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Homes for Sale in 78620

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  • /39

    $1,100,000

    • 4 Beds
    • 2 Baths
    • 2,170 Sq Ft

    4808 W Fitzhugh Rd, Dripping Springs, TX 78620

    4808 W Fitzhugh Road is a lovely 10-acre unrestricted use property, with a well maintained & renovated farmhouse in Dripping Springs, TX. It has Hill Country views stretching across to the Pedernales River Valley. This property is great for cozy Hill Country living while offering great potential for additional residential and commercial use. The 2,170 sq ft home features 4 bedrooms, 2 bathrooms.

    Craig Richardson Keller Williams Realty

    4808 W Fitzhugh Rd, Dripping Springs, TX 78620
  • /40

    $1,425,000 Open Sun 2PM - 4PM

    • 5 Beds
    • 3.5 Baths
    • 3,311 Sq Ft

    226 Hudson Ln, Dripping Springs, TX 78620

    This stunning Hill Country retreat offers panoramic views, resort-style outdoor living, and nearly 3 acres of privacy—just 30 minutes from downtown Austin in the heart of Dripping Springs. Bathed in natural light, the open-concept living area and modern kitchen flow seamlessly onto an elevated covered patio overlooking the pool and rolling hills—an ideal setting for entertaining or unwinding. The

    Guy Koret Compass RE Texas, LLC

    226 Hudson Ln, Dripping Springs, TX 78620
  • /47

    $2,850,000

    • 3 Beds
    • 3.5 Baths
    • 8,580 Sq Ft

    4001 Bell Springs Rd, Dripping Springs, TX 78620

    NEW LOWER PRICE! 20.08 ACRES IN DRIPPING SPRINGSHill Country elegance meets exceptional opportunity on 20.08 scenic acres in the heart of Dripping Springs. This one-of-a-kind custom estate offers over 8,580 square feet of thoughtfully designed living space, combining quality craftsmanship, natural beauty, and rare flexibility with The main residence features 3 bedrooms,(the owner opted to

    Cheri Kimble All City San Antonio Registere

    4001 Bell Springs Rd, Dripping Springs, TX 78620
  • /9

    $225,000

    • Land
    • 1 Acre
    • $225,000 per Acre

    Lot-7 Spring Oak Dr, Dripping Springs, TX 78620

    Build Your Dream Home in the Heart of Hill Country! Rare build on your own one acre lots with city water & water tap paid. Springlake Oaks is part of the Springlake subdivision with underground utilities, cul-de-sac street and county maintained road. This beautiful 1-acre cul-de-sac lot offers the ideal setting for your dream home—surrounded by mature oaks, rolling terrain, and peaceful

    Jeff Coffman Coffman Real Estate

    Lot-7 Spring Oak Dr, Dripping Springs, TX 78620
  • /15

    $624,990 New Construction

    • 4 Beds
    • 3 Baths
    • 2,212+ Sq Ft

    Rose Plan at Headwaters - 60' - Executive Series, Dripping Springs, TX 78620

    Bring your design inspirations to life in The Rose floor plan by David Weekley Homes. A walk-in closet and serene en suite Owner’s Bath make your Owner’s Retreat a private vacation at the end of each day. Your open-concept living spaces present a distinguished first impression from the front door and offer superb comforts for quiet evenings together. The gourmet kitchen features a practical and

    David Weekley Homes Builder
    121 Dayridge Dr Unit 39729834, Dripping Springs, TX 78620
  • /11

    $368,500

    • 3 Beds
    • 2.5 Baths
    • 1,992 Sq Ft

    133 Buckthorn Dr, Dripping Springs, TX 78620

    Welcome to this two-story home with a large two-car garage in the heart of Dripping Springs! This home features a spacious, open floor plan with hardwood floors on the first level and living areas on both floors. The living room is enhanced with in-ceiling speakers prewired for sound, while the kitchen includes under-cabinet lighting for added functionality and style. Energy efficient appliances.

