119

Georgetown, FL Homes for Sale with No HOA Fee

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  • /2

    $12,500

    • Land
    • 0.26 Acre
    • $48,077 per Acre

    136 Hazel Ave, Georgetown Cove, FL 32139

    Start building your dreams with this affordable vacant lot tucked inside a quiet, parceled neighborhood between Palatka and Daytona Beach. This undeveloped parcel offers the perfect opportunity to build a home and live your own American Dream, create a weekend retreat, or add a solid asset to your growing real estate portfolio.Enjoy peaceful rural surroundings, low annual taxes, and no

    Kristine Anderson Santos PEPINE REALTY

    136 Hazel Ave, Georgetown Cove, FL 32139
  • /2

    $12,500

    • Land
    • 0.13 Acre
    • $96,154 per Acre

    106 Mosswood St, Georgetown, FL 32139

    Start building your dreams with this affordable vacant lot tucked inside a quiet, parceled neighborhood between Palatka and Daytona Beach. This undeveloped parcel offers the perfect opportunity to build a home and live your own American Dream, create a weekend retreat, or add a solid asset to your growing real estate portfolio.Enjoy peaceful rural surroundings, low annual taxes, and no

    Kristine Anderson Santos PEPINE REALTY

    106 Mosswood St, Georgetown, FL 32139
  • /2

    $12,500

    • Land
    • 0.23 Acre
    • $54,348 per Acre

    207 Rosewood St, Georgetown Cove, FL 32139

    Start building your dreams with this affordable vacant lot tucked inside a quiet, parceled neighborhood between Palatka and Daytona Beach. This undeveloped parcel offers the perfect opportunity to build a home and live your own American Dream, create a weekend retreat, or add a solid asset to your growing real estate portfolio.Enjoy peaceful rural surroundings, low annual taxes, and no

    Kristine Anderson Santos PEPINE REALTY

    207 Rosewood St, Georgetown Cove, FL 32139
  • /4

    $50,000

    • Land
    • 1.43 Acres
    • $34,965 per Acre

    147 Heathton St, Georgetown, FL 32139

    Recently clerared with roots removed. 1.43 acre Lot -Shows No Flood or wetlands - Please verify with Putnam County Beautiful property on a cul-de-sac. This lot is in Georgetown Manor- NO HOA. Build your dream home or 2 homes in this very private neighborhood. Minimum sq ft build in Putnam County is 700 sq ft.. Property is very close to the St Johns River. This town gets a lot of vacationers

    Danielle Boyd Florida Homes Realty & Mortgage

    147 Heathton St, Georgetown, FL 32139
  • /6

    $14,000

    • Land
    • 0.24 Acre
    • $58,333 per Acre

    0 4th St, Georgetown Cove, FL 32139

    Beautiful Lot in Paradise Lakes nestled in a serene community near Lake George and Crescent Lake Conservation Area, this beautiful wooded lot offers the perfect opportunity to build your dream home. Located just a few blocks from the stunning Lake George, enjoy easy access to a boat ramp, fishing pier, and the endless possibilities of boating on both the St. Johns River and Lake George.

    Kristin Stewart PARKSIDE REALTY GROUP

    0 4th St, Georgetown Cove, FL 32139
  • /6

    $6,500

    • Land
    • 0.23 Acre
    • $28,261 per Acre

    336 Gardenia Ave, Georgetown Cove, FL 32139

    Beautiful Lot in Paradise Lakes nestled in a serene community near Lake George and Crescent Lake Conservation Area, this beautiful wooded lot offers the perfect opportunity to build your dream home. Located just a few blocks from the stunning Lake George, enjoy easy access to a boat ramp, fishing pier, and the endless possibilities of boating on both the St. Johns River and Lake George.

    Angela Couch PARKSIDE REALTY GROUP

    336 Gardenia Ave, Georgetown Cove, FL 32139
  • /6

    $14,000

    • Land
    • 0.24 Acre
    • $58,333 per Acre

    0 4th St, Georgetown Cove, FL 32139

    Beautiful Lot in Paradise Lakes nestled in a serene community near Lake George and Crescent Lake Conservation Area, this beautiful wooded lot offers the perfect opportunity to build your dream home. Located just a few blocks from the stunning Lake George, enjoy easy access to a boat ramp, fishing pier, and the endless possibilities of boating on both the St. Johns River and Lake George.

