Homes for Sale near Bergman Academy

• 

  

  

  /35

  $549,900

  • 4 Beds
  • 2,952 Sq Ft

  7004 Holcomb Ave, Urbandale, IA 50322

  This stunning Urbandale 2-story offers over 3,700 sq. ft. of finished space, 4 bedrooms, 4 baths, and a 2-car garageperfect for everyday living and entertaining. Enjoy the bright vaulted sunroom with gas fireplace, a flexible front room with French doors, and a stylish kitchen featuring granite countertops, coffee bar, large island with built-in cooktop, and included appliances. Upstairs, the

  Natalie St. John RE/MAX Precision

  7004 Holcomb Ave, Urbandale, IA 50322
• 

  

  

  /5

  $65,000

  • Land
  • 0.84 Acre
  • $77,566 per Acre

  705 E Watrous Ave, Des Moines, IA 50315

  This beautiful nearly one-acre lot offers endless possibilities! Whether you're dreaming of a custom-built home, a spacious yard for outdoor living, or room to grow, this property gives you the space and freedom to create exactly what you want. It's the seller's responsibility to contact the city for building requirements, Merge onto US-69 N, Turn left on Watrous Ave. lot is on the left by the

  Laura Velazquez RE/MAX Revolution

  705 E Watrous Ave, Des Moines, IA 50315
• 

  

  

  /19

  $150,000

  • 4 Beds
  • 2 Baths
  • 1,480 Sq Ft

  905 Shaw St, Des Moines, IA 50309

  Welcome to this 4 bedroom Home, 2 bathrooms in the metro area, with easy access to downtown. Good size garage, and a carport for your outdoor needs. Home needs some TLC, but priced accordingly. This is your chance to do some improvements and gain equity, so you will enjoy your own designs for this your future home in the heart of Des Moines as you will find good size bedrooms in this home so your

  Elizabeth Zamora Iowa Realty South

  905 Shaw St, Des Moines, IA 50309
• 

  

  

  /19

  $189,900

  • 3 Beds
  • 1 Bath
  • 1,122 Sq Ft

  804 Lacona Ave, Des Moines, IA 50315

  Motivated sellers alert! This charming Des Moines home at 804 Lacona Ave is ready for new beginnings. Offering 3 bedrooms, 1 bath, and a spacious layout, it's full of warmth and character. Recent updates include newer windows, gutters, furnace, A/C condenser, and garage door?so you can move right in with peace of mind. Enjoy a large fenced yard, two-car garage, and great curb appeal in a quiet

  Sara Nielsen RE/MAX Revolution

  804 Lacona Ave, Des Moines, IA 50315
• 

  

  

  /17

  $149,900

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  4900 Pleasant St Unit 14, West Des Moines, IA 50266

  Second floor unit #14 with quick possession available! This home features newer LVP flooring, a two-bedroom split floor plan, and a spacious primary suite with large walk-in closet. The full-size LG stack washer and dryer are newer, and the kitchen and dining area offer plenty of room for everyday living. A wood-burning fireplace (currently with an electric insert) is surrounded by built-in

  Beth Van Zee LPT Realty, LLC

  4900 Pleasant St Unit 14, West Des Moines, IA 50266
• 

  

  /22

  $399,900

  • 3 Beds
  • 3.5 Baths
  • 1,670 Sq Ft

  108 S 46th St, West Des Moines, IA 50265

  Beautifully maintained 3BR,3.5BA two-story in the heart of West Des Moines! Real hardwood floors flow through the main and upper levels, highlighted by a cozy gas fireplace and an open layout perfect for entertaining. The kitchen features granite countertops, stainless steel appliances, and a brand-new refrigerator. Upstairs offers spacious bedrooms, including a remodeled primary suite with

  Alen Agic RE/MAX Concepts

  108 S 46th St, West Des Moines, IA 50265
• 

  

  /30

  $185,000

  • 3 Beds
  • 1 Bath
  • 1,742 Sq Ft

  1605 22nd St, Des Moines, IA 50310

  This home has great bones and endless potential for the right buyer. With a little TLC, it can truly shine. Featuring a functional layout with 3 bedrooms, 1 bathroom, spacious living areas, all original wood, and a 1-stall detached garage, it's the perfect opportunity to bring your own style and updates to make it your own. Whether you're looking for a first home or a project with long-term

  Nancy Gonzalez Keller Williams Realty GDM

  1605 22nd St, Des Moines, IA 50310
• 

  

  /21

  $349,900

  • 3 Beds
  • 2 Baths
  • 2,044 Sq Ft

  1914 40th Place, Des Moines, IA 50310

  Over 2,000 square feet of finish in Beaverdale! Many unique features throughout including a front sitting room with skylights, tile fireplace and classic Beaverdale character with an arched doorway. The first floor features a light and bright kitchen, large formal dining room which opens to the large main living room. Great details throughout! Two more bedrooms can be found on the first floor

  Elizabeth Sarcone Keller Williams Realty GDM

  1914 40th Place, Des Moines, IA 50310
• 

  

  /32

  $399,900

  • 4 Beds
  • 3.5 Baths
  • 2,338 Sq Ft

  4100 Walnut St, West Des Moines, IA 50265

  Start your mornings with coffee and end your evenings with a drink on the deck, surrounded by a private, beautifully landscaped yard with mature trees and a full privacy fence. This well cared for family home sits in an established neighborhood near Western Hills Elementary. Inside, you are welcomed with warm spaces including a formal living and dining room, a kitchen designed for both function

  Andrew Springer RE/MAX Precision

  4100 Walnut St, West Des Moines, IA 50265
• 

  

  /14

  $242,000

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  400 E Locust St Unit 207, Des Moines, IA 50309

  Experience the perfect blend of historic charm and modern design at SoHo Lofts, located in one of Downtown Des Moines' most desirable neighborhoods - the vibrant East Village. This stylish condo at 400 E Locust offers tall ceilings, fresh interior paint, and oversized windows that flood the space with natural light, creating a warm and open atmosphere. The thoughtfully designed floor plan

  Aaron O'Tool RE/MAX Concepts

  400 E Locust St Unit 207, Des Moines, IA 50309
• 

  

  /25

  $247,500

  • 4 Beds
  • 2 Baths
  • 1,206 Sq Ft

  3922 56th St, Des Moines, IA 50310

  Hard-to-find 4-bedroom 1.5-story home offering 2 bathrooms. Lovingly maintained by the same owner since 1975, this home exudes pride of ownership throughout. Oak hardwood floors lie beneath the carpet, ready to be revealed. The updated main-level bath features a walk-in shower, and the spacious primary bedroom includes a walk-in closet. Enjoy an oversized 2-car detached garage, Renewal by

  Julianna Cullen RE/MAX Precision

  3922 56th St, Des Moines, IA 50310
• 

  

  /27

  $279,900

  • 3 Beds
  • 2 Baths
  • 1,429 Sq Ft

  3117 Pleasant St, Des Moines, IA 50312

  Welcome home to this charming and character-filled cutie, perfectly blending classic appeal with modern updates. Relax on the cozy front porch or unwind in the fenced backyard on your deck—ideal for fall evenings and gatherings. Inside, you’ll find inviting spaces throughout, renovated within the last eight years - you'll find quartz kitchen countertops, stainless steel appliances, and thoughtful

  Jennifer Clark Century 21 Signature

  3117 Pleasant St, Des Moines, IA 50312
• 

  

  /25

  $219,000

  • 2 Beds
  • 2 Baths
  • 672 Sq Ft

  2002 60th St, Des Moines, IA 50322

  Well cared for home in a convenient location. This Ranch home offers 2 bedrooms on the main level with an additional 2 non-conforming bedrooms in the lower level. The family room offers beautiful hardwood floors. Updated kitchen with granite countertops, tiled floors and stainless steel appliances. Finished lower level provides bedroom,s 3 & 4 along with a 2nd family room, a 2nd bath/laundry

  Robert Cupples RE/MAX Concepts

  2002 60th St, Des Moines, IA 50322
• 

  

  /32

  $345,500

  • 4 Beds
  • 4 Baths
  • 1,888 Sq Ft

  1703 70th St, Windsor Heights, IA 50324

  Beautifully maintained two-story in the heart of Windsor Heights! With over 2,500 sq ft of finished living space, this home blends timeless charm with modern updates. The exterior offers fantastic curb appeal with whitewashed brick, classic black shutters, and a welcoming covered stoop. Step inside to a bright, spacious living room that flows into a formal dining area and an updated kitchen

