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Homes for Sale in Forney, TX with 4-Bedrooms

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  • /5

    $460,950 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,665 Sq Ft

    Brittany 40 2F Plan at Las Lomas - Classic Series, Heath, TX 75126

    This 4 bedroom 2 1/2 bathroom plan comes with a study and powder room, spacious gourmet kitchen, as well as a game area upstairs. Additional features include extensive trim work, custom architectural detail throughout, tile floors in all wet areas, security system and so much more! Don’t forget, with every First Texas, Gallery Custom or Harwood Home you will have the flexibility to customize our

    First Texas Homes Builder
    1105 Tenmile Ln Unit 36459432, Heath, TX 75126
  • /40

    $600,000 Open House 4/11

    • 4 Beds
    • 2.5 Baths
    • 3,328 Sq Ft

    10176 Country View Ln, Forney, TX 75126

    Over an acre sensational Craftsman-style blends vintage warmth, generous living space, and an outdoor setup that lives like a private retreat. The backyard is a true showpiece with a huge saltwater pool featuring an 8-foot beach entry that glides to a 6-foot depth, plus a waterfall and lively jumping jets that bring the fun to every gathering. A fabulous 44x12 pool pavilion offers room for

    Bess Dickson Briggs Freeman Sotheby's Int'l

    10176 Country View Ln, Forney, TX 75126
  • /39

    $489,950

    • 4 Beds
    • 3.5 Baths
    • 3,454 Sq Ft

    1245 Palmetto Dr, Forney, TX 75126

    Welcome to this beautifully designed 4-bedroom, 3.5-bath home situated on a spacious quarter-acre corner lot in the heart of Forney, Texas—where comfort, flexibility, and location come together seamlessly. Perfect for multigenerational living, this thoughtfully laid-out home features a private suite complete with its own bedroom, bathroom, living area, and kitchenette—ideal for extended family,

    Jordan Taylor Unbundle Realty, L.L.C.

    1245 Palmetto Dr, Forney, TX 75126
  • /31

    $445,000

    • 4 Beds
    • 2.5 Baths
    • 2,787 Sq Ft

    210 Anns Way, Forney, TX 75126

    Welcome to where timeless comfort meets stylish updates in this beautifully refreshed one-story home. Offering 4 bedrooms, 2.5 baths, 2 spacious living areas, and 2 dining spaces, this thoughtfully designed floor plan provides the perfect balance of openness, flexibility, and function.Inside, you’ll find a home that has been updated throughout with fresh, modern finishes and inviting living

    Cory Wiggins Coldwell Banker Apex, REALTORS

    210 Anns Way, Forney, TX 75126
  • /38

    $340,000

    • 4 Beds
    • 2.5 Baths
    • 2,140 Sq Ft

    1074 Norias Dr, Forney, TX 75126

    Welcome to this beautifully maintained and thoughtfully designed two-story home in the highly sought-after Travis Ranch community, where comfort, functionality, and lifestyle come together seamlessly. Built in 2021, this 4-bedroom, 2.5-bath residence offers a bright and open layout ideal for both everyday living and entertaining. The spacious main level features a modern eat-in kitchen complete

    Megan Potter M&D CRE, LLC

    1074 Norias Dr, Forney, TX 75126
  • /40

    $385,000 Open Sat 1PM - 3PM

    • 4 Beds
    • 3 Baths
    • 2,362 Sq Ft

    116 Joshua Tree Ct, Forney, TX 75126

    Welcome to this meticulously maintained newer home offering the perfect blend of comfort, functionality, and style. Situated on a peaceful lot in a cul-de-sac, this spacious 4-bedroom, 3-bathroom home features an inviting open floor plan, ideal for modern living and entertaining. It has great curb appeal, and will leave you wanting to see more inside! Inside, you’ll find warm, traditional colors

    Starling Oliver Keller Williams Fort Worth

    116 Joshua Tree Ct, Forney, TX 75126
  • /38

    $325,000

    • 4 Beds
    • 2 Baths
    • 2,375 Sq Ft

    211 Chinaberry Trail, Forney, TX 75126

    STEP INTO THIS BEAUTIFULLY APPOINTED HOME WITH 4 BEDROOMS, 2 BATHS AND 2 CAR GARAGE. ENTRY HALL LEADS TO OFFICE THRU FRENCH DOORS OR DOWN THE HALL TO THE OPEN FLOOR PLAN. CURRENT OFFICE CAN BE THE FORMAL DINING ROOM THAT GOES TO THE KITCHEN THROUGH THE LARGE BUTLER'S PANTRY. WALK-IN 6 X 4 ft. PANTRY JUST OFF THE SPACIOUS KITCHEN WHICH HAS GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES AND

