1,205

Chesterfield County VA Homes for Sale

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  • /49

    $589,900

    • 5 Beds
    • 3 Baths
    • 4,306 Sq Ft

    10731 Spring Run Rd, Chesterfield, VA 23832

    STUNNING, JUST STUNNING. Largest Ranch Home in Chesterfield! 5 Bedroom 3 FULL BATH Rancher with a FULL WALK OUT BASEMENT. Over 4,300 SF on approx. 1.5 Acre Lot! WOW! All new kitchen with Granite Counter Tops, Beautiful White Shaker Cabinets and Stainless Steel appliances. NEW BATHS WITH GRANITE EVERYWHERE! NEW FLOORING AND FRESH PAINT! WOW AGAIN! HUGE FULL BASEMENT with 2 bedrooms and a full

    Sam Miliotis The SSAM Agency

    10731 Spring Run Rd, Chesterfield, VA 23832
  • /72

    $1,245,000

    • 5 Beds
    • 4 Baths
    • 3,601 Sq Ft

    1719 Tulip Hill Dr, Midlothian, VA 23112

    Welcome home to this extraordinary **Southern Living Showcase Home**, featured in the 2017 Southern Living Home Show and thoughtfully designed with timeless style, exceptional craftsmanship, and luxury finishes throughout. Located in award-winning Hallsley, this 5-bedroom, 4 full bath residence offers 3,601 square feet of refined living space with custom details at every turn. The stunning chef’s

    Sarah Holton Real Broker LLC

    1719 Tulip Hill Dr, Midlothian, VA 23112
  • /37

    $465,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 2.5 Baths
    • 2,696 Sq Ft

    9801 Third Branch Dr, Chesterfield, VA 23832

    This is a fantastic opportunity located only 25 minutes from downtown Richmond and very near Pocohontas State Park with 2,700 square feet, one acre corner lot, 3 car garage and carport, double width, paved circular drive, Enjoy outdoor living on the full front wraparound porch, extensive deck, privacy fenced rear yard and large gardening shed. The interior features a welcoming foyer with wood

    Kent Thompson Thompson Real Estate Services Inc

    9801 Third Branch Dr, Chesterfield, VA 23832
  • /25

    $369,950

    • 2 Beds
    • 2 Baths
    • 1,538 Sq Ft

    13263 Garland Ln, Midlothian, VA 23114

    Discover the perfect blend of comfort and style in this charming one-level home! Featuring 2 bedrooms, 2 full baths, and luxury vinyl plank (LVP) flooring throughout, this residence is designed for effortless, modern living. The hardwood stairs add a touch of elegance as you head down to the versatile bonus room—a perfect space for a home office, gym, or creative retreat. Step outside to the

    Jenny Maraghy Compass

    13263 Garland Ln, Midlothian, VA 23114
  • /34

    $445,000

    • 4 Beds
    • 3 Baths
    • 2,100 Sq Ft

    14537 Sailboat Cir, Midlothian, VA 23112

    Relax in this low maintenance home in the popular Edgewater subdivision of Midlothian! Fantastic floorplan features open concept living, wood flooring, gas fireplace and multiple first floor bedrooms. FIRST FLOOR PRIMARY bedroom with walk in closet and attached bath with soaking tub, separate shower and dual vanity. Second first floor bedroom with adjacent full bathroom. Two more bedrooms on

    Scott Martin Virginia Capital Realty

    14537 Sailboat Cir, Midlothian, VA 23112
  • /39

    $499,950

    • 3 Beds
    • 2.5 Baths
    • 2,405 Sq Ft

    13248 Garland Ln, Midlothian, VA 23114

    Step into this beautifully upgraded 3 bedroom plus office, 2 and a half bath home where style and comfort meet! From the moment you walk in, you'll be greeted by gleaming hardwood floors that flow seamlessly throughout the space. The living area features a stunning large window with abundant sunlight and a fireplace for cozy evenings, while the upgraded flooring and cabinetry add a touch of

