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Surf City, NC Homes for Sale

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  • /63

    $980,000

    • 4 Beds
    • 3.5 Baths
    • 2,024 Sq Ft

    317 Oceanaire Ln, Surf City, NC 28445

    Welcome to your FULLY FURNISHED perfect beach retreat! Just a short walk from a pristine public beach access point, this beautiful beach house offers the ideal balance of convenience and privacy. Enjoy outdoor living with an outdoor shower and plenty of space for picnicking or relaxing in your own backyard. The large double deck is perfect for soaking in the coastal breeze and sunsets.Inside, a

    Agent Photo

    Diane Castro-Perez

    Coldwell Banker Sea Coast Advantage-Hampstead

    (910) 218-9495

    317 Oceanaire Ln, Surf City, NC 28445
  • /50

    $870,000

    • 5 Beds
    • 3.5 Baths
    • 2,011 Sq Ft

    114 Beachwood Dr, Surf City, NC 28445

    Water Views---Beautifully Remodeled---close Beach Access---Open Floor plan--Sound Access, boat ramp/ kayak ramp/finger dock---2 primary ensuite bedrooms--This home is located in the sought after Beachwood community, nestled among beautiful live oak trees-- Enjoy water views from the covered deck while sipping your morning coffee--open concept plan flows easily from kitchen/dining/living area onto

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    Glynda Bradshaw

    Ward Realty Corp

    (910) 629-4295

    114 Beachwood Dr, Surf City, NC 28445
  • /30

    $1,395,000

    • 5 Beds
    • 4.5 Baths
    • 2,610 Sq Ft

    1422 N Topsail Dr, Surf City, NC 28445

    This stunning beachside home offers 2,610 sq. ft. of living space with elevator access to all living areas and breathtaking expansives views of the Beach and Atlantic Ocean. Located just 500 feet from a public beach access, this property is practically second row to the ocean, blending luxury, convenience, and coastal charm. Whether a primary residence, vacation getaway, or investment property,

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    Andrea Hartley

    Wit Realty LLC

    (910) 601-1843

    1422 N Topsail Dr, Surf City, NC 28445
  • /38

    $385,000

    • 1 Bed
    • 1.5 Baths
    • 756 Sq Ft

    918 N New River Dr Unit 322, Surf City, NC 28445

    Welcome to your dream investment property or vacation getaway! This beautifully furnished second-floor condo offers breathtaking views of the pool courtyard and ocean, making it the perfect Airbnb or Vrbo rental opportunity. Enjoy gorgeous sunset views from your private balcony while soaking in the serene coastal atmosphere.Inside, you'll find a stylish and comfortable living space, thoughtfully

    Agent Photo

    Diane Castro-Perez

    Coldwell Banker Sea Coast Advantage-Hampstead

    (910) 597-1661

    918 N New River Dr Unit 322, Surf City, NC 28445
  • /72

    $1,125,000

    • 4 Beds
    • 3 Baths
    • 2,740 Sq Ft

    1135 S Topsail Dr, Surf City, NC 28445

    Rare double-lot waterfront retreat with 1.53 acres, panoramic ICW views, deeded beach access, and no HOA restrictions. Experience the epitome of coastal living at 1135 S Topsail Dr, now offered at $1,125,000. A breathtaking waterfront sanctuary in Surf City, NC. Nestled on a rare double lot spanning 1.53 acres, with the house on 0.17 acres and 1.35 acres of sound frontage, this property offers

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    Pinpoint Properties

    Real Broker LLC

    (910) 994-0231

    1135 S Topsail Dr, Surf City, NC 28445
  • /47

    $699,000

    • 3 Beds
    • 3 Baths
    • 1,870 Sq Ft

    1145 S Topsail Dr Unit A, Surf City, NC 28445

    Nestled in the heart of Surf City, conveniently located within walking distance to local shops, restaurants, Kenneth Batts park, and Surf City's beaches, this beautifully crafted coastal retreat offers the perfect blend of modern convenience and timeless beachside charm. Set on a wooded, waterfront lot with classic cedar pressed vinyl shake siding, this home boasts 3 bedrooms, 3 full baths, high

