1,048

Chicago, IL Multifamily Homes & Duplexes for Sale

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  • /26

    $150,000

    • 5 Beds
    • 2 Baths

    5750 S Paulina St, Chicago, IL 60636

    2-Flat in North Englewood. 2-beds, 1-bath in the main level and 3-beds, 1 bath in the second level. Unfinished basement provides additional space for storage or future use. Exterior features include a fenced backyard and a 2-car parking space in the back. Property is in need of TLC. **Estate sale, sold as-is.**

    Ashley Kaehn Compass

    5750 S Paulina St, Chicago, IL 60636
  • /32

    $300,000

    • 4 Beds
    • 2 Baths

    5032 S Princeton Ave, Chicago, IL 60609

    Beautifully remodeled duplex offering modern updates and comfortable living. Each unit features two bedrooms and a fully updated bathroom, along with stylishly renovated kitchens complete with contemporary finishes. Freshly installed hardwood floors flow throughout, creating a warm and inviting feel. Both units include in-unit laundry and have been upgraded with new hot water heaters for peace of

    Nick Zentefis Inspire Realty Group

    5032 S Princeton Ave, Chicago, IL 60609
  • /29

    $450,000

    • 4 Beds
    • 2 Baths

    1541 N Maplewood Ave, Chicago, IL 60622

    Prime Investment or Development Opportunity ready for your customization and renovation close to West Wicker Park/Bucktown! Located in one of Chicago's most vibrant neighborhoods, this two-unit property sits on a standard 25x125 lot and offers endless potential-whether you're looking to renovate, occupy, rent, or redevelop. Each of the two spacious units has its own separate meters, electric

    Tabitha Murphy Berkshire Hathaway HomeServices Chicago

    1541 N Maplewood Ave, Chicago, IL 60622
  • /16

    $990,000

    • 9 Beds
    • 6 Baths

    2448 W Grenshaw St, Chicago, IL 60612

    Fantastic investment opportunity with strong cash flow or an ideal owner-occupied property where the other two units cover the mortgage and still generate income. Conveniently located in the Tri Taylor/UIC Medical Center Neighborhood, this brick building is well-maintained on all four sides. It includes three separate PINs. Each of the three units features three spacious bedrooms and two

    Yusuf Ozer Troy Real Estate LLC

    2448 W Grenshaw St, Chicago, IL 60612
  • /3

    $164,900

    • 5 Beds
    • 2 Baths

    7958 S Kingston Ave, Chicago, IL 60617

    Attention Investors! Solid 2-flat with tons of potential-bring your vision and finishing touches to unlock full ARV. Property features spacious units with good natural light, hardwood floors, and accent wall in the living area. The layout offers strong rental potential once rehabbed. Some repairs have been started, but additional work is needed. Large windows, private decks, and a functional

    Arthur Weller eXp Realty

    7958 S Kingston Ave, Chicago, IL 60617
  • /69

    $779,900 Open Sat 1PM - 2:30PM

    • 3 Beds
    • 4 Baths

    1828 S Peoria St, Chicago, IL 60608

    Best part of Pilsen/near University Village, just blocks west of Halsted.South of 18th and near to galleries,bakeries, shops, transportation and the University/Medical district!!Same block as the outdoor gallery/garden with architecturally preserved facade. Perfect investment property or live in with rentals. This former 4 unit brick building was converted to a 3 unit ( with permits!2018) 2

    Nikki Dumas Dumas & Associates, Inc.

    1828 S Peoria St, Chicago, IL 60608
  • /2

    $382,900

    • 9 Beds
    • 3 Baths

    7052 S Normal Blvd, Chicago, IL 60621

    Come and view your new home today in the heart of Englewood! This fully insulated remodeled spacious 2-Flat has been properly permitted and inspected, features 9 nice sized bedrooms, one full bath on each floor. Each kitchen features granite counter tops, stainless steel appliances, microwave, beautiful 42' custom cabinets providing tons of storage along with separate dining and living room

    EFREM LAMBERT Anchor Realty Group, Inc

    7052 S Normal Blvd, Chicago, IL 60621
  • /25

    $499,000

    • 6 Beds
    • 4 Baths

    1302 W 98th Place, Chicago, IL 60643

    Rarely available! Nestled on a quiet block in the Washington Heights neighborhood, this lovely 4-unit brick building presents a remarkable opportunity for a savvy investor or homeowner! This income producing property features three 2-bedroom units, and one spacious 1-bedroom unit. One of the units has been recently renovated and the other units have long term, stable tenants in place! 3 out of 4

