Homes for Sale near King of Grace Lutheran School

• 

  

  

  /22

  $107,000

  • 1 Bath
  • 341 Sq Ft

  2639 Colfax Ave S Unit 104, Minneapolis, MN 55408

  Why keep paying your landlord’s mortgage when you could be building your own equity? Let’s change that—check out this beautifully updated studio right in the heart of Uptown, perfectly nestled between Hennepin and Lyndale. You're less than a mile from Lake of the Isles and Bde Maka Ska. We’re talking modern kitchen with sleek quartz countertops, updated cabinetry, stainless steel appliances, and

  Dustin Skrove Minneapolis Residential

  2639 Colfax Ave S Unit 104, Minneapolis, MN 55408
• 

  

  

  /22

  $300,000

  • 1 Bed
  • 1 Bath
  • 933 Sq Ft

  400 N 1st St Unit 309, Minneapolis, MN 55401

  This spacious loft showcases soaring wood-beamed ceilings, exposed ductwork, and warm hardwood floors throughout. The open-concept kitchen is a chef’s dream, featuring granite countertops, stainless steel appliances, ample cabinetry, and a large island perfect for entertaining. The unit’s unique architectural elements, including original timber columns and ceilings, create a dramatic yet inviting

  Ana Maria Vogler Coldwell Banker Realty

  400 N 1st St Unit 309, Minneapolis, MN 55401
• 

  

  

  /33

  $395,000

  • 5 Beds
  • 2 Baths
  • 2,426 Sq Ft

  1622 Washington St NE, Minneapolis, MN 55413

  Large Up/Down duplex in high-demand Minneapolis rental area! This spacious up/down duplex is located in a highly sought-after rental area in Minneapolis. It features a 2-car garage and off-street parking, making it convenient for residents and their guests. Separate utilities and in-unit washer and dryer provide added convenience and privacy for tenants. The partially fenced-in yard offers a

  Addie Prahl Premier Choice Realty

  1622 Washington St NE, Minneapolis, MN 55413
• 

  

  

  /14

  $340,000

  • 4 Beds
  • 3 Baths
  • 1,600 Sq Ft

  3557 Dupont Ave N, Minneapolis, MN 55412

  Welcome to this beautifully updated 4-bedroom, 3-bathroom home nestled in the heart of North Minneapolis! This spacious property offers the perfect blend of comfort, style, and functionality. Step inside to an open and inviting floor plan with gleaming floors, modern finishes, and an abundance of natural light. The updated kitchen features stainless steel appliances and ample cabinet space. Enjoy

  Steven Koleno Beycome Brokerage Realty LLC

  3557 Dupont Ave N, Minneapolis, MN 55412
• 

  

  

  /58

  $350,000

  • 2 Beds
  • 1 Bath
  • 1,476 Sq Ft

  2517 Humboldt Ave S Unit 103, Minneapolis, MN 55405

  Fabulous first floor, two bedroom condo in the heart of East Isles! This beautiful corner unit showcases abundant natural light with an open floor plan, gourmet center island kitchen, and stunning hardwood floors & original architectural details. Additionally featuring convenient in-unit laundry, air conditioning, a private garage stall with EV charging station, and a storage locker! Located in

  Carolyn Gronfield RE/MAX Results

  2517 Humboldt Ave S Unit 103, Minneapolis, MN 55405
• 

  

  /23

  $185,000

  • 2 Beds
  • 2 Baths
  • 1,035 Sq Ft

  450 Ford Rd Unit 111, Saint Louis Park, MN 55426

  Beautiful 2 bed, 2 bath condo featuring hardwood floors and stainless steel appliances. The primary suite offers a spacious walk-through walk-in closet. Enjoy underground heated parking, easy freeway access, and close proximity to shopping and dining. Rentals allowed – perfect for owners or investors!

  Justin Campbell eXp Realty

  450 Ford Rd Unit 111, Saint Louis Park, MN 55426
• 

  

  /8

  $229,999

  • 4 Beds
  • 2 Baths
  • 2,592 Sq Ft

  414 33rd Ave N, Minneapolis, MN 55412

  Great investment property potential or residential living with this up-and-down duplex! Located close to downtown with easy access to freeway. Separate entry for each unit. Both units have built in buffet, stained glass windows, and 3 seasons porch that could be renovated to extra bedrooms!

