Cumming, GA Homes for Sale with No HOA Fee

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  /6

  $695,000

  • Land
  • 1.43 Acres
  • $486,014 per Acre

  0 Chinquapin Ln Unit 7792468, Cumming, GA 30041

  You want deep water? This lot doesn’t whisper about it—it delivers. Nearly 1.5 acres in the coveted Deer Creek Shores community hugged by 555 feet of U.S. Corps land. You’re tucked into a WIDE cove that shoots straight to the main channel—privacy with a VIP lane to the good stuff. The water is more than 25 FEET under the 24x30 aluminum dock (yes, I measured it; no guesswork), and it’s fully

  Cherie Edmunds Century 21 Results

  

  0 Chinquapin Ln Unit 7792468, Cumming, GA 30041
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  /2

  $665,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,627 Sq Ft

  3650 Moonbird Walk, Cumming, GA 30028

  The Bagwell Grand w Loft showcases versatility and style, with living spaces that can be customized to fit your needs. Upon entering the foyer, you are immediately greeted by a comfortable great room and casual dining area that overlook the gourmet kitchen complete with a large center island with breakfast bar. The primary bedroom suite is secluded on the second level and features a walk-in

  Toll Brothers, Inc. Builder

  3650 Moonbird Walk, Cumming, GA 30028
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  /8

  $741,368

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,140 Sq Ft

  5215 Birch Valley Rd, Cumming, GA 30028

  The beautiful open floorplan design of the Riverton at Oakwood provides you an open concept kitchen that connects to a cafe & gathering room, a formal dining room, versatile loft area & our signature Pulte Planning Center.

  Pulte Homes Builder

  5215 Birch Valley Rd, Cumming, GA 30028
• 

  $834,995

  New Construction

  • 5 Beds
  • 4.5 Baths
  • 3,392 Sq Ft

  Hillstone with Basement Plan at Willow Glen - Highlands Collection, Cumming, GA 30041

  The Hillstone w Bsmt blends thoughtful design with elevated living spaces. A two-story foyer presents views of the open-concept great room that flows seamlessly into the casual dining area and a versatile flex space. The beautifully appointed kitchen is complete with a center island and a walk-in pantry and is accessible to the gorgeous outdoor deck. A secluded first-floor secondary bedroom with

  Toll Brothers, Inc. Builder

  2515 Wilton Ct Unit 36358560, Cumming, GA 30041
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  /7

  $84,900

  $3K PRICE DROP

  • Land
  • 11,325 Sq Ft
  • $326,538 per Acre

  0 Lakeside Trail Unit 7759797, Cumming, GA 30041

  **PRICE IMPROVEMENT** Land opportunity in near Lake Lanier. Priced to sell quickly, creating a strong opportunity for buyers looking for value. This property offers flexibility for buyers looking to build, invest, or secure land in a growing area. It provides unique potential depending on your plans, whether for future development or long-term hold. Access to Lake Lanier and minutes away from

  Sonya Johnson Keller Williams Realty Atlanta Partners

  

  0 Lakeside Trail Unit 7759797, Cumming, GA 30041
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  /55

  $899,000

  • 4 Beds
  • 3.5 Baths
  • 3,297 Sq Ft

  5822 John Burruss Rd, Cumming, GA 30040

  Priced to sell! Enjoy the space and peaceful feel of country living without giving up everyday convenience in this custom Craftsman home situated on 2.25 beautifully flat acres and surrounded by the natural setting of Bottoms Tree Farm. With plenty of usable land, there's room to spread out, bring your animals, park the RV or boat, start a garden, add a pool, or simply enjoy having some breathing

  Trisha Hosmann Atlanta Communities

  

  5822 John Burruss Rd, Cumming, GA 30040
• 

  /2

  $1,499,999

  • Land
  • 4,280 Acres
  • $350 per Acre

  4380 Post Rd, Cumming, GA 30040

  Potential Commercial Land Opportunity in the Prime cumming Location. Income Producing with homes/trailers Rented. Assemblage of 3 Parcels with a Large Road Frontage of 826LF for any Business Visibility and Access. Ideal for any Higher Density Medical/Executive Office Buildings or a Retail Strip Mall or a Daycare/Bank/Vet Clinic etc. Work in progress to expand the Post Road into a 4-Lane to cater

  Vijayendar Garlapati GVR Realty, LLC.

