features stylish batten board walls, creating a warm and modern feel.

    Kim Doremus Keller Williams Realty

    3305 Redding Rd, Chattanooga, TN 37415
  • /61

    $529,000

    • 3 Beds
    • 2.5 Baths
    • 2,008 Sq Ft

    1120 Fairmount Ave, Chattanooga, TN 37405

    Stunning views, fresh updates, and two private decks make this move-in ready home a rare find in North Chattanooga. This charming 3-bedroom, 2.5-bath home offers an open and inviting layout, freshly painted throughout to create a bright, airy feel. The spacious main-level deck is perfect for entertaining, while the private deck off the primary suite offers peaceful mountain and treetop

    Frank Trimble Keller Williams Realty

    1120 Fairmount Ave, Chattanooga, TN 37405
  • /33

    $240,000

    • 2 Beds
    • 2 Baths
    • 1,175 Sq Ft

    1131 Stringers Ridge Rd, Chattanooga, TN 37405

    Welcome to your own secluded condo. Enjoy the panoramic views of the city lights, river, bridges and both Signal and Lookout mountain. You will fall in love with all the amenties it has to offer.Gated security in front and back, clubhouse, fitness room, theater room, salt water pool, gas grill, dog parks, elevators, trash ,mailbox and grocery carts. Each floor has washers & dryers with

    Diane Vaugn SquareOne Realty, LLC

    1131 Stringers Ridge Rd, Chattanooga, TN 37405
  • /38

    $249,000

    • 3 Beds
    • 1 Bath
    • 1,118 Sq Ft

    3671 Thrushwood Dr, Chattanooga, TN 37415

    Chattanooga convenience meets Red Bank charm in this thoughtfully updated ranch, perfectly positioned bordering Red Bank. offering the perfect mix of timeless character and modern upgrades, just 10 minutes from downtown! This 3-bedroom, 1-bath home offers functional space, and a prime location that appeals to both homebuyers and investors alike.Inside, enjoy refinished oak hardwood floors

    Lisa Kimsey Better Homes and Gardens Real Estate Signature Brokers

    3671 Thrushwood Dr, Chattanooga, TN 37415
  • /26

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,524 Sq Ft

    5478 Mandarin Cir, Hixson, TN 37343

    This charming and cozy one-level, 2-bedroom, 2-bath townhome is perfectly located in a highly desirable neighborhood just minutes from shopping, dining, and everyday conveniences. Thoughtfully maintained and beautifully finished throughout, this low-maintenance home feels just like new and offers effortless living in a prime setting.

    Eric Tidmore 1 Percent Lists Scenic City

    5478 Mandarin Cir, Hixson, TN 37343
  • /54

    $219,900

    • 2 Beds
    • 2 Baths
    • 1,006 Sq Ft

    2006 Rawlings St, Chattanooga, TN 37406

    New Price!Step into your dream of modern, effortless living at 2006 Rawlings St, Chattanooga! This completely reimagined haven, practically brand new from the metal rooftop down to the stylish new patio, is not only stunning but also budget-friendly. Imagine sipping your morning coffee on the beautiful covered front porch, perfectly sized for rocking chairs, before whipping up culinary delights

    Laila Punjani United Real Estate Experts

    2006 Rawlings St, Chattanooga, TN 37406
  • /20

    $185,000

    • 3 Beds
    • 2 Baths
    • 1,153 Sq Ft

    2015 James Ave, Chattanooga, TN 37415

    Calling all investors and visionaries! Don't miss this incredible fixer-upper opportunity in the heart of Red Bank. Sitting on a spacious lot with beautiful mature trees and a fenced backyard, this property offers plenty of room to create your dream home or next investment project.The main level features 2 bedrooms, 1 full bath, 2 living areas, and a dining room with charming corner

