Comal County TX Homes under $300,000

• 

  

  

  /14

  $294,900

  • 3 Beds
  • 2 Baths
  • 1,519 Sq Ft

  1054 Diamondhead Dr, Canyon Lake, TX 78133

  Lovely one-story custom home in Canyon Lake Hills in close proximity to public boat ramp 6. Open floor plan with high ceilings, custom cabinets and shutters, and beautiful granite countertops. Perfect for entertaining guests with style and ease! Utility room includes a mud sink and doggy door.

  Michael Klein Michael Klein, Realtors

  1054 Diamondhead Dr, Canyon Lake, TX 78133
• 

  

  

  /19

  $157,900

  • Land
  • 1.74 Acres
  • $90,747 per Acre

  1746 Paradise Pkwy, Canyon Lake, TX 78133

  Welcome to one of Canyon Lake's most exclusive gated communities, where luxury living meets breathtaking Texas Hill Country beauty. This 1.74 acre homesite offers an extraordinary opportunity to create a custom estate surrounded by homes ranging from one to three million dollars. For those seeking even more space, the neighboring lot is also available, allowing you to combine both for an

  Daniel Herb Phyllis Browning Company

  1746 Paradise Pkwy, Canyon Lake, TX 78133
• 

  

  

  /4

  $60,000

  • Land
  • 9,931 Sq Ft
  • $263,158 per Acre

  1075 Hedgestone, Canyon Lake, TX 78133

  Build your home and live three minutes from the lake! Canyon Lake. This is a two lot package deal sold for one incredible price!! (1075 & 1091 Hedgestone) Each lot is shy of a quarter acre.

  Diane Villarreal Real Broker, LLC

  1075 Hedgestone, Canyon Lake, TX 78133
• 

  

  

  /33

  $273,999

  New Construction $5K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,210 Sq Ft

  1317 Apron Trail, New Braunfels, TX 78130

  Lennar Builder

  1317 Apron Trail, New Braunfels, TX 78130
• 

  

  

  /8

  $47,000

  $28K PRICE DROP

  • Land
  • 10,018 Sq Ft
  • $204,348 per Acre

  2020 Overhill St, Canyon Lake, TX 78133

  Beautiful lot located just 5 minutes from the shores of Canyon Lake, offering the perfect blend of natural beauty and peaceful Hill Country living. This property features mature trees, gentle terrain, and close proximity to the water. Enjoy easy access to boating, fishing, and all the outdoor recreation Canyon Lake has to offer, with nearby amenities, a grocery store, and scenic parks just

  Jennifer Tilger Levi Rodgers Real Estate Group

  2020 Overhill St, Canyon Lake, TX 78133
• 

  

  /36

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,680 Sq Ft

  611 Hedgestone, Canyon Lake, TX 78133

  WOW! Private oversized lot in a great Canyon Lake location. Surrounded by mature oak trees & Peaceful Texas Hill Country feel yet close to restaurants, grocery stores, medical offices & everyday conveniences. Recently updated HVAC, New Roof in 2022, 2 storage sheds, spacious back porch, ramp access & luxury walk-in shower. Plenty of room to relax, entertain & make it your own. Enjoy the breezes,

  Elisa Wilcox Keller Williams Heritage

  611 Hedgestone, Canyon Lake, TX 78133
• 

  

  /8

  $90,000

  $10K PRICE DROP

  • Land
  • 1 Acre
  • $90,000 per Acre

  1211 Heritage Hill, Canyon Lake, TX 78133

  Prime One-Acre Homesite - A Builder's Dream! Welcome to this exceptional one-acre lot, perfectly positioned in a sought-after location with easy access via a paved road. With utilities readily available and no HOA restrictions, this unimproved parcel offers the freedom to bring your dream home to life with ease. The lot boasts a clean, rectangular shape and a relatively flat terrain, providing an

  Tim Borisenko Fathom Realty

  1211 Heritage Hill, Canyon Lake, TX 78133
• 

  

