Kern County CA Homes for Sale with Garage

• 

  

  

  /11

  $414,000

  • 3 Beds
  • 2 Baths
  • 1,803 Sq Ft

  21604 Diane Ct, Tehachapi, CA 93561

  *Selling Below Market Value!* Nice cul-de-sac location. This 3-bedroom, 2-bathroom property features approximately 1,803 square feet of living space on a spacious 0.48-acre lot. Home is being sold AS-IS through a trust sale. Newer HVAC installed in 2020. Mountain edge lot offers mature trees, privacy, and room to customize outdoor living spaces. Located in West Golden hills. Bring your tools,

  Dale Cis eXp Realty

  21604 Diane Ct, Tehachapi, CA 93561
• 

  

  

  /23

  $299,900

  • 3 Beds
  • 1 Bath
  • 1,039 Sq Ft

  4103 Gordon St, Bakersfield, CA 93307

  This newly renovated 3-bedroom home is sure to impress even the most discerning buyers. Situated on an extra-large lot, it offers both style and convenience, just minutes from Highway 99, shopping, dining, and many other everyday destinations. Inside, you'll find numerous upgrades, including a custom shower, granite countertops, premium waterproof vinyl flooring throughout, energy-efficient LED

  Joy Gebarah Miramar Realty

  4103 Gordon St, Bakersfield, CA 93307
• 

  

  

  /63

  $462,500

  • 4 Beds
  • 2 Baths
  • 2,023 Sq Ft

  10819 Monte Video Place, Bakersfield, CA 93306

  Welcome to Home-Ownership! Come see this beautiful, well-maintained home situated near the foothills of the Sierra Nevada mountains. You don't have to wait for New Construction when you can have this Almost-New, picture perfect home! Lovely Curb Appeal but the real treat is once you step inside! Spacious Floor-Plan w/ approx 2,023 sq ft of Contemporary Living Space. Open Concept Great Room,

  Darlene Tobias Nexus Real Estate

  10819 Monte Video Place, Bakersfield, CA 93306
• 

  

  

  /40

  $535,000

  • 3 Beds
  • 2 Baths
  • 1,925 Sq Ft

  219 Artina Ct, Tehachapi, CA 93561

  This stunning 2024-built home with paid solar in the highly desirable Warrior Park community of Tehachapi offers modern living with exceptional convenience and community amenities.Nestled in a sought-after tract known for its beautiful greenbelt, playground, walking paths, large open grassy areas, barbecue and picnic facilities--perfect for family gatherings and outdoor recreation--this property

  Lorena Eneriz-Semerenko RE/MAX All-Pro

  219 Artina Ct, Tehachapi, CA 93561
• 

  

  

  /27

  $345,000

  • 4 Beds
  • 2 Baths
  • 1,232 Sq Ft

  236 Trevino Terrace, Shafter, CA 93263

  Welcome to 236 Trevino Terrace! This charming 4-bedroom home is hidden in a peaceful Shafter cul-de-sac. Features include a spacious living room with a cozy fireplace and a sleek, upgraded kitchen with newer stainless steel appliances and a walk-in pantry. You'll love the tech-forward bathroom upgrades, including smart shower controls. With a 2-car garage, laundry hookups, and a large backyard,

  Evita Avalos Avalar Real Estate Alliance

  236 Trevino Terrace, Shafter, CA 93263
• 

  

  /36

  $265,000

  • 2 Beds
  • 1 Bath
  • 875 Sq Ft

  350 S Oildale Dr, Bakersfield, CA 93308

  Welcome to this fully-remodeled 2-bedroom home on a large 8,712 sq ft corner lot. With two separate driveways, there's plenty of room to add an ADU or a tiny home for extra living space or rental income. The bright modern kitchen features brand new cabinets, quartz countertops, and stainless steel appliances. The bathroom has been fully updated with modern finishes, and there are three new quiet

  The Arledge Group Compass

  350 S Oildale Dr, Bakersfield, CA 93308
• 

  

  /29

  $375,000

  • 3 Beds
  • 2 Baths
  • 1,780 Sq Ft

  6212 Friant Dr, Bakersfield, CA 93309

  Discover the potential in this charming home, situated in a sought-after neighborhood. Offering 3 bedrooms and 1.75 bathrooms, this property presents an excellent opportunity to create a space that truly reflects your style. The home welcomes you with attractive curb appeal, possible RV or trailer parking, highlighted by a manicured yard and mature landscaping that provide both beauty and a sense

