Homes for Sale in 75020

• 

  

  

  /8

  $995,000

  $35K PRICE DROP

  • Land
  • 33.76 Acres
  • $29,474 per Acre

  000 Davy Ln, Denison, TX 75020

  33.759 acres with a beautiful creek with lots of hardwood trees and brush for wildlife habitat. Spring fed pond on property with good fishing. Numerous deer (150 plus) on and around the property. New private road off of Davy Lane which meanders through a beautiful pecan and oak tree bottom and opens up to savannah style landscape. Recent brush clearing on evasive elm and locust trees. The place

  Drue Bynum Benton-Luttrell Real Estate Co

  000 Davy Ln, Denison, TX 75020
• 

  

  

  /34

  $270,000

  $9K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,816 Sq Ft

  1200 W Walker St, Denison, TX 75020

  Must See this lovely updated Early American home that sits on a landscaped corner lot in Denison charming Central District. Enjoy visiting the Historic Main Street, Lake Texoma, and Eisenhower State Park close by. Inside this Home, you'll see light-filled living room and an open kitchen with quartz countertops, an oversized island, and a brand-new dishwasher and disposal. The spacious utility

  Jenny Dowdy Mitchell Home Real Estate

  1200 W Walker St, Denison, TX 75020
• 

  

  

  /40

  $415,000

  $24K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,464 Sq Ft

  3717 Fawn Meadow Trail, Denison, TX 75020

  Beautiful one-story 4 bedrooms, 3 full bath located in Destination Denison, Texas. Built by award-winning Highland Homes, adjacent to Texoma Health Foundation Park. Enjoy the convenience of living near walking trails, baseball, soccer, splash park, and covered picnic tables. The spacious living area opens to a well-quipped kitchen with a large island perfect for entertaining. High ceilings and

  

  Debbie Hudnall

  PARAGON, REALTORS

  (430) 245-7394

  3717 Fawn Meadow Trail, Denison, TX 75020
• 

  

  

  /31

  $350,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,623 Sq Ft

  5133 Westhaven Cir, Denison, TX 75020

  Step into effortless living with this beautifully maintained 3-bedroom, 2-bathroom home. Built in 2023, this 1,623 sq. ft. residence offers the perfect blend of modern efficiency and timeless style. The open concept layout is anchored by a chef-inspired kitchen featuring stone countertops and a large central island—ideal for morning coffee or evening entertaining.The primary suite serves as a

  Michelle Mikhail Fathom Realty LLC

  5133 Westhaven Cir, Denison, TX 75020
• 

  

  

  /6

  $1,690,000

  $5K PRICE DROP

  • Land
  • 22.46 Acres
  • $75,258 per Acre

  23+/- Acres Oasis Dr, Denison, TX 75020

  Prime 23-acre development opportunity in the Denison ETJ—positioned perfectly to capitalize on the explosive growth transforming Texoma. Located just 6 miles from the $7B Preston Harbor master-planned community on Lake Texoma, this property sits near what is projected to double the size of Denison. Preston Harbor features 9.5 miles of shoreline, a $100M Margaritaville resort and marina, estate

  Bill Lee eXp Realty LLC

  23+/- Acres Oasis Dr, Denison, TX 75020
• 

  

  /12

  $65,000

  • Land
  • 9,321 Sq Ft
  • $303,738 per Acre

  1709 Cathey Dr, Denison, TX 75020

  Build your dream home in one of Denison’s most convenient and desirable locations! Located at 1709 Cathey Drive, Denison, TX, this .2140-acre residential lot offers the perfect opportunity to create a custom home tailored to your lifestyle. With ample space for a thoughtfully designed residence, outdoor living area, and landscaping, this property provides the flexibility to bring your vision to

  Lisa Hitchcock Easy Life Realty

  1709 Cathey Dr, Denison, TX 75020
• 

  

  /16

  $125,000

  • Land
  • 39,508 Sq Ft
  • $137,817 per Acre

  1711 Cathey Dr, Denison, TX 75020

  Build your dream home in one of Denison’s most convenient and desirable neighborhoods! Located at 1711 Cathey Drive, this 0.907 acre residential lot offers an excellent opportunity to design a custom home tailored to your lifestyle. With plenty of space for a thoughtfully planned residence, outdoor living area, and landscaping, this property provides flexibility for both comfort and creativity.