  

  4380 Post Rd, Cumming, GA 30040
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  /16

  $1,044,972

  New Construction $265K PRICE DROP

  • 5 Beds
  • 4.5 Baths
  • 3,476 Sq Ft

  2930 Shoalwood Dr, Cumming, GA 30041

  Beautiful John Wieland Waterstone Floorplan with Expansive Chef's Kitchen with a Waterfall Counter + Walk-In Pantry, Cheerful Sunroom, Large Guest-Suite on Main Floor, Private Owner’s Retreat, and Oversized Loft Upstairs

  John Wieland Homes and Neighborhoods Builder

  2930 Shoalwood Dr, Cumming, GA 30041
• 

  $1,439,995

  New Construction

  • 5 Beds
  • 5.5 Baths
  • 5,073 Sq Ft

  Avalon Plan at Bridlefield - Reserve Collection, Cumming, GA 30040

  The Avalon impresses with a grand two-story foyer and a two-story great room, creating an airy, open atmosphere. The heart of the home features a well-appointed gourmet kitchen with a center island and a generous walk-in pantry, flowing seamlessly into a casual dining area. A patio extends the living area, ideal for indoor-outdoor entertaining. A first-floor bedroom provides ample walk-in closet

  Toll Brothers, Inc. Builder

  7095 Bridlefield Pass Unit 40362566, Cumming, GA 30040
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  /10

  $995,000

  $205K PRICE DROP

  • Land
  • 9 Acres
  • $110,556 per Acre

  0 Bolton Rd Unit 7796169, Cumming, GA 30040

  9.671 acres zoned both R1 and A1. Cleared pasture land with fence and barn. Would be perfect to develop into buildable lots, small neighborhood or build your dream home! There is a gas line easement that runs along the right side of the property. Located just 1/4 mile south of Spot Rd and Dahlonega hwy intersection. Land is directly behind 2540 Dahlonega Hwy.

  Dusty Uselton Virtual Properties Realty.com

  

  0 Bolton Rd Unit 7796169, Cumming, GA 30040
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  /3

  $774,900

  New Construction

  • 5 Beds
  • 4 Baths
  • 3,660 Sq Ft

  Darlington II Plan at Estates at Yellow Creek, Cumming, GA 30028

  This new two-story home boasts modern features such as a first-floor study, perfect for an office on work-from-home days. An inviting open floorplan at the back of the home blends the kitchen with the nearby breakfast nook and family room, while a formal dining room sets the scene for larger meals and celebrations. The second level is dedicated to relaxation and comfort with a luxurious owner’s

  Lennar Builder

  4385 Tillman Ln Unit 41023459, Cumming, GA 30028
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  /2

  $200,000

  • Land
  • 24,829 Sq Ft
  • $350,877 per Acre

  0 Georgia 400 Unit 7490148, Cumming, GA 30028

  Discover a hidden gem on a .57-acre lot ideally located between GA 400 and Ronald Reagan Parkway. Although the title currently indicates the property is landlocked, we are actively exploring the possibility of an easement that could provide access. With its prime location and potential for development, this parcel offers exciting opportunities awaiting the right investor or developer. Stay tuned

  Andraya C Powell Berkshire Hathaway HomeServices Georgia Properties

  

  0 Georgia 400 Unit 7490148, Cumming, GA 30028
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  /26

  $625,000

  • Land
  • 6.04 Acres
  • $103,477 per Acre

  6485 Forsyth Dr, Cumming, GA 30028

  Nestled in the heart of North Forsyth, this rare 6.04-acre property offers the perfect opportunity to build the home — and lifestyle — your family has always dreamed of. With plenty of open space for children to play, pets to roam, and room to create a private family estate, the possibilities are endless. Whether you envision a custom dream home, outdoor entertaining spaces, or additional homes

  The Milford Team Keller Williams Realty Community Partners

  

