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Chautauqua County NY Homes for Sale

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  • /13

    $50,000

    • 3 Beds
    • 2 Baths
    • 1,838 Sq Ft

    360 Fairmount Ave, Jamestown, NY 14701

    Opportunity awaits at 360 Fairmount Ave! This 2-unit fixer-upper offers excellent curb appeal and plenty of potential for investors, owner-occupants, or anyone looking to build equity. Featuring vinyl replacement windows, approximately 1,838 square feet of living space, and a classic multi-family layout, this property is ready for your vision and updates. The level, shaded backyard provides a

    Carolyn Lawson Listing by Lawson Real Estate Chq., Inc.

    360 Fairmount Ave, Jamestown, NY 14701
  • /24

    $30,000

    • 3 Beds
    • 1 Bath
    • 1,309 Sq Ft

    13 Linden Ave, Jamestown, NY 14701

    This property is being offered as-is with cash terms, ensuring a streamlined transaction. It features a classic layout: Living room, dining area, and kitchen on the lower level, while the upper level offers 3 bedrooms and a full bath upstairs. A full basement and attic expand utility. The vinyl siding, dedicated driveway, and carport complete this opportunity for investing capital efficiently.

    Heather Shea-Canaley Listing by ERA Team VP Real Estate

    13 Linden Ave, Jamestown, NY 14701
  • /42

    $785,000

    • 4 Beds
    • 3 Baths
    • 1,540 Sq Ft

    2546 Shadyside Rd, Findley Lake, NY 14736

    Beautiful Findley Lake waterfront home on an oversized private lot with 117 feet of gravelbased shoreline and 231 feet deep. This 4 bedroom 3 bathroom home features cathedral ceilings, a loft, pellet stove, a large deck along the lake frontage, and another large deck with roof overhang. Other highlights include an electric boat lift with cover, bar height fire pit deck table with 6 swivel chairs,

    Elwood Denny Listing by Howard & Associates RE-APP-AUCT

    2546 Shadyside Rd, Findley Lake, NY 14736
  • /47

    $299,900

    • 4 Beds
    • 2.5 Baths
    • 1,920 Sq Ft

    30 Birchwood Dr, Fredonia, NY 14063

    In this lovingly maintained, center entry Colonial, you will discover the perfect blend of character, comfort and modern living. With 4 bedrooms and 2.5 bathrooms, every room reflects thoughtful design. In the downstairs living space you’ll find walnut laminate plank floors, a cozy family room with a wood burning fireplace and freshly painted throughout. The updated kitchen features a designer

    Jackie Hills Listing by Premier Realty & Investments

    30 Birchwood Dr, Fredonia, NY 14063
  • /39

    $619,000

    • Land
    • 49.8 Acres
    • $12,430 per Acre

    0 Luce Rd Unit R1686843, Ellery, NY 14712

    Discover the perfect blend of seclusion and natural beauty with these two buildable parcels totaling 49.8 acres, offering a rare opportunity for your dream home, private retreat, or recreational haven. Featuring a mix of level and gently rolling topography, this versatile land invites countless possibilities for development or enjoyment. The property boasts partially wooded acreage, providing

    Daniel Terhune Listing by Century 21 Turner Brokers

    0 Luce Rd Unit R1686843, Ellery, NY 14712
  • /38

    $284,900

    • 2 Beds
    • 1.5 Baths
    • 1,311 Sq Ft

    178 Front St, Lakewood, NY 14750

    This custom-built Village of Lakewood home, built in 2013, features top quality throughout...concrete poured crawl with sump pump & dehumidifier, 6" walls, foam insulation, windows with one-time transfer warranty, tiled drainage and more! It sits across the street from Chautauqua Lake and owners currently have a permit for their dock on the lake access. Small entryway welcomes you to this

    Sandy Calalesina Listing by Century 21 Turner Brokers

    178 Front St, Lakewood, NY 14750
  • /17

    $50,000

    • 4 Beds
    • 2 Baths
    • 2,108 Sq Ft

    138 Park St, Jamestown, NY 14701

    Investment opportunity at 138 Park St! This 2-unit property offers spacious apartments and immediate income potential, with the upper unit currently rented for $750 per month and the lower unit vacant and ready for occupancy or renovation. Featuring low-maintenance vinyl siding, this property presents an excellent opportunity for investors looking to add value through updates and improvements.

