696

Homes for Sale near Polk Christian Preparatory School

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  • /21

    $279,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,414 Sq Ft

    222 Carpenters Way Unit 70, Lakeland, FL 33805

    Under Construction. $5,000 TOWARDS BUYERS CLOSING COSTS OR RATE BUYDOWN!!! WELCOME TO THE CARPENTERS CREST!!! Come be the envy of all with a BRAND NEW 1,414sq townhome in the quaint city of Lakeland, FL!!! This newly constructed home is a 3bd/2.5ba townhome WITH an office and the features inside are sure to make your mouth DROP!!! From the moment you enter the home you’ll fall in love with not

    Phillipe Paul BUYERS HOME STORE

    222 Carpenters Way Unit 70, Lakeland, FL 33805
  • /30

    $359,000 New Construction

    • 4 Beds
    • 3 Baths
    • 2,174 Sq Ft

    744 Osprey Roost Dr, Lakeland, FL 33801

    Discover this beautiful newly constructed home at 744 OspreyRoost Dr in Lakeland, FL. Completed in March 2025, this single-family residence featuresmodern amenities and stylish elements that cater to contemporary living. With 4 bedroomsand 3 bathrooms, it offers ample space for relaxation and comfort. The master suite servesas a private haven, complete with a spacious layout, luxurious en-suite

    Donna Mink MINK REALTY

    744 Osprey Roost Dr, Lakeland, FL 33801
  • /27

    $324,900 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,326 Sq Ft

    974 Hour Glass Rd, Lakeland, FL 33801

    Under Construction. BRAND NEW HOME - This two-story home highlights a modern open layout, seamlessly integrating a first-floor kitchen with a central island, a dining room and a welcoming family room with patio access. On the same level is a private owner's suite with an attached bathroom. Situated upstairs is a versatile loft for additional shared living space and four secondary bedrooms to

    Jenn Siemering LENNAR REALTY

    974 Hour Glass Rd, Lakeland, FL 33801
  • /14

    $59,900 New Construction

    • 2 Beds
    • 2 Baths

    89 Tower Manor Cir E, Auburndale, FL 33823

    Family friendly community! Enjoy life in a tranquil setting at Auburndale Estates, an exceptional place to live. Right now, we are offering a 2024 model year, 830 sq. ft., 2 bed/2 bath home for less than the average apartment rent! We can also finance you to purchase! Call us today to schedule a viewing and get a glimpse of what it's like to live exceptionally.

    Rob Mathis Auburndale Estates

    89 Tower Manor Cir E, Auburndale, FL 33823
  • /23

    $314,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,874 Sq Ft

    958 Hour Glass Rd, Lakeland, FL 33801

    This expansive two-story home boasts a well-designed layout, featuring a first floor dedicated to shared living and entertaining. The open concept design seamlessly connects the kitchen, dining room and family room, with a patio extending the interior space outdoors. Upstairs, a spacious loft separates the three secondary bedrooms from the serene owner's suite. Completing the home is a convenient

    Lennar

    Columbus, Lakeland, FL 33801
  • /24

    $359,900 New Construction

    • 5 Beds
    • 3 Baths
    • 2,451 Sq Ft

    688 Bald Cypress Dr, Lakeland, FL 33801

    The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining with access to the patio. A secondary bedroom on the first floor can easily be converted to a guest room or home office. Upstairs is a versatile loft that serves as an additional shared living space, along with three secondary bedrooms and a luxe owner's suite

    Lennar

    Eclipse, Lakeland, FL 33801
  • /43

    $415,852 New Construction

    • 4 Beds
    • 3 Baths
    • 2,508 Sq Ft

    4032 Tullamore Ln, Auburndale, FL 33823

    Under Construction. "THE HEAD TURNER"! FEATURING A 3 CAR GARAGE AND FRONT PORCH WITH DECORATIVE GATING, THIS HOME SCREAMS CURB APPEAL! ONLY $1000 TO RESERVE, CLOSING COSTS PAID AND INTEREST RATE BUYDOWN AVAILABLE!! . Step into the epitome of modern living with this exquisite 2508 sq ft home, a haven of comfort and sophistication. Boasting 4 bedrooms and 3 baths, this residence is a perfect blend

