559

Kalispell, MT Homes for Sale

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  • /44

    $650,000

    • 2 Beds
    • 1 Bath
    • 805 Sq Ft

    2560 Mountain Meadow Rd, Kalispell, MT 59901

    This 2-bedroom, 1-bath cabin sits on 20 acres west of Kalispell, offers the perfect escape for those seeking privacy and easy living. Warm up next to the wood stove in the cozy living area, and enjoy the simplicity of off-grid living with plenty of natural beauty surrounding you. There is an oversized detached 2 car garage for added storage. Whether you're looking for a peaceful getaway or a

    Kelly Loudermilk Keller Williams Realty Northwest Montana

    2560 Mountain Meadow Rd, Kalispell, MT 59901
  • /50

    $600,000

    • 4 Beds
    • 2 Baths
    • 2,408 Sq Ft

    1627 Foothill Rd, Kalispell, MT 59901

    Stunning scenery surrounds this spacious 4-bedroom, 2 full-bath home. Nestled at the foot of Swan Mountain Range, you'll take in up-close mountain views on fully fenced 1.24 acres, well-treed for privacy and positioned for convenient access to Jewel Basin and Flathead Lake. The property features extensive decking to soak up peace as you watch for local peacocks, deer, elk, turkeys, bear, bobcats

    Kayla Chamberlain Montana Property Angels

    1627 Foothill Rd, Kalispell, MT 59901
  • /45

    $1,195,000

    • 4 Beds
    • 4 Baths
    • 1,960 Sq Ft

    353 Montford Rd, Kalispell, MT 59901

    One of a kind barndominium situated on 4.03 acres just east of Kalispell with gorgeous countryside and mountain views. An ideal combination of residential living and commercial potential. The custom built 1,960 sq. ft. home is complemented by a massive 4,440 sq. ft. commercial-grade shop, perfect for business owners or hobbyists in need of extra space. Flexible layout allows for easy

    Teri Bjornrud Montana Brokers, Inc.

    353 Montford Rd, Kalispell, MT 59901
  • /29

    $174,900

    • Land
    • 2.87 Acres
    • $60,941 per Acre

    NHN Haywire Gulch, Kalispell, MT 59901

    Amazing country/mountain 2.87 acre lot! NO COVENANTS, HOA, OR ZONING! Septic approval in place and electric vault on the property. Come pick your build spot then build your dream Montana home! Less than half mile off pavement and less than 15 minutes from Kalispell. Haywire Gulch is a full county maintained road. This lot and location is true Montana living!

    Joshua Engle Kelly Right Real Estate of Montana LLC - Kalispell

    NHN Haywire Gulch, Kalispell, MT 59901
  • /35

    $745,000

    55 & 41 Syth Ln, Kalispell, MT 59901

    Motivated Seller! Investment opportunity! Over an acre with 2 homes on it, rent one and live in the other. The manufactured homes each have 3 beds and 2 baths. 55 Syth Ln is a double-wide manufactured home converted into a stick-built home on a cement block foundation that offers 1,720 sq ft of living space. The home has recently had many upgrades and remodeling. These updates include appliances,

    Oksana Hale eXp Realty - Kalispell

    55 & 41 Syth Ln, Kalispell, MT 59901
  • /17

    $596,900

    • Land
    • 5.00 Acres
    • $119,380 per Acre

    NHN Grandview, Kalispell, MT 59901

    5.0 ac +/-, to be split off by Boundary Line Adjustment. Will have approximately 680' of Stillwater River Frontage.East side is Buffalo Hills Golf Course, South side is Juniper Bend Subdivision, West side is Grandview Drive and North side is other private property.This property is in the COUNTY.