  Lisa Hitchcock Easy Life Realty

  1711 Cathey Dr, Denison, TX 75020
• 

  

  /3

  $52,999

  $2K PRICE DROP

  • Land
  • 7,492 Sq Ft
  • $308,134 per Acre

  217 W Acheson St, Denison, TX 75020

  Build your dream home on this vacant lot located within city limits! This buildable parcel offers convenient access to local amenities, schools, shopping, and major roadways. Utilities may be available at the street. Buyer to verify zoning, building requirements, utilities, restrictions, and all development details with the city and utility providers.

  

  Nancy Torres

  C-21 DEAN GILBERT, REALTORS

  (430) 243-5887

  217 W Acheson St, Denison, TX 75020
• 

  

  /3

  $52,999

  $2K PRICE DROP

  • Land
  • 7,492 Sq Ft
  • $308,134 per Acre

  826 W Shepherd St, Denison, TX 75020

  Vacant lot located within city limits! Offers convenient access to local amenities, schools, shopping, and major roadways. Utilities may be available at the street. Buyer to verify zoning, building requirements, utilities, restrictions, and all development details with the city and utility providers.

  

  Nancy Torres

  C-21 DEAN GILBERT, REALTORS

  (430) 234-3350

  826 W Shepherd St, Denison, TX 75020
• 

  

  /40

  $799,990

  $125K PRICE DROP

  • 6 Beds
  • 4 Baths
  • 3,780 Sq Ft

  1566 Davy Ln, Denison, TX 75020

  BUYERS CAN RECEIVE UP TO A $5,000 LENDER CREDIT with preferred lender. Need space for multi-generational living, working from home, hobbies, animals, or simply room to breathe? Tucked away on 3.5 beautiful acres in Denison, this fully remodeled property offers the flexibility today’s buyers are looking for with 6 bedrooms, 4 full baths, 3,780 sqft, & a massive 60x40 workshop with room for RV

  Kristin Barnett Epique Realty

  1566 Davy Ln, Denison, TX 75020
• 

  

  /23

  $284,990

  New Construction Open Fri 3PM - 5:30PM $30K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,153 Sq Ft

  3892 Rose Hill Ct, Denison, TX 75020

  MLS# 21192047 - Built by Imagination Homes - Ready Now! ~ Imagination Homes proudly presents The Symphony — our largest single-story design, offering 4 bedrooms, 2 bathrooms, and 2,153 sq. ft. of beautifully balanced living space. Thoughtfully laid out, this home features spacious guest bedrooms and a truly expansive primary suite - stretching an impressive 21 feet deep! The luxurious primary

  Ben Caballero HomesUSA.com

  3892 Rose Hill Ct, Denison, TX 75020
• 

  

  /25

  $241,900

  Open Sun 1PM - 3PM $3K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,256 Sq Ft

  610 W Elm St, Denison, TX 75020

  Welcome to this beautifully maintained, move-in ready, 3 Bedroom, 2 Bathroom home. Step inside to find a bright, open living space with beautiful vaulted ceilings that create a spacious feel. The large backyard provides plenty of space for outdoor entertaining, gatherings, or simply relaxing under the Texas sky! Down town Denison is conveniently located just minutes away. This home has been

  Kiara Hernandez Olivas XC Realty

  610 W Elm St, Denison, TX 75020
• 

  

  /28

  $179,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,284 Sq Ft

  201 Ross Ave, Denison, TX 75020

  Welcome to 201 Ross Avenue — a charming corner-lot home in an established Denison neighborhood just a short walk to Mayes Elementary and B. McDaniel Intermediate. This 3 bedroom, 2 bath home offers a practical layout designed for everyday living. Step inside to a bright living area with updated flooring and natural light that creates a warm, inviting feel. The dedicated dining space flows

