134

Hernando, MS Homes for Sale under $600,000

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  • /19

    $379,990

    • 4 Beds
    • 2 Baths
    • 2,225 Sq Ft

    2333 Hyacinth Ln, Hernando, MS 38632

    Beautiful home with spacious living areas and plenty of natural light. Features a functional floor plan, generous bedrooms, and a great outdoor space. Conveniently located near shopping, dining, schools, and major highways. Schedule your private tour today!

    Corderro Currie Century 21 Patterson & Associates Real Estate Co

    2333 Hyacinth Ln, Hernando, MS 38632
  • /52

    $429,900

    $10K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,794 Sq Ft

    1884 Keenlan Dr W, Hernando, MS 38632

    ✨ Spacious Living in a Prime Location! ✨ Welcome home to this beautifully designed 4-bedroom, 2.5-bath home offering comfort, style, and plenty of room to live and entertain. Step into the impressive family room with soaring two-story ceilings and be immediately captivated by a breathtaking wall of windows that fill the home with natural light and creates an unforgettable first

    Jana Thompson Keller Williams

    1884 Keenlan Dr W, Hernando, MS 38632
  • /40

    $437,650

    $20K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 3,051 Sq Ft

    2155 Mount Pleasant Rd, Hernando, MS 38632

    1930s Historic Estate on 1.64 +/- Acres - Character, Space & Timeless Appeal Own a premier piece of Hernando history at 2155 Mt Pleasant Rd. Originally built in 1930 and meticulously maintained, this 3,051 sq ft residence blends the timeless character of a historic home with thoughtfully integrated modern updates. Inside, original architectural details take center stage. The formal dining room

    Christy Savage Burch Realty Group Hernando

    2155 Mount Pleasant Rd, Hernando, MS 38632
  • /38

    $559,900

    $40K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 2,982 Sq Ft

    5078 Dixie Creek Dr, Hernando, MS 38632

    This one checks all the boxes! Situated on over 2 acres in a prime location within the award-winning Lewisburg School District, this impressive home offers approximately 3,000 square feet, 4 bedrooms, 4 baths, and an incredible backyard retreat with an in-ground pool. Step inside to a spacious, open floor plan designed for both everyday living and entertaining. The kitchen is a standout feature

    Chris Farm Kaizen Realty

    5078 Dixie Creek Dr, Hernando, MS 38632
  • /31

    $393,400

    $6K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,538 Sq Ft

    3066 Meadows Way, Hernando, MS 38632

    Why wait to build when this one is ready now? Located in the sought-after Hernando school district, this beautifully maintained home offers the best of newer construction with the extras buyers often have to add after closing. Built just a few years ago, it features established landscaping, a fully fenced backyard, and window blinds throughout—saving you time and expense. The thoughtfully

    Alicia Teeter The Firm

    3066 Meadows Way, Hernando, MS 38632
  • /23

    $529,900

    • 4 Beds
    • 4 Baths
    • 3,615 Sq Ft

    1435 Hillshire Rd, Hernando, MS 38632

    Beautiful home in the impressive Notting Hill Sub in Hernando, MS.....This home has a lot of space on the main floor which includes, 3 bdrs, 3 baths, office, dining room, large kitchen, which is open to the great room! The upper level of this house has a bedroom playroom, full bath and features a spiral staircase to a 3rd level (loft). Built in bookcases, large 8ft doors throughout, massive trim

    Shelly Bookwalter #1 Realty Group

    1435 Hillshire Rd, Hernando, MS 38632
  • /30

    $429,000

    • 4 Beds
    • 3 Baths
    • 2,459 Sq Ft

    7620 Crosswinds Blvd, Hernando, MS 38632

    Almost brand new home in sought after Crosswinds subdivision. Light and open home . The current owners have loved this home and hate to leave. Large great room overlooking kitchen and dining area. Huge fenced yard with gates on each side of the home . Love to garden? You will love this house. The owners lovingly prepared the ideal spot for their raised flower/vegetable container beds. Covered

