Durham, NC Homes for Sale with Garage

• 

  

  

  /19

  $407,755 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,946 Sq Ft

  1011 Merlin St, Durham, NC 27704

  Time to design! Welcome to the Torrey at Griffin Place by Ryan Homes in Durham, NC. This beautiful home sits on a private, tree-lined homesite that you can enjoy from the comfort of your covered, screened-in back porch. The open-concept floor plan features a spacious living room with LVP flooring throughout, flowing seamlessly into a modern kitchen equipped with white cabinets, stainless steel

  Linda Shaw Esteem Properties

  1011 Merlin St, Durham, NC 27704
• 

  

  

  /17

  $364,990 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,144 Sq Ft

  Cadence Plan at Courtney Creek, Durham, NC 27713

  Introducing The Cadence, a 1-car garage townhouse that lives like a single-family home. On the ground level, an inviting foyer welcomes you inside toward a spacious first floor bedroom and a full bath. Making this space perfect for a private guest suite. On the main level, enjoy open concept living in the huge great room and adjoining gourmet kitchen and dining space with a large center island

  Ryan Homes Builder

  1214 Helms St Unit 36142071, Durham, NC 27713
• 

  

  

  /53

  $650,000

  • 3 Beds
  • 3.5 Baths
  • 2,933 Sq Ft

  1016 Hollis Cir, Durham, NC 27703

  Motivated Seller! Welcome to your new home at 1016 Hollis Circle — where convenient location, timeless design, modern comfort, and breathtaking views create a home that truly stands apart. Bathed in natural light, this open-concept residence showcases plantation shutters, recent interior paint, and elevated finishes throughout, blending everyday function with refined style.At the heart of the

  Cayce Tilghman Compass -- Raleigh

  1016 Hollis Cir, Durham, NC 27703
• 

  

  

  /14

  $469,990 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,408 Sq Ft

  704 Portia Way Unit 15, Morrisville, NC 27560

  The Page is a captivating 3-story townhome nestled just minutes from Brier Creek. This beautifully designed home features a convenient 1-car front-load garage and offers a main-floor guest bedroom with a full bath for added privacy. As you ascend to the second floor, you'll be greeted by a spacious and open-concept kitchen, perfect for entertaining family and friends. The oversized island

  McKee Homes Builder

  704 Portia Way Unit 15, Morrisville, NC 27560
• 

  

  

  /21

  $344,990 New Construction

  • 4 Beds
  • 3.5 Baths
  • 1,951 Sq Ft

  1222 Helms St, Durham, NC 27713

  To be built! The Ballad townhome at Courtney Creek by Ryan Homes in Durham offers open concept living with luxury vinyl plank flooring, a spacious kitchen with a large island, and an included deck for outdoor enjoyment. Still time to select your design features and finishes! Enjoy the space and style of a single-family home in a convenient Durham location. Start your next chapter today!

  Linda Shaw Esteem Properties

  1222 Helms St, Durham, NC 27713
• 

  

  /45

  $995,000 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,682 Sq Ft

  1014 Manor Way, Durham, NC 27701

  FINAL PHASE—SELLING NOW! Move-In Ready Luxury Townhome with Elevator & Rooftop Terrace in Downtown Durham. Experience luxury living at The Terraces at Morehead Hill, where design, comfort, and location converge. This move-in ready three-bedroom, 3.5-bath end-unit townhome features a full-size elevator, private rooftop terrace, and attached two-car garage with EV charger, all just steps from

  Justin Florian The Florian Companies

  1014 Manor Way, Durham, NC 27701
• 

  

  /25

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,601 Sq Ft

  604 Bellmeade Bay Dr, Durham, NC 27703

  This home is being sold as-is! This 3-bedroom, 2-bath home located in a highly desirable community offers a fantastic opportunity for investors or for buyers looking to add their personal touch. In need of cosmetic updates, the home features a functional layout and has solid bones, making it an ideal canvas for customization. With the right vision, this house could be transformed into a fantastic

  Deidre Jackson Mark Spain Real Estate

  604 Bellmeade Bay Dr, Durham, NC 27703
• 

  