  Nerissha Molatore Elevate Realty

  6212 Friant Dr, Bakersfield, CA 93309
• 

  

  /29

  $307,000

  • 3 Beds
  • 2 Baths

  2800 Pomona St, Bakersfield, CA 93305

  A 3- bedroom , 1.75 bath home offering a perfect mix of cozy living and potential. Schools and shopping are close by, access to public transport nearby. Looking for years of comfort with a new roof on this house and Solar panels on lease.

  Manny Brar Miramar Realty

  2800 Pomona St, Bakersfield, CA 93305
• 

  

  /48

  $475,000

  • 3 Beds
  • 2 Baths
  • 1,846 Sq Ft

  26820 Stirrup Way, Tehachapi, CA 93561

  Tucked away on over 1.5 acres, this property offers a rare combination of privacy, natural beauty, and convenience just minutes from the valley floor. Surrounded by mature trees and striking rock outcroppings, the setting is peaceful, secluded, and truly one of a kind. The usable acreage is almost completely fenced and cross fenced, providing flexibility for a variety of uses. The back patio

  The Smith & Silva Group Watson Realty

  26820 Stirrup Way, Tehachapi, CA 93561
• 

  

  /4

  $689,990

  • 3,260 Sq Ft

  6524 Mohawk St, Bakersfield, CA 93308

  4-unit residential income property with 2 units occupied and 2 units vacant, offering immediate income with the ability to lease remaining units at market rent.Unit mix consists of one 3-bedroom, 1-bath unit and three 2-bedroom, 1-bath units. The 3-bedroom unit is currently rented at $1,700/month, and 2-bedroom units are projected at $1,500/month, providing strong income potential.Property is

  Itzel Cota RESCO

  6524 Mohawk St, Bakersfield, CA 93308
• 

  

  /44

  $499,990

  • 3 Beds
  • 2 Baths
  • 1,421 Sq Ft

  11216 Aimee Way, Bakersfield, CA 93312

  First time on the market! This original owner NW gem sits on a prime corner lot over acre near Rosedale Highway. Offering 3 bedrooms and 2 baths, the home features a spacious great room with a beautiful brick fireplace, cozy kitchen with tile counters, and a sunny breakfast nook. Outside, you'll find a covered patio, oversized driveway, side-entry garage, and ample RV parking. With a shed and

  Rosa Madera LPT Realty, Inc.

  11216 Aimee Way, Bakersfield, CA 93312
• 

  

  /27

  $549,990

  • 3 Beds
  • 2 Baths
  • 1,676 Sq Ft

  5351 Gatson St, Bakersfield, CA 93314

  Craving space, freedom, and a slower pace of life? This 1-acre property delivers.Whether you're raising animals, starting your dream hobby farm, or just want room to breathe, this setup is ready for it all. Bring your horses, chickens, RV, and all your toysthere's space for everything.Inside, you'll find a comfortable, well-laid-out home with a split-wing design with modern touches and

  Mark Clemmer Clemmer and Company Real Estat

  5351 Gatson St, Bakersfield, CA 93314
• 

  

  /72

  $749,800

  • 4 Beds
  • 4 Baths
  • 4,866 Sq Ft

  27240 Rebel Ct, Tehachapi, CA 93561

  Magnificent Modern Minimalist Architecture...~ Attached Accessory Dwelling Unit ~ Spacious +/- 4,866 SF Interior ~ SOLAR ~Welcome to your dream home! This stunning property promises an unparalleled lifestyle infused with elegance and privacy.As you step inside, the first thing you'll notice is the breathtaking interior. Boasting +/-24' clerestory windows that flood the space with natural light,

  Connie Peacon Keller Williams Realty Bakersf

  27240 Rebel Ct, Tehachapi, CA 93561
• 

  

  /37

  $429,900

  • 4 Beds
  • 2 Baths
  • 1,933 Sq Ft

  2914 Tar Springs Ave, Bakersfield, CA 93313

  Welcome to this Home with OWNED SOLAR located in a desirable area on the southwest side of town. Nestled in an established neighborhood and conveniently close to shopping & dining.Featuring a popular split-wing floor plan and vaulted ceilings, this home includes four spacious bedrooms and two bathrooms, providing privacy and functionality for any lifestyle. A versatile bonus room offers endless