  Cindy Nguyen CinTri Realty, LLC

  414 33rd Ave N, Minneapolis, MN 55412
• 

  

  /24

  $159,900

  • 2 Beds
  • 1 Bath
  • 872 Sq Ft

  3335 Nevada Ave N Unit 3502, Minneapolis, MN 55427

  Quiet & convenient location Close to parks schools & shoppingMain floor unit means YourNO STEP living convenience2 Br unit w/Open & Bright Living Rm Kitchen areas Sliding door off Dining Rm. to Large Porch/Deck Overlooks quiet shaded north facing Large green common areaAll appliances included Plus in unit Washer/ Dryer spaceSpacious kitchen w/ breakfast bar Tiled Dining Rm Plenty of CounterTop &

  David Saline Counselor Realty, Inc

  3335 Nevada Ave N Unit 3502, Minneapolis, MN 55427
• 

  

  /10

  $182,900

  • 3 Beds
  • 1 Bath
  • 1,228 Sq Ft

  727 Upton Ave N, Minneapolis, MN 55411

  Great value three bedroom one bath home with close proximity to Theodore Wirth Parkway, shopping, transportation, and all that downtown Minneapolis has to offer. This home would be a fantastic investment property or primary residence.

  Michael Smith RE/MAX Results

  727 Upton Ave N, Minneapolis, MN 55411
• 

  

  /26

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,718 Sq Ft

  4316 Grimes Ave N, Robbinsdale, MN 55422

  Buyers, your home search is over because this is "The One"! Nestled on a quiet dead-end street, this walk-out rambler gem features 3 bed, 2 bath, 2 car garage & a fabulous fenced back yard perfect for pets, gardening or entertaining! Lower level features partial kitchen with separate entrance & only missing an egress window for a 4th bed for a mother-in-law suite. Gorgeous hardwood floors,

  Jesse Forsell eXp Realty

  4316 Grimes Ave N, Robbinsdale, MN 55422
• 

  

  /42

  $525,000

  • 1 Bed
  • 1.5 Baths
  • 1,474 Sq Ft

  801 Washington Ave N Unit 207, Minneapolis, MN 55401

  An inspired take on Urban Living!Discover a rare slice of Minneapolis history in this stunning, one-of-a-kind loft, located within the iconic building at 801 Washington Avenue—right in the vibrant heart of the North Loop, one of the city’s most desirable neighborhoods.This residence perfectly marries historic industrial character with modern sophistication. Towering 14-foot ceilings and expansive

  Michael Smith Anderson Realty

  801 Washington Ave N Unit 207, Minneapolis, MN 55401
• 

  

  /42

  $499,000 Open Sun 1PM - 3PM

  • 3 Beds
  • 3 Baths
  • 1,982 Sq Ft

  1770 Humboldt Ave S Unit 1, Minneapolis, MN 55403

  Nestled in the highly sought-after Lowry Hill neighborhood, this charming 3-bedroom + den, 3-bathroom condo is brimming with character and thoughtful updates. Inside, you’ll find a spacious layout featuring hardwood floors, granite countertops, newer appliances, and the added convenience of an in-unit washer and dryer. The lower level—with its own private entrance—offers incredible flexibility:

  Jessica Prudden Prudden & Company

  1770 Humboldt Ave S Unit 1, Minneapolis, MN 55403
• 

  

  /20

  $200,000 Open Sun 12PM - 1:30PM

  • 2 Beds
  • 1 Bath
  • 1,250 Sq Ft

  350 Ford Rd Unit 3, Saint Louis Park, MN 55426

  This well-maintained home offers convenient single-level living with no interior or exterior stairs, making it ideal for easy accessibility. The interior features an updated kitchen and bathroom, along with newer carpet and fresh paint throughout, making it move in ready. Convenient layout with bright kitchen, wood burning fireplace, laundry/utility room, two bedrooms, primary bedroom built-ins

  Patrice Simpson Edina Realty, Inc.