    Jenny Maraghy Compass

    13248 Garland Ln, Midlothian, VA 23114
  • /72

    $649,900

    • 5 Beds
    • 2.5 Baths
    • 3,022 Sq Ft

    13619 Grove Pond Dr, Midlothian, VA 23114

    Set on a beautifully landscaped lot in The Grove, this spacious and thoughtfully updated home offers the perfect blend of comfort, functionality, and outdoor living. A charming covered front porch welcomes you inside, where hardwood floors and natural light create an inviting first impression. The main level features a bright open-concept layout ideal for everyday living and entertaining. The

    Brad Ruckart Real Broker LLC

    13619 Grove Pond Dr, Midlothian, VA 23114
  • /23

    $516,000 New Construction

    • 2 Beds
    • 2.5 Baths
    • 2,167 Sq Ft

    16514 Creekstone Point Ave, Moseley, VA 23120

    Located in The Villas at Swift Creek, a 55+ low-maintenance community in Moseley, this to-be-built Portland offers the opportunity to own in a setting designed for ease and connection. Residents enjoy access to a private clubhouse with gathering spaces, a golf simulator, pickleball courts, a pool, and walking paths, all just minutes from everyday shopping and dining in Chesterfield County. The

    Dorothy Willis Mitchell Boone Homes Inc

    16514 Creekstone Point Ave, Moseley, VA 23120
  • /38

    $400,475 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,652 Sq Ft

    18779 Palisades Ridge, Moseley, VA 23120

    Move-in this Fall! Welcome to the Waverly - a thoughtfully designed home offering the perfect blend of comfort, convenience and modern living. ACT SOON - Purchaser has time to personalize this home by selecting design finishes! This 3-bedroom, 2.5-bath townhome features an open-concept layout and attached 1-car garage, creating a space that lives larger than its footprint and supports an

    Katie Heath HHHunt Realty Inc

    18779 Palisades Ridge, Moseley, VA 23120
  • /29

    $629,990 New Construction

    • 5 Beds
    • 3.5 Baths
    • 3,103 Sq Ft

    8600 Clemet Dr, Chesterfield, VA 23832

    New construction Plymouth floorplan in the sought-after Harper’s Mill community, currently under construction with an estimated June/July completion. This home offers 5 bedrooms, 3.5 baths, and a well-designed layout on a corner homesite. The main level features an open layout that connects the kitchen and main living areas, creating a functional space for both everyday living and entertaining. A

    Gary Martin Providence Hill Real Estate

    8600 Clemet Dr, Chesterfield, VA 23832
  • /16

    $369,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,617 Sq Ft

    2860 Calgary Ln, Chester, VA 23831

    MOVE-IN READY! Have you seen the Picasso? This luxury townhome style condo lives like a single-family home with over 2600 sqft of living space. Words cannot describe the elegance that this multi-level home offers. Entertaining will be a dream in your chef’s kitchen with oversized island, quartz countertops, stainless steel appliances and LVP flooring throughout. A large open great room with

    John Thiel Long & Foster REALTORS

    2860 Calgary Ln, Chester, VA 23831
  • /77

    $560,000

    • 4 Beds
    • 3.5 Baths
    • 2,649 Sq Ft

    12301 Point Landing Ct, Midlothian, VA 23112

    Tucked away on a private cul-de-sac lot in Bayhill Pointe, this 4-bedroom, 3.5-bath beauty offers 2,649 sq ft of thoughtfully designed living space. From the moment you step inside, you’ll notice the hardwood floors flowing throughout and the seamless open-concept design that makes this home perfect for both everyday living and entertaining. The gourmet kitchen is a true showstopper—boasting a

    Anita Williamson Real Broker LLC

    12301 Point Landing Ct, Midlothian, VA 23112
  • /22

    $449,000

    • 4 Beds
    • 2.5 Baths
    • 2,382 Sq Ft

    700 Dove Path Ln, South Chesterfield, VA 23834

    Welcome to this Beautiful maintained home is truly move-in ready. Inside, you'll find hardwood floors throughout the main level. The up-graded kitchen features quartz countertops, glass tile backsplash, gas stove. Bright eat-in area with a charming bay window. The inviting living room includes chair rail, wainscoting and exposed wooden beam. All centered around a cozy gas log fireplace ideal for

    Melissa Holder Ingram & Assoc Chester

    700 Dove Path Ln, South Chesterfield, VA 23834
  • /51

    $650,000

    • 3 Beds
    • 2.5 Baths
    • 3,021 Sq Ft

    15819 Blooming Rd, Chesterfield, VA 23832

    A must see model-like spacious 3021 sq ft home located in the 55+ communityof Harpers Mill, one of Chesterfield County’s most desired neighborhoods,offers tranquil surroundings while being just moments away from all theconveniences you need. Enjoy the low maintenance community while they takecare of the mowing, mulching, and landscaping.A dramatic two-story foyer, flanked by

    Sarah Bice Sarah Bice & Associates RE

    15819 Blooming Rd, Chesterfield, VA 23832
  • /49

    $399,900

    • 3 Beds
    • 2.5 Baths
    • 1,708 Sq Ft

    14620 Bridge Creek Dr, Midlothian, VA 23113

    Welcome to this UPDATED AND STYLISH townhome in Brookcreek Crossing offering easy, low-maintenance living in a location you’ll love! Tucked just off Midlothian Turnpike, you’re minutes from Route 288, Westchester Commons, and Winterfield Crossing. Green Certified for energy efficiency, this home features NEW CARPET, FRESH PAINT, HARDWOOD FLOORS throughout the first floor, and a bright,

    Leslie McRaney 1EXP Realty, LLC

    14620 Bridge Creek Dr, Midlothian, VA 23113
  • /34

    $370,000

    • 2 Beds
    • 2 Baths
    • 1,434 Sq Ft

    14919 Featherchase Dr, Chesterfield, VA 23832

    Welcome to this beautifully maintained ranch-style home in the desirable Ashbrook community, offering the ease of one-level living on a spacious lot of over .35 acres. This residence perfectly blends comfortable living spaces with peaceful outdoor scenery, featuring a bright and open floor plan where the living room flows directly into the dining area. The kitchen is equipped with newer stainless

    Bree Cox Century 21 Realty @ Home

    14919 Featherchase Dr, Chesterfield, VA 23832
  • /33

    $699,000

    • 4 Beds
    • 2.5 Baths
    • 3,083 Sq Ft

    3614 Rivermist Ct, Midlothian, VA 23113

    Welcome to 3614 Rivermist Court, a beautifully maintained home in Midlothian’s desirable Riverton neighborhood. Thoughtfully updated and well cared for, this home offers a functional layout, inviting living spaces, and a private outdoor setting. The main level features a spacious living room with custom built-ins, gas fireplace with stone surround and mantel, hardwood flooring, and a ceiling fan.

    Tina Morris Engel & Volkers Richmond

    3614 Rivermist Ct, Midlothian, VA 23113
  • /46

    $399,900

    • 2 Beds
    • 2 Baths
    • 1,552 Sq Ft

    1433 Avondale Woods Dr, Richmond, VA 23235

    Just Listed! Don’t miss your chance to see this exceptional home before it’s gone!Welcome to effortless living in the highly desirable community of The Townes of Notting Place. Built in 2020 and meticulously maintained, this move-in ready home offers the perfect blend of comfort, style, and convenience, with rare opportunities for qualified buyers under the age of 55.From the moment you

    Christine Mottley Samson Properties

    1433 Avondale Woods Dr, Richmond, VA 23235
  • /44

    $585,000 Open Sun 2PM - 4PM

    • 5 Beds
    • 3.5 Baths
    • 3,529 Sq Ft

    12106 Club Ridge Dr, Chester, VA 23836

    Welcome to this stately 3,529-square-foot traditional residence, perfectly positioned on a lush 0.31-acre lot in Chester's Rivers Bend. From the first glance, the manicured landscaping sets a high standard for the quality found within the home. Step through the front door into a grand two-story foyer that immediately highlights the home’s commitment to natural light and architectural detail,

    Luis Amaya-Fogg Realty of America LLC

    12106 Club Ridge Dr, Chester, VA 23836
  • /51

    $849,950 Open Sat 1PM - 3PM

    • 4 Beds
    • 3.5 Baths
    • 4,033 Sq Ft

    19620 Ahern Rd, Moseley, VA 23120

    Stunning 4000sqft newer construction in the Cosby High district just 15 minutes from Westchester Commons and less than 10 minutes to the 1600 acre Swift Creek Reservoir, 3 minutes to Tuckmar Farms. This home is nestled on over 2.5 acres, offers a 3 car garage, 2 stamped concrete patios, maintenance free vinyl siding, 10' ceilings down and 9' ceilings up, huge rear deck, detached shed, laundry on

