657

Klein, TX Homes for Sale under $400,000

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  • /19

    $399,999 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,787 Sq Ft

    1216 E 34th St Unit B, Houston, TX 77022

    Step into this thoughtfully designed 3-story home in the vibrant Independence Heights neighborhood, offering the perfect blend of style and functionality. The first floor features a versatile bedroom or study with a full bath, ideal for guests or a home office. On the second floor, you'll find a modern open-concept living area that includes a gourmet kitchen with stainless steel appliances, a

    Nancy Gonzalez Amada Agency Real Estate

    1216 E 34th St Unit B, Houston, TX 77022
  • /27

    $349,826 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,517 Sq Ft

    1217 Cabell St, Houston, TX 77022

    Come visit 1217 Cabell in Independence Heights, a close, in-town historic and vibrant neighborhood with a rich cultural heritage! This delightful, new construction 3 bedroom, 2.5 bath home boasts designer finishes and upgrades throughout, a gorgeous island kitchen with breakfast bar seating, quartz countertops and stainless steel appliances (including a 36" gas cooktop) and an amazing primary

    Oscar C. Hernandez The Advisory Real Estate + Development

    1217 Cabell St, Houston, TX 77022
  • /46

    $319,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,523 Sq Ft

    5812 Highland Sky Ln, Houston, TX 77091

    MOVE-IN READY! PRIVATE DRIVEWAY! BACKYARD! Gorgeous new construction by Disama Group. Nestled in gated community on a quiet street, this stunning two-story floor plan with private driveway offers an open concept living & kitchen area on the first floor that extends to a spacious fenced backyard. Primary suit and 2 secondary bedrooms on the second floor. Upgraded finishes throughout including

    Patrick Burbridge CitiQuest Properties

    5812 Highland Sky Ln, Houston, TX 77091
  • /46

    $319,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,523 Sq Ft

    5816 Highland Sky Ln, Houston, TX 77091

    MOVE-IN READY! PRIVATE DRIVEWAY! BACKYARD! Gorgeous new construction by Disama Group. Nestled in gated community on a quiet street, this stunning two-story floor plan with private driveway offers an open concept living & kitchen area on the first floor that extends to a spacious fenced backyard. Primary suit and 2 secondary bedrooms on the second floor. Upgraded finishes throughout including

    Patrick Burbridge CitiQuest Properties

    5816 Highland Sky Ln, Houston, TX 77091
  • /14

    $395,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,648 Sq Ft

    6541 Sealey St, Houston, TX 77091

    Pennek Heights - located in close proximity to Downtown, the Heights and the Galleria. Easy access to major freeways including 610 loop, I-10, I-45 and 290! These homes are available now for interior selections, exterior options and upgrades! Mixed stone exterior elevation also offered in brick. Schedule an appointment to start building your New Construction Dream Home! Quartz Countertops, soft

    Jaisean Burnett Jordan Kimball Realty, LLC

    6541 Sealey St, Houston, TX 77091
  • /11

    $391,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,648 Sq Ft

    6543 Sealey St, Houston, TX 77091

    Coming Soon! Pennek Heights located in close proximity to Downtown, the Heights and the Galleria. Easy access to major freeways including 610 loop, I-10, I-45 and 290! These homes are available now for interior selections, exterior options and upgrades! This homes is offering a &x& covered patio with pergola! With a stunning mixed stone exterior elevation also offered in brick. Give us a call

    Vanessa Oguchi Jordan Kimball Realty, LLC

    6543 Sealey St, Houston, TX 77091
  • /31

    $399,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,786 Sq Ft

    524 Janisch Rd, Houston, TX 77018

    MOVE-IN READY! Welcome to Villas on Janisch, a new-construction 12 home gated community located along the peaceful Janisch Road. These 3-bedroom, 3.5 bath homes feature attached two-car garages, handsome brick and siding facades, bricked entry patios, oversized balconies with space for a full-sized table and chairs, and a 5' deep back yard. Inside, each residence has been meticulously designed