    Carolyn Lawson Listing by Lawson Real Estate Chq., Inc.

    138 Park St, Jamestown, NY 14701
  • /48

    $685,000

    • 4 Beds
    • 1 Bath
    • 1,468 Sq Ft

    3946 Camp Rd, Sherman, NY 14781

    Opportunities like this are becoming increasingly difficult to find. Spanning approximately 195 acres, this remarkable property has been in the same family for generations and offers a rare combination of wooded acreage, open fields, established trails, a winding creek, and open clearings ideal for camping, recreation, hunting, or simply enjoying the outdoors. The diverse landscape provides

    Brandi Russo Listing by Howard Hanna Holt - Mayville

    3946 Camp Rd, Sherman, NY 14781
  • /50

    $314,900

    $4K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,556 Sq Ft

    5541 Summit Ave, Bemus Point, NY 14712

    Picture perfect 3 bedroom, 2 bathroom home located in the Bemus Point School District — and it offers far more than what meets the eye. Step inside to a pristine, sun-filled living room that flows seamlessly into an open dining and kitchen area, perfect for entertaining!! The main level is designed for true convenience with one-floor amenities including a bedroom, full bath, and laundry — ideal

    Alecia Spontaneo Listing by Real Estate Advantage

    5541 Summit Ave, Bemus Point, NY 14712
  • /34

    $175,000

    • 4 Beds
    • 2 Baths
    • 2,400 Sq Ft

    173 Stegelske Ave, Dunkirk, NY 14048

    2 story Dunkirk home, on the outskirts with over an amazing acre of land, the last street in the City limits! The grounds are like a park with sunny area, shady areas, a picnic grove and an area ideal for gardens! A concrete driveway leads to a 3 car garage offering vehicle, boat storage or workshop space..a fantastic garage with space for puttering, woodworking, hobby or crafting! ! Let's check

    Renee Pchelka Listing by Howard Hanna Holt - Fredonia

    173 Stegelske Ave, Dunkirk, NY 14048
  • /24

    $129,900

    • 3 Beds
    • 1.5 Baths
    • 810 Sq Ft

    2 Crescent Ave, Lakewood, NY 14750

    Affordable home just steps away from Chautauqua Lake! This 3 bedroom home was recently updated with new exterior paint, interior paint, carpeting and more. First floor features formal living, dining, spacious kitchen and first floor half bath/laundry combo. Cozy front porch with views of the Lake and large back yard. Second floor has all new carpeting and a recently remodeled bathroom. Rare

    Taylor Bennett Listing by Keller Williams Realty

    2 Crescent Ave, Lakewood, NY 14750
  • /35

    $449,500

    • 2 Beds
    • 2 Baths
    • 2,400 Sq Ft

    8940 Walker Rd, Portland, NY 14769

    Impressive log home nestled on 8 acres of pristine wooded land offers unparalleled privacy and charm. This property is a nature lover's dream, providing a tranquil escape from everyday life. The inviting open floor plan features a spacious kitchen that connects effortlessly to the dining and living areas, creating an ideal setting for gatherings. A large family room showcases stunning views,

    Rick and Julia McMahon Listing by Real Estate Advantage

    8940 Walker Rd, Portland, NY 14769
  • /37

    $379,000

    • 2 Beds
    • 2 Baths
    • 1,764 Sq Ft

    3111 Chautauqua Ave, Ashville, NY 14710

    Escape to lake life in this charming log home nestled on a private wooded lot just across the street from beautiful Chautauqua Lake. Featuring deeded lake rights, this inviting 2 bedroom, 2 bath home offers the perfect blend of rustic character and year round comfort. Step inside to find a warm and welcoming living space highlighted by a stunning stone fireplace, high ceilings, and classic log

    Julie Barry Listing by Century 21 Turner Brokers

    3111 Chautauqua Ave, Ashville, NY 14710
  • /22

    $29,900

    • 2 Beds
    • 1 Bath
    • 900 Sq Ft

    2 Brookside Unit 2, Carroll, NY 14701

    Welcome to this well-maintained 2-bedroom single-wide home located in a trailer park setting. This home offers updated flooring, fresh paint throughout, a large living room, and an eat-in kitchen with plenty of space. Outside, you will find a storage shed for extra storage needs. Affordable living with many updates already completed. Lot rent is $550 per month, and park approval is required for