    Cheryl Crawford Crawford Realty Inc

    133 Buckthorn Dr, Dripping Springs, TX 78620
  • /9

    $225,000

    • Land
    • 1 Acre
    • $225,000 per Acre

    Lot-1 Spring Oak Dr, Dripping Springs, TX 78620

    Build Your Dream Home in the Heart of Hill Country! Rare build on your own one acre lots with city water & water tap paid. Springlake Oaks is part of the Springlake subdivision with underground utilities, cul-de-sac street and countymaintained road. This beautiful 1-acre corner lot offers the ideal setting for your dream home, surrounded by mature oaks, rolling terrain, and peaceful

    Jeff Coffman Coffman Real Estate

    Lot-1 Spring Oak Dr, Dripping Springs, TX 78620
  • /34

    $1,650,000

    • 8 Beds
    • 6.5 Baths
    • 3,625 Sq Ft

    806 Bell Springs Rd, Dripping Springs, TX 78620

    Welcome to Your Texas Hill Country Paradise! Discover the ultimate multi-generational retreat nestled on over 10 acres of stunning Texas Hill Country. This exceptional property features a spacious main, well-upgraded manufacture home boasting approximately 2,281 square feet, featuring four generously-sized bedrooms—a perfect haven for family gatherings. Enhancing this unique offering are four

    Tara Donahue Donahue Realty

    806 Bell Springs Rd, Dripping Springs, TX 78620
  • /23

    $750,000

    • Land
    • 10.54 Acres
    • $71,131 per Acre

    1216 Overland Stage Rd, Dripping Springs, TX 78620

    Exceptional 10.5-acre tract in Stagecoach Ranch, located off Overland Stage Road near the Hamilton Pool corridor, just west of Austin. The property features approximately 160 feet of elevation change with long-range views extending across the Pedernales River Valley, offering expansive Hill Country vistas and notable sunset views. The land includes natural limestone outcroppings and a seasonal

    Bradford Folk Horizon Realty

    1216 Overland Stage Rd, Dripping Springs, TX 78620
  • /40

    $1,289,000

    • 10 Beds
    • 9 Baths
    • 1,904 Sq Ft

    931 Sycamore Creek Dr, Dripping Springs, TX 78620

    Welcome to an exceptional 8 unit, 4-acre income-producing retreat in the heart of Dripping Springs, Texas — the Gateway to the Hill Country. This unique property offers a rare opportunity to own a fully operational short-term rental compound surrounded by panoramic Texas Hill Country views. The property features four charming cabins, three stylish tiny homes, and a three-bedroom, two-bathroom

    Terry Swets Berkshire Hathaway TX Realty

    931 Sycamore Creek Dr, Dripping Springs, TX 78620
  • /38

    $2,400,000

    • Land
    • 25.16 Acres
    • $95,390 per Acre

    8507 Hammetts Crossing, Round Mountain, TX 78663

    Discover an exceptional 25-acre Hill Country retreat perched on a scenic bluff above the confluence of the Pedernales River and Cypress Creek, offering privacy, dramatic views, and live water within Travis County and award-winning Dripping Springs ISD. The property combines Hill Country living with everyday convenience near Reimer’s Ranch, Hamilton Pool Preserve, Westcave Preserve, Lake Travis

    Janice Gunter Keller Williams Realty

    8507 Hammetts Crossing, Round Mountain, TX 78663
  • /26

    $2,599,000

    • Land
    • 30 Acres
    • $86,633 per Acre

    810 Kothmann Rd, Dripping Springs, TX 78620

    Owner Financing Available – Madrona Ranch: Luxury Living & Proven STR Income in the Heart of Texas Hill Country Just minutes from downtown Dripping Springs, Madrona Ranch offers a rare combination of luxury, privacy, natural beauty—and an exceptional investment opportunity. This unrestricted 30-acre estate is not only a stunning Hill Country retreat, but also a currently operating and highly

    Joe Quinonez Topper Real Estate

    810 Kothmann Rd, Dripping Springs, TX 78620
  • /37

    $7,500,000

    • Land
    • 68.16 Acres
    • $110,030 per Acre

    Unlisted Address

    Proof of Funds Required-- Owner Financing Possible Unrestricted 68+ Acre Hill Country Masterpiece – Luxury Living Meets Endless Possibilities in Dripping Springs. Nestled in the heart of Texas Hill Country just outside vibrant Dripping Springs (11 Mins to Dripping Springs High School, Dripping Springs Middle School, and Walnut Springs Elementary School), this rare, unrestricted 68-acre estate

