2,610

Homes for Sale near Polaris Elementary School

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  • /44

    $599,900

    • 2 Beds
    • 4 Baths
    • 1,234 Sq Ft

    2330 Eliot St Unit 5, Denver, CO 80211

    Welcome to the Eliot at Jefferson Park and this amazing opportunity to own for under 600k! This is the only new construction in one of the hottest walkable neighborhoods Jefferson Park! You are steps away from the park, Briar Commons and all of the hip options on 25th just a block away. These urban custom homes at the Eliot feature gorgeous finishes, stainless appliance package and we are selling

    Jesse Sehlmeyer Vintage Homes of Denver, Inc.

    2330 Eliot St Unit 5, Denver, CO 80211
  • /12

    $320,000

    $24K PRICE DROP
    • Land
    • 6,098 Sq Ft
    • $2,285,714 per Acre

    1385 W Byers Place, Denver, CO 80223

    Positioned in the heart of Denver's rapidly transforming west-side corridor, this vacant parcel presents an outstanding opportunity for builders, developers, investors, and visionaries alike. Zoned I-MX-3 (Industrial Mixed-Use, 3-story maximum height), the property offers exceptional flexibility for a variety of residential, commercial, and mixed-use development possibilities. Located just

    James Wanzeck RE/MAX Professionals

    1385 W Byers Place, Denver, CO 80223
  • /29

    $229,900

    $30K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 711 Sq Ft

    1050 N Corona St Unit 105, Denver, CO 80218

    Welcome to this stylish, sun-drenched 1-bedroom, 1-bath condo in the heart of Capitol Hill’s mid-century gem — 1050 N Corona Street. Featuring an open-concept layout, this inviting home boasts durable laminate flooring throughout the living and dining areas, offering a sleek, modern look with easy maintenance. The kitchen is outfitted with granite tile countertops, ample cabinet storage, and a

    Christopher Wahlen Wahlen Properties

    1050 N Corona St Unit 105, Denver, CO 80218
  • /50

    $1,595,000

    $155K PRICE DROP
    • 5 Beds
    • 3.5 Baths
    • 3,487 Sq Ft

    1373 S Garfield St, Denver, CO 80210

    This well priced modern Denver Square in the Cory-Merrill neighborhood offers 3400 square feet of well-designed living space. Built in 2017, the home features thoughtful upgrades throughout. The main floor includes an office, dining area, and great room with a built-in gas fireplace. The kitchen is designed for both function and style, with modern white cabinetry, an expanded island, gas stove,

    Michael T Mahoney Compass - Denver

    1373 S Garfield St, Denver, CO 80210
  • /50

    $725,000

    $474K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 3,625 Sq Ft

    467 Harrison St, Denver, CO 80206

    LUXURY LIVE AUCTION! BIDDING TO START FROM PRICE OF $725,000!! Experience the best of Cherry Creek living-without the premium price tag. This expansive 3,626 sq. ft. half-duplex offers luxury, space, and functionality in one of Denver's most sought-after neighborhoods. Thoughtfully designed and beautifully remodeled, the home features four spacious bedrooms, including one configured as a private

    Austin Peterson Apex Real Estate Solutions

    467 Harrison St, Denver, CO 80206
  • /42

    $860,000

    $115K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,514 Sq Ft

    3433 N Gaylord St, Denver, CO 80205

    Modern Denver Living with a Seller-Funded Temporary Rate Buydown!This beautifully maintained 4-bedroom, 3-bath home offers 2,514 square feet of thoughtfully designed living space, stylish finishes, and move-in-ready comfort. Even better, the seller is offering a temporary interest rate buydown to help reduce the buyer’s initial monthly payments. A new roof was installed on both the home and

    Robert Verity Realty One Group Premier

    3433 N Gaylord St, Denver, CO 80205
  • /49

    $675,000

    $25K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,481 Sq Ft

    2280 Newland St, Edgewater, CO 80214

    Welcome to this charming and character-filled brick ranch in the heart of Edgewater. Offering 4 bedrooms, 2 bathrooms and 2,481 finished square feet, this lovingly maintained home features a finished basement, detached two-car garage and a spacious backyard designed for gathering, gardening and play. Recent improvements include a new roof, new sump pump, newly refinished floors in upstairs