  

  Lainie Ramsey

  HBL, Realtors

  (430) 234-3052

  201 Ross Ave, Denison, TX 75020
• 

  

  /9

  $195,000

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,478 Sq Ft

  1737 W Parnell St, Denison, TX 75020

  Cul-De-Sac Alert! Enjoy peaceful living in this home that features: 4 Bedroom, 2 Full Baths, and a Dedicated Office. This One Story was recently updated to reveal an Open Floor Plan and abundant natural light. The upgraded Kitchen is highlighted by Granite Counters, Tiled Floors and a Custom Island with Granite. Entries to Kitchen, Living Room, and Doorways provide sufficient space for the

  Martha Macias-Alexander WILLIAM DAVIS REALTY

  1737 W Parnell St, Denison, TX 75020
• 

  

  /24

  $199,900

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,364 Sq Ft

  813 Glen Key St, Denison, TX 75020

  Well-maintained 4-bedroom, 2-bath home offering comfort, functionality, and space in an established Denison neighborhood. Situated on an 8,100 sq ft lot, this 1,364 sqft home features a spacious living room, a dedicated dining area, and a thoughtful layout that makes everyday living easy. The fenced backyard, shaded by mature trees, creates the perfect setting for outdoor gatherings, playtime, or

  Ryan Clevenger MainStreet Venture Partners, L

  813 Glen Key St, Denison, TX 75020
• 

  

  /40

  $189,900

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,411 Sq Ft

  2604 W Johnson St, Denison, TX 75020

  LOCATION! Move-In Ready! Modern Updates + Solar Benefits with Night light censor at front door with great savings in the Heart of Denison Come see this beautifully updated 2-bedroom, 2-bath home located in a highly desirable area of Denison, just minutes from shopping, dining, and everyday conveniences. This well-maintained home has been thoughtfully refreshed, bringing it into modern times with

  Julie Mendoza RE/MAX FIRST REALTY

  2604 W Johnson St, Denison, TX 75020
• 

  

  /18

  $239,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,356 Sq Ft

  218 Jenny Ln, Denison, TX 75020

  Super cute 3 bedroom 2 bath home with updates. Brand new windows, new roof, move-in ready. Huge kitchen and dining area with large lot. Beautifully maintained and ready for it's next family. Close to Lake Texoma and shopping in desirable school district. Priced right and ready to go!

  Kylie Trojacek StarCrest Realty

  218 Jenny Ln, Denison, TX 75020
• 

  

  /15

  $94,000

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,234 Sq Ft

  317 N Scullin Ave, Denison, TX 75020

  Investor special in the heart of Denison, Texas! This 2-bedroom, 1-bath home presents a prime opportunity for investors, flippers, or buyers ready to add value in a central, convenient location. Situated near local dining, shopping, schools, and just minutes from downtown Denison, this property offers both visibility and accessibility. With solid bones and endless potential, it’s ready for

  Michelle McCullough HBL, Realtors

  317 N Scullin Ave, Denison, TX 75020
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  /36

  $144,999

  $35K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,035 Sq Ft

  1123 W Morgan St, Denison, TX 75020

  Major Price improvement Schedule today Completely renovated and move-in ready, this stunning home has a thoughtfully updated living space on a large, deep lot in a highly desirable Denison location. This home has been extensively upgraded from top to bottom. Major system improvements include dual-pane windows, upgraded insulation in the walls and attic, a full electrical panel replacement, and a

  Wes Houx Latitude Key Inc.