    Rashauna Scott Keller Williams ONEChicago

    1302 W 98th Place, Chicago, IL 60643
  • /35

    $449,900

    • 4 Beds
    • 2 Baths

    5108 W Wrightwood Ave, Chicago, IL 60639

    THIS CLASSIC CHICAGO BRICK TWO-FLAT FLAUNTS A GAMBREL ROOF, GIVING IT A DUTCH COLONIAL REVIVAL INFLUENCE, AND A SPACIOUS 2ND FLOOR LIVING SPACE. HISTORIC CHARM MEETS INVESTMENT POWER IN THIS SOUGHT-AFTER BELMONT CRAGIN NEIGHBORHOOD. BOTH UNITS FLAUNT RICH HARDWOOD FLOORING, BEAUTIFULLY UPDATED KITCHENS FEATURING 42" MAPLE CABINETS, GRANITE COUNTERTOPS, WALK-IN PANTRY, AND STAINLESS-STEEL

    The Galarza Team Century 21 New Beginnings

    5108 W Wrightwood Ave, Chicago, IL 60639
  • /45

    $2,125,000

    • 6 Beds
    • 7 Baths

    548 W Fullerton Pkwy, Chicago, IL 60614

    548 Fullerton is a legal 3 flat with RM-5 zoning on 175' deep lot, generating $169,740 in rental income! Units 1 + 2 are full floor units. The third floor is currently configured as 2 separate units counted as one + the rental income and details are combined as one unit #3 in details. Lastly the garden studio apartment currently generates 21,600 and is included in the total income of unit 1.

    Klopas Stratton Team Jameson Sotheby's Int'l Realty

    548 W Fullerton Pkwy, Chicago, IL 60614
  • /2

    $635,000

    • 8 Beds
    • 3 Baths

    2434 W Pershing Rd, Chicago, IL 60632

    Sturdy brick legal 2 flat building with a finished basement in Brighton Park. Spacious units that offer living room, dining room , kitchen , bath and 3 bedrooms . Full finished basement offers 2 bedrooms and 1 bathroom. Tenants pay their own utilities. Each have separate mechanicals. The owner has kept up the building and it's ready for the next investor. Recent updates include furnaces and

    Taurino Morales Keller Williams Preferred Realty

    2434 W Pershing Rd, Chicago, IL 60632
  • /28

    $735,000

    • 6 Beds
    • 8 Baths

    3920 N Austin Ave, Chicago, IL 60634

    First time on market in over 25 yrs.!! This is a fantastic opportunity for a owner occ or investor. This Brick 4 unit has 4 separate gas forced (HVAC) systems, 4 hot water heaters and seporate elect. Possibility for duplexing down basement. Roof is 9 yrs, windows aprox 7 yrs, many other updates have been done over the past couple years. Coin laundry owned by seller, great extra income. Rents

    Mark Chereso Gateway Realty LLC

    3920 N Austin Ave, Chicago, IL 60634
  • /31

    $545,000

    • 6 Beds
    • 3 Baths

    3529 W 63rd Place, Chicago, IL 60629

    AMAZING OPPORTUNITY TO OWN THIS HUGE BRICK 2 FLAT!! 3 BEDROOM APARTMENTS WITH 1 BATH EACH. CENTRAL HEAT AND BEAUTIFUL HARDWOOD FLOORS WITH LARGE LIVING ROOMS AND DINING ROOMS!! SEPARATE UTILITIES!! FINISHED BASEMENT WITH FULL BATH!!

    Hill Torres Urbanitas Inc.