  /17

  $500,271 New Construction

  • 3 Beds
  • 2 Baths
  • 1,703 Sq Ft

  2117 Bull City Bend Unit 413, Durham, NC 27703

  Discover the ease of single-level living in the Davis, a thoughtfully designed ranch-style home that blends timeless charm with modern convenience. At the heart of the home, the kitchen features a spacious pantry, quartz countertops, stainless steel appliances, and a large island that overlooks the great room and eat-in dining area. A cozy gas fireplace adds warmth and character, creating the

  Lisa Gadzinski Clayton Properties Group INC

  2117 Bull City Bend Unit 413, Durham, NC 27703
• 

  

  /21

  $330,990 New Construction

  • 3 Beds
  • 3.5 Baths
  • 1,858 Sq Ft

  3216 Gypsum Dr, Durham, NC 27703

  The first level of this three-story townhome is occupied by a secondary bedroom suite, ideal for overnight guests, household members that need privacy or a home office. Upstairs, the Great Room, kitchen and dining area are arranged among a convenient and contemporary open floorplan that allows for effortless flow between rooms. Two more bedrooms with attached private bathrooms are located on the

  Derrick Spencer Lennar Carolinas LLC

  3216 Gypsum Dr, Durham, NC 27703
• 

  

  /53

  $575,000

  • 3 Beds
  • 3 Baths
  • 3,363 Sq Ft

  2 Alyea Ct, Durham, NC 27703

  Beautifully updated ranch-style home in Durham with a massive finished basement and thoughtful upgrades throughout. The main level features 10-foot ceilings, elegant arched openings, hardwood floors, and an open-concept living space anchored by granite countertops and a classic tile backsplash. Fresh paint throughout gives the home a crisp, move-in-ready feel. Downstairs, the expansive basement

  Tina Caul EXP Realty LLC

  2 Alyea Ct, Durham, NC 27703
• 

  

  /46

  $444,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,095 Sq Ft

  1114 Blackthorn Ln, Durham, NC 27703

  This four-bedroom end-unit townhome by Greenwood Homes at Sherron Road Townes is finishing construction and will be ready for move-in soon. The flexible three-level layout begins with a one-car garage, a first-floor bedroom with an attached full bath, and walk-out access to a private back patio. The main level features a well-equipped kitchen with quartz countertops, a farmhouse-style sink,

  Anthony Ascolese New Construction Realty, LLC

  1114 Blackthorn Ln, Durham, NC 27703
• 

  

  /18

  $369,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,946 Sq Ft

  1007 Merlin St, Durham, NC 27704

  Meet the Torrey home plan at Griffin Place by Ryan Homes in Durham, NC. This home will be the same plan as our beautifully decorated model home and features an open-concept living area, spacious bedrooms, and ample storage. This home includes upgraded features like LVP flooring, granite countertops, and stainless steel appliances in the kitchen. All appliances are included, even the washer and

  Linda Shaw Esteem Properties

  1007 Merlin St, Durham, NC 27704
• 

  

  /28

  $457,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,472 Sq Ft

  Mayflower III Plan at Triple Crown - Summit Collection, Durham, NC 27703

  This new two-story home is a family haven in all seasons. The main level has an open space among the family room, a kitchen, a dining room, along with a private study and a bedroom ideal for guests. An attached patio is perfect for morning coffee and evening meals. All the upstairs bedrooms have walk-in closets, while a loft adds versatility.

  Lennar Builder

  5035 Woodlawn Dr Unit 36039039, Durham, NC 27703
• 

  

  /18

  $289,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,594 Sq Ft

  3026 Fulong Dr, Durham, NC 27704

  SPECIAL FINANCING INCENTIVES AVAILABLE! Welcome to Glenn Crossing, a brand new townhome neighborhood conveniently located off of I-85 offering a quick commute to Downtown Durham, Duke University, and RTP. This Celestial end unit townhome offers a 3 bedroom floor plan with an open concept main level and 9 foot ceilings. The kitchen features stainless steel appliances, white cabinetry, granite