  /19

  $199,900

  • Land
  • 1.38 Acres
  • $144,855 per Acre

  34776 High Gate Rd, Bulverde, TX 78163

  Build your dream home in the beautiful, gated community of Belle Oaks Ranch. This lot is filled with mature trees, and a level build sight with option of privacy around perimeter. This lot is nestled in a cul-de-sac which offers seclusion from neighborhood traffic. This neighborhood has fiber optic internet, water, natural gas, and a beautiful amenities center. It is also convenient to the city

  Holly Smith JB Goodwin, REALTORS

  34776 High Gate Rd, Bulverde, TX 78163
• 

  

  /10

  $109,000

  $10K PRICE DROP

  • Land
  • 1.3 Acres
  • $83,846 per Acre

  908 Serene Springs, Spring Branch, TX 78070

  Excellent 1.30 acre property (lot 96 map attached) with 150' road frontage, located on a Cul-De-Sac with Hill Country Views off the front. Community Features Include: Gated Entry, Jr. Olympic Swimming Pool, 18 Hole Golf Course access within Community, Playground/B-Ball Court, and a Guadalupe River Park!

  Garrett Gale GG Gale Realty, LLC

  908 Serene Springs, Spring Branch, TX 78070
• 

  

  /27

  $99,000

  $26K PRICE DROP

  • Land
  • 24,611 Sq Ft
  • $175,221 per Acre

  1449 Lavaca, Canyon Lake, TX 78133

  Bring your Horses , RV 's , Tiny Homes and short term rentals NO HOA ! Adjoins Corp of Engineers waterfront property so all that is between your land and the lake is a short nature hike. This property also connects to the " Old Hancock Horse Riding Trail" that winds along the blue waters of Canyon Lake . Water and electricity is available at the street must be connected. REDUCED for Quick Sale

  Phyllis Brunner All City San Antonio Registered Series

  1449 Lavaca, Canyon Lake, TX 78133
• 

  

  /10

  $40,000

  • Land
  • 13,420 Sq Ft
  • $129,828 per Acre

  357 Big Bend Dr, Canyon Lake, TX 78133

  A lot for a little. Priced way below appraisal district value. It’s time to buy your vacation property in Canyon Lake Estates for the next season of fun, fun, fun. New Braunfels, San Marcus, the Guadalupe River, and Schlitterbahn are all nearby. Seller owns additional lots if you wish to purchase more land. Lots of wildlife in the area. Enjoy the 8 park areas around Canyon Lake. A welcome escape

  Pat Dunaway 4B Realty

  357 Big Bend Dr, Canyon Lake, TX 78133
• 

  

  /8

  $69,000

  $11K PRICE DROP

  • Land
  • 24,829 Sq Ft
  • $121,053 per Acre

  1300 Flagstone Dr, Fischer, TX 78623

  Secluded .57-acre parcel BORDERED ON TWO SIDES BY 165 ACRES OF PRISTINE WILDLIFE MGMT LAND. Build your perfect hill country home in prestigious Eagles Peak Ranch. You'll feel miles from civilization, but are just minutes away from shopping, restaurants and beautiful Canyon Lake. This quiet, peaceful lot at the end of a cul-de-sac provides solitude and beautiful wildlife, including a charming pond

  Robyn Jehl Keller Williams Heritage

  1300 Flagstone Dr, Fischer, TX 78623
• 

  

  /8

  $99,900

  $35K PRICE DROP

  • Land
  • 14,505 Sq Ft
  • $300,000 per Acre

  0 Diamondhead Dr Unit 1675906, Canyon Lake, TX 78133

  Minutes from Canyon Lake. Come and enjoy the prefect site for your summer retreat. Plenty of shopping and attractions in the area and food aplenty. Needs clearing but it 1/3 of an acre. Plenty room to build.