    Blake Hillegeist Blake Hillegeist Real Estate

    524 Janisch Rd, Houston, TX 77018
  • /31

    $375,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,010 Sq Ft

    540 Janisch Rd Unit F, Houston, TX 77018

    Don’t Miss Out—Last Opportunity! This stunning new construction home offers 3 bedrooms, 2.5 baths, and an attached 2-car garage. The second floor boasts a spacious open-concept layout featuring a bright living room, a stylish dining area, and a gorgeous kitchen complete with quartz countertops, stainless steel appliances, a vibrant backsplash, a wine refrigerator, abundant storage, and ample prep

    Jose Nieto Nan & Company Properties

    540 Janisch Rd Unit F, Houston, TX 77018
  • /25

    $360,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,950 Sq Ft

    5013 Golden Forest Dr, Houston, TX 77091

    Welcome to 5013 Golden Forest, a spacious and inviting home boasting 3 bedrooms, 2 bathrooms, and 1950 square feet of modern living space. Upon entry, you're welcomed by an open concept layout adorned with luxury vinyl flooring, creating a stylish ambiance throughout. The kitchen is a culinary dream with quartz countertops, sleek stainless steel appliances, and a stylish herringbone backsplash.

    Raul Garcia Coldwell Banker Realty - Heights

    5013 Golden Forest Dr, Houston, TX 77091
  • /23

    $364,990 Open Sat 11AM - 5PM

    • 3 Beds
    • 2.5 Baths
    • 1,706 Sq Ft

    1109 Highland Ranch Ln, Houston, TX 77091

    MOVE IN READY! Welcome to Highland Commons by CitySide Homes, a remarkable gated community offering an unrivaled range of amenities that redefine city living. At the heart of Highland Commons, a central pavilion serves as a captivating focal point. Cool off in the pristine pool, inviting you to take a refreshing dip on hot summer days. The covered pavilion provides an ideal setting for

    Michael Guinn Cityside Homes

    1109 Highland Ranch Ln, Houston, TX 77091
  • /21

    $359,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,930 Sq Ft

    6210 Cebra St, Houston, TX 77091

    Welcome to this stunning property featuring New Construction. This beautiful home boasts high ceilings, large windows for natural light, and a spacious open floor plan perfect for entertaining. The kitchen is a chef's dream with modern appliances and plenty of counter space. The backyard is a serene oasis with lush landscaping and a relaxing patio area. Located in a desirable neighborhood with

    Bruce Ham Real Broker, LLC

    6210 Cebra St, Houston, TX 77091
  • /9

    $365,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,852 Sq Ft

    104 Luetta St, Houston, TX 77076

    Now under construction by Zitro Custom Homes, this beautifully designed 2-story residence offers the perfect blend of modern style and everyday comfort. Featuring 3 spacious bedrooms, 3.5 bathrooms, and an open-concept living area with soaring ceilings, this home is built to impress. The luxurious primary suite includes a spa-inspired bath with double sinks, while the thoughtful layout provides

    Rocio Perez PAK Home Realty

    104 Luetta St, Houston, TX 77076
  • /30

    $309,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,750 Sq Ft

    2140 De Soto St, Houston, TX 77091

    Newly constructed 3 bedroom, 2 1/2 bath home with island kitchen and open concept. Large primary bedroom and bathroom with designer finishes. Great location. Call about the Builders preferred interest rate program.

    Wanda Baptista Better Homes and Gardens Real Estate Gary Greene - Memorial

    2140 De Soto St, Houston, TX 77091
  • /9

    $359,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,852 Sq Ft

    112 Luetta St, Houston, TX 77076

    Now under construction by Zitro Custom Homes, this beautifully designed 2-story residence offers the perfect blend of modern style and everyday comfort. Featuring 3 spacious bedrooms, 3.5 bathrooms, and an open-concept living area with soaring ceilings, this home is built to impress. The luxurious primary suite includes a spa-inspired bath with double sinks, while the thoughtful layout provides

    Rocio Perez PAK Home Realty

    112 Luetta St, Houston, TX 77076
  • /9

    $359,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,852 Sq Ft

    110 Luetta St, Houston, TX 77076

    Now under construction by Zitro Custom Homes, this beautifully designed 2-story residence offers the perfect blend of modern style and everyday comfort. Featuring 3 spacious bedrooms, 3.5 bathrooms, and an open-concept living area with soaring ceilings, this home is built to impress. The luxurious primary suite includes a spa-inspired bath with double sinks, while the thoughtful layout provides

