1,398

Homes for Sale near Bishop Kenny High School

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  • /13

    $271,500

    • 3 Beds
    • 2 Baths
    • 1,641 Sq Ft

    2402 Misty Dr, Jacksonville, FL 32211

    Classic mid-century concrete block home. Move-in ready. Large eat-in kitchen. New Air Conditioner installed in 2025. Spacious 3 bedroom, 2 bathroom with large bonus room. Home can easily be turned into a 4 bedroom by adding a door to the large bonus room near the garage. Handsome hardwood floors. 1 car garage. Covered patio in backyard. No HOA.

    Zane Marfiak HOMETOWN REALTY OF DUVAL INC

    2402 Misty Dr, Jacksonville, FL 32211
  • /45

    $295,000

    • 2 Beds
    • 1.5 Baths
    • 1,172 Sq Ft

    1538 Parrish Place, Jacksonville, FL 32205

    This warm and inviting Avondale POOL home offers an opportunity for buyers looking to build instant equity with a little vision and effort. With a desirable layout and a great location in historic Avondale, it's ready for your personal updates and improvements to truly make it your own! The floorplan offers a spacious living room (with fireplace) and dining room (with built-in shelving), kitchen

    Michael Morris RE/MAX SPECIALISTS

    1538 Parrish Place, Jacksonville, FL 32205
  • /31

    $119,900

    • 3 Beds
    • 1 Bath
    • 1,012 Sq Ft

    1656 W 30th St, Jacksonville, FL 32209

    Charming 3-bedroom, 1-bath single-story home featuring updated LVP flooring throughout. The kitchen offers modern appeal with updated countertops, white painted cabinets, and stainless steel appliances. A long driveway provides ample parking space. This home blends comfort and convenience in a functional layout.

    Robert Salmons ENTERA REALTY LLC

    1656 W 30th St, Jacksonville, FL 32209
  • /41

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,521 Sq Ft

    2254 Lake Lucina Dr, Jacksonville, FL 32211

    Come check out this spacious 3 bedroom, 2 bath brick home sitting on almost a quarter acre lot in Lake Lucina! Enjoy a shady retreat in a secluded corner of the large back yard, or your morning coffee on the back paver patio. The home features newer flooring throughout most of the home, a front screen porch, and several retro touches like the built in folding table and fold-out ironing board in

    J. Smith CONTINENTAL REALTY OF JAX, INC

    2254 Lake Lucina Dr, Jacksonville, FL 32211
  • /36

    $174,900

    • 3 Beds
    • 2 Baths
    • 1,342 Sq Ft

    6619 Sunset Dr, Jacksonville, FL 32208

    This charming bungalow style RENOVATED 3 bedroom, 2 bath home is ready for its new owner! Great for a first time home buyer or investor! The property features 1,342 SF of living space along with a NEW privacy fenced in the back yard. Features include a covered front porch, detached garage, an open concept kitchen & living area. Recent improvements New interior & exterior paint, new vinyl plank

    Anthony Magana THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.

    6619 Sunset Dr, Jacksonville, FL 32208
  • /2

    $59,800

    • 4 Beds
    • 1 Bath
    • 1,492 Sq Ft

    1039 Scriven St, Jacksonville, FL 32209

    **INVESTOR OPPORTUNITY**BUY AND HOLD/FIX N FLIP. CHECK OUT THIS OPPORTUNITY NEAR UF HEALTH AND RAPIDLY DEVELOPING DOWNTOWN JACKSONVILLE. SELLING AS-IS. CASH/HARD MONEY ONLY. GREAT ARV AND RENT. PUBLIC UTILITIES.

    Emanuel Shllaku MOMENTUM REALTY

    1039 Scriven St, Jacksonville, FL 32209
  • /18

    $239,800

    • 3 Beds
    • 3 Baths
    • 1,340 Sq Ft

    5914 Meadow Ln, Jacksonville, FL 32277

    Classic mid-century home. Move-in ready. 3 bedrooms and 2 bathrooms. 2022 New roof installed. 2025 New hot water tank installed. 2025 All electrical rewired with new electric panel installed. 2025 New carpet. 2017 New Air Conditioner installed. 1 car garage. back porch. No HOA.

