Chipley, FL Homes for Sale under $400,000

• 

  

  

  /17

  $210,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,290 Sq Ft

  ABERNATHY Plan at Sunny Hills, Chipley, FL 32428

  Welcome home to our Abernathy plan. This modern space perfectly blends comfort and style with open concept living throughout the large kitchen, family and dining areas. The kitchen comes equipped with stainless steel appliances, white shaker cabinets and granite countertops. The private owner’s suite includes an ensuite bathroom with dual sinks and a walk in closet. The two additional bedrooms

  Century Complete Builder

  2187 Sunny Hills Blvd Unit 36583421, Chipley, FL 32428
• 

  

  

  /19

  $299,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,279 Sq Ft

  2272 Rockford Cir, Chipley, FL 32428

  Take a step inside The Emerald, a 3-bedroom, 2-bath, 2-car garage model available exclusively in Sunny Hills. This beautiful home boasts a large, open concept living area perfect for entertaining. The spacious master suite and walk-in closet is sure to win your heart. The attached master bath allows for your privacy, keeping your space separate from the shared spaces of the home. Roomy secondary

  Sara Iaropoli Deltona Marketing at Sunny Hills Inc

  2272 Rockford Cir, Chipley, FL 32428
• 

  

  

  /20

  $199,900

  $20K PRICE DROP

  • Land
  • 1.69 Acres
  • $118,284 per Acre

  2825 Summer Dr, Chipley, FL 32428

  STUNNING WATERFRONT LOT on Spring Lake in Southern Washington County, FL, featuring 150 feet of pristine, sandy beach. The upper area is beautifully shaded by large oak trees, perfect for enjoying warm sunny days. This vacation homesite includes a 24 ft by 48 ft RV port built in 2021, which currently houses a lightly used 48 ft Jayco fifth wheel camper with four slideouts (please note: while the

  Amanda Peel SOUTHERN WAY REALTY, INC.

  2825 Summer Dr, Chipley, FL 32428
• 

  

  

  /33

  $239,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  TBD Florence Ct Unit Lot 14, Chipley, FL 32428

  **UNDER CONSTRUCTION - TO BE BUILT** New construction in Sunny Hills with upgrades included as standard. 1,300 sqft open floor plan, 9' ceilings, LVP flooring, and modern finishes. Kitchen features quartz countertops, white shaker cabinets, subway tile backsplash, GE appliances, and farmhouse sink. Spacious primary suite with dual vanities + private bath. Separate laundry room. Enjoy lakes, boat

  Abbott Martin Group EXP Realty LLC

  TBD Florence Ct Unit Lot 14, Chipley, FL 32428
• 

  

  

  /5

  $107,752

  • Land
  • 25.91 Acres
  • $4,159 per Acre

  Tract#6402 Chance Rd, Chipley, FL 32428

  Dream Location for Country Living or Hunters Paradise either way you won't want to miss this opportunity! This Beautiful prime land has so much to offer. Dirt rd on Chance about a half of mile from hwy 90 and only 5 miles to Chipley. Bring your build plans, hunting gear, Horses and ATVS LOCATION LOCATION!!!! This Property has Easy Access to I-10, Hwy 90, Hwy 77.

  Your House Team RE/MAX Agency One

  Tract#6402 Chance Rd, Chipley, FL 32428
• 

  

  /35

  $239,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  TBD Pinehurst Ave Unit Lot 18, Chipley, FL 32428

  New construction in Sunny Hills with upgrades included as standard. 1,300 sqft open floor plan, 9' ceilings, LVP flooring, and modern finishes. Kitchen features quartz countertops, white shaker cabinets, subway tile backsplash, GE appliances, and farmhouse sink. Spacious primary suite with dual vanities + private bath. Separate laundry room. Enjoy lakes, boat ramps, parks, beach, golf course & no

  Abbott Martin Group EXP Realty LLC

  TBD Pinehurst Ave Unit Lot 18, Chipley, FL 32428
• 

  

  /30

  $248,391

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  3992 Oxford Ave, Chipley, FL 32428

  Welcome to 3992 Oxford Avenue at Sunny Hills in Chipley, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Lismore floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated

  3992 Oxford Ave, Chipley, FL 32428
• 

  

  /34

  $274,999

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,401 Sq Ft

  3881 Merger Dr, Chipley, FL 32428

  Welcome to this thoughtfully designed 3-bedroom, 2-bath custom-built home where quality craftsmanship meets modern convenience. Every detail of this property has been carefully selected to enhance comfort, efficiency, and everyday living. The heart of the home features a beautifully appointed kitchen with granite countertops, a stunning tile backsplash, stainless steel appliances, and a sleek

  Katie Jennings Legacy Premier Agency

  3881 Merger Dr, Chipley, FL 32428
• 

  

  /30

  $300,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  4120 Sunrise Trail, Chipley, FL 32428

  Escape to the country and discover this beautiful lakefront home nestled in a peaceful, well loved community just 30 minutes from Lynn Haven or Chipley. In this like new home, enjoy tranquil mornings or evenings watching the sun rise and set on the porch overlooking a stunning lake teeming with fish, ducks, and an abundance of wild life. Whether you are casting a line, looking for wild life or

  Tonia Hathaway CENTURY 21 Commander Realty

  4120 Sunrise Trail, Chipley, FL 32428
• 

  

  /58

  $278,000

  • 3 Beds
  • 2 Baths
  • 1,377 Sq Ft

  3425 Quail Ridge Dr, Chipley, FL 32428

  Welcome to your lakefront retreat! This 3BR/2BA home sits on a beautifully wooded 1.01-acre lot and offers direct access for swimming, fishing, and non-motorized boating. The interior features LVP flooring, Corian kitchen countertops, and a fully equipped kitchen. Enjoy the screen-enclosed sunroom, perfect for morning coffee or watching sunsets over the lake. Major upgrades include a newer HVAC

  Meghan Hall Keller Williams Realty SRB

  3425 Quail Ridge Dr, Chipley, FL 32428
• 

  

  /27

  $345,000

  $40K PRICE DROP

  • Land
  • 3 Acres
  • $115,000 per Acre

  3831 Florida 77, Chipley, FL 32428

  This is a wonderful opportunity to own 3 acres on a very busy road just outside of Wausau Fl. on HWY 77 Endless possibilities with this property that has income producing properties already , has a 3 bay garage and a 1 bedroom house that has been completely remolded. Let it pay for itself or remove the buildings and start new. With the new four lane highway being finished up ,makes this a great

  Wanda Raney 850 Sunshine Realty

  3831 Florida 77, Chipley, FL 32428
• 

  

  /28

  $219,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,219 Sq Ft

  4181 Luar, Chipley, FL 32428

  Brand-new construction in the desirable Sunny Hills! This beautifully crafted 3-bedroom, 2-bath home offers over 1,200 sq. ft. of comfort and style. Step inside to an open-concept layout featuring 9' ceilings with a vaulted living area, creating a bright and spacious feel throughout the main living spaces. Home is built with Impact rated doors and windows, and roof is foam insulated. The kitchen

  John Cunningham Realty Destination LLC

  4181 Luar, Chipley, FL 32428
• 

  

  /50

  $369,900

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,624 Sq Ft

  3243 Quail Ridge Dr, Chipley, FL 32428

  *SELLER OFFERING $5,000 CONCESSIONS*Use it for rate buy down, aesthetic changes or down payment help.This move in ready home on 3 acres in the gated community of Leisure Lakes offers plenty of space inside and out. Situated with direct waterfront on Lake Suzanne, this cottage style home has over 1,600 sf of living space including 4 bedrooms and 2 bathrooms. 1 of the bedrooms can only be

  Tiffany Baker Hennessy Real Estate Group LLC

  3243 Quail Ridge Dr, Chipley, FL 32428
• 

  

  /13

  $220,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,290 Sq Ft

  3634 Westbrook Dr, Chipley, FL 32428

  Welcome home to our Abernathy plan. This modern space perfectly blends comfort and style with open concept living throughout the large kitchen, family and dining areas. The kitchen comes equipped with stainless steel appliances, white shaker cabinets and granite countertops. The private owner’s suite includes an ensuite bathroom with dual sinks and a walk in closet. The two additional bedrooms

  Century Complete Builder

  3634 Westbrook Dr, Chipley, FL 32428
• 

  

  /3

  $199,900

  • Land
  • 2.48 Acres
  • $80,605 per Acre

  5750 Florida 77, Chipley, FL 32428

  Two and one half acres directly on Hwy 77 in the Greenhead community. Greenhead is a thriving, growing community located just 36 minutes from Panama City Beach. Hwy. 77 is a primary north-south artery connecting Interstate 10 to the coast. Daily traffic count can reach up to 20,000 cars per day, making this an excellent location for a business. The current zoning is Residential Low, allowing for