    Rocio Perez PAK Home Realty

    110 Luetta St, Houston, TX 77076
  • /9

    $359,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,852 Sq Ft

    108 Luetta St, Houston, TX 77076

    Now under construction by Zitro Custom Homes, this beautifully designed 2-story residence offers the perfect blend of modern style and everyday comfort. Featuring 3 spacious bedrooms, 3.5 bathrooms, and an open-concept living area with soaring ceilings, this home is built to impress. The luxurious primary suite includes a spa-inspired bath with double sinks, while the thoughtful layout provides

    Rocio Perez PAK Home Realty

    108 Luetta St, Houston, TX 77076
  • /9

    $359,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,852 Sq Ft

    106 Luetta St, Houston, TX 77076

    Now under construction by Zitro Custom Homes, this beautifully designed 2-story residence offers the perfect blend of modern style and everyday comfort. Featuring 3 spacious bedrooms, 3.5 bathrooms, and an open-concept living area with soaring ceilings, this home is built to impress. The luxurious primary suite includes a spa-inspired bath with double sinks, while the thoughtful layout provides

    Rocio Perez PAK Home Realty

    106 Luetta St, Houston, TX 77076
  • /38

    $349,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5637 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5637 Azores, Houston, TX 77091
  • /38

    $349,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,827 Sq Ft

    5622 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5622 Azores, Houston, TX 77091
  • /38

    $349,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,827 Sq Ft

    5606 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5606 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,827 Sq Ft

    5616 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5616 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5627 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5627 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5631 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5631 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,827 Sq Ft

    5610 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5610 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,827 Sq Ft

    5608 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5608 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,827 Sq Ft

    5612 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5612 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5625 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5625 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5623 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5623 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5629 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5629 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5633 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5633 Azores, Houston, TX 77091
  • /38

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    5635 Azores, Houston, TX 77091

    PAUL QUINN HEIGHTS. New construction, twenty four free-standing homes within a beautiful and gated community with backyards by Azores Homes. Community has a community park. Different floor plans with FIRST FLOOR LIVING and SECOND FLOOR LIVING. Homes are already under construction and NOW available for sale! Chance for buyers to secure their preferred unit before we are sold out! Please contact us

    Wes Stoyanov Luxury Homes Realty

    5635 Azores, Houston, TX 77091
  • /29

    $399,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,046 Sq Ft

    3909 Yale St, Houston, TX 77018

    This is HTX Living at it's finest! Discover unparalleled sophistication form Lamar Builders with their newest project at Yale Heights. Their take on the modern farmhouse is pure brilliance with it's location just moments from the vibrant heart of HTX. These exquisite residences redefine contemporary living, boasting cutting-edge design, premium finishes, optimal layouts & one-of-a-kind gated

    Jessica McCreary Compass RE Texas, LLC - The Heights

    3909 Yale St, Houston, TX 77018
  • /38

    $349,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,694 Sq Ft

    864 Paul Quinn St Unit C, Houston, TX 77091

    Welcome to Paul Quinn Court by Urbatechture Homes, a new construction townhome community in Highland Heights, Houston. These modern two-story homes feature 3 bedrooms, 2.5 baths, and a desk nook, ideal for a home office or study space.Enjoy an open-concept layout, a stylish kitchen with quartz countertops, and a spacious primary suite with a spa-like bath and walk-in closet. Each home

    Eileen March Orchard Brokerage

    864 Paul Quinn St Unit C, Houston, TX 77091
  • /42

    $309,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,635 Sq Ft

    409 Alvia Run Ln, Houston, TX 77018

    Use GPS 405 ALVIA RUN zip code 77018. Two floor plans: see 405 alvia for living up & 407 alvia for living down. Brand new 2025 built. I'm Gorgeous! Modern & AFFORDABLE Townhomes. Minimalist, Spacious & Openness vibe. Stylish finishes including Quartz counters, Subway & Hex tile in baths, Plank flooring. No carpet/ easy maintenance. Turnkey including blinds, remote garage, 10-Foot ceiling, island

