1,731

Denver, CO Homes for Sale under $700,000

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  • /11

    $419,950

    • 2 Beds
    • 2.5 Baths
    • 1,463 Sq Ft

    5535 Killarney Ct, Denver, CO 80249

    Stunning Views & Unbeatable Location in Green Valley Ranch!Charming Green Valley Ranch home on private corner cul-de-sac lot! Vaulted ceilings, stainless appliances & flexible multi-level layout w/bedrooms on separate floors. Stunning golf course, mountain & sunset views from private 2nd-story deck! Covered patio, storage shed & 2-car garage. Walk to golf course & trails. Easy access to DIA &

    Farid Bayot HomeSmart

    5535 Killarney Ct, Denver, CO 80249
  • /23

    $589,900

    $10K PRICE DROP
    • 5 Beds
    • 2 Baths
    • 2,009 Sq Ft

    4204 W Roanoke Place, Denver, CO 80236

    Welcome to this spacious five-bedroom, two-bathroom home offering the perfect blend of comfort, functionality, and location. Situated in a desirable Denver neighborhood, this home features a versatile floor plan with generous living spaces designed for both everyday living and entertaining. An added bonus is the fully paid-off solar system, offering the benefits of energy efficiency with no

    Cesar Peña LPT Realty

    4204 W Roanoke Place, Denver, CO 80236
  • /50

    $550,000

    $45K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,236 Sq Ft

    4244 Umatilla St, Denver, CO 80211

    Back on the market, creating a rare second chance for buyers who may have missed it the first time! Victorian charm meets effortless urban living in this inviting Sunnyside home, ideally situated on a quiet, tree-lined block just around the corner from Chaffee Park. On the market for the first time in over 23 years, this residence offers an excellent entry-level opportunity to own in one of

    Beth Sand LIV Sotheby's International Realty

    4244 Umatilla St, Denver, CO 80211
  • /31

    $524,990

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,315 Sq Ft

    2020 S Holly St Unit 3, Denver, CO 80222

    The Hub is officially in close-out! Don't miss your chance to choose between our final homes, Experience the perfect balance of modern living and urban convenience in the heart of Denver. Located minutes from Cherry Creek and downtown, The Hub at Virginia Village offers contemporary townhomes with open-concept layouts, energy-efficient systems, and premium finishes tailored for today’s lifestyle.

    Sarah Futa Keller Williams Action Realty LLC

    2020 S Holly St Unit 3, Denver, CO 80222
  • /50

    $695,000

    • 5 Beds
    • 3 Baths
    • 4,134 Sq Ft

    7751 York St, Denver, CO 80229

    Huge remodeled brick ranch packed floor to ceiling with modern updates and multiple shops! Run a business from your home. The main living area is flooded with natural light and anchored by a dramatic stone-accent fireplace wall, creating a warm focal point for everyday living and entertaining. Just beyond, a sunken sunroom with French doors opens into a versatile bonus space featuring a gorgeous

    Cody Walker eXp Realty, LLC

    7751 York St, Denver, CO 80229
  • /27

    $549,900

    • 4 Beds
    • 2 Baths
    • 2,075 Sq Ft

    2601 W 52nd Ave, Denver, CO 80221

    Rare opportunity to purchase a Denver home together with an Adjacent Vacant Land Parcel! The Seller has directed the Listing Broker to market the residential property together with adjacent Vacant Land Parcel #0182517111010. The home and vacant land have Separate Legal Descriptions, creating a unique two-parcel offering with possibilities rarely found in this area. Buyer to independently verify

    Frank Duran RE/MAX Alliance

    2601 W 52nd Ave, Denver, CO 80221
  • /25

    $440,000

    New Construction
    • 2 Beds
    • 2.5 Baths
    • 1,160 Sq Ft

    3437 W 63rd Place, Denver, CO 80221

    BACK ON THE MARKET. Buyer terminated 1 day prior to closing based on loan conditions. Got through inspection and appraisal. Ready to get under contract again and soon. Modern, low-maintenance living in Berkeley Shores! Built in 2021, this stylish townhome offers 1,160 square feet with 2 bedrooms, 3 bathrooms, sleek contemporary finishes, and no HOA. The open main level features luxury vinyl plank