    Angela Couch PARKSIDE REALTY GROUP

    0 4th St, Georgetown Cove, FL 32139
  • /7

    $6,900

    • Land
    • 0.23 Acre
    • $30,000 per Acre

    208 Garrison Ave, Georgetown, FL 32139

    Financing available with $1,500 down! Zoned R-2 - Flexible Build Options! This 0.23-acre lot in the desirable Paradise Lakes community offers the perfect opportunity to create your ideal home or getaway. RS-2 zoning allows for site-built homes, modular, tiny homes and barndominiums giving you flexibility in your build. RVs are not permitted for permanent living, but may be allowed temporarily

    Daniel Castaneda AMERICAN REALTY OF PSL LLC

    208 Garrison Ave, Georgetown, FL 32139
  • /6

    $23,000

    • Land
    • 1.24 Acres
    • $18,548 per Acre

    113 Ocala Dr, Georgetown, FL 32139

    Quiet country living yet close proximity to entertainment and dining....if this is what you seek....look no further than this 1.24 acre parcel in Georgetown, high and dry...no wetlands. Make this property your own, bring your toys and enjoy the river, dining and entertainment that this area offers. Take a drive by and envision the potential!!

    TRACI HUTCHINSON ST JOHNS REALTY AND MANAGEMENT LLC

    113 Ocala Dr, Georgetown, FL 32139
  • /3

    $23,900

    • Land
    • 1.11 Acres
    • $21,532 per Acre

    207 Ocala Ct, Georgetown, FL 32139

    Beautiful one-acre parcel lot to build your dream home! Professional mulched under brush work done for a clear view. Surrounded by nature, this property offers plenty of space for your new home, garden, or even a workshop or RV. The lot provides a quiet rural country setting. Whether you're looking for a weekend retreat or a permanent homesite, this property gives you the freedom and space to

    Ericka Senez ADAMS CAMERON & CO

    207 Ocala Ct, Georgetown, FL 32139
  • /3

    $25,900

    • Land
    • 1.06 Acres
    • $24,434 per Acre

    215 Hideaway Ln, Georgetown, FL 32139

    Escape the hustle and enjoy the tranquility of rural living on this beautiful one-acre parcel. Already UNDERBRUSHED! Surrounded by nature, this property offers plenty of space for your dream home, garden, or even a workshop or RV. The lot provides a quiet country setting. Whether you're looking for a weekend retreat or a permanent homesite, this property gives you the freedom and space to create

    Ericka Senez ADAMS, CAMERON & CO., REALTORS

    215 Hideaway Ln, Georgetown, FL 32139
  • /4

    $6,200

    • Land
    • 0.23 Acre
    • $26,957 per Acre

    131 Garrison Ave, Georgetown, FL 32139

    Seller financing available. 15percent discount off the total price with purchase of 3 or more lots. Seller finance price $9,900-$900 down-12percent interest-5 year term-$200/month payment. (1) of (40) BUILDING LOTS FOR SALE BY THE SAME SELLER. This lot is Zoned for MOBILE or SITE BUILT HOMES w/NO HOA. High and Dry, BUILDABLE lot located in PARADISE LAKES. Buy this land as an investment with low

    Kimberly Black REDI REAL ESTATE, LLC

    131 Garrison Ave, Georgetown, FL 32139
  • /2

    $16,900

    • Land
    • 0.23 Acre
    • $73,478 per Acre

    126 & 128 Grandale St, Georgetown, FL 32139

    Two adjacent lots available in desirable Georgetown, FL — sold together for $16,9,000 or individually for $9,000 each. Each lot is approximately 10,000 sq ft (total ~20,000 sq ft combined) and ready for your dream home or investment opportunity. Convenient access from CR-309 and Shortcut Road, close to local amenities, lakes, and recreation. Residential zoning supports site-built or modular

    Thomas Lugen AMERICAN RESALES

    126 & 128 Grandale St, Georgetown, FL 32139
  • /6

    $8,499

    • Land
    • 0.23 Acre
    • $36,952 per Acre

    303 Siesta Dr, Georgetown Cove, FL 32139

    Zoned RS-2 – Flexible Build Options! This 0.23-acre lot in the desirable Paradise Lakes community offers the perfect opportunity to create your ideal home or getaway. RS-2 zoning allows for site-built homes, modular, tiny homes and barndominiums giving you flexibility in your build. RVs are not permitted for permanent living, but may be allowed temporarily during construction with a

    Daniel Castaneda AMERICAN REALTY OF PSL LLC

    303 Siesta Dr, Georgetown Cove, FL 32139
  • /30

    $125,000

    • 3 Beds
    • 1.5 Baths
    • 1,152 Sq Ft

    Unlisted Address

    Serenity and peacefulness abound on this 5.03 acre property with a three bedroom, 1.5 bath home. Feel the natural beauty all around you with 2.4 acres of wetlands and 2.6 acres not in a flood zone. You get the best of both worlds-untouched nature and land to build upon. Zoned AG. Home has a new metal roof (2024) on the house and three new front windows. Both passed inspection mid-2024. On the

    Barbara Niles CHAMPION REALTY OF FLORIDA LLC

    Unlisted Address
  • /6

    $80,000

    • Land
    • 2.08 Acres
    • $38,462 per Acre

    350 & 354 Georgetown Denver Rd, Georgetown, FL 32139

    This could be where you build your dream home. Located before the main entrance of Whispering Pines on Georgetown Denver road. It is close to St. Johns River and also near Lake George Conservation Area. This property is 2.08 acres so you have double the space. Parcel # for second lot is 05-13-27-7225-0000-0040. You will have country living yet you are less than an hour from the beaches.

    ALICE CURRY CENTURY 21 TRITON REALTY

    350 & 354 Georgetown Denver Rd, Georgetown, FL 32139
  • /7

    $9,800

    • Land
    • 0.23 Acre
    • $42,609 per Acre

    210 2nd St, Georgetown Cove, FL 32139

    Owner financing available. Build your dream home on this 0.23-acre lot in the Georgetown community, zoned R-2, allowing single-family homes, tiny homes, barndominiums, or mobile homes. Enjoy peaceful living just minutes from Lake George and the St. Johns River, with boating, fishing, and outdoor recreation nearby. The property is part of an HOA, offering community guidelines to maintain

    Daniel Castaneda American Realty of PSL LLC

    210 2nd St, Georgetown Cove, FL 32139
  • /7

    $25,000

    • Land
    • 0.99 Acre
    • $25,253 per Acre

    209 Ocala Ct, Georgetown, FL 32139

    ALMOST 1 ACRE IN WHISPERIG PINES Zoned R-2 which allows site built or mobile homes. Buyer will need a survey, well, septic system, and electricity. Buyer advised to contact Putnam County Planning and Zoning to verify if their intended use is allowed and Putnam County Health Department or DEP to confirm this lot is effected by new FL septic law. Cash sale only. Close to St. Johns River, there are

    ALICE CURRY CENTURY 21 TRITON REALTY

    209 Ocala Ct, Georgetown, FL 32139
  • /8

    $10,100

    • Land
    • 0.23 Acre
    • $43,913 per Acre

    337 Palm Way, Georgetown Cove, FL 32139

    Opportunity awaits with this vacant lot at 337 Palm Way in Georgetown, FL 32139! Located in the peaceful and natural surroundings of Putnam County, this parcel offers a great setting for your future home, weekend getaway, or investment project. With access to nearby lakes, the St. Johns River, and local recreation, this is the perfect spot for nature lovers, boaters, and outdoor enthusiasts.

    Daniel Castaneda AMERICAN REALTY OF PSL LLC

    337 Palm Way, Georgetown Cove, FL 32139
  • /7

    $5,500

    • Land
    • 0.23 Acre
    • $23,913 per Acre

    210 Redwood Blvd, Georgetown Cove, FL 32139

    Opportunity awaits! This .23-acre parcel in Georgetown offers the perfect blend of privacy and convenience. The property provides plenty of space to design and build your ideal retreat. Whether you're looking to invest, build a custom home, or create a seasonal escape, this property is ready to make your vision a reality.

