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Fort Walton Beach, FL Homes for Sale under $400,000

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  • /55

    $340,000

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    909 Santa Rosa Blvd Unit 548, Fort Walton Beach, FL 32548

    Wake up to peaceful Sound views from this beautifully furnished fourth-floor condo in El Matador on Okaloosa Island. This spacious 2-bedroom, 2-bath residence offers a rare combination of storage, comfort, and lifestyle — with a large balcony accessible from both the living room and primary suite. Enjoy private Gulf-front beach access just steps away, plus resort-style amenities including two

    Dana Topel NextHome Cornerstone Realty

    909 Santa Rosa Blvd Unit 548, Fort Walton Beach, FL 32548
  • /33

    $335,000

    • 3 Beds
    • 2.5 Baths
    • 1,537 Sq Ft

    1004 Mclaren Cir, Fort Walton Beach, FL 32547

    Location, location, location! This almost new 3-bedroom, 2.5-bath townhome features contemporary design, practical living space, and an excellent Fort Walton Beach location.Recent price adjustment makes this property an even better value for buyers seeking newer construction with minimal upkeep and stylish finishes.Ideally situated near shopping, dining, military bases, and beaches, this

    Abram Samuel Narvaez EXP Realty LLC

    1004 Mclaren Cir, Fort Walton Beach, FL 32547
  • /49

    $332,000

    • 2 Beds
    • 1.5 Baths
    • 821 Sq Ft

    374 Bluefish Dr Unit 2A, Fort Walton Beach, FL 32548

    Experience coastal living at its best with this beautifully furnished condo offering amazing views. Located on the second floor of a three-story building, this 2-bedroom, 1.5-bath unit provides 875 square feet of comfortable living space. The open-concept layout features a bright living area, a well-appointed kitchen with a breakfast bar, and an inviting eat-in dining space. Enjoy relaxing

    Erik Hansen KELLER WILLIAMS REALTY GULF COAST

    374 Bluefish Dr Unit 2A, Fort Walton Beach, FL 32548
  • /73

    $399,500

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    1114 Santa Rosa Blvd Unit 208, Fort Walton Beach, FL 32548

    This two bedroom, two bath renovated and fully furnished Sea Oats condo on Okaloosa Island is perfect as primary residence, second home or investment property. Its granite countertops and large diagonal tile add a touch of elegance and new appliances ensure that you have modern and efficient equipment for your cooking and cleaning needs. Two spacious bedrooms, equally roomy adjacent baths and

    Chip Jervis Destin Legacy Real Estate Llc

    1114 Santa Rosa Blvd Unit 208, Fort Walton Beach, FL 32548
  • /44

    $330,000

    • 2 Beds
    • 2.5 Baths
    • 1,088 Sq Ft

    330 Bluefish Dr Unit 208, Fort Walton Beach, FL 32548

    Imagine morning coffee by the bay, afternoons on the boat, and sunset dinners just minutes from the sand. This fully furnished coastal retreat is ideally located near the beach, bay, restaurants, and shopping and includes access to a community dock for easy time on the water.Comfortably sleeping 6-8 guests and approved for short-term rentals, this property offers exceptional flexibility as a

    Sheena Gutierrez ERA American Real Estate

    330 Bluefish Dr Unit 208, Fort Walton Beach, FL 32548
  • /17

    $314,900

    • 3 Beds
    • 2 Baths
    • 1,383 Sq Ft

    308 Victoria Ave NW, Fort Walton Beach, FL 32548

    Cute mostly brick home conveniently located to Hurlburt, Eglin AFB and schools. It's a short drive to downtown which offers a waterfront park, playground, shopping and restaurants. Beautiful white sand beach on Okaloosa Island is minutes away. The floor plan offers formal dining, a living room plus a den. Nice entry porch runs the length of the house and a patio in the huge backyard are perfect

    Reba Hudspeth ERA American Real Estate

    308 Victoria Ave NW, Fort Walton Beach, FL 32548
  • /24

    $319,900

    • 1 Bed
    • 1.5 Baths
    • 765 Sq Ft

    862 Scallop Ct Unit 105, Fort Walton Beach, FL 32548

    Enjoy the luxury of beachfront living in this ground-floor condo within a charming 27-unit community on Okaloosa Island. Step from your private patio straight to the sand, no stairs or elevators, just effortless access to the beach, pool, and amenities. With projected rental income of $47K annually, it's perfect as a primary home, vacation getaway, or investment. Community perks include a

