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Hutto, TX Houses for Sale

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  • /24

    $326,085 New Construction

    • 3 Beds
    • 2 Baths
    • 1,435 Sq Ft

    610 Emory Crossing Blvd, Hutto, TX 78634

    New Construction - Ready Now! Built by America's Most Trusted Homebuilder. Welcome to the Bach at 610 Emory Crossing Boulevard in Emory Crossing! This new home features an open layout with the great room flowing into the dining area and kitchen, then out to a covered patio. The primary suite includes a private en-suite bath and large walk-in closet, while two secondary bedrooms—with walk-in

    Bobbie Alexander Alexander Properties

    610 Emory Crossing Blvd, Hutto, TX 78634
  • /2

    $643,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,228 Sq Ft

    324 Royal Fern Rd, Hutto, TX 78634

    Entry welcomes with 12-foot ceiling. Home office with French doors off extended entry. Open kitchen offers corner walk-in pantry, 5-burner gas cooktop and generous island with built-in seating space. Dining area flows into open family room with a wall of windows. Spacious primary suite includes bedroom with wall of windows. Dual vanities, garden tub, separate glass-enclosed shower and two walk-in

    Lee Jones Perry Homes Realty, LLC

    324 Royal Fern Rd, Hutto, TX 78634
  • /19

    $659,963 New Construction

    • 4 Beds
    • 3.5 Baths
    • 3,436 Sq Ft

    916 Rock Daisy Trail, Hutto, TX 78634

    Westin Homes NEW Construction (Collins, Elevation D) CURRENTLY BEING BUILT. 4 Bedrooms, 3.5 baths. Private primary suite with spacious double walk-in closets downstairs. Breathtaking Rotunda Entry with Study and Informal Dining Room attached to Chef's Dream Kitchen. Guest Suite on First Floor with 2 Bedrooms Upstairs to Accompany Both Game & Media Rooms. Covered Patio attached, 3 car tandem

    Tammy Fruge Westin Homes

    916 Rock Daisy Trail, Hutto, TX 78634
  • /22

    $659,795 New Construction

    • 4 Beds
    • 3.5 Baths
    • 3,436 Sq Ft

    904 Rock Daisy Trail, Hutto, TX 78634

    Westin Homes NEW Construction (Collins, Elevation A) CURRENTLY BEING BUILT. 4 Bedrooms, 3.5 baths. Private primary suite with spacious double walk-in closets downstairs. Breathtaking Rotunda Entry with Study and Informal Dining room attached to Chef's Dream Kitchen. Guest Suite on First Floor with 2 Bedrooms Upstairs to Accompany Both Game & Media Rooms. Covered Patio attached, 3 car tandem

    Tammy Fruge Westin Homes

    904 Rock Daisy Trail, Hutto, TX 78634
  • /19

    $699,915 New Construction

    • 5 Beds
    • 4.5 Baths
    • 3,800 Sq Ft

    901 Rock Daisy Trail, Hutto, TX 78634

    Westin Homes NEW Construction (Cooper, Elevation B) CURRENTLY BEING BUILT. 5 Bedrooms, 4.5 baths. Private primary suite with spacious double walk-in closets downstairs. Breathtaking Rotunda Entry with Study. Informal dining attached to Chef's Dream Kitchen, open to the Family room. Guest Suite on First Floor with 3 Bedrooms Upstairs to Accompany Both Game & Media Rooms. Covered Patio attached, 3

    Tammy Fruge Westin Homes

    901 Rock Daisy Trail, Hutto, TX 78634
  • /3

    $400,130 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,076 Sq Ft

    113 Divisadero Dr, Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Ditch the commute and work from home in the Capital's flex space. Almond cabinets with marble-look white quartz countertops, cool beige laminate flooring, and multi-tone taupe carpet in our Essence package. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping with modern touches, creating a stunning

    Patrick Mcgrath Meritage Homes Realty

    113 Divisadero Dr, Hutto, TX 78634
  • /20

    $375,190 New Construction

    • 4 Beds
    • 2 Baths
    • 2,071 Sq Ft

    107 Miglia St, Hutto, TX 78634

    This single-story home is perfect for families, with three bedrooms and a full bathroom in the front of the home and an owner’s suite in the back. The open living area features a modern kitchen, dining area and family room with ample space for furniture. Plus, there is a small covered patio in the back.