    Zane Marfiak HOMETOWN REALTY OF DUVAL INC

    5914 Meadow Ln, Jacksonville, FL 32277
  • /43

    $615,000

    • 4 Beds
    • 4 Baths
    • 2,231 Sq Ft

    2508 Post St, Jacksonville, FL 32204

    Beautiful turn-key triplex in the heart of Riverside, proximate to 5 points, King St, downtown, and all the central Jax action! Spanning 4 bedrooms and 4 bathrooms over 3 fully remodeled units, this is sure to make for an incredible purchase as a pure investment or house hacking opportunity. With financing options as low as 5% down through conventional lending, it's an affordable way to get

    CASEY NOBLE NOMAD REALTY

    2508 Post St, Jacksonville, FL 32204
  • /26

    $399,990

    • 3 Beds
    • 2 Baths
    • 1,356 Sq Ft

    7038 Holiday Hill Ct, Jacksonville, FL 32216

    PREFERRED LENDER INCENTIVE! A 1% LENDER INCENTIVE FOR QUALIFIED BUYERS. Full renovation a must see! Over $100k worth of renovations! Charming Remodeled Ranch with Modern Touches and Timeless Appeal! Step into updated style and comfort in this Beautifully Remodeled 3-Bedroom 2-Bathroom home. Located on a Cul-de-Sac Street in a Centrally located, Established neighborhood. Boasting a Bright,

    Jennifer Kaus BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    7038 Holiday Hill Ct, Jacksonville, FL 32216
  • /12

    $160,000

    • 2 Beds
    • 1 Bath
    • 484 Sq Ft

    2750 Glen Mawr Rd, Jacksonville, FL 32207

    FULLY RENOVATED, this two bedroom, one bathroom home is located in a quiet neighborhood just outside of San Marco. Pulling into the home you are situated on a big lot, with the house located towards the back. It is perfect for kids playing in the front yard, having a beautiful garden, or anything you want to put your mind too. walking into the home you have a beautiful screened in front porch to

    HANNAH RUKAB NETWORTH REALTY OF JACKSONVILLE, LLC

    2750 Glen Mawr Rd, Jacksonville, FL 32207
  • /28

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,558 Sq Ft

    3592 Thornhill Dr, Jacksonville, FL 32277

    Great Fort Caroline corner lot home. BRAND NEW roof with solar panels! Both bathrooms were recently updated. Electrical panel and wiring replaced. 3 large bedrooms with 2 full baths. Charming concrete block/brick faced home in a quiet established neighborhood. Generously sized kitchen has granite countertops and stainless appliances. Large fenced backyard is great for entertaining, has a

    Richard Culbert ENGEL & VOLKERS FIRST COAST

    3592 Thornhill Dr, Jacksonville, FL 32277
  • /12

    $125,000

    • 3 Beds
    • 1 Bath
    • 460 Sq Ft

    4226 Hudnall Rd, Jacksonville, FL 32207

    Prime opportunity in a growing area of Jacksonville! This expansive lot offers endless potential for investors or developers seeking their next project. Zoned residential and tucked away on a quiet street, the property provides flexibility for new construction, infill development, or a custom home build. Tenant in place paying $1,050/month through July 2026, offering immediate rental income for

    PATRICIA ORANGE COLDWELL BANKER VANGUARD REALTY

    4226 Hudnall Rd, Jacksonville, FL 32207
  • /21

    $170,000

    • 3 Beds
    • 2 Baths
    • 1,228 Sq Ft

    1863 W 6th St, Jacksonville, FL 32209

    Charming 3 Bedroom, 2 Bath Home with Modern Comforts!Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering 1,228 sq ft of comfortable living space. Whether you're a first-time homebuyer or looking to downsize, this property is the perfect fit!Step inside to a bright and open floor plan with spacious living and dining areas, perfect for entertaining or relaxing

    JANEL WILLIAMS BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    1863 W 6th St, Jacksonville, FL 32209
  • /26

