2,667

Cuyahoga County OH Homes for Sale

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  • /16

    $149,000

    • Land
    • 1.12 Acres
    • $133,036 per Acre

    0 Broadview Rd Unit 5192368, Broadview Heights, OH 44147

    Prime opportunity to own 1.12 acres of commercial vacant land located on Broadview Rd in Broadview Heights. This flat, level parcel offers excellent potential for a variety of commercial uses. The property features approximately 200 feet of frontage on a busy road and is conveniently located just south of Wallings Rd providing strong accessibility to surrounding communities and major roadways.

    Stacy Nugent Keller Williams Elevate

    0 Broadview Rd Unit 5192368, Broadview Heights, OH 44147
  • /48

    $314,900 Open Sat 12PM - 2PM

    • 3 Beds
    • 2.5 Baths
    • 1,709 Sq Ft

    30331 Sugar Sand Ln, North Olmsted, OH 44070

    Welcome home to this beautifully maintained 3-bedroom townhouse offering the perfect blend of comfort, style, and convenience. Featuring a highly sought-after first-floor master suite, this home provides easy living with a functional and flexible layout.The interior showcases neutral décor throughout, creating a warm and inviting atmosphere that’s move-in ready and easy to personalize. Nicely

    Sue Sasseville EXP Realty, LLC.

    30331 Sugar Sand Ln, North Olmsted, OH 44070
  • /41

    $169,900

    • 3 Beds
    • 2 Baths
    • 2,066 Sq Ft

    20732 Applegate Rd, Maple Heights, OH 44137

    SPECIAL FIRST CLASS HOME, Many Desirable Features. Ranch style Home, 3 Bedroom & 2 Full Baths. All Bedrooms on the 1st Floor with Living Rm, Dining Rm Combination or just One Big Living Room, One of the Bedrooms was designed architecturally to present itself as a Bedroom or Dining Rm. Covered & Enclosed Rear 3 Seasons Patio overlooking a over 1/3+ Acre ( Very Rare to find such beautiful .36 of an

    Bill Balcer Solid Gold Properties

    20732 Applegate Rd, Maple Heights, OH 44137
  • /34

    $220,000

    • 3 Beds
    • 2 Baths
    • 1,326 Sq Ft

    24690 Thicket Ln Unit M32, Olmsted Falls, OH 44138

    Price improvement for 24690 Thicket Lane, nestled in the highly sought-after West Grove Village community in Olmsted Falls! This well-maintained, maintenance-free condo offers flexible living with 2–3 bedrooms to suit your lifestyle. Original three bedroom now first floor bedroom is currently used as a cozy family room/den, which can easily be converted back into a first-floor bedroom if desired

    Sherry Rosbough Russell Real Estate Services

    24690 Thicket Ln Unit M32, Olmsted Falls, OH 44138
  • /50

    $499,900

    • 4 Beds
    • 3.5 Baths
    • 3,008 Sq Ft

    3305 Enderby Rd, Shaker Heights, OH 44120

    Beautifully renovated 4-bedroom, 3.5-bath home in the heart of Shaker Heights, situated on a rare double lot with a 3-car garage! This home blends classic charm with modern updates, featuring refinished original oak floors, stunning built-in cabinetry, and elegant chandeliers throughout. The fully updated kitchen offers granite countertops, shaker-style cabinets, and durable ceramic tile

    Nicholas Huscroft Chosen Real Estate Group

    3305 Enderby Rd, Shaker Heights, OH 44120
  • /36

    $155,000

    • 2 Beds
    • 2 Baths
    • 1,208 Sq Ft

    11820 Edgewater Dr Unit 915, Lakewood, OH 44107

    Experience breathtaking, panoramic views of Downtown Cleveland and Lake Erie from this beautifully maintained 2-bedroom, 2 full bath condo on Lakewood's Gold Coast! The open floor plan offers a bright, spacious living area with large windows showcasing stunning skyline and water views. The generous primary suite features a private bath and ample closet space, while the second bedroom is perfect

