927

Land & Home Lots for Sale near Gilmer Middle School

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  • /20

    $30,000

    • Land
    • 1.59 Acres
    • $18,868 per Acre

    0 Trailwood Dr Unit 10370347, De Soto, GA 30536

    Come home to the beautiful tranquil living in sought after Falling Waters. This 1.59 acre lot with its level/gentle terrain offers plenty of opportunity to build the home of your dreams. All paved road access and within minutes of vineyards, eateries, shopping, apple houses, and more! Take a relaxing stroll down the beautiful paved roads to the common area lake, pavilion, or take a moment to

    Kirbi Smith BHGRE Metro Brokers

    0 Trailwood Dr Unit 10370347, De Soto, GA 30536
  • /13

    $254,900

    • Land
    • 1.50 Acres
    • $169,933 per Acre

    Lot 38 High Summit Dr, Talking Rock, GA 30175

    Discover unparalleled mountain living at The Vineyard at Yukon! Craft your ideal retreat on this stunning 1.50-acre lot level terrain and top-of-the-world Mountain Views!! Nestled adjacent to the renowned Chateau Meichtry Vineyard and Winery, this premier gated community in Ellijay features meticulously paved roads, underground utilities, and blazing fast fiber optic internet. Indulge in

    Joel Brown The Woodland Group LLC

    Lot 38 High Summit Dr, Talking Rock, GA 30175
  • /10

    $149,900

    • Land
    • 3.21 Acres
    • $46,698 per Acre

    LOT 62 High River Landing, Ellijay, GA 30540

    Build Your Dream Mountain Home on 3.21 Acres in the Heart of Ellijay, GA! Are you searching for the ideal piece of land to create your dream residence. Look no further! We present an exquisite opportunity to own 3.21 acres of prime real estate in the prestigious High River Community, Ellijay, GA. Property Highlights: Location: Lot 62, High River Landing, Ellijay, GA 30540. Acreage: 3.21 acres

    Reese Freyer Wild Wild West Group, LLC

    LOT 62 High River Landing, Ellijay, GA 30540
  • /12

    $64,900

    • Land
    • 2.12 Acres
    • $30,613 per Acre

    Lot 131 Lot 131 Twisted Oak, Ellijay, GA 30540

    Come build your dream home in the heart of Ellijay's beautiful vineyard area! Welcome to the epitome of mountain living in The Vineyard at Yukon! Lot 131 is an exceptional 2.12 acre gem that boasts beautiful mid-range vista view. The gentle terrain provides the ideal setting for your dream home. From the moment you enter the gates of this beautiful flourishing development, you'll feel like you've

    KAREN S COKER THOMAS BHHS Georgia Properties - Ellijay

    Lot 131 Lot 131 Twisted Oak, Ellijay, GA 30540
  • /12

    $64,900

    • Land
    • 2.12 Acres
    • $30,613 per Acre

    Lot 131 Lot 131 Twisted Oak Unit 131, Ellijay, GA 30540

    Come build your dream home in the heart of Ellijay's beautiful vineyard area! Welcome to the epitome of mountain living in The Vineyard at Yukon! Lot 131 is an exceptional 2.12 acre gem that boasts beautiful mid-range vista. The very gentle terrain provides the ideal setting for your dream home. From the moment you enter the gates of this beautiful flourishing development, you'll feel like you've

    Karen Coker BHHS Georgia Properties

    Lot 131 Lot 131 Twisted Oak Unit 131, Ellijay, GA 30540
  • /16

    $1,995,000

    • Land
    • 241 Acres
    • $8,277 per Acre

    241 AC Legion Rd, Ellijay, GA 30540

    241 Acres Zoned PUD-C in the City of Ellijay. Long Range Mountain Views, Creeks & Streams with a wooded setting ready for development, suitable for single family homes, town homes, condos, apartments, zero lot line homes and light commercial. The property use to be zoned R-1 but was converted to PUD-C to allow for more flexibility for its development. Gravel road in place and ready for

    Joe Folsom Coldwell Banker High Country Realty - Ellijay

    241 AC Legion Rd, Ellijay, GA 30540
  • /20

    $9,500

    • Land
    • 0.83 Acre
    • $11,446 per Acre

    1194 Spalding Cir, Ellijay, GA 30540

    Welcome home! Look no further than this beautiful lot located in the coveted Coosawattee River Resort community. This wooded single family residential lot is nestled in the foothills of the Blue Ridge Mountains. The resort boasts year-round activities, parks and amenities including several outdoor swimming pools, an indoor pool, rec/fitness center, tennis & basketball courts, mini-golf, fishing

