2,102

Cobb County GA Homes for Sale with No HOA Fee

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  • /25

    $349,900

    • 3 Beds
    • 2.5 Baths
    • 1,602 Sq Ft

    1104 Havel Dr SW, Marietta, GA 30008

    New Price +Only 1% down with a 2% Buyer Grant Available with prefer lender*!(if qualified) Enjoy freshly updated essentials in a well-cared-for single-family home in a quiet, established Marietta neighborhood with excellent access to schools, shopping, and commuter routes. Inside, find fresh paint throughout, new light fixtures, ceiling fan, updated outlets, and a refreshed kitchen with new

    Ineabelle Duvall Maximum One Executive Realtors

    1104 Havel Dr SW, Marietta, GA 30008
  • /37

    $375,000

    • 3 Beds
    • 2.5 Baths

    5393 Janet Ln, Austell, GA 30106

    Seller is offering $10k in flexible buyer incentives that can be applied toward closing costs, a rate buydown, or cosmetic upgrades with an acceptable offer, giving buyers added affordability and immediate value. Welcome to 5393 Janet Lane-an updated 3-bedroom, 2.5-bath ranch home offering true single-level living in a quiet Mableton neighborhood. This move-in-ready property features real

    Quanecia Kelly Coldwell Banker Realty

    5393 Janet Ln, Austell, GA 30106
  • /25

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,407 Sq Ft

    2613 Davenport St SE, Smyrna, GA 30080

    Charming one-story cottage located in a quiet Smyrna neighborhood offering both convenience and comfort. This home features an open-concept floor plan with a spacious living area, large eat-in kitchen, and three bedrooms including a primary suite with double vanity and separate tub and shower. The layout provides easy, single-level living with thoughtful flow between living spaces. The property

    Kerry Kretchmer Mainstay Brokerage

    2613 Davenport St SE, Smyrna, GA 30080
  • /13

    $275,000

    • Land
    • 0.3 Acre
    • $916,667 per Acre

    2999 Jonquil Dr SE, Smyrna, GA 30080

    Location! Location! Location! Situated near downtown Smyrna, Truist Park, and Cumberland Mall, this corner lot at Jonquil Dr & Corn Rd is just off Atlanta Road SE. Zoned as a single-family home for now, but with the possibility of becoming a commercial space. Located in a peaceful area in the expanding Cobb County city of Smyrna, within close proximity to schools, parks, restaurants, retail

    Malay S. Wu Chapman Hall Realtors Alpharetta

    2999 Jonquil Dr SE, Smyrna, GA 30080
  • /77

    $993,999

    • 5 Beds
    • 4.5 Baths
    • 3,760 Sq Ft

    465 Willowbrook Dr SE, Smyrna, GA 30082

    Welcome to Your Private Estate in the Heart of Smyrna - The Jonquil City! Nestled in one of Smyrna's most sought-after communities, this southern charmer delivers the perfect blend of privacy, serenity, and space to grow! Where else can you find four luxurious master suites, each with its own private bath? There's no fighting over space here-everyone gets their own retreat! Set on a full acre of

    Wendy Bunch RE/MAX Pure

    465 Willowbrook Dr SE, Smyrna, GA 30082
  • /13

    $869,900

    • Land
    • 0.69 Acre
    • $1,268,076 per Acre

    2251 Roswell Rd NE, Marietta, GA 30062

    Location, Location, Location. Great parcel in East Cobb County, minutes to Hwy 75, close to Shops and Restaurants. The best use will be to build an office condo complex with 9 units either to sell or rent. Existing office is in perfect shape and offers multiple rooms and bathrooms for Coworking offices.

    Nick Gerami Atlanta Communities

    2251 Roswell Rd NE, Marietta, GA 30062
  • /31

    $384,900

    • 3 Beds
    • 2 Baths
    • 2,016 Sq Ft

    5904 Clairmont Way, Powder Springs, GA 30127

    West Cobb under 400k? Wow! This home has so much to offer. Situated on a creek front 1/2 acre lot near award-winning schools, this home feels spacious inside, and has some options that you would expect to see in more expensive homes. The spacious owner's suite has TWO walk in closets, separate shower and garden tub, dual vanities, and faces the back of the home for peace and quiet. The decks on