    Russell Purdy Montana Properties LLC

    NHN Grandview, Kalispell, MT 59901
  • /52

    $1,095,000

    • 4 Beds
    • 2 Baths
    • 2,338 Sq Ft

    880 Farm Rd, Kalispell, MT 59901

    Nestled in the prestigious Lower Valley, this farmhouse was relocated from Church Slough in 1993 to a new foundation on the bluff overlooking Farm Road Slough. This home combines its original charm with modern conveniences and offers wonderful views of the Swan, Glacier Park, Blacktail and Whitefish Mountains. On nearly 10 acres, featuring a well-designed mature landscape, fenced pasture suitable

    Alice Brotnov Engel & Völkers Western Frontier - Kalispell

    880 Farm Rd, Kalispell, MT 59901
  • /45

    $620,000

    • 4 Beds
    • 3 Baths
    • 2,688 Sq Ft

    455 Meadow Hills Dr, Kalispell, MT 59901

    Welcome to 455 Meadow Hills ~Perfectly positioned just minutes from Foys Lake & Kalispell Montana! This home offers you the tranquility of country living yet minutes to the downtown historic district with shopping & dining options. This home boasts 3 living area options, a bonus of one fireplace upstairs & wood burning stove downstairs in the entertainers game room/private bar area. 4 bedrooms| 3

    Crystal Medina Montana's Promontory Properties

    455 Meadow Hills Dr, Kalispell, MT 59901
  • /10

    $3,079,575

    • Land
    • 137 Acres
    • $22,500 per Acre

    1203 Pheasant Hollow Way, Kalispell, MT 59901

    This beautiful property offers breathtaking views of the Swan Mountain Range, Big Mountain, and Glacier National Park. Spanning 136.87 acres and featuring 3000 feet of Ashley Creek footage, it’s a rare find near downtown Kalispell. The land is teeming with wildlife, including ducks, geese, and pheasants. It comes with Ashley Creek water rights, enhancing its value and potential for agricultural

    Brittan Ellingson PureWest Real Estate - Whitefish

    1203 Pheasant Hollow Way, Kalispell, MT 59901
  • /98

    $2,850,000

    • 5 Beds
    • 5 Baths
    • 4,566 Sq Ft

    1280 Quarter Horse Ln, Kalispell, MT 59901

    Bring your horses! Experience the epitome of equestrian luxury in the heart of northwest Montana. This remarkable 10-acre estate features a beautifully crafted farmhouse that blends elegance and exceptional craftsmanship, offering 4 spacious bedrooms, 4 luxurious bathrooms, and a gourmet kitchen designed for culinary artistry. The property is perfect for entertaining, and boasts a heated pool,

    Jennifer Van Swearingen Beargrass Real Estate

    1280 Quarter Horse Ln, Kalispell, MT 59901
  • /76

    $2,295,000

    • 6 Beds
    • 5.5 Baths
    • 6,954 Sq Ft

    2100 Four Mile Dr, Kalispell, MT 59901

    Discover a rare gem in the heart of Flathead Valley — a 20-acre West Valley retreat that embodies the essence of Montana living. This extraordinary property offers three distinct dwellings, blending rustic charm with modern convenience and endless potential.At the heart of the estate stands a stunning 4,054 sq. ft. log home, inspired by the timeless grandeur of Glacier National Park Lodge.

    Courtney Wright Revel Real Estate, Inc

    2100 Four Mile Dr, Kalispell, MT 59901
  • /28

    $499,000

    • 4 Beds
    • 2 Baths
    • 2,242 Sq Ft

    105 Sherwood Ln, Kalispell, MT 59901

    Location can not get any better than this amazing home on a corner lot! Minutes from Kalispell Middle School, Logan Health, Kalispell’s premier shopping hub and dozens of restaurants! This 4 level home features 4 bedrooms, 2 baths and 2 living areas giving you ample amounts of space! Large windows flood the main level with natural light. Upgraded with brand new stainless steel appliances, new

    Joshua Engle Kelly Right Real Estate of Montana LLC - Kalispell

    105 Sherwood Ln, Kalispell, MT 59901
  • /33

    $695,000

    • 4 Beds
    • 2.5 Baths
    • 2,286 Sq Ft

    228 Cottage Dr, Kalispell, MT 59901

    This charming 4-bedroom, 3-bath home offers a perfect combination of modern amenities, spacious living, and convenient location. Ideal for anyone looking for a newer, low-maintenance home in a prime area. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating a spacious and inviting atmosphere. This home boasts 2,286 sq ft of well-designed living space, providing

    Brenda Miller Montana Brokers, Inc.