    Jeremy (J.R.) Hughes ADAMS HOMES REALTY

    4032 Tullamore Ln, Auburndale, FL 33823
  • /26

    $344,900 New Construction

    • 6 Beds
    • 3 Baths
    • 2,463 Sq Ft

    818 Hour Glass Rd, Lakeland, FL 33801

    This new two-story home boasts a modern layout with an open-concept floorplan consisting of a stylish kitchen, dining room and family room on the first floor. A convenient bedroom is located toward the back of the home, perfect as a guest suite or home office. Five additional bedrooms can be found upstairs, including the luxurious owner’s suite, surrounding a versatile loft space.

    Lennar

    Jefferson, Lakeland, FL 33801
  • /23

    $312,490 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,874 Sq Ft

    926 Hour Glass Rd, Lakeland, FL 33801

    This expansive two-story home boasts a well-designed layout, featuring a first floor dedicated to shared living and entertaining. The open concept design seamlessly connects the kitchen, dining room and family room, with a patio extending the interior space outdoors. Upstairs, a spacious loft separates the three secondary bedrooms from the serene owner's suite. Completing the home is a convenient

    Lennar

    Columbus, Lakeland, FL 33801
  • /24

    $361,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,451 Sq Ft

    772 Osprey Roost Dr, Lakeland, FL 33801

    The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining with access to the patio. A secondary bedroom on the first floor can easily be converted to a guest room or home office. Upstairs is a versatile loft that serves as an additional shared living space, along with three secondary bedrooms and a luxe owner's suite

    Lennar

    Eclipse, Lakeland, FL 33801
  • /25

    $344,900 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,326 Sq Ft

    950 Hour Glass Rd, Lakeland, FL 33801

    This two-story home highlights a modern open layout, seamlessly integrating a first-floor kitchen with a central island, a dining room and a welcoming family room with patio access. On the same level is a private owner's suite with an attached bathroom. Situated upstairs is a versatile loft for additional shared living space and four secondary bedrooms to provide restful retreats to family

    Lennar

    Georgia, Lakeland, FL 33801
  • /58

    $387,366 New Construction

    • 4 Beds
    • 3 Baths
    • 2,200 Sq Ft

    4123 Tullamore Ln, Auburndale, FL 33823

    Under Construction. "THE LONG CORNER" FEATURING A 165 FT LONG CORNER LOT, THIS HOME IS SURE TO GIVE YOU THE SPACE AND PRIVACY YOU'RE SEEKING! INTEREST RATE BUYDOWN AND CLOSING COSTS PAID! Only $1000 to reserve! This home situated on a large corner lot! Photos are of a completed home, colors/features may vary. This Home features 4 bedrooms, 3 Baths, 2 car garage and a large covered lanai! This

    Jeremy (J.R.) Hughes ADAMS HOMES REALTY

    4123 Tullamore Ln, Auburndale, FL 33823
  • /22

    $310,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,398 Sq Ft

    3230 Baird Ave, Lakeland, FL 33805

    Welcome to your dream home in North Lakeland! This beautifully appointed 3-bedroom, 2-bath residence, built in 2022, offers a modern living experience with 1,398 square feet of spacious comfort. Featuring all-new crucial elements like the roof, water heater, and HVAC unit, this home guarantees peace of mind for years to come. Perfectly situated across the street from North Lakeland Elementary and

    Billy Fisher ROBERT SLACK LLC

    3230 Baird Ave, Lakeland, FL 33805
  • /19

    $323,400 New Construction

    • 4 Beds
    • 2 Baths
    • 1,824 Sq Ft

    680 Bald Cypress Dr, Lakeland, FL 33801

    This new single-story home is a modern take on a classic design. Down the foyer is a spacious and open-plan family room which has direct access to the cozy dining room, well-equipped kitchen and attached patio, perfect for everyday living. In a private corner is the owner’s suite with a convenient adjoining bathroom, while on the opposite side of the home are three secondary bedrooms to offer