    Heidi Whitlock Buono & Associates

    Unlisted Address
  • /40

    $1,289,000

    • Land
    • 4 Acres
    • $322,250 per Acre

    931 Sycamore Creek Dr, Dripping Springs, TX 78620

    Welcome to an exceptional 8 unit, 4-acre income-producing retreat in the heart of Dripping Springs, Texas — the Gateway to the Hill Country. This unique property offers a rare opportunity to own a fully operational short-term rental compound surrounded by panoramic Texas Hill Country views. The property features four charming cabins, three stylish tiny homes, and a three-bedroom, two-bathroom

    Terry Swets Berkshire Hathaway TX Realty

    931 Sycamore Creek Dr, Dripping Springs, TX 78620
  • /20

    $99,900

    • Land
    • 18,338 Sq Ft
    • $237,292 per Acre

    17612 Village Dr, Dripping Springs, TX 78620

    Two lots combined in the heart of the Texas Hill Country, in Deer Creek Ranch totaling .42 acres. Lot 16 can be purchased separately, see agent for pricing & details. Offering an opportunity to build your dream home with scenic views & located within the highly acclaimed Lake Travis Independent School District, this homesite delivers the perfect balance of nature and convenience. Enjoy nearby

    Nick Coffman Coffman Real Estate

    17612 Village Dr, Dripping Springs, TX 78620
  • /31

    $599,995

    • 5 Beds
    • 4 Baths
    • 3,369 Sq Ft

    307 Cathedral Mountain Dr, Dripping Springs, TX 78620

    Skip the wait for privacy and shade! Tucked away on a quiet cul-de-sac street in Big Sky Ranch, this home offers rare peace of mind with a protected lot across the street that remains undeveloped, showcasing the beautiful Eastern views of the hill country. The backyard has already been enhanced with four mature trees and a dedicated irrigation system, providing an established feel from day one

    Ashley Tullis Keller Williams Realty

    307 Cathedral Mountain Dr, Dripping Springs, TX 78620
  • /3

    $500,990 New Construction

    • 3 - 5 Beds
    • 2 - 3.5 Baths
    • 2,290+ Sq Ft

    McKinney II Plan at Heritage - Signature Series II, Dripping Springs, TX 78620

    You'll fall in love with the McKinney II plan if you're looking for more space for your family and a great home to entertain in! Find out more today.

    M/I Homes Builder
    1403 N Roger Hanks Pkwy Unit 36493882, Dripping Springs, TX 78620
  • /40

    $875,000

    • 5 Beds
    • 3 Baths
    • 3,096 Sq Ft

    12225 Triple Creek Cir, Dripping Springs, TX 78620

    Welcome to 12225 Triple Creek Circle — a refined hill country retreat nestled behind the private gates of Triple Creek Ranch in the heart of scenic Dripping Springs, TX. Set on an expansive 2.4-acre lot, this exceptional residence offers 3,096 square feet of thoughtfully designed living space that seamlessly blends modern luxury with peaceful natural surroundings. From the moment you step through

    Mark Berdoll Berdoll Realty

    12225 Triple Creek Cir, Dripping Springs, TX 78620
  • /6

    $285,000

    • Land
    • 1.12 Acres
    • $254,464 per Acre

    32000 Mirela Ann Rd, Dripping Springs, TX 78620

    TerraLoma is a Hill Country community that embraces sustainability and eco-friendly building practices, including rainwater harvesting and solar energy. Build your dream home on this 1.67-acre lot featuring stunning Hill Country views and mature trees, in a neighborhood inspired by the beauty and spirit of nearby TerraScena. All homes will generally follow green building standards established by

    Rose Castro Austin Options Realty

    32000 Mirela Ann Rd, Dripping Springs, TX 78620
  • /39

    $595,000

    • 3 Beds
    • 2 Baths
    • 2,141 Sq Ft

    463 Beauchamp, Dripping Springs, TX 78620

    3BD + Office | 2BA | 2,141 SF | 1.5 Acres | Johnson City ISD | Low TaxesThis is Hill Country living with bones. Warm golden limestone masonry exterior, vaulted and tray ceilings, and a floor-to-ceiling stone fireplace anchored in a wide-open living room with rich dark stained concrete floors. Double windows flank the fireplace on both sides — your backyard and the Hill Country beyond, framed

