1,464

Homes for Sale near Medical Academy for Science & Technology (MAST)

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  • /21

    $585,000

    • 5 Beds
    • 3 Baths
    • 1,994 Sq Ft

    14855 Grant Ln, Homestead, FL 33033

    Stunning & beautifully renovated 5 bedrooms and 3 baths home which includes an in-law suite. The house has impact windows throughout the entire home. This home is nestled in a low traffic and lovely community. A backyard large enough to create your own personal oasis and still have room for a boat or RV. The backyard currently has an above ground pool and a shed.

    Javier Lopez Dream To Reality Realty Inc.

    14855 Grant Ln, Homestead, FL 33033
  • /35

    $550,000

    • 3 Beds
    • 2 Baths
    • 1,602 Sq Ft

    13451 SW 280th Terrace, Homestead, FL 33033

    Great opportunity in the city of Homestead with NO HOA!Centrally located and conveniently close to the Turnpike and grocery stores like Publix and Walmart. Great charter schools close by! This home offers 3 bedrooms, 2 bathrooms and a converted garage. Home has tiled roof, IMPACT windows and doors, and fenced yard. The high ceilings, natural light, and open floor concept provide an inviting

    Olga Datri The Valenzuela Real Estate Group

    13451 SW 280th Terrace, Homestead, FL 33033
  • /26

    $240,000

    • 2 Beds
    • 2 Baths
    • 998 Sq Ft

    13992 SW 280th Terrace, Homestead, FL 33033

    Tremendous opportunity, Low costs association 170$, 2 bed 2 bath very nice unit text la

    Wellington Oliveira Kaza International Realty

    13992 SW 280th Terrace, Homestead, FL 33033
  • /32

    $1,149,950

    • 3 Beds
    • 3 Baths
    • 2,809 Sq Ft

    29425 SW 182nd Ave, Homestead, FL 33030

    STUNNING ARTISAN 3/3 POOL HOME ON 1.14 ACRES, SITTING WITHIN THE REDLAND AGRICULTURAL COMMUNITY, LIVING HERE IS A LIFESTYLE. ENTERING THROUGH THE PORTE-COCHERE, YOU ARE TRANSPORTED INTO A "MID CENTURY MODERN VIBE". FROM THE RESTORED TERRAZO FLOORS TO A TOALLY REMODELED INTERIOR, NO DETAIL WAS OVERLOOKED. FEATURES INCLUDE A 2015 ROOF, 2022 IMPACT WINDOWS & DOORS, 2022 NEW ELECTRICAL SYSTEM, 2022

    Nancy O'Brien The Keyes Company

    29425 SW 182nd Ave, Homestead, FL 33030
  • /52

    $610,000

    • 5 Beds
    • 2 Baths
    • 2,210 Sq Ft

    13842 SW 285th St, Homestead, FL 33033

    Step into this beautifully maintained 5-bedroom, 2-bath home, ideally situated in a prime Homestead location with no HOA. Perfect for large families, the custom-built kitchen (2014) is designed for both everyday living and entertaining. Enjoy South Florida living at its best in the expansive backyard—an entertainer’s paradise with a fully equipped outdoor kitchen, a covered patio, lush garden

    alba dana Miami Homestead Realty, Inc.

    13842 SW 285th St, Homestead, FL 33033
  • /62

    $525,000

    • 3 Beds
    • 2.5 Baths
    • 1,787 Sq Ft

    2105 NE 40th Ave, Homestead, FL 33033

    " SELLER WILL GIVE BUYERS $10,000.00 THOUSAND DOLLARS for their CLOSING COST "Expansive Backyard perfect 4 entertainment or Quiet Evenings at Home, Gourmet Kitchen with Sleek Finishes & Marble Floors, HUGE "4" BEDROOMS & HUGE PATIO, The "CLUBHOUSE" offers a " RANGE OF AMENITIES " for Residents to ENJOY, MAKING THIS HOME " PERFECT " for " YOU and YOUR FAMILY" as these amenities can Enhance

    MARCIA SANCHEZ Realty One Group Evolution

    2105 NE 40th Ave, Homestead, FL 33033
  • /30

    $379,900

    • 4 Beds
    • 3 Baths
    • 1,965 Sq Ft

    1416 SE 26th Ave, Homestead, FL 33035

    Discover an incredible opportunity! Beautiful, CORNER, 4 bedroom 3 bath unit with 20 foot vaulted ceilings, with updated cabinetry in a guard gated community with large patio and attached fee simple garage. Unit contains a brand new AC unit, storage room, walk in closets and community amenities include pool, clubhouse with gym and BBQ area. No approvals required, LOW ($239 monthly) HOA fees

    Michael Sprotzer Bailyn Group, LLC.

    1416 SE 26th Ave, Homestead, FL 33035
  • /21

    $325,000

    • 4 Beds
    • 3 Baths
    • 1,799 Sq Ft

    981 SW 6th Ct, Homestead, FL 33034

    Investors & first-time buyers here is your chance! Don’t miss out! **LOW TAXES, NO HOA & NO CDD** Easy to show. Rarely available and Beautifully renovated home in Florida City! This move-in-ready property features new flooring, updated bathrooms, brand new kitchen cabinets and countertops, and stainless steel appliances. Enjoy the comfort of new air conditioning equipment, fresh interior

    Carlos Rivera Florida Realty Wealth Group Inc.

    981 SW 6th Ct, Homestead, FL 33034
  • /29

    $377,000

    • 4 Beds
    • 2.5 Baths
    • 1,592 Sq Ft

    430 NE 21st Ave, Homestead, FL 33033

    Spacious four-bedroom, 2.5-bathroom townhome with a one-car garage located in the sought-after Portofino Villas West community. Located in a secure gated enclave, this home offers access to premium amenities including a resort-style pool and 24-hour security—all with a low association fee. Enjoy the convenience of being just minutes from shopping, dining, top-rated schools, and major

    Robert Salmons Entera Realty LLC

    430 NE 21st Ave, Homestead, FL 33033
  • /21

    $352,000

    • 3 Beds
    • 2.5 Baths
    • 1,657 Sq Ft

    14054 SW 260th St Unit 104, Homestead, FL 33032

    Seller may consider buyer concessions if made in an offer. Welcome to this fabulous area! This home has Fresh Interior Paint, Partial flooring replacement in some areas, New Appliances. Discover a bright interior tied together with a neutral color palette. Step into the kitchen, complete with an eye catching stylish backsplash. Relax in your primary suite with a walk in closet included. Take

    GREGORY BLACKALL Opendoor Brokerage LLC

    14054 SW 260th St Unit 104, Homestead, FL 33032
  • /63

    $349,900

    • 3 Beds
    • 2.5 Baths
    • 1,523 Sq Ft

    3064 SE 1st Dr Unit 3, Homestead, FL 33033

    Great opportunity to live in the renowned gated community of Fiji at the Isles of Oasis. This amazing two-story townhome is the biggest model in the community featuring 3 bedrooms and 2.5 baths in 1523 ft. with Lake view from the patio. This property also has the lowest HOA fee of the three Fiji communities. Perfect for first time homebuyers or investors. Stunning location just minutes from the

    Juan Coronado United Real Estate Miami

    3064 SE 1st Dr Unit 3, Homestead, FL 33033
  • /53

    $505,000

    • 4 Beds
    • 3 Baths
    • 2,627 Sq Ft

    27056 SW 140th Place, Homestead, FL 33032

    Welcome to this spacious and stylish 4-bedroom, 3-bathroom two-story home designed with modern living in mind. The heart of the home is the well-appointed kitchen, featuring stainless steel appliances, counter space, and plenty of cabinetry. The layout connects the kitchen to the living and dining areas, creating an inviting space for family and guests.Upstairs and down, you’ll find generously

    Robert Salmons Entera Realty LLC

    27056 SW 140th Place, Homestead, FL 33032
  • /52

    $357,000

    • 3 Beds
    • 2.5 Baths
    • 1,564 Sq Ft

    433 NE 21st Terrace, Homestead, FL 33033

    Welcome to this charming single-story 4-bedroom, 2-bath home that combines comfort, style, and functionality. Step inside to discover durable and stylish luxury vinyl plank (LVP) flooring that flows seamlessly throughout the entire home, offering both beauty and easy maintenance.The heart of the home is the spacious kitchen, featuring sleek granite countertops, ample cabinet storage, and plenty