    Betty Littlejohn Betty Littlejohn Realty, LLC

    211 Chinaberry Trail, Forney, TX 75126
  • /15

    $315,000

    • 4 Beds
    • 2.5 Baths
    • 2,440 Sq Ft

    4115 Princess Point Ct, Forney, TX 75126

    Welcome home to this charming and move in ready gem nestled on a quiet cul de sac in a family friendly community! This beautifully maintained 4 bedroom, 2.5 bath home offers the perfect blend of comfort and style. Step inside to find new tile flooring and an inviting, spacious living room anchored by a cozy wood burning fireplace! The heart of the home is the stunning kitchen, featuring gorgeous

    Haley Howard RE/MAX Trinity

    4115 Princess Point Ct, Forney, TX 75126
  • /40

    $619,000

    • 4 Beds
    • 2.5 Baths
    • 2,352 Sq Ft

    16036 University Dr, Forney, TX 75126

    Welcome to your own private slice of Texas paradise! Nestled on a beautifully maintained fully fenced 1-acre lot in Forney, this stunning 4-bedroom, 2.5-bath property offers the perfect combination of updated interior comfort, functional outdoor space, and resort-style living. From the moment you arrive, you’ll appreciate the added privacy and curb appeal provided by the electric gated entrance,

    Cory Wiggins Coldwell Banker Apex, REALTORS

    16036 University Dr, Forney, TX 75126
  • /34

    $297,500 Open Sat 1PM - 3PM

    • 4 Beds
    • 3 Baths
    • 2,030 Sq Ft

    1017 Kimbro Dr, Forney, TX 75126

    Welcome home to this spacious single story 4 bedroom, 3 bathroom home designed with an open layout and high ceilings that immediately create a bright, airy feel. The main living area is anchored by a fireplace and lined with windows that bring in natural light while flowing seamlessly into the kitchen and dining spaces, making it ideal for both everyday living and entertaining. The kitchen offers

    Hunter Howard OnDemand Realty

    1017 Kimbro Dr, Forney, TX 75126
  • /39

    $285,000 Open Sat 12PM - 4PM

    • 4 Beds
    • 2 Baths
    • 1,703 Sq Ft

    4407 Stockdale Ln, Forney, TX 75126

    Welcome to this charming single-story home located in the desirable Clements Ranch community. This inviting open-concept residence offers a functional layout with a spacious living area that flows seamlessly into the kitchen and dining space, ideal for everyday living and entertaining. The kitchen is equipped with granite countertops, stainless steel appliances, including a refrigerator and

    LaToya Jackman Only 1 Realty Group Dallas

    4407 Stockdale Ln, Forney, TX 75126
  • /26

    $279,900

    • 4 Beds
    • 2 Baths
    • 1,555 Sq Ft

    2440 Willard Way, Forney, TX 75126

    Welcome home to this immaculately maintained and beautifully updated 4-bedroom, 2-bath home located in Forney ISD. Nestled in a welcoming community featuring a pool and scenic pond, this home offers both comfort and convenience. Step inside to a spacious entryway flanked by two secondary bedrooms and a full bath, creating a functional and inviting layout. A separate hallway leads to the laundry

    Jon Leigh Coldwell Banker Apex, REALTORS

    2440 Willard Way, Forney, TX 75126
  • /25

    $389,999

    • 4 Beds
    • 2 Baths
    • 1,988 Sq Ft

    4085 Ellinger Dr, Forney, TX 75126

    This Like-new 4bedroom 2bath with 2Car Garage that is 1,988 sq. ft. single-story home, built in 2022, offers a perfect blend of modern efficiency and serene outdoor living. Its standout feature is the greenbelt location, providing a private, natural backdrop that won't be developed, ensuring lasting tranquility and scenic views from your backyard

