Cumming, GA Homes for Sale with No HOA Fee

• 

  

  

  /65

  $715,000

  • 5 Beds
  • 4 Baths
  • 3,905 Sq Ft

  5510 Bristlecone Pine Way, Cumming, GA 30040

  Stunning Home in Sought-After West Forsyth School District Welcome to this beautifully appointed 5-bedroom, 4 bath home, ideally located just minutes from Vickery Village, Midway Park, Big Creek Greenway, and Sawnee Mountain. Enjoy the perfect blend of convenience and tranquility with shopping, dining, and top rated schools nearby. Set on a large, private lot, this home features a spacious

  Aliaa Alsafadi Keller Williams Realty Atl. Partners

  

  5510 Bristlecone Pine Way, Cumming, GA 30040
• 

  

  

  /50

  $800,000

  • 4 Beds
  • 2.5 Baths
  • 2,226 Sq Ft

  3710 Fairway Dr, Cumming, GA 30041

  Welcome to this spectacular, move-in ready home that shows like a true model home where natural light, privacy, and refined design come together effortlessly. This beautifully maintained 4-bedroom, 2.5-bath 2023-built home offers an exceptional blend of elegance, comfort, and functionality. Meticulously cared for and designed for modern living. From the moment you enter, you are welcomed by

  Stella Di Loreto BHHS Georgia Properties

  

  3710 Fairway Dr, Cumming, GA 30041
• 

  

  

  /5

  $1,750,000

  • Land
  • 5.7 Acres
  • $307,018 per Acre

  131 N Corners Pkwy, Cumming, GA 30040

  Prime Commercial Land for Development-Exceptional Location in Forsyth County! A rare investment opportunity in one of Metro Atlanta's fastest-growing areas! This highly desirable 131 North Corner Pkwy, GA 30040 property is zoned Highway Business (HB) and is strategically located just minutes from Exit 15 off Highway 400. Within walking distance to the Cumming City Center and downtown Cumming,

  Elham Mansouri Trend Atlanta Realty, Inc.

  

  131 N Corners Pkwy, Cumming, GA 30040
• 

  

  

  /23

  $1,500,000

  • 3 Beds
  • 3.5 Baths
  • 3,078 Sq Ft

  3240 Chimney Point Dr, Cumming, GA 30041

  Lake house on 1.49 acres!! In one of the area's most desirable locations, minutes from Hwy 400, shopping, and top-rated schools. This exceptional property offers a rare opportunity to create a truly custom estate. This spacious property features vaulted ceilings, a stunning floor-to-ceiling stone fireplace, and walls of windows that fill the home with natural light. All of the properties features

  Camille Allcorn Keller Williams Community Partners

  

  3240 Chimney Point Dr, Cumming, GA 30041
• 

  

  

  /22

  $395,000

  • 4 Beds
  • 3.5 Baths
  • 2,455 Sq Ft

  3595 Deep Cove Dr, Cumming, GA 30041

  Walking distance to Lake Lanier! END unit townhouse! Access to Lake, Community Dock, plus swimming pool and tennis court in subdivision! 3 Level stories townhouse with Finished Basement and 2 cars garages. New Paint all houses Remodeled/New bathrooms

  Jay Hadjaev Keller Williams Realty North Atlanta

  

  3595 Deep Cove Dr, Cumming, GA 30041
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  /74

  $750,000

  • 4 Beds
  • 2.5 Baths
  • 2,582 Sq Ft

  7055 Bannister Rd, Cumming, GA 30028

  DESIRABLE 4/2,5 FOUR-SIDED BRICK RANCH ON FULL UNFINISHED TERRACE LEVEL IS SITUATED ON 2.61 ACRES IN NORTH FORSYTH COUNTY!! Original owners are offering their custom-built home for you to enjoy as they start their next chapter. The main level provides large rooms and hardwood floors throughout (No Carpet). Enjoy the eat-in kitchen w/custom built cabinets, granite tops, farmhouse sink, stainless

  Sandra Glass Century 21 Results

  

  7055 Bannister Rd, Cumming, GA 30028
• 

  