  6485 Forsyth Dr, Cumming, GA 30028
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  /51

  $899,000

  $191K PRICE DROP

  • 5 Beds
  • 5.5 Baths
  • 2,824 Sq Ft

  7410 Fields Dr, Cumming, GA 30041

  Live the Lake Lanier lifestyle without the lakefront price tag in the Young Deer Cove on the Shady Grove peninsula in Cumming. Nestled in a quiet, established community just minutes from the water, this home offers the perfect mix of relaxation, convenience, and outdoor living. Whether you’re spending weekends on the boat, dining at nearby waterfront restaurants, or enjoying peaceful evenings at

  Mickey Hyams Keller Williams Realty Community Partners

  

  7410 Fields Dr, Cumming, GA 30041
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  /2

  $95,000

  $5K PRICE INCREASE

  • Land
  • 17,859 Sq Ft
  • $231,707 per Acre

  LOT 47 Brook Valley Dr, Cumming, GA 30041

  This Lake Lanier lot boasts not only its prime location and size, but also the added advantage of being situated in a neighborhood known for its exceptional schools, making it an ideal choice for families seeking both a serene lakeside environment and top-tier education opportunities.

  Jamie Boone Federa

  

  LOT 47 Brook Valley Dr, Cumming, GA 30041
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  /56

  $924,900

  • 5 Beds
  • 3 Baths
  • 4,704 Sq Ft

  8160 Stone Hill Dr, Cumming, GA 30028

  Nestled on 2.31 private acres, this exceptional all-brick ranch offers the perfect blend of refined comfort and effortless lakeside living—with no HOA restrictions. From the moment you arrive, the expansive driveway, additional parking pad, and side-entry two-car garage set the tone for both convenience and functionality. Inside, a thoughtfully updated open-concept floor plan creates a seamless

  Grove Homes Group Pure Real Estate Solutions

  

  8160 Stone Hill Dr, Cumming, GA 30028
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  /38

  $385,000

  $4K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,856 Sq Ft

  4909 Sherwood Way, Cumming, GA 30040

  ****SELLER IS OFFERING A VALUABLE BUYER INCENTIVE BY COVERING THE ONE-TIME HOA TRANSFER FEE PLUS 6 MONTHS OF HOA DUES WITH AN ACCEPTABLE OFFER!****Welcome home to low-maintenance living in one of Cumming's most sought-after amenity-rich communities! Enjoy resort-style living with access to a swimming pool, clubhouse, fitness center, pickleball courts, tennis courts, playground, and dog

  Melissa Paulk Sloan & Company Real Estate

  

  4909 Sherwood Way, Cumming, GA 30040
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  /44

  $345,990

  • 2 Beds
  • 2 Baths
  • 1,820 Sq Ft

  3875 Stutz St, Cumming, GA 30041

  Welcome home to this charming residence perfectly positioned in one of Forsyth County's most desirable locations, zoned for the highly sought-after **East Forsyth High School**. Featuring a finished basement, fenced backyard, and inviting outdoor living spaces, and convenience just minutes from Lake Lanier, GA-400, Downtown Cumming, and all the shopping, dining, entertainment, parks, and

  Styles Realty Group Century 21 Results

  

  3875 Stutz St, Cumming, GA 30041
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  /48

  $1,289,000

  $11K PRICE DROP

  • 5 Beds
  • 4.5 Baths
  • 3,824 Sq Ft

  6455 Maddux Path, Cumming, GA 30028

  Welcome to 6455 Maddux Path, a truly exceptional estate property where luxury living meets the charm and freedom of country life. Built in 2024 and loaded with high-end upgrades throughout, this nearly new custom home sits on a breathtaking, fully cleared 2-acre lot that feels more like a private retreat than a residence. From the moment you arrive through the electronic gated entrance, you'll

  Brittany Milstead Keller Williams Realty Atl. Partners

  

  6455 Maddux Path, Cumming, GA 30028
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  /56

  $874,900

  • 5 Beds
  • 3 Baths
  • 4,266 Sq Ft

  5840 Cool Springs Dr, Cumming, GA 30040

  Timeless four-sided brick home offering 4,252 square feet, five bedrooms, four baths and an exceptional blend of architectural detail, comfortable living and outdoor enjoyment. Hardwood floors and extensive crown molding, wainscoting, built-ins and custom trim carry throughout the main level. The inviting family room features a coffered ceiling, fireplace and walls of windows overlooking the