  Don Wedley W.H.I.P. Realty

  0 Diamondhead Dr Unit 1675906, Canyon Lake, TX 78133
• 

  

  /18

  $118,000

  $2K PRICE DROP

  • Land
  • 1.09 Acres
  • $108,257 per Acre

  112 Sendera Way, Canyon Lake, TX 78133

  Experience the pinnacle of Hill Country living with this prime 1.09-acre homesite in the prestigious gated community of Ensenada Shores at Canyon Lake. This isn't just a lot; it's the ultimate canvas for your forever home. Imagine designing a bespoke residence-whether a contemporary masterpiece or a rustic retreat-positioned to capture breathtaking, panoramic Hill Country views and the tranquil

  Jonathan Agrait All City Real Estate Ltd. Co

  112 Sendera Way, Canyon Lake, TX 78133
• 

  

  /9

  $94,000

  • Land
  • 41,469 Sq Ft
  • $98,739 per Acre

  2066 Stallion Springs Dr, Fischer, TX 78623

  If you're looking for seclusion and ambiance but still have access that city life has to offer....you have found your Shangri La... Tucked away in beautiful Hill Country just off of FM 32, Stallion Springs is the ticket you've been waiting for... Lovely soaring oaks, possible back view of the hills(bring your ladder)all on a little less than one acre (.95) and very competitive price... easy

  Tracy Gieck Canyon Lake Golden Rule Realty

  2066 Stallion Springs Dr, Fischer, TX 78623
• 

  

  /11

  $30,000

  $15K PRICE DROP

  • Land
  • 4,961 Sq Ft
  • $263,389 per Acre

  434 Twilight Dr, Canyon Lake, TX 78133

  Septic/permit to develop already approved! Discover the endless possibilities with these THREE premium land lots nestled in the scenic beauty of Canyon Lake, Texas! With a combined total of 0.37 acres, these parcels offer the perfect canvas for your vision, whether you’re planning to build your dream home, a vacation retreat, or capitalize on a lucrative investment opportunity. In contrast to

  Sagen Kmiec Richmond Heights, Llc

  434 Twilight Dr, Canyon Lake, TX 78133
• 

  

  /4

  $110,000

  $20K PRICE DROP

  • Land
  • 1.05 Acres
  • $104,762 per Acre

  2385 Comal Springs, Canyon Lake, TX 78133

  VIEWS WITH MORE VIEWS, design your home to capture these beautiful hill country views and lot backs up to a ranch. Many mature trees located on this lot. Great neighborhood and offers many amenities (clubhouse, pool/playground, fishing, neighborhood pool). This is country living at its finest, with easy access to San Antonio, Canyon Lake and New Braunfels. Lots are marked with stacks.

  Taylor Drake IH 10 Realty

  2385 Comal Springs, Canyon Lake, TX 78133
• 

  

  /32

  $279,500

  $5K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,448 Sq Ft

  242 S Sycamore Ave, New Braunfels, TX 78130

  Tucked beneath a canopy of towering cypress, oak, pecan, and native Texas trees, this charming 3-bedroom, 2-bath bungalow sits on a shaded 10,432 sq. ft. lot in one of New Braunfels' most sought-after neighborhoods. Full of character and creative spirit, the 1,448 sq. ft. home offers a rare opportunity to own a property that feels connected to both nature and the rich culture of the area. Livable

  Cody Cunningham Cunningham Real Estate

  242 S Sycamore Ave, New Braunfels, TX 78130
• 

  

  /9

  $53,000

  • Land
  • 9,670 Sq Ft
  • $238,739 per Acre

  1352 Stardust Dr, Canyon Lake, TX 78133

  Located in a peaceful Waterfront Park neighborhood, this .22-acre lot offers stunning Hill Country views and the potential for a second-story lake view. Perfect for relaxing weekends or entertaining guests. Whether you're ready to build your dream home or invest in a slice of the Canyon Lake lifestyle, this property offers both tranquility and convenience. OWNER FINANCING AVAILABLE!