    Lennar

    Celeste, Lakeland, FL 33801
  • /13

    $1,700,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 3,275 Sq Ft

    26 Lake Hollingsworth Dr, Lakeland, FL 33803

    Pre-Construction. To be built. Pre-Construction. To be built. Exquisite New Construction Townhome Built by Hulbert Homes, Welcome to the Row at Lake Hollingsworth, Enjoy effortless boating from your private boat slip in an exclusive boathouse on a scenic lakefront lot—an exceptional community amenity just steps from your home. Don't miss your chance to own this stunning, brand-new three-story

    Curtis Yopp HARPER REALTY FL, LLC

    26 Lake Hollingsworth Dr, Lakeland, FL 33803
  • /13

    $1,550,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,705 Sq Ft

    25 Lake Hollingsworth Dr, Lakeland, FL 33803

    Pre-Construction. To be built. Pre-Construction. To be built. Pre-Construction. To be built. Exquisite New Construction Townhome Built by Hulbert Homes, Welcome to the Row at Lake Hollingsworth, Enjoy effortless boating from your private boat slip in an exclusive boathouse on a scenic lakefront lot—an exceptional community amenity just steps from your home. Don't miss your chance to own this

    Curtis Yopp HARPER REALTY FL, LLC

    25 Lake Hollingsworth Dr, Lakeland, FL 33803
  • /13

    $1,550,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,705 Sq Ft

    24 Lake Hollingsworth Dr, Lakeland, FL 33803

    Pre-Construction. To be built. Pre-Construction. To be built. Exquisite New Construction Townhome Built by Hulbert Homes, Welcome to the Row at Lake Hollingsworth, Enjoy effortless boating from your private boat slip in an exclusive boathouse on a scenic lakefront lot—an exceptional community amenity just steps from your home. Don't miss your chance to own this stunning, brand-new three-story

    Curtis Yopp HARPER REALTY FL, LLC

    24 Lake Hollingsworth Dr, Lakeland, FL 33803
  • /28

    $352,400 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,326 Sq Ft

    Georgia, Lakeland, FL 33801

    This two-story home highlights a modern open layout, seamlessly integrating a first-floor kitchen with a central island, a dining room and a welcoming family room with patio access. On the same level is a private owner's suite with an attached bathroom. Situated upstairs is a versatile loft for additional shared living space and four secondary bedrooms to provide restful retreats to family

    Lennar

    Georgia, Lakeland, FL 33801
  • /21

    $302,400 New Construction

    • 3 Beds
    • 2 Baths
    • 1,429 Sq Ft

    Belmont, Lakeland, FL 33801

    This new home is laid out on a single level for low maintenance living. Two secondary bedrooms share a bathroom in the hall at the front of the home, while the owner’s suite is tucked into the back corner with an attached bathroom and walk-in closet. Down the foyer is the open-concept living area, which includes a fully equipped kitchen, an intimate dining room and family room with patio access.

    Lennar

    Belmont, Lakeland, FL 33801
  • /20

    $312,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,487 Sq Ft

    Bloom, Lakeland, FL 33801

    This new single-story home maximizes space and emphasizes convenience. The open-concept layout integrates the family room, dining room and kitchen with a central island, facilitating effortless transitions between rooms for easy entertaining during gatherings. On the opposite side of the home are all three bedrooms, including the peaceful owner’s suite with an attached bathroom and walk-in closet.

    Lennar

    Bloom, Lakeland, FL 33801
  • /24

    $351,490 New Construction

    • 4 Beds
    • 3 Baths
    • 2,174 Sq Ft

    Dawn, Lakeland, FL 33801

    This single-story home shares an open layout between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space for year-round outdoor lounging. A luxe owner's suite is in the rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, ideal for overnight guests or

    Lennar

    Dawn, Lakeland, FL 33801
  • /30

    $386,900 New Construction

    • 5 Beds
    • 3 Baths
    • 2,754 Sq Ft

    Honor, Lakeland, FL 33801

    This new two-level home boasts a modern and low-maintenance layout. A versatile flex space can be found off the foyer, leading to an open-concept floorplan perfect for entertaining and everyday multi-tasking. The owner’s suite is tucked away into a private back corner. Upstairs, four bedrooms surround a spacious loft.

    Lennar

    Honor, Lakeland, FL 33801
  • /29

    $360,490 New Construction

    • 6 Beds
    • 3 Baths
    • 2,463 Sq Ft

    Jefferson, Lakeland, FL 33801

    This new two-story home boasts a modern layout with an open-concept floorplan consisting of a stylish kitchen, dining room and family room on the first floor. A convenient bedroom is located toward the back of the home, perfect as a guest suite or home office. Five additional bedrooms can be found upstairs, including the luxurious owner’s suite, surrounding a versatile loft space.

    Lennar

    Jefferson, Lakeland, FL 33801
  • /27

    $363,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,451 Sq Ft

    Eclipse, Lakeland, FL 33801

    The first floor of this two-story home shares an open layout between the kitchen, dining area and family room for easy entertaining with access to the patio. A secondary bedroom on the first floor can easily be converted to a guest room or home office. Upstairs is a versatile loft that serves as an additional shared living space, along with three secondary bedrooms and a luxe owner's suite

    Lennar

    Eclipse, Lakeland, FL 33801
  • /26

    $322,490 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,874 Sq Ft

    Columbus, Lakeland, FL 33801

    This expansive two-story home boasts a well-designed layout, featuring a first floor dedicated to shared living and entertaining. The open concept design seamlessly connects the kitchen, dining room and family room, with a patio extending the interior space outdoors. Upstairs, a spacious loft separates the three secondary bedrooms from the serene owner's suite. Completing the home is a convenient

    Lennar

    Columbus, Lakeland, FL 33801
  • /28

    $329,990 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,112 Sq Ft

    Edison, Lakeland, FL 33801

    The first floor of this new two-story home is host to an open-concept layout that combines the kitchen with the living and dining areas, and an outdoor patio is easily reached off the main living space. Upstairs, five bedrooms surround a versatile loft, including the luxe owner’s suite, complete with a generous walk-in closet and en-suite bathroom.

    Lennar

    Edison, Lakeland, FL 33801
  • /18

    $279,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,414 Sq Ft

    222 Carpenters Way Unit 68, Lakeland, FL 33805

    Under Construction. $5,000 TOWARDS BUYERS CLOSING COSTS OR RATE BUYDOWN!!! WELCOME TO THE CARPENTERS CREST!!! Come be the envy of all with a BRAND NEW 1,414sq townhome in the quaint city of Lakeland, FL!!! This newly constructed home is a 3bd/2.5ba townhome WITH an office and the features inside are sure to make your mouth DROP!!! From the moment you enter the home you’ll fall in love with

    Phillipe Paul BUYERS HOME STORE

    222 Carpenters Way Unit 68, Lakeland, FL 33805
  • /13

    $1,700,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 3,275 Sq Ft

    23 Lake Hollingsworth Dr, Lakeland, FL 33803

    Pre-Construction. To be built. Exquisite New Construction Townhome Built by Hulbert Homes, Welcome to the Row at Lake Hollingsworth, Enjoy effortless boating from your private boat slip in an exclusive boathouse on a scenic lakefront lot—an exceptional community amenity just steps from your home.Don't miss your chance to own this stunning, brand-new three-story townhome in the highly

    Sean Harper HARPER REALTY FL, LLC

    23 Lake Hollingsworth Dr, Lakeland, FL 33803
  • /3

    $329,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,450 Sq Ft

    635 W 3rd St, Lakeland, FL 33805

    Under Construction. NEW CONSTRUCTION TO BE COMPLETED IN LATE JUNE 2025. CONTACT ME FOR CURRENT PHOTOS.If you’re looking for a NEW CONSTRUCTION HOME CLOSE TO DOWNTOWN LAKELAND… look no further.Tucked away in this quiet community a few minutes north of downtown Lakeland, you’ll find this new CUSTOM-BUILT single family home with 3 bedrooms and 2 bathrooms under 1,450 sf.