    Rob Opitz Coldwell Banker Realty

    5904 Clairmont Way, Powder Springs, GA 30127
  • /32

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,419 Sq Ft

    2289 Clare Cottage Cove SW, Marietta, GA 30008

    Discover this charming 3-bedroom, 2-bath ranch-style home tucked away in a quiet cul-de-sac in Marietta. This well-maintained residence offers a spacious open floor plan with a cozy living room and fireplace, a separate dining area, and a bright kitchen with ample cabinet space. The primary suite features a walk-in closet and a private bath. Enjoy outdoor living on the patio overlooking a level

    Yadi Herrera Mainstay Brokerage LLC

    2289 Clare Cottage Cove SW, Marietta, GA 30008
  • /48

    $359,000

    • 4 Beds
    • 2 Baths
    • 1,600 Sq Ft

    5466 Angham Rd, Hiram, GA 30141

    Major Price Improvement! Now Offered at $359,000 - a Fully Renovated 4-Bedroom Ranch on Nearly an Acre With No HOA! Welcome to 5466 Angham Rd, a beautifully renovated and move-in-ready 4-bedroom, 2-bath ranch set on 0.83 acres of flat, landscaped land. With thoughtful modern upgrades throughout and nearly every major system updated, this home offers exceptional value in Powder Springs at this new

    Sherine Searcy Century 21 Connect Realty

    5466 Angham Rd, Hiram, GA 30141
  • /26

    $329,900

    • 3 Beds
    • 1.5 Baths
    • 960 Sq Ft

    755 Bonnie Dell Dr, Marietta, GA 30062

    Location, Location, Location! 4 sides brick ranch in a quiet community. Hardwood floors throughout, kitchen offers breakfast room, granite countertops. Easy access to covered patio. Private fenced backyard. 3 good sized bedrooms with 1.5 style jack and jill style bath. New vinyl windows throughout. Newer roof and driveway. Vacant. Motivated Seller, bring us an offer.

    Jose Sanchez Ken Lucas Realty, LLC.

    755 Bonnie Dell Dr, Marietta, GA 30062
  • /30

    $304,000

    • 3 Beds
    • 1.5 Baths

    2129 Wakita Dr SE Unit 2, Marietta, GA 30060

    Adorable single level brick ranch on a large private corner +/- HALF ACRE fenced lot w/ TWO storage buildings + large deck! Single carport + parking pad (4 cars). No HOA. Perfect 1st house/downsizing is less expensive than a condo w/out fees! INVESTOR ALERT - RENT READY, TURN KEY. BONUSES INCLUDE: BRAND NEW KITCHEN W/QUARTZ COUNTERTOPS, SS APPLS, ** GAS RANGE ** , UPGRADES TO PLUMBING, WINDOWS,

    Bridget Rigdon Coldwell Banker Realty

    2129 Wakita Dr SE Unit 2, Marietta, GA 30060
  • /34

    $278,000

    • 2 Beds
    • 2.5 Baths
    • 1,360 Sq Ft

    706 Twin Brooks Ct SE, Marietta, GA 30067

    Lovely Marietta townhome delivers comfort, convenience, and value in one perfect package. The bright kitchen with breakfast nook flows into a separate dining area and a fireside living room featuring a charming brick fireplace-perfect for cozy evenings. Step out to a private deck framed by wooded views ideal for relaxing or grilling. Upstairs, two oversized bedrooms each feature ensuite baths,

    Debbie Lynn Kavadas Heartland Real Estate

    706 Twin Brooks Ct SE, Marietta, GA 30067
  • /61

    $895,000

    • 5 Beds
    • 3 Baths
    • 2,998 Sq Ft

    4570 N Elizabeth Ln SE, Atlanta, GA 30339

    4570 N Elizabeth Ln stands out as a rare find! Over 1 acre lot with an existing livable structure, and no HOA constraints—all within the coveted Historic Vinings corridor. Perfect for buyers wanting an immediate residence with the flexibility to renovate or build later OR Investors looking for a property with dual-use potential: live now, build later, or hold for future appreciation. With its