  Scott Rice Real Broker, LLC

  1352 Stardust Dr, Canyon Lake, TX 78133
• 

  

  /44

  $290,000

  • 2 Beds
  • 1 Bath
  • 1,233 Sq Ft

  628 Cloud Top, Canyon Lake, TX 78133

  Perched on a scenic 0.31-acre homesite, this charming one-owner Canyon Lake retreat offers breathtaking hilltop views with glimpses of the lake right from your porch. Built in 2013, this thoughtfully designed 2-bedroom, 1-bath home features high ceilings that create an open, airy feel throughout. The kitchen is both functional and inviting, complete with convenient drawers, a pantry with

  Carri Amescua Rider Realty

  628 Cloud Top, Canyon Lake, TX 78133
• 

  

  /21

  $199,999

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  Chappell Plan at Steelwood Trails - Stonehill Collection, Marion, TX 78124

  This single-level home opens into a shared living space between the kitchen, dining area and family room for easy entertaining. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  Lennar Builder

  760 Opossum Trail Unit 36038611, Marion, TX 78124
• 

  

  /23

  $204,999

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,150 Sq Ft

  2221 Michigan St, New Braunfels, TX 78130

  Four-sided brick, single-story home located on a quiet cul-de-sac, offering a solid opportunity for investors or buyers seeking a move-in ready property. This 3-bedroom, 2-bath home features a functional layout with a comfortable living area that flows into an eat-in kitchen with updated cabinetry, black appliances, and durable laminate flooring throughout the main living spaces. Recent updates

  Rene De La Cruz Reliance Residential Realty -

  2221 Michigan St, New Braunfels, TX 78130
• 

  

  /24

  $25,000

  $5K PRICE DROP

  • Land
  • 8,755 Sq Ft
  • $124,378 per Acre

  135 Agarita Dr, Canyon Lake, TX 78070

  Opportunity awaits! Next door Lot is also for sale. CAN#450400420500 Looking to build a home? This gently sloping .20 of an acre lot is nestled in the Hill Country Landscape with mature trees and 4 homeowner parks. One of the HOA parks has gated access to the Guadalupe River and is right down the road from the lot. Also gated, another HOA Park has Rebecca Creek frontage access for day camping,

  Shelly Allen White Label Realty

  135 Agarita Dr, Canyon Lake, TX 78070
• 

  

  /26

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,294 Sq Ft

  111 Alpine Ct, Spring Branch, TX 78070

  Welcome to 111 Alpine Ct, a beautifully maintained Hill Country retreat nestled in the desirable Spring Branch area. From the inviting front exterior with its charming curb appeal to the thoughtfully designed interior spaces, this home offers a perfect blend of comfort, character, and style. Step inside to discover a welcoming foyer with bold designer touches that create an unforgettable first

  Ashley Raymond Central Metro Realty

  111 Alpine Ct, Spring Branch, TX 78070
• 

  

  /14

  $52,000

  • Land
  • 11,151 Sq Ft
  • $203,125 per Acre

  362 Canyon Springs Dr, Canyon Lake, TX 78133

  Scenic lot just over a quarter acre located in Canyon Springs Resort POA, Canyon Lake. This peaceful, tree-covered property is partially cleared, level, and ready to build your weekend getaway or full-time residence. Utilities are available at the street for easy connection. Enjoy amenities such as a pool and clubhouse, with boat ramps just minutes away. The lot includes a storage shed and

  Osvaldo Machado Machado International Realty

  362 Canyon Springs Dr, Canyon Lake, TX 78133
• 

  

  /33

  $293,999

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,867 Sq Ft

  256 Zyra Ave, New Braunfels, TX 78130

  The Morrow - This new two-story home boasts a spacious and modern design. On the first floor, a flexible open-concept floorplan combines the kitchen, living and dining areas, and the luxurious owner's suite is tucked into a private rear corner with a spa-inspired bathroom and walk-in closet. On the second floor, three secondary bedrooms surround a versatile loft for convenient shared living.

  Christopher Marti Marti Realty Group

  256 Zyra Ave, New Braunfels, TX 78130
• 

  

  /25

  $84,500

  $5K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 720 Sq Ft

  427 Spanish Oak Dr, Canyon Lake, TX 78133

  Looking for an investment property or a place to make your own? This clean and well maintained property is completely fenced with a large carport to protect both home and cars. Great interior layout with easy to care for laminate floors. Washer, dryer and storage building are included in the sale. Newer HVAC! Great COMAL ISD schools and LOW property taxes!