    Amy Newman Live.Laugh.Colorado. Real Estate Group

    3437 W 63rd Place, Denver, CO 80221
  • /14

    $650,000

    • 3 Beds
    • 1 Bath
    • 1,643 Sq Ft

    1059 Jackson St, Denver, CO 80206

    Charming 1919 Congress Park bungalow offering classic Denver character in an exceptional location. This three-bedroom, one-bath home is within easy walking distance of an exceptional mix of parks, restaurants, coffee shops, boutiques, and everyday conveniences. Cheesman Park and the Denver Botanic Gardens are just moments away, offering miles of walking paths, expansive green space, and some of

    Matthew Rogers Brokers Guild Homes

    1059 Jackson St, Denver, CO 80206
  • /36

    $519,900

    • 2 Beds
    • 2 Baths
    • 1,001 Sq Ft

    1273 Xavier St, Denver, CO 80204

    SELLER FINANCING AVAILABLE! For qualified buyers. Contact the listing agent for details. Modern Design + Private Rooftop + Attached Garage + No HOA Fees + Near Sloan's Lake. Located in one of the best pockets of the Sloan's Lake area. This 2-bedroom, 2-bath townhome pairs a private rooftop deck, contemporary finishes, and a rare attached garage at a price point where you don't usually find all

    Samuel Rodriguez Jr 1 Percent Lists Mile High

    1273 Xavier St, Denver, CO 80204
  • /31

    $450,000

    $50K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 897 Sq Ft

    1750 Wewatta St Unit 1129, Denver, CO 80202

    A significant price improvement at The Coloradan! Thoughtfully repositioned to attract today’s buyers, this residence is now offered at a compelling new price in one of downtown Denver’s most sought-after buildings. It's everything you would want while living in a 1 bedroom 1 bath, luxury condo, in the heart of Union Station neighborhood. Features include city views from the 11th floor, hardwood

    Tom & Denise Barnwell LIV Sotheby's International Realty

    1750 Wewatta St Unit 1129, Denver, CO 80202
  • /28

    $618,500

    • 5 Beds
    • 2 Baths
    • 2,192 Sq Ft

    2021 S Lowell Blvd, Denver, CO 80219

    Welcome Home! Located in Harvey Park, this cute rancher is completely remodeled and ready for you! Besides the extensive cosmetic remodel, this home features newly poured flatwork, and new electrical panel, new furnace, new AC, and new windows for energy efficiency and peace of mind. With two living spaces and five bedrooms, there's plenty of room for everyone to spread out. From new interior and

    Elizabeth Lindell Ideal Realty LLC

    2021 S Lowell Blvd, Denver, CO 80219
  • /28

    $410,000

    • 3 Beds
    • 2.5 Baths
    • 1,700 Sq Ft

    19007 E 64th Ave, Denver, CO 80249

    Light, space, and convenience come together in this inviting end-unit townhome — a rare find that checks every box. With the added privacy and natural light that only an end unit offers, you'll immediately notice the difference the moment you walk in. The open-concept main level is made for living and entertaining, with a flowing layout that connects the living, dining, and kitchen areas

    Kevin Nydam Compass - Denver

    19007 E 64th Ave, Denver, CO 80249
  • /40

    $560,000

    • 3 Beds
    • 2.5 Baths
    • 2,851 Sq Ft

    20604 E 38th Place, Denver, CO 80249

    Welcome home to 20604 E 38th Place, a beautiful and spacious 3-bedroom, 2.5-bathroom residence in Denver. This home blends modern comfort with unbeatable convenience. This bright and open home features a versatile bonus room ideal for a home office, media center, or playroom located right a large open living room. This home has an exceptional primary suite boasting a luxurious 5-piece en suite

    Joshua Frank Coldwell Banker Realty - NoCo

    20604 E 38th Place, Denver, CO 80249
  • /38

    $694,900

    New Construction $20K PRICE INCREASE
    • 3 Beds
    • 2.5 Baths
    • 1,737 Sq Ft

