2,882

Jefferson County CO Homes for Sale

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  • /40

    $520,000

    • 3 Beds
    • 1.5 Baths
    • 1,272 Sq Ft

    11572 Lamar St, Westminster, CO 80020

    **NO HOA OR METRO DISTRICT** Located on a quiet street which is desirable and centrally located in Sheridan Green. Lovely tri-level home on peaceful Cul-de-sac with a SouthWest facing driveway. Huge yard which is fully fenced and has sprinklers in the front and back yards, and is ideal for entertaining, gardening or simply relaxing. It has an attached 2 car garage and there is a backyard shed

    Janet Jackson Resident Realty North Metro LLC

    11572 Lamar St, Westminster, CO 80020
  • /23

    $760,000 Open Sat 11AM - 1PM

    • 3 Beds
    • 2.5 Baths
    • 1,806 Sq Ft

    6106 W 28th Ct, Edgewater, CO 80214

    Move right in to this beautiful two story home in the middle of it all! This home is only 3 years old, but feels brand new! The moment you walk in, you'll be wowed by the large open living area, dining room, and kitchen. This space is perfect for entertaining, including a large island with room for barstools. The half bath on the main level is large and ideal for guests. Upstairs you'll find a

    Kelsey Shultz Keller Williams Realty Downtown LLC

    6106 W 28th Ct, Edgewater, CO 80214
  • /40

    $779,000

    • 3 Beds
    • 2 Baths
    • 1,917 Sq Ft

    7340 W 32nd Ave, Wheat Ridge, CO 80033

    Experience the charm of this fully remodeled craftsman bungalow nestled in the heart of Wheat Ridge. Set on a spacious 0.27-acre lot, the home features a brand new, stylistically finished basement ADU (remodel went down to the studs) with a separate entrance and separate w/d, perfect for a mother-in-law suite or house-hack for supplemental rental income. Stainless steel appliances, white shaker

    Trelora Realty Team Trelora Realty, Inc.

    7340 W 32nd Ave, Wheat Ridge, CO 80033
  • /33

    $319,000 Open Sat 11AM - 2PM

    • 2 Beds
    • 2 Baths
    • 1,055 Sq Ft

    13087 W Cedar Dr Unit 326, Lakewood, CO 80228

    Next Open House: Saturday, July 19th 11am - 2pm**Live steps from adventure in this beautifully updated 2-bed, 2-bath condo in Lakewood's sought-after Green Mountain area. With bike paths and trailheads right outside, you’re never far from fresh air, epic views, or your next hike.Commuter-friendly? Absolutely. You’re just: 0.5 miles to the Green Mountain Trailhead, 10 minutes to Belmar, 15

    Jessica Anderson The Agency - Denver

    13087 W Cedar Dr Unit 326, Lakewood, CO 80228
  • /28

    $439,000

    • 2 Beds
    • 2.5 Baths
    • 1,380 Sq Ft

    6819 S Webster St Unit B, Littleton, CO 80128

    Welcome to this beautifully updated townhome offering the perfect blend of comfort, style, and functionality. Featuring 2 spacious bedrooms and 3 bathrooms. Enjoy an abundance of natural light throughout the open-concept living spaces, complemented by new vinyl flooring and tasteful updates through out. The kitchen is a standout, boasting excellent cabinet storage and a layout that’s both

    Ashley Thomason Keshley Realty

    6819 S Webster St Unit B, Littleton, CO 80128
  • /43

    $1,100,000

    • 3 Beds
    • 3.5 Baths
    • 2,050 Sq Ft

    521 21st St, Golden, CO 80401

    Golden vibes and modern style. This fresh and contemporary attached single-family home puts you in the sweet spot of Golden living. Walk to downtown for coffee, breweries, shopping or live music, and cruise over to the Colorado School of Mines in minutes. Epic mountain views? Check. Easy access to South Table trails? Double check. (And yes, you can summit Castle Rock if you’re feeling bold).