  Angela Stellar Starlight Homes NC LLC

  3026 Fulong Dr, Durham, NC 27704
• 

  

  /52

  $750,000 New Construction

  • 5 Beds
  • 4 Baths
  • 4,166 Sq Ft

  3012 Dog Rose Dr Unit 305, Durham, NC 27703

  Step into luxury with this breathtaking 4, 166 sq ft. 5-bedroom, 4-bathroom Yates home plan, designed for elegance, entertainment and comfort. The double-stacked front porches create an impressive façade, with a walkout balcony from the second level guest bedroom with en suite bath! This stunning home backs to scenic views of future open green space with lush landscaping and nearby walking

  Debra Ochsner Clayton Properties Group INC

  3012 Dog Rose Dr Unit 305, Durham, NC 27703
• 

  

  /28

  $385,000

  • 4 Beds
  • 2.5 Baths
  • 1,819 Sq Ft

  2019 Tennessee Rd, Durham, NC 27704

  Step into this beautifully maintained home packed with thoughtful updates and fresh style. Major improvements in 2025 include a brand-new roof, fresh interior paint, new carpet with luxurious memory-foam padding, and a new dishwasher. The spacious kitchen features an island, pantry, and plenty of room to cook and gather. The large primary suite impresses with a cathedral ceiling, separate sitting

  Erika Reece Allen Tate/Raleigh-Falls Neuse

  2019 Tennessee Rd, Durham, NC 27704
• 

  

  /52

  $525,000

  • 4 Beds
  • 3 Baths
  • 2,820 Sq Ft

  5406 Ripplebrook Dr, Durham, NC 27712

  Practically brand new and better than building. This one-owner home shows like a model and is truly move-in ready. The upgraded Kipling plan offers 4 bedrooms, 3 full baths, a private study, and a finished bonus room designed for today's flexible lifestyle. Soaring 10-foot ceilings on the main level and 9-foot ceilings upstairs create an open, light-filled feel the moment you walk in. The kitchen

  Michelle Lickliter Carolina Homeland Partners LLC

  5406 Ripplebrook Dr, Durham, NC 27712
• 

  

  /31

  $425,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,883 Sq Ft

  1118 Bell Heather Rd Unit 68, Durham, NC 27703

  Experience elevated living at Ovation at Sweetbrier, a 55+ active adult community in Durham where thoughtful design and vibrant lifestyle come together. This end-unit townhome stands out with added windows for enhanced natural light —perfect for those who value peace, quiet, and a little extra sunshine. Inside, a spacious open-concept layout welcomes you with high ceilings and a bright, airy

  Lisa Gadzinski Clayton Properties Group INC

  1118 Bell Heather Rd Unit 68, Durham, NC 27703
• 

  

  /60

  $675,000

  • 6 Beds
  • 4 Baths
  • 3,168 Sq Ft

  4 Green Springs Ct, Durham, NC 27713

  Need space, comfort, and a layout that works for real life? This 6-bedroom home in Durham's Grandale neighborhood offers flexibility, privacy, and brand-new hardwood floors installed in December.Set on a quiet cul-de-sac, the main level features a spacious family room, a formal dining room, and an open kitchen with excellent cabinet space, ample prep area, and a newly installed microwave. The

  Latrice McFadden EXP Realty LLC

  4 Green Springs Ct, Durham, NC 27713
• 

  

  /37

  $425,000

  • 4 Beds
  • 3.5 Baths
  • 2,587 Sq Ft

  3022 Castle Loch Ln, Durham, NC 27703

  Welcome to this stunning, nearly new end-unit townhome built in 2023 in the desirable Lochwood community, offering 4 bedrooms, 3.5 baths, and approximately 2,557 sq ft of bright, open living space. The first floor features a convenient bedroom and full bath—ideal for guests or office use—while the second level boasts an expansive great room with oversized windows and modern vinyl plank flooring,

  Angie Cole LPT Realty LLC

  3022 Castle Loch Ln, Durham, NC 27703
• 

  

