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Harrogate, TN Homes for Rent

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    $1,500 Per Month

    • 3 Beds
    • 1.5 Baths
    • 1,294 Sq Ft
    • House for Rent

    305 Reagan St, Harrogate, TN 37752

    For rent in Harrogate TN near LMU, you will find this 3 bedroom 1.5 bath home with well equipped kitchen with washer and dryer hookups. Large yard with nice back porch. Located on a dead end street in the culdesac. Rent is $1400 with a $1200 security deposit.

    Nichole Goins Heartland Real Estate, LLC

    305 Reagan St, Harrogate, TN 37752
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    $1,450 Per Month

    • 1,584 Sq Ft
    • House for Rent

    322 Norfolk Cir, Harrogate, TN 37752

    Charming 3 bdrm 1.5 bath home near LMU with hardwood floors in Living Room and kitchen. 3 adequately sized bedrooms with one containing a half bath. Home has large living room, large family room, spacious eat-in kitchen with dishwasher and a formal dining area as well. Outdoor storage building is a big plus+ too! Mowing is included.

    Nichole Goins Heartland Real Estate, LLC

    322 Norfolk Cir, Harrogate, TN 37752
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    $1,100 Per Month

    • 800 Sq Ft
    • House for Rent

    426 Parliament Rd Unit 2, Harrogate, TN 37752

    Located just minutes from the main campus of LMU, you will find this 2 bedroom 1 bath duplex. It features a private front porch with a large yard with lots of shade trees. Home is located at the end of a dead-end street so no need to worry about a lot of traffic noise! This duplex features an equipped kitchen with stove and refrigerator. Rent is $1100 with a $900 security deposit. Small indoor

    Nichole Goins Heartland Real Estate, LLC

    426 Parliament Rd Unit 2, Harrogate, TN 37752

Why Live in Harrogate

Harrogate, Tennessee, is a rural city nestled in the Cumberland Mountains at the intersection of Virginia, Kentucky, and Tennessee. Known for its natural beauty and close-knit community, Harrogate is home to Lincoln Memorial University (LMU), which offers 30 undergraduate degrees and has grown significantly since its establishment in 1897. The city features a mix of ranch-style homes, older properties dating back to the early 1900s, and newer constructions including townhouses and condos. Harrogate is part of the Claiborne County School District, with schools that have average ratings. Recreational attractions include the expansive Cumberland Gap National Historic Park, which spans 24,000 acres and offers nearly 85 miles of hiking trails, and LMU Park, which includes playgrounds and pickleball courts. Residents also enjoy kayaking and canoeing on the Powell River and boating on Norris Lake, located 45 miles away. Dining options range from casual American fare at Gizzy’s to live music and bingo nights at Rustic River Restaurant. For groceries, locals often shop at Village Market IGA or cross into Kentucky for tax-free purchases. Harrogate celebrates holidays with events like the annual Christmas parade and Fourth of July festivities at Harrogate Sports Park. The city is car-dependent, with U.S. Route 25 East providing access to nearby Middlesboro. McGhee Tyson Airport in Knoxville, 60 miles away, is the nearest major airport. Harrogate faces severe risks of flooding and major risks of wildfires.

Frequently Asked Questions

How much does it cost to rent a home in Harrogate, TN?
The median rent for a home in Harrogate, TN is $1,450 per month, though prices vary by neighborhood, size, and property type. As of July 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Harrogate, TN?
To comfortably afford the median rent in Harrogate, TN, a household needs to earn roughly $58,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,450 per month in Harrogate, TN, renters typically need to show $4,350 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Harrogate, TN?
In Harrogate, TN, the price-to-rent ratio is 15.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
3
Median Rent
$1,450
Median Single Family Home Rent
$1,500
How to Rent a Home