    3831 W 3rd Ave, Denver, CO 80219

    Modern new construction single-family home centrally located with convenient access to downtown and the mountains, both just 15 minutes away. This south-facing property offers stunning mountain views, alley access, and professional landscaping for exceptional curb appeal. Inside, you’ll find an open concept layout filled with natural light, expansive hardwood floors, hand textured walls, and

    Ramon Vargas Legacy 100 Real Estate Partners LLC

    3831 W 3rd Ave, Denver, CO 80219
  • /37

    $510,000

    $15K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,457 Sq Ft

    3230 Magnolia St, Denver, CO 80207

    Super cute brick ranch with all new sod in front yard. Hardwood floors throughout main level. Updated kitchen with newer refrigerator. You will appreciate the extra living space in the finished basement with flex space, two bedrooms, and updated bath. Ideal for guests, a home office, or play room. Enjoy relaxing or grilling on the covered back patio. Spacious private backyard is a blank canvas

    Kelly Redpath Coldwell Banker Realty 18

    3230 Magnolia St, Denver, CO 80207
  • /23

    $465,000

    $45K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,324 Sq Ft

    1700 Quince St, Denver, CO 80220

    Ready set go. Steal of the year! Welcome to this charming brick ranch-style home on a perfect corner lot. 3 bedrooms and 2 .5 baths. Fully fenced backyard is perfect for entertaining. Walking distance to parks, schools and restaurants. Over-sized 2 car detached garage. Be in the heart of Denver and enjoy everything the city has to offer. SOLD AS-IS.

    Dave Nelson 303 Living LLC

    1700 Quince St, Denver, CO 80220
  • /39

    $465,000

    • 4 Beds
    • 4 Baths
    • 1,958 Sq Ft

    8651 E Amherst Dr Unit D, Denver, CO 80231

    Welcome to this two-story Stratford townhouse, tucked away like a storybook escape in the beloved Cherry Creek Meadows community... patiently awaiting its next visionary owner to bring it fully to life! Peaceful, picturesque, & full of potential—this is more than just a home— it’s an opportunity to create something truly special. This home has the location, the charm, and the bones, it simply

    Tori Campbell Coldwell Banker Realty 18

    8651 E Amherst Dr Unit D, Denver, CO 80231
  • /26

    $649,000

    New Construction $31K PRICE DROP
    • 2 Beds
    • 2.5 Baths
    • 1,415 Sq Ft

    2197 S Cherokee St, Denver, CO 80223

    *Take advantage of exceptional rate opportunities with a 1% lender concession on the loan amount through Matt Neam with TopFlight Home Loans* Modern Boutique Townhome — 1 of 5 — South Broadway, DenverModern design meets urban convenience in this newly constructed townhome, one of only five residences in a boutique South Broadway community. This thoughtfully designed home features two

    Christie Lysaught Kentwood Real Estate DTC, LLC

    2197 S Cherokee St, Denver, CO 80223
  • /33

    $560,000

    • 5 Beds
    • 3.5 Baths
    • 2,170 Sq Ft

    19613 E 39th Ave, Denver, CO 80249

    Welcome home to this meticulously maintained and professionally remodeled gem in Green Valley Ranch! Step inside to dramatic vaulted ceilings, elegant 6-panel doors, and an abundance of natural light complemented by stylish custom window coverings.The heart of the home features a completely remodeled chef’s kitchen featuring sleek granite countertops and premium appliances. The main level

    Jude Sandvall Brokers Guild Homes

    19613 E 39th Ave, Denver, CO 80249
  • /26

    $599,000

    $41K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 973 Sq Ft

    1951 S Downing St, Denver, CO 80210

    Welcome home to one of Platt Park's most charming bungalows. Thoughtfully updated with designer finishes, this gorgeous home offers plenty of space to live, work, and gather — from the flexible living areas inside to an entertainer's dream backyard out back. A fully hardwired detached studio is a rare find in the neighborhood, ready to become your home office, creative retreat, or whatever

    Tyler Bennett HomeSmart

    1951 S Downing St, Denver, CO 80210
  • /37

    $650,000

    • 4 Beds
    • 2 Baths
    • 2,348 Sq Ft

    2875 Holly St, Denver, CO 80207

    This classic home offers generously sized rooms that create a wonderful sense of space and comfort throughout, all situated on a spacious 7,500 sq. ft. lot. Fresh interior paint and brand-new carpet make it move-in ready, while the functional layout provides the opportunity to enjoy the home as it is or update the kitchen over time to suit your personal style.Ideally located near a

