Lake Monticello, VA Homes for Sale under $400,000

PRICE IMPROVEMENT of $10,000! IMMEDIATE OCCUPANCY AT LAKE MONTICELLO! Ask how you can receive up to $7,500 in SELLER PAID CLOSING COSTS! The Hill Model at Lake Monticello. The newly designed main living area features an open concept floor plan creating a spacious living area with 36" kitchen cabinets, stainless appliances, 10x12 rear deck, three bedrooms upstairs with pull down attic space for

Susan Stewart HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS

Danielle Wallace SM BROKERAGE, LLC

QUICK CLOSE POSSIBLE! MOVE-IN READY & PRICED TO SELL! Discover incredible value and functional space in this 4-BR, 3.5-BA Colonial in the heart of Lake Monticello. This home offers new interior paint throughout and fresh new carpeting in the family room. Boasting over 2,550 sq. ft. of living space, the open layout features a bright eat-in kitchen, a family room with a cozy gas fireplace, and a

Marjorie Adam BETTER HOMES & GARDENS R.E.-PATHWAYS

New construction 3-bedroom, 2 Full Bath, 2 Powder Rooms , 1-Car Garage townhome offering quartz countertops, all-new GE appliances, and stylish, modern finishes throughout. Designed for comfort and convenience with low-maintenance living in mind. Anticipated completion Move In Ready! — secure your new home now!

Danielle Wallace SM BROKERAGE, LLC

New construction 3-bedroom, 2 Full Bath, 2 Powder Rooms , 1-Car Garage townhome offering quartz countertops, all-new GE appliances, and stylish, modern finishes throughout. Designed for comfort and convenience with low-maintenance living in mind. Anticipated completion June — secure your new home now!

Danielle Wallace SM BROKERAGE, LLC

New construction 3-bedroom, 2 Full Bath, 2 Powder Rooms , 1-Car Garage townhome offering quartz countertops, all-new GE appliances, and stylish, modern finishes throughout. Designed for comfort and convenience with low-maintenance living in mind. Anticipated completion June — secure your new home now!

Danielle Wallace SM BROKERAGE, LLC

New construction 3-bedroom, 2 Full Bath, 2 Powder Rooms , 1-Car Garage townhome offering quartz countertops, all-new GE appliances, and stylish, modern finishes throughout. Designed for comfort and convenience with low-maintenance living in mind. Anticipated completion May — secure your new home now!

Danielle Wallace SM BROKERAGE, LLC

New construction End Unit - 3-bedroom, 2 Full Bath, 2 Powder Rooms , 1-Car Garage townhome offering quartz countertops, all-new GE appliances, and stylish, modern finishes throughout. Designed for comfort and convenience with low-maintenance living in mind. Anticipated completion June — secure your new home now!

Danielle Wallace SM BROKERAGE, LLC

Tucked within the gated community of Lake Monticello just 20 minutes from Charlottesville, this delightfully charming A-frame home offers a perfect blend of character and comfort on a large, flat lot. The fully fenced backyard provides plenty of space for outdoor enjoyment and includes a storage shed and a graveled fire pit area while both a welcoming front porch and a private back porch invite

Caitlin Lennon COMPASS-Avenue

Enjoy one-level, maintenance-free living at it's finest! Enjoy your open floorplan with beautiful kitchen. The home chef will love the upgraded cabinets, granite counter tops and gas range. Your dining area and island provides plenty of seating to entertain. The primary suite offers a large bedroom with a lovely attached bath including a spacious shower and dual vanities plus a big walk-in

Paul McArtor LONG & FOSTER - CHARLOTTESVILLE

Welcome to this move-in ready 4 bedroom, 3 bathroom, updated home tucked away on a quiet cul-de-sac in the sought-after Lake Monticello community. Set on a private, wooded lot with scenic backyard views, a peaceful creek, and raised garden beds, this property offers the perfect blend of comfort, space, and natural surroundings. Step inside to a bright, open main level featuring freshly painted

Ashley Cameron Lake Anna Island Realty, Inc.

Solid, well-built 3-bedroom, 2-bath ranch offering 1,408 finished sq. ft. and an easy one-level layout with a desirable split-bedroom design. Enjoy the spacious front porch—perfect for rocking chairs, morning coffee, or evening tea—and a back deck overlooking a lovely yard. The full unfinished basement provides excellent flexibility for future living space, recreation, or abundant storage.

PEGGY SHANKLIN LONG & FOSTER - LAKE MONTICELLO

Welcome Home to 217 Jefferson Drive! Enter from the sweet covered front porch into an open living room with cozy fireplace, leading to dining room, back deck, and kitchen. The spacious primary bedroom boasts a large walk-in closet and attached bath. Two additional bedrooms and a second full bath, a laundry room, an attached one-car garage, and a full unfinished walk-out basement brimming with

Georgia Lindsey NEST REALTY GROUP

An absolutely darling chalet style lake retreat featuring a dramatic two-story wall of windows and soaring vaulted ceilings spanning the living, dining, and kitchen areas. Cozy up beside the stunning floor-to-ceiling wood-burning fireplace or enjoy nature from the oversized brand-new wraparound deck surrounded by trees. The home offers spacious bedrooms, updated bathrooms, and a charming