    228 Cottage Dr, Kalispell, MT 59901
  • /45

    $295,000

    • Land
    • 1.86 Acres
    • $158,602 per Acre

    218 Walking Coyote Dr Unit Lot 68, Kalispell, MT 59901

    Rural but minutes from town, your new Montana home site awaits you! Beautiful views of Smith Valley on one of the largest land offerings in the vaunted Buffalo Mountain community, this gorgeous property is ready for your vision and build plans. 1.86 Acres, and moments from town but ensconced in a sheltered, wooded hillside, a true recreational paradise. There are walking trails throughout the

    Aaron Norton Keller Williams Realty Northwest Montana

    218 Walking Coyote Dr Unit Lot 68, Kalispell, MT 59901
  • /22

    $449,000

    • 3 Beds
    • 2 Baths
    • 2,102 Sq Ft

    305 Harrison Blvd Unit B, Kalispell, MT 59901

    Nice KALISPELL TOWNHOUSE. 3 Bedrooms/1.75 Bathrooms with a 1 car attached garage. Master with private en suite bathroom and large closet. Conveniently located near shopping, dining, college and the hospital.

    Michael Kiel CO R.E. Investment Properties,

    305 Harrison Blvd Unit B, Kalispell, MT 59901
  • /12

    $499,000

    • Land
    • 0.85 Acre
    • $587,059 per Acre

    Nhn Aster Rd, Kalispell, MT 59901

    Two commercial lots available in the newest development, Parkland Meadows, of South Kalispell. Located near the on/off exit of Highway 93 and Airport Road. Frontage lots of the entrance of Parkland Meadows which is a large scale housing development of 450 units. Lot 3, 0.85 Commercial lot, build ready, with City utilities, Zoned B1. Offered at $499,000. HOA TBD. Built to suit, owner financing,

    Cecil Waatti Coldwell Banker Landstar Properties

    Nhn Aster Rd, Kalispell, MT 59901
  • /35

    $758,000

    • 5 Beds
    • 3 Baths
    • 3,016 Sq Ft

    202 Lakeshore Dr, Kalispell, MT 59901

    Newly Completed Work Finished! Welcome home to your 5-bedroom, 3-bathroom residence with 3,016 sqft of living space, perfectly nestled in a serene neighborhood with exclusive access to Middle Foy Lake. Homes do not come onto the market in this neighborhood very often... enjoy the convenience of a private beach, complete with a dock, stocked fishing, as well as the waterfront community area and

    Michael Johnson Glacier Park Realty

    202 Lakeshore Dr, Kalispell, MT 59901
  • /50

    $1,259,000

    • 3 Beds
    • 5 Baths
    • 2,992 Sq Ft

    5075 Mt Highway 35, Kalispell, MT 59901

    Seller is offering a credit toward an interest rate buy-down, giving buyers the opportunity to secure lower monthly payments! On this stunning custom home, nestled on 10.13 private, lush acres, offers breathtaking views of the Swan Mountain Range and is a horse lover’s paradise.The property features two separate driveway entrances for easy access and a brand-new well. Inside the main house,

    Milana Milisavljevich PureWest Real Estate - Bigfork

    5075 Mt Highway 35, Kalispell, MT 59901
  • /16

    $225,000

    • Land
    • 10 Acres
    • $21,572 per Acre

    NHN Haywire Gulch, Kalispell, MT 59901

    TIME TO BUILD YOUR 406 DREAM !! This 10.43 Acre steep slope parcel has electric in place near the lower building bench, a well maintained shared easement drive along the western boundary(lower portion) and a rougher unimproved road along the eastern boundary(upper portion), no zoning, no covenants, there is also an old logging road through the lot that is passable and makes a nice middle shelf

    Jodie Cross Keller Williams Realty Northwest Montana

    NHN Haywire Gulch, Kalispell, MT 59901
  • /47

    $649,000

    • 3 Beds
    • 2.5 Baths
    • 2,022 Sq Ft

    148 Meadow Vista Loop Unit B, Kalispell, MT 59901

    Low maintenance living in this luxurious, upgraded, quality built home in a prime location in the heart of the Flathead Valley. Owner has customized this nearly new home with window coverings, 2 washer/dryer sets, garage cabinetry and workbench, custom designed entertainment bar in the walkout basement, water softener and custom closet shelving. (See list in the documents). This 3 bedroom 2.5