  /61

  $749,900

  • 4 Beds
  • 2 Baths

  6010 Pilgrim Point Cir, Cumming, GA 30041

  Rare opportunities like this on the south end of Lake Lanier do not come around often. Set on nearly an acre with deep water, a large dock, and an incredibly gentle walk to the shoreline, this property offers the kind of setting buyers wait for. Whether you are searching for the perfect weekend lake house, a renovation project to create your custom retreat, or the ideal lot to build the ultimate

  Joseph Benedetto Keller Williams Community Partners

  

  6010 Pilgrim Point Cir, Cumming, GA 30041
• 

  

  /9

  $1,713,200

  • Land
  • 13.42 Acres
  • $127,660 per Acre

  0 Elmo Rd Unit 7738596, Cumming, GA 30028

  Exceptional development opportunity in highly sought-after Forsyth County featuring six estate-sized lots, each two acres or more, offering the perfect blend of privacy and upscale living. Already approved by the county and ready for immediate development, this exclusive enclave is ideally suited for a builder looking to deliver high-end custom homes in a desirable, established area. These

  Natalya Freeman Willow Bend Properties

  

  0 Elmo Rd Unit 7738596, Cumming, GA 30028
• 

  

  /93

  $1,495,000

  • 4 Beds
  • 5.5 Baths
  • 5,468 Sq Ft

  943 Newt Green Rd, Cumming, GA 30028

  A property like this rarely comes to market. Introducing 943 Newt Green Rd in Cumming, Georgia, an impeccably crafted custom chalet offering a truly rare lifestyle in the gorgeous elevations of North Georgia. While not technically located within the Hawks Ridge community, this extraordinary home overlooks the highly coveted Hawks Ridge Golf Course without the limitations of HOA restrictions.

  Meagan Farrow Keller Williams Realty Signature Partners

  

  943 Newt Green Rd, Cumming, GA 30028
• 

  

  /51

  $515,000 Open Sat 12PM - 2PM

  • 3 Beds
  • 2 Baths
  • 1,939 Sq Ft

  4950 Hyde Way, Cumming, GA 30040

  No stairs. Over an acre of flat land. A move-in-ready ranch designed for easy living. Comfortable ranch living meets space to spread out on a beautiful 1.01-acre flat lot.**This freshly updated 3-bedroom, 2-bath home offers 1,936 square feet of single-level living, making everyday life simple and functional. Inside, the home feels clean and bright. An abundance of natural light highlights the

  Joanne Snyder Bolst, Inc.

  

  4950 Hyde Way, Cumming, GA 30040
• 

  

  /6

  $176,000

  • Land
  • 0.92 Acre
  • $191,304 per Acre

  5580 Mills Ln, Cumming, GA 30040

  Create your custom dream home on this exceptional homesite, ideally suited for those seeking the perfect blend of convenience, beauty, and long-term value. Nestled in a highly desirable area, this property offers a rare opportunity to design and build a residence tailored to your vision, with ample space for thoughtful architecture and outdoor living. The lot is level & cleared providing a

  Alison Linenger Brick and Branch Real Estate

  

  5580 Mills Ln, Cumming, GA 30040
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  /92

  $1,200,000

  • 4 Beds
  • 2 Baths
  • 2,982 Sq Ft

  7691 Nicholson Rd, Cumming, GA 30028

  Gorgeous 4-bedroom, 2-bath ranch situated on a breathtaking 8.138± acre waterfront lot in North Forsyth County! Located in a prime location near Matt Town Center makes shopping and dining convenient. This stunning home showcases numerous upgrades, including luxury vinyl plank flooring, new light fixtures, fresh exterior paint, new windows, a newer roof, updated door and cabinet hardware, and

  Donald Frey Keller Williams Realty Community Partners

  

  7691 Nicholson Rd, Cumming, GA 30028
• 

  

  /35

  $335,000

  • 3 Beds
  • 2 Baths

  1370 Eaglecreek Trail, Cumming, GA 30041

  Tucked into a peaceful setting with a creek running through the property, this 3 bedroom, 2 bathroom home offers a unique connection to nature while remaining functional for everyday living. Inside, the open kitchen flows easily into the main living space, creating an inviting layout for both daily life and entertaining. The spacious primary suite provides a relaxing retreat, complete with access

  Anita Tatum Keller Williams Community Partners

  

  1370 Eaglecreek Trail, Cumming, GA 30041
• 

  

  /17

  $359,000

  • 3 Beds
  • 2 Baths
  • 1,764 Sq Ft

  3137 Glen Wallace Dr, Cumming, GA 30040

  Investment Opportunity - No HOA & No Rental Restrictions! Discover the freedom and potential of this unique 1.3-acre property, tucked away on quiet and private Glen Wallace Drive. Located in the heart of Forsyth County, this home offers the rare combination of privacy, space, and flexibility-just minutes from top-rated schools, shopping, dining, Lake Lanier, and GA 400 for easy commuting.

