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Homes for Sale near Fairhope Middle School

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  • /5

    $129,900

    • Land
    • 0.10 Acre
    • $1,255,072 per Acre

    22195 Lot 24 Fairhope Motorcoach Loop Unit 24, Fairhope, AL 36532

    Fairhope Motor Coach Resort is an upscale Class A Motor Coach Gated Community just minutes away from downtown Fairhope. Each Unit (Lot) at the Resort is comprised of a Pad for your Motor Coach, hook ups and ample room to build a comfortable cottage. Lot 24 is a corner back in lot. Step outside of your motorcoach and you have a beautiful lot for building a cottage of your choice, or pergola with

    Julie Stuart Julie Stuart Realty, Inc

    22195 Lot 24 Fairhope Motorcoach Loop Unit 24, Fairhope, AL 36532
  • /10

    $240,000

    • Land
    • 0.30 Acre
    • $800,000 per Acre

    Lot 2B Rosa Ave Unit 2B/22, Fairhope, AL 36532

    A Nicely Wooded Home Site Offering Above Average Dimensions Of 100 X 132 / Located Within Walking Distance To Downtown Fairhope, Municipal Dog Park, Recreation Center And The Fairhope Yacht Club.Fencing On Three Sides In Place / All Municipal Utilities Available. Build your dream home in Downtown Fairhope on 0.3 of an Acre! Buyer to verify all information during due diligence.

    Kimberly Hise Elite Real Estate Solutions, LLC

    Lot 2B Rosa Ave Unit 2B/22, Fairhope, AL 36532
  • /10

    $70,000

    • Land
    • 0.96 Acre
    • $72,841 per Acre

    0 Saddlewood Ln Unit 7145034, Fairhope, AL 36564

    **FRESHLEY MULCHED*** If you have ever dreamed of owning a beautiful lot in Point Clear, here is your opportunity. Polo Ridge Subdivision is located minutes from Mobile Bay, downtown Fairhope, schools, shopping and so much more. You will be conveniently located near the Grand Hotel, Fairhope pier and Lakewood Golf course. This secluded and low traffic community is in Fairhope school district.

    David Turk Bellator Real Estate, LLC

    0 Saddlewood Ln Unit 7145034, Fairhope, AL 36564
  • /2

    $125,000

    • Land
    • 0.85 Acre
    • $147,705 per Acre

    0 6th Ave, Fairhope, AL 36532

    Great lot in Fairhope! Lot is currently zoned BCZ and has plenty of road frontage on both 6th Ave and Myrtle Street

    John Ward John Ward Real Estate

    0 6th Ave, Fairhope, AL 36532
  • /12

    $213,000

    • Land
    • 0.37 Acre
    • $579,119 per Acre

    0 Pensacola Ave Unit Lot 9 279608, Fairhope, AL 36532

    Lot 9 of Van Antwerp Park. Van Antwerp Park is an 11 acre neighborhood located on a hillside in Old Fairhope within walking distance of Mobile Bay and downtown Fairhope. Seven of the 11 acres have been transformed into a private arboretum and park, which define and anchor the 15 residential home sites. The private arboretum and park provide access to walking trails, a fire pit, exercise paths

    Barry Parker Courtney & Morris Fairhope

    0 Pensacola Ave Unit Lot 9 279608, Fairhope, AL 36532
  • /13

    $195,000

    • Land
    • 0.25 Acre
    • $786,925 per Acre

    0 N Mobile St Unit lot 11 279617, Fairhope, AL 36532

    Lot 11 of Van Antwerp Park. Van Antwerp Park is an 11 acre neighborhood located on a hillside in Old Fairhope within walking distance of Mobile Bay and downtown Fairhope. Seven of the 11 acres have been transformed into a private arboretum and park, which define and anchor the 15 residential home sites. The private arboretum and park provide access to walking trails, a fire pit, exercise paths