    James Strum Long & Foster REALTORS

    19620 Ahern Rd, Moseley, VA 23120
  • /42

    $450,000

    • 4 Beds
    • 2.5 Baths
    • 2,556 Sq Ft

    6300 Oak Arbor Ct, Chesterfield, VA 23831

    This beautiful better-than-new home is in pristine condition and ready for you to move right in! Freshly painted Interior and all appliances have been replaced and are 2022 and newer. All of the carpet is BRAND NEW as well as the flooring in the Kitchen, breakfast nook and Bathrooms! You will love the open floorplan including a Breakfast Bar, large Pantry, Formal Living and Dining Rooms as well

    Patty Nix 1EXP Realty, LLC

    6300 Oak Arbor Ct, Chesterfield, VA 23831
  • /27

    $498,950 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,222 Sq Ft

    10344 Qualla Trace Dr, Chesterfield, VA 23832

    BUILD WITH US - MEET THE MAXWELL! The Maxwell Designer Home boasts a first-floor primary suite and flex spaces on both levels! As you enter through the foyer, a wonderful flex space welcomes you. Use this space as a formal dining room, productive home office or however best fits your lifestyle. Option for a first-floor guest bedroom is available! The chef's kitchen has a center island for prep

    DeAndre Wheeler HHHunt Realty Inc

    10344 Qualla Trace Dr, Chesterfield, VA 23832
  • /26

    $543,974 New Construction

    • 2 Beds
    • 2.5 Baths
    • 2,344 Sq Ft

    16420 Creekstone Point Ave, Moseley, VA 23120

    Located in The Villas at Swift Creek, this Portland townhome offers low-maintenance 55+ living within a community where the amenities are fully open and part of everyday life. The open-concept main level centers around a spacious kitchen with a large pantry, quartz countertops, tile backsplash, and Kohler plumbing fixtures, flowing seamlessly into the dining area and light-filled family room. A

    Dorothy Willis Mitchell Boone Homes Inc

    16420 Creekstone Point Ave, Moseley, VA 23120
  • /48

    $425,000

    • 4 Beds
    • 2.5 Baths
    • 2,272 Sq Ft

    13113 Morning Hill Ln, Midlothian, VA 23112

    Welcome to 13113 Morning Hill Ln in the heart of Brandermill. This 4 bedroom, 2.5 bath home offers 2,272 square feet with a layout that feels right the moment you walk in. From the entry, you’re welcomed into a space that’s open, comfortable, and easy to live in—something that’s hard to find without thoughtful updates. The home also includes a whole-house generator and tankless water heater,

    Monica Kincaid 1EXP Realty, LLC

    13113 Morning Hill Ln, Midlothian, VA 23112
  • /68

    $435,000

    • 5 Beds
    • 2.5 Baths
    • 2,660 Sq Ft

    13207 Abbeydale Dr, Chesterfield, VA 23831

    Welcome home to this beautifully updated colonial, perfectly set on a spacious and private 0.6-acre corner lot! Move-in ready and thoughtfully improved, this home features new LVP wood flooring (2023), brand new carpet (May 1st 2026), fresh ceiling fans, and a full-house alarm system for added comfort and peace of mind. Step inside to a bright, welcoming layout with formal living and dining

    Mustafa Idris 1EXP Realty, LLC

    13207 Abbeydale Dr, Chesterfield, VA 23831
  • /28

    $829,990 New Construction

    • 5 Beds
    • 4 Baths
    • 3,300 Sq Ft

    5113 Singing Bird Dr, Moseley, VA 23120

    To Be Built by Keel Custom Homes in the beautiful Summer Lake community. The Havelock is a balanced two-story plan designed for everyday function. It features 5 bedrooms, 3.5 bathrooms, and a mix of gathering spaces. On the main level, there is a formal dining room, an oversized kitchen with an expansive island, and a casual dining area. Tucked away near the garage entry is a mudroom and private