    Amanda Manocchio RE/MAX Above & Beyond

    11820 Edgewater Dr Unit 915, Lakewood, OH 44107
  • /36

    $399,000

    • 6 Beds
    • 2 Baths
    • 2,400 Sq Ft

    2016 Reveley Ave, Lakewood, OH 44107

    This well-maintained two-unit multi-family offers a great opportunity for both investors and owner-occupants. Both units are currently tenant-occupied and feature spacious three-bedroom layouts filled with charm and character. The first-floor unit offers three bedrooms and a full bath, with the bathroom tastefully updated in 2022. Upstairs, the second unit spans two levels, creating a unique

    Clare Gazdick Howard Hanna

    2016 Reveley Ave, Lakewood, OH 44107
  • /44

    $99,900

    • 5 Beds
    • 2 Baths
    • 2,802 Sq Ft

    16007 Huntmere Ave, Cleveland, OH 44110

    Large duplex right near the Waterloo Arts District, parks, highway entrances, and more. New roof and garage doors. Vinyl windows with glass block windows in the basement. 2800+ finished square feet across two units. Put finishing touches and cash flow in a hot area of Cleveland.

    Benjamin West Worth Clark

    16007 Huntmere Ave, Cleveland, OH 44110
  • /5

    $22,000

    • Land
    • 4,791 Sq Ft
    • $200,000 per Acre

    110 E 238th St, Euclid, OH 44123

    Imagine having a home build on this beautiful parcel & quiet street, which is located close to the Lake in the cityof Euclid, Ohio. Take a drive and a walk & absorb the lovely scenery where your new home could be built. Electric ,Gas, Water & Sewer at street, Tax abatement through the City of Euclid for new construction may be eligible.When viewing the area, please be mindful of the

    Teresa Cabell Century 21 Homestar

    110 E 238th St, Euclid, OH 44123
  • /20

    $132,900 Open Sun 2PM - 4PM

    • 2 Beds
    • 1.5 Baths
    • 1,012 Sq Ft

    6930 Carriage Hill Dr Unit 101, Brecksville, OH 44141

    PRICE REDUCED! Welcome home to this freshly painted, turn-key ready condo offering 2 bedrooms, 1.5 beautifully updated bathrooms, and over 1,000 square feet of comfortable living space. As a desirable end-unit, this home enjoys additional natural light and extra privacy, creating a warm and inviting atmosphere throughout. The kitchen is equipped with newer appliances, making day-to-day living

    Damian Johnson RE/MAX Crossroads Properties

    6930 Carriage Hill Dr Unit 101, Brecksville, OH 44141
  • /24

    $799,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,506 Sq Ft

    362 Oakmoor Ave, Bay Village, OH 44140

    Welcome to 362 Oakmoor Avenue, featuring over 2,500 square feet of living space with 4 bedrooms and 2.5 baths. The wide-open first floor offers a spacious great room with a fireplace that flows seamlessly into the dinette and kitchen, complete with a walk-in pantry. A convenient mudroom entry from the garage includes custom-built lockers for added storage and organization. Upstairs, the primary

    Greg Erlanger Keller Williams Citywide

    362 Oakmoor Ave, Bay Village, OH 44140
  • /36

    $157,000

    • 3 Beds
    • 2 Baths
    • 1,088 Sq Ft

    4529 W 150th St, Cleveland, OH 44135

    Welcome to this well-maintained and move-in ready home located in the desirable Puritas neighborhood of Cleveland! This property offers 3 bedrooms and 2 full bathrooms. The home features vinyl siding and a newer roof, providing peace of mind for years to come. Inside, you’ll find an ample kitchen with plenty of cabinet space and all appliances included, making this home truly turnkey. Ceiling

    Paula Ramirez EXP Realty, LLC.

    4529 W 150th St, Cleveland, OH 44135
  • /38

    $229,900

    • 3 Beds
    • 1 Bath
    • 1,350 Sq Ft

    17001 Laverne Ave, Cleveland, OH 44135

    Welcome home to this newly renovated brick bungalow in the heart of West Park! This 3-bedroom, 1-bath home has been thoughtfully renovated throughout with modern updates. Step inside to refinished hardwood floors, fresh paint, and stylish new light fixtures that brighten every room. The main level features two comfortable bedrooms and a fully renovated kitchen complete with brand-new cabinets,