    Emily Henderson LIV Sotheby's International Realty

    521 21st St, Golden, CO 80401
  • /41

    $749,000

    • 3 Beds
    • 2.5 Baths
    • 1,811 Sq Ft

    5983 W Indore Place, Littleton, CO 80128

    This beautifully updated home offers flexible living spaces and thoughtful upgrades throughout - perfect for entertaining or relaxing. The heart of the home is the kitchen, featuring a large center island w/ double sink, gas range, double oven, built-in microwave, Acacia wood counters with a stainless prep sink, and a brand new stainless refrigerator. It flows into a cozy bistro-style sitting

    Amy Motzkus RE/MAX Professionals

    5983 W Indore Place, Littleton, CO 80128
  • /50

    $675,000

    • 5 Beds
    • 3 Baths
    • 2,068 Sq Ft

    2101 Youngfield St, Golden, CO 80401

    Welcome home to 2101 Youngfield St, Golden! This beautiful 5 bedroom 3 bathroom brick ranch home built by Hutchinson Homes is in the highly desirable Applewood West neighborhood. This move-in ready home sits on a large corner lot with several mature trees. The current owner has kept it well-maintained over the past 16 years and has spent over $130K on recent upgrades. The kitchen was remodeled in

    Michael Page Compass - Denver

    2101 Youngfield St, Golden, CO 80401
  • /28

    $295,000

    • 2 Beds
    • 2 Baths
    • 929 Sq Ft

    579 Wright St Unit 307, Lakewood, CO 80228

    Buyers-Check out this great listing in Riva Ridge. Third floor end unit condo, with nice southern views, and a great deck to enjoy after a long day. Abundant natural light too! This property features TWO bedrooms, TWO bathrooms, and TWO parking spaces. Home offers a perfect blend of comfort, style, and convenience. The en-suite is perfect for privacy with its attached bathroom. The

    Mary Vielhauer MB Vielhauer Realty Inc

    579 Wright St Unit 307, Lakewood, CO 80228
  • /47

    $3,000,000

    • 4 Beds
    • 5.5 Baths
    • 4,260 Sq Ft

    17121 Snow Creek Ln, Morrison, CO 80465

    Tucked into a peaceful corner of the coveted Willow Springs North neighborhood, this expansive custom home blends luxurious living with the natural beauty of the Colorado foothills. A short golf cart ride to Red Rocks Country Club and with direct access to over 800 acres of private open space for hiking, biking, and horseback riding, this home offers both adventure and retreat.Enter

    Todd Houghton Your Castle Real Estate Inc

    17121 Snow Creek Ln, Morrison, CO 80465
  • /50

    $725,000

    • 4 Beds
    • 3 Baths
    • 2,525 Sq Ft

    5402 S Queen Way, Littleton, CO 80127

    Absolutley Gorgeous* Completely Remodeled by Original Owners Using Only the Highest Quality Finishes* Chefs will Appreciate this Stunning Gourmet Kitchen with Gas Range, Superior Appliances and Custom Cabinets* Stunning Timeless Hickory Floors* Neutral Designer Decor* All New Windows* Wrapped in James Hardie Siding* Relax and Enjoy One Level Living at it's Finest* Low Maintenance Yard* Vaulted

    Mariann Bell RE/MAX Professionals

    5402 S Queen Way, Littleton, CO 80127
  • /20

    $415,000

    • 2 Beds
    • 2.5 Baths
    • 1,268 Sq Ft

    7993 W 90th Dr, Westminster, CO 80021

    Beautifully updated townhome in a quiet Westminster neighborhood with only one shared wall and a rare 2-car attached garage. The kitchen features quartz countertops, stainless steel appliances, and a stylish new backsplash. The spacious living room offers soaring two-story ceilings and a cozy pellet stove fireplace. Upstairs are two bedrooms, including a large primary suite with dual closets and

    April Wilkin Keller Williams Preferred Realty

    7993 W 90th Dr, Westminster, CO 80021
  • /24

    $882,500

    • 1 Bed
    • 2 Baths
    • 1,148 Sq Ft

    620 11th St Unit 206, Golden, CO 80401

    Perhaps the best location in Golden! Enjoy this beautiful lock and leave lifestyle unit in Millstone-right by Clear Creek! You'll love the short walk to so many of Golden's fine eateries, the Golden Mill, shopping and the walkability near Clear Creek. This home offers very nice finishes and it's been well cared-for...it seems like a new unit! One of many great features includes the extra