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    Matt Jones

    Coldwell Banker Sea Coast Advantage-Hampstead

    (910) 390-8185

    1145 S Topsail Dr Unit A, Surf City, NC 28445
  • /53

    $509,900

    • 4 Beds
    • 3.5 Baths
    • 2,672 Sq Ft

    104 Northern Pintail Place, Hampstead, NC 28443

    Nestled in the picturesque coastal community of Magnolia Reserve, this beautifully crafted home, built in 2020 by American Homesmith, offers classic appeal paired with and contemporary elegance. Step in to this simply stunning 4 bedroom, 3.5 bathroom home, complete with a versatile bonus room! This home exudes sleek luxury and charm featuring 9' smooth ceilings throughout both floors along with

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    Ariana Blevins

    Salt Marsh Properties

    (910) 714-5262

    104 Northern Pintail Place, Hampstead, NC 28443
  • /4

    $500,000 Coming Soon

    • 4 Beds
    • 2.5 Baths
    • 2,636 Sq Ft

    110 E Barred Owl Dr, Hampstead, NC 28443

    Looking for a stellar blend of modern living and an idyllic location? You've found it! This fantastic 4-bedroom, 2.5-bathroom home, built in 2022, offers all the perks of new construction with the added bonuses of thoughtful upgrades. Located within a welcoming community close to the beach, it's perfect for anyone wanting to bask in coastal living without the fuss of lengthy renovations.With

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    Diane Castro-Perez

    Coldwell Banker Sea Coast Advantage-Hampstead

    (472) 203-3837

    110 E Barred Owl Dr, Hampstead, NC 28443
  • /34

    $460,000

    • 5 Beds
    • 3.5 Baths
    • 2,513 Sq Ft

    1108 Terraces Ln, Hampstead, NC 28443

    Price Reduced + Motivated Sellers! $5,000 Use As You Choose Credit!Tucked away at the end of a quiet cul-de-sac, this stunning Richmond floor plan by Windsor Homes offers privacy, style, and space in one of Hampstead's most sought-after communities. With just over 2,500 sq. ft., this 5 bedroom, 3.5 bathroom home is designed for both comfortable living and effortless entertaining.A beautifully

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    Stephanie Bolleyer

    Coldwell Banker Sea Coast Advantage-Hampstead

    (910) 387-4182

    1108 Terraces Ln, Hampstead, NC 28443
  • /47

    $565,000

    • 5 Beds
    • 3 Baths
    • 2,711 Sq Ft

    320 Edgewater Way, Topsail Beach, NC 28445

    Welcome to your oasis at the beach! You'll be greeted with a southern front porch and there's plenty of room to relax in your private back yard with a covered rear screened porch, hot tub, and extra concrete slab. Inside you'll find 4 bedrooms downstairs with the owner suite tucked in the back offering a serene view of the pond and trees that lead to the ICWW. The kitchen has upgraded Kitchenaid

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    Marshall Pickett

    Ivester Jackson Coastal LLC

    (910) 776-2709

    320 Edgewater Way, Topsail Beach, NC 28445
  • /47

    $447,500

    • 2 Beds
    • 1 Bath
    • 712 Sq Ft

    303 Herring Dr Unit B, Surf City, NC 28445

    This home perfectly embodies the beach bungalow lifestyle! This charming 2BD/1BA home is a preserved piece of 1950s coastal history! Nestled in the heart of Surf City's desired ''Money Mile'' just a steps away from the the nearest restaurants and shopping! Just a short walk to the nearest public beach access!This home comes fully furnished and stocked--including the shed--this turn-key property

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    Ariana Blevins

    Salt Marsh Properties

    (910) 631-6409

    303 Herring Dr Unit B, Surf City, NC 28445
  • /49

    $659,000

    • 3 Beds
    • 3 Baths
    • 1,386 Sq Ft

    301 Mandalay Ct Unit F, Surf City, NC 28445

    Motivated Sellers!Located in the highly sought-after, amenity rich Mandalay Bay community--just a short walk from Surf City's vibrant downtown and Topsail Island's award-winning beaches, this sound front townhome offers coastal living at its finest!Designed with a reverse floor plan to maximize natural light and panoramic vistas, the upper level features an open-concept living space with vaulted

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    Matt Jones

    Coldwell Banker Sea Coast Advantage-Hampstead

    (910) 991-2186

    301 Mandalay Ct Unit F, Surf City, NC 28445
  • /46

    $535,000

    • 4 Beds
    • 2.5 Baths
    • 2,043 Sq Ft

    621 N New River Dr Unit A, Surf City, NC 28445

    Located on the main road in Surf City, this income-producing duplex currently operates as a residential rental on both sides, offering double the cash flow! The larger unit includes an updated full bath, added half bath, and newer flooring and roof (2018). The studio unit adds additional income potential, making this a versatile and valuable asset in a high-demand area!This property is a solid

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    Ariana Blevins

    Salt Marsh Properties

    (910) 714-5773

    621 N New River Dr Unit A, Surf City, NC 28445
  • /28

    $499,000

    • 4 Beds
    • 3 Baths
    • 2,436 Sq Ft

    117 E Yellow Lois Dr, Hampstead, NC 28443

    *SELLERS NOW OFFERING $1,000 USE AS YOU CHOOSE* Welcome to this spacious and beautifully maintained 4 bedroom, 3 bathroom home located on a desirable CORNER LOT in the sought-after Magnolia Reserve subdivision- just minutes from the beach!Step inside to a spacious foyer and formal dining room, perfect for entertaining. The kitchen features soft-close cabinetry, granite countertops, and a

    Agent Photo

    Diane Castro-Perez

    Coldwell Banker Sea Coast Advantage-Hampstead

    (910) 812-4583

    117 E Yellow Lois Dr, Hampstead, NC 28443
  • /50

    $699,900

    • 2 Beds
    • 2 Baths
    • 1,321 Sq Ft

    106 Clam Point Dr, Holly Ridge, NC 28445

    Welcome to coastal living along the beautiful Topsail Sound. This waterfront property offers a lifestyle centered around the outdoors, with sweeping water views and direct access to the sound. A private pier and dock extend right from your backyard, creating the perfect launch point for fishing, boating, or simply relaxing by the water's edge.From here, you're only a short bike ride or drive to

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    Team Thirty 4 North

    Coldwell Banker Sea Coast Advantage

    (910) 786-5222

    106 Clam Point Dr, Holly Ridge, NC 28445
  • /10

    $421,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,612+ Sq Ft

    Bailey Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36456715, Hampstead, NC 28443
  • /10

    $350,900 New Construction

    • 2 - 4 Beds
    • 2 - 3 Baths
    • 1,442+ Sq Ft

    Pinehurst 3 Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36464228, Hampstead, NC 28443
  • /10

    $447,900 New Construction

    • 3 - 6 Beds
    • 3 Baths
    • 2,557+ Sq Ft

    Cotswold 3 Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36465899, Hampstead, NC 28443
  • /10

    $392,900 New Construction

    • 3 - 4 Beds
    • 2.5 Baths
    • 2,011+ Sq Ft

    Stoddard Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36481762, Hampstead, NC 28443
  • /10

    $400,900 New Construction

    • 3 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,240+ Sq Ft

    Cameron Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36468802, Hampstead, NC 28443
  • /10

    $452,900 New Construction

    • 4 - 5 Beds
    • 3.5 Baths
    • 3,007+ Sq Ft

    Seagrove Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36497355, Hampstead, NC 28443
  • /10

    $400,900 New Construction

    • 3 Beds
    • 2 - 3 Baths
    • 1,877+ Sq Ft

    Midland 2 Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36487733, Hampstead, NC 28443
  • /33

    $759,000

    • 3 Beds
    • 2.5 Baths
    • 1,529 Sq Ft

    612 N Topsail Dr, Surf City, NC 28445

    Rare New England style saltbox on the NC Coast. Light-filled home with large porches and ocean views.Coastal Comfort, Smart Investment! Welcome to your ideal coastal retreat and smart investment opportunity in the heart of Surf City! This beautifully maintained 3-bedroom, 2.5-bath beach home sleeps 10-12 with flexible configurations: the main-level primary suite accommodates up to 4 (king, queen,

    Arlene Bethell Redfin Corporation

    612 N Topsail Dr, Surf City, NC 28445
  • /40

    $850,000 Open Sun 12:30PM - 4PM

    • 4 Beds
    • 3.5 Baths
    • 1,813 Sq Ft

    58 North Ridge, Surf City, NC 28445

    Family Retreat or Inome producing property.***This home features Twin Masters with full bath to accommodate multiple families as a Family Oasis or Income producing property.***Elevator access from the Garage to all floors.***Fully Furnished / Move in Ready!!***Great Home within an Active, NO HOA subdivision with year round residents.***Just a 5 minute walk to the beach

    Robert Wareham Pinnacle Group Realty

    58 North Ridge, Surf City, NC 28445
  • /29

    $423,900

    • 4 Beds
    • 2.5 Baths
    • 2,419 Sq Ft

    165 Tides End Dr, Surf City, NC 28445

    HOME IS COMPLETE AND MOVE IN READY!!! Builder is offering $3,000.00 use as you choose. Such as rate buy down, closing cost or vendor credit at closing etc....And if using the preferred lender buyer will receive an additional one percent of the Loan amount, ask listing agent for more details. Welcome to the Vander floor plan in Tides End! Just a short drive to local area shopping and fun! The

    Scott Morrison Century 21 Coastal Advantage

    165 Tides End Dr, Surf City, NC 28445
  • /50

    $749,000

    • 3 Beds
    • 2.5 Baths
    • 1,529 Sq Ft

    612 N Topsail Dr, Surf City, NC 28445

    Coastal Comfort, Smart Investment!Welcome to your ideal coastal retreat and smart investment opportunity in the heart of Surf City! This beautifully maintained 3-bedroom, 2-bath beach home sleeps 10-12 with flexible configurations: the main-level primary suite accommodates up to 4 (king, queen, or full bed, or full-size bunks) with private access to a screened-in porch; upstairs bedrooms each

    Arlene Bethell Redfin Corporation

    612 N Topsail Dr, Surf City, NC 28445
  • /44

    $642,000

    • 4 Beds
    • 3 Baths
    • 2,868 Sq Ft

    204 N Brig Dr, Hampstead, NC 28443

    Welcome to the highly desirable Saltwater Landing community! This beautiful 4 bedroom home features a spacious bonus room with a closet, offering the flexibility of a 5th bedroom, playroom, or home office. Step inside to luxury vinyl plank flooring, beautifully upgraded kitchen with custom architectural details and backsplash, and a seamless open-concept layout perfect for modern living. The

    Treena Wolfenbarger Landmark Sotheby's International Realty

    204 N Brig Dr, Hampstead, NC 28443
  • /42

    $1,050,000

    • 4 Beds
    • 3 Baths
    • 1,492 Sq Ft

    621 N Shore Dr Unit B, Surf City, NC 28445

    Your search ends here! Located on the highly desirable 600 block of North Shore Drive, this rare second-row townhome offers unobstructed views of the Atlantic Ocean and its own private pool--a standout feature in this area. The pool sits on its own separate parcel, enhancing both privacy and future development potential. While it may appear shared, the pool is exclusively owned and used by Unit B

    Tanner Gray 1st Class Real Estate Coastal Choice

    621 N Shore Dr Unit B, Surf City, NC 28445
  • /10

    $382,900 New Construction

    • 3 - 4 Beds
    • 2 - 3 Baths
    • 1,693+ Sq Ft

    Somerset 3 Plan at The Terraces, Hampstead, NC 28443

    Builder Photo

    Windsor Homes

    Builder

    1018 Terraces Ln Unit 36472340, Hampstead, NC 28443
  • /95

    $2,800,000

    • 4 Beds
    • 4 Baths
    • 3,652 Sq Ft

    476 Andrews Rd, Hampstead, NC 28443

    This meticulously crafted waterfront estate, built in 2020, spans 2.21 acres and offers sweeping views of the Intracoastal Waterway and Topsail Island. Located directly on the water, the property features a dock where you can enjoy seamless access to boating, fishing, and endless water activities right from your property.The spacious ground-level shop/garage includes a private elevator, providing

    Jason Colclough Wicker Properties of the Carolinas, Inc.

    476 Andrews Rd, Hampstead, NC 28443
  • /90

    $2,690,000

    • 8 Beds
    • 10 Baths
    • 4,380 Sq Ft

    100 Scotch Bonnet Dr, North Topsail Beach, NC 28460

    Take a look at this outstanding OCEANFRONT OASIS! This spacious home has multiple living and lounging areas, eight bedrooms, eight full bathrooms, and two half baths. The oversized kitchen on the top floor has granite countertops, two ovens, and two dishwashers which are perfect for large parties of your vacation visitors. An elevator provides easy access to all floors, while tons of natural

    Tyler Adams Better Homes and Gardens Real Estate Treasure

    100 Scotch Bonnet Dr, North Topsail Beach, NC 28460
  • /51

    $839,000

    • 3 Beds
    • 3.5 Baths
    • 2,216 Sq Ft

    64 Pier View Ct, Hampstead, NC 28443

    DEEDED BOAT SLIP - CALLING ALL BOAT LOVERS!Located along the Intracoastal Waterway (ICW), this property offers the perfect blend of coastal living and boating convenience with your very own DEEDED BOAT SLIP located at the community dock. Whether you're looking to relax by the water or set sail for a day of adventure, this is the ideal spot for you!This spacious open-concept floor plan offers

    Wanda Martin-Davis Better Homes and Gardens Real Estate Treasure

    64 Pier View Ct, Hampstead, NC 28443
  • /6

    $219,000

    • Land
    • 0.23 Acre
    • $952,174 per Acre

    2118 S Shore Dr, Surf City, NC 28445

    Rare opportunity to own a 0.23-acre oceanfront lot in Surf City, NC! Located at 2118 S Shore Dr, this parcel offers breathtaking views and direct beach access. While not buildable for residential construction, it can possibly be used for public beach access, recreation, conservation, or long-term investment. Featuring paved road frontage with utilities and a prime location near Surf City Pier,

    Andrea Ochoa Collective Realty LLC

    2118 S Shore Dr, Surf City, NC 28445
  • /18

    $650,000

    • Land
    • 0.45 Acre
    • $1,444,444 per Acre

    Accolade Dr, Surf City, NC 28445

    BUY DIRECT FROM THE DEVELOPER! Dream intracoastal waterway (ICW) waterfront lot within new, highly anticipated Topsail Island, NC community now available! Coastal community includes a resort-style pool and an open-air covered pool cabana with full amenities, including a double-sided fireplace, restrooms, and a full outdoor grilling kitchen with refrigerator & ice machine. Ready-to-build with

    American LLC

    Accolade Dr, Surf City, NC 28445
  • /42

    $895,000

    • 3 Beds
    • 2.5 Baths
    • 1,300 Sq Ft

    2006 N Shore Dr Unit A, Surf City, NC 28445

    Seize this incredible opportunity to own a turn-key vacation rental at 2006 N Shore Drive, Surf City, NC! This beautifully updated three-bedroom, two-and-a-half-bath oceanfront duplex is ready for you to step into the thriving summer rental market. Sold furnished with existing bookings, this property is primed for immediate income generation. Property grossed $141,000 in 2024. Enjoy

    johnathan jackson Patsy Clark Real Estate

    2006 N Shore Dr Unit A, Surf City, NC 28445
  • /54

    $885,000

    • 4 Beds
    • 3 Baths
    • 1,790 Sq Ft

    114 Fairytale Ln, Surf City, NC 28445

    Nestled just moments from the serene shores of Surf City, this stunning 4 bedroom, 3 bathroom single-family home boasts a thoughtful reverse floor plan designed for modern living and coastal enjoyment. The home is to be sold fully furnished. With an elevator providing seamless access from the parking area to the top floor, this retreat offers convenience and luxury in a picturesque

    Barbara Pugh Coldwell Banker Sea Coast Advantage

    114 Fairytale Ln, Surf City, NC 28445
  • /40

    $899,995

    • 3 Beds
    • 4 Baths
    • 2,054 Sq Ft

    747 N Topsail Dr, Surf City, NC 28445

    New Construction Townhome!! Fully finished and move in ready! 3 Bedroom, 4 bath, with office or flex space with gorgeous ocean views! These luxurious townhomes are everything you are looking for in a coastal home away from home or perfect for a short term rental investment. Private Deeded Beach access is available for residents of this community. Beautifully adorned furnishings include quartz

    Laura Vevurka FAB Real Estate Services

    747 N Topsail Dr, Surf City, NC 28445
  • /13

    $495,000

    • 1 Bed
    • 1.5 Baths
    • 746 Sq Ft

    918 N New River Dr Unit 815, Surf City, NC 28445

    Newly renovated, 1st floor ocean front unit with private deck overlooking the Atlantic comes fully furnished with King size bed in bedroom, along with 1/2 bath, and a washer and dryer, and a fully equipped kitchen to prepare meals at home. Ocean or pool, it's all here, just steps away from your door.