    Mary Iverson HOME Luxury Real Estate

    4570 N Elizabeth Ln SE, Atlanta, GA 30339
  • /2

    $275,000

    • 3 Beds
    • 2 Baths

    581 Maran Ln SW, Mableton, GA 30126

    Charming, recently renovated ranch in the heart of Mableton! This light-filled 3 bedroom, 2 bath home welcomes you with a brand-new front deck and an inviting open feel as natural light streams throughout. The owner added a spacious primary bedroom and bath several years ago, expanding the home beyond tax records which reflects a 2/1, 828 sq ft. The home now offers over 1,000 sq ft of comfortable

    Nannette Briggs Keller Williams Realty First Atlanta

    581 Maran Ln SW, Mableton, GA 30126
  • /21

    $699,900 New Construction

    • 6 Beds
    • 3.5 Baths
    • 2,931 Sq Ft

    2590 Bates St SE, Smyrna, GA 30080

    This beautifully constructed 2-story Craftsman-style home blends traditional elegance with modern comforts, designed for those who appreciate fine living and an inviting atmosphere. Enter a spacious open-concept kitchen, equipped with modern appliances, oversized island, tons of counter space, and walk-in pantry, you will enjoy cooking and serving with ease, whether it is an intimate dinner or a

    Riquetta Brown Fathom Realty GA, LLC

    2590 Bates St SE, Smyrna, GA 30080
  • /43

    $465,000

    • 4 Beds
    • 2 Baths
    • 1,528 Sq Ft

    1876 Balmoral Rd SE, Smyrna, GA 30080

    Located in Smyrna’s sought-after The Highlands neighborhood, this beautifully renovated home sits on a premium lot just minutes from the shops and restaurants at The Battery/Truist Park and Smyrna Market Village. Quick access to I-285 and I-75 provides effortless connectivity to the City of Atlanta and Hartsfield-Jackson International Airport. Inside, the home offers an inviting open layout with

    Christine Croce Atlanta Fine Homes Sotheby's International

    1876 Balmoral Rd SE, Smyrna, GA 30080
  • /16

    $279,900

    • 2 Beds
    • 1 Bath

    512 Alpine Way, Marietta, GA 30062

    Renovated home, new roof, new windows, new HVAC, new kitchen with new appliances, new bathroom, new paint inside and out, refinished hard wood floors. Great backyard, spacious bedrooms.

    Norma Dittlau Coldwell Banker Realty

    512 Alpine Way, Marietta, GA 30062
  • /37

    $380,000

    • 4 Beds
    • 3 Baths
    • 1,680 Sq Ft

    3869 Merryweather Trail, Austell, GA 30106

    Spacious Split Foyer Home with NEW ROOF, New Carpet and Fresh Interior Paint* Vaulted Ceiling in the Living Room that has a Brick Fireplace and Ceiling Fan* Open and Bright Floor Plan* Separate Dining Room with Chandelier* Primary Bedroom also has a Vaulted Ceiling, Walk In Closet, Garden Tub and Separate Shower* 2 Additional Guest Bedroom on Main Level as Well* Lower Level has a Large Room,

    Patricia May RE/MAX Around Atlanta

    3869 Merryweather Trail, Austell, GA 30106
  • /14

    $199,900

    • 2 Beds
    • 2.5 Baths
    • 1,078 Sq Ft

    2085 Lenoa Ln, Austell, GA 30106

    Charming townhome in Austell! This two-bedroom, two-and-a-half-bathroom haven is ready to welcome you home. As you enter, the gleaming tile on the main floor leads you to a renovated kitchen boasting brand-new cabinets with soft-close features and pristine granite countertops. Cooking and entertaining become a delight in this contemporary culinary space. Upstairs, discover two well-appointed

    Ola Osunneye BHGRE Metro Brokers

    2085 Lenoa Ln, Austell, GA 30106
  • /4

    $41,000

    • Land
    • 0.46 Acre
    • $89,130 per Acre

    2037 Kingswood Dr, Marietta, GA 30066

    Come explore one of the few remaining vacant lots in this peaceful, friendly neighborhood. The property features a tranquil creek at the back, offering a serene natural setting. Located in a great school district, it is less than 15 minutes from Marietta Square, with easy access to shopping, dining, and public transportation. Bring your builders and create an incredible home! Please note that the

