Why Live in Coldwater
Coldwater, Ohio, is a small community of roughly 5,000 residents in Mercer County, deeply rooted in farming and family values. The village is characterized by its strong German heritage, symbolized by the historic Holy Trinity Catholic Church. Coldwater Exempted Village Schools are highly rated, known for both academic excellence and athletic achievements. Housing in Coldwater features a mix of early 20th-century red brick homes and newer developments, although the market is competitive due to limited space for expansion. Memorial Park, spanning 40 acres, offers paved trails, playgrounds, sports courts, ball fields, and a swimming pool, while the Celina-Coldwater Bike Path and Baker Woods Nature Preserve provide additional outdoor activities. Dining options include local favorites like Home Bakery, Rooster Joe’s, and Mariachis, with live music at McSober’s Saloon and wine tasting at The Vineyard at Evergreen Farm. Community engagement is strong, with residents participating in clubs such as the American Legion and Knights of Columbus. The annual Coldwater Community Picnic is a significant event, drawing natives back for fireworks, live music, and a parade. Coldwater is safer than the national average, contributing to its appeal for families. Located about an hour from Dayton and two hours from Columbus and Cincinnati, Coldwater offers a blend of rural charm and accessibility.
Frequently Asked Questions
What is the average home price in Coldwater, OH?
Homes for sale in Coldwater, OH have an average home price of $812,000.
How many homes have sold over the last 12 months in Coldwater, OH?
2 homes have sold in Coldwater, OH over the last 12 months.
What are the most popular zip codes in Coldwater, OH?
How much do you need to make to afford a house in Coldwater?
The median home price in Coldwater is $812,000. If you put a 20% down payment of $162,400 and had a 30-year fixed mortgage with an interest rate of 6.74%, your estimated principal and interest payment would be $4,210 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $180K a year to afford the median home price in Coldwater.
How are the schools in Coldwater, OH?
Home Trends in Coldwater, OH
On average, homes in Coldwater, OH sell after 213 days on the market compared to the national average of 70 days. The median sale price for homes in Coldwater, OH over the last 12 months is $800,000.
Median Sale Price
$800,000
Median Single Family Sale Price
$800,000
Average Price Per Sq Ft
$301
Number of Homes for Sale
0
Last 12 months Home Sales
2
Median List Price
$812,000
Median Change From 1st List Price
1%