  Sherry Head Merrifield & Pilcher Realty

  5750 Florida 77, Chipley, FL 32428
• 

  

  /24

  $160,000

  New Construction $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  4328 Moss Hill Rd, Chipley, FL 32428

  Welcome to this BRAND NEW 2026 Model, 3 bedroom/2 bath, single-wide manufactured home featuring cozy interior and exterior colors and a thoughtful layout. This home is apart of the Paradise Lakes Community, so you'll have access to the lakes, boat ramp, clubhouse, & everything else Paradise Lakes has to offer! The open floorplan creates a bright, welcoming living space, complemented by a

  Alyssa Sato Keller Williams Success Realty

  4328 Moss Hill Rd, Chipley, FL 32428
• 

  

  /50

  $224,999

  New Construction $7K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,294 Sq Ft

  2295 Rockford Cir, Chipley, FL 32428

  Located in desirable Sunny Hills Unit 1, this luxury floor plan 3-bed, 2-bath home in is ''brand new'' shape. Seller did not ended up living in this home and has not used the appliances. He's added a fence to the entire back yard and stained it for additional protection against WDOs (Fence is complete, tho not all pics have been updated). One feature of this beautiful home you'll notice right

  Kristi Basinger RIGHT NOW! Real Estate

  2295 Rockford Cir, Chipley, FL 32428
• 

  

  /37

  $274,999

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  872 1st St, Chipley, FL 32428

  Welcome to this charming home situated on four city lots, where classic Southern style blends seamlessly with thoughtful updates throughout this 4-bedroom, 2-bath property. From the moment you arrive, you'll appreciate the inviting curb appeal and the comfortable feel this home offers. Inside, the living room provides a spacious setting for everyday living and entertaining, featuring vinyl plank

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  872 1st St, Chipley, FL 32428
• 

  $219,990

  New Construction $3K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,416 Sq Ft

  4123 Cambridge, Chipley, FL 32428

  3 bed | 2 bath | 2-bay | 1416 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  4123 Cambridge, Chipley, FL 32428
• 

  

  /23

  $110,000

  • Land
  • 6.71 Acres
  • $16,393 per Acre

  3333 Peppervine Place, Chipley, FL 32428

  A Rare Opportunity to Own 6.71 Acres with a Natural Spring Properties like this don't come along often. Nestled on 6.71 acres, this unique piece of North Florida land offers something truly special--a natural spring-fed stream flowing through the back portion of the property. Take a peaceful walk through the woods and you'll discover one of the property's most captivating features: the soothing

  Whitny Loughry Florida Showcase Realty, LLC

  3333 Peppervine Place, Chipley, FL 32428
• 

  

  /37

  $159,900

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,227 Sq Ft

  815 5th St, Chipley, FL 32428

  This meticulously kept double-wide mobile home boasts 3 bedrooms and 2 bathrooms, situated on a desirable city corner lot. The property features a charming sunroom, perfect for relaxation, and a convenient 2-car carport. The home is topped with a durable shingle roof and has a stucco exterior with a brick appearance for added curb appeal. The partially fenced yard is beautifully maintained and

  Amanda Peel SOUTHERN WAY REALTY, INC.

  815 5th St, Chipley, FL 32428
• 

  

  /39

  $237,500

  $12K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,404 Sq Ft

  2442 Pinewood Dr, Chipley, FL 32428

  Giddy up--or slow down--3.45 acres of purpose, privacy, and protected beauty just hit the market.This isn't just a property--it's a rare opportunity to live in harmony with one of Florida's most beloved native species: the gopher tortoise.Whether you're dreaming of farm-to-table living, craving space to breathe, seeking a private homestead, a seasonal escape, or a meaningful connection to

  Jessica Albritton Beachy Beach Real Estate

  2442 Pinewood Dr, Chipley, FL 32428
• 

  $251,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  1857 Sunny Hills Blvd, Chipley, FL 32428

  4 bed | 2 bath | 2-bay | 1684 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  1857 Sunny Hills Blvd, Chipley, FL 32428
• 

  

  /35

  $239,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  2013 Baldwin St, Chipley, FL 32428