    Marcy Eastman Compass - Denver

    2875 Holly St, Denver, CO 80207
  • /9

    $622,200

    New Construction
    • 3 Beds
    • 3.5 Baths
    • 2,100 Sq Ft

    2908 W 56th Place, Denver, CO 80221

    Homesite 12 at Berkeley Villas by Trumark Homes features Plan 3 with approximately 2,100 sq. ft. of thoughtfully designed living space. This move-in ready townhome showcases Finish Package 3 with white cabinetry and a functional three-story layout designed for modern living. As an end unit, the home offers added privacy, abundant natural light, and a spacious design ideal for both everyday living

    Trumark Homes Builder
    2908 W 56th Place, Denver, CO 80221
  • /46

    $520,000

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,285 Sq Ft

    1770 W 51st Ave, Denver, CO 80221

    ***NEW! Receive a $10,000 seller concession with a full-price offer, plus a preferred lender incentive offering either a lender-paid 1-0 rate buydown or a comparable lender credit toward closing costs. Ask for details!*** Updated 3-bedroom, 2-bath ranch offering the convenience of single-level living in Chaffee Park. Fresh interior paint, refinished hardwood floors, new tile flooring, and updated

    Scott Beville Coldwell Banker Realty 24

    1770 W 51st Ave, Denver, CO 80221
  • /40

    $624,900

    • 4 Beds
    • 3 Baths
    • 2,126 Sq Ft

    5402 E Warren Ave, Denver, CO 80222

    Welcome home to 5402 E Warren Ave — a beautifully updated gem nestled in one of Denver's most charming established neighborhoods. Recently refreshed and truly move-in ready, this home blends timeless character with a host of thoughtful, brand-new improvements. Step inside to find gleaming, newly refinished hardwood floors, updated kitchen tile, and plush new carpet in the living room. The

    Ryan Jonke JPAR Modern Real Estate

    5402 E Warren Ave, Denver, CO 80222
  • /45

    $430,000

    $45K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 1,893 Sq Ft

    21458 E 47th Ave, Denver, CO 80249

    There's something undeniably satisfying about a house that gives you room to breathe, and this four-bedroom, three-bathroom Denver home delivers that in spades. Spread across a sensible floor plan, it offers space for a variety of needs, weekend visitors, or that home office you keep promising yourself you'll actually organize.Upon entering, the layout unfolds with quiet confidence.

    Matthew Clark Thrive Real Estate Group

    21458 E 47th Ave, Denver, CO 80249
  • /45

    $469,000

    • 4 Beds
    • 2 Baths
    • 1,585 Sq Ft

    5527 Chandler Ct, Denver, CO 80239

    Don't miss out on this freshly updated ranch style home. There are 2 bedrooms and a full bathroom on the main level, with a nice sized family/living area. The kitchen features new cabinetry, beautiful granite counter tops and brand new appliances. The garage can be accessed from the main level, as well. The basement features a large family/living area plus a bonus area with a nice counter top and

    Dale Gibbs Pristine Homes of Colorado LLC

    5527 Chandler Ct, Denver, CO 80239
  • /14

    $415,000

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 960 Sq Ft

    15644 E 50th Ave, Denver, CO 80239

    Step into this well-maintained home with a light open floor plan. Move in ready. Living room flows into dining area and kitchen. Sliding glass doors from kitchen to a private fenced small backyard with a shed and patio area. Sit comfortably on the nice front porch. Extra length two car garage. Sprinkler system is not connected.New garage door with two remotes in 2022; as of 2021: new

    Betty Manzanares Betty Manzanares

    15644 E 50th Ave, Denver, CO 80239
  • /26

    $450,000

    • 1 Bed
    • 1 Bath
    • 728 Sq Ft

    4921 W Tennessee Ave, Denver, CO 80219

    Attention Investors: This is a scrape or an extreme fixer! The value is in the huge .46 acre lot. DO NOT DISTURB THE TENANTS OR WALK ONTO PROPERTY. Tenant is month to month and will require a 91 day notice to vacate. Seller is also selling the property next door - 4889 W Tennessee Ave (MLS # 8897346) and prefers to sell these together, a rare assemblage opportunity to purchase two adjacent