  /19

  $433,000

  • 2 Beds
  • 2 Baths
  • 1,454 Sq Ft

  1010 Morrison Dr, Durham, NC 27703

  Beautifully maintained one-story townhome in Creekside at Bethpage, an age-restricted community (per HOA guidelines), offering an easy-living layout with thoughtful upgrades and access to extensive community amenities. The entry opens to a spacious, open-concept living and dining area that flows into the gourmet kitchen featuring granite countertops, stainless steel appliances, gas cooktop,

  LaRonda Scott Daymark Realty

  1010 Morrison Dr, Durham, NC 27703
• 

  

  /50

  $415,000

  • 3 Beds
  • 2.5 Baths
  • 1,844 Sq Ft

  307 Marbella Grove Ct Unit 18, Durham, NC 27713

  Modern move in ready townhome in desirable Southwest Durham. This 3 bedroom, 2.5 bath home offers an open floor plan in the 27713 area close to RTP, Duke, and Southpoint. Spacious family room flows into the dining area and gourmet kitchen with quartz countertops, stainless steel appliances, walk in pantry, and large island. Upstairs features a versatile loft ideal for office or media space.

  Julian Jahoo LPT Realty, LLC

  307 Marbella Grove Ct Unit 18, Durham, NC 27713
• 

  

  /34

  $350,000

  • 3 Beds
  • 2.5 Baths
  • 1,893 Sq Ft

  5923 Woodlawn Dr, Durham, NC 27703

  Why wait on new construction when you can move right into this practically new townhome that's less than two years old? Offering just under 1,900 square feet, 3 bedrooms, 2.5 bathrooms, and a one-car garage, this home delivers the modern lifestyle you've been looking for. The open floor plan highlights a stunning kitchen with sleek grey cabinetry, quartz countertops, and a spacious island that's

  Taylor Zundel EXP Realty LLC

  5923 Woodlawn Dr, Durham, NC 27703
• 

  

  /12

  $653,935 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,615 Sq Ft

  1137 Masters Place Way, Durham, NC 27703

  Brand new single-family home in the desirable 55+/active adult community of Falls Village! The Thorpe by Stanley Martin is a stunning single-family home, masterfully designed for main-level living across 2,615 square feet. This residence features three spacious bedrooms and 3.5 baths, ideal for both relaxation and entertaining. A dedicated study offers a tranquil retreat for reading or work,

  Stanley Martin Builder

  1137 Masters Place Way, Durham, NC 27703
• 

  

  /43

  $633,935 Open Wed 12PM - 4PM

  • 3 Beds
  • 3.5 Baths
  • 2,615 Sq Ft

  1137 Masters Place Way Unit 167, Durham, NC 27703

  Tailor Your New Home to Perfection! While many homes in the community feature pre-selected finishes, this specific Thorpe homesite offers a rare Build-to-Order opportunity. This allows you to visit our Design Studio and hand-select the interior finishes and collections that best fit your vision. The current price includes the base price, the premium green homesite, and all structural options

  Aimee Vasilik SM North Carolina Brokerage

  1137 Masters Place Way Unit 167, Durham, NC 27703
• 

  

  /47

  $647,885 Open Wed 12PM - 4PM

  • 3 Beds
  • 2.5 Baths
  • 2,661 Sq Ft

  1133 Masters Place Way Unit 166, Durham, NC 27703

  Step into a home designed for the way you live today! The Brandt is a sophisticated 3-bedroom, 2.5-bath ranch that seamlessly blends high-end style with low-maintenance ease, perfect for those ready to trade yard work for a vibrant lifestyle. At the heart of the home, a gourmet kitchen and oversized center island flow naturally into the breakfast and dining areas—creating an inviting hub for

  Aimee Vasilik SM North Carolina Brokerage

  1133 Masters Place Way Unit 166, Durham, NC 27703
• 

  

  /21

  $343,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,792 Sq Ft

  Carson II Plan at Triple Crown - Designer Collection, Durham, NC 27703

  This new two-story townhome has an inviting contemporary design. The main-level Great Room flows seamlessly into the dining room and chef-caliber kitchen, while the patio is perfect for outdoor activities. Upstairs are two secondary bedrooms and the owner’s suite, complete with a walk-in closet and full-sized bathroom.