    Robert Salmons Entera Realty LLC

    433 NE 21st Terrace, Homestead, FL 33033
  • /28

    $530,000

    • 5 Beds
    • 2 Baths
    • 2,693 Sq Ft

    348 NE 36th Terrace, Homestead, FL 33033

    Welcome to this stunning two-story home offering 5 bedrooms and 2.5 bathrooms, designed with comfort and style in mind. The first floor features easy-care tile flooring throughout, creating a sleek and durable living space, while the second floor boasts beautiful wood flooring for added warmth and elegance.The heart of the home is the modern kitchen, complete with gleaming granite countertops,

    Robert Salmons Entera Realty LLC

    348 NE 36th Terrace, Homestead, FL 33033
  • /50

    $855,000 Open Sat 2PM - 5PM

    • 5 Beds
    • 3.5 Baths
    • 3,119 Sq Ft

    2454 SE 1st St, Homestead, FL 33033

    Experience luxury living without the luxury Price! in this stunning 5-bedroom, 3.5-bath two-story NexGen lakefront home. This property combines peaceful living and elegance, perfectly situated on a premium lot with a private pool, jacuzzi, and pergola in the highly desirable gated community of Portovita.This smart home offers a bright, open layout that perfectly balances modern style and everyday

    Alicia Veras The Valenzuela Real Estate Group

    2454 SE 1st St, Homestead, FL 33033
  • /22

    $478,000

    • 3 Beds
    • 2.5 Baths
    • 1,722 Sq Ft

    949 NE 41st Ave, Homestead, FL 33033

    Welcome to this charming 3-bedroom, 2.5-bath two-story home that blends style, comfort, and functionality. Featuring a bright and open layout, this home is perfect for both everyday living and entertaining.The first floor offers durable tile flooring throughout and includes a spacious living and dining area that flows seamlessly into the kitchen. The kitchen is equipped with sleek stainless steel

    Robert Salmons Entera Realty LLC

    949 NE 41st Ave, Homestead, FL 33033
  • /14

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,456 Sq Ft

    1030 NE 42nd Ave, Homestead, FL 33033

    BEAUTIFUL AND SPACIOUS 3 BEDS, 2BATHS, 1/2 BATH, TOWNHOUSE IS IN EXCELLENT CONDITION, GREAT COMMUNITY, FEATURES DIFFERENT AMENITIES POOL, PLAYAREA AND OTHER. A MUST SEE!!!

    Kelly Micieli R1S1 KM Investment Corp

    1030 NE 42nd Ave, Homestead, FL 33033
  • /21

    $390,000

    • 3 Beds
    • 2.5 Baths
    • 1,580 Sq Ft

    13945 SW 279th Ln, Homestead, FL 33032

    Beautiful 3-Bed, 2.5-Bath Townhome with Modern Upgrades!Step into this stylish and well-maintained 3-bedroom, 2.5-bath townhome. The first floor features easy-to-maintain tile flooring throughout, while the second floor boasts warm wood flooring that adds a touch of elegance.The spacious kitchen is equipped with sleek stainless steel appliances, making meal prep a breeze and adding a modern touch

    Robert Salmons Entera Realty LLC

    13945 SW 279th Ln, Homestead, FL 33032
  • /16

    $419,900

    • 4 Beds
    • 3.5 Baths
    • 1,762 Sq Ft

    941 NE 42nd Ave, Homestead, FL 33033

    Welcome to your dream townhouse in the beautiful Floridian Isle community! This spacious 4 bedroom, 3/1 bathroom home boasts a modern design with stainless steel appliances, tile flooring, and a stunning quartz kitchen counter. With a convenient 1 car garage, you'll have plenty of space for your vehicle and storage needs. Enjoy the Florida sunshine at the community pool, nearby Florida Keys,

    Edia Matos First Service Realty ERA

    941 NE 42nd Ave, Homestead, FL 33033
  • /39

    $489,000

    • 3 Beds
    • 1 Bath
    • 1,268 Sq Ft

    30610 SW 156th Ave, Homestead, FL 33033

    Welcome to this beautifully maintained 3-bedroom, 1-bath single-story home, perfect for comfortable living and easy entertaining. Step inside to find durable tile flooring throughout, offering a clean and cohesive look. The updated kitchen is a true highlight, featuring stunning granite countertops, crisp white painted cabinets, and plenty of workspace for all your culinary needs.The spacious