    Aubrey Shaw JBGoodwin REALTORS WL

    463 Beauchamp, Dripping Springs, TX 78620
  • /34

    $1,999,999

    • Land
    • 14.48 Acres
    • $138,121 per Acre

    2400 W Fitzhugh Rd, Dripping Springs, TX 78620

    Private Hill Country Ranch on 14.47 Acres. The Views from this property are breathtaking! Enjoy peace and privacy on this ag-exempt, fully fenced property featuring divided pastures, open spaces, and mature hardwoods. The beautifully remodeled 3,140 sq. ft. home sits high on a hilltop with stunning Hill Country views. Inside, you’ll find 3 bedrooms, a study (or 4th bedroom), 3 full baths, two

    Warren Kull Coldwell Banker Realty

    2400 W Fitzhugh Rd, Dripping Springs, TX 78620
  • 154 Diablo Rim Terrace, Dripping Springs, TX 78620

    $379,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,509 Sq Ft

    154 Diablo Rim Terrace, Dripping Springs, TX 78620

    Prepare dinner at the convenient kitchen island without missing conversation in the adjacent family room. Slate cabinets with marble-look white quartz countertops, cool brown laminate flooring, and multi-tone taupe carpet in our Finesse package.

    Meritage Homes Builder
    154 Diablo Rim Terrace, Dripping Springs, TX 78620
  • /40

    $1,160,000

    • 4 Beds
    • 3.5 Baths
    • 2,786 Sq Ft

    17632 Stratus Cove, Dripping Springs, TX 78620

    Perched on the most private 1-acre cul-de-sac lot in the exclusive 80-home Vistancia community, this stunning residence captures one of the most breathtaking panoramic Hill Country views available. A beautifully landscaped approach with mature trees and designer exterior details welcomes you home. The covered front porch, accented by elegant French doors with privacy glass, sets the tone for the

    Amber Hart Keller Williams - Lake Travis

    17632 Stratus Cove, Dripping Springs, TX 78620
  • /40

    $28,000,000

    • Land
    • 855 Acres
    • $32,749 per Acre

    Unlisted Address

    Extraordinary 855-acre live-water ranch in the heart of the Texas Hill Country, located 15 minutes west of Dripping Springs, 2.5 miles from Highway 290, & approximately 45 minutes from downtown Austin. The property features nearly 1.5 miles of spring-fed Mustang Creek, flowing year-round—even in drought conditions—& dammed to create multiple deep lakes ideal for fishing, swimming, &

    Dave Murray Keller Williams Realty

    Unlisted Address
  • /39

    $1,650,000 New Construction

    • 5 Beds
    • 3.5 Baths
    • 4,405 Sq Ft

    205 Waters View Ct, Dripping Springs, TX 78620

    This is a stunning newly completed Custom Home by Aced Custom Homes. The first thing you will notice is the massive steel pivoting custom front entry door! This is only the beginning......the view straight through to the pools and firepit is spectacular. No expense was spared in this high quality custom by Adam Whitlock/Aced Custom Homes.When you enter you will immediately see the custom

    Jeffrey Edgar AustinRealEstate.com

    205 Waters View Ct, Dripping Springs, TX 78620
  • 396 Waters View Ct, Dripping Springs, TX 78620

    $1,149,900 New Construction

    • 5 Beds
    • 4.5 Baths
    • 4,771 Sq Ft

    396 Waters View Ct, Dripping Springs, TX 78620

    New 5 Bedroom/ 4.5 Bath home in Dripping Springs, TX! High ceilings, arches and niches characterize the Colinas II, lending it a graceful elegance. From the foyer you pass a formal dining room and a spacious home office, a perfect arrangement for entertaining clients or guests. An expansive family room is matched by the trendy outdoor living area, each having a cozy fireplace. The deluxe gourmet

    Drees Homes Builder
    396 Waters View Ct, Dripping Springs, TX 78620
  • /3

    $375,000

    • Land
    • 1.8 Acres
    • $208,333 per Acre

    Unlisted Address

    Flat, level, and beautifully treed, this exceptional homesite offers stunning Hill Country views and the perfect canvas for your custom dream home. Nestled in a quiet, private community, you’ll enjoy a peaceful setting with the convenience of being just minutes from premier shopping, dining, and entertainment at the Hill Country Galleria. Located within the highly acclaimed Lake Travis ISD, this