  Michele Williams BrightStar Realty

  

  3137 Glen Wallace Dr, Cumming, GA 30040
• 

  

  /38

  $399,900

  • 3 Beds
  • 2.5 Baths

  5760 Flint Ln, Cumming, GA 30028

  3 bedroom, 2.5 bath townhouse with open floor plan in the desirable Brookview community in North Forsyth. Spacious kitchen with island overlooking the large living room with fireplace. Oversized owner's suite with dual sinks in the bath and extra-large walk-in closet. Two secondary bedrooms with hall bath upstairs, plus laundry room and 2-car garage. Community offers swim, tennis, and playground

  Lucia Brooks eXp Realty

  

  5760 Flint Ln, Cumming, GA 30028
• 

  

  /7

  $89,900

  • Land
  • 0.34 Acre
  • $264,412 per Acre

  0 Century Dr Unit 10710944, Cumming, GA 30041

  Buildable residential lot located in an established neighborhood in Forsyth County. This approximately 0.34 acre lot offers paved road frontage and is an excellent opportunity for a custom home build or investment. Quiet setting while still being conveniently located near shopping, dining, and everyday amenities in Cumming. The property is also located just minutes from Lake Lanier, offering easy

  Benjamin Tingle eXp Realty

  

  0 Century Dr Unit 10710944, Cumming, GA 30041
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  /79

  $999,000

  • 5 Beds
  • 4.5 Baths
  • 4,761 Sq Ft

  6685 Driskell Rd, Cumming, GA 30041

  6685 Driskell Road – Private Estate Living Near Lake Lanier in Cumming, GA-Beautiful Southern Living Floor PlanWelcome to 6685 Driskell Road, a beautifully maintained custom home offering over 4,700 square feet of living space on more than two private acres in one of Cumming’s most desirable locations. Surrounded by high-end homes and mature landscape, this property offers the rare

  Candi McClamma Epique Realty

  

  6685 Driskell Rd, Cumming, GA 30041
• 

  

  /72

  $799,997

  • 4 Beds
  • 3.5 Baths
  • 4,273 Sq Ft

  7270 Flowery Branch Rd, Cumming, GA 30041

  This Lovely Family Ranch Home Features Master Suite On The Main Level Along With Two Guest Bedrooms And A Full Guest Bathroom. Situated On A .73 Acre, Totally Private Lot On A Cul-De-Sac Street, So There Is Absolutely No Drive-Thru Traffic! Priced Thousands Below Market....New Roof, New HVAC, New Exterior/Interior Paint, New Hardwood Floors, New Kitchen With New Appliances, New Bathrooms, New

  Brad Carlton BHGRE Metro Brokers

  

  7270 Flowery Branch Rd, Cumming, GA 30041
• 

  

  /41

  $440,000

  • 3 Beds
  • 2 Baths
  • 2,070 Sq Ft

  2395 Holly Branch Dr, Cumming, GA 30040

  Welcome to 2395 Holly Branch Drive - a charming ranch-style home offering true one-level living on a spacious cul-de-sac lot in Cumming. With 3 bedrooms plus a versatile office/flex room, a sunroom, and a screened porch, this thoughtfully designed layout offers the flexibility today's buyers are looking for - ideal spaces for a home office (or two), guest room, playroom, exercise room, or

  Addie Bartlett Compass

  

  2395 Holly Branch Dr, Cumming, GA 30040
• 

  

  /30

  $599,900

  • 4 Beds
  • 2.5 Baths
  • 2,271 Sq Ft

  3985 Chestnut Springs Ct, Cumming, GA 30041

  Imagine movie nights under the stars and s’mores around the fire pit in your own private backyard retreat. Set on a rare 3/4-acre fenced lot in Cumming, this home is tucked away on a quiet cul-de-sac with no HOA and convenient access to Halcyon, top Forsyth County schools, and GA-400. This wonderful home feels bright and welcoming from the moment you arrive at the classic rocking chair front