THE GUNNELS GROUP LONG & FOSTER - LAKE MONTICELLO

Updated 4-bedroom, 3-bath Colonial offering over 2,300 finished square feet on a quiet street just outside the main gate of Lake Monticello, with full access to the community’s many amenities. The main level features bright, light-filled living spaces and an easy, comfortable flow for everyday living and entertaining. Upstairs offers a wide hallway, two spacious bedrooms, and a full bath, all

PEGGY SHANKLIN LONG & FOSTER - LAKE MONTICELLO

Welcome to lake living in Lake Monticello, where everyday life feels a little more like a getaway. Start your mornings rocking on the front porch and end the day relaxing on the large deck overlooking the private, fully fenced backyard—perfect for entertaining friends and family. Inside, this Traditional style home offers 3 bedrooms, 2.5 baths, a comfortable and inviting layout with hardwood

KRISTA FIELDS REAL BROKER LLC

Like new and thoughtfully designed, this single-level home offers easy living in the sought-after Village Oaks community just 20 minutes from Charlottesville. The open layout creates a seamless flow between kitchen, dining, and living spaces—ideal for both everyday life and entertaining. The kitchen stands out with crisp white cabinetry, an oversized island, granite countertops, stainless

Erin Garcia NEST REALTY GROUP

Come see this beautifully renovated home at Lake Monticello. This home features three bedrooms and two full baths. Upon entering, you will love the foyer that leads to a large living room complete with built-in cabinets, bay window and a wood-burning fireplace. Off the living room is the dining room and kitchen featuring white painted cabinets, new stainless steel appliances, and Corian

Yvette Okros LAUREL OAK PROPERTY MANAGEMENT, LLC

OPEN HOUSE March 7th and 8th from 1pm-3pm. ONE OWNER HOME is Truly better than new! Full of UPGRADES, enjoy ONE LEVEL living in this beautifully maintained, HERS-rated energy-efficient gem. PERFECT Contemporary Ranch home is Nestled in a sought after community. Designed for comfort and simplicity, featuring upgraded flooring, cabinets, and backsplash. This SUPER CLEAN HOME is modern and inviting.

CHARLOTTESVILLES TEAM MONTAGUE, MILLER & CO. - WESTFIELD

Enjoy effortless single-level living in a desirable resort-style lake community! This beautifully updated home offers comfort, flexibility, and peace of mind with a new roof, new HVAC system, and new hot water heater. Luxury vinyl flooring and fresh paint throughout create a bright, modern feel, while new stainless steel appliances elevate the kitchen for everyday living and entertaining. The

Diane Miller LONG & FOSTER - LAKE MONTICELLO

Great opportunity in this lovely one level home with attached two car garage. 4 bedrooms and two full baths with vaulted ceilings. Nice large lot with an updated deck for outdoor living.

Angie Shupe EXP REALTY LLC - STAFFORD

This home checks all the boxes! Seller now offering a cosmetic credit of $5,000 at closing, with an acceptable offer. One level living, chefs kitchen, abundance of natural light, 2 car garage, paved driveway, large fenced in back yard, studio loft and so much more! This 3 bed, 2 bath split bedroom home features vaulted ceilings, skylights, a stone propane fireplace, granite countertops, a large

PATRICK WILSON MONTICELLO COUNTRY REALTY, LLC

The Neighborhood you want! The Price You'll love. Step into this Like New, Immaculate home convenient to everything. Located near the Lake Monticello Subdivision & just 20 min. to Charlottesville. Sit on your back patio and enjoy the spacious, level back yard with plenty of Green Space to view the nature + a walking trail near. This one level home offers an open concept Kitchen, Living Room Area.

Vicki Wilson MONTICELLO COUNTRY REALTY, LLC

VA Assumable Loan with a 3.75% interest rate! Freshly Updated and Move in Ready!! This spacious 4-bedroom, 2.5-bath home perfectly positioned for convenience and comfort inside the gated Lake Monticello community. Just seconds from the Monish Gate, this property offers an easy commute while providing all the perks of lake living — beaches, pool, golf, and more. Freshly painted and new carpet

Christy Beck LONG & FOSTER - LAKE MONTICELLO

Immaculate, light-filled modern ranch, fully remodeled last year with recent upgrades! Move-in ready with a brand-new roof and a low-maintenance open floor plan featuring LVP flooring in the main areas and baths, plus newer carpet in bedrooms. The bright modern kitchen offers white cabinets, granite countertops, a coffee/wine bar, and a spacious pantry. The Bonus Family Room is filled with

Bradley Pitt KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Welcome to the Piper at Colonial Circle! Looking for your first home or planning to downsize? The affordable Piper townhome offers the perfect balance of style, comfort, and convenience. Designed with you in mind, this 3-bedroom, 2-full and 2-half bath home boasts three levels of bright, open living space that?s perfect for hanging out with family or hosting friends. Here?s what makes the Piper

Danielle Wallace SM BROKERAGE, LLC

100% financing available! This home will not disappoint - thoughtfully designed colonial filled with special features and upgrades! HARDWOOD FLOORS throughout the main level, GRANITE COUNTERTOPS, huge FENCED BACK YARD, 2 car GARAGE, woodburning FIREPLACE, DUAL ZONE heat pumps and more. There are endless uses for the full sized climate controlled "crawl" space with concrete floor: think man cave,

Tara Savage KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE