1,082

Homes for Sale near Assumption Catholic School

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  • /20

    $399,000

    • 8 Beds
    • 4 Baths
    • 2,704 Sq Ft

    1006 W 25th St Unit 1-4, Jacksonville, FL 32209

    Turnkey investment opportunity in a quiet, centrally located Jacksonville neighborhood. This quad features four 2-bedroom, 1-bath units and has been substantially updated with a brand new roof, updated electrical, and updated plumbing -- meaning the heavy lifting is already done. No deferred maintenance, no surprise expenses, just a clean and stabilized asset ready to perform from day one. Two

    KIMBERLY PIERCE EVERRISE REALTY GROUP LLC

    1006 W 25th St Unit 1-4, Jacksonville, FL 32209
  • /22

    $429,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,845 Sq Ft

    2913 Fleur Ln, Jacksonville, FL 32205

    Rare opportunity to own new construction in historic Riverside--where timeless architecture meets modern luxury. Designed to blend seamlessly with the neighborhood's charm, this home features a welcoming front porch and a light-filled, open-concept layout ideal for both everyday living and entertaining. The designer kitchen anchors the space with upgraded finishes and seamless flow into the main

    Ben Morrissey SOUTHEAST ATLANTIC REALTY

    2913 Fleur Ln, Jacksonville, FL 32205
  • /15

    $120,900

    • 3 Beds
    • 1.5 Baths
    • 1,234 Sq Ft

    3719 Whitehall St, Jacksonville, FL 32206

    Great investment opportunity, and house is rent ready. Three-bedroom, 1.5 bath home that is supper cute. Easy access to freeway system, downtown, shopping and more!

    JAMES LOGSTON SUPERIOR HOME RENTALS LLC

    3719 Whitehall St, Jacksonville, FL 32206
  • /25

    $255,000

    • 3 Beds
    • 1.5 Baths
    • 1,368 Sq Ft

    8309 Calento St, Jacksonville, FL 32211

    Welcome home to your 1950's charmer! Forget the cookie cutter living and enjoy your huge corner lot with mature trees and private back yard. This home features a BRAND NEW AC unit and a metal roof that has 34 years left of life. This 3 bed 1.5 bath offers hardwood floors, butcher-block counters, bright bathrooms and large pantry space. The living area also features a beautiful brick frieplace.

    KAITLIN NETTLE KELLER WILLIAMS REALTY ATLANTIC PARTNERS

    8309 Calento St, Jacksonville, FL 32211
  • /2

    $155,000

    • 3 Beds
    • 2.5 Baths
    • 1,547 Sq Ft

    1580 W 14th St, Jacksonville, FL 32209

    Investor Special - Turnkey Rental Property Great opportunity to own a cash-flowing, tenant-occupied home generating reliable passive income. Minimal expenses and strong rental history makes this an ideal asset in an investment portfolio. Seller is liquidating 5 additional properties and offering a discount for acquisition of entire portfolio (MLS # 2101889, 2101887, 2101890, 2101892 and 2105794).

    TEMISHA HILL CTG REALTY

    1580 W 14th St, Jacksonville, FL 32209
  • /77

    $639,900 Open Sun 11AM - 1PM

    • 4 Beds
    • 3.5 Baths
    • 2,992 Sq Ft

    1419 Hubbard St, Jacksonville, FL 32206

    Fantastic Frame Vernacular with Upper and Lower Front Porches, perched upon a DOUBLE LOT (60' x 164') which also includes a 2008 Built 2-Car Garage with 1/1 Apartment above! Main Home is a 3/2.5 with 2,508 Sq. Ft. and the 1/1 Apartment is 484 Sq.. Ft. Conveniently located just one block East of N. Main Street, making this home very walkable to local Parks, Restaurants, Stores, Coffee and Ice

    Leonard Migliaccio REMAX TOWNE CENTER

    1419 Hubbard St, Jacksonville, FL 32206
  • /32

    $144,500

    • 2 Beds
    • 1.5 Baths
    • 1,139 Sq Ft

    3517 Peeler Rd Unit 17, Jacksonville, FL 32277

    !! 3 months of HOA fees covered for acceptable offer!! Looking for low-maintenance living without sacrificing style or value? This updated 2-bedroom, 1.5-bath condo offers comfort, functionality, and long-term potential. The open-concept layout features updated flooring, abundant natural light, and an easy flow between living and dining spaces. The kitchen stands out with modern cabinetry,