    Samantha Gilbert Corken + Company Real Estate Group, LLC

    2280 Newland St, Edgewater, CO 80214
  • /43

    $2,625,000

    • 4 Beds
    • 3.5 Baths
    • 3,570 Sq Ft

    360 Adams St, Denver, CO 80206

    Located on a prime block in the heart of Cherry Creek North, 360 Adams Street is a beautifully remodeled home with a clean, contemporary interior and a thoughtful floorplan. With a full stud-down rebuild in 2016, the home has been meticulously cared for by the Sellers.The main level centers around the kitchen and family room, with hardwood floors, a wall of windows, and large sliding

    Josh Horwitz Capital Property Group LLC

    360 Adams St, Denver, CO 80206
  • /26

    $575,000

    $24K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 1,027 Sq Ft

    4316 Tennyson St Unit 1, Denver, CO 80212

    Fully furnished turn-key stunning End-Unit Property in the Heart of Denver's Most Vibrant Neighborhood. Nestled in the lively Tennyson/Berkeley area, this remarkable property seamlessly blends modern elegance with urban charm, and views from the roof deck! Just steps away from Denver's finest restaurants and nightlife, this home features double-pane windows that ensure a tranquil and peaceful

    Christy Schneider HomeSmart

    4316 Tennyson St Unit 1, Denver, CO 80212
  • /25

    $532,000

    $7K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,367 Sq Ft

    3249 W Fairview Place Unit 111, Denver, CO 80211

    Set within the iconic 1919 Tilden School building, this two-story condo in the Highlands offers a rare opportunity to experience historic Denver architecture paired with modern, design-forward living. Located in one of Denver’s most sought-after neighborhoods, this Highlands condo places you just moments from Highlands Square, local coffee shops, restaurants, boutiques, and quick access to

    Kelsea Imanuel Slifer Smith and Frampton Real Estate

    3249 W Fairview Place Unit 111, Denver, CO 80211
  • /34

    $410,000

    $65K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 972 Sq Ft

    4160 Sheridan Blvd, Denver, CO 80212

    RARE OPPORTUNITY TO OWN A 3-BEDROOM SINGLE-FAMILY HOME IN NORTHWEST DENVER AT AN APPROACHABLE PRICE POINT! This charming ranch offers a combination that's increasingly difficult to find—three main-level bedrooms, a private fenced backyard, off-street parking, no HOA, and major system updates already completed.Step inside to a bright living room filled with natural light and warm wood

    Corey Vincent Keller Williams Action Realty LLC

    4160 Sheridan Blvd, Denver, CO 80212
  • /27

    $495,000

    • 2 Beds
    • 1 Bath
    • 844 Sq Ft

    1052 Lipan St, Denver, CO 80204

    Charming 19th century home in the heart of Denver! This 2-bedroom single-family house is located minutes from downtown Denver and just 4 blocks from the future Broncos Stadium site. Inside you'll find spacious living and dining areas with hardwood floors and much of the original character. The kitchen features updated counters and cabinetry, stainless steel appliances, and space for a butler's

    Benjamin Potter West and Main Homes Inc

    1052 Lipan St, Denver, CO 80204
  • /21

    $275,000

    $19K PRICE INCREASE
    • 2 Beds
    • 1 Bath
    • 953 Sq Ft

    1427 Uinta St, Denver, CO 80220

    This home is part of an AFFORDABLE HOMEOWNERSHIP PROGRAM through Elevation Community LandTrust(ECLT)**** AGENTS PLEASE READ THE PRIVATE REMARKS BEFORE SCHEDULE A SHOWING*********** Did you know that East Colfax is going through a massive revitalization process? Do not miss theopportunity to own a home in an area where your equity will skyrocket in the years to come. If you are interested