  Gesenia Navarro AXEN Realty

  2914 Tar Springs Ave, Bakersfield, CA 93313
• 

  

  /24

  $385,000 Open Fri 3PM - 6PM

  • 4 Beds
  • 2 Baths
  • 1,643 Sq Ft

  3605 Truman Ave, Bakersfield, CA 93309

  Welcome to this charming single-story home nestled in a quiet, established neighborhood in Southwest Bakersfield! Situated on a spacious lot, this well-maintained property offers the perfect blend of comfort, functionality, and opportunity.Bright and inviting home featuring a spacious layout, abundant natural light, and comfortable living areas perfect for everyday living and entertaining. The

  Diana Lopez Golden Valley RealEstate Group

  3605 Truman Ave, Bakersfield, CA 93309
• 

  

  /23

  $414,900

  • 4 Beds
  • 2 Baths
  • 1,903 Sq Ft

  5910 Verdant Hills Ct, Bakersfield, CA 93313

  Welcome to this beautifully maintained 4-bedroom, 2-bath 1903sft home that truly shows pride of ownership inside and out. This move-in ready property features a freshly updated interior with new paint throughout and brand-new carpet in all bedrooms, creating a clean and comfortable living space.The kitchen has been thoughtfully upgraded with new cabinets and elegant granite countertops, offering

  Max Aranda 661 Realty

  5910 Verdant Hills Ct, Bakersfield, CA 93313
• 

  

  /70

  $849,000

  • 5 Beds
  • 3.5 Baths
  • 3,793 Sq Ft

  15811 Waterford St, Bakersfield, CA 93314

  Fabulous 5 bedroom, 3.5 bath home built by Balfanz Homes in Magnolia of Stockdale River Ranch. Open spacious and tastefully designed. Formal living and dining, chefs kitchen featuring a large island, quartz countertops, stainless steel appliances, custom glass tile backsplash and overlooks a large family room. Primary bedroom suite is downstairs and has a soaking tub and large closet. 3 guest

  Gail Malouf Coldwell Banker Preferred,RLT

  15811 Waterford St, Bakersfield, CA 93314
• 

  

  /70

  $592,222

  • 4 Beds
  • 3 Baths
  • 2,113 Sq Ft

  4401 Palisades Cir, Bakersfield, CA 93308

  Beautifully maintained home located in a highly desirable neighborhood! This spacious property offers a well-designed floor plan with multiple bedrooms, generous living areas, and plenty of natural light. The kitchen features updated appliances and ample space for cooking and entertaining. The home has been meticulously cared for and shows true pride of ownership throughout. Enjoy the peaceful

  Michael McCracken Michael McCracken, Broker

  4401 Palisades Cir, Bakersfield, CA 93308
• 

  

  /32

  $465,000

  • 4 Beds
  • 2 Baths
  • 1,744 Sq Ft

  10909 Lewelling St, Bakersfield, CA 93312

  Spacious 4-bedroom, 2-bath home located in a desirable Northwest neighborhood! This well-designed property offers an open and airy layout, perfect for comfortable living and entertaining. Enjoy the benefits of energy-efficient solar, helping you save on utility costs year-round. With generous living spaces, ample natural light, and room to grow, this home is a fantastic opportunity for buyers

  Dario Escamilla Keller Williams Realty

  10909 Lewelling St, Bakersfield, CA 93312
• 

  

  /41

  $399,000

  • 3 Beds
  • 2 Baths
  • 1,495 Sq Ft

  2101 Westminster Dr, Bakersfield, CA 93309

  Stunning Southwest gem! This fully refreshed 3-bedroom, 2-bath home shines with new interior/exterior paint, LVP flooring, and stylish recessed LED lighting throughout. The kitchen impresses with granite countertops and brand-new stainless steel appliances. A separate family room offers added space for gatherings or cozy nights in. Outside, unwind in your Pebble Tec pool just in time for summer.