    Yemi Ajetunmobi Innocent Realtors

    4085 Ellinger Dr, Forney, TX 75126
  • /31

    $349,777

    • 4 Beds
    • 3 Baths
    • 1,940 Sq Ft

    1103 Castroville Dr, Forney, TX 75126

    Built in 2020, located in the sought-after TRAVIS RANCH estates of Forney, this beautifully maintained 4-bedroom, 3-full bath home offers 1,940 square feet of thoughtfully designed living space. The light-filled, open-concept layout creates a seamless flow between the kitchen, dining, and living areas—perfect for both everyday living and effortless entertaining. Spacious bedrooms provide comfort

    Judi Greely Beam Real Estate, LLC

    1103 Castroville Dr, Forney, TX 75126
  • /32

    $349,900

    • 4 Beds
    • 2 Baths
    • 2,112 Sq Ft

    1115 Oak Ridge Rd, Forney, TX 75126

    Step inside this beautifully updated and well maintained 4 bedroom, 2 bath home in sought after Villages of Fox Hollow. Recent updates include: New roof as of Oct. 2025, water heater Dec 2025, new AC and heater Jan 2026, along with recently staining the board on board fence. The inviting entry leads you to the formal dining that can also be used as an office or sitting area for reading. This

    Carrie McDonald McDonald Realty Team

    1115 Oak Ridge Rd, Forney, TX 75126
  • /36

    $429,990

    • 4 Beds
    • 3 Baths
    • 3,123 Sq Ft

    917 White Porch Ave, Forney, TX 75126

    WELCOME HOME! With 4 bedrooms, 3 full bathrooms, and a highly versatile layout, this home is designed to accommodate both everyday living and effortless entertaining. The heart of the home is the expansive living area, where a fireplace with a new gas insert creates a warm and inviting focal point. It opens seamlessly to the oversized kitchen, featuring a gas cooktop, rich dark cabinetry, granite

    Joey Stanbery RE/MAX DFW Associates

    917 White Porch Ave, Forney, TX 75126
  • /38

    $489,990

    • 4 Beds
    • 3.5 Baths
    • 3,172 Sq Ft

    1010 Longhill Way, Forney, TX 75126

    Welcome to this gorgeous home nestled in a highly sought after master planned community, ideally located just minutes from Highway 80, the new Costco, and HEB. From the moment you step inside, you will notice the brilliant wood floors flowing through the main living spaces, adding warmth and elegance throughout. Designed for both everyday living and entertaining, this home offers an abundance of

    Joey Stanbery RE/MAX DFW Associates

    1010 Longhill Way, Forney, TX 75126
  • /40

    $925,000

    • 4 Beds
    • 3.5 Baths
    • 3,774 Sq Ft

    243 S King Rd, Forney, TX 75126

    Welcome to your personal oasis on 1.46 acres in the heart of Heath, TX - where extensive, high-end upgrades and thoughtful design elevate form, function & aesthetics at every turn, all within Rockwall-Heath ISD, just minutes from Lake Ray Hubbard and the local yacht club, and a mere 30-minute drive to Downtown Dallas. Artfully refined in 2020, this home has been meticulously upgraded throughout

    Alexandra Holton Engel & Völkers Fort Worth

    243 S King Rd, Forney, TX 75126
  • /24

    $369,000

    • 4 Beds
    • 3 Baths
    • 2,315 Sq Ft

    4104 Waldron Trail, Forney, TX 75126

    Why buy new when you can get this thoughtfully designed 2-story home with functionality, style, and community in mind. SELLER CONCESSIONS are considered! This beautifully designed 4-bedroom, 3-bath residence offers a functional layout ideal for both everyday living and entertaining. Step inside to find spacious living areas filled with natural light and a seamless flow throughout. The heart of

    Tyler Gebert Coldwell Banker Apex, REALTORS

    4104 Waldron Trail, Forney, TX 75126
  • /17

    $267,900

    • 4 Beds
    • 2 Baths
    • 1,685 Sq Ft

    4313 Cat Tail Way, Forney, TX 75126

    Assumable VA Loan at 3.375%! Welcome to this charming single-story home located in the highly sought-after Windmill Farms community in Forney, built in 2019. Thoughtfully designed with modern features and a functional open-concept layout, this home is ideal for families, first-time buyers, or anyone seeking the convenience of single-level living. Step inside to a spacious, light-filled living