    Tania Carter Keller Williams DTC

    1427 Uinta St, Denver, CO 80220
  • /47

    $705,000

    • 3 Beds
    • 3 Baths
    • 1,398 Sq Ft

    3550 N Vine St, Denver, CO 80205

    Welcome to this beautifully renovated bungalow in the heart of the Cole neighborhood, where timeless charm meets modern style. This home has been renovated from top to bottom and seamlessly blends classic character with contemporary finishes. The open layout welcomes you with natural light and a warm atmosphere that's ready to enjoy. The stunning redesigned kitchen where every detail has been

    Zac Nelson Compass - Denver

    3550 N Vine St, Denver, CO 80205
  • /49

    $1,850,000

    • 5 Beds
    • 4 Baths
    • 4,012 Sq Ft

    4805 W 31st Ave, Denver, CO 80212

    A rare 9,450 square-foot triple lot sets this West Highlands home apart, offering outdoor space, privacy, and flexibility seldom found in the neighborhood. Recently renovated and truly move-in ready, the property pairs its large lot with mountain views, an oversized two-car garage, and a walk-out lower level with a private lock-off suite. Completely renovated in 2019, the home blends original

    Jonathan Lopez Kentwood Real Estate DTC, LLC

    4805 W 31st Ave, Denver, CO 80212
  • /10

    $289,990

    New Construction
    • 1 Bed
    • 1 Bath
    • 500 Sq Ft

    Starla Plan at The Scene at Sloan's Lake, Denver, CO 80214

    Welcome to the Starla, a stylish one-bedroom, one-bathroom condo located in Buildings A, B, and C, right in the heart of Sloan's Lake. We are excited to offer 27 available units, each with one of 11 unique floor plan variations. These units may include features such as private balconies, extended sink areas, and customized shower layouts as standard.The open-concept design seamlessly integrates

    Lokal Homes Builder
    1634 Sheridan Blvd Unit 36488660, Denver, CO 80214
  • /16

    $129,000

    $13K PRICE DROP
    • 1 Bath
    • 389 Sq Ft

    1265 Colorado Blvd Unit 9, Denver, CO 80206

    Come see this efficiency studio in a prime Congress Park location. Within walking distance of the shops and restaurants at 8th and Colorado, close to Trader Joe's, Sprouts and all the shops and restaurants along Colfax, and a 10 minute walk to city park, this condo is in the heart of the city. It is also right near Rose Medical Center and to the upgraded transportation infrastructure being

    Sarah Garratt Your Castle Real Estate Inc

    1265 Colorado Blvd Unit 9, Denver, CO 80206
  • /39

    $235,000

    • 1 Bed
    • 1 Bath
    • 706 Sq Ft

    100 Park Ave W Unit 903, Denver, CO 80205

    *Urban Living with RESORT-STYLE Perks! Welcome to 100 Park Avenue #903 — a stylish one-bedroom, one-bath condo that puts the best of Denver right at your doorstep. With 706 sq. ft. of smartly designed space and a LARGE private balcony, this home offers the perfect mix of comfort and city vibes. Inside, you’ll find a bright and open layout! Plenty of room to relax, recharge, or entertain. But the

    Kristen Spagnoletti West and Main Homes Inc

    100 Park Ave W Unit 903, Denver, CO 80205
  • /42

    $749,900

    $40K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 1,811 Sq Ft

    1922 W 38th Ave, Denver, CO 80211

    HUGE PRICE REDUCTION!! Welcome to 1922 (well back and protected from) 38th Ave. This home features contemporary open concept design, hardwoods, a rooftop deck with epic views into downtown Denver. It's walking distance to everything in LoHi and Sunnyside. Enter on the ground level and find a flex space that could be a bedroom, a yoga area, or office. You'll also find a half bath and an oversized

    Martin Anderson Compass - Denver

    1922 W 38th Ave, Denver, CO 80211
  • /36

    $339,000

    $26K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,067 Sq Ft

    777 N Washington St Unit 508, Denver, CO 80203

    Welcome to this sweet move in ready condo in Capitol Hill Denver! Spread out in this spacious 5th floor space. The living room is big enough for just about any size furniture , there’s room for a dining room, and cozy up at night by your wood-burning fire place or in one of 2 large bedrooms. Storage is abundant, 2 closets in the primary , closets in hallway and entrance, and an additional deeded