    WHITNEY STARLING BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    3517 Peeler Rd Unit 17, Jacksonville, FL 32277
  • /4

    $538,000

    • 5 Beds
    • 3,740 Sq Ft

    115 W 4th St, Jacksonville, FL 32206

    Five-unit multifamily asset in Historic Springfield with current scheduled rents of $4,525/month. Unit mix and rent schedule available; utility reimbursement structure varies by unit. Tenant-occupied property with restricted showings to minimize disruption. Opportunity for investors seeking in-place cash flow with additional diligence materials available upon request.

    JONATHAN MILLER UNITED REAL ESTATE GALLERY

    115 W 4th St, Jacksonville, FL 32206
  • /9

    $249,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,036 Sq Ft

    1118 E 3rd St, Jacksonville, FL 32206

    Looking to down size? This 2 bedroom with a separate office space is perfect for you! Come see this New Construction Home on a large lot you can fence in and have a backyard oasis for your family and friends to enjoy. The Gourmet Kitchen is just what you have been wishing for!! And this property is located minutes from the Jacksonville Jaguar Stadium... Schedule your showing today! Bring all

    TEZRA THOMAS FLORIDA HOMES REALTY & MTG LLC

    1118 E 3rd St, Jacksonville, FL 32206
  • /39

    $490,000 Open Fri 5:30PM - 7:30PM

    • 3 Beds
    • 2 Baths
    • 1,574 Sq Ft

    2231 Dellwood Ave, Jacksonville, FL 32204

    Welcome to 2231 Dellwood Avenue, a beautifully restored historic home blending classic elegance with modern amenities. The two-level custom deck offers space for morning coffee or evening relaxation. The primary suite features an updated en suite bath and a spacious walk-in closet with built-ins, rare for a historic property. The open kitchen has granite countertops, abundant cabinetry, and

    Bill Fannin BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    2231 Dellwood Ave, Jacksonville, FL 32204
  • /6

    $215,000

    • 2 Beds
    • 1.5 Baths
    • 1,248 Sq Ft

    519 W 26th St, Jacksonville, FL 32206

    This fully updated property is a strong opportunity for both homeowners and investors. Inside, you'll find fresh paint throughout and a clean, modern layout that is truly move-in ready. The kitchen features brand-new appliances, making it functional and appealing for everyday living or tenant placement. Major upgrades completed in 2023 include all new electrical, HVAC, and plumbing--significantly

    JACQUELYN CLARK EXP REALTY LLC

    519 W 26th St, Jacksonville, FL 32206
  • /19

    $125,000

    • 3 Beds
    • 1 Bath
    • 1,188 Sq Ft

    509 Woodbine St, Jacksonville, FL 32206

    Welcome to 509 Woodbine! Nestled on a quiet street within the up and coming Brentwood neighborhood, this classic bungalow is perfectly suited for a family, couple, roommates, single person wanting flex space, or an investor looking to get into a great buying opportunity. Solid home with many upgrades, renovated bathroom and kitchen, brand new fridge, stainless appliances all matching, original

    Alyssa Key MOMENTUM REALTY

    509 Woodbine St, Jacksonville, FL 32206
  • /43

    $397,500 Open Sat 12PM - 1PM

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft

    1544 Perry St, Jacksonville, FL 32206

    Step into this beautifully restored historic bungalow in the heart of Springfield, where timeless character pairs seamlessly with an impressive list of thoughtful updates--making this home truly move-in ready. This home has been meticulously improved for peace of mind, with major system updates already complete: HVAC, roof, and hot water heater all replaced in 2018, foundation repairs completed