    Sadie Haan Realuxe Ohio

    17001 Laverne Ave, Cleveland, OH 44135
  • /2

    $160,000

    • 4 Beds
    • 2 Baths
    • 1,680 Sq Ft

    5910 Pilsen Ave, Cleveland, OH 44102

    Turnkey rental property with 100% occupancy and both tenants on Section 8, offering reliable, consistent income with government-backed payments. Each unit features a spacious and functional layout, including a living room, dining room, and eat-in kitchen, providing tenants with comfortable, practical living space that supports long-term occupancy. This well-maintained property is a strong

    Franklin Schnabel Keller Williams Legacy Group Realty

    5910 Pilsen Ave, Cleveland, OH 44102
  • /8

    $263,000

    • Land
    • 1.73 Acres
    • $152,023 per Acre

    7595 Margaret Dr, North Royalton, OH 44133

    Welcome to 7595 Margaret Drive one of North Royalton’s most exclusive opportunities. Nestled in a serene, private cul-de-sac, this spacious lot offers the perfect canvas for your custom-built luxury home. With elevated terrain and breathtaking views of both sunrise and sunset, every day here begins and ends with beauty. Located in a limited development, this property promises privacy, prestige,

    Dianna Hosta Russell Real Estate Services

    7595 Margaret Dr, North Royalton, OH 44133
  • /44

    $268,500

    • 3 Beds
    • 1.5 Baths
    • 2,182 Sq Ft

    3841 Washington Blvd, University Heights, OH 44118

    Welcome home to this meticulously maintained brick colonial in the heart of University Heights. Look no further if you want an awesome floor plan, great for entertaining family & friends or just relaxing at home! The first floor includes a bright and welcoming living & dining room, a very spacious family room (totally renovated 2024), kitchen with character that has a separate breakfast nook, the

    Denise Quiggle McDowell Homes Real Estate Services

    3841 Washington Blvd, University Heights, OH 44118
  • /38

    $79,900

    • 3 Beds
    • 2 Baths
    • 1,504 Sq Ft

    983 E 141st St, Cleveland, OH 44110

    Recently updated home offering great space, flexibility, and key improvements. Features include a brand new roof (2025) along with interior updates such as vinyl flooring (2025), updated kitchen and bath cabinetry, new fixtures, doors, and lighting throughout. The home offers a spacious layout with a first-floor great room that can function as a potential first-floor bedroom, plus a walk-up attic

    Ana Trojan Key Realty

    983 E 141st St, Cleveland, OH 44110
  • /33

    $589,900

    • 3 Beds
    • 2.5 Baths
    • 2,171 Sq Ft

    2 Bratenahl Place Unit 2D, Cleveland, OH 44108

    Step into luxury lake-front living in this totally renovated 2/3 bedroom 2.5 bath. This condo awaits your finishing touches or the owner is willing to do it for you. Everything is brand new. Living and dining areas flow seamlessly, with an open-plan design perfect for entertaining. 2 full bathrooms and a half bath off the kitchen deliver elegance and comfort. Floor to ceiling windows (brand new)

    Dave Debes Century 21 Premiere Properties, Inc.

    2 Bratenahl Place Unit 2D, Cleveland, OH 44108
  • /50

    $2,500,000

    • 9 Beds
    • 7.5 Baths
    • 12,200 Sq Ft

    5400 Valley Pkwy, Brecksville, OH 44141

    Introducing an extraordinary all-brick estate set on a private, secluded 2+ acre retreat-like setting adjacent to the Metroparks. Masterfully renovated inside and out, this exceptional residence offers timeless elegance, superior craftsmanship, and extensive high-end updates throughout. Highlights include a dramatic two-story foyer with custom staircase and newer marble flooring, formal living

    Anthony Colantuono RE/MAX Above & Beyond

    5400 Valley Pkwy, Brecksville, OH 44141
  • /43

    $819,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,861 Sq Ft

    11233 N Park Place Unit 23, Cleveland, OH 44104

    Live Creekside at The Townhomes at North Park Place. WOODED VIEWS FROM ALL LEVELS. This unit is singularly unique- there's ONLY ONE DEMING FLOORPLAN AVAILABLE! This incredible END UNIT includes over 2800 square feet of luxurious living space. 3 bedrooms, 2.5 baths with the options for 4 bed, 3.5 bath. RESERVE NOW IN OUR LAST PHASE WITH PRIME LOCATION IN THE DEVELOPMENT. Enjoy huge savings with 15