    Rachel Bruner Greater Chattanooga Realty, Keller Williams Realty

    2015 James Ave, Chattanooga, TN 37415
  • /23

    $649,000

    • Land
    • 2.61 Acres
    • $248,659 per Acre

    0 Mountain Creek Rd Unit 1515503, Chattanooga, TN 37402

    Prime Development Opportunity - 2.61Acres Near 4 squares business complex and Downtown Chattanooga on 2 parcels 117C A 013 & 117C A 014.04Unlock the potential of this rare offering—two mostly cleared parcels totaling 2.61 acres, ideally located just 10 minutes from downtown Chattanooga and mere minutes from premier shopping, dining, and everyday conveniences.Zoned for flexibility

    Michael Kelly Scenic South Properties, LLC

    0 Mountain Creek Rd Unit 1515503, Chattanooga, TN 37402
  • /34

    $299,000

    • 4 Beds
    • 2 Baths
    • 1,750 Sq Ft

    3015 Towerway Dr, Chattanooga, TN 37406

    Welcome to 3015 Towerway Dr, where modern design meets comfort and convenience. This beautifully renovated home offers high-end finishes, designer touches, and thoughtful upgrades throughout—all just a quick drive from Downtown Chattanooga, Interstate access, and Hwy 153.Step inside to discover a bright and open layout featuring luxury flooring, custom cabinetry, and top-of-the-line

    Maynard Thompson Oak and Willows Real Estate Collective PLLC

    3015 Towerway Dr, Chattanooga, TN 37406
  • /15

    $245,000

    • Land
    • 0.81 Acre
    • $302,469 per Acre

    1425 Sunset Dr, Signal Mountain, TN 37377

    Looking for land on Signal Mountain, TN? Here's a chance to have your dream home location with miles and miles of views, yet minutes to downtown Chattanooga. This .81acre lot already has a shared driveway to the property. Surrounded by million dollar plus homes, scenic views, and a peaceful setting, you'll be in heaven living here.

    Michael Kelly Scenic South Properties, LLC

    1425 Sunset Dr, Signal Mountain, TN 37377
  • /22

    $325,000

    • 2 Beds
    • 3 Baths
    • 2,157 Sq Ft

    4406 Shelborne Dr, Chattanooga, TN 37416

    Investor Opportunity! This unique property has been used as a photography studio for many years and offers an abundance of opportunities with the variety of zoning the property has been assigned. Zoning of the 1.17 acres includes the following zoning: RN-1-6 (single family); RN-3 (residential zone) and C-NT (Neighborhood Transition Commercial Zone). Conveniently located within

    Joan Rose Coldwell Banker Pryor Realty

    4406 Shelborne Dr, Chattanooga, TN 37416
  • /33

    $165,000

    • 2 Beds
    • 1.5 Baths
    • 950 Sq Ft

    900 Mountain Creek Rd, Chattanooga, TN 37405

    Beautifully Updated 2BR/1.5BA CORNER UNIT Townhome-Style Condo. Move-in ready and full of very well done updates, this two-story condo corner unit in Building K offers comfort, style, and unbeatable convenience being minutes to UTC and Downtown Chattanooga. Recent improvements include new wood-look vinyl flooring and carpeting, modern bathroom fixtures and vanities, fresh paint throughout,

    Kevin Wammak Real Estate Partners Chattanooga LLC

    900 Mountain Creek Rd, Chattanooga, TN 37405
  • /28

    $405,000

    • 4 Beds
    • 2 Baths
    • 1,381 Sq Ft

    3474 Lockwood Cir, Chattanooga, TN 37415

    Welcome to this beautifully updated one-level home featuring 4 bedrooms and 2 bathrooms. The roof, water heater, flooring, and vinyl windows have all been replaced in the last three years. Enjoy the perfect blend of convenience and tranquility with a prime location close to downtown, yet nestled in a peaceful neighborhood. The thoughtfully designed layout places the primary bedroom on one side

    Grace Edrington Berkshire Hathaway HomeServices J Douglas Prop.