  Micheal Topor Weichert, Realtors - The Collective

  

  3985 Chestnut Springs Ct, Cumming, GA 30041
• 

  

  /31

  $218,900

  • Land
  • 0.6 Acre
  • $364,833 per Acre

  4055 Vintage Ct, Cumming, GA 30041

  Great location near Lake Lanier, this cul-de-sac lot features a gentle slope and a beautiful buildable space with private backyard views, all within walking distance to the lake.The beautiful wooded lot backs up to Corps of Engineers property with 260' of frontage, NO HOA offering plenty of options to make it your own.Bring your boat and RV with ample parking without the hassle of storing.

  Lori Cloud HomeSmart

  

  4055 Vintage Ct, Cumming, GA 30041
• 

  

  /45

  $689,900

  • 5 Beds
  • 4 Baths
  • 3,233 Sq Ft

  1030 Summerfield Dr Unit 2, Cumming, GA 30040

  Welcome to 1030 Summerfield Drive in the highly sought after Sienna neighborhood. From the moment you enter, the dramatic two-story foyer and hardwood floors throughout create a warm, elegant feel. This home has been beautifully maintained and carefully cared for. The open layout offers spacious living areas and a kitchen that flows into the main living space-perfect for entertaining. Upstairs

  Mike Reis Coldwell Banker Realty

  

  1030 Summerfield Dr Unit 2, Cumming, GA 30040
• 

  

  /70

  $1,200,000

  • 6 Beds
  • 4.5 Baths
  • 5,808 Sq Ft

  3930 Fouts Dr, Cumming, GA 30028

  Set on an expansive 2.66-acre homesite, this impressive estate offers over 5,800 square feet of thoughtfully designed living space with 6 bedrooms and 4.5 bathrooms, creating an ideal balance of comfort, scale, and versatility. The home features a fully finished terrace-level basement complete with a second kitchen, providing exceptional flexibility for entertaining, hosting guests, or creating

  Robert Cole Hester Group, REALTORS

  

  3930 Fouts Dr, Cumming, GA 30028
• 

  

  /16

  $249,900

  • Land
  • 1.35 Acres
  • $185,111 per Acre

  00 Pollys Bluff, Cumming, GA 30028

  This is the perfect spot for your dream home! This beautiful 1.35 acre corner-lot in North Forsyth is already cleared and ready for your home on peaceful Pollys Bluff, a winding, private road with large parcels and great neighbors. NO HOA! You'll feel like you're in the country, with plenty of room for chickens or small livestock, or build your workshop and plant a garden.Yet, you're still

  Dawn Hobby Harry Norman Realtors

  

  00 Pollys Bluff, Cumming, GA 30028
• 

  

  /45

  $615,000

  • 4 Beds
  • 2.5 Baths
  • 2,622 Sq Ft

  3210 Warbler Way, Cumming, GA 30041

  Welcome to this beautiful 4-bedroom, 2.5-bath home in the highly desirable Avington community, located in the top-rated Lambert High School district in South Forsyth. This well-maintained home offers a bright and functional layout perfect for both everyday living and entertaining. The main level features an open-concept floor plan with a spacious living room, abundant natural light, and a

  Megha Rangarej Fathom Realty GA, LLC

  

  3210 Warbler Way, Cumming, GA 30041
• 

  

  /55

  $799,990

  • 6 Beds
  • 4 Baths
  • 4,720 Sq Ft

  6045 Mockingbird Rd, Cumming, GA 30028

  Rare opportunity to own a private 2.18-acre creekside retreat in Forsyth County with flexible multi-generational living and no HOA—just minutes from shopping, dining, and convenient access to Highway 400. Tucked away on a quiet 2.18-acre corner lot with a peaceful creek, this spacious Forsyth County home with acreage offers the perfect blend of privacy, flexibility, and everyday convenience while

  Natalya Freeman Willow Bend Properties

  

  6045 Mockingbird Rd, Cumming, GA 30028
• 

  