  350 Ford Rd Unit 3, Saint Louis Park, MN 55426
• 

  

  /27

  $425,000

  • 5 Beds
  • 2 Baths
  • 2,176 Sq Ft

  3808 Welcome Ave N, Minneapolis, MN 55422

  Welcome to 3808 Welcome Ave – where comfort, style, and convenience meet!This beautifully updated 5-bedroom, 2-bathroom home offers over 2,000 square feet of move-in-ready living space. From the moment you step inside, you’ll notice the fresh paint, brand new flooring, and attention to detail throughout.The kitchen and bathrooms have been tastefully redone, blending modern finishes with timeless

  Emmett Lynch RE/MAX Advantage Plus

  3808 Welcome Ave N, Minneapolis, MN 55422
• 

  

  /30

  $137,900

  • 2 Beds
  • 1 Bath
  • 918 Sq Ft

  4584 Cedar Lake Rd S Unit 3, Saint Louis Park, MN 55416

  Enjoy easy main-floor living in this corner-unit condo in a prime St. Louis Park location! Tucked next to the park in a wooded area, this 2-bedroom home offers a peaceful setting with all the convenience of city living. Ideal for a roommate or those needing a home office, the flexible floor plan fits a variety of lifestyles. The unit has a fireplace, large closets and includes one private garage

  Betsy Rewald Coldwell Banker Realty

  4584 Cedar Lake Rd S Unit 3, Saint Louis Park, MN 55416
• 

  

  /19

  $125,000

  • 2 Beds
  • 2 Baths
  • 1,115 Sq Ft

  4710 58th Ave N Unit 216, Minneapolis, MN 55429

  Spacious 2 Bed, 2 Bath Condo in Crystal!Welcome to this well-maintained 2 bedroom, 2 bathroom condo located in the heart of Crystal! Step inside to a bright and open living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample cabinetry and counter space—perfect for everyday cooking and entertaining.The primary bedroom features a private en-suite bath and a

  Peter Xiong eXp Realty

  4710 58th Ave N Unit 216, Minneapolis, MN 55429
• 

  

  /15

  $464,900

  • 3 Beds
  • 2.5 Baths
  • 2,120 Sq Ft

  7236 Harold Ave, Golden Valley, MN 55427

  Spacious Rambler in Prime Golden Valley Location. Nestled on a generous 0.7-acre lot overlooking the tranquil Lions Park, this rambler offers a rare opportunity in an unbeatable location. The main level features three bedrooms with beautiful hardwood floors, providing a solid foundation for your customization. With its expansive lot and incredible potential, this home awaits your personal touch

  Grigoriy Vayntrub RE/MAX Results

  7236 Harold Ave, Golden Valley, MN 55427
• 

  

  /39

  $729,000

  • 9 Beds
  • 4 Baths
  • 4,896 Sq Ft

  5225 Minnetonka Blvd, Saint Louis Park, MN 55416

  This duplex is a must see! Recently remodeled side x side duplex on the edge of Saint Louis Park and Lake Calhoun! Beautifully updated kitchens, bathrooms, new appliances, counter tops, interior, exterior, flooring, carpet, new washer/dryers and everything else you'd want in a home. A great addition to one's portfolio or a great purchase for an owner occupant investor. Currently leased through

  Brian Sajadi RE/MAX Results

  5225 Minnetonka Blvd, Saint Louis Park, MN 55416
• 

  

  /34

  $315,000

  • 2 Beds
  • 2 Baths
  • 1,032 Sq Ft

  645 N 1st St Unit 403, Minneapolis, MN 55401

  The North Loop condo you have been waiting for! South and West facing city views from your private balcony on the top floor overlooking green space and making this one of the most sought-after units in the building. Amazing location just two blocks from the river, easy highway access, walkability to the best restaurants in the city. Free guest parking right in front of the building!. This condo

  Meaghan & Kristi McPherson eXp Realty

  645 N 1st St Unit 403, Minneapolis, MN 55401
• 

  

  /25

  $194,900

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  121 Washington Ave S Unit 1308, Minneapolis, MN 55401

  Experience the pinnacle of urban living in this beautifully remodeled 1-bedroom, 1-bathroom condo at The Crossings, located in downtown Minneapolis. This condo offers breathtaking east-facing views, including landmarks like U.S. Bank Stadium, Gold Medal Flour, and the Guthrie Theater. The modern kitchen features stainless steel appliances, custom cabinetry, granite countertops, a ceramic

  John Leonard Real Broker, LLC

  121 Washington Ave S Unit 1308, Minneapolis, MN 55401
• 

  