  Cindy Moore Fathom Realty

  427 Spanish Oak Dr, Canyon Lake, TX 78133
• 

  

  /3

  $119,990

  • Land
  • 1.06 Acres
  • $113,198 per Acre

  198 Sitting Bull Trail, Canyon Lake, TX 78133

  Partially cleared lot, featuring mature oak trees to create a park-like setting around your future home/RV. The property is situated on the north side of the lake, near Brookshire Brothers Market, restaurants, just minutes away from lake and river activities. Confirm all taxes, restrictions, utilities and measurements.

  Diane Menchaca 3D Realty & Property Management

  198 Sitting Bull Trail, Canyon Lake, TX 78133
• 

  

  /14

  $130,000

  $8K PRICE DROP

  • Land
  • 1.1 Acres
  • $118,182 per Acre

  1817 Mountain Springs, Canyon Lake, TX 78133

  Serenity and natural beauty can be found on this 1.1 acres of pristine land in the highly sought-after Mountain Springs Ranch. This idyllic lot presents an unparalleled opportunity to build your dream home, offering breathtaking 360-degree views of the picturesque Texas Hill Country that will leave you in awe. Situated on a tranquil cul-de-sac, this parcel of land promises the utmost privacy and

  Sylvia Rodriguez Coldwell Banker D'Ann Harper

  1817 Mountain Springs, Canyon Lake, TX 78133
• 

  /2

  $219,000

  • Land
  • 1.05 Acres
  • $208,571 per Acre

  34720 Mayer Oaks, Bulverde, TX 78163

  Build your dream home on this gorgeous 1.05 +/- acre lot with breathtaking views of the Texas Hill Country. The homesite is located in the most desired Phase IX section of Belle Oaks. The cul-de-sac tract has spectacular oak trees and rolling hills set the perfect stage for your new custom home. This expansive lot is truly a canvas for your imagination-design the home you've always dreamed about,

  Joe Acosta SATEX Properties, Inc.

  34720 Mayer Oaks, Bulverde, TX 78163
• 

  

  /13

  $44,900

  $23K PRICE DROP

  • Land
  • 8,276 Sq Ft
  • $236,316 per Acre

  1530 Canyon Bend, Canyon Lake, TX 78133

  Check out this fantastic level lot, shaded by mature Texas trees and surrounded by lush native plants that offer plenty of privacy. Just minutes from the lake, this prime spot is perfect for your custom getaway home. Water and electricity are already available at the road - all you need is a septic system. The neighborhood features a pool, park, tennis courts, playground, and clubhouse, giving it

  Shane Hamilton Keller Williams Heritage

  1530 Canyon Bend, Canyon Lake, TX 78133
• 

  

  /31

  $287,999

  New Construction $23K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,149 Sq Ft

  3429 Camembert St, New Braunfels, TX 78130

  The Lucia - This new two-story home offers plenty of space to live and grow. An open-concept floorplan on the first level combines the kitchen, living and dining areas to maximize interior space, with a nearby covered patio for outdoor fun and leisure. The luxurious owner's suite is nestled into a private rear corner, complete with a spa-inspired bathroom and generous walk-in closet. A versatile

  Christopher Marti Marti Realty Group

  3429 Camembert St, New Braunfels, TX 78130
• 

  

  /9

  $250,000

  • Land
  • 31,798 Sq Ft
  • $342,466 per Acre

  530 Robin Nest, Canyon Lake, TX 78133

  530 Robin Nest, Canyon Lake, TX 78133 - a rare .73 acre property in the heart of Canyon Lake with no HOA and dual-street access on level, fully usable land. Build your dream lake home or vacation escape with a 1,500 sq ft shop featuring three garage doors-perfect for RV and boat storage, a barndominium base, or toy garage during construction. Power on site with water utilities at the street. Just

  Roman Svyatetskiy JPAR San Antonio

  530 Robin Nest, Canyon Lake, TX 78133
• 

  

  /34

  $250,000

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,120 Sq Ft

  206 Sir Winston Dr, Canyon Lake, TX 78133

  This is Canyon Lake living! Quiet, private, and lots of space! Bring your toys. Bring you RV. Bring your ideas. Bring you family - and extended family. Bring an offer to make this your new home. Homes that are on more then an acre are getting harder to find in Canyon Lake. This is a manufactures home that has been well maintained. New flooring, new paint inside and out. Washer, dryer, stove, and