    Lennar

    Cardwell, Hutto, TX 78634
  • /5

    $450,000 New Construction

    • 4 Beds
    • 3 Baths
    • 2,120 Sq Ft

    311 Sepulveda St, Hutto, TX 78634

    MLS# 7226204 - Built by Trophy Signature Homes - Oct 2025 Completion! ~ The Pecos floor plan is a masterclass in comfort and versatility, offering abundant space for every lifestyle. With four welcoming bedrooms and three full baths, this home is designed to accommodate and impress. The thoughtfully arranged layout ensures a natural and graceful flow between living areas, creating an expansive

    Ben Caballero HomesUSA.com

    311 Sepulveda St, Hutto, TX 78634
  • /5

    $390,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,475 Sq Ft

    312 Sepulveda St, Hutto, TX 78634

    MLS# 5933774 - Built by Trophy Signature Homes - Oct 2025 Completion! ~ The Brazos floor plan is a delightful blend of comfort and smart design, perfect for modern living. With three spacious bedrooms and two full baths, it offers a welcoming environment for everyone. Step inside and discover a truly large kitchen, equipped to be the heart of the home. Its seamless connection to the open-concept

    Ben Caballero HomesUSA.com

    312 Sepulveda St, Hutto, TX 78634
  • /5

    $415,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,615 Sq Ft

    310 Sepulveda St, Hutto, TX 78634

    MLS# 4368351 - Built by Trophy Homes - October 2025 Completion! ~ The Colorado floor plan, with its three comfortable bedrooms and two well-appointed baths, is designed for practical living with an inviting feel. This home offers a seamless flow, creating an open and connected living space that's perfect for both daily routines and gathering with loved ones. The intelligent layout maximizes every

    Ben Caballero HomesUSA.com

    310 Sepulveda St, Hutto, TX 78634
  • /5

    $370,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,475 Sq Ft

    104 Divisadero Dr, Hutto, TX 78634

    MLS# 6943062 - Built by Trophy Homes - October 2025 Completion! ~ The Brazos floor plan is a delightful blend of comfort and smart design, perfect for modern living. With three spacious bedrooms and two full baths, it offers a welcoming environment for everyone. Step inside and discover a truly large kitchen, equipped to be the heart of the home. Its seamless connection to the open-concept living

    Ben Caballero HomesUSA.com

    104 Divisadero Dr, Hutto, TX 78634
  • /5

    $420,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,615 Sq Ft

    313 Sepulveda St, Hutto, TX 78634

    MLS# 6670073 - Built By Trophy Signature Homes - Sept. 2025 Completion ~ The Colorado floor plan, with its three comfortable bedrooms and two well-appointed baths, is designed for practical living with an inviting feel. This home offers a seamless flow, creating an open and connected living space that's perfect for both daily routines and gathering with everyone. The intelligent layout maximizes

    Ben Caballero HomesUSA.com

    313 Sepulveda St, Hutto, TX 78634
  • /6

    $475,000 New Construction

    • 4 Beds
    • 3 Baths
    • 2,504 Sq Ft

    314 Sepulveda St, Hutto, TX 78634

    MLS# 9721994 - Built by Trophy Signature Homes - Aug. 2025 Completion! ~ The Trinity floor plan is a grand and adaptable design, offering expansive living across two impressive stories. With four comfortable bedrooms and three full baths, this home provides exceptional space and flexibility for every need. The intelligent layout creates a seamless flow between its thoughtfully designed areas.