    Candice Powell Coldwell Banker Realty

    862 Scallop Ct Unit 105, Fort Walton Beach, FL 32548
  • /22

    $315,000

    • 1 Bed
    • 1 Bath
    • 866 Sq Ft

    1530 Miracle Strip Pkwy SE Unit 103B, Fort Walton Beach, FL 32548

    Welcome to Seaspray Condominiums on beautiful Okaloosa Island — a beloved Gulf-front destination where generations of families return year after year. This 1-bedroom, 1-bath vacation rental features upgrades including a new water heater and new AC unit (2024). Enjoy direct access to a private beach, a sprawling green space ideal for games and gatherings, a playground for the kids, and a

    Katelyn Crowe The Premier Property Group Seacrest Office

    1530 Miracle Strip Pkwy SE Unit 103B, Fort Walton Beach, FL 32548
  • /33

    $315,000

    • 1 Bed
    • 1.5 Baths
    • 765 Sq Ft

    862 Scallop Ct Unit 104, Fort Walton Beach, FL 32548

    TRANQUIL BEAUTY! Island Sands is a hidden gem located on Okaloosa Island in Fort Walton Beach, FL. The building has just reopened after several exterior renovations, This small 27-unit condominium offers a peaceful retreat with an uncrowded beach. Listen to the waves roll in and feel the powder white sand under your feet as you walk down to the beach on the new beach walkway, just steps from your

    Howard Dolgoff Emerald Coast Properties Inc

    862 Scallop Ct Unit 104, Fort Walton Beach, FL 32548
  • /20

    $395,000

    • 2 Beds
    • 1.5 Baths
    • 1,035 Sq Ft

    909 Santa Rosa Blvd Unit 532, Fort Walton Beach, FL 32548

    This wonderful condo has a lovely view of the Santa Rosa Sound from the spacious balcony. It's the perfect place to make family vacation memories and you can also cash in $$$ on vacation rentals. New AC, bath, back flush toilet, refrigerator, and updated kitchen and windows. El Matador has lots of green space and some of the least crowded beaches around. Pools, fitness center, pickle ball, sauna

    Gilmore Erikson Keller Williams Realty Destin

    909 Santa Rosa Blvd Unit 532, Fort Walton Beach, FL 32548
  • /19

    $399,900

    • 1 Bed
    • 2 Baths
    • 820 Sq Ft

    866 Santa Rosa Blvd Unit 106, Fort Walton Beach, FL 32548

    Price Reduced! Motivated Seller!! Pelican Isle located on Beautiful Okaloosa Island! This direct Gulf front 1 bedroom + bunks & 2 full baths condo can be yours! The spacious & upgraded condo is located on the second floor, sleeps 6 and is being sold turn key, fully furnished and decorated. The unit is an excellent rental property or would make a fantastic, yet affordable vacation home. Pelican

    Robin Parsons World Impact Real Estate

    866 Santa Rosa Blvd Unit 106, Fort Walton Beach, FL 32548
  • /27

    $317,000

    • 3 Beds
    • 2 Baths
    • 1,470 Sq Ft

    1008 Aspen Ct, Fort Walton Beach, FL 32547

    1008 Aspen Ct, Fort Walton Beach, FL- Your Future Home (With Just the Right Amount of Sass) Congratulations! You've just stumbled onto 1008 Aspen Ct - no to be confused with Aspen Ave, Aspen Way or that ski resort in CO. This is FWB, baby, and we do sunshine not snow. This 3Br, 2Ba home has the charm of a rom-com and the functionality of your favorite IKEA furniture without the leftover screws.

    Michael Johnson Realty ONE Group Emerald Coast

    1008 Aspen Ct, Fort Walton Beach, FL 32547
  • /26

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,724 Sq Ft

    206 Baker St NW, Fort Walton Beach, FL 32548

    6' wall, privacy, park like setting yet 3 blks to Publix, home Depot and 5 miles to Gulf, quiet star gazing nights on .26 acre, new roof, cabinets, baths, kitchen, real hardwood floors, 298 annual taxes, property extends further than fences, no immediate neighbors, 18' gate, rv parking, lots of room for 20×40' shop if needed, vaulted ceilings, 6'×4' granite Island with power, put in granite

    Stephen Hachey Flat Fee MLS Realty

    206 Baker St NW, Fort Walton Beach, FL 32548
  • /72

    $300,000

    • 2 Beds
    • 1 Bath
    • 750 Sq Ft

    1330 Miracle Strip Pkwy SE Unit 104, Fort Walton Beach, FL 32548

    Best of both worlds on Okaloosa Island, the Beach and the Bay! Bay front community with stunning view of the Choctawhatchee Bay, including a small private sandy beach and a 300 ft fishing/boating pier. A community pool and picnic area are also included along the bay front. The beach is directly across the street with easy access to John Beasley Park, the Boardwalk, and the Okaloosa Island Fishing