    3529 W 63rd Place, Chicago, IL 60629
  • /45

    $449,900

    • 6 Beds
    • 2 Baths

    6806 S Rockwell St, Chicago, IL 60629

    Fantastic opportunity in the Chicago Lawn area! This solid brick 2-unit property offers spacious layouts in both apartments, each featuring a bright living room, kitchen with dining area, 3 bedrooms, and 1 full bath. Appliances include refrigerator, stove, and microwave for added convenience. The unfinished basement provides additional storage space and includes laundry hookups. A brand-new 2-car

    Jose Martinez RE/MAX Mi Casa

    6806 S Rockwell St, Chicago, IL 60629
  • /14

    $829,000

    • 9 Beds
    • 6 Baths

    6349 S Maryland Ave, Chicago, IL 60637

    Set in exceptionally well-located Woodlawn on the confluence of Hyde Park walking distance to University of Chicago Campus. Built New 2022 Developer Owned and Operated. Expansive footprint, 3 flats all 3 bedroom 2 baths Exceptional Elegance, Intelligent Design, Professional Fully Appointed Kitchen Cabinetry, Integrated Appliances, Quartz Island Engineered floors, Fireplace, Curated Gallery of

    Karen Biazar North Clybourn Group, Inc.

    6349 S Maryland Ave, Chicago, IL 60637
  • /47

    $495,000

    • 9 Beds
    • 3 Baths

    6605 S Maryland Ave, Chicago, IL 60637

    Fully Rehabbed 2-Unit in Prime East Woodlawn! Welcome to this spacious two-unit building in East Woodlawn, near the University of Chicago and the Obama Presidential Center. Tons of new construction on Maryland Ave. The property has 9 bedrooms and 3 bathrooms, offering great living space and rental potential. Each unit has separate utilities. While there's no central air, both units have HVAC

    Phillip Younan Fulton Grace Realty

    6605 S Maryland Ave, Chicago, IL 60637
  • /38

    $500,000

    • 5 Beds
    • 3 Baths

    4229 N Kedzie Ave, Chicago, IL 60618

    Welcome to Albany Park! This charming 2-flat property is perfect for owner-occupants looking to generate rental income. The top unit features a spacious duplex-up layout with 3 bedrooms & 1.1 bathrooms. Top unit also offers updated kitchen cabinetry. The first-floor unit offers 2 bedrooms and 1 bathroom. Both units boast updated bathrooms, modern light fixtures, and beautifully refinished floors

    Loreal Urso Baird & Warner

    4229 N Kedzie Ave, Chicago, IL 60618
  • /29

    $775,000

    • 8 Beds
    • 3 Baths

    4946 N Mozart St, Chicago, IL 60625

    LOCATION, LOCATION, LOCATION!!! DON'T MISS OUT ON THIS CHARMING CLASSIC JUMBO RED BRICK 2 FLAT WITH GREAT BONES IN THE DESIRABLE LINCOLN SQUARE/BUD LONG NEIGHBORHOOD!!! GREAT OPPORTUNITY FOR OWNER OCCUPIED OR SAVVY INVESTOR TO REMODEL TO YOUR PREFERENCE OR RENT OUT FOR POSITIVE CASH FLOW. LOCATED ON A QUIET RESIDENTIAL STREET NEAR TO RIVER PARK WITH A POOL, RIVER, KAYAK LAUNCH, TENNIS COURT,

    Sophath Sath PROSALES REALTY

    4946 N Mozart St, Chicago, IL 60625
  • /35

    $530,000

    • 9 Beds
    • 3 Baths

    3849 W Maypole Ave, Chicago, IL 60624

    Welcome to 3849 W Maypole Ave, a beautifully maintained three-story multi-unit property offering incredible space, functionality, and income potential! Each floor features 3 spacious bedrooms, a full bathroom, living room, dining area, and a fully equipped kitchen - ideal for owner-occupants or investors looking for rental income. Located right across from the iconic Garfield Park, enjoy

    Noemi Ochoa Luna Realty Group

    3849 W Maypole Ave, Chicago, IL 60624
  • /25

    $489,900

    2900 W 25th Place, Chicago, IL 60623

    WITHIN WALKING DISTANCE TO THE VIBRANT 26TH STREET COMMERCIAL CORRIDOR THAT HOSTS ANNUAL FESTIVALS LIKE VILLAPALOOZA, AND EASY ACCESS TO LOCAL DINING, SHOPPING, PUBLIC TRANSPORTATION, AND SCHOOLS! ZONED AS B1-2, IT ALLOWS FOR SMALL BUSINESS START-UP ON THE GROUND UNIT TO ACCOMODATE THE NEIGHBORHOOD SHOPPING DISTRICT (WITH ALDERMANIC APPROVAL). PRESENTLY ACCOMODATING 7 UNITS WITH A RENT ROLL OF