  Lennar Builder

  5035 Woodlawn Dr Unit 36039032, Durham, NC 27703
• 

  

  /78

  $1,050,000

  • 5 Beds
  • 4.5 Baths
  • 5,545 Sq Ft

  101 Abbotsford Ct, Durham, NC 27712

  This impressive and stately home is nestled perfectly in the prestigious neighborhood of Treyburn in Durham. With over 5,500 square feet, 5 bedrooms, 5 bathrooms, and almost 1 acre, you will truly have it all! There are far too many features to list, but you need to know that this home is a dream for buyers who are looking for a jaw dropping three story foyer, huge kitchen with double ovens,

  Jill Kuhn Five Over Four Realty

  101 Abbotsford Ct, Durham, NC 27712
• 

  

  /86

  $4,250,000

  • 5 Beds
  • 9 Baths
  • 7,727 Sq Ft

  266 Perfect Moment Dr, Durham, NC 27713

  Rosemont Hall is a private lakefront estate located within the gated Hills of Rosemont community. Set on over 6 acres with deeded lake frontage, this exceptional property offers privacy, expansive views, and refined indoor-outdoor living. While the home offers approximately 7,800 square feet of finished living space, it lives far larger through a thoughtfully curated collection of outdoor and

  Christina Valkanoff Christina Valkanoff Realty Group

  266 Perfect Moment Dr, Durham, NC 27713
• 

  

  /16

  $721,675 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,353 Sq Ft

  5820 Genesee Dr, Durham, NC 27712

  Welcome to The View, where style, space and serenity come together. European inspired two level home is 3,353 sq ft on a 0.42 acre lot with a peaceful, wooded backdrop. This thoughtfully designed Clark floor plan features 4 bedrooms, 3.5 baths and an open, flexible layout ideal for everyday living and entertaining. The first floor primary suite offers ease, comfort and privacy. Upstairs is

  McKee Homes Builder

  5820 Genesee Dr, Durham, NC 27712
• 

  

  /20

  $494,763 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,408 Sq Ft

  1130 Bacchanal Ln Unit 19, Morrisville, NC 27560

  Discover your modern oasis at Page Townes. This popular Page floorplan has all the feels of a city loft! With cool, contemporary gray tones and matte black handles and fixtures, you'll feel like you're waking up every day in the big city. Amazing upgrades like KitchenAid appliances, sleek quartz countertops and top-tier upgraded flooring, your urban-chic sanctuary is right here waiting for you!

  McKee Homes Builder

  1130 Bacchanal Ln Unit 19, Morrisville, NC 27560
• 

  

  /10

  $385,000

  • 3 Beds
  • 2.5 Baths
  • 1,719 Sq Ft

  134 Eagles Nest Dr, Durham, NC 27712

  Welcome to 134 Eagles Nest Drive, a single-owner townhome featuring 3 bedrooms, 2.5 baths, and 1,701 sq. ft. of living space. Nestled on a quiet cul-de-sac in one of North Durham's most desirable neighborhoods, this townhome features a brand-new HVAC system (March 2025), a professionally installed whole-house generator (2022), HardiePlank siding, deck, gas fireplace, master bath double vanity,

  Joe Kendrick USREALTY.com LLP

  134 Eagles Nest Dr, Durham, NC 27712
• 

  

  /18

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,450 Sq Ft

  715 Patterson Rd, Durham, NC 27704

  2 ACRES in a PRIME DURHAM LOCATION, complete with a 1970 manufactured home (needs TLC), several outbuildings, and a workshop—a rare find with huge potential. The home does need work, but it is currently occupied. The property was formally a boat repair shop. Please note: due to the age and type of structure, owner-occupied loans will not qualify (NO FHA. NO VA.NO USDA. This home will require a

  Bruce Clayton Griffin Associates REALTORS

  715 Patterson Rd, Durham, NC 27704
• 

  