    Emily Hall ROOT REALTY LLC

    1544 Perry St, Jacksonville, FL 32206
  • /16

    $140,000

    • 2 Beds
    • 1 Bath
    • 684 Sq Ft

    1024 Eaverson St, Jacksonville, FL 32204

    INVESTOR SPECIAL in an UP-AND-COMING LOCATION! Welcome to 1024 Eaverson St--an opportunity-packed property nestled in a growing area between New Town and Hogans Creek. This 2-bedroom, 1-bath home is full of potential and ready for your vision. Whether you're looking for your next flip, a rental investment, or a starter home you can customize, this one checks the boxes. With easy access to major

    KEVIN RANDOLPH WATSON REALTY CORP

    1024 Eaverson St, Jacksonville, FL 32204
  • /2

    $419,900

    • 3 Beds
    • 3 Baths
    • 1,659 Sq Ft

    2650 Forbes St, Jacksonville, FL 32204

    Located in the heart of Historic Riverside/Avondale with just a short walk to Riverside 5 Points for Shopping, Dining, Saturdays Riverside Arts Market and Cummer Museum. Amazing Property with current Owner living in home for more than 30 years. Original Home was three (3) separate apartments that have been combined into 1 home. Beautiful built in Bookcase with leaded glass from early 1900's,

    Teresa Harris NEFLA NETWORK REALTY

    2650 Forbes St, Jacksonville, FL 32204
  • /22

    $379,900 Open Sat 11AM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,760 Sq Ft

    5529 Nettie Rd, Jacksonville, FL 32207

    This 2018 built home is NEWLY UPDATED [APRIL 2026 RENOVATIONS] & MOVE-IN READY! It has been beautifully maintained featuring 4 beds, 2 baths, 1,760 sq feet of living space, & an attached 2-car garage. As you enter the home, you'll find a versatile bedroom to the left, perfect for a home office or guest room. The layout flows seamlessly into the dining area, which leads into a well-appointed

    Mensur Molla JWB REALTY LLC

    5529 Nettie Rd, Jacksonville, FL 32207
  • /2

    $49,000

    • Land
    • 6,534 Sq Ft
    • $326,667 per Acre

    0 Crane Ave, Jacksonville, FL 32216

    Here's your opportunity for a vacant, residential lot in the popular Glylea Park neighborhood in the Southside area of Jacksonville. Centrally located to downtown Jax, the airport, beaches and only a short drive to the St Johns Towncenter! This lot located in an established neighborhood close to schools and parks. Helpful information from the Seller- This lot is buildable and has a buildable

    Daniel Danyus JWB REALTY LLC

    0 Crane Ave, Jacksonville, FL 32216
  • /21

    $553,000

    • 4 Beds
    • 4 Baths
    • 2,892 Sq Ft

    2614 College St Unit 1-4, Jacksonville, FL 32204

    INCOME PRODUCING 4-plex in the heart of Riverside! This property offers four 1-bedroom/1 bath units. 4 units are currently occupied, with $3,050/mo rental income,. Great opportunity though to buy for rental income and live in Unit #4 if that is what you are looking for! This is an amazing opportunity to capitalize on one of the city's most desirable neighborhoods! Vibrant living scene, abundance

    Paige Covington CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

    2614 College St Unit 1-4, Jacksonville, FL 32204
  • /8

    $299,999

    • 2 Beds
    • 1 Bath
    • 832 Sq Ft

    1444 Wolfe St, Jacksonville, FL 32205

    Modern Comfort Meets Timeless Charm in the Heart of Avondale! Step into History with all the modern upgrades you love. This beautifully refreshed 1928 bungalow in Jacksonville’s sought-after Avondale neighborhood is officially MOVE-IN READY. The warmth and character this classic bungalow delivers are shown through the gorgeous refinished original hardwood floors, bright natural light, and

    Amy Teblum CENTURY 21 SELLING PARADISE

    1444 Wolfe St, Jacksonville, FL 32205
  • /47

    $549,000

    • 4 Beds
    • 2 Baths
    • 1,916 Sq Ft

    8205 Hidden Lake Dr N, Jacksonville, FL 32216

    You get another chance to purchase this stunning 4 BR pool home on beautifully landscaped corner lot in desirable Secret Cove! It features an open floor plan, Great Room w/cathedral ceiling, a wood-burning fireplace w/hearth & mantel plus a separate LR & DR. There are wood floors in the living areas with carpeted bedrooms & tile in the 4th BR used as an office. Both baths updated & custom walk-in