    Ben Caballero HomesUSA.com

    314 Sepulveda St, Hutto, TX 78634
  • /4

    $400,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,615 Sq Ft

    102 Divisadero Dr, Hutto, TX 78634

    MLS# 2655319 - Built by Brohn Homes - Ready Now! ~ Discover your ideal home in the vibrant Hymeadow community! This Net Zero Ready, energy-efficient home offers 1,074 sq. ft. of modern living space, featuring 3 inviting bedrooms, 2 bathrooms, and an attached 2-car garage. Perfectly designed for homeowners of all types, this home combines sustainability with comfort. Hymeadow offers an impressive

    Ben Caballero HomesUSA.com

    102 Divisadero Dr, Hutto, TX 78634
  • /6

    $477,000 New Construction

    • 4 Beds
    • 3 Baths
    • 2,504 Sq Ft

    100 Divisadero Dr, Hutto, TX 78634

    MLS# 1059105 - Built by Trophy Homes - August 2025 Completion! ~ The Trinity floor plan is a grand and adaptable design, offering expansive living across two impressive stories. With four comfortable bedrooms and three full baths, this home provides exceptional space and flexibility for every need. The intelligent layout creates a seamless flow between its thoughtfully designed areas. Whether

    Ben Caballero HomesUSA.com

    100 Divisadero Dr, Hutto, TX 78634
  • /3

    $431,185 New Construction

    • 4 Beds
    • 3 Baths
    • 2,076 Sq Ft

    Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Be the ultimate host with a private living area, bedroom, and full bath for your guests or extended family. Slate cabinets with marble-look white quartz countertops, cool brown laminate flooring, and multi-tone taupe carpet in our Finesse package. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping

    Patrick Mcgrath Meritage Homes Realty

    Hutto, TX 78634
  • /3

    $521,790 New Construction

    • 5 Beds
    • 4 Baths
    • 2,076 Sq Ft

    Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Unwind in the Revere's primary suite or private study, while the kids enjoy the media and extended game rooms upstairs. A fifth bedroom downstairs is perfect for guests. Find lots of extra storage in the garage. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping with modern touches, creating a

    Patrick Mcgrath Meritage Homes Realty

    Hutto, TX 78634
  • /7

    $279,900 New Construction

    • 1 Bed
    • 2.5 Baths
    • 1,152 Sq Ft

    99 Mager Ln Unit Spruce, Hutto, TX 78634

    The Spruce is a well-designed 3 bed, 2.5 bath stand-alone condo in The Villas at Cottonwood Trail—a boutique community of just 22 homes in Hutto, TX. Priced from $279,900, this spacious two-story layout features an open living room that flows into the kitchen and large dining area, perfect for everyday living and entertaining. The main floor includes a private owner’s suite with a nearby half

    Wendi Trevino Keller Williams Realty-RR

    99 Mager Ln Unit Spruce, Hutto, TX 78634
  • /6

    $229,900 New Construction

    • 2 Beds
    • 1.5 Baths
    • 21,952 Sq Ft

    99 Mager Ln Unit Pine, Hutto, TX 78634

    The Pine is a 2 bed, 1.5 bath stand-alone condo in The Villas at Cottonwood Trail, a 22-home boutique community in Hutto, TX. Priced from $229,900, this 832 sq. ft. home offers a smart layout that balances comfort and function. The open-concept living, dining, and kitchen areas create a welcoming main floor, with a discreet half bath and laundry room nearby. A flexible front room, filled with

    Wendi Trevino Keller Williams Realty-RR

    99 Mager Ln Unit Pine, Hutto, TX 78634
  • /7

    $250,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,024 Sq Ft

    99 Mager J Ln Unit Juniper, Hutto, TX 78634

    “The Juniper is a modern 3 bed, 2 bath stand-alone condo in The Villas at Cottonwood Trail—a boutique 22-home community in Hutto, TX. Priced from $249,900, this thoughtfully designed floor plan features a bright, open living, kitchen, and dining area with large windows that bring in abundant natural light. A main-floor bedroom with ensuite bath is privately located near the downstairs washroom.