    Cathleen Black Marx-Bensdorf, REALTORS

    7620 Crosswinds Blvd, Hernando, MS 38632
  • /39

    $362,000

    $13K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,325 Sq Ft

    3198 Magnolia Leaf Cove, Hernando, MS 38632

    Welcome to this beautiful and spacious home located in Hernando! Built just 5 years ago, this up-to-date home offers modern finishes, flexible living space, and a highly desirable location on a quiet dead-end street! Inside, you'll love the open and inviting layout featuring granite countertops, laminate wood flooring, and quality finishes throughout. The home is listed as a 4 bedroom, but the

    Christopher Hayes Muddy Waters Realty, Llc

    3198 Magnolia Leaf Cove, Hernando, MS 38632
  • /31

    $475,000

    $44K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 3,185 Sq Ft

    1657 Carlee Dr, Hernando, MS 38632

    Welcome to this beautifully designed 2020-built home offering over 3,100 square feet of thoughtfully crafted living space, where modern finishes and everyday functionality come together seamlessly. From the moment you enter through the double front doors, you're greeted with rich hardwood flooring, tall ceilings, and an open-concept layout perfect for both relaxing and entertaining. The heart of

    MICHELLE MCNEIL Nightingale Properties, LLC

    1657 Carlee Dr, Hernando, MS 38632
  • /49

    $387,500

    $13K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,247 Sq Ft

    7440 Crosswinds Blvd, Hernando, MS 38632

    Welcome to this beautifully maintained, like-new home built in 2022, nestled in a charming and highly sought-after community just minutes from the top-rated Lewisburg School District. Featuring 3 bedrooms, 2 full baths, and a spacious bonus room perfect for a media room, playroom, or additional living space, this home offers comfort, style, and versatility for modern living. This popular Pecan

    Stacy Cardwell Keller Williams Realty - MS

    7440 Crosswinds Blvd, Hernando, MS 38632
  • /20

    $395,000

    New Construction $5K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,400 Sq Ft

    2405 Pleasant Hill Rd, Nesbit, MS 38651

    New Construction Barndominium in Nesbit, MS! This stunning brand new barndominium-style home is perfectly situated on 3.58 acres. Offering 2,400 sq. ft. of well-designed, open concept living space. This 3 bedroom, 2.5 bathroom home seamlessly blends modern luxury with relaxed rural charm. Features premium granite countertops and stainless steel appliances. Schedule your showing today!

    Emery McKenzie Kaizen Realty

    2405 Pleasant Hill Rd, Nesbit, MS 38651
  • /18

    $519,900

    New Construction $30K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,900 Sq Ft

    2255 Livingston Way, Hernando, MS 38632

    Beautiful home full of extras Quartz tops in Kitchen and bathroom All closets have wood shelves..Wood floor all down stairs. Custom made Cabinets From porch and 7x30 large back porch. Side friends entrance leads to back entry hall.Must come see all the extras in the quality built home. Beautiful community with walk trail around pond

    Diane Fortwengler Best Real Estate Company, Llc

    2255 Livingston Way, Hernando, MS 38632
  • /34

    $437,900

    New Construction
    • 4 Beds
    • 3 Baths
    • 2,527 Sq Ft

    7548 Thomas Riley St, Hernando, MS 38632

    New Construction | Estimated Completion Mid-August Welcome home to the Dogwood Plan, one of Sky Lake Construction's most sought-after floor plans! Located in the final phase of Cross Winds Subdivision. This home is perfectly situated on just under an acre and backs up to common space with mature trees. This home has 3 spacious bedrooms and 3 full bathrooms plus a large bonus room with walk in

    Amy McBride Sky Lake Realty LLC

    7548 Thomas Riley St, Hernando, MS 38632
  • /38

    $424,900

    New Construction Open Thu 12PM - 6PM
    • 4 Beds
    • 3 Baths
    • 2,466 Sq Ft

    7627 John Elliott Ln, Hernando, MS 38632

    MOVE IN READY! Seller is offering 3% buyer concession towards closing costs or rate buy down with a preferred lender PLUS an appliance package consisting of a side by side fridge, washer/dryer and whole house blinds. Welcome to Cross Winds, where you'll find new construction homes in the Award Winning Lewisburg School District. Our Weston B plan sits on a .59 lot. The beautiful open floor plan

    Lauren Bogart Legacy Homes Realty, LLC

    7627 John Elliott Ln, Hernando, MS 38632
  • /10

    $499,000

    • Land
    • 19.13 Acres
    • $26,085 per Acre

    560 N Malone, Hernando, MS 38632

    Check out this BEAUTIFUL 19 +/- acre property! It is located in the highly sought after Lewisburg school district with multiple sites to build your dream home! The potential this property has is unlimited and unmatched! It provides a private 7 acre lake that is fully stocked with bass and brim! Schedule a showing today!!

    Alexis McNabb Kaizen Realty

    560 N Malone, Hernando, MS 38632
  • /35

    $369,500

    Open Sun 2PM - 4PM $20K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,779 Sq Ft

    3345 Pettingill Way, Hernando, MS 38632

    This beautiful Montclair home has new carpet, interior walls have fresh paint in one neutral grey color, and the owner had a pre-listing home inspection and has completed the majority of repairs. The home has also been professionally deep cleaned and is absolutely move in ready. As you enter, you will see the high smooth ceilings, crown molding, and the spacious living room and formal dining

    Bill Anton Anton Realty & Appraisals

    3345 Pettingill Way, Hernando, MS 38632
  • /38

    $389,000

    $10K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,649 Sq Ft

    3542 Rhett Butler Dr, Hernando, MS 38632

    A custom built home in the heart of Hernando with TONS of amenities and Storage! 4 bedroom 2.5 baths. Lots of closets and storage space. No carpet in the entire house. Kitchen is spacious with double ovens that have a WIFI controlled option that can be turned on or off away from home. Huge master with a room attached that has a wet bar with fridge that could be an office or a sitting room.

    Virginia Sutherland Crye-Leike Hernando

    3542 Rhett Butler Dr, Hernando, MS 38632
  • /41

    $479,900

    $5K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,674 Sq Ft

    2531 Jaxon Dr, Hernando, MS 38632

    BETTER THAN NEW ~ One Owner 5 Bedroom, 3 Bath Home Situated on a Level Lot Backing up to Trees in Jefferson Estates Featuring a Community Lake, Park, & Walking Trail ~ Lots of Unique Features Throughout ~ Open & Split Bedroom Plan ~ 2 Bedrooms, 2 Bathrooms Downstairs & 3 Bedrooms, 1 Bathroom Upstairs ~ Covered Front Porch ~ Foyer ~ Spacious Kitchen Featuring a Center Island with White Double Bowl

    Christy Gowen Keller Williams Realty - MS

    2531 Jaxon Dr, Hernando, MS 38632
  • /32

    $559,925

    New Construction $10K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,141 Sq Ft

    1528 Tributary Dr, Hernando, MS 38632

    Call listing agent for special incentives and concessions being offered for this house!! Welcome to this new home with a front covered porch, board and batten siding, 4 bedrooms, 3.0 bathrooms situated on 1.50 acres in Cane Creek S/D. Entering through the front door into the entry way, you will notice the wood floors leading you to an open floor plan with the family room, kitchen, and the dining

    McKeever Heun Anton Realty & Appraisals

    1528 Tributary Dr, Hernando, MS 38632
  • /5

    $300,000

    • Land
    • 1.19 Acres
    • $252,101 per Acre

    0 Highway 51 N, Hernando, MS 38632

    Great commercial lot in Hernando. Located next to Dollar General. It's 1.19 acres and zoned C-2.