    Gigi Spencer KW-Austin Portfolio Real Estate

    Unlisted Address
  • /19

    $479,990 New Construction

    • 5 Beds
    • 4 Baths
    • 2,716 Sq Ft

    185 Grayson Elm Pass, Dripping Springs, TX 78620

    Discover this beautiful new construction home at 185 Grayson Elm Pass in Dripping Springs, Texas. Set in a desirable neighborhood surrounded by Hill Country charm, this home offers a spacious layout with easy access to parks, recreation, and everyday conveniences. Key Features: • 5 bedrooms with owner’s bedroom on the main level • 4 full bathrooms with modern fixtures and finishes • Open-concept

    M/I Homes Builder
    185 Grayson Elm Pass, Dripping Springs, TX 78620
  • /11

    $444,990 New Construction

    • 4 Beds
    • 3 Baths
    • 2,047 Sq Ft

    725 Sue Peaks Loop, Dripping Springs, TX 78620

    Well thought out design features are found throughout this floorplan. Slate cabinets with marble-look white quartz countertops, cool brown laminate flooring, and multi-tone taupe carpet in our Finesse package.

    Meritage Homes Builder
    725 Sue Peaks Loop, Dripping Springs, TX 78620
  • /40

    $630,000

    • 3 Beds
    • 2.5 Baths
    • 1,933 Sq Ft

    10045 W Cave Loop, Dripping Springs, TX 78620

    Set on 1.53 acres atop a hill, this 3 bedroom, 2.5 bathroom home offers the space, privacy, and views buyers are searching for in the Hill Country, with a location that keeps you close to everything. Built in 2000 and spanning 1,933 square feet, the layout is practical, comfortable, and ready to enjoy, with room to make it your own. From the moment you arrive, the property stands apart. A long

    Aubrey Shaw JBGoodwin REALTORS WL

    10045 W Cave Loop, Dripping Springs, TX 78620
  • /2

    $508,990 New Construction

    • 4 Beds

    184 Shumard Peak Cove, Dripping Springs, TX 78620

    Brand new, energy-efficient home available by Aug 2026! Enjoy this single-story floorplan with four sizeable bedrooms, plus a home office to accommodate the whole family. Gray cabinets with marble-look white quartz countertops, warm beige EVP flooring, and multi-tone taupe carpet in our Radiant package. Starting in the mid $400s, the Executive Collection in Big Sky Ranch is located in the heart

    Patrick Mcgrath Meritage Homes Realty

    184 Shumard Peak Cove, Dripping Springs, TX 78620
  • /50

    $1,090,000

    • 4 Beds
    • 3 Baths
    • 3,004 Sq Ft

    959 Blue Ridge Dr, Dripping Springs, TX 78620

    Welcome to a rare opportunity in the heart of Dripping Springs — a private, oak-filled retreat on a premier .92-acre corner lot. This thoughtfully designed single-story home offers 3,004 sq ft with 4 bedrooms, 3 baths, and an open-concept layout featuring a massive kitchen island, abundant cabinetry, and seamless flow for everyday living and entertaining. A standout feature is the fully finished,

    Christopher Hurley Premier Agent Network Tx, LLC

    959 Blue Ridge Dr, Dripping Springs, TX 78620
  • /39

    $1,999,999

    • 4 Beds
    • 3 Baths
    • 3,140 Sq Ft

    2400 W Fitzhugh Rd, Dripping Springs, TX 78620

    **Rainwater and well**Private Hill Country Ranch on 14.47 Acres. The Views from this property are breathtaking!Enjoy peace and privacy on this ag-exempt, fully fenced property featuring divided pastures, open spaces, and mature hardwoods. The beautifully remodeled 3,140 sq. ft. home sits high on a hilltop with stunning Hill Country views.Inside, you’ll find 3 bedrooms, a study (or 4th

    Warren Kull Coldwell Banker Realty

    2400 W Fitzhugh Rd, Dripping Springs, TX 78620
  • /18

    $450,000

    • Land
    • 2.43 Acres
    • $185,185 per Acre

    12241 Fitzhugh Place Unit Lot 10, Dripping Springs, TX 78620

    Discover a rare opportunity at the heart of the Texas Hill Country: Lot 10 at Fitzhugh Place, located at 12241 Fitzhugh Pl, Dripping Springs. This pristine, unbuilt parcel offers acreage, privacy, mature oaks and panoramic views — all within a gated community minutes from Dripping Springs and an easy drive to Austin. Build your custom dream home, carve out your outdoor haven or hold the land as a