    Linda Shepherd NORVILLE REALTY INC

    8205 Hidden Lake Dr N, Jacksonville, FL 32216
  • /32

    $160,000 Open Sat 1PM - 3PM

    • 2 Beds
    • 1 Bath
    • 866 Sq Ft

    328 E 48th St, Jacksonville, FL 32208

    328 E 48th Street presents a well-maintained and thoughtfully updated property ideal for buyers seeking both charm and functionality. Situated on a cute corner lot, this brick home offers timeless curb appeal and practical outdoor space. Inside, the home features traditional real wood floors that add warmth and character throughout. The updated kitchen and bathroom provide modern convenience

    Michael Nobles CROSSVIEW REALTY

    328 E 48th St, Jacksonville, FL 32208
  • /2

    $20,000

    • Land
    • 5,662 Sq Ft
    • $153,846 per Acre

    1484 Myrtle Ave N, Jacksonville, FL 32209

    Great buildable lot!! Bring your builder!

    Tami Glover WATERMARKE REALTY GROUP LLC

    1484 Myrtle Ave N, Jacksonville, FL 32209
  • /44

    $599,000

    • 6 Beds
    • 6 Baths
    • 3,163 Sq Ft

    135 E 17th St, Jacksonville, FL 32206

    Qualified buyers can receive up to $7,500 toward closing costs or rate buy-down with our preferred lender! Seller financing available with 30% down, 2 points. Excellent investment opportunity in Jacksonville's revitalizing Historic Springfield area. This multifamily property includes six total units--a quadplex plus a duplex with four 1BD/1BA units and two studio apartments--offering strong

    Trey Hagins COLDWELL BANKER ANABASIS REALTY

    135 E 17th St, Jacksonville, FL 32206
  • /30

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,442 Sq Ft

    3318 College St, Jacksonville, FL 32205

    This home is even better in person, with a unique floorplan and large bedrooms.. and *two* full bathrooms, renovated with new vanities and tile! Spacious updated kitchen with room for hosting dinner parties. Just refreshed with new exterior and interior paint, vinyl plank and carpet throughout, plumbing and electrical, and so much more - this is your dream bungalow in a walkable location close to

    AUBREY WESSOLOWSKI BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    3318 College St, Jacksonville, FL 32205
  • /9

    $125,000

    • 3 Beds
    • 2 Baths
    • 1,090 Sq Ft

    1506 E 27th St, Jacksonville, FL 32206

    Charming fixer‑upper with huge upside! This property offers an excellent investment opportunity for buyers ready to add value through renovations. Featuring a solid structure, generous lot, and a flexible floor plan, it's the perfect blank canvas to customize to your taste. Ideal for investors, flippers, or owner‑occupants seeking sweat equity. Property is being sold as‑is;

    SAGIRA SUSTACHE UNITED REAL ESTATE GALLERY

    1506 E 27th St, Jacksonville, FL 32206
  • /5

    $170,000

    • 4 Beds
    • 2 Baths
    • 1,112 Sq Ft

    2962 Spencer St, Jacksonville, FL 32254

    Welcome to 2962 Spencer Street, a beautifully updated 4 bedroom, 2 bathroom single-story home offering the perfect blend of comfort, convenience, and central Jacksonville living. With 1,112 sq ft of well-designed space, this home is move-in ready and ideal for families, first-time buyers, or investors looking for a strong rental opportunity near the city's fastest-growing development. bright,

    ALICIA WHITEHURST LA ROSA REALTY JACKSONVILLE, LLC.