    Alanna Bledsoe Bledsoe Realty

    0 Highway 51 N, Hernando, MS 38632
  • /42

    $552,500

    $8K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,954 Sq Ft

    1478 Ashtons Ln, Hernando, MS 38632

    Spacious and move-in ready, this beautifully designed home offers a light-filled open concept layout with a true split-bedroom floor plan for added privacy. The pretty kitchen features a walk-in pantry, abundant cabinetry, and seamless flow into the living and dining spaces — perfect for both everyday living and entertaining. Enjoy both a formal dining room and a breakfast area overlooking the

    Alicia Teeter The Firm Real Estate LLC

    1478 Ashtons Ln, Hernando, MS 38632
  • /3

    $585,900

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,702 Sq Ft

    Remington Plan at Crestview, Hernando, MS 38632

    The stately Remington offers enough living space for a large gathering of family and friends! The 400+ square foot great room features a gas fireplace flanked by optional bookshelves and two windows overlooking the covered porch. The family chef is never out of touch with the rest of the family while in the kitchen because of the granite (or quartz) topped island that overlooks the great room and

    Grant & Co. Builder
    1861 Leighton Dr Unit 39661318, Hernando, MS 38632
  • /39

    $300,000

    Open Sat 10AM - 12PM
    • 3 Beds
    • 2 Baths
    • 1,764 Sq Ft

    1195 Pendulum Dr, Hernando, MS 38632

    One-level split plan - Wooded backyard/no backdoor neighbors - 100% USDA financing area ~~~~~ Tucked inside Edgewater Subdivision in Hernando, this 3 bedroom, 2 bath home offers the comfort of single-level living, a smart split bedroom layout, and a peaceful wooded backyard view with no backdoor neighbors. With approx. 1,764 sq ft, a 2-car garage, and an approx. 1/3-acre lot, this home gives you

    Tracy Kirkley Crye-Leike Of MS-OB

    1195 Pendulum Dr, Hernando, MS 38632
  • /2

    $500,000

    $50K PRICE DROP
    • Land
    • 20 Acres
    • $25,000 per Acre

    568 Laughter Rd S, Hernando, MS 38632

    Beautiful land in the Lewisburg school district!! Lots of potential for either a home site or development. Great investment opportunity area. This land features beautiful large trees, pond, and a great development site location.

    Phuong Nguyen Best Real Estate Company, Llc

    568 Laughter Rd S, Hernando, MS 38632
  • /37

    $471,900

    New Construction Open Thu 12PM - 5PM
    • 5 Beds
    • 3 Baths
    • 2,746 Sq Ft

    7559 John Elliott Ln, Hernando, MS 38632

    Move-In Ready AND $24,000 concession offered by the builder that can be used towards closing costs, rate buy-down, fence or other upgrades with the use of a preferred lender. Welcome to Cross Winds, where you'll find new construction homes in the Award Winning Lewisburg School District. The Hartford B offers an open concept floor plan with the kitchen and breakfast area overlooking the family

    Lauren Bogart Legacy Homes Realty, LLC

    7559 John Elliott Ln, Hernando, MS 38632
  • /36

    $549,900

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,249 Sq Ft

    1601 Ashtons Ln, Hernando, MS 38632

    This 4-bedroom 3 1/2-bath home called the Embry Hills is located in Chapel Grove Subdivision. This new construction home has great curb appeal on a 1 acre lot. The master bedroom down with one additional and 2 bedrooms up plus a finished 12 X 22 game room. There is a large eat-in kitchen with upgraded cabinets, huge island with breakfast bar, granite counter tops, pantry, and beautiful French

    Bill Stoddard Turn Key Realty Group LLC

    1601 Ashtons Ln, Hernando, MS 38632
  • /4

    $574,900

    New Construction
    • 5 Beds
    • 3 Baths
    • 3,488 Sq Ft

    Rhodes Plan at Crestview, Hernando, MS 38632

    The stately Rhodes home design already has so much family space in the kitchen/breakfast/great room but the optional sunroom and optional expanded covered porch add even more room for family and friends to gather for special events or a dinner at home. You decide how much entertaining space you need! The master bedroom suite in the Rhodes is a dream with its King Spa shower, two walk-in closets

    Grant & Co. Builder
    1861 Leighton Dr Unit 39661320, Hernando, MS 38632
  • /40

    $434,900

    New Construction Open Thu 12PM - 5PM $18K PRICE INCREASE
    • 4 Beds
    • 3 Baths
    • 2,525 Sq Ft