    Laura Notario Keller Williams Realty Buckhead

    2037 Kingswood Dr, Marietta, GA 30066
  • /14

    $1,200,000

    • Land
    • 5.89 Acres
    • $203,735 per Acre

    511 Fontaine Rd SW, Mableton, GA 30126

    || SURVEY OF ENTIRE 5.888 ACRES || || FINAL PLAT FILED WITH COBB COUNTY || || 3 DRIVEWAYS APPROVED BY COBB COUNTY || || ENGINEER STUDY FOR FUTURE CULVERT BRIDGE || || ENGINEER STUDY FOR 100 YEAR FLOOD PLAIN || Beautiful Private Lot(s) 2 Miles Outside Smyrna/Vinings. 15 Miles NW Of Atlanta. Walk to Silver Comet Trail and Amphitheater! Literally Minutes to Shopping, South Cobb Library and Post

    Rhonda Duffy Duffy Realty

    511 Fontaine Rd SW, Mableton, GA 30126
  • /25

    $335,000

    • 3 Beds
    • 2 Baths
    • 1,125 Sq Ft

    169 Hurt Dr SE, Smyrna, GA 30082

    Discover this beautifully renovated, move-in-ready traditional ranch home, featuring four-sided painted brick. The premium location is simply unparalleled, offering the vibrant lifestyle of Downtown Smyrna's shops, restaurants, and festivals less than 3 miles away. Enjoy convenient access to recreation, with the Silver Comet Trail just 2 miles away, and premier entertainment at the Braves Stadium

    Aimee Reichman Christian Harry Norman Realtors

    169 Hurt Dr SE, Smyrna, GA 30082
  • /46

    $339,978

    • 4 Beds
    • 3 Baths
    • 2,810 Sq Ft

    4573 Westview Dr, Powder Springs, GA 30127

    Welcome HomeThis beautifully updated 4-bedroom, 3-bath home offers comfort and practicality in every detail. Discover a fresh neutral color palette, both inside and out, with new interior and exterior paint that creates a clean and welcoming space ready for your personal touches. Two of the bathrooms feature new tile showers. The master suite includes a private en suite bathroom for added

    Audrey Bertens Atlanta Communities

    4573 Westview Dr, Powder Springs, GA 30127
  • /62

    $625,000

    • 3 Beds
    • 2 Baths
    • 1,504 Sq Ft

    207 Walthall St NW, Marietta, GA 30064

    Your historic Marietta dream home awaits! This completely renovated 3-bedroom, 2-bath bungalow blends timeless charm with modern luxury, all just a short stroll from the vibrant Marietta Square. Step inside to find beautiful hardwood floors and stunning cabinetry and zellige tile that set the tone for the home's warm, inviting style. The layout includes a private primary suite with a spa-like

    Cassidy Orange Real Broker LLC

    207 Walthall St NW, Marietta, GA 30064
  • /45

    $599,000

    • 4 Beds
    • 3 Baths
    • 2,535 Sq Ft

    2570 Rocky Springs Dr, Marietta, GA 30062

    Beautiful multi-level contemporary home located in the highly sought-after Pope High School district. This spacious residence offers soaring ceilings, abundant natural light, and a dramatic floor-to-ceiling stone fireplace in the great room. The open layout includes ceramic wood-look tile flooring on the main level, a sunroom, and a dining area overlooking the great room. The updated kitchen

    Heena Shah Virtual Properties Realty.com

    2570 Rocky Springs Dr, Marietta, GA 30062
  • /6

    $3,200,000

    • Land
    • 7.39 Acres
    • $433,018 per Acre

    4582 Austell Rd, Austell, GA 30106

    Rise Property Group is pleased to present a prime 7.4-acre development site with high visibility along Austell Road. This level parcel benefits from readily available utilities and offers multiple access points. Located just 1 mile from the East-West Connector, the property is strategically positioned near Austell’s retail corridor, which is anchored by major national tenants such as Walmart,

    NORMAN S DOMINGO Xrealty.Net, LLC.