  Ethan Hokel Century 21 Signature

  1703 70th St, Windsor Heights, IA 50324
• 

  

  /19

  $195,000

  • 3 Beds
  • 1 Bath
  • 1,000 Sq Ft

  2326 E 11th St, Des Moines, IA 50316

  Charming, move-in ready, and full of potential! This 3-bedroom, 1-bathroom home features hardwood floors, a bright and open living room, and a spacious backyard shaded by mature trees, ideal for relaxing or entertaining. The detached garage adds convenience, while the unfinished basement gives you room to grow with space for a future rec room or hobby area. Located just a short walk from Union

  Jeff Kovach LPT Realty, LLC

  2326 E 11th St, Des Moines, IA 50316
• 

  

  /31

  $315,240

  • 3 Beds
  • 2.5 Baths
  • 1,680 Sq Ft

  4906 W Park Dr Unit J2, West Des Moines, IA 50266

  Seller now offering a 2/1 RATE BUYDOWN and amazing PRICE IMPROVEMENT! Beautifully updated home featuring new windows, new patio slider, & modern mission-style interior doors. Fresh paint, new carpet, & new stylish metal railings in the stairwells & loft create a crisp, cohesive feel. Main level offers an updated kitchen with pantry, new soft-close cabinetry, a butcher block island w/ seating &

  Kelly McCord RE/MAX Real Estate Center

  4906 W Park Dr Unit J2, West Des Moines, IA 50266
• 

  

  /32

  $725,000

  • 4 Beds
  • 2.5 Baths
  • 2,576 Sq Ft

  537 SE Walnut Woods Dr, West Des Moines, IA 50265

  Welcome to Walnut Woods Estates! This gorgeous 1.5 story walkout home offers over 2,576 sqft of finish An open floor plan showcases a multitude of windows for great natural light! Relax in the spacious great room w/dramatic 17’ high ceilings. The cook of the kitchen will appreciate the walk-in pantry, deluxe gas range, center island & dining area. All this is accessible to the 12x15 covered deck

  Pennie Carroll Pennie Carroll & Associates

  537 SE Walnut Woods Dr, West Des Moines, IA 50265
• 

  

  /34

  $250,000

  • 3 Beds
  • 3 Baths
  • 1,167 Sq Ft

  409 Wilmers Ave, Des Moines, IA 50315

  Move-in ready Southside Treasure! This fabulous 3 bed, 3 bath split-foyer home is in a friendly neighborhood just minutes from the zoo, airport, and shopping. Enjoy beautiful hard wood and LVP flooring throughout the main level. The spacious lower level includes an additional bathroom (not yet listed on the assessor's page), adding to the home's functionality. The fully fenced backyard offers

  Richard Hudnut RE/MAX Concepts

  409 Wilmers Ave, Des Moines, IA 50315
• 

  

  /30

  $169,000

  • 2 Beds
  • 1 Bath
  • 940 Sq Ft

  3507 Bowdoin St, Des Moines, IA 50313

  Fall in love with this adorable 2-bedroom, 1-bath home with a bonus flex room; perfect for a 3rd bedroom, office, or hobby space! Nestled in the Des Moines Highland Park area, this bungalow blends vintage charm with thoughtful updates. Enjoy hardwood floors, formal dining room and a bright kitchen featuring rollout shelves, thoughtful storage, a brand-new stove, and a reverse osmosis water

  Kelly Glawe Iowa Realty South

  3507 Bowdoin St, Des Moines, IA 50313
• 

  

  /23

  $240,000

  • 3 Beds
  • 2 Baths
  • 1,056 Sq Ft

  106 E Creston Ave, Des Moines, IA 50315

  So much to love about this inviting home—inside and out! The showstopper is the incredible backyard: a true private retreat on over 0.6 acres, surrounded by mature trees and a brand-new privacy fence for seclusion and peace. Enjoy the outdoors from your new, expansive two-level deck—perfect for relaxing or entertaining—with convenient sliders leading directly from the home to your backyard

  Bradley Johnson Keller Williams Legacy Group

  106 E Creston Ave, Des Moines, IA 50315
• 

  