  Greg Kurzner Resideum Real Estate

  

  5840 Cool Springs Dr, Cumming, GA 30040
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  /46

  $700,000

  • 4 Beds
  • 3.5 Baths
  • 3,190 Sq Ft

  2120 Shaffer Rd, Cumming, GA 30041

  Welcome to this stunning four bedroom, three-and-a-half bath home, tucked on a private lot just minutes from Lake Lanier. From the moment you step inside, a soaring two-story foyer with a hand-painted cloud mural and an iron wrought staircase sets a truly custom, one-of-a-kind tone. The elegant two-story dining room, framed by ornate columns and rich custom wood trim, flows seamlessly into the

  Kate Semenikhin Vineyard Real Estate Group

  

  2120 Shaffer Rd, Cumming, GA 30041
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  /18

  $406,000

  $64K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,017 Sq Ft

  2590 Cottage View Way Unit 2, Cumming, GA 30040

  Welcome to this beautifully updated home. The home boasts a cozy fireplace, perfect for those chilly evenings. The interior boasts a fresh coat of neutral color paint, creating a calming ambiance throughout. The kitchen is a chef's dream with a stylish accent backsplash, a convenient kitchen island. The primary bedroom features a generous walk-in closet, while the primary bathroom offers the

  Tanya Pickens Opendoor Brokerage

  

  2590 Cottage View Way Unit 2, Cumming, GA 30040
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  /2

  $690,830

  New Construction $5K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,770 Sq Ft

  8545 Oak Hollow Way, Cumming, GA 30041

  Say hello to the Rosewood. This stunning 3-bedroom, 2.5 baths ranch-style home is designed for comfort, while maximizing space. Featuring open concept living and dining room spaces ready for entertainment. Personalize the design of your home with a versatile study or an additional bedroom and bath in the upper level (Bonus room). Your beautifully appointed kitchen will be well organized with an

  Century Communities Builder

  8545 Oak Hollow Way, Cumming, GA 30041
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  /9

  $1,310,925

  • Land
  • 21.98 Acres
  • $59,642 per Acre

  0 Tower Rd Unit 7761773, Cumming, GA 30040

  Here is a rare opportunity to develop homes ON Sawnee Mountain. The sunrise views from these lots are amazing giving you that dreamy vista view. There has been a private gate approved that will create privacy for the very few homeowners on Sawnee Mountain. Directly across from the property you can begin your hike or mountain biking around Sawnee Mountain. This land would be great for estate homes

  Janna Maresco Keller Williams Realty Community Partners

  

  0 Tower Rd Unit 7761773, Cumming, GA 30040
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  /45

  $785,000

  $15K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,226 Sq Ft

  3710 Fairway Dr, Cumming, GA 30041

  Seller Incentive! Receive a $2,500 credit that you can use it to buy down your interest rate and potentially lower your monthly payment or to reduce your upfront costs. Buyer is under no obligation to use the preferred lender to purchase the property. Terms, eligibility, and lender guidelines apply. Ask for details! (subject to lender approval). Minutes from Lake Lanier, this light-filled,

  Stella Di Loreto BHHS Georgia Properties

  

  3710 Fairway Dr, Cumming, GA 30041
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  /2

  $295,000

  Open Sun 2PM - 5PM $4K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 964 Sq Ft

  4055 Merritt Dr, Cumming, GA 30041

  4055 Merritt Drive, Cumming, GA — Sold As Is, this property presents an excellent opportunity for investors, flippers, or buyers looking to renovate and add value. Featuring a functional floor plan with generous living spaces, this home offers strong potential for customization and improvement. Situated on a spacious lot in a desirable Cumming location, the property is conveniently located near

  Anhad Chawla Homesmart Realty Partners

  