  **UNDER CONSTRUCTION - EST COMPLETION JULY 2026** Seller offering $7,000 flex cash! New construction in Sunny Hills with upgrades included as standard. 1,300 sqft open floor plan, 9' ceilings, LVP flooring, and modern finishes. Kitchen features quartz countertops, white shaker cabinets, subway tile backsplash, GE appliances, and farmhouse sink. Spacious primary suite with dual vanities + private

  Abbott Martin Group EXP Realty LLC

  2013 Baldwin St, Chipley, FL 32428
• 

  

  /14

  $190,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  MAGNOLIA Plan at Sunny Hills, Chipley, FL 32428

  3 bed | 2 bath | 1272 sqft

  Century Complete Builder

  2187 Sunny Hills Blvd Unit 36583427, Chipley, FL 32428
• 

  

  /8

  $103,500

  $12K PRICE DROP

  • Land
  • 1.87 Acres
  • $55,348 per Acre

  1 Pine Ridge Dr, Chipley, FL 32428

  Escape to the quiet side of Florida with this 1.86-acre lakefront property located on Pine Ridge Drive in Chipley, FL. This beautiful parcel offers the perfect blend of privacy and convenience, with a well already installed and a 40-foot Trex board dock ready for fishing, kayaking, or simply enjoying peaceful sunset views over the water. With plenty of room to build your dream home or weekend

  Amber Commander Elite Realty

  1 Pine Ridge Dr, Chipley, FL 32428
• 

  

  /51

  $249,900

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  1764 Clayton Rd, Chipley, FL 32428

  Located in a desirable area with convenient access to town, this property includes two adjoining one-acre parcels (separate parcel IDs), and both parcels have been surveyed. The home sits on one fully grassed acre; the additional acre also features established grass and has been mostly cleared, with only a few trees remaining in the back west corner. The property is accessed through an electric

  Denise Myers Elite Realty

  1764 Clayton Rd, Chipley, FL 32428
• 

  

  /47

  $279,900

  $41K PRICE DROP

  • Land
  • 22 Acres
  • $12,723 per Acre

  107 Pike Pond Rd, Chipley, FL 32428

  Bring your building plans or mobile home this is an opportunity you don't want to miss! This versatile property is ready for your vision with a pole barn, RV electrical hookups, a 280-ft well, and an existing septic system already in place. Overlooking a beautiful 40-acre spring-fed pond, you'll enjoy peaceful views and abundant wildlife, including deer, turkey, ducks, bass, catfish, and

  Jewl Bagley Southern Choice Properties Llc

  107 Pike Pond Rd, Chipley, FL 32428
• 

  

  /10

  $253,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  1847 Sunny Hills Blvd, Chipley, FL 32428

  4 bed | 2 bath | 2-bay | 1684 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  1847 Sunny Hills Blvd, Chipley, FL 32428
• 

  $245,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  2191 Preston Cir, Chipley, FL 32428

  4 bed | 2 bath | 2-bay | 1684 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  2191 Preston Cir, Chipley, FL 32428
• 

  

  /14

  $245,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  CABOT Plan at Sunny Hills, Chipley, FL 32428

  4 bed | 2 bath | 2-bay | 1684 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  2187 Sunny Hills Blvd Unit 36583424, Chipley, FL 32428
• 

  

  /31

  $159,900

  $5K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,300 Sq Ft

  500 N 2nd St, Chipley, FL 32428

  Welcome to this inviting 3-bedroom, 1-bathroom home situated on a 0.332-acre lot right in the heart of Chipley. This property offers plenty of potential with thoughtful features both inside and out. The garage has been closed in, creating a versatile flex space that can serve as a den, office, or even a 4th bedroom. The home is topped with a durable metal roof, offering peace of mind for years to

  Cindy Birge Elite Realty

  500 N 2nd St, Chipley, FL 32428
• 

  

  /22

  $179,999

  • 3 Beds
  • 1 Bath
  • 1,992 Sq Ft

  1867 S 6th Ave, Chipley, FL 32428

  This 3-bedroom, 1-bath home with a spacious 2-car garage sits on a generous 0.87-acre lot in the quiet town of Wausau. Offering a blank canvas for your vision, this property is perfect for investors, handy homeowners, or anyone looking to create their ideal Florida retreat. The home features a durable metal roof that provides excellent longevity and peace of mind. Recent updates to some of the