    Wendi Trevino Keller Williams Realty-RR

    99 Mager J Ln Unit Juniper, Hutto, TX 78634
  • /18

    $648,988 New Construction

    • 4 Beds
    • 3.5 Baths
    • 3,493 Sq Ft

    908 Rock Daisy Trail, Hutto, TX 78634

    Westin Homes NEW Construction (Cameron, Elevation B) CURRENTLY BEING BUILT. 4 Bedrooms, 3.5 baths. Private primary suite with spacious double walk-in closets downstairs. Breathtaking Rotunda Entry with Study and Formal Dining room. Breakfast area attached to Chef's Dream Kitchen. Guest Suite on First Floor with 2 Bedrooms Upstairs to Accompany Both Game & Media Rooms. Covered Patio attached, 2

    Tammy Fruge Westin Homes

    908 Rock Daisy Trail, Hutto, TX 78634
  • /18

    $664,978 Open Sat 12PM - 5PM

    • 4 Beds
    • 3.5 Baths
    • 3,477 Sq Ft

    945 Rock Daisy Trail, Hutto, TX 78634

    Westin Homes NEW Construction (Cameron, Elevation K) CURRENTLY BEING BUILT. 4 Bedrooms, 3.5 baths. Private primary suite with spacious double walk-in closets and Guest Suite downstairs. Breathtaking Rotunda Entry with Study and Formal Dining room, Breakfast area attached to Chef's Dream Kitchen. 2 Bedrooms Upstairs to Accompany Both Game & Media Rooms. Covered Patio attached, 2 car Garage, Front

    Tammy Fruge Westin Homes

    945 Rock Daisy Trail, Hutto, TX 78634
  • /20

    $689,525 New Construction

    • 5 Beds
    • 4.5 Baths
    • 3,798 Sq Ft

    949 Rock Daisy Trail, Hutto, TX 78634

    Westin Homes NEW Construction (Carter IX, Elevation H) CURRENTLY BEING BUILT. 5 Bedrooms, 4.5 baths. Private primary suite with spacious double walk-in closets downstairs. Breathtaking Rotunda Entry with Study and Formal Dining room. Breakfast area attached to Chef's Dream Kitchen, open to the Family room. Guest Suite on First Floor with 3 Bedrooms Upstairs to Accompany Both Game & Media Rooms.

    Tammy Fruge Westin Homes

    949 Rock Daisy Trail, Hutto, TX 78634
  • /3

    $513,970 New Construction

    • 5 Beds
    • 4 Baths
    • 2,076 Sq Ft

    122 Divisadero Dr, Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Be the ultimate host with the Republic’s private living area, bedroom, and bathroom for your guests. Almond cabinets with marble-look white quartz countertops, light gray tone laminate flooring, and multi-tone taupe carpet in our Fresh package. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping with

    Patrick Mcgrath Meritage Homes Realty

    122 Divisadero Dr, Hutto, TX 78634
  • /3

    $540,890 New Construction

    • 5 Beds
    • 4 Baths
    • 2,076 Sq Ft

    118 Divisadero Dr, Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Unwind in the Revere's primary suite or private study, while the kids enjoy the media and extended game rooms upstairs. A fifth bedroom downstairs is perfect for guests. Find lots of extra storage in the garage. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping with modern touches, creating a

    Patrick Mcgrath Meritage Homes Realty

    118 Divisadero Dr, Hutto, TX 78634
  • /3

    $496,795 New Construction

    • 5 Beds
    • 4 Baths
    • 2,076 Sq Ft

    126 Divisadero Dr, Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Skip the theater and enjoy movie dates in the Frontier's second-story game or media room. Downstairs, the oversized study is the perfect spot to enjoy a book. Find multiple storage closets to help you stay organized. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping with modern touches, creating a