    $150,000

    • 3 Beds
    • 1 Bath
    • 1,187 Sq Ft

    228 E 25th St, Jacksonville, FL 32206

    Charming and Updated! This 3 bed, 1 bath home blends character with modern updates. Refinished hardwood floors, a fully renovated kitchen with new cabinets, granite countertops, stainless steel appliances, and a full-size washer/dryer make it move-in ready. The updated bathroom features designer tile, and the home includes new ceiling fans, light fixtures, and fresh paint inside and out. The

    Amy Powell ENGEL & VOLKERS FIRST COAST

    228 E 25th St, Jacksonville, FL 32206
  • /12

    $148,888

    • 2 Beds
    • 2 Baths
    • 992 Sq Ft

    1618 El Camino Rd Unit 2, Jacksonville, FL 32216

    Turnkey 2-bedroom, 2-bathroom condo in desirable 32216, completely renovated with high-end modern touches. All major systems have been upgraded, including new sewage and water lines, electrical, and HVAC. Interior features LED recessed lighting, ceiling fans, and wood-look flooring throughout.Enjoy a fully updated kitchen with stainless steel appliances, custom cabinets, and an open flow

    ERKKA RAMEY EAGLES WORLD REALTY, INC

    1618 El Camino Rd Unit 2, Jacksonville, FL 32216
  • /26

    $84,900

    • 3 Beds
    • 1 Bath
    • 1,190 Sq Ft

    1345 Grothe St, Jacksonville, FL 32209

    INVESTOR ALERT!!! SUPER CUTE & CHARMING 1200+/- SF BRICK FACED 3/1 HANDYMAN SPECIAL WITH FIREPLACE!!!!Tax Rolls Show 3/1 - property currently appears to be configured as 2/1 with seperate dining area. This one should offer a TREMENDOUS OPPORTUNITY to an astute investor willing to invest a bit of elbow grease in order to create back end equity! As an addition to a rental portfolio, or perhaps

    Joe Caparros AMERICAN REAL ESTATE SOLUTIONS LLC

    1345 Grothe St, Jacksonville, FL 32209
  • /33

    $239,900

    • 4 Beds
    • 1 Bath
    • 1,457 Sq Ft

    3357 Seville St W, Jacksonville, FL 32207

    Recently updated 4 bed 1 bath home in the heart of Jacksonville, conveniently located near major highways and only 5 minutes to San Marco. Recent upgrades include all new flooring with LVP throughout and brand new carpet in the bedrooms. This light and bright home offers a lot of versatility with an oversized living room and flex space off the kitchen. There is plenty of room to add a 2nd

    MICHELLE WEAVER MOMENTUM REALTY

    3357 Seville St W, Jacksonville, FL 32207
  • /7

    $247,000

    • 3 Beds
    • 2 Baths
    • 1,624 Sq Ft

    3248 Shetland Rd W, Jacksonville, FL 32277

    Pretty ranch with plenty of room to make this house your home! Living room and Family room! Large rear fenced yard and close to everything!

    ROBIN LAURAMOORE MILITARY REALTY INC

    3248 Shetland Rd W, Jacksonville, FL 32277
  • /14

    $210,000

    • 3 Beds
    • 2 Baths
    • 1,409 Sq Ft

    4777 Barnes Rd S, Jacksonville, FL 32207

    Discover an exceptional opportunity in Jacksonville's hottest neighborhood, offering incredible value and move-in potential. This charming property features bright living spaces and modern appeal, ideal for buyers seeking a smart investment or a cozy start. With fresh updates and well-maintained finishes, this home outshines similar listings in the area. Enjoy the convenience of nearby amenities,

    DOMINICK FELIX ONE REALTY CORP

    4777 Barnes Rd S, Jacksonville, FL 32207
  • /64

    $484,900

    • 4 Beds
    • 2.5 Baths
    • 1,878 Sq Ft

    1224 Montevideo Rd, Jacksonville, FL 32216

    OPEN HOUSE SATURDAY (7/12) 1PM-3PM!Welcome to your own private slice of paradisewhere the pool sparkles, the vibes are immaculate, and the entire home has been given a head-to-toe glow-up! This isn't just a refreshit's a full-blown remodel inside and out that blends modern style with fun, functional spaces and a whole lot of personality.From the moment you arrive, the charm is