  Matthew Finch World Impact Real Estate

  1867 S 6th Ave, Chipley, FL 32428
• 

  

  /5

  $170,000

  • 3 Beds
  • 1.5 Baths
  • 1,368 Sq Ft

  3228 Gainer Rd, Chipley, FL 32428

  Set on a spacious 1-acre lot, this 3-bedroom, 1.5-bath home, built in 1975, offers timeless character with endless potential. The home carries a classic 70s charm, providing the perfect canvas for modern aesthetic updates to truly make it your own. A two-car garage adds convenience, while the generous lot size allows plenty of room for expansion, outdoor living, or future customization. With

  ELAIJUAH STATEN KELLER WILLIAMS REALTY GULF COAST

  3228 Gainer Rd, Chipley, FL 32428
• 

  

  /27

  $350,000

  $125K PRICE DROP

  • 2,682 Sq Ft

  5163 Florida 77, Chipley, FL 32428

  Welcome to Gigi's, a family owned restaurant that serves up good country cooking in a friendly atmosphere. Conveniently located on Highway 77, this is more than a restaurant with a beer & wine license, other streams of income include a U-Haul rental location, Florida Lotto, a retail convenience area and offers consignment items from locals. There is also a bar with a big screen TV to watch

  Harvey Webb Counts Real Estate Group

  5163 Florida 77, Chipley, FL 32428
• 

  

  /56

  $385,000

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,500 Sq Ft

  434 Tinker Ln, Chipley, FL 32428

  Tucked away on 3.66 peaceful acres with very few neighbors, this newer, upgraded home offers the perfect blend of privacy, comfort, and functionality. Enjoy quiet country living with your own pond, wide open space, and room to breathe.This property is turn key!Inside, you'll find a beautifully finished kitchen with upgraded touches and a large pantry, ideal for both everyday living and

  Leigh Clark Elite Realty

  434 Tinker Ln, Chipley, FL 32428
• 

  

  /31

  $349,000

  $50K PRICE DROP

  • Land
  • 38.6 Acres
  • $9,041 per Acre

  783/767 Highway 90, Chipley, FL 32428

  Spread across 38± acres just minutes from downtown Chipley, this property tells the story of a dream that's ready for its next chapter. Comprising two parcels with two separate access points directly off Hwy 90, it offers a rare combination of infrastructure, natural character, and room to grow.The front half of the property is served by overhead power, while the back half was thoughtfully

  Tyler Smith Legacy Premier Agency

  783/767 Highway 90, Chipley, FL 32428
• 

  /2

  $125,000

  • Land
  • 1.18 Acres
  • $105,932 per Acre

  0000 Florida 77, Chipley, FL 32428

  A LITTLE OVER ONE ACRE OF COMMERCIAL LAND WITH 100' FRONTING HWY 77. SELLER OFFERING FINANCING WITH 10% DOWN, 6% INTEREST WITH PAYMENTS BASED ON A 30 YEAR TERM WITH A 7 YEAR BALLOON. BROKER IS RELATED TO THE SELLER.

  Ken Varnes Varnes Realty

  0000 Florida 77, Chipley, FL 32428
• 

  

  /38

  $199,900

  • 2 Beds
  • 2 Baths
  • 1,338 Sq Ft

  1239 Holley Ave, Chipley, FL 32428

  Welcome to 1239 Holley Avenue, a charming 2-bedroom, 2-bathroom home located within the city limits of Chipley. This home features an inviting open-concept living area that flows easily into the kitchen, where you'll find beautiful solid oak cabinets offering both character and storage. The master bedroom includes a walk-in closet, providing added convenience and functionality. A durable metal

  Cindy Birge Elite Realty

  1239 Holley Ave, Chipley, FL 32428
• 

  

  /26

  $189,900

  • 3 Beds
  • 1 Bath
  • 1,198 Sq Ft

  226 Highway 77, Chipley, FL 32428

  Looking for a cute brick home on a paved road close to town this could be the one. Large fenced back yard ,with a screened porch to rest and watch the sunset. This home offers 3 bedrooms and a full bath. This home has had several up grades in the past 6 years, new kitchen cabinet's, a/c , roof , painted inside and out. H s a one car carport on the back that could easily be closed in to make a den

  Wanda Raney 850 Sunshine Realty

  226 Highway 77, Chipley, FL 32428

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