  /27

  $389,000

  • 3 Beds
  • 2.5 Baths
  • 1,988 Sq Ft

  136 Torrey Heights Ln, Durham, NC 27703

  Beautiful end-unit townhome located within walking distance of grocery stores and dining. Enjoy a premium lot with open space on one side and no direct rear neighbors, creating a sense of privacy rarely found in townhome communities. The fenced yard features mature landscaping, perfect for entertaining. Inside, the functional floorplan offers a downstairs office and three upstairs bedrooms,

  Bryn Terry Choice Residential Real Estate

  136 Torrey Heights Ln, Durham, NC 27703
• 

  

  /21

  $474,990 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,408 Sq Ft

  704 Portia Way, Morrisville, NC 27560

  Wildly popular Page plan now offered as the Home of the Week at it's most affordable price! Modern, contemporary style meets cozy, convenience in this incredible three-story townhome. First floor bedroom/flex is perfect for office, rec room, theater or guest suite. Wide open second floor plan is great for entertaining, not to mention, a chef's DREAM. Cool gray tones with black fixtures and

  Joshua Jones Fonville Morisey & Barefoot

  704 Portia Way, Morrisville, NC 27560
• 

  

  /30

  $332,870 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,558 Sq Ft

  5005 Reader Way, Durham, NC 27703

  Welcome to 5005 Reader Way, a stylish Hemingway plan in Solana - one of Durham's newest communities just minutes from Brier Creek. This low‑maintenance home offers an open, modern layout with a bright main living area and a well‑equipped kitchen featuring a large island, ample cabinetry, and granite countertops. The Classic Design Package, smart‑home features, blinds, and all

  Alex Lilly Pulte Home Company LLC

  5005 Reader Way, Durham, NC 27703
• 

  $337,521 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,601 Sq Ft

  3015 Chrys St, Durham, NC 27704

  Experience modern living at its finest in this stunning, two-story home, which showcases fiber cement siding. Inside, discover an open floor plan with 9-ft. ceilings and luxury vinyl plank flooring. The sleek kitchen is equipped with Whirlpool stainless steel appliances, an island, elegant Silestone countertops and 42-ft. upper cabinets. Filled with energy-efficient features, this ENERGY STAR

  KB Home Builder

  3015 Chrys St, Durham, NC 27704
• 

  

  /21

  $293,649 New Construction

  • 2 Beds
  • 2.5 Baths
  • 1,155 Sq Ft

  2010 Rabbitbrush St, Durham, NC 27704

  Enjoy low-maintenance living in this ENERGY STAR® certified townhome, ideally located near The Streets at Southpoint and Brier Creek Commons. This thoughtfully designed home offers quick access to Duke University, Downtown Durham, and Research Triangle Park for a seamless commute. Inside, the open-concept floor plan boasts a spacious great room and a contemporary kitchen with a breakfast bar and

  Calvin Ramsey Ramsey Realtors Team Inc

  2010 Rabbitbrush St, Durham, NC 27704
• 

  

  /53

  $994,000

  • 1 Bed
  • 1.5 Baths
  • 1,020 Sq Ft

  115 Morris St Unit 2004, Durham, NC 27701

  Enjoy the epitome of luxury high-rise living at downtown Durham's premier contemporary condominium. Perfectly situated at the very center of downtown, this exclusive residence offers floor to ceiling windows with sweeping eastern views of the city skyline from the 20th floor, where you can watch the sunrise each morning and the city lights glow each evening. Inside, a thoughtfully curated design

  Zuri Williams Urban Durham Realty

  115 Morris St Unit 2004, Durham, NC 27701
• 

  

  /41

  $1,099,000

  • 4 Beds
  • 3.5 Baths
  • 2,791 Sq Ft

  1021 Coley Rd, Durham, NC 27703

  Discover unmatched privacy and true Southern charm on this extraordinary 12.33-acre estate—a rare find perfectly tucked between Raleigh, Durham, and Wake Forest. Just minutes to Brier Creek, RDU, and RTP, this property delivers the kind of location-and-land combination that almost never hits the market. Built in 2016, the home offers a warm, timeless feel with modern livability. A welcoming foyer

  Tina Caul EXP Realty LLC

  1021 Coley Rd, Durham, NC 27703

Showing Results 321 - 360, Page 9 of 18