    Robert Salmons Entera Realty LLC

    30610 SW 156th Ave, Homestead, FL 33033
  • /22

    $513,000

    • 5 Beds
    • 3 Baths
    • 2,180 Sq Ft

    1107 NE 41st Ave, Homestead, FL 33033

    Spacious 5-Bed, 3-Bath Two-Story Home with Tile Throughout!Welcome to this expansive 5-bedroom, 3-bath single-family home, offering plenty of space for comfortable living and entertaining. Featuring durable tile flooring throughout both the first and second floors, this home combines style with easy maintenance.The bright and open kitchen is a chef’s dream, offering ample counter space for meal

    Robert Salmons Entera Realty LLC

    1107 NE 41st Ave, Homestead, FL 33033
  • /31

    $360,000

    • 3 Beds
    • 3 Baths
    • 1,272 Sq Ft

    475 NE 5th Ln, Florida City, FL 33034

    Spacious 3-bedroom, 3-bath townhome in the desirable Keyspointe community! This beautiful home offers an open-concept living area with abundant natural light, a modern kitchen with stainless steel appliances, and plenty of cabinet space. Upstairs, enjoy generously sized bedrooms, including a primary suite with an ensuite bath and walk-in closet. Additional features include in-unit laundry, a

    Luis Ruiz EXP Realty, LLC

    475 NE 5th Ln, Florida City, FL 33034
  • /36

    $619,000

    • 3 Beds
    • 2 Baths
    • 1,885 Sq Ft

    973 NE 36th Ave, Homestead, FL 33033

    Welcome to this elegantly updated 3-bedroom, 2-bathroom pool home, perfectly nestled in a peaceful, family-oriented community. This home offers the ideal blend of sophistication, elegance and warmth. From the moment you walk in, you're greeted by inviting living spaces that flow thoughtfully throughout the home. The stunning kitchen and spa-inspired bathrooms showcase quality finishes and modern

    Nadine Aleman Through The Years Realty, Inc.

    973 NE 36th Ave, Homestead, FL 33033
  • /30

    $649,900

    • 3 Beds
    • 2 Baths
    • 1,808 Sq Ft

    13752 SW 285th St, Homestead, FL 33033

    Charming single-family home in Homestead featuring 3 spacious bedrooms, 2 full bathrooms, and a 1-car garage. Enjoy the freedom of no HOA, a comfortable layout, and a private yard—perfect for relaxing or entertaining. Conveniently located near schools, parks, and shopping.

    Kermil Durand Lifestyle International Realty

    13752 SW 285th St, Homestead, FL 33033
  • /36

    $1,200,000

    • 4 Beds
    • 3.5 Baths
    • 3,592 Sq Ft

    18645 SW 294th Terrace, Homestead, FL 33030

    Move into this brand-new 2024 single-level 4 bed, 3.5 bath luxury home, perfectly located on a serene cul-de-sac in Homestead’s peaceful Redland area. Set on a spacious 0.5-acre lot, this modern masterpiece features soaring 10-ft ceilings, 8-ft interior doors, gleaming marble floors, impact windows, and a chef’s kitchen with premium stainless steel appliances. Enjoy a smart split-bedroom layout,

    Juan Zuluaga Coldwell Banker Realty

    18645 SW 294th Terrace, Homestead, FL 33030
  • /17

    $650,000

    • 6 Beds
    • 4 Baths
    • 2,980 Sq Ft

    4190 NE 20th St, Homestead, FL 33033

    Spacious 6-Bedroom Home Built in 2018Move-in ready 2-story home with 2,980 sq. ft., 6 bedrooms, and 4 full bathrooms. Includes a bedroom and bath on the first floor—perfect for guests. Features granite countertops, wood cabinets, and stainless steel appliances. Porcelain tile downstairs, laminate upstairs—no carpet. Ample closet space, under-stair storage, custom blinds, fenced patio, shed, and

    Merari Morales Realtor Inmobi La Rosa Realty Kendall, LLC.

    4190 NE 20th St, Homestead, FL 33033
  • /31

    $435,000

    • 3 Beds
    • 2 Baths
    • 1,380 Sq Ft

    1209 NE 32nd Ave, Homestead, FL 33033

    Welcome to this beautifully renovated 3-bedroom, 2-bathroom single-family home right off of exit 2 in Homestead. Step inside to an open layout with high ceilings, allowing for a spacious and airy feel throughout. The interior has been completely updated, featuring new floors, a modern kitchen with new appliances, and an air conditioner installed in 2022. The home's covered terrace is perfect for

    Barbara Hernandez Lifestyle International Realty

    1209 NE 32nd Ave, Homestead, FL 33033
  • /18

    $255,000

    • 2 Beds
    • 2 Baths
    • 910 Sq Ft

    940 NE 34th Ave Unit 202, Homestead, FL 33033

    Easy to show under lock box.

    Otto Rivera Estate Capital Group, Inc.

    940 NE 34th Ave Unit 202, Homestead, FL 33033
  • /39

    $575,000

    • 4 Beds
    • 3 Baths
    • 2,347 Sq Ft

    2131 NE 40th Rd, Homestead, FL 33033

    Welcome to this spacious 4-bedroom, 3-bathroom single family home in sought-after Floridian Bay Estates. With 2,347 sqft of living space, this canal-front property sits on an oversized lot and offers a blend of comfort, style, and peace of mind. Enjoy recent upgrades including accordion shutters on all doors (except the front), a hurricane-rated front door, fenced yard, concrete pad, and

    Daniel Ocon Redfin Corporation

    2131 NE 40th Rd, Homestead, FL 33033
  • /2

    $210,000

    • 3 Beds
    • 2 Baths
    • 1,076 Sq Ft

    1666 SE 27th Ct Unit 200, Homestead, FL 33035

    3/2 condo located in homestead florida

    Stephen Hachey Flat Fee MLS Realty

    1666 SE 27th Ct Unit 200, Homestead, FL 33035
  • /36

    $349,990

    • 3 Beds
    • 2.5 Baths
    • 1,169 Sq Ft

    3330 NE 13th Cir Dr Unit 11122, Homestead, FL 33033

    Stunning 3 bedrooms 2.5 bathrooms Townhouse located in Villas at Carmel at Malibu Bay – Homestead, FL. This beautifully renovated townhouse offers a spacious layout with modern stainless-steel appliances, in-unit washer/dryer, and a versatile first-floor room. Enjoy community amenities like a clubhouse, gym, swimming pool, and kids' pool. Conveniently located near top schools, shopping, dining,

    Ana Guerrero EXP Realty LLC

    3330 NE 13th Cir Dr Unit 11122, Homestead, FL 33033
  • /12

    $499,000

    • 5 Beds
    • 3 Baths
    • 2,154 Sq Ft

    607 NE 4th St, Florida City, FL 33034

    NICE 2-STORY HOME IN A RAPIDLY DEVELOPING COMMUNITY, IMPACT AND MODERN WINDOWS, CENTRAL ALARM CAMERA SYSTEM, ZEBRA MOTORIZED WINDOW TREATMENTS... EASY TO SHOW ON LOCK BOX LIKE NEW CONSTRUCTION, AMPLE PARKING SPACE, CENTRALLY LOCATED BETWEEN THE FLORIDA KEYS, HOMESTEAD, MIAMI VERY LOW ASSOCIATION FEE. ALSO AVAILABLE FOR RENT $4,000 MONTHLY

    Iliana Hernandez Urban Investments Realty LLC

    607 NE 4th St, Florida City, FL 33034
  • /48

    $380,000

    • 4 Beds
    • 3 Baths
    • 1,480 Sq Ft

    1053 SE 24th Ave, Homestead, FL 33035

    Welcome to your bigger, bright, FHA Eligible, move-in ready townhome in gated Seascape! Built in 2021 by D.R. Horton, this sought-after, almost 1,500 SQFT Napa model offers 4 beds, 3 baths (full bed and bath downstairs), smart home features, upstairs laundry, and a stunning pool view from the master. Fresh, pet-free carpet upstairs and washer/dryer included. Enjoy resort-style amenities,

    Jesus Sanchez Marzucco Real Estate

    1053 SE 24th Ave, Homestead, FL 33035
  • /39

    $368,000 Open Sun 2:30PM - 4:30PM

    • 3 Beds
    • 2.5 Baths
    • 1,642 Sq Ft

    151 SE 34th Ave Unit 151, Homestead, FL 33033

    Beautiful and Spacious Townhouse in the Fresno at the Vineyards community! Townhouse features beautiful wood look vinyl flooring throughout with open island kitchen, stainless steel appliances, and beautiful wall detailing. Home has 1 car garage and two car parking in driveway. Upper level features spacious ceilings, a large walk-in closet in Master, and spacious bedrooms. Community offers luxury