    3474 Lockwood Cir, Chattanooga, TN 37415
  • /17

    $350,000

    • Land
    • 0.16 Acre
    • $2,187,500 per Acre

    1014 Englewood Ave, Chattanooga, TN 37405

    Build your forever home in the heart of North Chattanooga! This beautiful lot on Englewood Avenue presents a rare opportunity to design a custom residence just minutes from downtown, award-winning schools, parks, and local favorites. Nestled in one of Chattanooga's most sought-after neighborhoods, the location offers both convenience and timeless charm. The adjacent lot at 1016 Englewood Avenue

    Misa Ankar Real Estate Partners Chattanooga LLC

    1014 Englewood Ave, Chattanooga, TN 37405
  • /67

    $634,900

    • 3 Beds
    • 2 Baths
    • 2,176 Sq Ft

    212 Jarnigan Ave, Chattanooga, TN 37405

    Zoned for Award-Winning Normal Park Schools and situated on one of the most desirable streets in North Chattanooga, this beautifully restored bungalow is a true gem! With 3 bedrooms and 2 full baths, this home exudes charm and modern comfort, making it an ideal sanctuary for families and professionals alike.As you approach the home, you'll be captivated by its charming exterior, featuring

    Shawn Feagans Keller Williams Realty

    212 Jarnigan Ave, Chattanooga, TN 37405
  • /35

    $1,850,000

    • 3 Beds
    • 2.5 Baths
    • 3,160 Sq Ft

    1705 Carroll Ln, Chattanooga, TN 37405

    Fantastic opportunity in the desirable Fairhills area of North Chattanooga. The property is situated on a corner lot and boasts an updated, one-level, 3 bedroom, 2 bath main house with a 2 bay garage that has an additional half bath, a 500 +/- square foot guest/pool house. and a beautiful gunite heated saltwater pool with a sun platform, fountain and spa, as well as a delightful pond making this

    Jay Robinson Keller Williams Realty

    1705 Carroll Ln, Chattanooga, TN 37405
  • /48

    $675,000

    • 3 Beds
    • 3.5 Baths
    • 2,150 Sq Ft

    3117 Greenwich Ave, Chattanooga, TN 37415

    Experience the perfect blend of timeless craftsmanship and modern luxury in this newly built, all brick 2024 home .Located in the 37415 zip code, approximately 5 minutes to downtown and minutes to the north shore and spanning approximately 2150 sf this thoughtfully designed home features 3 bedrooms each with their own bath plus a half bath. Every detail reflects high-end living from the

    Vicki Trapp Crye-Leike, REALTORS

    3117 Greenwich Ave, Chattanooga, TN 37415
  • /61

    $999,000

    • 5 Beds
    • 3 Baths
    • 3,200 Sq Ft

    773 Curve St, Chattanooga, TN 37405

    Welcome to 773 Curve Street - Where Style Meets Comfort in the Heart of North Chattanooga!Step into this showstopper of a home, nestled in one of Chattanooga's most sought-after family-friendly neighborhoods. From the moment you walk through the front door, you'll be greeted by soaring cathedral ceilings and a stunning floor-to-ceiling stone fireplace that sets the tone for the stylish,

    Matthew Mucciolo RE/MAX Properties

    773 Curve St, Chattanooga, TN 37405
  • /39

    $609,900

    • 2 Beds
    • 2 Baths
    • 1,330 Sq Ft

    129 Walnut St, Chattanooga, TN 37403

    Huge price reduction! Welcome to luxury living in the heart of downtown Chattanooga! This rare 2-bedroom, 2-bath lobby level condo offers breathtaking views. You'll appreciate the convenience of having direct access to your unit from the buildings main level so no elevator is needed. The entry level boasts 1 bedroom, an office/flex space and a full bath. Upstairs you find the primary suite,