    Cynthia Dearing Glacier Sotheby's International Realty Whitefish

    148 Meadow Vista Loop Unit B, Kalispell, MT 59901
  • /8

    $549,000

    • Land
    • 0.91 Acre
    • $603,297 per Acre

    2175 Quail Ln, Kalispell, MT 59901

    Seize the opportunity to own a versatile commercial lot in the desirable Eagle Valley Ranch. This expansive .91-acre parcel, offering 39,596 square feet of space, is zoned RA-2/PUD, providing flexibility for development. Ideal for a range of commercial ventures, this property is strategically located just 10 minutes from the vibrant towns of Whitefish and Kalispell, ensuring easy access to

    Roderick Leese Western Brokers

    2175 Quail Ln, Kalispell, MT 59901
  • /8

    $549,000

    • Land
    • 0.91 Acre
    • $603,297 per Acre

    440 Eagle Valley Dr, Kalispell, MT 59901

    Seize the opportunity to own a versatile commercial lot in the desirable Eagle Valley Ranch. This expansive .91-acre parcel, offering 39,596 square feet of space, is zoned RA-2/PUD, providing flexibility for development. Ideal for a range of commercial ventures, this property is strategically located just 10 minutes from the vibrant towns of Whitefish and Kalispell, ensuring easy access to

    Roderick Leese Western Brokers

    440 Eagle Valley Dr, Kalispell, MT 59901
  • /8

    $499,000

    • Land
    • 0.91 Acre
    • $548,352 per Acre

    446 Eagle Valley Dr, Kalispell, MT 59901

    Seize the opportunity to own a versatile commercial lot in the desirable Eagle Valley Ranch. This expansive .91-acre parcel, offering 39,596 square feet of space, is zoned RA-2/PUD, providing flexibility for development. Ideal for a range of commercial ventures, this property is strategically located just 10 minutes from the vibrant towns of Whitefish and Kalispell, ensuring easy access to

    Roderick Leese Western Brokers

    446 Eagle Valley Dr, Kalispell, MT 59901
  • /30

    $575,000

    • Land
    • 32 Acres
    • $17,969 per Acre

    318 Lone Star Trial, Kalispell, MT 59901

    This listing consists of three parcels totaling 32.39 Acres just outside of Kalispell. These are contiguous parcels giving you plenty of elbow room to build your home. One parcel is 10.06 acres, one parcel is 13.27 acres and one parcel is 9.06 aces. The cabin is just a cabin with no amenities. This is a great larger piece of property with several beautiful building sites.

    Robert McGreevey McGreevey Montana Real Estate

    318 Lone Star Trial, Kalispell, MT 59901
  • /40

    $759,000

    • 6 Beds
    • 3 Baths
    • 3,360 Sq Ft

    700 Stone St, Kalispell, MT 59901

    **Sellers are offering buyers a $16,000 credit to go towards buyers closing costs or interest rate buy down.** Ranch style home sitting on a .56 acres featuring 3,360 square feet with 6 bedrooms, 3 baths, gas forced air heat and central air conditioning. This home just had the roof and exterior siding replaced this spring 2025. The home is wheelchair accessible from the garage making it a great

    Jacob Berry Engel & Völkers Western Frontier - Whitefish

    700 Stone St, Kalispell, MT 59901
  • /14

    $509,490

    • Land
    • 24 Acres
    • $21,344 per Acre

    Nhn Copper Rd, Kalispell, MT 59901

    Discover the pristine canvas of NHN Copper Road, a majestic 23.87-acre expanse nestled in the heart of Kalispell, MT. This sprawling, forested land offers the perfect blend of tranquility and freedom, with no HOA, no zoning, and no covenants to restrict your vision. Picture your bespoke home builder crafting a custom family compound or an idyllic retreat center, set against the backdrop of

    Jeanie Deetz Engel & Völkers Western Frontier - Bigfork

    Nhn Copper Rd, Kalispell, MT 59901
  • /18

    $674,910

    • Land
    • 35 Acres
    • $19,489 per Acre

    Nhn Copper Rd, Kalispell, MT 59901

    Welcome to NHN Copper Road, where your dream of expansive privacy & potential awaits on 34.63 acres of pristine Montana forestland. This remarkable property, nestled just outside the bustling City of Kalispell, is an ideal canvas for a custom-built home, a grand family compound, a visionary home developer, or a serene retreat center. With no HOA to restrict your creativity, no covenants to limit