  /89

  $1,395,000

  • 6 Beds
  • 4.5 Baths
  • 5,737 Sq Ft

  1767 Fremont Ave S, Minneapolis, MN 55403

  Welcome to 1767 Fremont Ave, a stunning historic home in Lowry Hill. Built in 1905, this home is a treasure trove for the lover of Minneapolis history and architecture. The historic details have been lovingly and meticulously restored over the past thirty years. The house is full of historic details, including rare curly red birch natural woodwork, original glass painting in the stairwell, and

  Ryan Pertile Keller Williams Realty Integrity Lakes

  1767 Fremont Ave S, Minneapolis, MN 55403
• 

  

  /27

  $284,900

  • 4 Beds
  • 1 Bath
  • 1,370 Sq Ft

  4742 Aldrich Ave N, Minneapolis, MN 55430

  Beautiful home in North Minneapolis! This home features craftsman's style design with 4 bedrooms, 1 bathroom, spacious living/dining area, large unfinished basement perfect as flex space, and a large driveway with a two-car detached garage. It is located right off Highway 94 and minutes from Webber Park and downtown Minneapolis.

  Carlos Bunay National Realty Guild

  4742 Aldrich Ave N, Minneapolis, MN 55430
• 

  

  /27

  $399,000

  • 4 Beds
  • 2 Baths
  • 3,008 Sq Ft

  2405 Grand St NE, Minneapolis, MN 55418

  Discover this side-by-side multi-family duplex in the heart of Northeast Minneapolis. Offering a total of 3,008 sq. ft., this property features 2 bedrooms and 1 bathroom per unit, providing ample space for tenants or owner-occupants. Completely renovated kitchens new appliances installed on both sides with Hardwood floors throughout both units. Separate entrances and utilities for each unit.

  Catherine McCauley-Campbell Coldwell Banker Realty

  2405 Grand St NE, Minneapolis, MN 55418
• 

  

  /41

  $139,900

  • 2 Beds
  • 1 Bath
  • 860 Sq Ft

  2349 Unity Ave N, Golden Valley, MN 55422

  Premier Briarwood condo! Top floor, corner unit, east-facing, with spectacular tree-top views! Large garage (#4) is conveniently located out the front door, and viewable from your condo. Patio and heated in-ground pool for summer fun! Full-size in-unit laundry! Open concept floor plan with tons of windows fill the condo with natural light! Hardwood floors across the main level. NEW: roof,

  Benjamin Dzurik Keller Williams Premier Realty Lake Minnetonka

  2349 Unity Ave N, Golden Valley, MN 55422
• 

  

  /9

  $245,000

  • 3 Beds
  • 2 Baths
  • 1,917 Sq Ft

  1412 26th Ave N, Minneapolis, MN 55411

  Charming 3-bedroom home with many updates, nestled in a great Jordan neighborhood! The home has been updated. New Bathrooms, Kitchen, Cabinets Flooring Countertops as well as Stainless Steel Appliances, just to name a few. Wonderful opportunity for a first time home-buyer.

  Moe Mossa Savvy Avenue, LLC

  1412 26th Ave N, Minneapolis, MN 55411
• 

  

  /28

  $249,900

  • 2 Beds
  • 2 Baths
  • 1,121 Sq Ft

  15 S 1st St Unit A1601, Minneapolis, MN 55401

  Sunny southwest facing corner unit with lots of updates! The beautiful kitchen remodel features extra-large storage draws, deep double sink, updated appliances, and dedicated area for built in water filtration system. Many thoughtful details were considered when updating the unit, including a double layer of acoustic mats under Vinyl floors to keep your neighbors below happy. Typically, at

  Zach Olson DRG

  15 S 1st St Unit A1601, Minneapolis, MN 55401
• 

  

  /31

  $189,000

  • 2 Beds
  • 1 Bath
  • 684 Sq Ft

  5033 Dupont Ave N, Minneapolis, MN 55430

  Welcome to 5033 Dupont Ave N, Minneapolis! This charming 2-bedroom, 1-bath home offers comfort, convenience, and a great location right across from beautiful Bohanon Park. Enjoy a spacious fenced yard—perfect for pets, play, or summer gatherings—and a 2-car detached garage for ample storage and parking. Many updates, including roof, siding, furnace, water heater, and kitchen appliances. Inside,

  Jill Warner Ruby Realty

  5033 Dupont Ave N, Minneapolis, MN 55430
• 

  

  /13

  $299,000

  • 3 Beds
  • 1 Bath
  • 1,429 Sq Ft

  4230 Zane Ave N, Minneapolis, MN 55422

  Lovely home with new paint and new carpet with easy access to Hwy 100. Bedrooms and bathroom on the main level. Large upper bedroom. Large two door garage.