    Ted Theophylactos Howard Hanna

    11233 N Park Place Unit 23, Cleveland, OH 44104
  • /39

    $259,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 1.5 Baths
    • 2,364 Sq Ft

    4021 Silsby Rd, University Heights, OH 44118

    Three bedroom, one and a half bath renovated colonial home in University Heights is a short walk from John Carroll University and of the Cedar-Center Center commercial area. This house is a wonderful value for today's market. The kitchen and all the baths in this home have been updated. The kitchen features stainless steel appliances, a breakfast bar, and granite counters with backsplash. It is a

    Cathy LeSueur Howard Hanna

    4021 Silsby Rd, University Heights, OH 44118
  • 26329 Grand View Dr, Olmsted Township, OH 44138

    $674,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,968 Sq Ft

    26329 Grand View Dr, Olmsted Township, OH 44138

    4 Bed 2.5 Bath Home in Olmmsted Falls, OH. The Belleville of Sanctuary of Olmsted, offers approximately 2,900 sq ft of open-concept living. This home features a spacious family room and kitchen with an island and breakfast bar, and a connected dining area, perfect for entertaining or to act as the central gathering space for a busy family. A first floor office conveniently located off the foyer

    Drees Homes Builder
    26329 Grand View Dr, Olmsted Township, OH 44138
  • /3

    $36,900

    • Land
    • 14,248 Sq Ft
    • $112,810 per Acre

    VL Grantwood Dr, Parma, OH 44134

    Build your dream home with your own builder on this nice deep lot. Storm sewer, gas, electric and city water all available at the street. Near major highways and plenty of shopping and schools! Don't miss this one.

    Michael Terrigno Russell Real Estate Services

    VL Grantwood Dr, Parma, OH 44134
  • /2

    $124,000

    • Land
    • 3.41 Acres
    • $36,374 per Acre

    V/L Akins Rd, Broadview Heights, OH 44149

    Build your dream home on this beautiful 3+ acre vacant lot featuring a flat buildable setting with a wooded backdrop for added privacy. Conveniently located on Akins Road between State Road and Broadview Road, this property offers the perfect blend of peaceful country living and everyday convenience. Surrounded by well-kept homes on spacious lots, yet just minutes from major highways, schools,

    Theresa Tierney-Friedl Keller Williams Chervenic Rlty

    V/L Akins Rd, Broadview Heights, OH 44149
  • /42

    $89,900

    • 1 Bed
    • 1 Bath
    • 793 Sq Ft

    12520 Edgewater Dr Unit 1108, Lakewood, OH 44107

    Welcome to Marine Towers East on the Lakewood Gold Coast. This bright and spacious 11th-floor, 1-bedroom, 1-bathroom condo offers stunning eastern views of Lake Erie and the Downtown Cleveland skyline and is completely move-in ready.This open-concept floor plan is ideal for modern lakefront living, featuring ceramic tile flooring and a beautifully updated kitchen with stainless steel

    Jeffrey Curtis Howard Hanna

    12520 Edgewater Dr Unit 1108, Lakewood, OH 44107
  • /45

    $110,000

    • 5 Beds
    • 1 Bath
    • 1,733 Sq Ft

    8110 Melrose Ave, Cleveland, OH 44103

    Vacant 5-bedroom single-family investment opportunity with strong cash flow potential and immediate rental upside. With CMHA market rent at $1,900/month for a 5-bedroom, this property offers excellent income potential once stabilized. Property needs a new hot water tank and furnace, presenting a value-add opportunity for investors to build equity and maximize returns. Ideal for investors looking

    Darren Mancuso EXP Realty, LLC.

    8110 Melrose Ave, Cleveland, OH 44103
  • /2

    $260,000

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft

    23790 Elm Rd, North Olmsted, OH 44070

    The opportunity to own a charming 3 bedrooms and 2 full bathroom home on an expansive half-acre lot in the heart of North Olmsted is now available! This home features 1300 square feet of living space and a partially finished basement. The home’s layout maximizes the space and functionality with a bright family room, dining area, and galley kitchen. There is a breezeway that leads to the 2 car

    Brian Salem EXP Realty, LLC.