    Patrick Mcgrath Meritage Homes Realty

    126 Divisadero Dr, Hutto, TX 78634
  • /3

    $455,880 New Construction

    • 4 Beds
    • 3 Baths
    • 2,076 Sq Ft

    115 Divisadero Dr, Hutto, TX 78634

    BRAND NEW energy - efficient home Aug 2025! The Valor is an entertainer's dream with a prep pantry and a large flex space that can be used as a dining room. Gray cabinets with marble-look white quartz countertops, warm beige EVP flooring, and multi-tone taupe carpet in our Radiant package. Prairie Winds, a dynamic community in the highlyrated Hutto ISD, combines native landscaping with modern

    Patrick Mcgrath Meritage Homes Realty

    115 Divisadero Dr, Hutto, TX 78634
  • /3

    $459,415 New Construction

    • 4 Beds
    • 3 Baths
    • 2,076 Sq Ft

    127 Divisadero Dr, Hutto, TX 78634

    BRAND NEW energy - efficient home Aug 2025! The Valor is an entertainer's dream with a prep pantry and a flex space that can be used as a dining room. Almond cabinets with marble-look white quartz countertops, light gray tone laminate flooring, and multi-tone taupe carpet in our Fresh package. Prairie Winds, a dynamic community in the highly rated HuttoISD, combines native landscaping with

    Patrick Mcgrath Meritage Homes Realty

    127 Divisadero Dr, Hutto, TX 78634
  • /3

    $514,080 New Construction

    • 5 Beds
    • 4 Baths
    • 2,076 Sq Ft

    116 Divisadero Dr, Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Skip the theater and enjoy movie dates in the Frontier's second-story game or media room. Stone cabinets with cream/black granite countertops, cool beige laminate flooring, and multi-tone taupe carpet in our Refined package. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping with modern touches,

    Patrick Mcgrath Meritage Homes Realty

    116 Divisadero Dr, Hutto, TX 78634
  • /3

    $434,000 New Construction

    • 4 Beds
    • 3 Baths
    • 2,076 Sq Ft

    124 Divisadero Dr, Hutto, TX 78634

    Brand new, energy-efficient home available by Aug 2025! Be the ultimate host with a private living area, bedroom, and full bath for your guests or extended family. A three-car garage provides ample extra storage. Prairie Winds, a dynamic community in the highly rated Hutto ISD, combines native landscaping with modern touches, creating a stunning environment inspired by the Texas Blackland

    Patrick Mcgrath Meritage Homes Realty

    124 Divisadero Dr, Hutto, TX 78634
  • /40

    $410,599 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,174 Sq Ft

    108 Brislecone Pass, Hutto, TX 78634

    NEW CONSTRUCTION BY ASHTON WOODS! AVAILABLE NOW! Thoughtfully-designed Cassidy plan. The kitchen is open to the family room. Spacious family room and covered patio to enjoy the Texas outdoors. Owner's suite with a large walk-in closet, large luxury walk-in shower in owner's bath. An Ashton Woods designer hand selected the finishes for this home including beautiful 42" kitchen cabinets with

    Kent Zarbock ERA Experts

    108 Brislecone Pass, Hutto, TX 78634
  • /40

    $389,638 Open Sat 12PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,920 Sq Ft

    627 Palo Brea Loop, Hutto, TX 78634

    NEW CONSTRUCTION BY ASHTON WOODS! AVAILABLE NOW! The Sierra is a thoughtfully-designed two-story home that blends modern convenience with comfortable living. With 3 spacious bedrooms and 2.5 baths, this home offers plenty of room for both relaxing and entertaining. The main floor features an open-concept layout and a dedicated pocket office, perfect for managing day-to-day tasks. Upstairs, two

    Kent Zarbock ERA Experts

    627 Palo Brea Loop, Hutto, TX 78634
  • /25

    $692,990 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,748 Sq Ft

    920 Rock Daisy Trail, Hutto, TX 78634

    Welcome to the Ramsey, a stunning 1-story home designed with both comfort and elegance in mind. This spacious floor plan features 4 generously sized bedrooms and 4 full baths, making it the ideal layout for growing families or those who love to entertain. Step inside to discover an open and airy living space, with high ceilings and abundant natural light flowing throughout. The gourmet kitchen