    Sandy Hopper Re-Assurance Real Estate

    620 11th St Unit 206, Golden, CO 80401
  • /31

    $995,000

    • Land
    • 1.00 Acre
    • $995,000 per Acre

    5300 Balsam St, Arvada, CO 80002

    Incredible Development Opportunity! 1 Acre in Prime Arvada Location. Zoned R-13. Rare opportunity to acquire a high-potential 1-acre flat lot in Arvada, zoned R-13 and eligible for up to 13 residential units. Whether you're planning a multi-family development, townhomes, or a small subdivision, this property offers strong upside in a sought-after area. The existing 3-bed, 1-bath home with

    Ronda Campbell RE/MAX Properties Of The Summit

    5300 Balsam St, Arvada, CO 80002
  • /41

    $825,000 Open Sat 11AM - 2PM

    • 3 Beds
    • 2.5 Baths
    • 1,920 Sq Ft

    1332 S Yank St, Lakewood, CO 80228

    Don't miss out on this impeccably updated home on a quiet cul-de-sac in Lakewood's highly sought-after Green Mountain neighborhood. This spacious and light-filled home features acacia hardwood and luxury vinyl plank flooring throughout, fresh interior paint, and a layout designed for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen with white

    Casey Brehmer Casey & Co.

    1332 S Yank St, Lakewood, CO 80228
  • /50

    $615,000 Open Sat 11AM - 1PM

    • 3 Beds
    • 3 Baths
    • 1,690 Sq Ft

    6416 Zang Ct, Arvada, CO 80004

    Come see this Ralston Estates 3 bed, 3 bath ranch home nestled in a cozy cul-de-sac in Arvada! Step inside to the warm living room with large windows, wood fireplace and updated flooring throughout the entire main level. The open kitchen is complete with newer stove and microwave, a large island with stool seating and a separate dining area steps away for handy serving. The primary bedroom

    Shari Weissman eXp Realty, LLC

    6416 Zang Ct, Arvada, CO 80004
  • /41

    $525,000

    • 3 Beds
    • 2 Baths
    • 1,371 Sq Ft

    5818 S Skyline Dr, Evergreen, CO 80439

    Live Where Adventure Begins...Evergreen. Tucked within the mountains along paved roads, this gently wooded lot serves up peaceful views + effortless access to everything that makes mountain living epic. Just minutes from Evergreen Lake and the lively downtown scene, you’ll be mere minutes away from local trails, cozy cafes, craft breweries, and boutique shops. Year-round access is a breeze via

    Megan Irvine Megan Irvine

    5818 S Skyline Dr, Evergreen, CO 80439
  • /37

    $725,000

    • 3 Beds
    • 2.5 Baths
    • 1,794 Sq Ft

    5795 Xenon Way, Arvada, CO 80002

    This spacious and stylish 3-bedroom, 3-bathroom duplex feels like new! Originally purchased from the builder in 2018, the property has been lightly lived in and meticulously cared for. A brand new central air system was installed in July 2025, providing comfort and efficiency for years to come. No HOA means no monthly dues—saving you thousands annually! Inside, you'll find an open-concept floor

    Jackie Stratton LIV Sotheby's International Realty

    5795 Xenon Way, Arvada, CO 80002
  • /31

    $549,500

    • 3 Beds
    • 1.5 Baths
    • 1,319 Sq Ft

    7953 S Garrison Way, Littleton, CO 80128

    Charming 3-Bed, 2-Bath Home with Spacious Backyard in Prime Location!Welcome to this beautifully maintained 3-bedroom, 2-bathroom home featuring brand New Carpet throughout, Vaulted Ceilings and a Large backyard—perfect for Entertaining, Gardening, or just Relaxing under the Colorado sky. Nestled just blocks from some of the area’s top-rated schools, this home offers the ideal balance of

    Gretchen Gentry HomeSmart

    7953 S Garrison Way, Littleton, CO 80128
  • /34

    $825,000

    • 4 Beds
    • 3.5 Baths
    • 2,672 Sq Ft

    18992 W 84th Ave, Arvada, CO 80007

    Welcome to 18992 W 84th Ave, your perfect home base in the heart of Arvada, CO! This fantastic single-family home offers 4 bedrooms and 4 bathrooms—perfect for comfortable living with a touch of elegance and amazing views.As you step inside, you'll love the light-filled rooms thanks to oversized windows that create a bright and cheery vibe. The chef's kitchen is a standout, complete with