    7671 John Elliott Ln, Hernando, MS 38632

    Estimated Completion - July 2026! Seller is offering 3% buyer concession towards closing costs or rate buy down with a preferred lender PLUS an appliance package consisting of a side by side fridge, washer/dryer and whole house blinds. Welcome to Cross Winds, where you'll find new construction homes in the Award Winning Lewisburg School District. Our Kinsley B plan is situated on a large .61 acre

    Lauren Bogart Legacy Homes Realty, LLC

    7671 John Elliott Ln, Hernando, MS 38632
  • /6

    $568,530

    New Construction
    • 4 Beds
    • 3 Baths
    • 3,269 Sq Ft

    1794 Single Tree Dr, Hernando, MS 38632

    Welcome to Hernando. Built in the sought after Crestview, This award winning floorplan offers over 3100 sqft - with expert craftsmanship throughout, it provides 4 bedrooms, 3 full baths, and top of the line finishes around every turn.. Upstairs has a playroom, 2 of the bedrooms, and a full jack and jill bath! 1 year builders warranty.

    Grant & Co. Builder
    1794 Single Tree Dr, Hernando, MS 38632
  • /41

    $429,000

    • 5 Beds
    • 3 Baths
    • 2,445 Sq Ft

    1211 Cross Creek Dr E, Hernando, MS 38632

    Welcome to 1211 Cross Creek E Drive in Hernando, where comfort, style, and outdoor living come together. This home offers 5 bedrooms, 3 full bathrooms, and a thoughtfully designed floor plan that's perfect for both everyday living and entertaining. Inside, you'll find generous living spaces, a well-appointed kitchen, and plenty of room for family and guests. The flexible layout provides the space

    Mitzi Hodge Crye-Leike Hernando

    1211 Cross Creek Dr E, Hernando, MS 38632
  • /7

    $591,320

    New Construction
    • 5 Beds
    • 3 Baths
    • 3,488 Sq Ft

    1265 Courtlynn Dr, Hernando, MS 38632

    The Rhodes offers 5 bedrooms and 3 full baths with a spacious open layout perfect for entertaining. The kitchen, breakfast, and great room flow together with a large island at the center. The main-level primary suite features a spa-style bath, double vanities, and two walk-in closets, plus a second bedroom with full bath. Upstairs includes 3 additional bedrooms and a large playroom. Optional

    Grant & Co. Builder
    1265 Courtlynn Dr, Hernando, MS 38632
  • /30

    $524,950

    New Construction $20K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,664 Sq Ft

    9065 Bennett Trail, Hernando, MS 38632

    Call listing agent for special incentives and concessions being offered for this house!! Welcome to this new home with a front covered porch, board and batten siding, 4 bedrooms, 3 bathrooms situated on 1.52 acres. Entering through the front door into the entry way, you will notice the wood floors and will find a dining room on your right. The large family room with ceiling fan, crown molding,

    McKeever Heun Anton Realty & Appraisals

    9065 Bennett Trail, Hernando, MS 38632
  • /69

    $530,000

    $75K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,489 Sq Ft

    7401 Michael Dr, Hernando, MS 38632

    Discover the perfect blend of comfort, country, and privacy on this beautifully landscaped 3-acre property, nestled among mature trees in the coveted Lewisburg School District—with no city taxes. This spacious 4-bedroom, 3.5-bath home offers thoughtful design and standout features throughout. From the welcoming large covered front porch to the expansive covered back porch and pergola, this home

    Liz Thomas RE/MAX Realty Group

    7401 Michael Dr, Hernando, MS 38632
  • /35

    $589,900

    New Construction
    • 5 Beds
    • 3 Baths
    • 3,192 Sq Ft

    2275 Livingston Way, Hernando, MS 38632

    This Builder is now offering 25,000 towards buy down ect.This home has much to offer in East Lake subdivision . Hernando Schools. The Open Farmhouse plan has spilt bedrooms down primary on one side and 3 bedrooms on the other side. Upstairs has 2 bedrooms plus bath upstairs. Laundry room near primary bedroom. Built in bookcases Custom Kitchen cabinets Corian tops in kitchen Bathrooms have Granite