    The Galarza Team Century 21 New Beginnings

    2900 W 25th Place, Chicago, IL 60623
  • /21

    $1,050,000

    • 4 Beds
    • 4 Baths

    1330 W Early Ave, Chicago, IL 60660

    This classic Chicago brick four-flat sits on an oversized lot in the charming Magnolia Glen pocket of Edgewater. Each of the four apartments offers functional floor plans that present exciting opportunities to reconfigure. An internal staircase down to the basement with high ceilings from unit 1E allows for an incredible duplex down option. Located in the ADU pilot program zone, there is

    Randy Nasatir @properties Christie's International Real Estate

    1330 W Early Ave, Chicago, IL 60660
  • /11

    $315,000

    • 5,736 Sq Ft

    1526 E 72nd Place, Chicago, IL 60619

    Maximize your ROI with this exceptional middle-income rental development opportunity! This solid Chicago brick building, complete with balconies, is strategically located in a transit-connected hub, blocks from Metra, Jackson Park, and the Obama Library site, and just a stone's throw from the lakefront. Though in need of a full rehab, the payoff is immense. Currently set up as six 2 Bed/1 Bath

    Derek Walvoord Exit Strategy Realty / EMA Management

    1526 E 72nd Place, Chicago, IL 60619
  • /14

    $424,000

    • 7 Beds
    • 5 Baths

    38 W 78th St, Chicago, IL 60620

    Excellent Investment Opportunity in Chicago! This solid brick 3-unit building is a cash-flowing gem, perfect for both savvy investors and buyers ready to stop renting and start owning. The property features two spacious units with 3 bedrooms and 1.5 baths each, currently occupied with long-term, month-to-month tenants, providing immediate rental income. The lower-level unit includes 1 bedroom and

    Frank Montro Keller Williams Preferred Rlty

    38 W 78th St, Chicago, IL 60620
  • /17

    $1,050,000

    • 6 Beds
    • 3 Baths

    3853 N Janssen Ave, Chicago, IL 60613

    Beautiful grey stone three flat on an amazing street in Lakeview just blocks away form Wrigley Field. Family owned since the 1920's. This building will be well suited for a developer or someone who knows how to bring a property back to its original glory.

    Thomas Marchetti Baird & Warner

    3853 N Janssen Ave, Chicago, IL 60613
  • /30

    $475,000

    • 6 Beds
    • 3 Baths

    206 N Leamington Ave, Chicago, IL 60644

    Brick 2-Flat + Bonus Unit in Austin! Fully occupied and income-producing, this corner-lot property features two spacious 2BR units plus a finished 1BR garden apartment. The property sits on a corner lot with two separate PINS, fenced yard, and privacy landscaping that can be included for a packaged deal. Perfect for investors or owner-occupants looking to offset their mortgage. Prime location

    Keona Robinson Real People Realty

    206 N Leamington Ave, Chicago, IL 60644
  • /35

    $1,150,000

    5534 W Barry Ave, Chicago, IL 60641

    WELL MAINTAINED 8 UNITS BUILDING IN BELMONT CRAGIN AREA. 6 - 1BRS APTS AND 2 - 2 BRS APTS. BRIGHT AND SUNNY LIVING ROOMS - FACING SOUTH, EAT-IN KITCHENS W/PANTRY, OAK CABS, CT BATHS, HARDWOOD FLOORING. THERMAL WINDOWS, BOILER/HEATER 14 YRS OLD, HW TANK 10 YRS OLD, RUBBER ROOF 8 YRS OLD (COATED EVERY 2 YRS). PARTIALLY FINISHED BSMT W/PLENTY OF STORAGE, LAUNDRY, OFFICE, HALF BATH, CLEAN AND GOOD

    John Kulesza Beaulieu Real Estate

    5534 W Barry Ave, Chicago, IL 60641
  • /47

    $1,175,000

    • 8 Beds
    • 5 Baths

    1817 N Lawndale Ave, Chicago, IL 60647

    Boutique Eco & Smart Apartments. All Electric Building, providing modern day efficiency. Eco-efficiency: Ultra-efficient wi-fi controlled multi-zone artic heat pump and air-conditioning. Luxury oversized Low-E casement windows, insulation, and building wrap & a refreshed building facade. Wifi-controlled designer ceiling fans in every room with remote dimmers. Widely available street parking in