  /30

  $285,000

  • 4 Beds
  • 3 Baths
  • 1,340 Sq Ft

  8501 Airline Ave, Urbandale, IA 50322

  Welcome to this spacious Urbandale ranch with room for everyone! Fresh exterior paint gives the home a crisp, inviting look. Inside, the open living, dining, and kitchen areas provide an easy flow, with abundant cabinets and counter space. Step out from the dining area to a freshly painted deck overlooking a tree-lined backyard that offers excellent privacy. The main level features two bedrooms,

  Rachelle Cochran EXP Realty, LLC

  8501 Airline Ave, Urbandale, IA 50322
• 

  

  /22

  $155,000

  • 1 Bed
  • 1 Bath
  • 566 Sq Ft

  6204 SW 5th St, Des Moines, IA 50315

  Welcome to this updated and move-in-ready Des Moines home full of thoughtful improvements and outdoor charm!The owner added approximately 100 sq ft to expand the main living room, creating a more open and comfortable layout that feels spacious and inviting. The new front porch, topped with a durable tin roof, adds character and curb appeal while providing a cozy space to enjoy the outdoors.

  Sara Nielsen RE/MAX Revolution

  6204 SW 5th St, Des Moines, IA 50315
• 

  

  /27

  $625,000

  • 5 Beds
  • 3 Baths
  • 1,836 Sq Ft

  3963 Westgate Pkwy, Clive, IA 50325

  Welcome to Shadow Creek! This ranch has all the space for the family and for the fun! Over 3,000 sq ft offer 5 bedrooms, 3 bathrooms and give plenty of spots to spread out. On the main level, a great room shows off with a tray ceiling and shiplap detail. Family & friends love gathering in the kitchen w/a big island that flows right into the great room area—perfect for family nights or last-minute

  Pennie Carroll Pennie Carroll & Associates

  3963 Westgate Pkwy, Clive, IA 50325
• 

  

  /17

  $111,100

  • 2 Beds
  • 1.5 Baths
  • 960 Sq Ft

  4210 62nd St Unit 2, Urbandale, IA 50322

  Welcome to this charming 2-bedroom, 1.5 bath condominium offering comfort, convenience and an unbeatable location. Perfectly situated near shopping, restaurants, and the bus line, this lower-level unit provides easy access to everything you need for a low maintenance lifestyle.Step inside to find a spacious living area that flows into the eat-in kitchen - ideal for everyday dining or

  Debbie Moon-Davis EXP Realty, LLC

  4210 62nd St Unit 2, Urbandale, IA 50322
• 

  

  /35

  $410,000

  • 3 Beds
  • 2 Baths
  • 1,312 Sq Ft

  200 SW 42nd St, Des Moines, IA 50312

  Welcome to **200 SW 42nd Street, Des Moines, IA 50312**—a beautifully updated **South of Grand** home offering modern comfort and timeless appeal. Set on a desirable **walkout lot**, this residence features **multiple living areas**, perfect for entertaining or relaxing in style. With **three bedrooms and two bathrooms**, this home boasts numerous updates: a **new oversized two-car garage built

  Jesse Kern Keller Williams Legacy Group

  200 SW 42nd St, Des Moines, IA 50312
• 

  

  /32

  $145,000

  • 3 Beds
  • 1 Bath
  • 1,310 Sq Ft

  1213 Fremont St, Des Moines, IA 50316

  Charming home with major updates at a price that’s hard to beat! Recent updates include: NEW AC, NEW GUTTERS, NEW CARPET, NEW PAINT, MULTIPLE NEW WINDOWS throughout, and more! Seller is also offering a one-year home warranty for added peace of mind! Step inside to find vaulted ceilings on the main level, with a spacious kitchen, dining room, and living room. The kitchen features a brand-new gas

  Jasmine Peters Goodall Properties LLC

  1213 Fremont St, Des Moines, IA 50316
• 

  

  /28

  $242,500

  • 3 Beds
  • 1.5 Baths
  • 1,035 Sq Ft

  3607 50th St, Des Moines, IA 50310

  Welcome to this delightful 3-bedroom, 1.5-bath home in the heart of Beaverdale! As you step inside, you’re greeted by a bright and welcoming sunroom, perfect for your morning coffee, nurturing your favorite plants, or winding down with! A bedroom and partial bath on the main level add flexibility and ease. Upstairs, you’ll find two additional bedrooms, a full bathroom, and a reading nook above

  Taylor Voitel LPT Realty, LLC

  3607 50th St, Des Moines, IA 50310
• 

  

  /25

  $334,500

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  450 SW 7th St Unit 209, Des Moines, IA 50309

  Stylish Downtown Des Moines Condo with Stunning Views!Discover urban living at its finest in this beautifully maintained 2-bedroom, 2-bathroom condo in the heart of downtown Des Moines. Situated on the southern corner of the building, this unit is bathed in natural light and offers breathtaking views from your private balcony—perfect for enjoying fireworks from I-Cubs games and the State

  Mike Jenkins Weichert, Realtors®-Miller & Clark Agency

  450 SW 7th St Unit 209, Des Moines, IA 50309
• 

  

  /32

  $355,000

  • 3 Beds
  • 2.5 Baths
  • 2,094 Sq Ft

  2408 Pleasant St, West Des Moines, IA 50266

  Nicely maintained split-level home in the heart of West Des Moines, nestled on a quiet street. This home offers 3 bedrooms plus a non-conforming bedroom, 2.5 bathrooms, and an attached 2-car garage. Inside, you'll find a formal living room, dining room, and a spacious eat-in kitchen with plenty of cabinet space, a tile backsplash, and durable LVP flooring. The family room features a cozy

  Ingrid Williams RE/MAX Concepts

  2408 Pleasant St, West Des Moines, IA 50266
• 

  

  /17

  $225,000

  • 3 Beds
  • 2 Baths
  • 884 Sq Ft

  439 E Porter Ave, Des Moines, IA 50315

  Welcome to this well-maintained ranch with over 1,600 sq ft of finished living space! The main level offers 3 bedrooms and a full bath, along with a bright living area and updated kitchen. The lower level is built for entertaining. Stay home to watch the game in the family room and you can even serve drinks like a true bartender. The wet bar is complete with mirror, sink, and bar light for the

  Michael Counts RE/MAX Revolution

  439 E Porter Ave, Des Moines, IA 50315
• 

  

  /35

  $384,000

  • 3 Beds
  • 3 Baths
  • 1,188 Sq Ft

  3320 Patricia Dr, Urbandale, IA 50322

  Welcome to 3320 Patricia Drive in Urbandale! Nestled in a desirable Patricia Park neighborhood on nearly a half-acre lot, this walkout ranch-style home offers almost 2,000 sq ft of finished living space and the perfect blend of comfort and functionality. Inside you’ll find 3 bedrooms, 3 bathrooms, and 2 cozy fireplaces. Outside, enjoy a fully fenced yard that backs to a walking path, plus a dream

  Michelle Greene Realty ONE Group Impact

  3320 Patricia Dr, Urbandale, IA 50322
• 

  

  /26

  $329,000

  • 5 Beds
  • 2.5 Baths
  • 1,688 Sq Ft

  2729 67th St, Des Moines, IA 50322

  Incredibly spacious, and well cared for 4-level split in NW Des Moines with oversized garage, updated roof, windows, driveway and HVAC. Sprawling main level includes oversized kitchen with breakfast bar, overlooking beautiful rear family room addition with vaulted ceiling and gas fireplace. Enjoy the flexibility of an additional front living room, and the convenience of main level half bath,

  John Weil RE/MAX Precision

  2729 67th St, Des Moines, IA 50322
• 

  

  /19

  $180,000

  • 2 Beds
  • 2 Baths
  • 947 Sq Ft

  2603 Indianola Ave, Des Moines, IA 50315

  This brick ranch offers a layout that feels both comfortable and practical. The main level includes 2 bedrooms and a full bath, while the finished basement adds a non-conforming 3rd bedroom, an additional bath, updated flooring, and plenty of flexible space for entertaining, hobbies, or a home office. Outside, the heated detached garage is connected to a screened-in porch, creating a perfect spot

  Jordan Graves RE/MAX Real Estate Center

  2603 Indianola Ave, Des Moines, IA 50315
• 

  