    23790 Elm Rd, North Olmsted, OH 44070
  • /30

    $329,000

    • 4 Beds
    • 2.5 Baths
    • 3,077 Sq Ft

    2339 Canterbury Rd, Cleveland, OH 44118

    Beautifully renovated, 4-bedroom, 2.5 bath, Tudor style colonial loaded with upgrades and charm, new windows throughout 2025 and furnace and a/c 2026! Fabulous floor plan with many spacious rooms! Beautiful hardwood floors in the LR, DR & 3 BR's. The first floor offers a large living room with fireplace and door leading to the delightful, enclosed side porch, expansive formal dining room, huge

    Nirali Dobaria Howard Hanna

    2339 Canterbury Rd, Cleveland, OH 44118
  • /19

    $219,900

    • 3 Beds
    • 1.5 Baths

    3557 Glencairn Rd, Shaker Heights, OH 44122

    Welcome to your charming starter home or investment opportunity in the desirable Lomond neighborhood of Shaker Heights, Ohio! This lovely property features stunning original hardwood floors, an elegant wrought iron handrail, and delightful sunroom doors that open up to a spacious dining area. Enjoy cozy evenings by the fireplace and take advantage of the built-in china cabinets for all your

    Laura Lewis Cleveland Suburban Homes

    3557 Glencairn Rd, Shaker Heights, OH 44122
  • /37

    $778,500 Open Sat 12PM - 3PM

    • 3 Beds
    • 3.5 Baths
    • 3,698 Sq Ft

    12973 Clifton Blvd, Lakewood, OH 44107

    Exquisitely renovated and rich in character, this architecturally distinctive bungalow in the heart of Lakewood seamlessly blends timeless craftsmanship with elevated, lifestyle-driven living. With hints of Craftsman design and Mission Revival influence on the façade, the home makes a striking first impression, while inside, beautifully preserved millwork and thoughtful updates create a refined

    Terry Young Keller Williams Greater Metropolitan

    12973 Clifton Blvd, Lakewood, OH 44107
  • /41

    $149,900

    • 3 Beds
    • 2.5 Baths

    4388 Adrian Rd, Cleveland, OH 44121

    AUCTION! SUBMIT OFFERS NOW! Auction Start date 3-27-26, Auction end Date 5/13/2026 10:00 AM, Bids are reviewed daily, and offer may be accepted at any time, Submit Offers Now to Auctioneer, because the Seller can Sell before the Auction end Date. BID minimum increments of $3500.00. Call Auctioneer for the Current High Bid. Auction may be extended if the Seller doesn't accept an offer by the

    Carol Herzing Russell Real Estate Services

    4388 Adrian Rd, Cleveland, OH 44121
  • /36

    $155,000

    • 4 Beds
    • 6 Baths
    • 2,775 Sq Ft

    11224 Parkview Ave, Cleveland, OH 44104

    Welcome to 11224 Parkview Ave, a charming and affordable home nestled in the heart of Cleveland. This home is a cash cow! It's receiving $2050 a month in rent and is up-to-date with rent. Upstairs is rented for $1200, and downstairs is rented for $850. Property has potential to receive $2400 a month!!! This residence features 4 spacious bedrooms and 3 full bathrooms. Inside, you'll find a cozy

    Angie Lopez Keller Williams Citywide

    11224 Parkview Ave, Cleveland, OH 44104
  • /19

    $113,900

    • 3 Beds
    • 2 Baths
    • 1,570 Sq Ft

    543 E 108th St, Cleveland, OH 44108

    Opportunity awaits in this 3-bedroom, 2-bath home offering plenty of potential for customization and personalization. With a functional layout and solid footprint, this property is ideal for those looking to create a space that fits their vision or add to an investment portfolio. The home is being sold as-is, with the seller making no repairs, presenting a great chance to bring your ideas to life

    C.J. Trivisonno Keller Williams Living

    543 E 108th St, Cleveland, OH 44108
  • /44

    $448,000

    • 2 Beds
    • 1.5 Baths
    • 1,543 Sq Ft

    1814 W 30th St, Cleveland, OH 44113

    I am truly proud to present this rare & well-loved jewel of a home in the Heart of Ohio City to the market for the first time in 37 years. Step into a rare piece of Cleveland history with this enchanting circa-1870 city cottage, ideally located in the most walkable corner of the city’s most sought-after and vibrant neighborhood. Rich in character and thoughtfully maintained, this home seamlessly