    Nadia Castro Sole Realty Group

    151 SE 34th Ave Unit 151, Homestead, FL 33033
  • /50

    $374,000

    • 2 Beds
    • 2.5 Baths
    • 1,408 Sq Ft

    14230 SW 275th St, Homestead, FL 33032

    This charming townhome, built in 2014, offers an abundance of space and comfort that you won't want to miss. The property features a spacious layout with 2 bedrooms and 2.5 bathrooms, and there's potential to create a third bedroom if needed. You'll also find a convenient 1-car garage, perfect for your parking and storage needs. The kitchen is a chef's dream, boasting beautiful wood cabinet,

    Ricardo Ramos United Real Estate Miami

    14230 SW 275th St, Homestead, FL 33032
  • /18

    $284,000

    • 3 Beds
    • 2.5 Baths
    • 1,325 Sq Ft

    112 SE 28th Terrace Unit 4, Homestead, FL 33033

    Unique opportunity at an incredible price!!, townhouse in gated complex with large recreational areas, quiet, perfect family atmosphere. Beautiful 3 bedroom townhouse with 2 and a half bathrooms, laminate floors in excellent condition, perfect for a cute family. Perfectly located complex close to many commercial premises

    Romina Capisto Conde Realty

    112 SE 28th Terrace Unit 4, Homestead, FL 33033
  • /26

    $489,900

    • 3 Beds
    • 2 Baths
    • 1,275 Sq Ft

    439 SW 17th Terrace, Homestead, FL 33030

    Welcome to this stunning Single-Family Home! Beautifully updated 3-bedroom, 2-bathroom home located in the highly sought-after Avocado Villas subdivision. Featuring an open floor plan seamlessly connects living and dining areas. The home boasts a brand-new roof, flooring, bathrooms, and spacious bedrooms, including a walk-in closet. This beautiful kitchen offers ample built-in cabinetry for all

    Michael Venereo Barcelo Realty Corp

    439 SW 17th Terrace, Homestead, FL 33030
  • /28

    $449,900

    • 3 Beds
    • 2 Baths
    • 1,450 Sq Ft

    1640 NE 37th Ave, Homestead, FL 33033

    Fall in love with this impeccable home, largest lot vs price, featuring beautiful kitchen cabinets, screened in lanai, open floor plan, large master suite, newer walk in shower, accordion shutters and lovely back yard all for your enjoyment. New AC and separate large laundry room make this a great buy. Situated in beautiful Waterstone, walk to your club house featuring three pools, kids

    Kate Howell Lokation

    1640 NE 37th Ave, Homestead, FL 33033
  • /49

    $959,999

    • 4 Beds
    • 3 Baths
    • 3,067 Sq Ft

    19302 SW 292nd St, Homestead, FL 33030

    Stunning Homestead Property on a Corner Lot! Welcome to this beautiful 4-bedroom, 3-bathroom home located on a spacious 23,771 sq. ft. corner lot. This property offers a perfect blend of comfort and luxury with the following features:1-Car Garage + 2-Car Garage with Carport: Brand-New Fence: Surrounding the entire property for added privacy and security. New Shingle Roof: Recently installed to

    Maria Cancio Homeland Capital Realty

    19302 SW 292nd St, Homestead, FL 33030
  • /55

    $625,000

    • 5 Beds
    • 3.5 Baths
    • 2,331 Sq Ft

    30021 SW 160th Ave, Homestead, FL 33033

    Beautiful HOMESTEAD single family home with 5 bedrooms and 3.5 Bathrooms with many recent renovations, Roof replaced 6 years ago, Exterior Fence is less than 6 months old. Freshly painted interior and exterior, Brand New tankless water heater, New sod and landscaping, Jacuzzi / Hot Tub is fully functional and well maintained. Smart Surveillance Cameras wired throughout the home. Two screened in

    Bradley Minto Lifestyle International Realty

    30021 SW 160th Ave, Homestead, FL 33033

Showing Results 281 - 320, Page 8 of 18

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