  /28

  $345,000

  • 3 Beds
  • 2.5 Baths
  • 1,839 Sq Ft

  7215 Washington Ave, Windsor Heights, IA 50324

  Come and see this charming brick ranch in a quiet Windsor Heights neighborhood! This well-cared-for home features a comfortable floor plan, a cozy gas fireplace, and plenty of natural light. Kitchen includes all appliances. Step outside to a fenced backyard with patio—ideal for pets, play, or entertaining. Convenient location close to shopping, dining, and local activities. A perfect blend of

  Jerold Steenhoek Iowa Realty Waukee

  7215 Washington Ave, Windsor Heights, IA 50324
• 

  

  /26

  $249,900

  • 4 Beds
  • 2 Baths
  • 2,105 Sq Ft

  1729 10th St, Des Moines, IA 50314

  Historic charm meets modern living! This beautifully restored 1917 3-story home in the Prospect Park neighborhood offers over 2,100 sq ft of living space with 5 bedrooms and 2 baths. Nearly every corner has been updated, including a brand-new electrical panel, HVAC system, roof, and many new windows. The fully remodeled kitchen features modern finishes, while both bathrooms have been stylishly

  Pennie Carroll Pennie Carroll & Associates

  1729 10th St, Des Moines, IA 50314
• 

  

  /33

  $414,000

  • 4 Beds
  • 4 Baths
  • 2,070 Sq Ft

  3845 Sherman Blvd, Des Moines, IA 50310

  Impressive sprawling large ranch home that been extensively updated! Be amazed when you walk in front door to large living room and show-stopping kitchen with 14' island! Super large family room (26 x 22) with corner fireplace and patio door to deck. Primary suite is quite large with its own fireplace, walk in closet and incredible bathroom with separate his and hers vanities and large tiled

  Jason Juran RE/MAX Precision

  3845 Sherman Blvd, Des Moines, IA 50310
• 

  

  /34

  $255,000

  • 4 Beds
  • 2 Baths
  • 1,156 Sq Ft

  1115 Wade St, Des Moines, IA 50315

  Welcome home to this spacious 4-bedroom, 2-bath property on nearly half an acre! The oversized 2-stall detached garage, fully fenced yard, and expansive newer deck off the mudroom provide plenty of space to enjoy both inside and out. The main floor offers a kitchen and dining area, living room, 2 bedrooms, a full bath, and a convenient mudroom. Upstairs, you’ll find 2 additional bedrooms and a

  Misty Darling BH&G Real Estate Innovations

  1115 Wade St, Des Moines, IA 50315
• 

  

  /26

  $164,900

  • 2 Beds
  • 1 Bath
  • 758 Sq Ft

  5812 SW 5th St, Des Moines, IA 50315

  This charming, updated bungalow sits on a third of an acre with a park-like backyard. You'll love the original trim and the abundance of natural light throughout. The spacious deck leads to an enclosed front entryway with LVP flooring, then opens into the large living room. The updated white kitchen offers ample cabinet space, a dedicated eat-in area, and stainless steel appliances. Two bedrooms

  Amy Burd RE/MAX Precision

  5812 SW 5th St, Des Moines, IA 50315
• 

  

  /20

  $225,000

  • Studio
  • 2 Baths
  • 1,752 Sq Ft

  1427 7th St, Des Moines, IA 50314

  ***CONTRACT TERMS AVAILABLE*** Discover the potential of this updated multi-family property, perfectly situated just a stone's throw away from downtown and within walking distance to the local elementary school. This versatile investment features a spacious 3-bedroom, 1-bathroom unit on the main level, ideal for families seeking comfort and convenience. The upper-level boasts a cozy 2-bedroom,

  Matt Hennig Platinum Realty LLC

  1427 7th St, Des Moines, IA 50314
• 

  

  /35

  $349,000

  • 4 Beds
  • 2.5 Baths
  • 1,740 Sq Ft

  720 19th St, West Des Moines, IA 50265

  Perfect family home in the Fairmeadows neighborhood. Just a short block to the elementary school. 4 bedrooms with a non-conforming 5th bedroom in the lower level! HUGE GARAGE! 3-4 car HEATED detached shop (24' x 30'), newer roof, and siding on both house and garage. First floor MASTER bedroom big enough for sitting area. The kitchen has a ton of cabinets, granite, tile floors, backsplash &

  Michelle Renken RE/MAX Concepts

  720 19th St, West Des Moines, IA 50265

Showing Results 281 - 320, Page 8 of 18