  1123 W Morgan St, Denison, TX 75020
• 

  

  /25

  $299,999

  $33K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,049 Sq Ft

  1425 W Shepherd St, Denison, TX 75020

  PRICED BELOW APPRAISED VALUE!! Completely reimagined and taken down to the studs, this stunning 4-bedroom, 2-bath home offers the perfect blend of modern luxury and thoughtful design all on nearly half an acre. Everything in this home is brand new- including all plumbing, electrical, HVAC, and energy-efficient windows giving you the peace of mind of new construction with the charm of an

  Melissa Renfro Melissa Renfro Realty Group

  1425 W Shepherd St, Denison, TX 75020
• 

  

  /32

  $150,000

  • 5 Beds
  • 3 Baths
  • 2,016 Sq Ft

  501 W Collins St, Denison, TX 75020

  This 5 bedroom 3 bath home sits conveniently in the heart of Denison, minutes to schools, retail, downtown Denison, Medical and US Hwy 75. 2 large lots make up the third of an acre this home sits on, with the back yard being primarily fenced. Weather you fix it up with new carpet, paint and siding or remove the spacious doublewide and build, this home and location are amazing, with established

  Sara Jerome Vincent Realty Group

  501 W Collins St, Denison, TX 75020
• 

  

  /33

  $314,900

  $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,747 Sq Ft

  3101 S College Blvd, Denison, TX 75020

  Welcome to this charming, newer brick home that offers the perfect blend of convenience, comfort, and style! Located just minutes from Texoma Medical Center, this home is ideal for healthcare professionals or anyone working nearby. With no HOA, PID, or MUD fees, you can enjoy a worry-free lifestyle while being close to everything you need. This spacious home features a bright, open layout with an

  

  Nev Hewitt-Patterson

  RE/MAX Signature Properties

  (430) 209-2423

  3101 S College Blvd, Denison, TX 75020
• 

  

  /21

  $219,000

  • 3 Beds
  • 2 Baths
  • 1,204 Sq Ft

  712 W Bond St, Denison, TX 75020

  1900s Charmer in Denison offers a cozy blend of charm and modern comfort. With 3 bedrooms and 2 fully renovated bathrooms, it’s been thoughtfully updated while maintaining its vintage appeal. The home features new vinyl flooring, dual pane windows, ceiling fans, and recessed lighting throughout. The open kitchen has granite countertops and stainless steel appliances. The home also features a

  Rex Rhorer Coldwell Banker Apex, REALTORS

  712 W Bond St, Denison, TX 75020
• 

  

  /14

  $282,000

  $8K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,883 Sq Ft

  3912 Nature Ct, Denison, TX 75020

  Contemporary Living in The Reserve at Gateway Village Discover the perfect blend of style and convenience in this stunning 2022-built home located on a quiet cul-de-sac in the sought-after Reserve at Gateway Village. Offering 1,883 sq. ft. of thoughtfully designed living space, this 3-bedroom, 2.5-bath residence is just minutes from I-75, Texoma Medical Center, and the recreational draw of Lake

  Brad Rawlins Texoma Equity

  3912 Nature Ct, Denison, TX 75020
• 

  

  /33

  $169,000

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,268 Sq Ft

  80 Vaughn Dr, Denison, TX 75020

  Welcome to 80 Vaughn Dr, Denison, Texas 75020! This charming three-bedroom, two-bath home has been recently remodeled, paying homage to its original character with careful attention to detail. Hardwood floors span throughout, preserving the classic floor plan and offering a unique alternative to typical renovations that remove walls. This thoughtful approach retains the home’s traditional charm

  Sharles Edwards eXp Realty LLC

  80 Vaughn Dr, Denison, TX 75020
• 

  

  /19

  $108,000

  $12K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 846 Sq Ft

  1801 W Bond St, Denison, TX 75020

  Investment opportunity near downtown Denison! This 3-bedroom, 1-bath home sits on an oversized lot with access to two streets. Recent updates include a new electric breaker box, window units and recently replaced roof. With vision and creativity, this property can be transformed into a charming home or rental property. Located in a growing area with the $6B Preston Harbor Development projected to

  Jonny Carter Compass RE Texas, LLC.