    Suzy McLean Courtney & Morris Fairhope

    0 N Mobile St Unit lot 11 279617, Fairhope, AL 36532
  • /2

    $434,000

    • 4 Beds
    • 3 Baths
    • 2,552 Sq Ft

    119 Destrehan Rd, Fairhope, AL 36532

    This home is now ACTIVE. PICS COMING SOON BUT COME SEE FOR YOURSELF. This spacious 4 bedroom 3 bath all brick home has been completely renovated for your living pleasure. All new cabinets, vanities and appliances await your inspection. Upgraded appliances include a gas cooktop, oven with microwave, and dishwasher. The master suite has double walk in closets and the spacious screened porch in the

    Nancy Marr Baldwin County Properties, Inc

    119 Destrehan Rd, Fairhope, AL 36532
  • /2

    $1,200,000

    • Land
    • 0.62 Acre
    • $1,929,260 per Acre

    0 S Mobile St Unit 2 381294, Fairhope, AL 36532

    Exceptional Bayfront Lot in the Heart of Downtown FairhopeDiscover an extraordinary opportunity to build your dream home in one of Fairhope’s most coveted locations. This rare bayfront lot offers approximately 50 feet of water frontage on beautiful Mobile Bay and stretches approximately 540 feet deep, providing both stunning views and ample space for your ideal coastal retreat.Perfectly

    Mary Cane Courtney & Morris Daphne

    0 S Mobile St Unit 2 381294, Fairhope, AL 36532
  • /2

    $225,000

    • Land
    • 0.32 Acre
    • $702,686 per Acre

    0 Beecher St Unit 380404, Fairhope, AL 36532

    Flat build-able lot in Fairhope. Buyer to verify all information during due diligence.

    Anil Vira Cortright & Company

    0 Beecher St Unit 380404, Fairhope, AL 36532
  • /2

    $310,000

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    132 Oakwood Ave, Fairhope, AL 36532

    This brick home is great for any type of buyer. This home is close to everything in Fairhope. This home is brick and well-maintained. It has new luxury vinyl plank floors, appliances, quartz countertops, new toilets, a new fortified roof, a new garage door, new paint throughout, and a new fence—buyer to verify all information during due diligence. Buyer to verify all information during due

    Tracy Womack RE/MAX Paradise

    132 Oakwood Ave, Fairhope, AL 36532
  • /2

    $150,000

    • Land
    • 1.90 Acres
    • $78,864 per Acre

    15423 River Rd, Fairhope, AL 36532

    Escape to nature and build your dream home on this stunning, heavily wooded lot. With 1.9 acres of serene tranquility, you'll enjoy the soothing sounds of the nearby river and the peaceful embrace of nature all around you. Perfect for those seeking privacy and a connection to the great outdoors—your slice of paradise awaits! BRING ALL OFFERS. Buyer to verify all information during due diligence.

    Cynthia McAllister Realty Executives BayShores LL

    15423 River Rd, Fairhope, AL 36532
  • /2

    $69,500

    • Land
    • 0.55 Acre
    • $126,364 per Acre

    0 Highland Dr Unit 7508392, Fairhope, AL 36532

    Nice lot across the street from fish river. subject to court approval.

    Chad Hartley Hartley Real Estate

    0 Highland Dr Unit 7508392, Fairhope, AL 36532
  • /2

    $299,000

    • Land
    • 2.30 Acres
    • $130,000 per Acre

    0 Gunnison Rd, Fairhope, AL 36532

    TWO LOTS AVAILABLE, SIDE BY SIDE APPROXIMATELY 2.3 ACRES EACH, PLANTED IN MATURE PECAN TREES. LOCATED IN THE PEACE AND QUIET OF A COUNTRY SETTING BUT CLOSE TO TOWN. GREAT FOR ESTATE HOME OR WITH A BARN.ALSO PIN 263066. OWNER REQUEST BOTH LOTS BE PURCHASED TOGETHER. Buyer to verify all information during due diligence.

    Joe Shell Pickett Real Estate, Inc.

    0 Gunnison Rd, Fairhope, AL 36532
  • /2

    $299,000

    • Land
    • 2.30 Acres
    • $130,000 per Acre

    19600 Gunnison Rd Unit 3, Fairhope, AL 36532

    TWO LOTS AVAILABLE, SIDE BY SIDE EACH APPROXIMATELY 2.3 ACRES, PLANTED IN MATURE PECAN TREES. CLOSE TO TOWN BUT IN A QUIET COUNTRY SETTING. GREAT FOR ESTATE HOME AND A HORSE BARN IF DESIRED. ALSO PPIN 263067. OWNER REQUEST BOTH LOTS BE PURCHASED TOGETHER. Buyer to verify all information during due diligence.