    Kathi Spencer Keller Williams Advantage Realty LLC

    777 N Washington St Unit 508, Denver, CO 80203
  • /17

    $325,000

    $35K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 880 Sq Ft

    5457 E 36th Ave, Denver, CO 80207

    **Full duplex available for purchase** This 2-bedroom, 1-bath half duplex is located in the heart of Northeast Park Hill, one of Denver’s established residential neighborhoods. The open main floor features wood flooring throughout and flows into a large kitchen offering generous preparation space and ample storage.The home includes two well-sized bedrooms that share a full bathroom, providing

    David Jimenez Greenwood Estates Realty LLC

    5457 E 36th Ave, Denver, CO 80207
  • /2

    $199,000

    $90K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,054 Sq Ft

    610 Quitman St, Denver, CO 80204

    LAND / REDEVELOPMENT OPPORTUNITY – WEST DENVER! 6,260 SF lot with existing 1908 house and detached garage. Excellent opportunity for builders, developers, and investors looking for their next project near Downtown Denver with convenient access to major highways and the mountains. PROPERTY AND ALL EXISTING STRUCTURES ARE SOLD STRICTLY AS-IS. NO ACCESS TO THE HOUSE OR GARAGE. DO NOT ENTER. Seller

    Nancy Pallares Megastar Realty

    610 Quitman St, Denver, CO 80204
  • /48

    $250,000

    $10K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 580 Sq Ft

    1845 Kendall St Unit 109A, Lakewood, CO 80214

    There's an ease to this ground level residence, where thoughtful updates and a intuitive layout create a home that lives comfortably and efficiently. Set in Plaza Del Lago, this condo offers a low maintenance lifestyle with a sense of quiet retreat. An enclosed private patio welcomes the approach, creating a dedicated outdoor space for morning coffee or relaxed evenings. Inside, the main living

    Lori Chavez Real Broker, LLC DBA Real

    1845 Kendall St Unit 109A, Lakewood, CO 80214
  • /50

    $915,000

    • 3 Beds
    • 3.5 Baths
    • 2,051 Sq Ft

    3735 Kalamath St Unit 2, Denver, CO 80211

    Positioned in the heart of LoHi, this corner-unit townhome offers an elevated blend of contemporary design, abundant natural light and exceptional outdoor living. One of just 16 residences in the community, this larger floorplan provides a generous sense of space, complemented by high ceilings, wide windows and engineered hardwood flooring. The main level pairs a sunlit dining area with a

    Samantha Heyer Milehimodern

    3735 Kalamath St Unit 2, Denver, CO 80211
  • /28

    $1,000,000

    • 3 Beds
    • 2 Baths
    • 1,652 Sq Ft

    3434 Tejon St Unit 201, Denver, CO 80211

    Iconic, Rare End-Unit LoHi CondoSet in the heart of LoHi, one of Denver's most vibrant and sought-after neighborhoods, this stunning original-owner condo is the one you've been waiting for. Immaculately maintained and living far larger than its footprint suggests.Step inside and expansive floor-to-ceiling windows on the west side flood the home with natural light, highlighting real

    Ronda Chapleski Compass - Denver

    3434 Tejon St Unit 201, Denver, CO 80211
  • /18

    $545,000

    $50K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,283 Sq Ft

    1625 Larimer St Unit 2501, Denver, CO 80202

    Experience the best of downtown living in this beautiful 25th-floor condo at Barclay's! Sweeping city views and modern updates throughout, this two bedroom, two bath unit features updated flooring, bathrooms, and a newly opened floor plan that enhances the home's light, flow, and functionality. You will love living in arguably the best location in Downtown Denver - 16th and Larimer! With

    Bianca Griffith RE/MAX of Boulder, Inc

    1625 Larimer St Unit 2501, Denver, CO 80202
  • /47

    $1,419,000

    $30K PRICE DROP
    • 3 Beds
    • 5 Baths
    • 2,795 Sq Ft

    4254 E 8th Place, Denver, CO 80220

    Rare opportunity to own a sophisticated urban residence in Denver’s highly sought-after 9+CO neighborhood with exclusive seller financing available — seller willing to carry up to $1M at attractive 5% terms with 20-year amortization and 5-year balloon for qualified buyers. An exceptional alternative to traditional jumbo financing.Designed for elevated city living, this spectacular row