    Doug Addeo Community Realty Associates

    1330 Miracle Strip Pkwy SE Unit 104, Fort Walton Beach, FL 32548
  • /39

    $337,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,716 Sq Ft

    704 Ferguson Dr Unit 3, Fort Walton Beach, FL 32547

    New Construction! INTERIOR UNIT. $10K in ANYWAY MONEY! 2-10 Builder Warranty, Termite Bond Renewed annually by HOA. Luxury Vinyl Plank throughout. Upstairs enjoys 4 bedrooms, 1 full guest bath, 1 on-suite bath for primary, & laundry room. Downstairs foyer leads to 1⁄2 bath, kitchen w/ breakfast peninsula & Stainless Appliances to include side by side refrigerator, Self-Cleaning Convection Stove,

    Buffie Amoroso ERA American Real Estate

    704 Ferguson Dr Unit 3, Fort Walton Beach, FL 32547
  • /24

    $329,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,526 Sq Ft

    Lot 13 Kenzie Ln, Fort Walton Beach, FL 32547

    Under Construction, brand new townhomes in central Fort Walton Beach to be completed April 2026! Take a look at what brand new home ownership could look like at Lot 13 Kenzie Lane in Fort Walton Beach. With three bedrooms, two and a half bathrooms, a private patio and garage, this unit could be yours today. Seller is offering $12,000 to be used at your discretion- towards closing costs, rate buy

    Georgia Henderson Gulfside Haven LLC

    Lot 13 Kenzie Ln, Fort Walton Beach, FL 32547
  • /36

    $325,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,758 Sq Ft

    710 Dale Place Unit 3, Fort Walton Beach, FL 32547

    END UNIT***$5,000 Anyway money!*** Townhome in the heart of FORT WALTON BEACH! Upgrades including GRANITE countertops, STAINLESS STEEL appliances, and White SHAKER cabinets in the Kitchen. SUBWAY tile backsplash and master SHOWER. Plenty of storage with an oversized WALK IN master closet and a one car GARAGE. The main floor and second floor will be LVP with carpet on the stairs. Fenced in yard.

    Victoria Davis EXP Realty LLC

    710 Dale Place Unit 3, Fort Walton Beach, FL 32547
  • /73

    $380,000 Pre-Foreclosure

    • 4 Beds
    • 2.5 Baths
    • 2,080 Sq Ft

    112 Scranton St, Fort Walton Beach, FL 32547

    Discover this beautifully maintained Florida cottage offering 4 bedrooms and 2.5 baths in a prime central location. Just 4 miles from Eglin AFB and 5.8 miles from Hurlburt Field, this home is perfectly positioned for convenience while still delivering a relaxed coastal lifestyle. Enjoy the stunning beaches of Okaloosa Island just a short 10-minute drive away, or take advantage of the nearby bay

    Miranda de la Cruz Salt & Light Realty

    112 Scranton St, Fort Walton Beach, FL 32547
  • /28

    $353,750

    • 3 Beds
    • 2 Baths
    • 1,660 Sq Ft

    1512 Mariah Way W, Fort Walton Beach, FL 32547

    REO - Discover the potential in this charming two-story home featuring 3 bedrooms and 2.5 bathrooms, ideally located between Eglin AFB and Hurlburt Field in a fantastic neighborhood. The main level offers an inviting living space with soaring cathedral ceilings, tile flooring, and a cozy fireplace. The open kitchen and convenient laundry room add to the home's functional layout. Upstairs you'll

    Micha Knowles ERA American Real Estate

    1512 Mariah Way W, Fort Walton Beach, FL 32547
  • /26

    $329,900

    • 2 Beds
    • 3.5 Baths
    • 2,046 Sq Ft

    103 Thornhill Rd, Fort Walton Beach, FL 32547

    Seller extremely motivated-Bring all offers!! This spacious property in the heart of Fort Walton Beach offers excellent potential for strong returns, whether you're looking for a long-term rental, short-term vacation rental, or a value-add flip. Major capital improvements have already been completed, including new roof, updated electrical panel, two brand new HVAC systems, new carpet, new water

    Jennifer Wilson NextHome Cornerstone Realty

    103 Thornhill Rd, Fort Walton Beach, FL 32547
  • /52

    $359,900

    • 3 Beds
    • 2 Baths
    • 1,488 Sq Ft

    441 Stonehenge Dr, Mary Esther, FL 32569

    Welcome to this charming 3-bedroom, 2-bathroom home located in the vibrant city of Mary Esther, FL. This property boasts a spacious living room, perfect for entertaining or relaxing after a long day. The kitchen is equipped with modern stainless-steel appliances and updated fixtures. The luxury vinyl plank flooring throughout the home adds a touch of elegance and is easy to maintain. Step outside

    Jennifer Larrabee Palm Island Realty

    441 Stonehenge Dr, Mary Esther, FL 32569

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