    Tina Vu Walzel Properties - Corporate Office

    409 Alvia Run Ln, Houston, TX 77018
  • /38

    $309,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,635 Sq Ft

    405 Alvia Run Ln, Houston, TX 77018

    Use GPS 405 ALVIA RUN zip code 77018. Two floor plans: 405 alvia has living up & 407 alvia has living down. Brand new 2025 built. I'm Gorgeous! Modern & AFFORDABLE Townhomes. Minimalist, Spacious & Openness vibe. Stylish finishes including Quartz counters, Subway & Hex tile in baths, Plank flooring. No carpet/ easy maintenance. Turnkey including blinds, remote garage, 10-Foot ceiling, island

    Tina Vu Walzel Properties - Corporate Office

    405 Alvia Run Ln, Houston, TX 77018
  • /28

    $373,290 Open Sat 11AM - 5PM

    • 3 Beds
    • 2.5 Baths
    • 1,670 Sq Ft

    1212 Highland Vineyard Ln, Houston, TX 77091

    ETA May '25! Welcome to Highland Commons by CitySide Homes, Voted Best Community in Houston! Our gated community redefines City Living with an unrivaled range of amenities. At the heart, a central pavilion serves as a captivating focal point. Cool off in the pristine pool, inviting you to take a refreshing dip on hot summer days. The covered pavilion provides an ideal setting for entertaining,

    Michael Guinn Cityside Homes

    1212 Highland Vineyard Ln, Houston, TX 77091
  • /25

    $324,410 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,384 Sq Ft

    2110 Dewalt St Unit H, Houston, TX 77088

    Welcome to Shiloh Reserve, a gated community in the heart of Acres Homes, featuring 16 beautifully designed 3-bedroom, 2-bath homes. With two distinct finish packages, each home offers modern style and comfort. Enjoy a fenced yard for added privacy, and select homes include private driveways. These Energy Star Certified homes are designed for efficiency and sustainability. Residents can take

    Michael Guinn Cityside Homes

    2110 Dewalt St Unit H, Houston, TX 77088
  • /24

    $314,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,384 Sq Ft

    2106 Dewalt St Unit A, Houston, TX 77088

    Welcome to Shiloh Reserve, a gated community in the heart of Acres Homes, featuring 16 beautifully designed 3-bedroom, 2-bath homes. With two distinct finish packages, each home offers modern style and comfort. Enjoy a fenced yard for added privacy, and select homes include private driveways. These Energy Star Certified homes are designed for efficiency and sustainability. Residents can take

    Michael Guinn Cityside Homes

    2106 Dewalt St Unit A, Houston, TX 77088
  • /40

    $399,631 New Construction

    • 2 Beds
    • 2 Baths
    • 1,529 Sq Ft

    6804 Westview Dr Unit 3404, Houston, TX 77055

    Welcome to Gatherings at Westview Condominiums, a premier 55 and over community developed by Beazer Homes. This community offers gated, controlled access, weekly social events, scenic grounds, a dedicated social center, putting green, and a well-equipped fitness center. This never-lived-in, model home, located on the top floor features an open floor plan with luxurious designer finishes

    Ronnie Espling Nan & Company Properties

    6804 Westview Dr Unit 3404, Houston, TX 77055
  • /48

    $349,334 New Construction

    • 2 Beds
    • 2 Baths
    • 1,529 Sq Ft

    6804 Westview Dr Unit 3205, Houston, TX 77055

    NEW CONSTRUCTION by Beazer Homes, America’s #1 Energy Efficient New Home Builder! Welcome home to 6804 Westview Drive Unit #3205, nestled in the Gatherings at Westview 55+ community and zoned to highly sought-after Spring Branch ISD. This beautifully designed Clifton home offers 2 bedrooms, 2 baths, and 1,529 sq. ft. of thoughtfully planned living space. Enjoy a spacious great room with a white

    Ronnie Espling Nan & Company Properties

    6804 Westview Dr Unit 3205, Houston, TX 77055

Showing Results 601 - 640, Page 16 of 17

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