    Paul Grant Wicker Properties of the Carolinas, Inc.

    918 N New River Dr Unit 815, Surf City, NC 28445
  • /45

    $825,000

    • 2 Beds
    • 1.5 Baths
    • 900 Sq Ft

    1625 S Shore Dr, Surf City, NC 28445

    Here it is the classic Topsail cottage completely upgraded inside & out with Ocean views & direct beach access. Fully furnished home shows like new. This cottage has it all, open floor plan, stainless steel appliances, center kitchen island two spacious bedrooms, luxury baths with custom tile work with laundry room/ flex space all located in the X flood zone. This home checks all the boxes, call

    Beth Dudley Lewis Realty

    1625 S Shore Dr, Surf City, NC 28445
  • /32

    $575,000

    • 2 Beds
    • 2 Baths
    • 902 Sq Ft

    1907 N Shore Dr, Surf City, NC 28445

    Welcome to your coastal getaway in Surf City, ideally located on the desirable second row with beautiful ocean views. This charming 2-bedroom, 2-bath home offers the perfect blend of comfort and convenience, just a short walk from public beach access. Inside, you'll find a bright, open layout designed to maximize natural light and capture the sea breeze. Enjoy your morning coffee or evening

    Ryan Smith RE/MAX Essential

    1907 N Shore Dr, Surf City, NC 28445

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Why Live in Surf City

Surf City, located on North Carolina’s Topsail Island, is a small coastal community with a population of less than 5,000. The town spans both Pender and Onslow counties and is known for its laid-back atmosphere, particularly outside the busy summer months of May through August when tourism peaks. Surf City has a rich history, transitioning from a fishing village to a site for the U.S. Navy’s guided missile testing program, and finally becoming a seaside resort town in 1949. The local economy is primarily tourism and service-based, with major employers including the town itself, the State of North Carolina, and local school systems. Many residents commute approximately 30 miles to Wilmington for work. Housing options range from colorful three-story stilt homes and condos along the oceanfront to suburban-style homes in master-planned communities like Magnolia Reserve. The town features family-friendly parks such as Soundside Park, which offers amenities like an amphitheater, boat ramp, picnic shelters, and a playground. The new Earl G. & Inez Batts Recreation Complex includes a skatepark, sand volleyball courts, and an inclusive playground. Surf City is also home to the Karen Beasly Sea Turtle Rescue & Rehabilitation Center, a designated sea turtle sanctuary. The town faces environmental challenges like beach erosion and stormwater runoff, which are addressed through various local programs. Surf City’s school system, served by Pender County Schools and Topsail High, is highly rated, attracting families to the area. The community is car-dependent, with major roads like U.S. Route 17 connecting it to nearby cities. Wilmington International Airport is about 30 miles away.

Frequently Asked Questions

What is the average home price in Surf City, NC?
Homes for sale in Surf City, NC have an average home price of $821,969.
How many homes have sold over the last 12 months in Surf City, NC?
212 homes have sold in Surf City, NC over the last 12 months.
What are the most popular zip codes in Surf City, NC?
The most popular zip codes in Surf City, NC include 28443, 28445, 28460, 28539 and 28457.
How much do you need to make to afford a house in Surf City?
The median home price in Surf City is $735,000. If you put a 20% down payment of $147,000 and had a 30-year fixed mortgage with an interest rate of 6.5%, your estimated principal and interest payment would be $3,720 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $159K a year to afford the median home price in Surf City.
How are the schools in Surf City, NC?
Surf City, NC has highly rated public and private schools. Some of the best schools in Surf City based on Niche Grades are Topsail High School, North Topsail Elementary School and Surf City Elementary. Browse all the schools in Surf City, NC to learn more.

Home Trends in Surf City, NC

Housing Trends

Median Sale Price
$650,250
Median Single Family Sale Price
$814,000
Median Townhouse Sale Price
$656,000
Median 2 Bedroom Sale Price
$412,000
Median 1 Bedroom Sale Price
$411,250
Average Price Per Sq Ft
$430
Number of Homes for Sale
142
Last 12 months Home Sales
212
Months of Supply
8.00
Median List Price
$735,000
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
24%
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