    Diane Fortwengler Best Real Estate Company, Llc

    2275 Livingston Way, Hernando, MS 38632
  • /40

    $599,000

    $20K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,985 Sq Ft

    4325 Jenny Ln, Hernando, MS 38632

    Better than new construction in sought after Lewisburg School District - 40x60 heated & cooled workshop/detached garage w/110 & 220 electric. That's 2,400 sq feet of space! Set on 1.5 acres, this home has 4 bedrooms, 3.5 baths plus bonus room. Spacious kitchen w/propane cooktop, double ovens & large island open to the spacious living room w/fireplace & built ins. Primary suite w/private bath-2

    Jessica Brown Re/Max Experts

    4325 Jenny Ln, Hernando, MS 38632
  • /60

    $395,000

    • Land
    • 83.56 Acres
    • $4,727 per Acre

    4577 Bluff Rd, Hernando, MS 38632

    DeSoto County. This 83.562 surveyed acres is the perfect hideaway from the world, but just minutes to major 4 lane highways and the town of Hernando. The land is covered in mostly mature hardwood, with about 15 acres of open area. There are multiple places to build your home, workshop or barn on. The 3 +/- acre Lake gives you a beautiful view from your homesite and a place to catch some fish. A

    Kevin Glidewell Pioneer Auction & Realty Llc

    4577 Bluff Rd, Hernando, MS 38632
  • /3

    $523,600

    New Construction
    • 5 Beds
    • 3 Baths
    • 2,728 Sq Ft

    Elmsgate Plan at Crestview, Hernando, MS 38632

    The Elmsgate offers timeless design and modern functionality, highlighted by two beautifully distinct elevations. Elevation A features a classic, traditional exterior with clean lines and refined architectural details, while Elevation B offers a more transitional lookblending traditional styling with simplified, contemporary touches for a fresh yet familiar feel. Inside, the open-concept layout,

    Grant & Co. Builder
    1861 Leighton Dr Unit 39661317, Hernando, MS 38632
  • /25

    $446,000

    • 4 Beds
    • 3.5 Baths
    • 3,145 Sq Ft

    3327 Pettingill Way, Hernando, MS 38632

    Beautiful home on large corner lot in Hernando's Montclair subdivision just Southwest of the Hernando Square. Three bedrooms, two and half bathrooms, dining room, kitchen and living room down. Huge game room, fourth bedroom, and full bathroom upstairs. The living room and kitchen have an open concept with kitchen island. Nice covered patio with private backyard. Split bedroom plan downstairs.

    John Hurtado Keller Williams

    3327 Pettingill Way, Hernando, MS 38632
  • /23

    $585,750

    New Construction $14K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,328 Sq Ft

    1593 Tributary Dr, Hernando, MS 38632

    Call listing agent for special incentives and concessions being offered for this house!! Welcome to this new home with a front covered porch, board and batten siding, 4 bedrooms, 3.0 bathrooms situated on 1.50 acres in Cane Creek S/D. Entering through the front door into the entry way, you will notice the wood floors leading you to the family room that is accented with raised ceilings, built-in

    McKeever Heun Anton Realty & Appraisals

    1593 Tributary Dr, Hernando, MS 38632
  • /36

    $475,000

    Open Sun 2PM - 4PM
    • 4 Beds
    • 3 Baths
    • 3,014 Sq Ft

    7100 Love Station Loop, Hernando, MS 38632

    Open house Sun, 7/19 from 2-4pm! Welcome home to the perfect blend of comfort, space, and thoughtful upgrades—nestled on 1.5 acres with peaceful treeline views and no rear neighbors. This USDA-eligible property offers the kind of privacy and flexibility that's hard to find. Step inside to a spacious split floor plan featuring 3 bedrooms and 2 baths on the main level, plus an additional bedroom,

    Brandy Marek Grace and Grit Realty Co., LLC

    7100 Love Station Loop, Hernando, MS 38632

Showing Results 81 - 120, Page 3 of 4

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