    Joe Shell Pickett Real Estate, Inc.

    19600 Gunnison Rd Unit 3, Fairhope, AL 36532
  • /2

    $32,500

    • Land
    • 0.25 Acre
    • $129,019 per Acre

    11418 Belize River St Unit 36, Fairhope, AL 36532

    This is a rare opportunity to own one of the last available building lots in the highly sought-after Long Pine Estates. Situated in a peaceful and well-established neighborhood, this lot offers the perfect setting to build your dream home. Surrounded by natural beauty and just a short drive from all the amenities and attractions of the area, this property combines privacy and convenience. With

    Matt Byrne Jubilee Shores Realty

    11418 Belize River St Unit 36, Fairhope, AL 36532
  • /2

    $138,000

    • Land
    • 0.64 Acre
    • $215,625 per Acre

    110 Sandy Ford Rd, Fairhope, AL 36532

    Enjoy this large private lot in desirable Sandy Ford! Build your dream home on this partially cleared lot directly acrossfrom neighborhood dedicated green space. Design your plans and build your home (2600 sq ft min. with 2200 sq ft on main level). SandyFord neighborhood is nestled between Rock Creek and Firefly subdivisions. Convenient location close to schools, hospital, shopping.Located on the

    Jaime Cooper Team EXIT Realty Lyon & Assoc.Fhope

    110 Sandy Ford Rd, Fairhope, AL 36532
  • /2

    $65,000

    • Land
    • 0.28 Acre
    • $235,507 per Acre

    0 Gayfer Road Extension Unit 43 362270, Fairhope, AL 36532

    Lot 43 is one of the last residential lots located in the Gayfer Estates Plantation subdivision. Located on Gayfer Road Ext, this lot is located close to Hwy 181 and Fairhope Avenue. Buyer to verify all information during due diligence.

    Jacquelyn Smith Crye Leike Gulf Coast Real Est

    0 Gayfer Road Extension Unit 43 362270, Fairhope, AL 36532
  • /2

    $214,999

    • Land
    • 0.71 Acre
    • $302,305 per Acre

    19519 Greeno Rd, Fairhope, AL 36532

    IN THE HEART OF FAIRHOPE!! 89FT Frontage on HWY 98! ***COMMERCIAL Potential! This could be your next Income producing Property. 3Bed/3Bath Brick House that sits at the opposite end of the Property INCLUDED AS-IS. MUST SEE! Opportunity Awaits, Make this your Next Great Investment. Walking distance from Thomas Hospital Just past Old Time Feed on 98 on your Right hand side!!!! Ample Opportunities,

    Roderick Baker Transaction Brokerage RE Compa

    19519 Greeno Rd, Fairhope, AL 36532
  • /2

    $880,000

    • Land
    • 7 Acres
    • $123,944 per Acre

    16690 County Road 3, Fairhope, AL 36532

    New driveway has been added with direct access from Cty Rd 3. 7.1 acre tract located prime Fairhope/ Point Clear area. Property is two parcels ppin: 222246 and 301684 Buyer to verify all information during due diligence.

    Mary Cane Courtney & Morris Daphne

    16690 County Road 3, Fairhope, AL 36532
  • /2

    $79,000

    • Land
    • 0.95 Acre
    • $83,421 per Acre

    0 North Cir Unit 385 346919, Fairhope, AL 36532

    Beautiful lot just under 1 acre on the beautiful North Circle! Buyer to verify all information during due diligence.