    Heather Shea-Canaley Listing by ERA Team VP Real Estate

    2 Brookside Unit 2, Carroll, NY 14701
  • /26

    $49,900

    • Land
    • 13.22 Acres
    • $3,775 per Acre

    0 Buttermilk Rd, South Dayton, NY 14138

    This beautiful 13 acre property is an excellent location to build your new home, cabin, or weekend getaway in South Dayton NY. The land offers a nice mix of open shrub land in the front with mature hardwoods toward the back of the property offering the perfect setting for your preference of use while enjoying scenic countryside views. Excellent hunting opportunities abound with strong whitetail

    Travis Thurston Listing by Landquest Inc.

    0 Buttermilk Rd, South Dayton, NY 14138
  • /23

    $230,000

    $40K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 1,872 Sq Ft

    505 Chautauqua Ave, Jamestown, NY 14701

    Welcome to this beautifully updated 4-bedroom, 2.5-bath home nestled on a quiet, tree-lined street in one of the City of Jamestown's most desirable neighborhoods. Offering the perfect blend of modern updates and comfortable living, this home is designed to meet the needs of today's lifestyle. Step inside to discover spacious living areas filled with natural light, updated finishes, and a

    Tiffany Borst Listing by PropertyMatch USA, LLC

    505 Chautauqua Ave, Jamestown, NY 14701
  • /48

    $374,900

    • 6 Beds
    • 2.5 Baths
    • 4,932 Sq Ft

    154 Kipp St, Sherman, NY 14781

    Approx. 39-acre rural homestead in Sherman offering a rare combination of substantial living space, usable acreage, public utilities, and a detached heated shop/work building. The 2019 custom-built home offers approximately 3,300 square feet of living area, with 6 bedrooms, 2 1/2 bathrooms, and a practical layout designed for everyday rural living. The first-floor primary bedroom adds

    Agent Photo

    James Klossner

    Listing by Whitetail Properties Real Estate, LLC

    (716) 621-2271

    154 Kipp St, Sherman, NY 14781
  • /26

    $164,900

    $5K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,012 Sq Ft

    63 Castile Dr, Fredonia, NY 14063

    Welcome to 63 Castile Drive in Fredonia! Nestled in a desirable neighborhood, this well-maintained and fully updated townhome offers comfortable living with a functional layout, spacious living areas, and plenty of natural light throughout. The inviting interior provides the perfect blend of warmth and practicality, while the attached garage and low-maintenance exterior add everyday convenience.

    Mikayla Seiberg Listing by Realty One Group Empower

    63 Castile Dr, Fredonia, NY 14063
  • /18

    $149,000

    • Land
    • 10,454 Sq Ft
    • $620,833 per Acre

    0 Shore Dr Unit R1686326, Chautauqua, NY 14728

    Building lot with panoramic lake views of beautiful Chautauqua Lake. Features access to the pool, docking and 1000 feet of lakefront through the Villas Association. Opportunity to build the perfect lakefront home for your needs. Located at the far edge of the association, with HOA lakefront in front, this property offers opportunity for both privacy and community. Double lot with single

    Nick Holt Listing by Howard Hanna Holt - Mayville

    0 Shore Dr Unit R1686326, Chautauqua, NY 14728
  • /50

    $1,595,000

    • 5 Beds
    • 5 Baths
    • 4,374 Sq Ft

    3668 Havercamp Rd, Sherman, NY 14781

    Welcome to a truly exceptional private estate encompassing 74 acres of scenic countryside just minutes from Chautauqua Lake and the world-renowned Chautauqua Institution. Tucked away on a private road, this remarkable property offers a rare combination of privacy, luxury, recreation, and versatility. Built in 2015, the custom-designed residence offers approximately 4,700 square feet of living