    Casey White MSE Properties

    5113 Singing Bird Dr, Moseley, VA 23120
  • /22

    $950,000

    • 5 Beds
    • 4 Baths
    • 3,755 Sq Ft

    16201 Alsdell Rd, Midlothian, VA 23112

    Come see 16201 Alsdell Rd, a residence recently enhanced with fresh interior and exterior paint. A prominent fireplace provides a focal point, complemented by a partial flooring replacement throughout. The kitchen features all stainless steel appliances, an accent backsplash and a practical kitchen island. The primary bathroom includes double sinks and a separate tub and shower for full

    Verria Hairston Opendoor Brokerage LLC

    16201 Alsdell Rd, Midlothian, VA 23112
  • /36

    $525,000

    • 4 Beds
    • 2.5 Baths
    • 2,643 Sq Ft

    11911 Riverpark Way, Chesterfield, VA 23838

    Offering a rare combination of acreage, functionality, and future potential, this property truly stands apart. A 4-bedroom, 2.5-bath home with major updates already completed, set on a private 1 acre cul-de-sac lot with pool and detached 2.5-car garage with flex space above. Inside, you’ll find a spacious, functional layout ready for your personal touch, with much of the interior freshly painted.

    Kim Sebrell Keller Williams Realty

    11911 Riverpark Way, Chesterfield, VA 23838
  • /46

    $339,950

    • 3 Beds
    • 2 Baths
    • 1,189 Sq Ft

    700 Royal Cresent Dr, North Chesterfield, VA 23236

    Back on the market at no fault of the seller. Welcome to this fully renovated, energy-efficient home featuring a modern, open layout and prime outdoor living space. This property offers 3 bedrooms and 2 full baths, all on a convenient corner lot with a large rear yard. Step inside to discover fresh, contemporary styling with new LVP flooring and a bright, freshly painted interior. The

    Blake Denny BHG Base Camp

    700 Royal Cresent Dr, North Chesterfield, VA 23236
  • /3

    $239,777

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    3405 Shady Creek Rd, North Chesterfield, VA 23234

    Property features 3 bedrooms and 1 full bathroom. The backyard offers scenic views of Falling Creek.

    Elmer Diaz Samson Properties

    3405 Shady Creek Rd, North Chesterfield, VA 23234
  • /28

    $669,999

    • 5 Beds
    • 2.5 Baths
    • 3,125 Sq Ft

    13818 Hawkins Park Rd, Midlothian, VA 23114

    Step into this beautifully updated home in the highly sought-after neighborhood of The Grove. Thoughtfully upgraded and meticulously maintained, this home offers both comfort and style at every turn. The main level features a stunning kitchen with granite countertops and backsplash updated just three years ago, flowing seamlessly into a warm and inviting family room. A dedicated wine bar and

    Jack Ryan Sullivan Real Broker LLC

    13818 Hawkins Park Rd, Midlothian, VA 23114
  • /26

    $329,950

    • 4 Beds
    • 2 Baths
    • 1,444 Sq Ft

    3102 Duck River Ct, Midlothian, VA 23112

    This cute 4-bedroom 2 baths cape cod features a very well design kitchen that includes laminate counter tops, dishwasher, stove, and refrigerator. There are 2 bedrooms in each level with enough space for office, game room, guest room etc. Primary bedroom is on the second Floor; it is super spacious. Second bedroom with lots of space also in second floor with share full bathroom. Two additional

    Guadalupe Perez Ingram & Assoc Chester

    3102 Duck River Ct, Midlothian, VA 23112
  • /48

    $562,900

    • 3 Beds
    • 2.5 Baths
    • 2,432 Sq Ft

    13729 Randolph Pond Ln, Midlothian, VA 23114

    Welcome to this beautifully crafted end-unit townhome, where modern efficiency meets everyday comfort in an Energy Star–certified design in Randolph Pond. Inside, 9-ft ceilings on both levels create a bright and stylish atmosphere. The kitchen shines with quartz countertops, a tile backsplash, and a microwave/smart wall-oven combo, opening seamlessly to warm, livable spaces that make hosting,

    Jen Coppock Redfin Corporation

    13729 Randolph Pond Ln, Midlothian, VA 23114
  • /30

    $565,000

    • 4 Beds
    • 3.5 Baths
    • 2,661 Sq Ft

    16847 Jaydee Terrace, Moseley, VA 23120

    Welcome to this beautifully appointed brick home in the sought-after Summer Lake community, gracefully positioned on a spacious corner lot. Thoughtful curb appeal sets the tone with classic architecture, subtle uplighting, and an inviting front porch designed for relaxed outdoor living.Inside, a soaring two-story foyer introduces hardwood floors and refined millwork, flanked by formal living