    Dina Verteramo Dina Verteramo

    920 Rock Daisy Trail, Hutto, TX 78634
  • /7

    $5,580,000 New Construction

    • 2 Beds
    • 1.5 Baths
    • 21,952 Sq Ft

    99 Mager Ln Unit A, Hutto, TX 78634

    Brand New Stand-Alone Condos Under $300K! Discover the Villas at Cottonwood Trail in Hutto, TX — a charming boutique community offering only 22 site-built homes starting from just $229,900, minutes from Austin, Tesla, Samsung, top schools, shopping, dining, and major highways for an easy commute. These beautifully designed stand-alone condos give you the privacy of a single-family home at

    Wendi Trevino Keller Williams Realty-RR

    99 Mager Ln Unit A, Hutto, TX 78634
  • /15

    $339,190 New Construction

    • 4 Beds
    • 2 Baths
    • 1,662 Sq Ft

    111 Miglia St, Hutto, TX 78634

    This single-story home has everything you need to live in comfort. The open concept living area features a modern kitchen, dining area and family room, with a partially covered patio to accommodate outdoor living. The home offers four bedrooms in total, including the owner’s suite with a full bathroom.

    Lennar

    Pierson, Hutto, TX 78634
  • /38

    $424,558 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,174 Sq Ft

    303 Willow Heights Dr, Hutto, TX 78634

    NEW CONSTRUCTION BY ASHTON WOODS! Available Sept 2025! Discover the captivating allure of this thoughtfully-designed home, boasting a total of 4 bedrooms and 2.5 bath across two impeccably-crafted stories. With a spacious living area, a charming dining space, an office and a loft, the Cassidy plan exudes a warm and inviting ambiance for memorable gatherings. The open-concept layout offers

    Kent Zarbock ERA Experts

    303 Willow Heights Dr, Hutto, TX 78634
  • /11

    $321,015 New Construction

    • 4 Beds
    • 2 Baths
    • 1,607 Sq Ft

    101 Zinnia Ln, Hutto, TX 78634

    Brand new, energy-efficient home available NOW! Give the kids their own room or make your visitors feel at home thanks to the Coronado’s four bedrooms. Linen cabinets with white granite countertops, brown-grey EVP flooring with multi-tone carpet in our Elemental package. Flora is a sprawling master-planned 825-acre community in Hutto - the first highly-amenitized development in the area. It

    Patrick Mcgrath Meritage Homes Realty

    101 Zinnia Ln, Hutto, TX 78634
  • /20

    $444,990 New Construction

    • 4 Beds
    • 2 Baths
    • 2,071 Sq Ft

    214 Corniche Cir, Hutto, TX 78634

    This single-story home is perfect for families with three bedrooms and a full bathroom in the front of the home and an owner’s suite in the back. The open living area features a modern kitchen, dining area and family room with ample space for furniture. Plus, there is a small covered patio in the back.

    Lennar

    Cardwell, Hutto, TX 78634
  • /25

    $456,490 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,500 Sq Ft

    212 Corniche Cir, Hutto, TX 78634

    This two-story home has everything a growing family needs to live peacefully. The first floor features a convenient study by the front door and an open layout among the main living area with a large covered back patio. The owner’s suite is also on the first floor, while on the second floor is host to three additional bedrooms, a full bathroom and a game room.

    Lennar

    Hudson, Hutto, TX 78634
  • /15

    $407,740 New Construction

    • 4 Beds
    • 2 Baths
    • 1,662 Sq Ft

    208 Corniche Cir, Hutto, TX 78634

    This single-story home has everything you need to live in comfort. The open concept living area features a modern kitchen, dining area and family room, with a partially covered patio to accommodate outdoor living. The home offers four bedrooms in total, including the owner’s suite with a full bathroom.

    Lennar

    Pierson, Hutto, TX 78634

Showing Results 281 - 320, Page 8 of 12

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