  Nelson Cantu Keller Williams Realty

  2101 Westminster Dr, Bakersfield, CA 93309
• 

  

  /47

  $475,000

  • 4 Beds
  • 2.5 Baths
  • 2,051 Sq Ft

  6300 Carter Ave, Bakersfield, CA 93308

  Lovely NW well maintained home, updated kitchen with granite countertops and dedicated eat-in-area. The layout offers flexibility with space suitable for either formal living or dining room. Large family room with fireplace and custom shelving, and glass door leading to back patio. The hallway has built in cabinets and drawers for linens & storage. Full bathroom off of hallway. With four generous

  Tonja Bertolucci Miramar International Calloway

  6300 Carter Ave, Bakersfield, CA 93308
• 

  

  /29

  $424,000

  • 4 Beds
  • 3 Baths
  • 2,111 Sq Ft

  3821 N End Dr, Frazier Park, CA 93225

  SELLER SAYS SELL!!!!!!! LOOKING AT ALL OFFERS FOR THIS BEAUTY! Welcome to your private cabin retreat in the heart of Frazier Park, where modern elegance meets rustic charm. This passionately remodeled 4-bedroom, 3-bathroom chalet spans over 2,000 square feet across a rare double lot, offering a lifestyle of serenity, sophistication, and versatility. The main residence features three bedrooms and

  Jimmi Weaver Jimmi Weaver, Broker

  

  3821 N End Dr, Frazier Park, CA 93225
• 

  

  /28

  $485,000 Open Sat 10AM - 1PM

  • 3 Beds
  • 3 Baths
  • 2,214 Sq Ft

  11126 New Forest Dr, Bakersfield, CA 93312

  Welcome to this move in ready beautiful home in a highly sought-after North West Bakersfield neighborhood. Located close to shopping and schools. Paid for Solar System to help for those hot Summer days. The kitchen features granite countertops, stainless steel appliances, and breakfast nook. Large living room has a beautiful brick fireplace with easy access to the backyard. Enjoy a separate

  Ryan Davidson SafeGuard Realty Investments

  11126 New Forest Dr, Bakersfield, CA 93312
• 

  

  /23

  $634,900

  • 4 Beds
  • 2.5 Baths
  • 2,302 Sq Ft

  14615 Bromshire St, Bakersfield, CA 93311

  Why Wait For New Construction? This Beautiful 4 Bedroom 2.5 Bathroom Home Is Located In Gated Highgate. Open Great Room Floorplan With High Ceilings. Family Room With Natural Light. Kitchen With Tons Of Storage, Stainless Appliances, Huge Island, Upgraded Countertops, & Access To Garage To Make Bringing In Groceries A Piece Of Cake. Large Dining Area With Views Of Backyard. Powder Bath For Guests

  Adam Arriola Miramar Realty

  14615 Bromshire St, Bakersfield, CA 93311
• 

  

  /19

  $489,000

  • 3 Beds
  • 2.5 Baths
  • 1,603 Sq Ft

  19 Cannel Creek Rd, Kernville, CA 93238

  Welcome to 19 Cannel Creek Rd-an exceptional custom-built home in Riverkern, offering the perfect balance of mtn adventure & everyday comfort. Nestled in a highly desirable neighborhood, this well-maintained property captures the essence of Kern River living w/ stunning mountain views & the tranquil sounds of the nearby creek & the mighty Kern River. Designed for both relaxation & efficiency, the

  Cheyanne Click Click Realty

  19 Cannel Creek Rd, Kernville, CA 93238
• 

  

  /29

  $415,000

  • 4 Beds
  • 2 Baths
  • 1,825 Sq Ft

  1031 Church, Ridgecrest, CA 93555

  Get ready to fall in love with this stunning 4-bedroom, 2-bath home situated on a desirable 0.22 acre corner lot with beautiful mountain views! With approximately 1,825 square feet of living space, this home offers a spacious open-concept layout, making hosting a breeze. The vinyl plank flooring, quartz countertops, and large kitchen add functionality and durability- and yes, the pantry has your

  Victoria Bradbury Realty 178

  1031 Church, Ridgecrest, CA 93555
• 

  

  /21

  $265,000

  • 3 Beds
  • 2 Baths
  • 1,245 Sq Ft

  1104 W Coronado Ave, Ridgecrest, CA 93555

  This beautifully updated home at 1104 W Coronado Ave, Ridgecrest, boasts a range of modern features designed to provide both style and comfort. Inside, you'll find stylish vinyl plank floors that not only add a contemporary touch but are also durable and easy to maintain. The elegant granite countertops in the kitchen create a sophisticated atmosphere, perfect for preparing meals and entertaining