  Yu Jie Chen RE/MAX Results

  4230 Zane Ave N, Minneapolis, MN 55422
• 

  

  /30

  $199,990

  • 3 Beds
  • 1.5 Baths
  • 900 Sq Ft

  3454 Newton Ave N, Minneapolis, MN 55412

  Freshly painted inside, new luxury waterproof floor in 2nd floor bathroom. New Kitchen Cabinets and Granite Countertops with Stainless steel appliances. New Water heater, freshly updated 1/2 bathroom. The foundation has all been tuck pointed inside and outside. We painted with Drylock on the inside. New over sided gutters and down spouts with gutter guards. All new sidewalks and rear steps

  Christopher Petersen Brokers Realty, Inc.

  3454 Newton Ave N, Minneapolis, MN 55412
• 

  

  /64

  $299,000

  • 1 Bed
  • 2 Baths
  • 1,000 Sq Ft

  929 Portland Ave Unit 2209, Minneapolis, MN 55404

  Enjoy stunning 22nd-floor views of the Minneapolis skyline from this luxurious 1BR + den condo. The spacious, updated kitchen boasts a large center island—perfect for everyday living and entertaining. The light-filled open living room features large windows and a private balcony overlooking the city. The views continue into the bedroom which also features a generous walk-in closet and an en-suite

  Stephanie Chandler Compass

  929 Portland Ave Unit 2209, Minneapolis, MN 55404
• 

  

  /53

  $540,000 Open Sun 11AM - 1PM

  • 3 Beds
  • 2 Baths
  • 1,678 Sq Ft

  2825 Colfax Ave S Unit 211, Minneapolis, MN 55408

  Modern Loft Living with Panoramic Views in the Award-Winning Midtown Lofts! Step into this stunning top-floor, one-and-a-half-story loft where contemporary design meets everyday comfort. Flooded with natural light, the main level features soaring 10-foot ceilings, gleaming hardwood floors, and a cozy gas fireplace — perfect for relaxing or entertaining. Upstairs, a dramatic vaulted loft awaits —

  Christopher Friend Edina Realty, Inc.

  2825 Colfax Ave S Unit 211, Minneapolis, MN 55408
• 

  

  /56

  $1,025,000

  • 3 Beds
  • 2 Baths
  • 2,933 Sq Ft

  702 N 1st St Unit 321, Minneapolis, MN 55401

  This condo offers a rare opportunity for elevated urban living along the Mississippi. Throughout the home, you'll notice expert craftsmanship and timeless elegance—from the rich wood floors to the high-tech lighting.The kitchen is a home cook’s dream, featuring custom cabinets, granite countertops, and top-of-the-line appliances—all thoughtfully laid out for entertaining or a cozy evening at

  Sarah Sherman Lakes Sotheby's International

  702 N 1st St Unit 321, Minneapolis, MN 55401
• 

  

  /6

  $265,000

  • Land
  • 0.38 Acre
  • $697,368 per Acre

  5509 Lindsay St, Golden Valley, MN 55422

  Fabulous walk-out site with mature trees, conveniently located in the heart City of Golden Valley. The city approved for 7,400 sq. ft. new house construction with 3 car garage. Land Survey and Architectural Plans are available to the buyer. You are welcome to use your own design. Great opportunity to design and build here. Open to all builders.