    Angel Curtin Baldwin County Properties, Inc

    0 North Cir Unit 385 346919, Fairhope, AL 36532
  • /2

    $355,000

    • Land
    • 0.77 Acre
    • $460,262 per Acre

    19327 Greeno Rd, Fairhope, AL 36532

    ZONE HTD District LAND ROUGHLY 3/4 OF AN ACRE ON GREENO RD US 98. PERFECT SITE FOR MULTIPLE USES SUCH AS MEDICAL OFFICES, RETAIL DEVELOPMENT, MULTI FAMILY AND MUCH MORE. THIS PROPERTY SITS IN THE MIDDLE OF NEW MAJOR BUSINESSES BEING BUILT AS WE SPEAK LIKE RESTAURANTS FIVE GUYS/OX KITCHEN/ CHICKEN SALAD CHIC, MEDICAL(THOMAS HOSPITAL)/PROFESSIONAL, PUBLIX GROCERY STORE, GAS STATION ETC. NOW IS THE

    Roderick Baker Transaction Brokerage RE Compa

    19327 Greeno Rd, Fairhope, AL 36532
  • /78

    $465,444 New Construction

    • 5 Beds
    • 2 Baths
    • 2,277 Sq Ft

    535 Morning Mist Way, Fairhope, AL 36532

    Under Construction! - The spacious Blue Ridge floorplan is waiting for you in the newest Fairhope community--Harvest Green West. A space for every imaginable use including a 5th bedroom/bonus room upstairs! This house exudes luxury and comfort. Enter through the heavy-wood door into the foyer. The open layout allows formal dining room to open to family/great room area and continuously flow into

    AnneMarie Lemis DHI Realty of Alabama, LLC

    535 Morning Mist Way, Fairhope, AL 36532
  • /44

    $291,324 New Construction

    • 3 Beds
    • 2 Baths
    • 1,281 Sq Ft

    16233 Tigris Dr, Fairhope, AL 36532

    Cottonwood Estates is located just off County Road 32 on River Park Road. The community is close to schools, shopping centers, restaurants, golf courses and local attractions. This central location in south Fairhope offers quick access to all that Baldwin County has to offer. Popular entertainment venues, like OWA amusement park and the beautiful white sand beaches of Gulf Shores and Orange Beach

    Kimberly Wiggins DHI Realty of Alabama, LLC

    16233 Tigris Dr, Fairhope, AL 36532
  • /26

    $949,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,460 Sq Ft

    411 Miller Ave, Fairhope, AL 36532

    Enjoy Fairhope Living at its finest in this New Construction, Custom Build by Fairhope Building Company. This Adorable cottage is located just minutes from Downtown Fairhope and just steps to Mobile Bay. Built to Fortified standards, this home offers 4 bedroom, 3 1⁄2 bath. Home features an open floor plan with Custom features throughout. Gorgeous Oak Hardwood Flooring, Custom Cabinetry, Quartz

    Georgia Sumlin Coldwell Banker Reehl Prop Fairhope

    411 Miller Ave, Fairhope, AL 36532
  • /51

    $279,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,443 Sq Ft

    16300 Tigris Dr, Fairhope, AL 36532

    Move-In-Ready! Cottonwood Estates is located just off County Road 32 on River Park Road. The community is close to schools, shopping centers, restaurants, golf courses and local attractions. Popular entertainment venues, like OWA amusement park and the beautiful white sand beaches of Gulf Shores and Orange Beach are a short drive from Cottonwood Estates. The exterior features brick and Hardie

    Dennis McNulty DHI Realty of Alabama, LLC

    16300 Tigris Dr, Fairhope, AL 36532
  • /39

    $279,900 New Construction

    • 4 Beds
    • 2 Baths
    • 1,417 Sq Ft

    16221 Tigris Dr, Fairhope, AL 36532

    Cottonwood Estates is located just off County Road 32 on River Park Road. The community is close to schools, shopping centers, restaurants, golf courses and local attractions. Popular entertainment venues, like OWA amusement park and the beautiful white sand beaches of Gulf Shores and Orange Beach are a short drive from Cottonwood Estates. The exterior features brick and Hardie board with an

    Dennis McNulty DHI Realty of Alabama, LLC

    16221 Tigris Dr, Fairhope, AL 36532
  • /44

    $275,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,281 Sq Ft

    16291 Tigris Dr, Fairhope, AL 36532

    Move-In-Ready! Cottonwood Estates is located just off County Road 32 on River Park Road. The community is close to schools, shopping centers, restaurants, golf courses and local attractions. This central location in south Fairhope offers quick access to all that Baldwin County has to offer. Popular entertainment venues, like OWA amusement park and the beautiful white sand beaches of Gulf Shores

    Dennis McNulty DHI Realty of Alabama, LLC

    16291 Tigris Dr, Fairhope, AL 36532
  • /55

    $279,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,443 Sq Ft

    16348 Tigris Dr, Fairhope, AL 36532

    Cottonwood Estates is located just off County Road 32 on River Park Road. The community is close to schools, shopping centers, restaurants, golf courses and local attractions. Popular entertainment venues, like OWA amusement park and the beautiful white sand beaches of Gulf Shores and Orange Beach are a short drive from Cottonwood Estates. The exterior features brick and Hardie board with an

    Kimberly Wiggins DHI Realty of Alabama, LLC

    16348 Tigris Dr, Fairhope, AL 36532
  • /41

    $279,900 New Construction

    • 4 Beds
    • 2 Baths
    • 1,417 Sq Ft

    16334 Tigris Dr, Fairhope, AL 36532

    Move-In-Ready! Cottonwood Estates is located just off County Road 32 on River Park Road. The community is close to schools, shopping centers, restaurants, golf courses and local attractions. Popular entertainment venues, like OWA amusement park and the beautiful white sand beaches of Gulf Shores and Orange Beach are a short drive from Cottonwood Estates. The exterior features brick and Hardie

    Kimberly Wiggins DHI Realty of Alabama, LLC

    16334 Tigris Dr, Fairhope, AL 36532
  • /34

    $550,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,690 Sq Ft

    659 Kitfox Ave, Fairhope, AL 36532

    This move in ready Elm floorplan by Truland Homes is waiting for you in sought after Fox Hollow in Fairhope, AL. Buyers may receive a reduced interest rate through seller's preferred lender. Seller will provide $10,000 in upgrade allowances for closing in August. This home offers space for every imaginable use. Open layout allows formal dining room to open to family/great room area and

    Kelli Jones DHI Realty of Alabama, LLC

    659 Kitfox Ave, Fairhope, AL 36532
  • /34

    $782,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,850 Sq Ft

    249 Cuban Lily Dr, Fairhope, AL 36532

    New Construction now complete, beautiful wrap-around porch with Tudor style brick front. 3/2 plus small office, open kitchen, dining, living room anchored with pretty fireplace and mantel. Fabulous H-shaped kitchen with custom cabinets and stainless appliances. Lakewood Club membership is available with this home, initiation fee is waived. Golf, tennis, pickleball, croquet, swimming, fitness

    Walter Billups The Colony at the Grand Realty

    249 Cuban Lily Dr, Fairhope, AL 36532
  • /40

    $464,032 New Construction

    • 5 Beds
    • 3 Baths
    • 2,177 Sq Ft

    574 Morning Mist Way, Fairhope, AL 36532

    Under Construction! - The spacious Rushmore floorplan is waiting for you in the newest Fairhope community--Harvest Green West. A space for every imaginable use including a 5th bedroom/bonus room upstairs! This house exudes luxury and comfort. Enter through the heavy-wood door into the foyer. The open layout allows formal dining room to open to family/great room area and continuously flow into the

    AnneMarie Lemis DHI Realty of Alabama, LLC

    574 Morning Mist Way, Fairhope, AL 36532
  • /30

    $369,204 New Construction

    • 4 Beds
    • 2 Baths
    • 2,018 Sq Ft

    21211 Teluga Ave, Fairhope, AL 36532

    Community with 2 pools, a walking trail, river access, 2 playgrounds, multiple stocked ponds and is located on Hwy 104 and Langford Road in Fairhope. Discover your move-in ready home in Fairhope Falls at 12892 Grand Rapids Road in Fairhope, Alabama. This home is a beautiful single-story home featuring the Delray floorplan with 4 bedrooms, 2 bathrooms, and a 2-car garage. Inside, enjoy fabulous