    Iris Parrish Monument Realty

    4313 Cat Tail Way, Forney, TX 75126
  • /39

    $265,000

    • 4 Beds
    • 2.5 Baths
    • 2,077 Sq Ft

    1018 Rumley Rd, Forney, TX 75126

    Welcome to your dream home! This stunning 4 bed 2.5 bath residence offers an abundance of natural light, upgrades, and a host of other custom designed features. This beautifully updated home boasts new LVP flooring throughout living areas, new carpet in bedrooms, fresh paint, and a backyard with plenty of space to relax. The spacious kitchen features new stainless steel appliances & granite

    Garrett Lamb Southern Hills Realty

    1018 Rumley Rd, Forney, TX 75126
  • /30

    $414,900

    • 4 Beds
    • 3 Baths
    • 2,737 Sq Ft

    1022 Coppersmith Way, Forney, TX 75126

    **Priced to Sell Quickly! ** Gorgeous move-in ready Beazer Home 4 bed, 3 bath multiple family spaces. Get ready to enjoy this beautiful home! Flowing floor plan with sweeping views from the front door all the way through to the back patio. Open living, dining and kitchen with lots of natural light. Neutral warm grey color palette throughout waiting for a personalized touch. Spacious kitchen with

    Victoria Conwright Fathom Realty LLC

    1022 Coppersmith Way, Forney, TX 75126
  • /39

    $318,000

    • 4 Beds
    • 3 Baths
    • 2,624 Sq Ft

    1943 Applewood Trail, Forney, TX 75126

    BETTER THAN NEW! BACK ON THE MARKET AND PRICED TO SELL! This isn't cookie-cutter new construction - it's a rare find with personality! Premium oversized corner lot meets thoughtful upgrades that set it miles apart from builder-grade competition.JUST COMPLETED: Stunning upgraded deep sink, massive expanded patio slab perfect for entertaining, deeper pantry storage, and new gutters. These

    Art McKee Keller Williams Realty Allen

    1943 Applewood Trail, Forney, TX 75126
  • /28

    $325,000

    • 4 Beds
    • 2 Baths
    • 2,090 Sq Ft

    216 Wolf Dr, Forney, TX 75126

    This spacious home offers an inviting open floor plan with high ceilings and a large living area centered around a beautiful wood-burning fireplace. The well-designed kitchen overlooks the living room, making it ideal for both everyday living and entertaining, and features granite countertops, a large island, and stainless steel appliances. The primary suite provides a private retreat with a

    Laura Morin RE/MAX DFW Associates

    216 Wolf Dr, Forney, TX 75126
  • /23

    $499,000

    • 4 Beds
    • 3.5 Baths
    • 2,730 Sq Ft

    1232 Rushcroft Way, Forney, TX 75126

    Located in the rapidly growing Devonshire community of Forney with convenient access to Dallas, this home presents a refined balance of modern comfort, thoughtful design, and everyday functionality. Set within a thoughtfully planned neighborhood, residents enjoy proximity to DFW an on-site elementary school, and an expanding array of shopping and dining options. Nearby conveniences include major

    Michelle Holland Christie's Lone Star

    1232 Rushcroft Way, Forney, TX 75126
  • /32

    $289,900

    • 4 Beds
    • 3 Baths
    • 2,285 Sq Ft

    2972 Cedeno Dr, Forney, TX 75126

    Welcome to this beautiful, like-new 4-bed, 3-full bath, 3 Living areas, and a 2-car garage home built in 2021 with 2,285 sq ft of open-concept living in the highly desirable Heartland, a vibrant master-planned community in charming Forney, TX. This incredible home has recently been improved with NEW upgraded 55 ounce 100% solution dyed cloud 9 pet fiber carpet over 7-pound pad, NEW upgraded SS

    Mark Macfarlane Global Realty

    2972 Cedeno Dr, Forney, TX 75126
  • /38

    $374,900

    • 4 Beds
    • 2 Baths
    • 2,330 Sq Ft

    4640 Shivers Ln, Forney, TX 75126

    Open House Saturday March 28th 12-2pm!!! Staying home never felt so good! A true gem in a sea of homes, this home has it all. Located in the sought after subdivision of Clements Ranch community, this thoughtfully designed home is built by Highland Homes. Built in 2020, this single story all brick home features 4 bedrooms, and a study or office with french doors. The 40 ft entrance corridor is