    DANIEL DEMERS Sell Your Home Services LLC

    1194 Spalding Cir, Ellijay, GA 30540
  • /23

    $8,500

    • Land
    • 0.68 Acre
    • $12,500 per Acre

    1162 Spalding Cir, Ellijay, GA 30540

    Build your dream home on this beautiful lot nestled in Beaver Forest and located in the coveted Coosawattee River Resort community. The resort boasts year round activities, parks and amenities including several outdoor swimming pools, an indoor pool, rec/fitness center, tennis & basketball courts, mini-golf, fishing pond, canoe launch and more. Explore the outdoors with a short drive to Carters

    DANIEL DEMERS Sell Your Home Services LLC

    1162 Spalding Cir, Ellijay, GA 30540
  • /16

    $9,999

    • Land
    • 1.11 Acres
    • $9,008 per Acre

    1895 Finale St, Talking Rock, GA 30175

    Privacy with a sense of community is an understatement in the best kept secret in North Georgia. Talking Rock Creek Resort consists of 5,000+ acres, sitting gracefully only an hour from Atlanta, Chattanooga, minutes to Blue Ridge and right across from Carters Lake. Here you will find 122+ miles of roads to explore, 2 pools, private stocked lake, 2 tennis courts, basketball, fitness center,

    April Chapman Century 21 Results

    1895 Finale St, Talking Rock, GA 30175
  • /19

    $13,999

    • Land
    • 1.21 Acres
    • $11,569 per Acre

    1899 Finale St, Talking Rock, GA 30175

    Privacy with a sense of community is an understatement in the best kept secret in North Georgia. Talking Rock Creek Resort consists of 5,000+ acres, sitting gracefully only an hour from Atlanta, Chattanooga, minutes to Blue Ridge and right across from Carters Lake. Here you will find 122+ miles of roads to explore, 2 pools, private stocked lake, 2 tennis courts, basketball, fitness center,

    April Chapman Century 21 Results

    1899 Finale St, Talking Rock, GA 30175
  • /20

    $9,999

    • Land
    • 1.02 Acres
    • $9,803 per Acre

    1791 Marie Dr, Talking Rock, GA 30175

    Privacy with a sense of community is an understatement in the best kept secret in North Georgia. Talking Rock Creek Resort consists of 5,000+ acres, sitting gracefully only an hour from Atlanta, Chattanooga, minutes to Blue Ridge and right across from Carters Lake. Here you will find 122+ miles of roads to explore, 2 pools, private stocked lake, 2 tennis courts, basketball, fitness center,

    April Chapman Century 21 Results

    1791 Marie Dr, Talking Rock, GA 30175
  • /13

    $12,900

    • Land
    • 0.52 Acre
    • $24,808 per Acre

    L812 Myna Dr, Ellijay, GA 30540

    Whether you are looking to build your dream weekend getaway or your full-time forever home, Coosawattee River Resort, located in the heart of Ellijay, is the place for you! This lovely lot is located less than five miles from historic downtown Ellijay and a very short drive to Carters Lake, apple orchards, hiking/biking trails, and so much more. This one-of-a-kind mountain community offers a

    Nathan Fitts Nathan Fitts & Team

    L812 Myna Dr, Ellijay, GA 30540
  • /28

    $14,500

    • Land
    • 0.54 Acre
    • $26,852 per Acre

    L811 Myna Dr, Ellijay, GA 30540

    Location, location, location! Whether you are looking to build your dream weekend getaway or your full-time forever home, Coosawattee River Resort, located in the heart of Ellijay, is the place for you! This lovely lot is located less than five miles from historic downtown Ellijay and a very short drive to Carters Lake, apple orchards, hiking/biking trails, and so much more. This one-of-a-kind