    4582 Austell Rd, Austell, GA 30106
  • /31

    $314,999

    • 3 Beds
    • 2.5 Baths
    • 1,792 Sq Ft

    317 Community Dr SW, Mableton, GA 30126

    Leased until 7/1/2026. BRAND NEW ROOF and GUTTERS! $5,000 in Closing Costs with seller's lender! At 1792 SF, this massive brick ranch home on over half an acre with TWO PRIMARY SUITES awaits your arrival. Recently updated kitchen, bathrooms, HVAC, water heater, windows, flooring, fixtures, driveway and freshly painted! With 3 bedrooms and 2.5 bathrooms, you'll have plenty of space for family and

    Andrea Trenev HomeSmart

    317 Community Dr SW, Mableton, GA 30126
  • /2

    $50,000

    • Land
    • 0.17 Acre
    • $294,118 per Acre

    2468 Brackett Dr SW, Marietta, GA 30060

    RARE Marietta Lot at a DISCOUNT price! Surrounded by existing homes, this parcel offers the appeal of a quiet residential street while remaining close to everyday amenities. Whether you're a builder, investor, or future homeowner, this lot presents a VALUE opportunity in a desirable Cobb County location.

    Ronald Moore eXp Realty

    2468 Brackett Dr SW, Marietta, GA 30060
  • /32

    $273,900

    • 2 Beds
    • 1 Bath
    • 800 Sq Ft

    554 Alpine Way, Marietta, GA 30062

    Remodeled, Move-In Ready Home Near Historic Marietta Square! Fresh, neutral paint. Beautiful, refinished hardwood floors throughout a light-filled living area and bedrooms. A built-in bookcase/divider adds architectural interest between the foyer and living area. Redesigned kitchen with the "WOW" factor seldom seen in this price range. New cabinetry to the ceiling, lots of drawers and shelving

    LYNNE C GREENE RE/MAX Around Atlanta

    554 Alpine Way, Marietta, GA 30062
  • /30

    $699,900

    • 4 Beds
    • 3 Baths
    • 3,170 Sq Ft

    4671 Due West Rd NW, Kennesaw, GA 30152

    Location and acreage! This well-built home is tucked away and situated on 2.9 beautiful acres in a fantastic location near Harrison High School. Perfect for the family that wants lots of breathing room. Large rocking chair front porch to sit and enjoy the outdoors! Large living room open to formal dining room, renovated kitchen with dining area and view to family room with full brick wall

    Jill Mikulski BHHS Georgia Properties

    4671 Due West Rd NW, Kennesaw, GA 30152
  • /17

    $417,000

    • 3 Beds
    • 2.5 Baths

    2388 Black Oak Dr, Marietta, GA 30066

    Cool House! Mid-century touches add so much to this completely renovated home is quiet Marietta neighborhood! Brand new hardwood flooring throughout! Designer paint, wood accent wall, and decorator tile fireplace surround are just a few of the unique features that you will love about this home! Kitchen has new cabinets, exotic granite counter tops, stainless steel appliances and recessed

    Patti Register-White Virtual Properties Realty.Net

    2388 Black Oak Dr, Marietta, GA 30066
  • /26

    $300,000

    • 3 Beds
    • 2 Baths

    1576 S Gordon Rd, Austell, GA 30168

    Fully Renovated Smart Home with Bonus Room, Basement & New HVAC! Welcome to 1576 S Gordon Rd in Austell - a beautifully updated 3-bedroom, 2-bath home featuring a large bonus room and a spacious backyard perfect for entertaining. Step inside to discover a brand-new kitchen with modern appliances, lighting, and tile finishes, along with updated baths, fresh paint, and new hardwood flooring

    Kevin Carlson Keller Knapp, Inc

    1576 S Gordon Rd, Austell, GA 30168
  • /29

    $254,900

    • 3 Beds
    • 2 Baths
    • 1,100 Sq Ft

    3414 Hopkins Rd, Powder Springs, GA 30127

    Nestled in the heart of Powder Springs, this charming ranch-style home blends comfort and convenience. The thoughtfully designed layout features three spacious bedrooms and two full bathrooms. An inviting kitchen showcases stylish countertops, perfect for preparing your favorite recipes, and ample cabinet space. Step outside to the rear deck, where you'll enjoy views of the large, level

    Charles Nichol Trowbridge Realty Corporation

    3414 Hopkins Rd, Powder Springs, GA 30127
  • /27

    $275,000

    • 4 Beds
    • 1.5 Baths
    • 1,776 Sq Ft

    1550 Bells Ferry Rd, Marietta, GA 30066

    Awesome Investment opportunity off Popular Bells Ferry rd in East Cobb. Conveniently located close to shopping and highways. Plenty of options here! Almost half an acre lot! 4 bedrooms and 1.5 baths. This home is just calling for someone to come make it a HOME. Seller has been updating and painting since pictures were taken. Come see in person!