    Cory Prado COLDWELL BANKER REALTY

    635 W 3rd St, Lakeland, FL 33805
  • /10

    $148,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,060 Sq Ft

    2191 E Bruce St, Lakeland, FL 33801

    12 MONTHS FREE LOT RENT!!! Charming 3-Bedroom, 2-Bathroom Home in Lake Burbank's 55+ Community Your Dream Home Awaits! Welcome to your future home! This brand-new, 2025 Nobility Gail Model offers the perfect combination of comfort, style, and versatility. Situated in the peaceful and pet-friendly 55+ community of Lake Burbank, this 3-bedroom, 2-bathroom home features 1,060 square feet of

    Emily Lietz The SWANS Mobile Home ReSale Specialists LLC

    2191 E Bruce St, Lakeland, FL 33801
  • /52

    $370,455 New Construction

    • 3 Beds
    • 2 Baths
    • 1,970 Sq Ft

    4036 Tullamore Ln, Auburndale, FL 33823

    "THE FREE RANGE"! THIS HOME IS AS OPEN CONCEPT AS YOU'LL FIND! 4.99 INTEREST RATE AVAILABLE AND ONLY $1000 TO RESERVE! HOME IS EQUIPPED WITH A FULL APPLIANCE PACKAGE AND BLINDS, TURNKEY READY! This beautiful 1,970 sq. ft. home features 3 bedrooms, 2 baths, and a 2-car garage. All rooms are tiled except for the bedrooms. Enjoy an open kitchen with plenty of counter space, 36” custom wood upper

    Jeremy (J.R.) Hughes ADAMS HOMES REALTY

    4036 Tullamore Ln, Auburndale, FL 33823
  • /69

    $425,403 New Construction

    • 4 Beds
    • 3 Baths
    • 3,000 Sq Ft

    4050 Tullamore Ln, Auburndale, FL 33823

    Under Construction. "FIELD OF DREAMS" THIS SIZABLE HOME IS SITUATED ON NEARLY 1/3 OF AN ACRE WITH A BACKYARD THAT FANS ACROSS 132 FT OF REAR FRONTAGE ON A LOT RESEMBLING YOUR FAVORITE BASEBALL FIELD! 4.99 RATE, CLOSING COSTS PAID AND ONLY $1000 TO RESERVE! This Home features 4 bedrooms and 3 Baths and a large covered lanai! This Home offers a split living and bedroom plan, entertainer’s Kitchen

    Jeremy (J.R.) Hughes ADAMS HOMES REALTY

    4050 Tullamore Ln, Auburndale, FL 33823
  • /26

    $265,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,309 Sq Ft

    1815 Christy Ln, Lakeland, FL 33801

    Welcome to this charming home that offers 1,309 sq ft of modern living space. With 3 bedrooms, 2 baths, and vaulted ceilings, the home features an open-concept design and a split floor plan, ensuring both privacy and functionality. This property showcases a well-maintained doublewide mobile home situated on a spacious lot with a scenic backdrop of mature trees. The home features a front porch and

    David Small KELLER WILLIAMS REALTY SMART 1

    1815 Christy Ln, Lakeland, FL 33801
  • /69

    $425,403 New Construction

    • 4 Beds
    • 3 Baths
    • 3,000 Sq Ft

    4039 Tullamore Ln, Auburndale, FL 33823

    "BATMAN'S DRIVEWAY" THIS HOME FEATURES A NEARLY 60 FT DRIVEWAY GIVING YOU THE COMFORT AND PRIVACY THAT YOU DESIRE! 4.99 INTEREST RATE AVAILABLE, ALL CLOSING COSTS PAID AND Only $1000 to reserve! This Home features 4 bedrooms and 3 Baths and a large covered lanai! This Home offers a split living and bedroom plan, entertainer’s Kitchen with abundant countertops space, and an expansive master suite