    Nathan Fitts Nathan Fitts & Team

    L811 Myna Dr, Ellijay, GA 30540
  • /28

    $65,000

    • Land
    • 2.11 Acres
    • $30,806 per Acre

    0 Old Miller Rock Rd, Ellijay, GA 30540

    Imagine pulling up to this amazing wooded lot, 2.11 acres with several flat building spots great area convenient to downtown Ellijay, quiet serene spot, bring your plans and build on this amazing property and live in private bliss!! Don't miss the opportunity to grab this property to build your mountain dream home. Privacy lots of wildlife and amazing place to get away, relax and recharge

    Kena Murphy Atlanta Communities

    0 Old Miller Rock Rd, Ellijay, GA 30540
  • /19

    $12,900

    • Land
    • 0.43 Acre
    • $30,000 per Acre

    520 Villa Dr, Ellijay, GA 30540

    Map GPS to 1771 Villa DR Ellijay GA 30540. Lot for sale is directly beside from this home address Discover the perfect lot for your dream home in the highly sought-after Coosawattee River Resort in Ellijay, GA! Lot has a brand new survey and soil test completed on the lot. Home you build will have to be larger than 900 sq ft per Covenants and Restrictions, and smaller than 1300 square feet most

    Emily Reece RE/MAX Town & Country

    520 Villa Dr, Ellijay, GA 30540
  • /10

    $90,000

    • Land
    • 1.53 Acres
    • $58,824 per Acre

    68 High Summit Dr, Talking Rock, GA 30175

    Discover your perfect retreat on this 1.53-acre lot in The Vineyard at Yukon, a premier new subdivision in the North Georgia mountains. This lot is conveniently right inside the gate. Enjoy seasonal mountain views and the tranquility of luxurious, serene surroundings. This gently rolling parcel offers a private sanctuary with easy access to upscale amenities. Located only 2 minutes down the road

    Hannah Waddell REMAX Town & Country - Bridgemill

    68 High Summit Dr, Talking Rock, GA 30175
  • /15

    $85,000

    • Land
    • 3.54 Acres
    • $24,011 per Acre

    0 Sundown Trail Unit 7444437, Ellijay, GA 30540

    Welcome to High River, the North GA Mountain Community that blends natural beauty with endless fun. Immerse yourself in a world of adventure, leaving your worries behind at the gate. High River offers a remarkable range of outdoor amenities for your enjoyment. From the Coosawattee River to Mountaintown Creek, fishing enthusiasts will discover their paradise. But the excitement doesn't stop there!

    Holly Barrett Epique Realty

    0 Sundown Trail Unit 7444437, Ellijay, GA 30540
  • /23

    $425,000

    • Land
    • 23 Acres
    • $18,225 per Acre

    0 Orchard Ln Unit 10355592, Talking Rock, GA 30175

    23.32 Acres of Beautifully, Untouched, Rolling hills in the heart of Wine Country. This property has enough acreage for your family compound or private mountain retreat. Minutes away from Chateau Meichtry, Buckley and Ott Farms Vineyards. Get your fresh food from Mountain Valley Farm Store and Harvest Moon Farms, which are right down the road. Whether you're an Outdoor Enthusiast who loves to

    Chad Buffington Buffington RE Group, LLC

    0 Orchard Ln Unit 10355592, Talking Rock, GA 30175
  • /23

    $425,000

    • Land
    • 23 Acres
    • $18,225 per Acre

    0 Orchard Ln Unit 7434780, Talking Rock, GA 30175

    23.32 Acres of Beautifully, Untouched, Rolling hills in the heart of Wine Country. This property has enough acreage for your family compound or private mountain retreat. Minutes away from Chateau Meichtry, Buckley and Ott Farms Vineyards. Get your fresh food from Mountain Valley Farm Store and Harvest Moon Farms, which are right down the road. Whether you're an Outdoor Enthusiast who loves to

    Chad Buffington Buffington Real Estate Group, LLC

    0 Orchard Ln Unit 7434780, Talking Rock, GA 30175
  • /27

    $11,500

    • Land
    • 0.49 Acre
    • $23,469 per Acre

    0 Sleepy Hollow Rd Unit 407003, Ellijay, GA 30536

    Snag this wonderful opportunity to build your full-time home or your very own weekend getaway in the North Georgia Mountains! This beautiful, half-acre lot is lightly wooded with a gentle slope surrounded by natural beauty. No monthly HOA dues - only annual! Walnut Mountain is a sought-out, gated community in the heart of the North Georgia Blue Ridge Mountains that offers extensive amenities!