    Lisa Paterson Madison & Company Properties

    4254 E 8th Place, Denver, CO 80220
  • /35

    $950,000

    • 3 Beds
    • 2 Baths
    • 1,940 Sq Ft

    30 S Grant St, Denver, CO 80209

    Vibrant Victorian // Step into a piece of Denver history that feels entirely new. Thoughtfully reimagined with 200K in updates over the past 4 years, creating a space where period character meets high-end modern design. The main level greets you with an airy living room showcasing a functional gas fireplace, open floor plan defined by soaring ceilings and natural light. New white oak hardwood

    Andrew Goldberg Compass-Denver

    30 S Grant St, Denver, CO 80209
  • /20

    $539,900

    $35K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,680 Sq Ft

    45 S Yates St, Denver, CO 80219

    Rare opportunity to own a beautifully updated 4-bedroom home with a finished basement, oversized two-car garage, and private backyard, all at an exceptional value in Denver. This move-in ready brick ranch offers the space, flexibility, and modern updates today's buyers are searching for. The bright main level features an updated kitchen, comfortable living spaces, and well-appointed bedrooms,

    Denise Smith Your Castle Real Estate Inc

    45 S Yates St, Denver, CO 80219
  • /3

    $525,000

    $124K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,765 Sq Ft

    141 N Pennsylvania St, Denver, CO 80203

    Major price adjustment—now $525,000! Renovation opportunity in Denver’s established Speer neighborhood near downtown, restaurants, shopping, parks and city amenities. This classic 1911 brick property sits on a corner lot and offers excellent potential for an investor, contractor or buyer with vision. Historic character includes original decorative stained-glass windows. The property has two

    Sheri Reynolds 2415 Property Solutions Inc

    141 N Pennsylvania St, Denver, CO 80203
  • /17

    $3,925,000

    $175K PRICE DROP
    • Land
    • 22,215 Sq Ft
    • $7,696,078 per Acre

    19 Polo Club Dr, Denver, CO 80209

    Rarely does Denver's most exclusive enclave offer a shortcut like this: one of the last remaining lots with a fully shovel ready opportunity to build new, bypassing the significant time spent on planning and approvals. Polo Club itself is a masterfully planned private community, heavily wooded and meticulously maintained, lending a sense of rural ease that feels worlds away, even as it sits in

    Megan Harper Milehimodern

    19 Polo Club Dr, Denver, CO 80209
  • /19

    $450,000

    Open Fri 5PM - 7PM $25K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 822 Sq Ft

    3750 Yates St, Denver, CO 80212

    Experience the best of Northwest Denver living in the highly desirable West Highland neighborhood, where charm, convenience, and a vibrant community come together. Tucked away with added privacy from the street, this inviting property offers a comfortable setting in one of the city's most sought-after locations. With no HOA and a party wall agreement, you'll enjoy a low-maintenance lifestyle

    Cara Gurule 8z Real Estate

    3750 Yates St, Denver, CO 80212
  • /11

    $419,900

    • 1 Bed
    • 1.5 Baths
    • 802 Sq Ft

    1014 Depew St, Lakewood, CO 80214

    Incredible opportunity to own an incoming producing townhome from day 1. This property has been rented on AirBNB for the last 5 years and last year it grossed just over $50K! Inside you will find a modern, open concept main level with spacious kitchen and comfortable living room area. Stainless steel appliances, abundant cabinetry and a large pantry provide all you need for serving up some

    Michael Olson Real Broker, LLC DBA Real

    1014 Depew St, Lakewood, CO 80214
  • /48

    $2,395,000

    $100K PRICE DROP
    • 6 Beds
    • 5 Baths
    • 6,097 Sq Ft

    661 N Franklin St, Denver, CO 80218

    For more than 30 years, this home has been the backdrop for holidays, celebrations, neighborhood gatherings, and everyday moments, and it's easy to understand why.Built in 1909, this beautifully maintained home showcases the craftsmanship and character that define Denver's historic homes. Original millwork, leaded and stained glass, French doors, built-ins, fireplaces, and beautifully