    Andy Andrade Kale Realty

    1817 N Lawndale Ave, Chicago, IL 60647
  • /67

    $579,000

    • 6 Beds
    • 3 Baths

    2117 N Mulligan Ave, Chicago, IL 60639

    Welcome home. Gorgeous and spacious property rehabbed 2 Unit property home. The home features a beautiful kitchen with an open floor plan concept with granite countertops, tile backsplash bran newer custom build white cabinets which kitchen leads to a 4-season sunroom, perfect for an office space or just an extra storage room/ 2 nice bedrooms in the 1st level, spacious living room & living room

    Silvia Hernandez RE/MAX City

    2117 N Mulligan Ave, Chicago, IL 60639
  • /19

    $385,000

    • 8 Beds
    • 3 Baths

    8909 S Houston Ave, Chicago, IL 60617

    BEWARE OF RENTAL SCAMS. UNITS NOT ON MARKET FOR RENT. Welcome to this 3-unit property, designed for modern living and savvy investing. The layouts provide spacious living areas with plenty of natural light, Modern fixtures throughout, Updated kitchen and bathrooms, Washer and dryer hook-up in each unit. This building is ideal for owner-occupiers seeking rental income or investors looking for a

    Elaine Dubois Abram Property Management & Real Estate LLC

    8909 S Houston Ave, Chicago, IL 60617
  • /27

    $479,900

    • 9 Beds
    • 3 Baths

    4636 S Keating Ave, Chicago, IL 60632

    Introducing an exceptional multi-unit property in Garfield Ridge, featuring two well-appointed units along with a convenient in-law suite in the basement. The first-floor apartment boasts three spacious bedrooms and a modern bathroom, recently updated with new flooring, stylish lighting fixtures, and an elegant backsplash in the kitchen. Second floor is a 3 bed 1 bath that was updated in 2022.

    Erick Escobedo Realty of America, LLC

    4636 S Keating Ave, Chicago, IL 60632
  • /50

    $625,000

    7831 S Colfax Ave, Chicago, IL 60649

    Stunning 8-Unit Gem in South Shore! Just a few blocks from beautiful Lake Michigan, this fully occupied 8-unit building offers an incredible opportunity in one of Chicago's most vibrant neighborhoods. Featuring all-new electric, plumbing, and HVAC, plus a newer roof with skylight and two brand-new rear porches. All city violations have been cleared and title is clean.Each unit showcases spacious

    Damaris Santiago Manage Chicago, Inc.

    7831 S Colfax Ave, Chicago, IL 60649
  • /35

    $440,000

    • 6 Beds
    • 3 Baths

    4317 S Sawyer Ave, Chicago, IL 60632

    Don't miss this once-in-a-lifetime investment opportunity at 4317 S Sawyer Ave-perfect for a new or seasoned landlord! This solid brick 2-flat features two spacious units, each with 2 bedrooms and 1 bathroom, plus a full basement and a huge, partially finished attic offering great potential for storage or future expansion. The property includes 3 electric and 3 gas meters for separate utilities.

    Valeria Guerrero Su Familia Real Estate Inc

    4317 S Sawyer Ave, Chicago, IL 60632
  • /24

    $590,000

    • 7 Beds
    • 3 Baths

    2511 N Laramie Ave, Chicago, IL 60639

    SOLID AND WELL MAINTAINED BRICK 3 FLAT IN BELMONT CRAGIN AREA. GOOD SIZE LIVING ROOM W/WESTERN EXPOSURE. 3 ORIGINAL BRS (1ST & 2ND FLOOR). CT BATH, EAT-IN KITCHEN, HARDWOOD FLOORS UNDER CARPETING, ENCLOSED PORCH. NEWER BOILERS/HEATERS 2017-2020, TEAR OFF ROOF 2017. FRONT IRON FENCE. EXTRA WIDE LOT, BRICK 2.5 CAR GARAGE PLUS POSSIBLE ADDITIONAL PARKING SPACE, NICE GARDEN, CEMENT PATIO. SEPARATE

    John Kulesza Beaulieu Real Estate

    2511 N Laramie Ave, Chicago, IL 60639
  • /23

    $149,900

    • 5 Beds
    • 3 Baths

    10901 S Michigan Ave, Chicago, IL 60628

    Beautiful Single Family Residence with basement and outdoor parking, being used as a 2 Unit property. 1 Bedroom in first floor Unit, and 4 Bedrooms in second floor Unit. Seller is addressing zoning for this property, it should be a 2 Unit. Great investment opportunity, live in one and rent the other! Subject to prior offer cancellation.