    Stephani Barnes MOMENTUM REALTY

    1224 Montevideo Rd, Jacksonville, FL 32216
  • /20

    $214,900

    • 7 Beds
    • 4 Baths
    • 1,736 Sq Ft

    104 W 33rd St, Jacksonville, FL 32206

    Great investment opportunity in Jacksonville! This unique property at 104 W 33rd St features 4 total units—a main single-family home (3 bed, 2 bath), a detached garage apartment (2 bed, 1 bath), and 2 additional studio units below. The studios need full renovation, while the main house and garage apartment are in livable condition. Property includes 2 water heaters, both only 3 years old. Located

    Steven Koleno BEYCOME OF FLORIDA LLC

    104 W 33rd St, Jacksonville, FL 32206
  • /35

    $312,000

    • 3 Beds
    • 2.5 Baths
    • 1,700 Sq Ft

    1651 Pottsburg Point Dr, Jacksonville, FL 32207

    Prime location! Beautiful end-unit townhome near JAX Downtown, the beach, St. Johns Town Center, Mayo Clinic, and more. Features include wood-look tile on the first floor, open-concept layout, white quartz countertops, sleek cabinets, kitchen island, stainless steel appliances, and lots of natural light. Upstairs offers a spacious primary suite with double sinks and glass shower, plus a second

    JULIE BAE FLORIDA HOMES REALTY & MTG LLC

    1651 Pottsburg Point Dr, Jacksonville, FL 32207
  • /38

    $799,999 Open Sat 10AM - 12PM

    • 3 Beds
    • 3.5 Baths
    • 1,844 Sq Ft

    1610 Lang Ct, Jacksonville, FL 32207

    *** OPEN HOUSE SATURDAY 10-12 ***Live right in the heart of San Marco Square! Hard to come by, new construction luxury townhome living with your own private ROOFTOP TERRACE...Inside the beautifully landscaped entry with a petite fenced-in front yard, you'll find 3 bedrooms, 3.5 bathrooms...The ground floor includes a versatile guest suite or private home office with its

    STEPHEN MILLSAPS UNITED REAL ESTATE GALLERY

    1610 Lang Ct, Jacksonville, FL 32207
  • /8

    $150,000

    • 3 Beds
    • 2 Baths
    • 982 Sq Ft

    816 Saranac St, Jacksonville, FL 32254

    Well-maintained 3-bedroom, 2-bathroom home in Jacksonville neighborhood. Investors- this property is currently tenant-occupied, generating a reliable monthly income of $1,172 with a lease in place until March 25, 2026. Offering immediate rental income and future growth potential, this home provides an excellent opportunity to expand your investment portfolio or secure a property with long-term

    gloria oyway JWB REALTY LLC

    816 Saranac St, Jacksonville, FL 32254
  • /40

    $305,000 Open Sat 11AM - 1PM

    • 3 Beds
    • 1 Bath
    • 1,150 Sq Ft

    1094 Wolfe St, Jacksonville, FL 32205

    Welcome to 1094 Wolfe Street, a charming home nestled in the heart of Murray Hill on one of its picturesque, tree-lined streets with sidewalks. This inviting 3-bedroom, 1-bath residence features an enclosed front porch, original wood floors, and warm, detailed woodwork throughout. Inside, you'll find a dedicated laundry room and a layout full of character and charm. Step outside into a backyard

    Sacha Higham TRADITIONS REALTY LLC

    1094 Wolfe St, Jacksonville, FL 32205
  • /50

    $333,500

    • 4 Beds
    • 2 Baths
    • 1,780 Sq Ft

    5713 Lake Lucina Dr N, Jacksonville, FL 32211

    Tucked Away Treasure - Spacious 4/2 Brick Beauty with Privacy & Charm! Discover this hidden gem, a beautifully maintained 4-bedroom, 2-bath brick home nestled beneath a canopy of majestic trees, offering the perfect balance of tranquility, privacy, and convenience. From the moment you arrive, you'll feel the peaceful embrace of nature while enjoying all the comforts of modern living. Step into