    Liz Torres Karen Collins

    4640 Shivers Ln, Forney, TX 75126
  • /20

    $310,000

    • 4 Beds
    • 2 Baths
    • 1,981 Sq Ft

    2131 Erika Ln, Forney, TX 75126

    Stunning newer home in the highly desirable Travis Ranch community, featuring an open-concept layout with 4 bedrooms, a private study, and 2 bathrooms. This move-in-ready home offers luxury wood-look tile in all common areas, upgraded carpet in bedrooms, and a bright study with a bay window. The spacious kitchen boasts granite countertops, stainless steel appliances, and a walk-in pantry, flowing

    Shenglan Gong Henderson Real Estates

    2131 Erika Ln, Forney, TX 75126
  • /40

    $498,990

    • 4 Beds
    • 3 Baths
    • 2,501 Sq Ft

    808 Knoxbridge Rd, Forney, TX 75126

    Step into this gorgeous practically new home that perfectly blends style, comfort, and functionality. Designed with entertaining in mind, this home features an open concept floor plan with wood look ceramic tile throughout the main living areas, creating a seamless and elegant feel. The spacious layout offers plenty of room to gather, host, and enjoy everyday living. Out back, you will find a

    Joey Stanbery RE/MAX DFW Associates

    808 Knoxbridge Rd, Forney, TX 75126
  • /39

    $649,997

    • 4 Beds
    • 2.5 Baths
    • 2,503 Sq Ft

    2419 Lundy Canyon St, Forney, TX 75126

    Lakefront home near Lake Ray Hubbard in Forney TX offering water views and a rare opportunity to own a newer construction home under 650K. This 4 bedroom, 2.5 bath home features a bright open-concept layout with soaring two-story ceilings, expansive windows, and modern finishes throughout. The spacious living area flows seamlessly into the kitchen and dining space, creating an ideal setup for

    Aaron morrow Coldwell Banker Apex, REALTORS

    2419 Lundy Canyon St, Forney, TX 75126
  • /24

    $410,000

    • 4 Beds
    • 3 Baths
    • 3,126 Sq Ft

    1025 Humble Way, Forney, TX 75126

    Welcome to this beautiful home in a desirable Forney neighborhood! Features an open-concept floor plan with abundant natural light, spacious living area, and a modern kitchen with ample cabinet and counter space. This home includes well-sized bedrooms with comfortable layouts, along with a private primary suite designed for relaxation, en-suite bathroom features double sinks, seperate shower,

    Sandra Carrasco True North Texas Realty & Co.

    1025 Humble Way, Forney, TX 75126
  • /35

    $295,000

    • 4 Beds
    • 2 Baths
    • 2,200 Sq Ft

    1131 Grimes Dr, Forney, TX 75126

    SAVINGS TAXES $4,400 a year & roughly $130 monthly electric! 2014 MOVE IN READY! HOME LIKE NEW! ALL APPLIANCES INCLUDED! 4 Bedrooms, 1 Dining, 1 Flexible area to be used as office-dining-2nd living room, 1 Long Organizing Custom Closet size of a room, 1 Living w.Large Stone & Stone Fireplace, NEW FLOORING w.HARD SURFACE HIGH GRADE in front room, Upgraded Glass screen doors on front & back. Quick

    Brittany Realzola eXp Realty LLC

    1131 Grimes Dr, Forney, TX 75126
  • /27

    $439,000

    • 4 Beds
    • 3.5 Baths
    • 3,477 Sq Ft

    118 Stone Dr, Forney, TX 75126

    Spacious and well-designed 4-bedroom home in Forney featuring a highly functional layout with the primary suite located on the main floor. The open-concept living area flows seamlessly into the kitchen and dining space, offering an ideal setup for both everyday living and entertaining. The kitchen features abundant cabinetry, granite countertops, and a large breakfast bar overlooking the main

    Jennifer McChristian Bradford Elite Real Estate LLC

    118 Stone Dr, Forney, TX 75126
  • /35

    $899,000 Open Sat 1PM - 3PM

    • 4 Beds
    • 3 Baths
    • 4,016 Sq Ft

    10167 Wild Rose Cir, Forney, TX 75126

    Stunning Custom Modern Home on 1.7 Acres in Gated Community Welcome to this exceptional 2023-built custom home, perfectly situated on a sprawling 1.7-acre lot in a gated community in Forney. Offering 4 bedrooms, 3 bathrooms, and approximately 4,000 sq ft, this residence blends modern luxury with peaceful country living. Step inside to an impressive open-concept design highlighted by soaring