    2962 Spencer St, Jacksonville, FL 32254
  • /26

    $234,900

    • 2 Beds
    • 2 Baths
    • 875 Sq Ft

    526 E 3rd St, Jacksonville, FL 32206

    Discover living in Jacksonville's beloved Springfield. This freshly renovated 2-bedroom, 2-bath home blends architectural character with modern comfort. Step inside to a sunlit, open-concept living space. The kitchen features quartz countertops, and stainless steel appliances, and is perfect for small gatherings or quiet evenings at home. Throughout, luxury vinyl plank flooring provides and

    Thomas Love BELLE EPOQUE REALTY SERVICES LLC

    526 E 3rd St, Jacksonville, FL 32206
  • /10

    $459,900

    • 4 Beds
    • 2 Baths
    • 1,747 Sq Ft

    7507 Hilsdale Rd, Jacksonville, FL 32216

    Super cute 4 bedroom, 2 bath home features an open floor plan that allows for natural lighting with motorized shade for sliding glass doors, vinyl plank flooring, custom barn door, new glass backsplash, vaulted ceilings, granite counter tops, stainless steel appliances with new Frigidaire French door refrigerator and previous refrigerator placed in garage for extra storage, pendant lighting and

    Moe Mossa SAVVY AVENUE, LLC.

    7507 Hilsdale Rd, Jacksonville, FL 32216
  • /21

    $107,500

    • 2 Beds
    • 2.5 Baths
    • 848 Sq Ft

    1272 W 27th St, Jacksonville, FL 32209

    ATTENTION INVESTORS! Don't miss this incredible income-producing opportunity! This charming 2-bedroom, 1 full bathroom, and 1 half bathroom home has been previously remodeled and is ready to generate immediate returns. The bathrooms and kitchen were fully updated during the renovation, offering a functional and appealing layout.Property is currently rented at $1,075 through July 2026,

    Moses Nae VIRTUALTY REAL ESTATE

    1272 W 27th St, Jacksonville, FL 32209
  • /30

    $165,900

    • 3 Beds
    • 1.5 Baths
    • 1,722 Sq Ft

    316 W 5th St, Jacksonville, FL 32206

    Investor Special in Springfield!This home requires a full extensive renovation and is being sold as-is.Ideal for experienced investors or rehab specialists looking to capitalize on strong upside potential in one of Jacksonville's most desirable historic neighborhoods. Buyers are responsible for all due diligence. Submit offers accordingly, taking into account the scope of work needed for

    MICHAEL ORTIZ HERRON REAL ESTATE LLC

    316 W 5th St, Jacksonville, FL 32206
  • 1910 Prudential Dr, Jacksonville, FL 32207

    $843,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,844 Sq Ft

    1910 Prudential Dr, Jacksonville, FL 32207

    The Elder offers space for every moment beginning with its gracious foyer and stairs opening onto the bright second-floor living level, complete with a spacious great room and casual dining area. Completing the well-appointed kitchen are a large center island with breakfast bar, plenty of counter and cabinet space, and a roomy pantry. The serene primary bedroom suite is highlighted by a lovely

    Toll Brothers, Inc. Builder
    1910 Prudential Dr, Jacksonville, FL 32207
  • /3

    $175,000

    • Land
    • 13,503 Sq Ft
    • $564,516 per Acre

    1527 Campbell Ave, Jacksonville, FL 32207

    Build your dream home on this cleared, build-ready corner lot on Atlantic Blvd. This rare homesite offers unbeatable convenience � just minutes to San Marco, Downtown, shopping, parks, and the river. Flat, grassy, and easy to build on, with side-street access for flexible home placement. Surrounded by established neighborhoods and everyday amenities, this location offers strong long-term

    LIANET PEREZ FLORIDA HOMES REALTY & MTG LLC

    1527 Campbell Ave, Jacksonville, FL 32207
  • /47

    $659,000

    • 4 Beds
    • 1.5 Baths
    • 2,328 Sq Ft

    2050 N Pearl St, Jacksonville, FL 32206

    Must-See Historic 2-Story Gem in Historic Springfield - A Rare Opportunity! This charming home offers a unique blend of historic character and modern potential, perfect for investors or those looking to create their dream home. Situated on a double corner lot in the heart of Historic Springfield, this property is full of possibilities. Currently featuring 2,724 sq. ft., this 4-bedroom, 1.5-bath

    TAMMY BROWN PREMIER HOMES REALTY INC

    2050 N Pearl St, Jacksonville, FL 32206
  • /26

    $202,600 New Construction

    • 3 Beds
    • 2 Baths
    • 1,211 Sq Ft

    1970 W 15th St Unit 1, Jacksonville, FL 32209

    Move-in ready w/ 65'' TV included! This brand new 3-bedroom, 2-bath open-concept home is ideal for buyers seeking a seamless and affordable transition into homeownership. The bright, spacious floor plan effortlessly connects the living, dining, and kitchen areas, making everyday living and entertaining easy. The owner's suite offers a private bathroom with double vanities, providing added comfort