    Lucy Jones HomeSmart Realty

    661 N Franklin St, Denver, CO 80218
  • /41

    $397,500

    • 2 Beds
    • 1 Bath
    • 1,113 Sq Ft

    277 N Broadway Unit 209, Denver, CO 80203

    There is nothing cookie-cutter about this one. Set in Baker Commons in the heart of one of Denver's coolest urban neighborhoods, this 2-bedroom loft-style condo delivers 1,113 square feet of character, light, and seriously good city living. Soaring ceilings, exposed ductwork, polished concrete floors, and walls of oversized windows give the space its industrial edge, while an open, airy floor

    Liz Poladsky Compass-Denver

    277 N Broadway Unit 209, Denver, CO 80203
  • /50

    $1,730,000

    $20K PRICE DROP
    • 4 Beds
    • 5 Baths
    • 3,821 Sq Ft

    67 S Garfield St, Denver, CO 80209

    Modern Cherry Creek luxury living at its finest. This exceptional half duplex, built in 2015 and lovingly maintained by its original owner, delivers sophisticated design, remarkable space, and an enviable walk-to-everything location. Natural light pours throughout the thoughtfully designed interior, highlighting beautiful updates and modern architectural details. The main level features a stylish

    Jennifer Bozarth Colorado Premier Properties

    67 S Garfield St, Denver, CO 80209
  • /24

    $1,175,000

    • 3 Beds
    • 2 Baths
    • 2,080 Sq Ft

    1531 E Alameda Ave, Denver, CO 80209

    An exciting opportunity is here again! This beautiful property is back on the market and ready to welcome its next owner! Step into this fully remodeled 1905 cottage-style home, where timeless charm meets modern sophistication—and a rare opportunity for exceptional investment returns. Just two blocks from Washington Park and minutes from Cherry Creek’s shopping, dining, and nightlife, this

    Mariafe Choi Brokers Guild Homes

    1531 E Alameda Ave, Denver, CO 80209
  • /39

    $232,000

    $5K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 957 Sq Ft

    5300 E Cherry Creek South Dr Unit 1211, Denver, CO 80246

    Beautifully maintained 2 bedroom end-unit condo in the desirable Cherry Creek Village community! This inviting home offers the ease of single-level living with no stairs and a cozy, private feel throughout. Refreshed with fresh new paint, creating a bright and welcoming atmosphere that feels move-in ready from the moment you step inside.Enjoy peaceful mornings or relaxing evenings on the

    Olga Telesin EXIT Realty DTC, Cherry Creek, Pikes Peak.

    5300 E Cherry Creek South Dr Unit 1211, Denver, CO 80246
  • /8

    $200,000

    • Land
    • 5,227 Sq Ft
    • $1,666,667 per Acre

    4774 Vine St, Denver, CO 80216

    Fantastic opportunity to own a buildable lot zoned for a duplex. Ideal for investors, developers, or anyone looking to create long term multi family income.The lot is currently operating as a parking lot and generating $1,000 per month in income, providing immediate cash flow while you plan future development.The duplex next door is also available for purchase. Buy both properties

    Zuzana Zitna Keller Williams Integrity Real Estate LLC

    4774 Vine St, Denver, CO 80216
  • /30

    $320,000

    • 2 Beds
    • 1.5 Baths
    • 707 Sq Ft

    1243 Vine St Unit 6, Denver, CO 80206

    Just two blocks from Cheesman Park, this welcoming residence offers an exceptional opportunity to enjoy one of Denver's most treasured neighborhoods. Hardwood floors bring warmth and character throughout, while the seamless flow between the kitchen and living spaces supports both everyday living and easy entertaining. Featuring two bedrooms, two baths, tandem parking for two vehicles, and a

    Jesse Stathis Slifer Smith and Frampton Real Estate

    1243 Vine St Unit 6, Denver, CO 80206

Showing Results 561 - 600, Page 15 of 18

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