    Shelly Davis 1 Look Real Estate

    0 Sleepy Hollow Rd Unit 407003, Ellijay, GA 30536
  • /6

    $170,000

    • Land
    • 3.65 Acres
    • $46,575 per Acre

    LT 96 Deep Springs Trail, Talking Rock, GA 30175

    Discover the perfect blend of seclusion and convenience with this stunning 3.65-acre lot, located in a peaceful cul-de-sac within a highly sought-after gated community. This property offers a level to light slope terrain, making it ideal for building your dream home. The lot boasts beautiful mountain views, with the potential for even more breathtaking vistas with selective clearing. If the

    Kody Tritt RE/MAX Town & Country Jasper

    LT 96 Deep Springs Trail, Talking Rock, GA 30175
  • /8

    $19,999

    • Land
    • 0.51 Acre
    • $39,214 per Acre

    0 Mohawk Trail Unit 406863, Ellijay, GA 30540

    Bring your plans to this great building lot in Coosawattee River Resort! With some tree clearing , you will have a beautiful view! Lot is slightly sloped , and is within walking distance to the pool and mail boxes. Close to gate. Enjoy all the amenities such as 3 pools, gym, game room, rec center with mini golf, tennis, pickle ball. Parks throughout neighborhood with pavilions and bath houses.

    Andrea Gerard Woodland Realty

    0 Mohawk Trail Unit 406863, Ellijay, GA 30540
  • /6

    $39,900

    • Land
    • 0.83 Acre
    • $48,072 per Acre

    Lot 288 Etowah Dr, Ellijay, GA 30540

    Whitepath Golfing area and Buckhorn Estates property has "build here" written all over it. This .83 acre lot with gentle slope on paved road and seasonal views is situated perfectly between Ellijay and Blue Ridge. Reasonable mountain community restrictions with nice mix of cabin and traditional style homes, power, internet, private river park on the Ellijay river and a community lake. Enjoy

    Cynthia Gay Smith GRITS and Tackle Realty

    Lot 288 Etowah Dr, Ellijay, GA 30540
  • /30

    $125,000

    • Land
    • 1.50 Acres
    • $83,333 per Acre

    125 Laurel Hill Ln, Ellijay, GA 30536

    Bring your mountain dream home plans & builder! Nestled in the picturesque landscapes of Ellijay, Georgia, 125 Laurel Hill Lane awaits. A serene haven boasting year-round, awe-inspiring long-range mountain vistas. This enchanting property spans 1.5 acres of unspoiled beauty, inviting you to embrace the tranquility and grandeur of nature. As you approach this hidden gem, a private gated entrance

    Ashton Holland Ansley Real Estate Christie's Int. Real Estate

    125 Laurel Hill Ln, Ellijay, GA 30536
  • /46

    $32,700

    • Land
    • 3.11 Acres
    • $10,514 per Acre

    0 Dickerson Dr Unit 18,19,20,21 10342729, Ellijay, GA 30536

    Owner Financing Available!!! Seller is open to owner financing call for more details. Nature lovers or those seeking a more quieter lifestyle, rejoice!! This motivated seller is offering a unique opportunity to own four combined lots creating your own little oasis totaling 3.11 acres. This unique property boasts multitude builds sites, just bring your builder and craft your dream home. Beyond

    Todd Springer eXp Realty

    0 Dickerson Dr Unit 18,19,20,21 10342729, Ellijay, GA 30536
  • /38

    $1,100,000

    • Land
    • 44 Acres
    • $24,831 per Acre

    2044 Stillwell Rd, Ellijay, GA 30540

    Back on Market - Absolutely NO fault of seller! Explore your homesteading dreams on this prime legacy land with water, power and septic! This unbelievable property is a fisherman's dream with over 1200 feet of water frontage on Mountaintown Creek, known for its plethora of native brown and rainbow trout. Catch even more fish in the stocked 1.1 acre pond or start a farm with acres of grassed,

    Susanna Erickson EXP Realty, LLC.