  Greg Lawrence HomeAvenue Inc

  5509 Lindsay St, Golden Valley, MN 55422
• 

  

  /24

  $47,500

  • 1 Bed
  • 1 Bath
  • 669 Sq Ft

  7600 Golden Valley Rd Unit 501, Golden Valley, MN 55427

  Welcome to the most maintenance-free lifestyle available! This vibrant 55+ community has so much to offer! A building game room, craft room, woodworking shop, and fitness center. Unwind in the building salon, read a book in the library, or enjoy the views on the ninth-floor solarium. Stop in for a tour to see this bright 1 bedroom 1 bath unit on the fifth floor. You'll enjoy the newer carpet,

  Lisa Dunn RE/MAX Results

  7600 Golden Valley Rd Unit 501, Golden Valley, MN 55427
• 

  

  /27

  $419,000

  • 4 Beds
  • 2.5 Baths
  • 2,150 Sq Ft

  10695 53rd Ave N, Plymouth, MN 55442

  A rare opportunity to own in this prestigious complex. This meticulously cared for and recently updated move-in ready townhome has it all. The moment you walk in, you are met with the gorgeous new hardwood floors and vaulted ceiling. Bright and sunny, it offers a perfect layout for entertaining or relaxing. The large eat-in kitchen boasts granite countertops and is set up perfectly for the

  Scott MacDougall LPT Realty, LLC

  10695 53rd Ave N, Plymouth, MN 55442
• 

  

  /23

  $180,000

  • 2 Beds
  • 2 Baths
  • 1,163 Sq Ft

  5650 Boone Ave N Unit 216, New Hope, MN 55428

  55+ Cooperative living at its best. HOA is all inclusive except for electricity. (taxes, phone, Direct TV, internet, water/sewer) Association is responsible for maintenance, repair and/or replacement of appliances. Includes one parking spot underground. Many amenities: garden plot, library, game room, computer room, guest suite ($70 a night), auxiliary laundry with laundry in each unit.

  Susan Anderson Edina Realty, Inc.

  5650 Boone Ave N Unit 216, New Hope, MN 55428
• 

  

  /81

  $1,495,000

  • 4 Beds
  • 4.5 Baths
  • 5,743 Sq Ft

  1730 Bridgewater Rd, Golden Valley, MN 55422

  Rarely available, this Charles Cudd executive two-story residence is tucked into the beautifully lush community of Hidden Lakes. This gorgeous street of custom homes is located across from serene Sweeney Lake, with neighborhood dock for kayaking, fishing and paddle boarding. Stroll directly into Wirth Park to enjoy miles of hiking, biking and ski trails or golf the public course. Imagine family

  Jacqueline Day Edina Realty, Inc.

  1730 Bridgewater Rd, Golden Valley, MN 55422
• 

  

  /32

  $425,000

  • 4 Beds
  • 2 Baths
  • 3,758 Sq Ft

  1605 Dupont Ave N, Minneapolis, MN 55411

  This property is MINT! Don't miss your chance at this gorgous duplex which has undergone a top-to-bottom renovation, in prestigous Old Highland. Updates include brand new kitchens and baths with solid granite countertops, stainless steel appliances, new hardware, lighting, luxe carpet, plus refinished hardwood floors. On top of that, the property has a new roof (2023,) central air conditioning

  Constance Vork Keller Williams Realty Integrity Lakes

  1605 Dupont Ave N, Minneapolis, MN 55411
• 

  

  /16

  $97,900

  • 1 Bath
  • 433 Sq Ft

  1820 1st Ave S Unit 303, Minneapolis, MN 55403

  Immerse yourself in the vibrant city life of this classic yet affordable top-floor studio condo, nestled near the heart of Minneapolis. This stylish unit boasts hardwood floors, exposed brick, a decorative fireplace, marble kitchen tiles, and sleek black stone countertops with a bar area for additional seating. The building's impressive common areas include a rooftop deck that offers breathtaking

  Chuck Carstensen RE/MAX Results

  1820 1st Ave S Unit 303, Minneapolis, MN 55403
• 

  

  /45

  $332,500

  • 5 Beds
  • 3 Baths
  • 2,671 Sq Ft

  2939 Girard Ave N, Minneapolis, MN 55411

  This well-cared-for true Triplex has been owned by the same owner for over 40 years. It is always rented, easy to manage, has a new roof, and pex water lines in the last 3 years. All 3 units have original charm, including spacious layouts, hardwood floors, and dining rooms. Each unit has recently been renovated. Unit one is outstanding with inlaid wood details in the floor and a decorative

  Dave Gallogly MSP Services, LLC

  2939 Girard Ave N, Minneapolis, MN 55411

Showing Results 521 - 560, Page 14 of 18