    Justin Petrucci BEACH STATE REALTY

    210 Redwood Blvd, Georgetown Cove, FL 32139
  • /59

    $550,900

    • Land
    • 38.54 Acres
    • $14,294 per Acre

    139 Lakeway Dr, Georgetown, FL 32139

    Escape the noise and embrace the serene, tucked away down a long drive, these 38 acres could be your own personal sanctuary. A meandering creek carves a quiet path through the property, where towering pines stand as silent guardians. (Pines were planted in 2011 to produce future income). The land offers a perfect blend of forested privacy and open meadows with a barn, 200 amp electric service, 4'

    TRACI HUTCHINSON ST JOHNS REALTY AND MANAGEMENT LLC

    139 Lakeway Dr, Georgetown, FL 32139
  • /46

    $649,000

    • 3 Beds
    • 2 Baths
    • 1,362 Sq Ft

    121 N Lake George Dr, Georgetown, FL 32139

    Major Price Reduction! Best view on the St Johns River and overlooking Lake George! Get your fishing gear ready! Your covered boat slip is waiting. Fabulous dock with electric lift and cleaning station. The backyard is a Florida paradise. Spanish moss hanging from majestic Cypress trees align the edge of the property overlooking the water. Riprap gives you security and clean lines from property

    Robin Massa UNITED REAL ESTATE PREFERRED

    121 N Lake George Dr, Georgetown, FL 32139
  • /2

    $4,800

    • Land
    • 0.23 Acre
    • $20,870 per Acre

    0 Chipola Dr, Georgetown Cove, FL 32139

    Nestled in the quiet community of Paradise Lakes, this .23-acre (10,019 square foot) lot in Georgetown, Florida, is ready for your dream home. With no HOA and no HOA fees, you have the freedom to build the way you want—whether that means adding a pool, an oversized garage, or creating a spacious backyard retreat. Located in an X flood zone, no flood insurance is required, giving you peace of mind

    Brandy Coffey KELLER WILLIAMS ISLAND LIFE REAL ESTATE

    0 Chipola Dr, Georgetown Cove, FL 32139
  • /7

    $12,100

    • Land
    • 0.23 Acre
    • $52,609 per Acre

    223 2nd St, Georgetown Cove, FL 32139

    Owner financing available! Country living at its finest! Come see this beautiful 0.23-acre recently mulched lot located in the desirable Georgetown area. Perfect for building your dream home or bringing a manufactured home. Residents enjoy access to the St. Johns River Rod & Reel Club, complete with a boat ramp, fishing pier, and access to Lake George. Spend your days boating and fishing on the

    Daniel Castaneda American Realty of PSL LLC

    223 2nd St, Georgetown Cove, FL 32139
  • /8

    $12,400

    • Land
    • 0.23 Acre
    • $53,913 per Acre

    117 Mosswood St, Georgetown, FL 32139

    Owner financing Available! COUNTRY LIVING AT ITS BEST COME CHECK OUT THIS 0.23 ACRE BEAUTIFUL WOODED LOT LOCATED IN GEORGETOWN. Come enjoy St. J River Rod & Reel Club, Boat Ramp, Fishing Pier in Lake George. GO BOATING & FISHING ON RIVER & LAKE. GO SWIMMING IN BEAUTIFUL SALT SPRINGS SILVER GLEN SPRING!! OWNER FINANCING AVAILABLE

    Daniel Castaneda AMERICAN REALTY OF PSL LLC

    117 Mosswood St, Georgetown, FL 32139
  • /2

    $9,500

    • Land
    • 0.23 Acre
    • $41,304 per Acre

    322 Palm Way, Georgetown Cove, FL 32139

    Discover the perfect slice of Florida in the peaceful community of Georgetown. This lot offers the ideal space to build your dream home, weekend getaway, or future investment property. Located in a quiet, rural setting just minutes from Lake George and the St. Johns River, you’ll enjoy easy access to boating, fishing, and outdoor adventures. The property is nestled in a nature-filled area with

    Sebastian Perez FINEHIRSH REALTY POWERED BY SELLSTATE

    322 Palm Way, Georgetown Cove, FL 32139
  • /13

    $34,500

    • Land
    • 1.1 Acres
    • $31,364 per Acre

    162 Whispering Pines Rd, Georgetown, FL 32139

    AMAZING LOT!! PAVED ROAD!! Don't miss the opportunity to build your dream home or place a mobile home in this wonderful community of Whispering Pine. This community provides boat ramp access to Lake George/St Johns River. No impact fee in Putnam County. Less than an hour to Saint Augustine, Palm Coast, Flagler Beach, Gainesville and Green Cove Springs. Also Jacksonville, Daytona and Orlando at