    CARMEN BOGARD REAL ESTATE AGENT TEST DRIVE LLC

    5713 Lake Lucina Dr N, Jacksonville, FL 32211
  • /40

    $224,900

    • 2 Beds
    • 1 Bath
    • 850 Sq Ft

    809 Owen Ave, Jacksonville, FL 32205

    Welcome to your charming new home at 809 Owen Ave, Jacksonville, FL! This adorable 850 sq ft residence is the perfect blend of comfort and convenience, nestled in the heart of the friendly 32205 area. Featuring two cozy bedrooms and a delightful bonus room off the kitchen, this home ensures every square inch is utilized efficiently. Recent upgrades, including new HVAC (2022), electric systems

    LEO ROSCOE LOKATION

    809 Owen Ave, Jacksonville, FL 32205
  • /37

    $198,500

    • 4 Beds
    • 2 Baths
    • 1,488 Sq Ft

    1588 W 15th St, Jacksonville, FL 32209

    There are 5 GREAT reasons to check out this HOME!1.This HOME is BETTER than a new home! You've heard, 'they don't make them like that anymore!' It's true for houses too. Building standards today aren't what they were when this gem was first built in 1940. Don't buy new and wait to see if they got all the kinks out. Buy renovated and get a structure that has held up to time and now has

    KATHARINE DAVIS BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

    1588 W 15th St, Jacksonville, FL 32209
  • /32

    $280,000

    • 3 Beds
    • 2 Baths
    • 1,357 Sq Ft

    1425 Domas Dr, Jacksonville, FL 32211

    Move right in to this welcoming ranch that was completely renovated within the last 3 years. Roof, AC, H2O with UDI water softener/conditioning system, electrical panel plus many new hurricane resistant windows (with lifetime warranty). New bathroom updates. So much to list! Huge fenced rear yard with additional concrete pad. Separate garage plus a carport. Extra long driveway and great

    Deborah Melchert MILITARY REALTY INC

    1425 Domas Dr, Jacksonville, FL 32211
  • /17

    $50,000

    • 3 Beds
    • 1 Bath
    • 1,086 Sq Ft

    1630 E 27th St, Jacksonville, FL 32206

    investment property that was rehabbed but seller has little information reagarding condition or extent of work done since he is out of the country. Sold As IS- see attached documents for more information

    Cindy Corey BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

    1630 E 27th St, Jacksonville, FL 32206
  • /25

    $249,000

    • 2 Beds
    • 2.5 Baths
    • 1,750 Sq Ft

    5215 San Jose Blvd Unit 105, Jacksonville, FL 32207

    Stylish Two-Story Condo Near San Marco - Updated & Move-In Ready!Located just minutes from vibrant San Marco, this beautifully updated 2 bedroom, 2 1/2 bath condo offers the perfect blend of comfort, style, and convenience. Situated on the second floor, this two-story unit features a thoughtfully designed layout with a dedicated office space—ideal for remote work or creative

    LAUREN DARASKEVICH BERRY & CO. REAL ESTATE

    5215 San Jose Blvd Unit 105, Jacksonville, FL 32207
  • /41

    $675,000

    • 3 Beds
    • 1.5 Baths
    • 2,045 Sq Ft

    1511 Mcduff Ave S, Jacksonville, FL 32205

    Step into a masterfully restored historic home where classic charm and modern sophistication blend seamlessly. Constructed like a fortress, every detail of this exquisite residence has been thoughtfully updated with designer finishes, ensuring beauty, comfort, and peace of mind for years to come.From the moment you arrive, you'll be captivated by the home's stately presence, enhanced by a

    AUBREY WESSOLOWSKI BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    1511 Mcduff Ave S, Jacksonville, FL 32205
  • /40

    $850,000

    • 4 Beds
    • 2.5 Baths
    • 2,584 Sq Ft

    1705 Seminole Rd, Jacksonville, FL 32205

    Perfectly positioned just steps from the renowned Shoppes of Avondale, this exquisitely updated 106-year-old residence blends early 20th-century charm with elevated modern living. Located on a picturesque, tree-lined street with partial views of the St. Johns River, yet safely outside the flood zone, this timeless home offers a rare combination of historic detail, designer finishes, and a vibrant

    Christina Swyers EXP REALTY LLC

    1705 Seminole Rd, Jacksonville, FL 32205
  • /7

    $119,900

    • 3 Beds
    • 1 Bath
    • 933 Sq Ft

    1425 W 22nd St, Jacksonville, FL 32209

    Great Investment property, rent at this time is low but can be raised to $1225 plus. Home is in great shape and being taking care by the current tenant.