  1801 W Bond St, Denison, TX 75020
• 

  

  /37

  $175,000

  • 5 Beds
  • 4 Baths
  • 3,453 Sq Ft

  516 W Morgan St, Denison, TX 75020

  Denison fix and flip opportunity! This property is a complete makeover project for an investor seeking high equity potential. Sold strictly AS-IS. This home is the perfect blank canvas for your next transformation. Located west of the historic downtown area, it offers a prime location for a high-end resale or a high-yield rental. With a traditional layout and a generous lot size, the potential

  Jessica Cortez Realty Right

  516 W Morgan St, Denison, TX 75020
• 

  

  /40

  $299,000

  $16K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,031 Sq Ft

  900 W Morgan St, Denison, TX 75020

  Discover this exceptional and unique opportunity to own two homes on one lot with this fantastic investment opportunity BELOW MARKET VALUE—perfect for investors seeking immediate cash flow. 507 S Scullin offers 2 bedrooms plus flex room, 2 bathrooms, and 1,254 sqft of living space and is tenant-occupied at $1275 per month through April 2027. This newly renovated home features an updated kitchen

  Mallory Adams OmniKey Realty, LLC.

  900 W Morgan St, Denison, TX 75020
• 

  

  /23

  $159,000

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  614 Rice St, Denison, TX 75020

  More Room Than You Expect — 2 Bedrooms, 2 Baths, and a Flexible Layout! Bright, inviting, and surprisingly spacious, this well-maintained Denison home offers comfortable living with a layout that simply works. The living area opens naturally to the kitchen, creating a space that feels connected and easy to enjoy day-to-day. Two generously sized bedrooms and two full baths provide flexibility

  

  Carol Layman

  Better Homes & Gardens, Winans

  (430) 259-6906

  614 Rice St, Denison, TX 75020
• 

  /2

  $23,000

  • Land
  • 7,492 Sq Ft
  • $133,721 per Acre

  1201 N Mirick Ave, Denison, TX 75020

  Prime vacant land opportunity located at 1201 N Mirick Ave in Denison, TX, within a rapidly developing North Texas market. This property offers excellent access to major roadways, local amenities, and area schools, and is minutes from Lake Texoma attractions, including Margaritaville Resort and the Hard Rock Café. The continued growth and investment in the Lake Texoma corridor make this an

  Patty Woessner LOVE 316 REALTY LLC

  1201 N Mirick Ave, Denison, TX 75020
• 

  /2

  $23,000

  • Land
  • 7,492 Sq Ft
  • $133,721 per Acre

  1200 N Mirick Ave, Denison, TX 75020

  Prime vacant land opportunity located at 1200 N Mirick Ave in Denison, TX, within a rapidly developing North Texas market. This property offers excellent access to major roadways, local amenities, and area schools, and is minutes from Lake Texoma attractions, including the future Margaritaville and the Hard Rock Café. The continued growth and investment in the Lake Texoma corridor make this an

  Patty Woessner LOVE 316 REALTY LLC

  1200 N Mirick Ave, Denison, TX 75020
• 

  

  /4

  $48,000

  • Land
  • 13,111 Sq Ft
  • $159,468 per Acre

  TBD W Johnson St, Denison, TX 75020

  Residential lot zoned SF-5, offering an excellent opportunity to build in an area experiencing new home development. This lot is well-suited for a single-family residence. Convenient location with nearby utilities (buyer to verify availability), and easy access to local amenities, schools, and major thoroughfares. Ideal for builders or buyers looking to construct a custom or spec home in an

  

  Clay Gilbert

  C-21 DEAN GILBERT, REALTORS

  (430) 258-2028

  TBD W Johnson St, Denison, TX 75020
• 

  /2

  $1,250,000

  • Land
  • 10 Acres
  • $125,000 per Acre

  1015 Waters Edge Dr, Denison, TX 75020

  9 Lots, excluded one with the house.This is part of a new private, gated subdivision of 1+ acre lots with multiple available. It is located across the road from the newly planned $6 billion Preston Harbor development with Margaritaville Resort coming in 2026 in Denison, Texas. This community sits just outside the entrance of Grandpappy Point Marina. It is just a short drive to downtown Denison

  Linda Cook Steve Cook & Co, REALTORS

  1015 Waters Edge Dr, Denison, TX 75020
• 

  