    Emily Still Long & Foster REALTORS

    16847 Jaydee Terrace, Moseley, VA 23120
  • /36

    $674,950

    • 4 Beds
    • 2.5 Baths
    • 2,540 Sq Ft

    2719 Mohawk Dr, North Chesterfield, VA 23235

    Beautiful Craftsman-style home in the highly desirable Bon Air area featuring 4 bedrooms and a first-floor primary suite. Recent updates include two new HVAC systems (June 2025). This home is filled with character and charm, showcasing custom trim work, arched openings, and stunning early 1900s stained glass accents in the foyer and great room, along with antique sconces and a decorative mirror

    Sophia Wang Keller Williams Realty

    2719 Mohawk Dr, North Chesterfield, VA 23235
  • /2

    $395,000

    • 4 Beds
    • 3 Baths
    • 2,478 Sq Ft

    12133 Winfree St, Chesterfield, VA 23831

    Charming home built in 1909, right in the heart of Chester. The character really stands out with beautiful woodwork, stained glass windows, tall ceilings, and four fireplaces throughout. The home offers 4 bedrooms, a bonus room, and 3 full baths. There’s a large dining room and family room, an eat-in kitchen, a welcoming foyer, a full enclosed front porch, and even a small cellar/basement. You’ll

    John Fiorelli Vylla Home

    12133 Winfree St, Chesterfield, VA 23831
  • /20

    $563,058 New Construction

    • 2 Beds
    • 2.5 Baths
    • 2,517 Sq Ft

    16418 Creekstone Point Ave, Moseley, VA 23120

    Located in The Villas at Swift Creek, this under construction Jackson townhome brings together low-maintenance 55+ living with a layout that feels both open and intentional. The main level features an integrated kitchen, dining, and family room, complete with two-tone cabinetry, GE appliances, quartz countertops, and a tile backsplash. A sunroom just off the family room adds natural light and

    Dorothy Willis Mitchell Boone Homes Inc

    16418 Creekstone Point Ave, Moseley, VA 23120
  • /24

    $859,990 New Construction

    • 5 Beds
    • 4.5 Baths
    • 3,274 Sq Ft

    17307 Jojo Ln, Moseley, VA 23120

    To Be Built by Keel Custom Homes in the beautiful Summer Lake community. The Nantucket plan features 5 bedrooms with a first-floor guest suite, 4.5 bathrooms, first-floor study or optional formal dining, a 2-car garage, and covered back deck. The main level welcomes you with a wide front porch leading to a foyer and flex space. The open-concept main level creates a gathering space anchored by a

    Casey White MSE Properties

    17307 Jojo Ln, Moseley, VA 23120
  • /31

    $969,990 New Construction

    • 5 Beds
    • 4 Baths
    • 3,529 Sq Ft

    17318 Jojo Ln, Moseley, VA 23120

    To Be Built by Keel Custom Homes in the beautiful Summer Lake community. The Sanibel plan features 5 bedrooms with a bedroom located on the main floor, 4 bathrooms, first floor study, 2-car garage, covered back deck, and over 3,500 square feet of living space. This is the perfect opportunity to start living your best life in Summer Lake. Summer Lake is one of Chesterfield’s most sought-after,

    Casey White MSE Properties

    17318 Jojo Ln, Moseley, VA 23120
  • /37

    $859,990 New Construction

    • 6 Beds
    • 3.5 Baths
    • 3,698 Sq Ft

    17307 Burtmoor Ct, Moseley, VA 23120

    To Be Built by Keel Custom Homes in the beautiful Summer Lake community. The Huntington plan features 6 bedrooms, 3.5 bathrooms, first-floor study, 2-car garage, covered back deck, and almost 3,700 square feet of living space. The main level is centered around a large open family room connecting to the kitchen and dining. The first-floor primary includes a soaking tub and dual walk-in closets.

    Casey White MSE Properties

    17307 Burtmoor Ct, Moseley, VA 23120

Showing Results 241 - 280, Page 7 of 18

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