    Anne Pielage Coldwell Banker Realty 28

    4921 W Tennessee Ave, Denver, CO 80219
  • /23

    $449,500

    • 3 Beds
    • 2 Baths
    • 1,584 Sq Ft

    6495 E Happy Canyon Rd Unit 62, Denver, CO 80237

    Welcome to this beautifully updated end-unit residence offering an ideal blend of comfort, space, and low-maintenance living in a quiet, well-maintained community. Designed for both functionality and style, this home is perfect for buyers seeking convenient living with modern upgrades in a peaceful setting. Inside, a bright, open floor plan with soaring ceilings and large windows fills the home

    Lori Abbey Compass - Denver

    6495 E Happy Canyon Rd Unit 62, Denver, CO 80237
  • /38

    $660,000

    • 2 Beds
    • 2.5 Baths
    • 1,401 Sq Ft

    2403 Eliot St, Denver, CO 80211

    Welcome to 2403 Eliot, a modern Jefferson Park home where thoughtful design and natural light come together across multiple levels of living.Step inside to a dedicated entry level that gives you a natural place to arrive, drop your things, and settle in before heading upstairs. The next level opens into the heart of the home, where oversized windows fill the space with natural light and

    Persistence Sample The Agency - Denver

    2403 Eliot St, Denver, CO 80211
  • /17

    $599,900

    • 3 Beds
    • 1 Bath
    • 1,422 Sq Ft

    1265 Yates St, Denver, CO 80204

    Excellent block with lots of new builds all around. One of the last multi lot packages in the area, approximately 19,110 sqft., with a 150 foot Yates St frontage. There is a great concept site plan with a 15 unit building to encompass all three lotsthat is perfect for an investment opportunity or builder. There are lots of options or possibilities with this package. Home iscurrently

    Matthew Sanchez Market Place Realty

    1265 Yates St, Denver, CO 80204
  • /50

    $595,000

    $13K PRICE DROP
    • 2 Beds
    • 3.5 Baths
    • 2,067 Sq Ft

    42 S Ulster St, Denver, CO 80230

    Welcome to this beautifully updated townhome in the highly sought-after Lowry neighborhood. Filled with natural light, this open floor plan features soaring vaulted ceilings in both the living room and bedrooms, creating a spacious and inviting atmosphere throughout. The kitchen is equipped with stainless steel appliances, including a gas range, and opens seamlessly to the living and dining

    Fran Yeddis Compass - Denver

    42 S Ulster St, Denver, CO 80230
  • /39

    $635,000

    $40K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,976 Sq Ft

    5058 E Cherry Creek South Dr, Denver, CO 80246

    Welcome to this stunning corner lot townhome located in the desired Cherry Creek Left Bank neighborhood. End unit home with private front patio that opens to serene courtyard! Impeccably maintained 4 level, 3-bedroom, 3-bathroom home offers an open floor plan with bright light throughout home! Main level features a spacious living room with large windows and vaulted ceilings for a cozy, relaxing

    Kristen Hansen Resident Realty Colorado

    5058 E Cherry Creek South Dr, Denver, CO 80246
  • /46

    $440,000

    $10K PRICE DROP
    • 2 Beds
    • 2.5 Baths
    • 1,273 Sq Ft

    8711 E Hampden Ave Unit 11, Denver, CO 80231

    Very Low HOA! Motivated Sellers! Like new and thoughtfully upgraded, this beautiful townhome offers modern style, low-maintenance living, and an unbeatable Denver location with quick access to I-25, I-225, the Denver Tech Center, shopping, dining, and Cherry Creek Reservoir.The bright, open floor plan is highlighted by soaring vaulted ceilings, engineered hardwood floors, and abundant