    Anna Kemp Posh Property Advisers

    10167 Wild Rose Cir, Forney, TX 75126
  • /24

    $790,000

    • 4 Beds
    • 6 Baths
    • 4,078 Sq Ft

    100 Bailee Ct, Forney, TX 75126

    Living here feels like you're spending your days in your own private retreat—tucked away on a quiet cul-de-sac in scenic Dalview Estates, where space, privacy, and comfort come together on just over an acre of land. With open green space on both sides and a large corner lot, you’ll enjoy a sense of calm and room to breathe that’s hard to find these days. Start your mornings with coffee in your

    Stacy Vaughn Jason Mitchell Real Estate

    100 Bailee Ct, Forney, TX 75126
  • /21

    $375,000

    • 4 Beds
    • 3 Baths
    • 2,325 Sq Ft

    1313 Torrington Ln, Forney, TX 75126

    Welcome to 1313 Torrington Lane, a stunning 4-bedroom, 3-bath home in one of Forney’s most desirable neighborhoods, boasting a paid-off solar system that provides thousands in annual electricity savings, ensuring low utility costs for years to come. Offering a spacious and open layout, this home is perfect for both family living and entertaining. The formal dining room, office, and living area

    Daniel Harker Keller Williams Realty DPR

    1313 Torrington Ln, Forney, TX 75126
  • /18

    $269,900

    • 4 Beds
    • 2 Baths
    • 2,235 Sq Ft

    2002 Grimes Dr, Forney, TX 75126

    Welcome to your home in the Travis Ranch neighborhood! This charming single-story residence offers 4 bedrooms,including a private split master suite, perfect for comfort and relaxation. Inside, every room is equipped with ceilingfans, and two rooms feature luxurious vinyl plank flooring. The home has been freshly landscaped, adding to its invitingcurb appeal. The heart of the home is

    Jonathan Livingstone Blue Crown Properties

    2002 Grimes Dr, Forney, TX 75126
  • /26

    $420,000

    • 4 Beds
    • 2 Baths
    • 2,328 Sq Ft

    5664 Durst Ln, Forney, TX 75126

    Custom Highland Homes build situated on a corner lot with a fully turfed backyard featuring a private putting green! Inside, an open floor plan showcases soaring ceilings that flood the home with natural light, brand new luxury vinyl plank flooring throughout, upgraded shutters on the windows, an enhanced laundry room, quartz countertops, a gas cooktop, and bay windows in the primary bedroom. HOA

    Tyler Hogan Competitive Edge Realty LLC

    5664 Durst Ln, Forney, TX 75126
  • /25

    $349,999 Open Sat 2PM - 4PM

    • 4 Beds
    • 2.5 Baths
    • 1,916 Sq Ft

    1515 Bridlepath Trail, Forney, TX 75126

    Built by HistoryMaker, This beautiful property offers a spacious 1911 Sq Ft of living, 4 bedrooms with 2 full bathrooms. Step inside & discover an open concept design that seamlessly flows from the kitchen, dining & family room. The gourmet kitchen boasts sleek granite tops, accent backsplash & stainless steel appliances- gas oven range, microwave & dishwasher. Enjoy entertaining guests at the

    Ashley Bernard Brownstone Real Estate Group

    1515 Bridlepath Trail, Forney, TX 75126
  • /20

    $284,900

    • 4 Beds
    • 2 Baths
    • 1,592 Sq Ft

    152 Doe Meadow Ln, Forney, TX 75126

    Completly updated, move-in ready four-bedroom, two-bathroom home is in the established Deerfield Heights neighborhood! The interior features a traditional layout with modern finishes that provides and functional flow throughout the residence. The main living area serves as an inviting centerpiece of the home, complete with a cozy fireplace. The kitchen is designed for practicality, featuring

    Lynette Thomas Entera Realty LLC

    152 Doe Meadow Ln, Forney, TX 75126

Showing Results 241 - 280, Page 7 of 18

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