  Janet Trevino Canyon Lake Golden Rule Realty

  206 Sir Winston Dr, Canyon Lake, TX 78133
• 

  

  /13

  $152,725

  $22K PRICE DROP

  • Land
  • 1.04 Acres
  • $146,851 per Acre

  980 Scarlett Ridge Dr, Bulverde, TX 78163

  Prestigious Belle Oaks Ranch Stunning level lot, 1.04 acre, in a gated upscale community. Beautiful community where you can buy now and build your dream home. Future amenities include: walking trails, playground, swimming pool, basketball and tennis courts. Short drive into San Antonio, Canyon Lake, and the Hill Country.

  Javier Garcia Keller Williams Heritage

  980 Scarlett Ridge Dr, Bulverde, TX 78163
• 

  

  /19

  $299,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  The Barton Plan at Spring Valley, New Braunfels, TX 78130

  Check out the Barton, one of our one-story floorplans available at Spring Valley in New Braunfels, Texas. This 3 bedroom, 2 bathroom home includes a 2-car garage all within 1,280 square feet of comfortable living space. Our homes in Spring Valley feature front masonry exteriors, and the Barton is available in 2 exterior options. As you enter the home from the front porch, you’ll be in the foyer,

  D.R. Horton Builder

  1013 Fisher Way Unit 37704174, New Braunfels, TX 78130
• 

  

  /22

  $165,500

  $27K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 965 Sq Ft

  60 Oak Villa Rd Unit F-3, Canyon Lake, TX 78133

  Nestled in the heart of Canyon Lake, this charming 2-bedroom, 2-bathroom townhome offers the perfect blend of comfort, convenience, and a refreshing escape. Imagine waking up to the gentle hum of lake life, knowing that adventure awaits just moments away, and cool dips are always an option right outside your door. This cozy haven is your gateway to a world of outdoor recreation. Spend evenings

  Erica Torres Xsellence Realty

  60 Oak Villa Rd Unit F-3, Canyon Lake, TX 78133
• 

  

  /28

  $190,000

  $8K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  3118 Tanglewood Trail, Spring Branch, TX 78070

  Welcome to this quaint and cozy cabin minutes from Canyon Lake in the heart of the Texas Hill Country. This recently remodeled, 2bed/1bath, 1008+/-sqft is located in the peaceful community of Cypress Cove. The home has been freshly updated in the last year with new HVAC, roof, flooring, paint and lighting. An updated kitchen with new appliances, sleek counter tops, and updated cabinetry. Outside

  Coleman Houston Anders Realty

  3118 Tanglewood Trail, Spring Branch, TX 78070
• 

  

  /33

  $249,500

  $3K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,588 Sq Ft

  256 Sapphire, New Braunfels, TX 78130

  Well-appointed 4-bedroom, 2.5-bath condo offering 1,588 square feet in a very convenient and desirable New Braunfels location. Use the home as a main residence, or an investment property. This particular home stands out within the neighborhood thanks to a number of thoughtful upgrades and clean, modern finishes throughout making it more fun to live in and/or more desirable for future renters

  Tyler Green Property Professionals, Inc

  256 Sapphire, New Braunfels, TX 78130
• 

  

  /16

  $225,000

  • Land
  • 1.01 Acres
  • $222,772 per Acre

  34656 Ansley Ridge Trail, Bulverde, TX 78163

  Beautiful 1.01 acre homesite located in the highly sought after gated Belle Oaks Ranch community in Bulverde. Whether you are ready to build now or in the future, this property offers the perfect setting for your custom Hill Country home. Enjoy peaceful living with mature oak trees, wildlife, and stunning Hill Country sunsets. Electricity is available at the street and natural gas is available.

  Heather Mulkey All City Real Estate Ltd. Co

  34656 Ansley Ridge Trail, Bulverde, TX 78163

Showing Results 481 - 520, Page 13 of 18