    Jeremy (J.R.) Hughes ADAMS HOMES REALTY

    4039 Tullamore Ln, Auburndale, FL 33823
  • /43

    $448,665 New Construction

    • 4 Beds
    • 3 Baths
    • 2,200 Sq Ft

    4658 Grandview Glen Dr, Auburndale, FL 33823

    4.99 rate special on this home. This 2200 Sq ft home has 4 bedrooms and 3 baths, 2 car garage, lots of entertaining space and luxurious details throughout! Upon entering you will enjoy the open concept great room/dining room/kitchen with 10’ ceilings, wood look plank tile in main areas, granite countertops throughout, 5 1⁄4 inch baseboards, wainscotting in dining room and much more. The owner

    Laurie Krall ADAMS HOMES REALTY

    4658 Grandview Glen Dr, Auburndale, FL 33823
  • /38

    $160,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,272 Sq Ft

    2114 E Bruce St, Lakeland, FL 33801

    Welcome to Lake Burbank Village, a peaceful 55+ community where a serene lakeside lifestyle meets modern comfort. With a low lot rent of just $700 per month, this brand-new 2023-built mobile home offers an exceptional opportunity to enjoy affordable elegance in a beautiful setting. This thoughtfully designed home features an open floor plan that seamlessly connects the spacious living room,

    Emily Lietz The SWANS Mobile Home ReSale Specialists LLC

    2114 E Bruce St, Lakeland, FL 33801
  • /22

    $319,500 New Construction

    • 3 Beds
    • 2 Baths
    • 1,421 Sq Ft

    206 W Crescent Dr, Lakeland, FL 33805

    Fall in Love with this Brand-New Home. This delightful home features 3 bedrooms and 2 bathrooms, offering a perfect blend of modern design and functionality. Step inside to discover a spacious and inviting interior that will make you feel right at home. The kitchen and bathrooms showcase exquisite granite counters, adding a touch of sophistication to these essential spaces. Prepare meals or

    Manuel Delgado LPT REALTY, LLC

    206 W Crescent Dr, Lakeland, FL 33805
  • /2

    $339,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,487 Sq Ft

    1223 Parkhurst Ave, Lakeland, FL 33805

    Be the first to discover this newly constructed home featuring three bedrooms, two bathrooms, and a double car garage. It's located in a community that may qualify for nearly $50,000 in down payment assistance through Central Florida Hands and the City of Lakeland. The home will be move in ready on or before March 31, 2025. It is equipped with brand new appliances, new fixtures, ceiling fans and

    Tony Pray PERFECT DREAM REALTY

    1223 Parkhurst Ave, Lakeland, FL 33805
  • /2

    $1,004,499 New Construction

    • 3 Beds
    • 2 Baths
    • 1,343 Sq Ft

    Aura, Lakeland, FL 33801

    This new single-level home features a low-maintenance, modern design. Two bedrooms can be found off the foyer, leading to an open-concept floorplan with convenient outdoor access to a patio for seamless entertaining and multi-tasking. The lavish owner’s suite is tucked into a private back corner, complete with an en-suite bathroom and walk-in closet.

    Lennar

    Aura, Lakeland, FL 33801
  • /2

    $1,004,499 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,326 Sq Ft

    Georgia, Lakeland, FL 33801

    The Estates is a collection offering new single-family homes for sale at the Cypress Point at Lake Parker masterplan in Lakeland, FL. The community features a fantastic location between Tampa and Orlando with proximity to major highways, allowing residents to easily explore the beautiful state of Florida. Downtown Lakeland is just a few miles away, providing the best of local shopping, dining and

    Lennar

    Georgia, Lakeland, FL 33801

Showing Results 641 - 680, Page 17 of 18

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