  4055 Merritt Dr, Cumming, GA 30041
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  /38

  $599,900

  • 3 Beds
  • 3 Baths
  • 2,020 Sq Ft

  7507 Campground Rd, Cumming, GA 30040

  Fully remodeled 3-bedroom, 3-bathroom home in Cumming, situated on over one acre with NO HOA. Inspired by today's popular Airbnb-style design, the home features an open-concept layout, spacious living areas, and a thoughtful floor plan where each bedroom includes its own private bathroom for added comfort and privacy. ===== Designed for both everyday living and entertaining, the home offers a

  Adriana Vergara HomeSmart

  

  7507 Campground Rd, Cumming, GA 30040
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  /18

  $899,000

  New Construction $79K PRICE DROP

  • 5 Beds
  • 5.5 Baths
  • 3,620 Sq Ft

  4315 Waylon Dr, Cumming, GA 30028

  The Willowbrook with Basement home design offers a thoughtful blend of elegance and functionality. The foyer opens to a versatile flex room and an elegant formal dining room. The heart of the home features an open-concept layout with a spacious great room flowing seamlessly into the casual dining area and gourmet kitchen. The kitchen boasts a large center island, walk-in pantry, and butler's

  Toll Brothers, Inc. Builder

  4315 Waylon Dr, Cumming, GA 30028
• 

  /2

  $720,340

  New Construction $2K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,770 Sq Ft

  8550 Oak Hollow Way, Cumming, GA 30041

  Say hello to the Rosewood. This stunning 3-bedroom, 2.5 baths ranch-style home is designed for comfort, while maximizing space. Featuring open concept living and dining room spaces ready for entertainment. Personalize the design of your home with a versatile study or an additional bedroom and bath in the upper level (Bonus room). Your beautifully appointed kitchen will be well organized with an

  Century Communities Builder

  8550 Oak Hollow Way, Cumming, GA 30041
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  /54

  $429,000

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,700 Sq Ft

  2630 Cambridge Hills Rd, Cumming, GA 30041

  Opportunity awaits in this well-cared for 3 bedroom, 2 bath home located in a quiet family friendly neighborhood. The home offers a solid foundation and a chance for new owners to update and customize it to their own style. Inside, you'll find a functional floor plan featuring a spacious primary suite with a seperate tub and shower, two additional bedrooms. a hall bath and connecting living and

  Tom Esposito Coldwell Banker Realty

  

  2630 Cambridge Hills Rd, Cumming, GA 30041
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  /13

  $784,583

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,140 Sq Ft

  5505 Julep Ct, Cumming, GA 30028

  With it's open layout, The Richmond at Oakwood offers a guest suite on the main level with a full bath, a formal dining room, generous loft area, butler's pantry and 2 car garage.

  Pulte Homes Builder

  5505 Julep Ct, Cumming, GA 30028
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  /80

  $699,900

  New Construction Open Sun 3PM - 5PM $25K PRICE DROP

  • 5 Beds
  • 4 Baths
  • 3,798 Sq Ft

  4040 Gallery Chase Ln, Cumming, GA 30040

  PRICED TO SELL!!! Welcome to 4040 Gallery Chase, Cumming, GA 30028—an exceptional EAST-FACING residence featuring the highly desirable Westerly floor plan and offering the perfect balance of elegance, comfort, and modern functionality. Impeccably maintained and truly move-in ready, this stunning 5-bedroom, 4-bath home showcases an open-concept design enhanced by abundant natural light, luxury

  Sekhar Thadiparthi Sekhars Realty, LLC.

  

  4040 Gallery Chase Ln, Cumming, GA 30040
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  /11

  $1,096,000

  New Construction $1K PRICE DROP

  • 5 Beds
  • 5.5 Baths
  • 3,585 Sq Ft

  6250 Clydesdale Ct, Cumming, GA 30040

  The Antoinette home design combines elegant gathering spaces and comfortable private retreats. Upon entering, a welcoming foyer leads to a breathtaking two-story great room with a sophisticated fireplace. The open floor plan seamlessly connects the great room to a gourmet kitchen featuring an expansive island with breakfast bar, plentiful counter and cabinet space, a walk-in pantry, and access to

  Toll Brothers, Inc. Builder

  6250 Clydesdale Ct, Cumming, GA 30040
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  /15

  $589,990

  New Construction

  • 4 - 6 Beds
  • 2.5 - 5.5 Baths
  • 2,960 Sq Ft

  Woodward Plan at Rose Creek, Cumming, GA

  Woodward was designed with families in mind. The Pulte Planning Center, just off the open kitchen, helps you organize your busy life. The wide foyer impresses guests, and the formal dining area wows as well, with a built-in china cabinet niche. The second floor utilizes space where it matters. The loft encourages family fun, and the Owner’s Suite features his-and-hers walk-in closets.