    Mark Lastition Howard Hanna

    1814 W 30th St, Cleveland, OH 44113
  • /43

    $310,000 Open Sat 12PM - 3PM

    • 4 Beds
    • 1.5 Baths
    • 2,310 Sq Ft

    25291 Chatworth Dr, Euclid, OH 44117

    This 4-bedroom residence at 25291 Chatworth Dr, Euclid, Ohio, is move-in ready, boasting comprehensive updates and a violation-free status. The kitchen has been meticulously remodeled with granite countertops, stainless steel appliances, and stylish cabinetry. Additional features include a finished basement with a spacious recreation room and convenient half bath, as well as a fully finished

    Romero Phillips HomeSmart Real Estate Momentum LLC

    25291 Chatworth Dr, Euclid, OH 44117
  • /41

    $324,000

    • 3 Beds
    • 2 Baths
    • 1,796 Sq Ft

    7128 Marcelline Ct, Cleveland, OH 44125

    Don't miss your opportunity to own a fully renovated, move-in-ready century home tucked away on a quiet street in the heart of Cuyahoga Heights. This beautifully updated 3-bedroom, 2-bathroom residence offers 1,196 square feet of modern, worry-free living. Step inside to discover freshly refinished hardwood floors, fresh paint throughout, and spacious bedrooms filled with natural light, hardwood

    Diane Weseloh Keller Williams Elevate

    7128 Marcelline Ct, Cleveland, OH 44125
  • /31

    $69,500

    • Land
    • 15,947 Sq Ft
    • $189,839 per Acre

    25686 Buckthorn Rd, Bedford Heights, OH 44146

    LOCATION is KEY! Great Opportunity!! This buildable vacant land in Bedford Heights, Ohio, offers a prime opportunity to construct your dream home in a wonderful and established neighborhood. The 0.366-acre lot features a generous 132.1 feet of frontage and 139.8 feet of depth, providing ample space for various architectural designs. All utilities are already available at the site, simplifying the

    Jermaine Brooks Keller Williams Greater Metropolitan

    25686 Buckthorn Rd, Bedford Heights, OH 44146
  • /7

    $50,000

    • Land
    • 1.15 Acres
    • $43,343 per Acre

    26440 Cannon Rd, Bedford, OH 44146

    This lot offers an exceptional opportunity for development or investment in a prime location. On the boarder with Solon, the lot enjoys close proximity to parks, community center, shopping and other services. The lot encompasses 50,250 square feet, and includes a large oversized 3 car garage and 2 bedroom home to be demolished by the seller. Zoned for residential and all utilities in place, it

    Andrey Godes Keller Williams Living

    26440 Cannon Rd, Bedford, OH 44146
  • /32

    $235,900

    • 4 Beds
    • 2 Baths
    • 2,652 Sq Ft

    3878 W 134th St, Cleveland, OH 44111

    Cleveland's West Side Gem*Here's a Rare Opportunity to Own a Well Maintained Duplex that Looks like a Single but is Really a Profitable Investors Dream*Both Units Feature Spacious 2 Bedrooms and 1 Full Bath with Carefully Preserved Hardwood Floors*Classic Architecture Complemented with Newer Vinyl Siding and Energy Efficient Windows*Excellent Floor Plan with Large Windows and Inviting Living

    Charles Amato Century 21 Premiere Properties, Inc.

    3878 W 134th St, Cleveland, OH 44111
  • /17

    $165,500

    • 3 Beds
    • 1 Bath
    • 1,250 Sq Ft

    3609 Normandy Rd, Shaker Heights, OH 44120

    Welcome to Shaker Heights. Become a Real Estate Investor over night! Immediate CASHFLOW! This well located 3-bedroom, 1-bath home offers strong rental potential in a highly accessible neighborhood with convenient access to public transportation, shopping, parks, and everyday amenities. In the highly sought after community of Shaker Heights an exceptional opportunity to step into real estate

    Herlinda Bradley Keller Williams Greater Metropolitan

    3609 Normandy Rd, Shaker Heights, OH 44120

Showing Results 481 - 520, Page 13 of 18

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