  Ryan Davis Real Broker

  1104 W Coronado Ave, Ridgecrest, CA 93555
• 

  

  /26

  $248,500

  • 3 Beds
  • 2 Baths
  • 1,421 Sq Ft

  605 S Silver Ridge St, Ridgecrest, CA 93555

  Great curb appeal welcomes you to this move-in ready 3-bedroom, 2-bath home. Located in a desirable southeast location close to shopping, restaurants, Upjohn Park, and an elementary school. Offering 1,421 sq ft, this home features two spacious living areas, including an open-concept, family room with a cozy fireplace. Perfect for relaxing or entertaining. The kitchen is designed for convenience

  Debra Dibble Realty 178

  605 S Silver Ridge St, Ridgecrest, CA 93555
• 

  

  /23

  Call for Price

  • 2 Beds
  • 1 Bath
  • 500 Sq Ft

  218 North Dr, Bodfish, CA 93205

  Wow, this 2 bed, 1.5 bath home has a HUGE 2 car garage with a bathroom and shower added, also a huge laundry room with lots of storage space.. The hone is surrounded by Mountains and trees with a wrap around driveway. Close to the lake and town. Great place to retire with only 3 stop lights in the entire Kern River Valley!!!

  Monica Obrien Monica O'Brien Realty

  218 North Dr, Bodfish, CA 93205
• 

  

  /31

  $235,000

  • 3 Beds
  • 2.5 Baths
  • 1,368 Sq Ft

  3600 O St Unit 12, Bakersfield, CA 93301

  Welcome home to Montecito Villa Homes, a gated community with a community pool for those hot days. This 3-bedroom 2.5 bath unit comes with a fridge (not pictured) and a washer and dryer. Downstairs features a kitchen, breakfast bar, dining, living, pantry, and a 1/2 bath. Upstairs are the 3 bedrooms, one room has a balcony, 2 rooms have a view of the pool and the master has its own bathroom

  Desiree Caywood Watson Realty

  3600 O St Unit 12, Bakersfield, CA 93301
• 

  

  /49

  $500,000

  • 4 Beds
  • 3 Baths
  • 1,900 Sq Ft

  1019 Stevens St, Taft, CA 93268

  1019 Steven St, Taft, CA- Freshly built SFR + ADU, Solar-Powered & Ready to Roll. Brand-new from the ground up: 1,258 sqft main house- three bedrooms, two baths- plus 662 sqft one-bed/one-bath ADU perched above the three car garage. Double electric meters, dual water lines, eighteen owned solar panels (no lease drama), vinyl plank throughout, crisp white quartz counters, shaker cabinets, full

  Justin Yim Uhler Mortgage Solutions Inc.

  1019 Stevens St, Taft, CA 93268
• 

  

  /36

  $410,000

  • 3 Beds
  • 2 Baths
  • 1,654 Sq Ft

  9615 Silver Falls Ln, Shafter, CA 93263

  Find your adorable home in this lovely cul-de-sac! This place has three bedrooms and two modern bathrooms, offering a great mix of comfort and ease. You can relax in a peaceful neighborhood while also having a spacious yard that's perfect for playing outside and having fun with friends. The easy-to-care-for tile floors and open layout make it a great fit for growing families. Plus, this home

  Emily Henson Wayside, Realtors®

  9615 Silver Falls Ln, Shafter, CA 93263
• 

  

  /27

  $559,900

  • 5 Beds
  • 3 Baths
  • 3,230 Sq Ft

  6510 Thunder Trail Dr, Bakersfield, CA 93313

  Better than new! 2022 Lennar built- popular Overture Floor Plan - Featuring 5 bedrooms, 3 bathrooms, plus a LOFT, with approximately 3,240. sq. ft. of living space. (One bedroom / one bath downstairs.) Welcoming comfort is the feeling this home imparts and then it gracefully leaves a wonderful lasting impression. Kitchen features modern quartz countertops, custom cabinetry and Frigidaire

  Garry Singh Bluehorse Real Estate, Inc.