    Adam McLean DHI Realty of Alabama, LLC

    21211 Teluga Ave, Fairhope, AL 36532
  • /35

    $769,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,560 Sq Ft

    19201 Fairfield Dr, Fairhope, AL 36532

    GOLD FORTIFIED!!!!! Welcome to 19201 Fairfield Dr, a beautifully maintained 3-bedroom, 3.5 bath home located in the highly sought-after Fairfield Place subdivision in Fairhope, AL. Every bedroom has their own private bathroom. This charming home offers the perfect blend of Southern warmth and modern style, just minutes from downtown Fairhope, top-rated schools, boutique shopping, and the

    Meagan England Wellhouse Real Estate Eastern

    19201 Fairfield Dr, Fairhope, AL 36532
  • /22

    $849,900 New Construction

    • 4 Beds
    • 3 Baths
    • 2,694 Sq Ft

    32 Viale Bellezza, Fairhope, AL 36532

    High-end Gold fortified new European Style home in Fairhope's most unique custom home subdivision. Trentino is a very beautiful architectural neighborhood just two miles from downtown Fairhope and half a mile from Mobile Bay. Enjoy the many amenities of Fairhope/Baldwin county living! Trentino is a beautiful small, quiet subdivision with European styled architecture and accented cobble stone

    Monika Silva UniK Realty LLC

    32 Viale Bellezza, Fairhope, AL 36532
  • /12

    $749,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,679 Sq Ft

    309 Cuban Lily Dr, Fairhope, AL 36532

    Very Popular Fairhope plan in Phase 7 of Battles Trace, Stainless Appliances, hardwoods in main living areas, very private back porch with a Fireplace. This house has a two car garage, Tankless hot water heater and much more. Schedule your visit today! Buyer to verify all information during due diligence.

    Walter Billups The Colony at the Grand Realty

    309 Cuban Lily Dr, Fairhope, AL 36532
  • /42

    $368,808 New Construction

    • 4 Beds
    • 2 Baths
    • 2,031 Sq Ft

    16120 Laurelbrooke Loop, Fairhope, AL 36532

    Move-In-Ready! Welcome to the brand new Laurelbrooke subdivision located in beautiful Fairhope, Alabama! This neighborhood features many lots that back up to green space, common area, or the large community pond located amongst the beautiful wooded areas of this vibrant Fairhope community. Community amenities feature walking trails, the playground "Treehouse" and gazebo that overlooks the

    Gabriel Faulkner DHI Realty of Alabama, LLC

    16120 Laurelbrooke Loop, Fairhope, AL 36532
  • /7

    $1,399,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 3,250 Sq Ft

    445 Leavie Ln, Fairhope, AL 36532

    Custom New construction by Fairhope Building Company in sought after North Hill of Fairhope Subdivision. Estimated completion date of Fall 2025. Parade Home. To be Gold Fortified construction upon completion. Features include vaulted ceilings, Marvin windows and doors, hardwood flooring, Panel Ready Kitchen Aid appliances, plastered range and so much more. Please call your favorite agent today to

    Georgia Sumlin Coldwell Banker Reehl Prop Fairhope

    445 Leavie Ln, Fairhope, AL 36532
  • /31

    $315,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,272 Sq Ft

    286 Hudson Loop, Fairhope, AL 36532

    To be built. Hurry to select your colors! Seller's Preferred Lender offers closing cost allowances. Phase 2 is now open and is quickly selling. Make a trip to visit Overland subdivision which is located conveniently close to downtown Fairhope! Step into the Aldridge floorplan at 286 Hudson Loop to see the ease and comfort of owning a newly built cottage-style home in Fairhope! The spacious

    Kelli Jones DHI Realty of Alabama, LLC

    286 Hudson Loop, Fairhope, AL 36532
  • /40

    $491,732 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,785 Sq Ft

    22681 Bushel Dr, Fairhope, AL 36532

    Harvest Green East is the newest communities unlike any other. Located in Fairhope convenient to the beaches, bay, shopping and a prime location for those who work on either side of Mobile Bay. Welcome to 22681 Bushel Drive, Fairhope, AL. This brand-new home features 2,785 square feet, 4 bedrooms, 3.5 bathrooms and a 3-car garage. It is a desirable one-story home. The Camden plan has been

    Lynn Cook DHI Realty of Alabama, LLC

    22681 Bushel Dr, Fairhope, AL 36532

Showing Results 441 - 480, Page 12 of 14

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