    Michael Olszewski Area Wide Realty

    10901 S Michigan Ave, Chicago, IL 60628
  • /17

    $895,000

    • 8 Beds
    • 4 Baths

    4241 N Laramie Ave, Chicago, IL 60641

    4241 N. Laramie Avenue is a legal four-unit building in Portage Park with (4) 2-bedroom/1-bath apartments plus a non-conforming garden unit. Units feature hardwood floors, laminate countertops, a mix of white/stainless appliances, and two surface parking spots. All apartments are boiler-heated except Unit 2S, which has individual HVAC. The property is located just north of Irving Park Road and

    Ryan Blake Nara Advisors, Inc

    4241 N Laramie Ave, Chicago, IL 60641
  • /22

    $249,000

    • 8 Beds
    • 3 Baths

    8253 S Brandon Ave, Chicago, IL 60617

    Solid income producing potential! Currently set up as 3 Units, this building offers a competitive cap rate, making it a great opportunity for an owner occupant or a smart investor. Units 1F & 1R offer 2BR/1BA each, with an open floorplan and hardwood floors. Kitchen and baths feature tasteful espresso cabinets, granite counters, and tile finishes. Unit 2 is a huge 4BR/1BA apartment that occupies

    Andria Hernandez Compass

    8253 S Brandon Ave, Chicago, IL 60617
  • /9

    $949,999

    • 6 Beds
    • 3 Baths

    1728 N Francisco Ave, Chicago, IL 60647

    Unique multi units occupy by family for many years nicely maintain an oversized lot with newer garage and extra parking spaces for 2 or more cars, 606 trail right in your back yard by Western and California, located between Wicker Park and Humboldt Park. First floor unit has Central heat. All units are well maintain lots of improvements you wont be disappointed.

    Yolanda Arroyo Chicagoland Brokers, Inc.

    1728 N Francisco Ave, Chicago, IL 60647
  • /61

    $1,500,000

    • 10 Beds
    • 9 Baths

    2710 N Artesian Ave, Chicago, IL 60647

    Turnkey 4-Unit in Prime Logan Square. Rare opportunity to own a well-maintained 4-unit building on a quiet, tree-lined street in one of Chicago's most sought-after neighborhoods. Each unit has its own PIN, offering potential for future condo conversion. Strong unit mix: (2) 3-bed / 2-bath units and (2) duplex-downs (2 bed / 2 bath and 2 bed / 2.5 bath). All units feature separate utilities,

    Travis Wallace Jameson Sotheby's International Realty

    2710 N Artesian Ave, Chicago, IL 60647
  • /14

    $318,900

    • 4 Beds
    • 2 Baths

    5134 W Strong St, Chicago, IL 60630

    Attention contractors, builders/investors. Fantastic area close to schools, shopping and expressway. This brick 2 unit is in need of a total rehab. Property being sold as is.

    Susan Swift Coldwell Banker Realty

    5134 W Strong St, Chicago, IL 60630
  • /45

    $519,900 Open Sat 11AM - 2PM

    • 8 Beds
    • 3 Baths

    7245 S Washtenaw Ave, Chicago, IL 60629

    RARE TO FIND UPDATED MULTI-UNITS BUILDING WITH THREE SEPRATE NEW HIGH EFFICENCY FURNACE,DUCT WORK,A/C CONDENSORS.THREE NEW KITCHENS WITH SOLID WOOD CABINETS,SOFT CLOSE FEATURE AND EXOTIC QUARTZ COUNTER TOPS.NEW STAINLESS STEEL APPLIANCES PER UNIT,THREE NEW BATHROOMS WITH POLISHED QUARTZ FINISHED TILE,NEW VANITY AND FIXTURES.ALL FAMLIY ROOMS WITH DECOR FIRE PLACE.NEW CONCRETE WALK WAY.BRICK TWO

    Salvador Gonzalez RE/MAX Mi Casa

    7245 S Washtenaw Ave, Chicago, IL 60629

Showing Results 201 - 240, Page 6 of 18

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