    Diana Mandujano Watch Realty Co Gwinnett

    1550 Bells Ferry Rd, Marietta, GA 30066
  • /26

    $335,000

    • 4 Beds
    • 2 Baths
    • 1,050 Sq Ft

    3415 Hopkins Rd Unit 1, Powder Springs, GA 30127

    Welcome to 3415 Hopkins Road, a fully renovated brick ranch in the heart of Powder Springs. This beautiful one-level home offers 4 bedrooms and 2 bathrooms with a thoughtful split-bedroom layout that ensures both comfort and privacy. The open floorplan is filled with natural light and flows seamlessly, making it perfect for everyday living and entertaining. Every detail has been updated—brand new

    Amber Lawrance REMAX Town & Country - Ellijay

    3415 Hopkins Rd Unit 1, Powder Springs, GA 30127
  • /77

    $1,000,000

    • 3 Beds
    • 4.5 Baths
    • 5,193 Sq Ft

    5422 Hill Rd SW, Powder Springs, GA 30127

    HIDDEN GEM! This quaint farmhouse on 8.64 acres has a small private lake and several charming structures located around the property. The picturesque entrance has a rocking chair front porch where you can soak up the serene scenery including an old well house. The gently rolling landscape includes numerous cherry trees, Japanese maple trees, a large pear tree, white Azaleas & Camellia bushes,

    Tanya Pearce Realty One Group Edge

    5422 Hill Rd SW, Powder Springs, GA 30127
  • /47

    $549,900

    • 4 Beds
    • 2 Baths
    • 1,822 Sq Ft

    1554 Cooper Lake Rd SE, Smyrna, GA 30082

    Easy one level living here in this extremely well maintained classic and spacious all-brick ranch home! The plan has been updated and opened up to create a large family room! There are 4 ample size bedrooms, 2 bathrooms, large eat-in kitchen, Dining room, Laundry room with pantry storage and a large sunroom overlooking the wooded back yard and opening onto the deck with direct access to driveway!

    David Coiro Chapman Hall Realtors

    1554 Cooper Lake Rd SE, Smyrna, GA 30082
  • /25

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,728 Sq Ft

    70 Driskell Ave SW, Mableton, GA 30126

    Charming 3BR/2BA 1728 sqft One Story Brick Home with Brand New Roof in Lake Hills with Updated Open Concept Floor Plan. Cozy Kitchen Features Stainless Steel Appliances, Kitchen Island, Breakfast Bar Counter Seating and Walk In Pantry. Plenty of Natural Light Throughout this Beautiful Home and Freshly Painted Interior Including All Trim. Harwood Floors Throughout the Home. Large Primary Bedroom

    Ruth Natera Serhant Georgia

    70 Driskell Ave SW, Mableton, GA 30126
  • /29

    $369,900

    • 3 Beds
    • 2 Baths
    • 1,125 Sq Ft

    2444 Woodland Dr NW, Kennesaw, GA 30152

    WELCOME HOME FOR THE HOLIDAYS! This charming three bedroom/two bath, fully renovated brick ranch in the desirable growing area of Kennesaw is ready for its new owners! Truly Turn-key! The home was fully renovated by the previous owners in 2021... NEW electrical, plumbing, roof, laminate flooring, and HVAC systems were all included. The fabulous gourmet kitchen includes, quartz counters, soft

    Gina Forbes Keller Williams Realty Atl North

    2444 Woodland Dr NW, Kennesaw, GA 30152
  • /14

    $325,000

    • 2 Beds
    • 2 Baths

    1279 Ridgecrest Ln SE, Smyrna, GA 30080

    This end-unit 2BR home offers one of the best locations close to the city, sitting less than 1 mile from Truist Park, and Cumberland Mall, with quick access to I-285 and I-75, near stores and restaurants. Two spacious bedrooms, each with its own full bath. Enjoy the deck out back for a small cook out with friends and family. No HOA! A quiet and convenient community.

    Martiza Pastrana Liftus Realty LLC

    1279 Ridgecrest Ln SE, Smyrna, GA 30080

Showing Results 601 - 640, Page 16 of 18

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