    Laura Ferraro Listing by EXP-Premier Listings Team

    3668 Havercamp Rd, Sherman, NY 14781
  • /30

    $97,000

    $3K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,144 Sq Ft

    113 E James St, Falconer, NY 14733

    This well-appointed 3-bedroom, 1-bath home is ready to welcome its new owners. Inside, you'll love the large living room that offers abundant space for family life and entertaining guests. The bright and sunny kitchen fills the home with natural light and provides a cheerful space for daily meals and special occasions. Step outside to your private, fenced-in yard where you can enjoy peaceful

    Lauren Fiorella Listing by Real Estate Advantage

    113 E James St, Falconer, NY 14733
  • /23

    $119,900

    • 4 Beds
    • 1.5 Baths
    • 1,640 Sq Ft

    48 E Pine St, Dunkirk, NY 14048

    Affordable home with an excellent lakeside Location This welcoming 4-bedroom, 1.5-bathroom house offers 1,640 square feet of living space and makes a great starter home or investment opportunity. Located just one block from Lake Erie, the property is within easy walking distance to Wright Park, the boardwalk, the marina, and all the waterfront amenities that define this desirable neighborhood.The

    Michael Heald Listing by Main Street Management & Development

    48 E Pine St, Dunkirk, NY 14048
  • /20

    $289,000

    • 4 Beds
    • 1 Bath
    • 1,625 Sq Ft

    55 Center St, Bemus Point, NY 14712

    Welcome to the heart of Bemus Point, where lake life and village charm come together! This beautifully updated four-bedroom, one-bath home offers an exceptional opportunity to enjoy everything this sought-after Chautauqua Lake community has to offer. Ideally located just one block from Chautauqua Lake, this property is within walking distance of Bemus Point’s vibrant shops, restaurants,

    Tiffany Borst Listing by PropertyMatch USA, LLC

    55 Center St, Bemus Point, NY 14712
  • /26

    $159,900

    • 5 Beds
    • 2 Baths
    • 1,776 Sq Ft

    65 Cleveland Ave, Fredonia, NY 14063

    Excellent investment opportunity with long-term tenants already in place! This well-maintained two-family home features a spacious 3-bedroom lower apartment and a comfortable 2-bedroom upper apartment. Both tenants pay their own gas and electric utilities, helping to keep operating expenses low. The property offers off-street parking for both units, a nice backyard for outdoor enjoyment, and a

    Tara Walrod Listing by Walrod Realty

    65 Cleveland Ave, Fredonia, NY 14063
  • /35

    $32,000

    • 4 Beds
    • 3 Baths
    • 1,932 Sq Ft

    247 Hallock St, Jamestown, NY 14701

    This is a Chautauqua County Land Bank property. These properties are offered below fair market value to promote neighborhood revitalization. Buyer must complete significant improvements to the homes as a condition of the sale. Buyer must submit a bid including the total of the cash purchase price PLUS renovation cost commitment, which they will be contractually obligated to fulfill. All offers

    Tammy Hess-Schmitt Listing by Howard Hanna Holt - Fredonia

    247 Hallock St, Jamestown, NY 14701
  • /27

    $30,000

    • 5 Beds
    • 2 Baths
    • 2,368 Sq Ft

    314 Harding Ave, Jamestown, NY 14701

    This is a Chautauqua County Land Bank property. These properties are offered below fair market value to promote neighborhood revitalization. Buyer must complete significant improvements to the homes as a condition of the sale. Buyer must submit a bid including the total of the cash purchase price PLUS renovation cost commitment, which they will be contractually obligated to fulfill. All offers

    Tammy Hess-Schmitt Listing by Howard Hanna Holt - Fredonia

    314 Harding Ave, Jamestown, NY 14701
  • /26

    $154,900

    • 2 Beds
    • 2 Baths
    • 684 Sq Ft

    8961 Flucker Hill Rd, Forestville, NY 14062

    At the fork in the road you'll find this somewhat secluded 1965 Manufactured home which through extensive renovations and additions over the decades has been transformed into a permanent ranch style residence that rests on 4 acres. Walking in the new entry door main entrance (2024) you'll find an impressively large open living space (built in the late 90's) at 40ft x 11ft, featuring vaulted

