$320,000
- 3 Beds
- 1.5 Baths
577 Horace Dr, Elgin, IL 60120
Mayra Gallardo Realty of America, LLC
Frequently Asked Questions
Is Bluff City a good place to live?
Bluff City is a good place to live. Bluff City is considered car-dependent and somewhat bikeable with minimal transit options. Bluff City is a suburban neighborhood with a crime score of 4, on par with the average neighborhood in the U.S. Bluff City has 7 parks for recreational activities. It is fairly sparse in population with 4.0 people per acre and a median age of 38. The average household income is $94,662 which is below the national average. College graduates make up 22.6% of residents. A majority of residents in Bluff City are home owners, with 31.3% of residents renting and 68.7% of residents owning their home. A local real estate agent serving Bluff City can help you decide if this neighborhood is the right one for you. Learn more on our Bluff City neighborhood guide.
Is Bluff City, IL a safe neighborhood?
Bluff City, IL is a safe neighborhood and is on par with the average neighborhood in the United States. It received a crime score of 4 out of 10.
How much do you need to make to afford a house in Bluff City?
The median home price in Bluff City is $275,000. If you put a 20% down payment of $55,000 and had a 30-year fixed mortgage with an interest rate of 6.3%, your estimated principal and interest payment would be $1,360 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $58K a year to afford the median home price in Bluff City. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Bluff City is $95K.
What are the best public schools in Bluff City?
The best public schools that serve Bluff City are:
- South Elgin High School has a B+ Niche grade, a student teacher ratio of 16:1 and an average review score of 3.5.
- Kenyon Woods Middle School has a B Niche grade, a student teacher ratio of 16:1 and an average review score of 4.0.
- Hilltop Elementary School has a B Niche grade, a student teacher ratio of 18:1 and an average review score of 3.7.
What are the best private schools in Bluff City?
The best private schools that serve Bluff City are:
- Elgin Academy has an A+ Niche grade, a student teacher ratio of 5:1 and an average review score of 4.3.
- Valeo Academy has an A- Niche grade, a student teacher ratio of 9:1 and an average review score of 4.5.
- St. Edward Central Catholic High School has an A- Niche grade, a student teacher ratio of 9:1 and an average review score of 3.8.
What are the most popular zip codes in Bluff City, Elgin, IL?
What are the most popular neighborhoods near Bluff City, Elgin, IL?
The most popular neighborhoods near Bluff City, Elgin, IL are Downtown Elgin, West Hoffman Estates, Southwest Elgin, Northeast Elgin and Cobblers Crossing.
Are home prices dropping in Bluff City?
Yes, home prices in Bluff City are down 1% in the last 12 months.