  /40

  $235,000

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,751 Sq Ft

  618 Star St, Denison, TX 75020

  Fully renovated and expanded 4-bed, 2-bath home in Denison with approximately 1,000 SF of added living space. Complete 2024 rehab includes new roof, updated electrical, new insulation, new windows, and new HVAC system. Interior is fully finished and move-in ready with a functional, modern layout. Situated on a large lot with room for outdoor use or future improvements. Major systems already

  Sharles Edwards eXp Realty LLC

  618 Star St, Denison, TX 75020
• 

  

  /22

  $269,990

  New Construction Open Fri 3PM - 5:30PM $40K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,056 Sq Ft

  3884 Rose Hill Ct, Denison, TX 75020

  MLS# 21168494 - Built by Imagination Homes - Ready Now! ~ Imagination Homes presents The Chorus — a spacious and functional single-story home with 4 bedrooms, 2 bathrooms, and 2,056 sq. ft. of beautifully designed living space. Step into an inviting open-concept layout that seamlessly blends everyday comfort with thoughtful design. The heart of the home is the expansive family room, which flows

  Ben Caballero HomesUSA.com

  3884 Rose Hill Ct, Denison, TX 75020
• 

  

  /38

  $384,000

  $5K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 3,458 Sq Ft

  1123 W Gandy St, Denison, TX 75020

  Beautiful historic home with lots of spacious rooms and a fun surprise! The charm of yesteryear shines through in the high ceilings, pocket doors, dormers in the bedrooms, and original baseboards and trim. You'll love the inviting front porch and the expansive back deck - plenty of room to entertain, inside or out. Almost 3500 sf provides 3 large living areas and 2 bonus rooms on the second

  Jennifer Knott RE/MAX Signature Properties

  1123 W Gandy St, Denison, TX 75020
• 

  

  /20

  $193,400

  $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,050 Sq Ft

  112 N Imperial Dr, Denison, TX 75020

  This single family home features 3 bedrooms, 2 bathrooms, a two car garage, and a practical layout designed for easy living. The brick exterior adds durability and curb appeal, while built in bookshelves bring character and storage to the interior living space. A new roof was installed September of 2022. Windows are newish. The home has a generous backyard where mature trees form a natural

  Monica Bronson Better Homes & Gardens, Winans

  112 N Imperial Dr, Denison, TX 75020
• 

  

  /12

  $175,000

  • Land
  • 40,075 Sq Ft
  • $190,217 per Acre

  6914 Farm To Market 120, Denison, TX 75020

  Nice oppurtunity for just under an acre on FM 120 at the end of HWY 1417. Busy area with lots of potential.

  Thomas Moore RangePoint Realty, LLC

  6914 Farm To Market 120, Denison, TX 75020
• 

  

  /13

  $49,000

  • Land
  • 7,492 Sq Ft
  • $284,884 per Acre

  TBD 1 S Lillis Ln, Denison, TX 75020

  Great buildable lot in the up an coming city of Denison Tx. This lot is in a highly desirable area with easy accessto Hwy 75, Gateway Village, Historic award winning Downtown Denison, and beautiful Waterloo. Bring your plans and build for yourfuture!

  Jeff Dowden Real Broker, LLC

  TBD 1 S Lillis Ln, Denison, TX 75020
• 

  

  /7

  $1,050,795

  • Land
  • 36.88 Acres
  • $28,495 per Acre

  1701 Sears Rd, Bells, TX 75020

  Great investment property in fast growing Grayson County (Bells, TX); only 22 minutes drive time to the new semiconductor manufacturing facilities in Sherman. Property has 1,500 feet of road frontage along Sears Rd. Ideal size of 36.8 AC comprised of two tracts: 20 AC & 16.8 AC.There is a 4 inch water line running along Sears Rd.

  Preston Whisenant Whisenant Properties, Inc.

  1701 Sears Rd, Bells, TX 75020

Showing Results 241 - 280, Page 7 of 10