    Jeanie Deetz Engel & Völkers Western Frontier - Bigfork

    Nhn Copper Rd, Kalispell, MT 59901
  • /99

    $2,400,000

    • 7 Beds
    • 4.5 Baths
    • 6,425 Sq Ft

    417 Sirucek Ln, Kalispell, MT 59901

    Welcome to a truly exceptional country estate in the heart of the Flathead Valley! Sheltered by old-growth pines to the west, this 5.29-acre 6400+ sq ft 7bd/5ba property offers the rare balance of recreation and privacy. Equestrian-ready, the estate boasts multiple fenced pastures, a well-equipped 3-stall horse barn with tack room, hay storage, and equipment bays...ideal for the discerning sports

    Barb Riley PureWest Real Estate at Meadow Lake - Columbia Falls

    417 Sirucek Ln, Kalispell, MT 59901
  • /12

    $2,800,000

    • Land
    • 48 Acres
    • $58,455 per Acre

    4199 Us Highway 93 S, Kalispell, MT 59901

    High potential 47.9 acres in Lower Valley for development. Concept plans done for 114 space RV park and residential subdivisions. Scenic corridor zoning and close to Highway 93 S. Manmade ponds on property previously used for waterfowl hunting.

    Cecil Waatti Coldwell Banker Landstar Properties

    4199 Us Highway 93 S, Kalispell, MT 59901
  • /50

    $549,000

    • 3 Beds
    • 3 Baths
    • 2,304 Sq Ft

    30 Preston Dr, Kalispell, MT 59901

    Welcome to 30 Preston Drive! 3 BR/3 BA on .26 Acre Lot in Sunrise Terrace. Thoughtfully upgraded and ready for a new owner. Convenient location with a country look & feel yet minutes from all services. Mature evergreen trees provide a very private setting in an established neighborhood on the outskirts of the Creston area. 2304 SQFT of comfortable living space offering both a generous living room

    Michael Hodges Silvercreek Realty Group LLC - MT

    30 Preston Dr, Kalispell, MT 59901
  • /25

    $850,000

    • Land
    • 12 Acres
    • $68,109 per Acre

    175 Spruce Meadows Loop, Kalispell, MT 59901

    Perfect property to build your Montana Dream Home on! Almost 12.5 acres with in-your-face views of the Columbia Mountain Range to the east. This horse friendly property in the Creston Area has light covenants and is un-zoned. Shops with living quarters are allowed as a residence on this property. Well has already been drilled ( 8 inch casing with over 300 gpm ) with pump installed. Great

    Jarrod Leuning Keller Williams Realty Northwest Montana

    175 Spruce Meadows Loop, Kalispell, MT 59901
  • /24

    $471,000

    • Land
    • 7 Acres
    • $63,477 per Acre

    162 Spruce Meadows Loop, Kalispell, MT 59901

    Perfect property to build your Montana Dream Home on! Almost seven and a half acres with in-your-face views of the Columbia Mountain Range to the east. This horse friendly property in the Creston Area has light covenants and is un-zoned. Shop with living quarters are allowed as a residence on this property. Great location for your own mini-farm with the rich Creston Topsoil for growing

    Jarrod Leuning Keller Williams Realty Northwest Montana

    162 Spruce Meadows Loop, Kalispell, MT 59901
  • /58

    $1,460,000

    • 8 Beds
    • 5 Baths
    • 6,126 Sq Ft

    1258 Two Mile Dr, Kalispell, MT 59901

    Perfect Multi-Generational Living & Big Shop on 10 Acres! (3) Separate Dwellings Under One Roof 6126 sq. ft., 8BR/5BA PLUS 2248 SQFT Active Automotive Shop w/attached office area, lavatory, 4 bays, 3 automotive hoists, 220 pwr. & more! Home features separate (1386 SQFT) 2BR/1BA Apt. plus separate (832 SQFT) 1BR/BA Apt. Main house offers 3800 SQFT of great spaces including 5BR, 3BA, lg. kitchen,