    Karen Rhodes United Real Estate Experts

    129 Walnut St, Chattanooga, TN 37403
  • /24

    $325,000

    • 3 Beds
    • 2.5 Baths
    • 2,108 Sq Ft

    3011 Wilcox Blvd, Chattanooga, TN 37411

    Move in ready home waiting for you! Sitting back off the road on a large private lot with plenty of space for multiple vehicles or recreational toys. The main level includes hard wood floors, new windows, plenty of light, and fresh paint. A living area that opens up into a separate dining room, and three bedrooms comprise the upstairs. The kitchen is bright, has durable LVP flooring, and plenty

    Robin Payne Coldwell Banker Pryor Realty

    3011 Wilcox Blvd, Chattanooga, TN 37411
  • /35

    $310,000

    • 2 Beds
    • 1 Bath
    • 1,496 Sq Ft

    3643 Garner Rd, Chattanooga, TN 37406

    10 minutes from Gunbarrel and many updates! New roof 2023 w/transferable warranty, reverse osmosis filtration system, new fence, new paint throughout the entire home, refinished hardwood, new electric garage, new granite countertops in kitchen, refinished cabinetry, new kitchen farmhouse steel sink, new garbage disposal, new stainless steel appliances including refrigerator, new LVP kitchen

    Adrienne Gremore RE/MAX Properties

    3643 Garner Rd, Chattanooga, TN 37406
  • /38

    $280,000

    • 3 Beds
    • 2 Baths
    • 2,108 Sq Ft

    3841 Rollingwood Dr, Chattanooga, TN 37406

    A timeless treasure awaits you at 3841 Rollingwood Dr. Welcome to this solid and spacious three bedroom, two bathroom home nestled in a quiet, well-established neighborhood. This is a move-in ready, one owner home that has been lovingly maintained throughout the years. Brimming with character and promise, this home offers a fantastic opportunity to make it your own with a few cosmetic

    Jason Carr Real Estate Partners Chattanooga LLC

    3841 Rollingwood Dr, Chattanooga, TN 37406
  • /35

    $139,900

    • 2 Beds
    • 2 Baths
    • 950 Sq Ft

    900 Mountain Creek Rd, Chattanooga, TN 37405

    Welcome to carefree living at the base of Signal Mountain! This beautifully updated 2-bedroom, 2-bath end-unit condo at 900 Mountain Creek Rd, Unit E-66, is completely move-in ready and offers the perfect blend of convenience, comfort, and community.Step inside to discover a thoughtfully designed one-level floor plan with modern finishes throughout. Enjoy the ease of ground-level access

    Carol Craig Keller Williams Realty

    900 Mountain Creek Rd, Chattanooga, TN 37405
  • /8

    $429,000

    • Land
    • 0.54 Acre
    • $794,444 per Acre

    5468 Old Hixson Pike, Chattanooga, TN 37343

    Opportunity knocks with this high-visibility commercial lot in the heart of Hixson! Strategically located in a bustling area with excellent traffic counts and strong surrounding demographics, this site has already been approved for a drive-thru—making it ideal for a coffee shop, restaurant, or retail service. Zoned for commercial use and ready for development.This property has approved plans for

    Gina Shumway Keller Williams Realty

    5468 Old Hixson Pike, Chattanooga, TN 37343
  • /38

    $925,000

    • 4 Beds
    • 3.5 Baths
    • 2,655 Sq Ft

    224 Shady Ridge Ln, Chattanooga, TN 37405

    In-town living at its finest: 4 bedroom NORTH SHORE condo with stunning views and walkabilty to local dining and shopping! Zoned for award-winning Normal Park Schools, this end unit is situated in the desirable North View community. Lookout Mountain VIEWS, 4 BEDROOMS, and 3.5 baths. Beautiful curb appeal, landscaping, and front patio welcome you inside with hardwood floors, window shutters,