    Christy Clark Compass - Denver

    18992 W 84th Ave, Arvada, CO 80007
  • /38

    $899,000

    • 4 Beds
    • 3 Baths
    • 2,737 Sq Ft

    6643 W Roxbury Place, Littleton, CO 80128

    This beautiful brick ranch where classic charm meets contemporary design is located in the desirable Columbine Knolls neighborhood. A new front door welcomes you into an open and spacious floor plan, featuring wood toned vinyl flooring and a freshly painted interior and exterior for a modern look. Natural lighting floods the home. The living and dining areas flow into the updated kitchen,

    Justin Van Sickle Madison & Company Properties

    6643 W Roxbury Place, Littleton, CO 80128
  • /50

    $1,069,000 Open Sat 11AM - 1PM

    • 4 Beds
    • 3 Baths
    • 2,416 Sq Ft

    2263 Yellowstone St, Golden, CO 80401

    Ideally located in the Applewood neighborhood of Golden, this beautifully remodeled 4 bed, 3 bath home blends elevated design, everyday functionality, and the outdoors-focused Colorado lifestyle buyers dream of. With nearby access to hiking trails, parks, and the vibrant energy of historic downtown Golden, you’re perfectly situated between nature and convenience—just minutes from top-rated

    Samantha Black Compass - Denver

    2263 Yellowstone St, Golden, CO 80401
  • /42

    $570,000

    • 3 Beds
    • 2.5 Baths
    • 1,804 Sq Ft

    8468 S Upham Way, Littleton, CO 80128

    Discover this beautifully updated 3-bedroom, 2.5-bath home located on a desirable corner lot in one of Littleton’s most sought-after communities. Backing to open green space with no neighbors directly behind, this home offers exceptional privacy and a peaceful outdoor setting.Inside, the main level features a functional and inviting layout, including a well-appointed kitchen, a cozy dining

    Sara Lynn Porchlight Real Estate Group

    8468 S Upham Way, Littleton, CO 80128
  • /35

    $564,000 Open Fri 3PM - 6PM

    • 5 Beds
    • 3 Baths
    • 1,968 Sq Ft

    6254 W 79th Ave, Arvada, CO 80003

    Welcome to this beautifully updated 5-bedroom, 3-bathroom home in the highly sought-after Westdale neighborhood of Arvada! With 1,968 finished square feet, this home offers an ideal layout and modern upgrades throughout. The main level features fresh paint, updated lighting fixtures, and an open-concept design perfect for entertaining. The kitchen shines with granite countertops, a stunning

    Chad Rocke eXp Realty, LLC

    6254 W 79th Ave, Arvada, CO 80003
  • /40

    $800,000

    • 4 Beds
    • 2.5 Baths
    • 2,356 Sq Ft

    9580 W 51st Ave, Arvada, CO 80002

    Welcome to this beautifully renovated gem in one of Arvada's most sought-after neighborhoods! This spacious home offers the perfect blend of modern updates and classic charm, featuring refinishing original hardwood floors, fresh paint, and a contemporary kitchen with all-new appliances. Open-concept layout with abundant natural light and stylish finishes throughout. Gourmet kitchen complete with

    Jameson Cappelli Keller Williams Realty Downtown LLC

    9580 W 51st Ave, Arvada, CO 80002
  • /40

    $819,000 Open Sat 1PM - 3PM

    • 3 Beds
    • 4 Baths
    • 3,216 Sq Ft

    6858 Otis Ct, Arvada, CO 80003

    Tucked into the hidden gem of Parkview Estates—a quiet enclave of newer homes surrounded by charming mid-century ranches—this beautifully updated residence on Otis Court offers a rare blend of style, space, and setting. The home’s presence on a large corner lot draws you in with mature landscaping and inviting curb appeal.Inside, the main level has been reimagined for modern living and

    Denise Duran-Marcum Compass - Denver

    6858 Otis Ct, Arvada, CO 80003
  • /37

    $379,000 Open Sat 10AM - 12PM

    • 2 Beds
    • 1 Bath
    • 806 Sq Ft

    29656 Buffalo Park Rd Unit 208, Evergreen, CO 80439

    Rare opportunity in the heart of Evergreen! Homes in this lovely condo community rarely come to market—and even fewer with such extensive updates. This bright and newly remodeled 2 bedroom Amber Woods Condo needs absolutely nothing! Kitchen, bath, appliances, electrical panel, and flooring all thoughtfully remodeled in with stylish updates in 2023. Newer Furnace and Water Heater. Bright and