    Shelby Nash-Hunter Silvercreek Realty Group LLC - MT

    1258 Two Mile Dr, Kalispell, MT 59901
  • /81

    $1,650,000

    • 4 Beds
    • 3.5 Baths
    • 3,112 Sq Ft

    1052 Foxtail Dr, Kalispell, MT 59901

    Custom New build just under 3,200 Sqft. 4 Bedrooms, 4 bathrooms with a huge garage on 1.75 Acres. This home is being built for those who appreciate custom quality builds that you have to see, to appreciate. This builder treats his builds as if he is building it as his family's forever home. Extra time and money was spent to inlay the floor joists for appearance and to avoid stairs coming from the

    Jacob Berry Engel & Völkers Western Frontier - Whitefish

    1052 Foxtail Dr, Kalispell, MT 59901
  • /39

    $350,000

    • 2 Beds
    • 2 Baths
    • 1,090 Sq Ft

    100 Woodlands Way Unit P-204, Kalispell, MT 59901

    Newly Complete. Enjoy all Montana has to offer while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or

    Tiffany MacKenzie Glacier Sotheby's International Realty Bigfork

    100 Woodlands Way Unit P-204, Kalispell, MT 59901
  • /39

    $360,000

    • 2 Beds
    • 2 Baths
    • 1,090 Sq Ft

    100 Woodlands Way Unit W-308, Kalispell, MT 59901

    Newly Complete. Enjoy all Montana has to offer while experiencing turnkey living at The Woodlands, A 55 plus active community, sitting on over 9 acres, next to Spring Creek. The development offers walking paths, 60% greenspace, 7000 sq ft of interior common area where you can easily find a quiet place to relax, sit by the fire, watch a movie or football game with friends in the theater or

    Tiffany MacKenzie Glacier Sotheby's International Realty Bigfork

    100 Woodlands Way Unit W-308, Kalispell, MT 59901
  • /14

    $199,900

    • Land
    • 1.95 Acres
    • $102,513 per Acre

    135 Tamarack Dr, Kalispell, MT 59901

    Welcome to this beautiful slice of the 406 in the Many Lakes Vacation Village area! Boasting approximately 1.95 acres, it is a blank slate for your dream home. Mix of timbered and cleared land as well as a second spot for a small pond. Land has beautiful mountain views, lake frontage on Bass Lake, and county owned park land bordering it. Mature trees and abundant wildlife frequent this secluded

    Adrianna Douglas Flathead Valley Brokers

    135 Tamarack Dr, Kalispell, MT 59901
  • /22

    $395,000

    • Land
    • 4.05 Acres
    • $97,531 per Acre

    167 Dixie Ln, Kalispell, MT 59901

    Remarks: Call your builder! Great opportunity on this private, clifftop 4+ acre lot, conveniently located only 6 miles south of downtown Kalispell. Breathtaking views North to Glacier National Park and Big Mountain! Or stare due East at the Swan and Jewel Basin Ranges! Several options for building sites throughout the mixed terrain. No CCR's or HOA. Electric is at the property line. Opportunity

    John Busic eXp Realty - Kalispell

    167 Dixie Ln, Kalispell, MT 59901
  • /16

    $2,800,000

    • Land
    • 2.00 Acres
    • $1,400,000 per Acre

    NHN W Idaho St, Kalispell, MT 59901

    Looking for an incredible location to build your commercial business, Take a look at this 2.0-/+ Commercial lot located on the corner of N. Meridian and Highway 2 W, just waiting for your vision to be built on. Conveniently located with easy access to and from the Bypass and a short distance from Downtown Kalispell and all its amenities. Plus, it's within proximity of Residential, other

    Karen Thomas 5 Star Realty

    NHN W Idaho St, Kalispell, MT 59901
  • /12

    $250,000

    • Land
    • 23 Acres
    • $10,675 per Acre

    NHN Emmons Canyon Rd, Kalispell, MT 59901

    This is a remarkable opportunity to own over 23 acres of unimproved, timbered land boasting amazing views. This property offers the perfect canvas for creating your dream retreat. You'll find yourself surrounded by trees, providing both privacy and tranquility. Whether you'd like a secluded sanctuary or a recreational haven, this property will deliver. One of the standout features of this land is

    Breanne Anderson Engel & Völkers Western Frontier - Kalispell

    NHN Emmons Canyon Rd, Kalispell, MT 59901

Showing Results 481 - 520, Page 13 of 14

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