    Todd Henon Keller Williams Realty

    224 Shady Ridge Ln, Chattanooga, TN 37405
  • /40

    $449,500

    • 3 Beds
    • 2 Baths
    • 2,307 Sq Ft

    4838 Glenmar Cir, Chattanooga, TN 37416

    Welcome to 4838 Glenmar Circle, a classic all-brick midcentury home nestled onapproximately one acre in a serene, established neighborhood. This spacious home offersa perfect blend of charm, function, and character, starting with a stone wood-burningfireplace as the centerpiece of the great room. The open great room and dining areafeature sliding glass windows that lead out to a

    Rebecca Chamberlain Zach Taylor Real Estate

    4838 Glenmar Cir, Chattanooga, TN 37416
  • /60

    $650,000

    • 4 Beds
    • 2.5 Baths
    • 3,651 Sq Ft

    2411 Woolson Rd, Chattanooga, TN 37406

    North Missionary Ridge home on a 1.39 +/- acre lot. Built in 1965, this one level home over a daylight basement is situated quiet street off of North Crest Rd with only 3 other houses and features a traditional, yet versatile floor plan, hardwoods and tile, crown moldings, great natural lighting throughout, the primary on the main level, a detached double garage and winter views. Mostly brick

    Jay Robinson Keller Williams Realty

    2411 Woolson Rd, Chattanooga, TN 37406
  • /7

    $75,000

    • Land
    • 0.16 Acre
    • $468,750 per Acre

    978 Henderson Ave, Chattanooga, TN 37405

    Don't miss this incredible opportunity to own a well-located parcel just minutes from the vibrant North Shore, with easy access to popular restaurants, shopping, and the scenic Coolidge Park. Whether you're looking to build your dream home or invest in one of Chattanooga's most desirable areas, this lot offers the perfect blend of convenience and potential. An adjacent lot is also

    Bekah Cochran Keller Williams Realty

    978 Henderson Ave, Chattanooga, TN 37405
  • /8

    $98,000

    • Land
    • 3.8 Acres
    • $25,789 per Acre

    3713 Shamrock Dr, Chattanooga, TN 37406

    READY TO BUILD YOUR DREAM HOME? Come see this beautiful building lot with approximately 3.97 acres in Chattanooga, TN. It has 269 feet on the South Chickamauga Creek with city water and sewer available. It has been recently surveyed, and the front acre has been partially cleared with right side lines delineated with fence posts. The special flood hazard area has been addressed. See documents.

    Shannon Lazenby Better Homes and Gardens Real Estate Signature Brokers

    3713 Shamrock Dr, Chattanooga, TN 37406
  • /63

    $889,000

    • 4 Beds
    • 3 Baths
    • 2,692 Sq Ft

    1259 Duane Rd, Chattanooga, TN 37405

    $20,000 SELLER CREDIT! Located in the heart of North Shore, this home offers walkable access to award-winning schools, celebrated restaurants, the newly renovated Riverview Park, and more. Resting on an oversized lot beneath a canopy of mature trees, you'll immediately appreciate the beautiful stonework, tasteful landscaping, and a peaceful front porch. Inside, the charm of a historic home shines

    Andrew Austin Austin Real Estate L.L.C.

    1259 Duane Rd, Chattanooga, TN 37405
  • /77

    $1,595,000

    • 4 Beds
    • 5.5 Baths
    • 4,825 Sq Ft

    1109 Meroney St, Chattanooga, TN 37405

    When a home embodies all the breathtaking elements that earned Chattanooga the title of Scenic City, it can only be 1109 Meroney Street. Offering stunning views of Lookout Mountain, the graceful flow of the Tennessee River, and the vibrant downtown skyline, this residence delivers luxury living with unparalleled convenience—just three minutes from everything you need. From the moment you step

    Kevin Wammak Real Estate Partners Chattanooga LLC

    1109 Meroney St, Chattanooga, TN 37405

Showing Results 321 - 360, Page 9 of 15

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