    April Sorensen LPT Realty, LLC

    12241 Fitzhugh Place Unit Lot 10, Dripping Springs, TX 78620
  • /40

    $850,000

    • 4 Beds
    • 5 Baths
    • 3,849 Sq Ft

    312 Starfire Dr, Dripping Springs, TX 78620

    A standout offering in Headwaters, this thoughtfully designed David Weekley home pairs the ease of single-story living with an elevated upstairs retreat, creating a layout that feels both functional and dynamic.Built in 2021 and set along one of the community’s most desirable streets, the Highcrest floor plan lives primarily on the main level, where all bedrooms and everyday living spaces

    Stefan Benteler Compass RE Texas, LLC

    312 Starfire Dr, Dripping Springs, TX 78620
  • /11

    $499,000

    • Land
    • 11.74 Acres
    • $42,504 per Acre

    0 Limestone Hollow, Wimberley, TX 78676

    Limestone Hollow offers 11.74 acres of rolling terrain in the heart of the Texas Hill Country, just 8 miles from DrippingSprings and 30 miles from Austin. With no HOA and minimal restrictions, this property provides the freedom to buildyour dream home, barndominium, or weekend retreat while maintaining privacy and space. The landscape featuresopen fields, scattered hardwoods, and

    Jenna Moore Topper Real Estate

    0 Limestone Hollow, Wimberley, TX 78676
  • /40

    $6,950,000

    • 4 Beds
    • 4.5 Baths
    • 4,245 Sq Ft

    11400 Crumley Ranch Rd, Austin, TX 78738

    Seize a rare opportunity to own 38.361 prime acres in one of Travis County's most prestigious ranch areas. Located on Crumley Ranch Road—the premier corridor linking Lake Travis and Dripping Springs—this estate delivers breathtaking long-range views, rolling hills, and majestic hilltops. Perfectly positioned equidistant from Dripping Springs and Bee Cave Galleria (15 minutes either way), with

    Jan Moreland Moreland Properties

    11400 Crumley Ranch Rd, Austin, TX 78738
  • /38

    $1,250,000

    • 4 Beds
    • 3 Baths
    • 2,734 Sq Ft

    1100 Norwood Rd, Dripping Springs, TX 78620

    Welcome to your private Hill Country retreat. Thoughtfully updated and truly move-in ready, this beautifully refreshed single-level home features brand-new oak hardwood floors, a newly updated kitchen, fresh interior paint, and renovated bathrooms throughout. Situated at 1100 Norwood Road in Dripping Springs, the main residence offers 2,734 square feet of thoughtfully designed living space with

    Wendi Slaton Anderson Compass RE Texas, LLC

    1100 Norwood Rd, Dripping Springs, TX 78620
  • /40

    $475,000

    • 3 Beds
    • 2 Baths
    • 1,184 Sq Ft

    10006 Janet Loop, Dripping Springs, TX 78620

    Nestled on a private, tree-filled acre in the heart of the Hill Country, this beautifully renovated 3-bedroom, 2-bath home offers a unique treehouse-like feel with stunning views from the expansive wraparound porch. Surrounded by windows, the home is filled with natural light and peaceful views of the surrounding landscape. The mostly cleared lot provides the perfect balance of open space and

    Aubrey Shaw JBGoodwin REALTORS WL

    10006 Janet Loop, Dripping Springs, TX 78620
  • /38

    $1,375,000

    • 4 Beds
    • 4 Baths
    • 3,779 Sq Ft

    316 Stockman Dr, Dripping Springs, TX 78620

    Park-like yard on a spacious 1-acre lot in top-rated Dripping Springs ISD. This luxury home offers an exceptional lifestyle in one of the area’s most desirable communities. Featuring 4 bedrooms and 4 bathrooms, the thoughtfully designed layout provides privacy and comfort throughout. Three flexible bonus spaces—currently used as a game room, office, and gym with rubber flooring—can easily adapt

    Alexander Croft Compass RE Texas, LLC

    316 Stockman Dr, Dripping Springs, TX 78620

Showing Results 281 - 320, Page 8 of 16

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