  6510 Thunder Trail Dr, Bakersfield, CA 93313
• 

  

  /21

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,199 Sq Ft

  1049 Barrington Ave, Rosamond, CA 93560

  Charming Rosamond home featuring 2 bedrooms plus a versatile office space, perfect for working from home or a potential 3rd bedroom. This single-story home offers a spacious living area with a cozy fireplace, an open kitchen with updated appliances, and a comfortable layout throughout. Situated on a generous lot with desert landscaping and a 2-car garage.It's conveniently located near the

  Micheal Amers eXp Realty of Greater Los Angeles, Inc.

  1049 Barrington Ave, Rosamond, CA 93560
• 

  

  /40

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,165 Sq Ft

  8326 Tucana Ave, Bakersfield, CA 93306

  This adorable home has been beautifully updated . The open concept features new flooring throughout, kitchen countertop, and cabinets. There are 3 bedroom and 2 bathrooms. The back patio has an oversized patio cover for large gatherings. All this sitting on a great corner lot.

  Kelli Schoell Chaddick Williams Realty

  8326 Tucana Ave, Bakersfield, CA 93306
• 

  

  /29

  $285,000

  • 3 Beds
  • 1 Bath
  • 1,000 Sq Ft

  804 Ann Arbor Dr, Bakersfield, CA 93308

  This charming home offers an exceptional opportunity, whether you're a first-time homebuyer or looking to expand your rental portofolio. Featuring three well-sized bedrooms and a beautifully updated kitchen, this home is designed for comfort and functionality.The spacious backyard is ideal for family gatherings, summer barbecues, or providing a safe and enjoyable space for children to play. Also,

  Debra Merrick Broker X

  804 Ann Arbor Dr, Bakersfield, CA 93308
• 

  

  /82

  $575,000

  • 4 Beds
  • 2.5 Baths
  • 1,948 Sq Ft

  24881 Paramount Dr, Tehachapi, CA 93561

  You wanted land, views, AND your horses at home? Pick two just kidding. This one said have it all.Welcome to 24881 Paramount Drive in the gated equestrian community of Bear Valley Springs where privacy, space, and jaw-dropping 360 views all show up on time.Set back from the street on 6.18 acres (because neighbors are overrated), this 4-bedroom, 2.5-bath home delivers that deep exhale feeling the

  Heather McKinley Re/Max All-Pro

  24881 Paramount Dr, Tehachapi, CA 93561
• 

  

  /13

  $409,999

  • 3 Beds
  • 2 Baths
  • 1,305 Sq Ft

  3710 Arbor Ave, Rosamond, CA 93560

  Welcome to this inviting home located in the growing community of Rosamond. This well laid out property features 3 bedrooms, 2 bathrooms, and a nice open lay out of living space, offering both comfort and functionality for everyday living. Step inside to find a bright and inviting floor plan enhanced with recessed lighting throughout, creating a clean modern feel. The kitchen has been refreshed

  Vahe Patatanyan CA Real Estate Group

  3710 Arbor Ave, Rosamond, CA 93560
• 

  

  /22

  $289,000

  • 3 Beds
  • 1 Bath
  • 1,042 Sq Ft

  1218 Water St, Bakersfield, CA 93305

  Completely Revamped & Move-In Ready! This 3 bed, 1 bath charmer on Water St has been stripped down and rebuilt with today's buyer in mind. You'll love the brand-new kitchen with sleek cabinetry, modern countertops, and updated fixtures. The bathroom shines with fresh finishes, while new floors, recessed lighting, and stylish fixtures run throughout. Major $$$ improvements already done for you:

  Jesse Roman Dream Home Realty

  1218 Water St, Bakersfield, CA 93305
• 

  

  /25

  $309,900

  • 4 Beds
  • 2 Baths
  • 1,449 Sq Ft

  1008 Paloma St, Bakersfield, CA 93304

  Spacious and inviting, this 4-bedroom, 2-bath home offers comfort, style, and functionality throughout. Step inside the beautiful hardwood flooring that adds warmth and timeless appeal to the living spaces. Complemented by recessed lighting that creates a bright, modern ambiance in the main living areas. The hallway bathroom features distinctive tile walls, giving it a clean and stylish finish.

  Alfredo Molina Bella Homes and Properties,Inc

  1008 Paloma St, Bakersfield, CA 93304

Showing Results 321 - 360, Page 9 of 18