    Geoffrey Charlton Listing by Howard Hanna Holt - Fredonia

    8961 Flucker Hill Rd, Forestville, NY 14062
  • /6

    $70,000

    • Land
    • 2.4 Acres
    • $29,167 per Acre

    0 Belleview Rd Unit R1686120, Ellery, NY 14712

    Nestled in the highly sought-after Bemus Point School District, this beautiful 2.4-acre wooded parcel offers the perfect setting to build your dream home. Featuring approximately 251 feet of road frontage, the property is situated between two established residential properties, providing convenient access to utilities and a neighborhood feel while still offering privacy and a peaceful natural

    Tara Walrod Listing by Walrod Realty

    0 Belleview Rd Unit R1686120, Ellery, NY 14712
  • /50

    $399,900

    • 3 Beds
    • 2.5 Baths
    • 2,340 Sq Ft

    141 E Virginia Blvd, Jamestown, NY 14701

    Stunning Colonial-style home with unmatched curb appeal! Set on over an acre of pristine manicured grounds on a corner lot overlooking Allen Park, this property offers a private backyard oasis and an interior crafted with exceptional quality and kept in mint condition. More than a home, it’s a dream come true. Lovingly owned for over 40 years, the pride of ownership is evident inside and out. The

    Jerod Zahn Listing by ERA Team VP Real Estate

    141 E Virginia Blvd, Jamestown, NY 14701
  • /38

    $239,900

    • 4 Beds
    • 2 Baths
    • 1,596 Sq Ft

    23 Bradish St, Fredonia, NY 14063

    Fredonia 4 bedroom with nice comfortable layout! This home is located on a quiet side street that many do not know even exists! Tucked away yet walking distance to Village parks and restaurants! Let's tour this beauty! First floor features 2 bedrooms and a full bath with walk-in shower, along with a dining room, living room and a sundrenched bright and airy kitchen! Upstairs has another 2

    Renee Pchelka Listing by Howard Hanna Holt - Fredonia

    23 Bradish St, Fredonia, NY 14063
  • /30

    $569,000

    • 3 Beds
    • 2 Baths
    • 1,280 Sq Ft

    47 Peck Ave, Lakewood, NY 14750

    Nestled within the historic grounds of Chautauqua Institution, this charming seasonal cottage offers classic character in an excellent central location. Step off your porch and it's just a short level stroll to the brick walk which leads to the Amphitheater, Bestor Plaza, the Hall of Philosophy, lakefront, and other beloved CHQ venues. With its timeless cottage appeal, 47 Peck Ave. is perfectly

    Ruth Nelson Listing by ERA Team VP Real Estate

    47 Peck Ave, Lakewood, NY 14750
  • /36

    $499,000

    Open House 7/03
    • 3 Beds
    • 2 Baths
    • 1,140 Sq Ft

    67 Longview Ave, Jamestown, NY 14701

    Welcome to 67 Longview Avenue in Jamestown, where you will experience some of the most breathtaking views Chautauqua Lake has to offer. From sunrise to sunset, this beautiful lakefront home offers sweeping panoramic water views that create the perfect backdrop for relaxing, entertaining, and making lifelong memories on Chautauqua Lake. Situated on two lots with 80 feet of private lake frontage,

    Rachel Willow Listing by Howard Hanna Holt - Mayville

    67 Longview Ave, Jamestown, NY 14701
  • /19

    $239,900

    • 5 Beds
    • 1 Bath
    • 1,824 Sq Ft

    5192 Webster Rd, Fredonia, NY 14063

    Discover the perfect blend of privacy, recreation, and rural charm at 5192 Webster Road in the Town of Pomfret. Situated on nearly 28 acres, this expansive property offers endless possibilities for farming, hunting, outdoor recreation, or building your dream country retreat. Featuring a mix of open land, Vineyards, and wooded acreage with a peaceful rural setting, this unique parcel provides

    Paiden Wittmeyer Listing by Howard Hanna Holt - Fredonia

    5192 Webster Rd, Fredonia, NY 14063
  • /42

    $354,000

    $24K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 1,050 Sq Ft

    4406 W Lake Rd Unit 24, Mayville, NY 14757

    Nestled along the lakefront, Willow Tree Point is a warm and welcoming community offering an exceptional lifestyle and an abundance of amenities. Enjoy your own personal boat slip on the community docks (#26), a heated swimming pool, and a clubhouse perfect for gathering with friends and neighbors. Plus, the renowned Chautauqua Institution is located less than two miles away. Unit #24 is ideally