    Ian Erlandson Madison & Company Properties

    29656 Buffalo Park Rd Unit 208, Evergreen, CO 80439
  • /29

    $998,000

    • 3 Beds
    • 2.5 Baths
    • 2,657 Sq Ft

    7043 S Owens Way, Littleton, CO 80127

    What beautiful Views! This home sits at the end of the cult-de-sac and has the greatest views looking over the Meadows golf course and the foothills. The back yard is a private sanctuary with a covered deck. The inside features an entry-way looking up to the grand staircase. With a sunken living room and bay window, from there you can enter into the dining room that sits just off the kitchen. The

    BARBARA ECKER Guide Real Estate

    7043 S Owens Way, Littleton, CO 80127
  • /33

    $460,000

    • 3 Beds
    • 2.5 Baths
    • 1,372 Sq Ft

    8993 W 88th Place, Westminster, CO 80021

    Welcome to this inviting 3-bedroom, 2.5-bathroom paired home offering 1,372 sq ft of comfortable living space. Thoughtfully maintained, this home features a remodeled kitchen with beautiful white cabinets with pull-outs, quartz counters, stainless appliances (including the microwave mounted above the stove rather than on the counter like most other properties in this development), and a new

    Lisa Mutschler Expert Real Estate

    8993 W 88th Place, Westminster, CO 80021
  • /27

    $725,000 Open Sat 12:30PM - 3PM

    • 5 Beds
    • 3 Baths
    • 2,300 Sq Ft

    11176 W 62nd Ave, Arvada, CO 80004

    ***Ask About The Lender Incentives up to $17,941 On This House***This five-bedroom, three-bath residence features a thoughtfully designed open concept layout that maximizes both space and natural light. Every detail has been meticulously addressed. Step into the chef's paradise that is the kitchen, where quartz countertops, stainless steel appliances, and a big island await your culinary

    Steven Sumey Real Broker, LLC DBA Real

    11176 W 62nd Ave, Arvada, CO 80004
  • /34

    $700,000

    • 3 Beds
    • 3 Baths
    • 3,657 Sq Ft

    8778 W Wesley Place, Lakewood, CO 80227

    Great bones! Investor Special. Fixer upper. Needs some love and it will be a fantastic home! Great Neighborhood! End of Cul de Sac.Mountain Views. Any and all information to be verified by buyer. Property SOLD AS IS

    James Alexander HomeSmart

    8778 W Wesley Place, Lakewood, CO 80227
  • /20

    $419,900 Open Sat 11AM - 1PM

    • 1 Bed
    • 1 Bath
    • 1,019 Sq Ft

    7130 W Alaska Dr Unit D, Lakewood, CO 80226

    This penthouse condo offers incredible views and natural light with floor to ceiling windows on the north and south facing walls. Hardwood floors throughout except for the main bedroom and office, which are carpeted. A wall mounted 65" flat-screen TV is in the living room and there is an electric fireplace. There is a second electric fireplace in the bedroom. The kitchen is completely equipped

    GREGORY KRAFT Golden Real Estate, Inc.

    7130 W Alaska Dr Unit D, Lakewood, CO 80226
  • /32

    $882,500

    • 5 Beds
    • 3 Baths
    • 3,342 Sq Ft

    7651 Robb St, Arvada, CO 80005

    Step into this beautifully updated modern ranch, where bright and spacious living greets you at every turn! Imagine hosting dinner parties in the expansive dining area, or entertaining guests in the perfect kitchen, complete with a walnut butcher block bar top that beautifully contrasts with stunning quartz countertops. The stainless steel appliances and modern farmhouse finishes create a

    Shauna Naftel MB Freedom Realty

    7651 Robb St, Arvada, CO 80005
  • /50

    $1,050,000

    • 4 Beds
    • 4.5 Baths
    • 3,529 Sq Ft

    766 Dreamcatcher Ln, Evergreen, CO 80439

    Welcome to 766 Dreamcatcher Lane, a sanctuary of luxury and mountain charm nestled within the prestigious gated community of The Vistas at Evergreen. Perfect as a full-time residence or lock-and-leave retreat, this exquisite home features four bedrooms—including two spacious primary suites—offering flexible living and entertaining options.The gourmet kitchen, thoughtfully updated in 2022,

    Madison Spangler Corcoran Perry & Co.