    RAMIRA GONZALES FLORIDA HOMES REALTY & MTG LLC

    162 Whispering Pines Rd, Georgetown, FL 32139
  • /4

    $95,000

    • Land
    • 5.22 Acres
    • $18,199 per Acre

    116 Wayburn St, Georgetown, FL 32139

    Discover 5.22 acres of natural Florida beauty in Georgetown, zoned A2. This versatile property offers space, privacy, and potential for various uses. Ideal for those seeking a quiet escape, recreational land, or a long-term investment. Located in Lake George and the St. Johns River area , enjoy easy access to boating, fishing, and the natural surroundings of Putnam County

    Paola Sharkey MARTY & HUGGINS REALTY

    116 Wayburn St, Georgetown, FL 32139
  • /5

    $10,800

    • Land
    • 0.69 Acre
    • $15,652 per Acre

    208 SE 3rd St, Georgetown, FL 32139

    Owner finance available! COUNTRY LIVING AT ITS BEST COME CHECK OUT THIS OVERSIZED 0.69 ACRE BEAUTIFUL WOODED LOT LOCATED IN GEORGETOWN. BUILD OR BRING YOUR DREAM HOME. Come enjoy St. J River Rod & Reel Club, Boat Ramp, Fishing Pier in Lake George. GO BOATING & FISHING ON RIVER & LAKE. GO SWIMMING IN BEAUTIFUL SALT SPRINGS SILVER GLEN SPRING!! OWNER FINANCING AVAILABLE

    Daniel Castaneda American Realty of PSL LLC

    208 SE 3rd St, Georgetown, FL 32139
  • /3

    $54,900

    • Land
    • 5.76 Acres
    • $9,531 per Acre

    140 Edgemere Dr, Georgetown, FL 32139

    This pristine lot provides the perfect blend of privacy, space, and convenience in rural Putnam County. Whether you're planning your future home, retreat cabin, or long-term hold, this is a rare opportunity to own nearly 6 acres of unspoiled Florida landscape. A short drive from Lake George and the St. Johns River, offering excellent opportunities for boating, fishing, and nature exploration.

    AMY SHELTON EXP REALTY LLC

    140 Edgemere Dr, Georgetown, FL 32139
  • /12

    $65,000

    • Land
    • 6.27 Acres
    • $10,367 per Acre

    160 Edgemere Dr, Georgetown, FL 32139

    Build Your Paradise in Georgetown! This beautiful 6.27-acre parcel offers peace, privacy, and potential in the serene town of Georgetown. Partially cleared and ready for your vision, this land provides plenty of room to build your dream home, start a small farm, or invest in future development. As a bonus, an additional lot at 832 Paradise Blvd in the adjacent community, Georgetown Cove, is

    B. Catherine Holeva Beaches to River Real Estate

    160 Edgemere Dr, Georgetown, FL 32139
  • /6

    $11,100

    • Land
    • 0.23 Acre
    • $48,261 per Acre

    104 5th St, Georgetown Cove, FL 32139

    Owner Finance available! Discover the best of country living with this beautiful 0.23-acre wooded lot in Georgetown! This property is the perfect setting for your dream home, whether you choose to build or bring in a mobile home. Enjoy easy access to the St. Johns River Rod & Reel Club, a boat ramp, and a fishing pier on Lake George. Spend your days boating and fishing on the river and lake, or

    Daniel Castaneda AMERICAN REALTY OF PSL LLC

    104 5th St, Georgetown Cove, FL 32139
  • /7

    $11,800

    • Land
    • 0.23 Acre
    • $51,304 per Acre

    108 5th St, Georgetown Cove, FL 32139

    Owner finance available! Do not miss out on this fantastic opportunity in Georgetown! This beautiful 0.23-acre lot offers the best of country living and is ready for your dream home. The property has already been mulched, making it easy to start building. Imagine enjoying the peaceful surroundings and the convenience of nearby attractions. You'll love being close to the St. Johns River Rod & Reel

    Daniel Castaneda AMERICAN REALTY OF PSL LLC

    108 5th St, Georgetown Cove, FL 32139
  • /9

    $8,499

    • Land
    • 0.23 Acre
    • $36,952 per Acre

    242 Lakeway Dr, Georgetown, FL 32139

    Zoned R-2 – Owner Financing Available – Multi-Lot Packages Offered! Discover the opportunity to build your dream home in the growing city of Georgetown on this beautiful 0.23-acre lot. Located just minutes from Lake George, this area offers abundant outdoor activities including boating, fishing, hiking, and camping. Zoned R-2, this parcel allows for site-built, manufactured, modular, mobile, tiny

    Daniel Castaneda AMERICAN REALTY OF PSL LLC

    242 Lakeway Dr, Georgetown, FL 32139
  • /2

    $30,000

    • Land
    • 1.03 Acres
    • $29,126 per Acre

    109 White Pine Ln, Georgetown, FL 32139

    Build Your Dream Home Near Lake George with Water AccessDiscover the perfect place to plant roots with this spacious 1-acre lot in a welcoming and up-and-coming neighborhood near Lake George. With direct access to water activities like swimming and kayaking, and surrounded by nature trails and family-friendly attractions, it's the ideal spot for creating lifelong memories. Design your custom

    Martin Crosthwaite DUCK REALTY INC

    109 White Pine Ln, Georgetown, FL 32139
  • /2

    $30,000

    • Land
    • 1.03 Acres
    • $29,126 per Acre

    107 White Pine Ln, Georgetown, FL 32139

    Scenic lot in a growing Lake George CommunityNestled in a rapidly developing neighborhood near the pristine shores of Lake George, this beautiful 1-acre parcel offers the perfect blend of natural beauty and recreational convenience. Enjoy exclusive water access just minutes away, ideal for boating, swimming, and lakeside relaxation. Whether you're looking to build a seasonal retreat or a

    Martin Crosthwaite DUCK REALTY INC

    107 White Pine Ln, Georgetown, FL 32139
  • /15

    $17,499

    • Land
    • 0.61 Acre
    • $28,687 per Acre

    109 Arden St, Georgetown, FL 32139

    Possible OWNER FINANCING This lot that is just over a half acre (.61) Zoned R2 for 2 Family Dwelling also zoned A2 (Agricultural for farming and animals) Enjoy the Back part of the property that has a spring fed pond. No HOA building restrictions. Just a short drive to Lake George, the second-largest lake, Outdoor enthusiasts will also love this area. Close to public boat ramp

    Debbie Berry DEBORAH BERRY REAL ESTATE

    109 Arden St, Georgetown, FL 32139
  • /40

    $899,000

    • Land
    • 82.82 Acres
    • $10,855 per Acre

    356 Drayton Island Rd, Georgetown, FL 32139

    Island living meets old Florida charm! Consisting of 10 parcels, 83 +/- acres, and over 2200 feet of waterfront. Spend your days under beautiful hardwood hammocks and in the evenings enjoy breathtaking lakeside sunsets. Steeped in an abundance of our state's rich history, Drayton Island is located on Lake George and the St. Johns River. Accessible by ferry twice a week, Mondays and Fridays,

    Nick Linser ONE SOTHEBYS INTERNATIONAL

    356 Drayton Island Rd, Georgetown, FL 32139
  • /6

    $17,000

    • Land
    • 0.23 Acre
    • $73,913 per Acre

    116 Mosswood St, Georgetown, FL 32139

    Picture your home surrounded by trees with enough room for a fire pit, outdoor seating, for all your gatherings. Private, Quiet, and Serene ... each listed separately. Lots are 75' wide x 135' deep, side x side totaling 225' road frontage. Currently wooded, raw land with no improvements, although electrical poles are present across the street. Completes the trio and expands your frontage, giving

    Jeanine Volpe COLDWELL BANKER PREMIER

    116 Mosswood St, Georgetown, FL 32139
  • /6

    $17,000

    • Land
    • 0.23 Acre
    • $73,913 per Acre

    114 Mosswood St, Georgetown, FL 32139

    Make this New Year your investment with these 3 lots. The middle lot adds more breathing room and versatility, perfect for additional yard space, storage, or a guest setup down the road. Lots are 75' wide x 135' deep, side x side totaling 225' road frontage. Currently wooded, raw land with no improvements, although electrical poles are present across the street. Bundle All 3 parcels are 112, 114,

    Jeanine Volpe COLDWELL BANKER PREMIER

    114 Mosswood St, Georgetown, FL 32139

Showing Results 41 - 80, Page 2 of 3

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