    Sylvia Oettinger Listing by ERA Team VP Real Estate

    4406 W Lake Rd Unit 24, Mayville, NY 14757
  • /17

    $59,000

    $4K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,398 Sq Ft

    127 Main St, Silver Creek, NY 14136

    ARE YOU IN THE MARKET FOR A FIXER UPPER / AN INVESTMENT OPPURTUNITY /RENTAL / STARTER / ETC. HITTING THE MARKET LOCATED JUST OUTSIDE OF SILVER CREEK CENTRALLY LOCATED BETWEEN FREDONIA AND BUFFALO IS THIS 3 BEDROOM 1 BATHROOM HOME READY FOR SOME TLC AND TO BE BROUGHT BACK TO LIFE. THE OPPORTUNITTIES ARE ENDLESS WHETHER IT BE A FIRST HOME / INVESTMENT RENTAL /ETC. THIS HOME HAS SOME HISTORY AND

    Gregory Himes Listing by Real Estate Advantage

    127 Main St, Silver Creek, NY 14136
  • /22

    $220,000

    • 4 Beds
    • 2 Baths
    • 1,240 Sq Ft

    221 Willow Ave, Jamestown, NY 14701

    Welcome home to this beautifully maintained contemporary-style ranch offering four bedrooms and two full bathrooms in a peaceful setting with attractive landscaping in both the front and back yards. From the moment you arrive, you will appreciate the curb appeal, mature trees, and inviting outdoor spaces that make this property truly stand out. Inside, the home features gorgeous hardwood floors

    Sharon Lisciandro Listing by Century 21 Turner Brokers

    221 Willow Ave, Jamestown, NY 14701
  • /34

    $60,000

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft

    157 Greenhurst Village Dr, Jamestown, NY 14701

    Welcome to 157 8th St. in Greenhurst Village Mobile home park. A meticulously maintained 2-bedroom, 2-full-bath 2010 mobile home. This inviting home offers comfortable living with central air and added usable space from the porch and spacious enclosed deck, where you can relax, entertain, and enjoy beautiful views with peeks of Chautauqua Lake. The property features a generous lawn with plenty of

    Heidi Brooks Listing by Real Estate Advantage

    157 Greenhurst Village Dr, Jamestown, NY 14701
  • /12

    $80,000

    • 2 Beds
    • 1 Bath
    • 857 Sq Ft

    154 Maple Ave, Dunkirk, NY 14048

    Let's make a deal! Owners of this home would prefer to sell this house along with 152 Maple Ave right next door! Both homes share a driveway but have separate lots and garages. This home was used as a rental for years but could be used as a guest house or a secondary suite as well! This home has 2 bedrooms and 1 bath located on one floor. The roof and main electrical line on the house were

    Tammy Hess-Schmitt Listing by Howard Hanna Holt - Fredonia

    154 Maple Ave, Dunkirk, NY 14048
  • /15

    $155,000

    • 3 Beds
    • 1.5 Baths
    • 1,634 Sq Ft

    152 Maple Ave, Dunkirk, NY 14048

    Let's make a deal! Owners of this home would prefer to sell this house along with 154 Maple Ave right next door! Both homes share a driveway but have separate lots and garages. This home has been meticulously cared for over the last 30 years. This 2 story vinyl sided home has 3 bedrooms and 1.5 bathrooms as well as a large living room, dining room, finished attic with tons of storage and a

    Tammy Hess-Schmitt Listing by Howard Hanna Holt - Fredonia

    152 Maple Ave, Dunkirk, NY 14048
  • /14

    $29,900

    • 4 Beds
    • 3 Baths
    • 1,897 Sq Ft

    632-634 Lakeview Ave, Jamestown, NY 14701

    Opportunity awaits with this spacious four-bedroom, three-bath home full of potential and character. Featuring large rooms and three stories of living space, this property has already been stripped to the studs and is ready for your vision to bring it back to life. Electric is working, PEX plumbing has been started, and a brand-new city water service line from the street has already been

    Wayne Weaver Listing by Real Estate Advantage

    632-634 Lakeview Ave, Jamestown, NY 14701

Showing Results 121 - 160, Page 4 of 14

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