    766 Dreamcatcher Ln, Evergreen, CO 80439
  • /14

    $250,000

    • 2 Beds
    • 1 Bath
    • 773 Sq Ft

    16259 W 10th Ave Unit L2, Golden, CO 80401

    Assume a 2.87% Interest Rate on a $203,000 Loan Balance!Don’t miss this rare opportunity to own a beautifully maintained condo in the highly sought-after town of Golden, Colorado—one of America’s most picturesque and vibrant communities. Plus, you can assume a mortgage with an incredibly low interest rate of 2.87% on a remaining loan balance of $203,000, providing you with long-term

    Simon Fox Keller Williams Advantage Realty LLC

    16259 W 10th Ave Unit L2, Golden, CO 80401
  • /50

    $625,000 Open Sat 12PM - 2PM

    • 6 Beds
    • 3.5 Baths
    • 2,660 Sq Ft

    8277 Teller Ct, Arvada, CO 80003

    This home has a love story and it’s ready for its next chapter with you!Tucked away in a peaceful cul-de-sac near Lake Arbor Golf Course, this spacious Arvada gem blends charm, function, and UNBEATABLE LOCATION! Just blocks from scenic trails and Lake Arbor, you’ll enjoy being minutes from Natural Grocers, Sprouts, Costco, Alamo Drafthouse, and countless restaurants and

    Ashley Bremmer Century 21 Signature Realty North, Inc.

    8277 Teller Ct, Arvada, CO 80003
  • /30

    $484,500

    • 3 Beds
    • 1 Bath
    • 1,549 Sq Ft

    7400 W Oregon Dr, Lakewood, CO 80232

    This delightful 3-bedroom, 1-bath ranch is perfectly located in the heart of Lakewood, you’ll enjoy easy access to Belmar’s shopping, dining, and entertainment, with downtown Denver just a short drive away, and the mountains only minutes from your doorstep.The home features a freshly updated interior with newer windows and an updated kitchen, 3 main-level bedrooms with plenty of closet space,

    Shell Avery RE/MAX Professionals

    7400 W Oregon Dr, Lakewood, CO 80232
  • /32

    $849,900

    • 4 Beds
    • 3 Baths
    • 2,661 Sq Ft

    10668 Crystal Way, Morrison, CO 80465

    Nestled on a sprawling 2 acre rare park-like, flat lot in the Colorado foothills offers the perfect blend of privacy and convenience among beautiful rock outcroppings. Close to Conifer.The cozy living room with fireplace is open to the sleek and stylish gourmet kitchen which flows through to the dining room. An open floor plan with vaulted ceilings, exudes all the natural light from the

    Nancy Woodson Woodson Realty

    10668 Crystal Way, Morrison, CO 80465
  • /24

    $449,900

    • 2 Beds
    • 1 Bath
    • 1,042 Sq Ft

    9354 Field Ln, Westminster, CO 80021

    Location, Location, Location! And electricity bills LESS than $15? YES! Also, no HOA and plenty of room for your RV, trailer or boat and all your other toys with extra long side driveway and 2 oversized sheds in the spacious backyard. Enjoy Colorado's wonderful weather on the oversized backyard deck and low maintenance living with vinyl siding, sprinklered yard, and low power bills thanks to

    Daria Drago Right Choice Realty LLC

    9354 Field Ln, Westminster, CO 80021
  • /39

    $675,000

    • 3 Beds
    • 2 Baths
    • 1,548 Sq Ft

    4540 Yarrow St, Wheat Ridge, CO 80033

    “Dream Home Alert — Custom Garage Workshop, EV & RV Ready, Garden Oasis, and Smart-Living Included!”Step into this beautifully appointed home featuring a premium 2-car garage/workshop—complete with epoxy-coated floors, bright LED lighting, dual 220?V outlets, heater and swamp cooler, and insulated doors—ideal for mechanics, hobbyists, car lovers, or those needing serious storage and

    Froylan Vazquez Keller Williams Realty Downtown LLC

    4540 Yarrow St, Wheat Ridge, CO 80033

Showing Results 521 - 560, Page 14 of 18

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