  Pulte Homes Builder

  0 Rose Creek St Unit 36488206, Cumming, GA
• 

  

  /22

  $949,000

  New Construction

  • 5 Beds
  • 5.5 Baths
  • 3,585 Sq Ft

  5525 Misty Glen Ln, Cumming, GA 30040

  The Antoinette home design combines elegant gathering spaces and comfortable private retreats. Upon entering, a welcoming foyer leads to a breathtaking two-story great room with a sophisticated fireplace. The open floor plan seamlessly connects the great room to a gourmet kitchen featuring an expansive island with a breakfast bar, plentiful counter and cabinet space, a walk-in pantry, and access

  Toll Brothers, Inc. Builder

  5525 Misty Glen Ln, Cumming, GA 30040
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  /31

  $475,000

  $24K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,754 Sq Ft

  2725 Spring Dr, Cumming, GA 30041

  Welcome home to this charming four-sided brick residence in one of the most sought-after areas of Forsyth. This semi-split-level home sits on a large flat lot and boasts 3 oversized bedrooms, each with their own en-suite bathroom. Upon entering the home, you will find the open concept living space, where the kitchen consists of ample cabinet space and flows into the warm and inviting living room.

  Dan Rohrer One Nest Georgia Inc.

  

  2725 Spring Dr, Cumming, GA 30041
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  /14

  $499,170

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,035 Sq Ft

  3215 Cherry Grove Way, Cumming, GA 30040

  Welcome to Ansley Towns, an exclusive townhome community in the heart of Cumming offering a rare blend of functional living and unmatched convenience!

  Pulte Homes Builder

  3215 Cherry Grove Way, Cumming, GA 30040
• 

  $549,995

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,818 Sq Ft

  Oakridge with Loft Plan at The Crossing at Coal Mountain - Haven Collection, Cumming, GA 30028

  The Oakridge with Loft offers the perfect space for every moment. A delightful foyer flows into the spacious great room and casual dining area with desirable rear patio. The well-designed kitchen is complete with a large center island with breakfast bar, ample counter and cabinet space, and sizable pantry. The lovely primary bedroom suite impresses with an oversize walk-in closet and spa-like

  Toll Brothers, Inc. Builder

  3505 Settingdown Rd Unit 40737091, Cumming, GA 30028
• 

  

  /95

  $899,998

  Open Sun 2PM - 5PM $200K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,456 Sq Ft

  7250 Timber Trail, Cumming, GA 30041

  Custom Lake Home With Deep Water, Covered Dock On Quiet Cove On The South End Of Lake Lanier! Priced Thousands Below Market! Recent Area Solds: $4.4M, $4,2M, $3,2M! Buyer Bonus! 30 Day Discount! Over $96,000 In Upgrades & Improvements! No HOA! New Water Heater! New Driveway! New Exterior & Interior Paint! New Insulated Garage Door & Opener! New Roof & Gutters! Single Slip Covered Dock With Boat

  Brad Carlton BHGRE Metro Brokers

  

  7250 Timber Trail, Cumming, GA 30041
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  /59

  $799,900

  $45K PRICE DROP

  • 7 Beds
  • 4 Baths
  • 4,113 Sq Ft

  3245 Sparling St, Cumming, GA 30041

  Located in one of the best school districts and most sought-after neighborhoods, this stunning three-story home has been fully renovated from top to bottom, including new floors, fresh paint, and updated bathrooms, offering a truly move-in ready experience. The main floor features high ceilings, a spacious living room, a formal dining room, and a warm, inviting family room with a beautiful

  Saba Iranikhah Century 21 Results

  

  3245 Sparling St, Cumming, GA 30041

Showing Results 521 - 560, Page 14 of 18