  /34

  $1,795,000

  • 5 Beds
  • 3 Baths
  • 2,250 Sq Ft

  4255 Sinclair Shores Rd, Cumming, GA 30041

  ALL YEAR LONG STUNNING LAKE VIEWS**SOUTH LAKE CONVENIENCE!! This is not a seasonal view that disappears when the leaves come back. This is an unobstructed, mile-long panoramic view of open water every single day. This lake front home is perfectly positioned in one of South Lake Lanier's most sought-after locations, just minutes from GA-400 at Exit 16, on a quiet peninsula street lined with

  Brent Reeves Century 21 Results

  

  4255 Sinclair Shores Rd, Cumming, GA 30041
• 

  

  /16

  $249,900

  • Land
  • 1.35 Acres
  • $185,111 per Acre

  0 Pollys Bluff Unit 10709053, Cumming, GA 30028

  This is the perfect spot for your dream home! This beautiful 1.35 acre corner-lot in North Forsyth is already cleared and ready for your home on peaceful Pollys Bluff, a winding, private road with large parcels and great neighbors. NO HOA! You'll feel like you're in the country, with plenty of room for chickens or small livestock, or build your workshop and plant a garden. Yet, you're still

  Dawn Hobby Harry Norman Realtors

  

  0 Pollys Bluff Unit 10709053, Cumming, GA 30028
• 

  

  /48

  $999,000

  • 3 Beds
  • 5 Baths

  2320 Edgewater Rd, Cumming, GA 30041

  If you've been looking for the ultimate lake spot with infinite potential, this is it! Tucked away on a spacious corner lot in a quiet south Lake Lanier community, this custom-built home offers a perfect blend of style and lake-life convenience. You're just minutes from Bald Ridge Marina and Mary Alice Park, with plenty of room to park your toys-the massive driveway and high-ceiling garage can

  Bobby Lammert Compass

  

  2320 Edgewater Rd, Cumming, GA 30041
• 

  

  /73

  $699,000 Open Sun 2PM - 4PM

  • 5 Beds
  • 4 Baths
  • 3,382 Sq Ft

  5285 Blue Mountain Ln, Cumming, GA 30040

  Welcome to this beautifully maintained 5-bedroom, 4-bath home in the highly desirable LORING swim/tennis community in Forsyth County, featuring the popular Grayson floor plan by DR Horton. Designed with both comfort and functionality in mind, this home offers an inviting open-concept layout, abundant natural light, and stylish modern finishes throughout. The main level features luxury vinyl plank

  Sekhar Thadiparthi Sekhars Realty, LLC.

  

  5285 Blue Mountain Ln, Cumming, GA 30040
• 

  

  /24

  $625,000

  • Land
  • 0.45 Acre
  • $1,388,889 per Acre

  3570 Fleming Dr, Cumming, GA 30041

  Lake Lanier Waterfront Property with Dock - South End of the Lake, Cumming, GA. Beautiful Lake Lanier lot on the desirable south end of the lake in Cumming, GA-an ideal setting to build your dream lake home. The homesite has already been cleared and is ready to build. The property includes an approved LGP, soil test, septic permit, and a purchased water meter. It is currently in the building

  Adrienne Bedora HomeSmart

  

  3570 Fleming Dr, Cumming, GA 30041
• 

  

  /3

  $90,000

  • Land
  • 0.29 Acre
  • $310,345 per Acre

  5405 Valley Dr, Cumming, GA 30041

  Your lot is ready-to-build in the established Colonial Club Estates neighborhood. This lot has a recent boundary survey, soil report, site grading and septic plan approved with Forsyth County for a 2 bedroom 1200 square foot house. Save thousands on engineering and months of planning time. The existing older home has been removed and the site is cleared and roughly at grade. This lot is suitable

  Alex Hulsey Simple Showing Inc

  

  5405 Valley Dr, Cumming, GA 30041
• 

  

  /40

  $949,000

  • 6 Beds
  • 4.5 Baths
  • 4,500 Sq Ft

  7635 Chestnut Hill Rd, Cumming, GA 30041

  Rare opportunity to own a custom-built home on a spacious 1.3 acre lot with no HOA in the highly desirable Deer Creek Shores area on Lake Lanier's Shady Grove Peninsula. Built in 2019 with high-end craftsmanship and thoughtful design, this property offers the perfect blend of luxury, flexibility, and usable space in one of North Forsyth's most sought-after settings. With 6 bedrooms, 4 full

  Coleman Group Maximum One Premier Realtors

  

  7635 Chestnut Hill Rd, Cumming, GA 30041
• 

  

  /35

  $305,000

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  5140 Phoenix St, Cumming, GA 30041

  Move-in ready renovated cottage located in the established lake community of Shady Shores. This updated home features an open-concept layout with a remodeled kitchen, stainless steel appliances, and a convenient laundry area with stacking washer and dryer. Additional improvements include a tankless water heater, red oak hardwood floors throughout, an updated bathroom vanity, and fresh interior

  Pamela Santoro BHHS Georgia Properties

  

  5140 Phoenix St, Cumming, GA 30041
• 

  

  /16

  $299,000

  • 2 Beds
  • 1 Bath
  • 808 Sq Ft

  3560 Catalina Dr, Cumming, GA 30041

  Welcome to 3560 Catalina Drive in Cumming, GA - a bright, inviting, move-in readyhome located just minutes from Lake Lanier. This charming property is perfect as aprimary residence, weekend retreat, or investment opportunity, offering comfort,flexibility, and convenience in a desirable location. The home features a light-filled openlayout with durable vinyl flooring throughout and

  Karen Milotta Virtual Properties Realty. Biz

  

  3560 Catalina Dr, Cumming, GA 30041
• 

  

  /51

  $825,000

  • 4 Beds
  • 3 Baths
  • 4,468 Sq Ft

  6180 Bluff Heights Dr, Cumming, GA 30040

  Prepare yourself to be truly WOWED... This SPECTACULAR true RANCH style home boasts 4 bedrooms, 3 full bathrooms, a designated office on the main, a fully finished terrace level and boasts almost 4500 sq ft! Step onto the inviting front porch to welcome guests or enjoy a quiet morning moment before the day begins. Impeccably designed featuring an open-concept living space flooded with natural

  Olivia Ott REMAX Around Atlanta

  

  6180 Bluff Heights Dr, Cumming, GA 30040
• 

  

  /50

  $1,375,000

  • 4 Beds
  • 3.5 Baths
  • 3,476 Sq Ft

  2105 Kemp Dr, Cumming, GA 30041

  This rare south Lake Lanier home has everything lake buyers dream of: a private single-slip dock just 48 steps from the back door, year-round lake views from the main living areas and primary suite, and quick boat access to the main channel all while being just 5 minutes from GA-400 and Marketplace Boulevard’s restaurants and shopping. Enjoy easy boating with Lanier Islands and Margaritaville

  Teresa Smith Keller Williams Realty Atlanta Partners

  

  2105 Kemp Dr, Cumming, GA 30041
• 

  

  /88

  $1,275,000

  • 7 Beds
  • 6.5 Baths
  • 6,761 Sq Ft

  3505 Watson Rd, Cumming, GA 30028

  Privately set on a picturesque 3-acre retreat with wooded views and a tranquil pond, this exceptional Cumming estate offers space, privacy, and refined living. A long private drive leads to a grand covered porch with brick and stone details. The main level features a spacious living room with coffered ceilings and stacked stone fireplace, formal dining room, gourmet kitchen with stainless steel

  Susie Uhlich Ansley RE|Christie's Int'l RE

  

  3505 Watson Rd, Cumming, GA 30028
• 

  

  /35

  $490,000

  • 6 Beds
  • 3 Baths
  • 3,314 Sq Ft

  1605 Mountain Valley Cir, Cumming, GA 30040

  MOVE IN READY!!! Close to shopping and schools. This home has been added onto and has 3314sq.ft. It is on 1.12 acres and the lot is level

  Dianne Whitmire Promotion Realty, Inc.

  

  1605 Mountain Valley Cir, Cumming, GA 30040
• 

  

  /20

  $349,000

  • 4 Beds
  • 2 Baths
  • 2,950 Sq Ft

  6219 Heardsville Rd, Cumming, GA 30028

  Seize this exceptional opportunity to own a stunning custom home that seamlessly blends charm and modern comfort. This beautifully remodeled residence boasts warm colors and thoughtful updates throughout. The spacious kitchen and living room create an ideal setting for entertaining, while the expansive outdoor area offers endless possibilities for your dream landscape. As a unique bonus,

  Anhad Chawla Homesmart Realty Partners

  

  6219 Heardsville Rd, Cumming, GA 30028

Showing Results 121 - 160, Page 4 of 14