    2044 Stillwell Rd, Ellijay, GA 30540
  • /7

    $625,000

    • Land
    • 51 Acres
    • $12,364 per Acre

    0 Burnt Mountain Rd Unit 7419945, Ellijay, GA 30536

    50 Acre Mountain Retreat in North Georgia-near the intersection of Ga. 136 and Ga.108 -12 miles from Ellijay, Ga. Discover your own private sanctuary nestled in the heart of the breathtaking North Georgia Mountains. This expansive 50-acre property offers an incredible opportunity to create your dream retreat amidst the serene landscapes of Ellijay, Burnt Mountain and Big Canoe, Ga. Whether you're

    Bill Nickerson Harry Norman Realtors

    0 Burnt Mountain Rd Unit 7419945, Ellijay, GA 30536
  • /17

    $105,000

    • Land
    • 3.52 Acres
    • $29,830 per Acre

    LT 62 Seven Mile Creek Rd, Talking Rock, GA 30175

    Experience the opportunity to create your dream mountain retreat in Creekside Crossing. This prime 3.52-acre corner lot offers breathtaking long-range mountain vistas and multiple ideal building sites. Situated on a paved cul-de-sac, the property features mature pine trees, minimizing the need for extensive clearing. Creekside Crossing offers an exclusive gated community experience with a range

    Jahna Allen REMAX Town & Country - BR Downtown

    LT 62 Seven Mile Creek Rd, Talking Rock, GA 30175
  • /25

    $11,900

    • Land
    • 0.40 Acre
    • $29,750 per Acre

    Lot 167 Tara Dr, Ellijay, GA 30540

    Nice building lot on paved road just a few minutes to main gate and the river. Seller says there is a bit of a mountain view when leaves are off the trees. Good, downslope basement lot with a reasonable price ! All resort amenities available including rec center, indoor pool, exercise room, game room, tennis, pickleball, putt putt, basketball, 2 outdoor pools, 5 parks on the river, small fishing

    Susan Moody, Broker Woodland Realty

    Lot 167 Tara Dr, Ellijay, GA 30540
  • /19

    $17,000

    • Land
    • 1.06 Acres
    • $16,038 per Acre

    LOT 36 Timberwalk Dr, Ellijay, GA 30540

    Welcome to Timberwalk Estates in Ellijay, GA! This 1.06-acre lot is nestled within a gated community that offers community lake access, a pavilion for gatherings, and underground electric for a seamless living experience. Only a short drive from downtown Ellijay, this property also boasts close proximity to the Coosawattee River and a private fishing lake within the community. With paved roads

    Christina Tighe Blue Ridge Realty, Inc.

    LOT 36 Timberwalk Dr, Ellijay, GA 30540
  • /18

    $17,000

    • Land
    • 1.06 Acres
    • $16,038 per Acre

    LOT 36 Timberwalk Dr Unit 11, Ellijay, GA 30540

    Welcome to Timberwalk Estates in Ellijay, GA! This 1.06-acre lot is nestled within a gated community that offers community lake access, a pavilion for gatherings, and underground electric for a seamless living experience. Only a short drive from downtown Ellijay, this property also boasts close proximity to the Coosawattee River and a private fishing lake within the community. With paved roads

    Christina Tighe Blue Ridge Realty, Inc.

    LOT 36 Timberwalk Dr Unit 11, Ellijay, GA 30540
  • /8

    $15,000

    • Land
    • 1.00 Acre
    • $15,000 per Acre

    Lot 853 Matrix Ln, Ellijay, GA 30540

    Wooded building lot located in the Coosawattee River Resort. This community has great amenities including pool, tennis, river access, Pickleball courts, and fitness center! Come see if this lot will work for your upcoming building project! Gated community.

    Ginger Rogers Mountain Place Realty

    Lot 853 Matrix Ln, Ellijay, GA 30540
  • /23

    $20,000

    • Land
    • 0.51 Acre
    • $39,216 per Acre

    Q24 Goldmine Dr, Ellijay, GA 30540

    Come build your full-time home or your very own weekend getaway in the North Georgia Mountains! This beautiful, half-acre lot is lightly wooded with a gentle slope surrounded by natural beauty. Walnut Mountain is a sought-out, Gated community in the heart of the North Georgia Blue Ridge Mountains that offers extensive amenities! From four fishable lakes plus the Turniptown Creek flowing through

    Keri Thomas Heartland Real Estate, LLC

    Q24 Goldmine Dr, Ellijay, GA 30540
  • /27

    $7,000

    • Land
    • 1.48 Acres
    • $4,730 per Acre

    LOT 1687 Shade Tree Dr, Talking Rock, GA 30175

    **MOTIVATED SELLER** Tucked in the lush forest of the North Georgia Mountains, you'll find your new home building site on Shade Tree Lane. Situated in Talking Rock Creek Resort, you'll enjoy all the amenities of this subdivision while also enjoying the peace of a wooded lot. Your new home site offers close proximity to Talking Rock Creek Resort's tennis courts, fitness center, and pool. You and

    Chad Lariscy Keller Williams Elevate

    LOT 1687 Shade Tree Dr, Talking Rock, GA 30175
  • /10

    $6,500

    • Land

    Lt 640 Cypress Cir, Ellijay, GA 30540

    Check out this lot in a gated mountain community. Bring your builder and build your dream home. Coosawattee River Resort owned property. Tons of amenities are available as well as a gated entrance, clubhouse, fitness center, indoor/outdoor pools, basketball, tennis courts, walking trails, community pond, pickleball and access to the Coosawattee River. Exact lot size to be determined by survey at

    Kendall Wiseley BHGRE Metro Brokers - Ellijay

    Lt 640 Cypress Cir, Ellijay, GA 30540
  • /5

    $20,000

    • Land
    • 2.19 Acres
    • $9,149 per Acre

    0 Gateway Dr Unit 7411849, Ellijay, GA 30540

    Discover the ultimate blend of natural beauty and community amenities with this expansive 2.2-acre lot in the heart of Beaver Forest, one of the largest parcels in this sought-after community. This stunning property boasts seasonal mountain views and a charming creek meandering through the landscape, creating a serene and picturesque setting for your dream home or seasonal retreat. The community

    Allycia Dreyer Berkshire Hathaway HomeServices Georgia Properties

    0 Gateway Dr Unit 7411849, Ellijay, GA 30540
  • /5

    $20,000

    • Land
    • 2.19 Acres
    • $9,132 per Acre

    0 Gateway Dr Unit 10327904, Ellijay, GA 30540

    Discover the ultimate blend of natural beauty and community amenities with this expansive 2.2-acre lot in the heart of Beaver Forest, one of the largest parcels in this sought-after community. This stunning property boasts seasonal mountain views and a charming creek meandering through the landscape, creating a serene and picturesque setting for your dream home or seasonal retreat. The community

    Allycia Dreyer BHHS Georgia Properties

    0 Gateway Dr Unit 10327904, Ellijay, GA 30540
  • /21

    $687,700

    • Land
    • 60 Acres
    • $11,488 per Acre

    0 Craigtown Rd Unit 10453707, Ellijay, GA 30540

    Tucked away in the North Georgia mountain. This property is nature at it's best. It affords you open land along a babbling creek and also elevated areas with hardwoods and access to the acreage on both sides as you drive in after the gate. If your interest is hunting, this is for you. Camping, farming, equine endeavors, residential or just experiencing the tranquility of the mountains, all can be

    Ginger Hoitink Atlanta Communities

    0 Craigtown Rd Unit 10453707, Ellijay, GA 30540
  • /21

    $687,700

    • Land
    • 60 Acres
    • $11,488 per Acre

    0 Craigtown Rd Unit 7409687, Ellijay, GA 30540

    Tucked away in the North Georgia mountain. This property is nature at it's best. It affords you open land along a babbling creek and also elevated areas with hardwoods and access to the acreage on both sides as you drive in after the gate. If your interest is hunting, this is for you. Camping, farming, equine endeavors, residential or just experiencing the tranquility of the mountains, all can be

    Ginger Hoitink Atlanta Communities

    0 Craigtown Rd Unit 7409687, Ellijay, GA 30540
  • /11

    $19,797

    • Land
    • 2.09 Acres
    • $9,472 per Acre

    0 Oceola Dr Unit 28 10324762, Ellijay, GA 30540

    Owner Financing Available!!! Seller is open to owner financing call for more details. Discover Your Mountain Paradise in Ellijay! Seize the opportunity to own a stunning 2.09 acre wooded lot in the coveted Tukey Knob Estates for under $40K. This serene property boasts a gentle slope, offering the perfect canvas for your dream mountain retreat. Embrace the natural beauty and tranquility of this

    Todd Springer eXp Realty

    0 Oceola Dr Unit 28 10324762, Ellijay, GA 30540

Showing Results 561 - 600, Page 15 of 16

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