    Diane King FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

    1970 W 15th St Unit 1, Jacksonville, FL 32209
  • /18

    $259,900

    • 3 Beds
    • 1.5 Baths
    • 1,152 Sq Ft

    2112 Dean Rd, Jacksonville, FL 32216

    This concrete block home is a nice property that flows well. Open living room with electric fireplace heat, Hardwood floors throughout, Kitchen and dinning area are open with great views to backyard. 3 bedrooms and 1 bath with tub.1 half bath in hallway. Laundry room and 1 car garage leading to backyard as well. Very nice size backyard with 6' wood privacy fence room for camper, boat, trailer.

    TIM THOMPSON REGION ATLANTIC REALTY

    2112 Dean Rd, Jacksonville, FL 32216
  • /40

    $295,000

    • 4 Beds
    • 2 Baths
    • 1,444 Sq Ft

    5347 Keystone Dr N, Jacksonville, FL 32207

    Welcome to 5347 Keystone Drive North, where fully updated Home meets one of Jacksonville's most coveted lifestyles. Just a short drive from the iconic San Marco Square and Downtown Jacksonville, this move-in ready single family home delivers the kind of location that buyers are actively searching for right now. Inside, no detail was overlooked. The open floor plan flows effortlessly from a

    Bobbie Jean DeMunck COLDWELL BANKER VANGUARD REALTY

    5347 Keystone Dr N, Jacksonville, FL 32207
  • /30

    $285,000

    • 4 Beds
    • 2 Baths
    • 1,476 Sq Ft

    527 Oglethorpe Rd, Jacksonville, FL 32216

    Rare opportunity with an assumable FHA loan--potential buyers can step into favorable financing, subject to lender approval. Welcome to this charming 4-bedroom, 2-bath single-family home in the desirable Southside/Glynlea Park area of Jacksonville. This well-sized residence features a comfortable 1,476 sq. ft. floor plan with abundant natural light, split bedroom layout, and central heating &

    Jackie Behr MARK SPAIN REAL ESTATE

    527 Oglethorpe Rd, Jacksonville, FL 32216
  • /29

    $189,000

    • 3 Beds
    • 1 Bath
    • 1,465 Sq Ft

    313 W 18th St, Jacksonville, FL 32206

    Welcome to this charming 3-bedroom, 1-bath bungalow just minutes from Downtown Jacksonville. From the moment you arrive, you'll feel the character--warm wood-look floors, natural light, and a cozy living room anchored by a statement fireplace with built-ins. The home flows into a spacious dining area and updated kitchen with white cabinetry and stainless appliances, perfect for everyday living

    Shandell Callahan UNITED REAL ESTATE GALLERY

    313 W 18th St, Jacksonville, FL 32206
  • /10

    $899,900

    • 8 Beds
    • 8 Baths
    • 3,818 Sq Ft

    5669 George Ct, Jacksonville, FL 32277

    INVESTMENT OPPORTUNITY! - Income-producing property with partial occupancy. One unit currently vacant--ideal for owner-occupant or value-add opportunity while generating rental income from existing tenants. Brand NEW construction by Southern Impression Homes @ CLEARANCE PRICING! This home qualifies for a special 3.75% interest rate (5.068% APR)along with 2 FREE years of professional property

    KELLY HICKS SUNCOAST PROPERTY MANAGEMENT LLC

    5669 George Ct, Jacksonville, FL 32277
  • /7

    $125,000

    • 4 Beds
    • 1.5 Baths
    • 1,056 Sq Ft

    3308 Dillon St, Jacksonville, FL 32254

    Cute brick bungalow, with newer roof ( 2023 ) and new water heater. Jack and Jill baths. Carport and fenced yard, freshly painted, what a doll house !

    Glen Hare DUVAL REALTY OF JAX

    3308 Dillon St, Jacksonville, FL 32254

Showing Results 241 - 280, Page 7 of 18

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