    Kami Carstens LPT Realty

    8711 E Hampden Ave Unit 11, Denver, CO 80231
  • /43

    $449,900

    • 5 Beds
    • 2 Baths
    • 1,881 Sq Ft

    7234 Navajo St, Denver, CO 80221

    THIS SPACIOUS 5-BEDROOM, 2 BATHROOM HOME OFFERS ENDLESS POSSIBILITIES FOR THE NEW HOMEOWNER. THIS PROPERTY PROVIDES PLENTY OF ROOM FOR INDOOR AND OUTDOOR LIVING.THE FUNCTIONAL FLOOR PLAN FEATURES 3 BEDROOMS ON MAIN LEVEL AND 2 ADDTIONAL BEDROOMS IN BASEMENT, MAKING IT IDEAL FOR LARGER HOUSEHOLDS, MULTI-GENERATIONAL LIVING, A HOME OFFICE, OR GUEST SPACE.THE FINISHED BASEMENT ADDS VALUEABLE

    Rosa Guzman Casablanca Realty Homes, LLC

    7234 Navajo St, Denver, CO 80221
  • /35

    $575,000

    $24K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,125 Sq Ft

    2557 W 110th Ave, Denver, CO 80234

    PRICE IMPROVED! Welcome to 2557 W 110th Ave — a beautifully maintained home nestled in a quiet, established neighborhood with convenient access to parks, trails, shopping, dining, and major commuter routes. This spacious residence offers an inviting open floor plan filled with natural light, soaring ceilings, and comfortable living spaces designed for both everyday living and

    Holly Couture eXp Realty, LLC

    2557 W 110th Ave, Denver, CO 80234
  • /41

    $639,000

    • 4 Beds
    • 2 Baths
    • 1,361 Sq Ft

    1361 S Glencoe St, Denver, CO 80222

    OPEN HOUSE THIS SATURDAY 8/29, 10-12pm. STUNNINGLY REMODELED RANCH IN THE HEART OF VIRGINIA VILLAGE! Blending modern luxury with classic mid-century charm, this stylish 4-bedroom, 2-bathroom residence offers the ultimate turnkey Denver living experience. From the moment you step inside, you will love the open, bright main floor flooded with natural light, sleek modern accents, rich hardwood

    Christina Yarmul Colorado Signature Properties

    1361 S Glencoe St, Denver, CO 80222
  • /14

    $559,900

    New Construction
    • 3 - 4 Beds
    • 3.5 Baths
    • 1,974 Sq Ft

    Plan 2 at Berkeley Villas, Denver, CO 80221

    Plan 2 at Berkeley Villas offers approximately 1,974 sq. ft. of living space, thoughtfully designed for modern lifestyles. This spacious floor plan includes 3 to 4 bedrooms and 3.5 bathrooms, a 2-bay garage with direct access, and a first-floor flex room with a bath that can be converted into an optional fourth bedroom. Inside, you’ll find an expansive open great room layout that flows seamlessly

    Trumark Homes Builder
    2912 56th Ave Unit 40546745, Denver, CO 80221
  • /34

    $540,000

    $85K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,323 Sq Ft

    3100 Huron St Unit 3P, Denver, CO 80202

    Introducing a rare opportunity at Jack Kerouac Lofts—an architecturally striking 2-bedroom, 2-bathroom loft perfectly positioned in Denver’s vibrant Union Station North neighborhood. Step inside to discover soaring ceilings, an abundance of natural light, and a bright, contemporary layout. The modern kitchen features stainless steel appliances, quartz slab countertops, and a reclaimed wood

    Shannon Bustos Shannon K Bustos

    3100 Huron St Unit 3P, Denver, CO 80202
  • /27

    $515,000

    • 3 Beds
    • 2 Baths
    • 1,256 Sq Ft

    1970 Quebec St, Denver, CO 80220

    Ideally located in one of Denver's most convenient and desirable areas, this completely remodeled 3-bedroom, 2-bath home is move-in ready and packed with upgrades. Offering the perfect blend of modern design and everyday comfort, every detail has been thoughtfully updated, including all-new flooring, brand-new interior and exterior paint, gorgeous quartz countertops, and a full suite of new

    Zaynab Sepahi ZBell, LLC

    1970 Quebec St, Denver, CO 80220

Showing Results 601 - 640, Page 16 of 18

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