    Victor Carranza STAR BAY REALTY CORP.

    1425 W 22nd St, Jacksonville, FL 32209
  • /30

    $99,000

    • 2 Beds
    • 1 Bath
    • 1,030 Sq Ft

    3920 N Davis St, Jacksonville, FL 32209

    Welcome to your new haven! This charming and adorable 2-bedroom, 1-bath home combines comfort and affordability with a fantastic location, making it the perfect choice for first-time buyers or downsizers. Situated just minutes from I-95 and within walking distance to well-regarded schools, this home offers both convenience and a welcoming atmosphere. Step inside to discover a cozy living space

    Fran Littleton WATSON REALTY CORP

    3920 N Davis St, Jacksonville, FL 32209
  • /13

    $75,000

    • 2 Beds
    • 1 Bath
    • 740 Sq Ft

    2052 W 16th St, Jacksonville, FL 32209

    Great house able to be moved into or remodel to your liking.2 bedroom, 1 bathroom house with a large 764 square foot room that can be turned into 2 more bedrooms, a very large second living room, office space or anything you can think of.The roof is 3 years old and was permitted.Water heater - 2 years oldAll new electrical panel swap out - 3 years oldUsed

    Brittany Sublett SUBLETT ESTATES

    2052 W 16th St, Jacksonville, FL 32209
  • /21

    $316,000

    • 4 Beds
    • 2 Baths
    • 2,086 Sq Ft

    6327 Elise Dr, Jacksonville, FL 32211

    Charm and curb appeal abound for this Jacksonville home! Step inside into the inviting foyer and into the kitchen, which boasts stainless steel appliances, hard surface countertops, ample storage and an island. This ranch style floorplan features a well-appointed living room, laundry room, a primary suite and three secondary bedrooms. Enjoy your private, in-ground pool and fenced backyard all

    Blake Keathley EVERYSTATE INC

    6327 Elise Dr, Jacksonville, FL 32211
  • /69

    $1,895,000

    • 4 Beds
    • 5 Baths
    • 6,315 Sq Ft

    914 Rio Saint Johns Dr, Jacksonville, FL 32211

    Magnificently updated and perfectly positioned on the St. Johns River, this iconic mid-century modern masterpiece—designed by renowned architect Herschel E. Shepard—is a rare architectural gem. Featured in Jacksonville Magazine and the Arlington Tour of Homes, it offers a one-of-a-kind blend of timeless design and modern luxury. Floor-to-ceiling windows flood the interiors with natural light and

    John O'Malley O'MALLEY REAL ESTATE INC

    914 Rio Saint Johns Dr, Jacksonville, FL 32211
  • /30

    $123,000

    • 2 Beds
    • 1 Bath
    • 896 Sq Ft

    3303 Jones St, Jacksonville, FL 32206

    Great opportunity for both investors and homebuyers! Own this adorable, fully fenced-in corner lot featuring a 2-bedroom, 1-bath home with enclosed front and back porches. Enjoy an updated kitchen with stainless with modern cabinets, plus a separate dining area. Washer and dryer hookup located on the back porch. Tenant in place paying $1,160 month-to-month, offering immediate rental income.

    Moses Nae VIRTUALTY REAL ESTATE

    3303 Jones St, Jacksonville, FL 32206
  • /43

    $615,000 Open Sat 12PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,967 Sq Ft

    1387 Sunset View Ln, Jacksonville, FL 32207

    Best kept secret on the river! This rare Coach Home in the exclusive, gated Old San Jose on the River offers elegance, comfort, and low-maintenance living. Featuring 3 bedrooms, 2 baths, private elevator, and attached 2-car garage, it blends luxury and convenience. Enjoy an open-concept layout with natural light, newly painted interiors, new HVAC, triple crown molding, hardwood floors, plantation

    ANA POLITANO WATSON REALTY CORP

    1387 Sunset View Ln, Jacksonville, FL 32207

Showing Results 281 - 320, Page 8 of 18

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