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Homes for Sale near Holy Family School

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  • /56

    $1,449,000

    • 7 Beds
    • 5.5 Baths
    • 3,825 Sq Ft

    56 Canary Dr, Lakewood, NJ 08701

    One of the few homes in Somerset Walk with a private, fenced-in backyard—your own space, perfect for relaxing or hosting!Check out the pictures! This is one of the most amazing single-family homes available in Lakewood—great value! The main home features 6 bedrooms and 3.5 bathrooms, perfect for a large family or entertaining. A 3-bed, 2-bath basement rental unit adds ideal space for

    Chaviva Teichman Imperial Real Estate Agency

    56 Canary Dr, Lakewood, NJ 08701
  • /58

    $1,850,000

    • 5 Beds
    • 3.5 Baths
    • 4,550 Sq Ft

    208 Imperial Ct, Lakewood, NJ 08701

    Welcome to 208 Imperial Ct, a stunning 5-bed, 4-bath home tucked in a quiet cul-de-sac in the desirable Brookhill neighborhood. Enjoy a bright, open-concept layout with high ceilings, large windows, and a gourmet kitchen featuring stainless steel appliances, granite countertops, and a center island. The spacious master suite offers a walk-in closet and a luxurious bath with dual sinks, soaking

    Asher Brodt Imperial Real Estate Agency

    208 Imperial Ct, Lakewood, NJ 08701
  • /26

    $135,000

    • 1 Bed
    • 1 Bath
    • 638 Sq Ft

    44J Cambridge Ct Unit 2010, Lakewood, NJ 08701

    Lovely upper level Andover model with peaceful lakeviews from your charming sunroom. All redone within the past 4 years with granite counters, SS appliances and newer flooring.. Very affordable living in this wonderful community that is located right off of exit 89 of the GSP.. 7 lakes with boating/slips, picnic area, 9 hole golf course, pools, clubhouses, bocce, pickleball, basketball, clubs

    Richard Gribble Space & Company

    44J Cambridge Ct Unit 2010, Lakewood, NJ 08701
  • /27

    $232,000

    • 2 Beds
    • 2 Baths
    • 1,165 Sq Ft

    428 Sophee Ln Unit 428, Lakewood, NJ 08701

    Move right into this stunning END unit that has it all! Enjoy hardwood floors, granite countertops, and stainless steel appliances in a modern, open layout. 9-ft ceilings and sliding doors lead to your own private balcony off the dining area. Both the primary and spare bedrooms offer walk-in closets, and there are 2 full bathrooms plus a full laundry room with extra storage. Take advantage of

    Emanuel Mashinsky Imperial Real Estate Agency

    428 Sophee Ln Unit 428, Lakewood, NJ 08701
  • /36

    $1,499,000

    • 7 Beds
    • 7 Baths
    • 4,300 Sq Ft

    100 Case Rd, Lakewood, NJ 08701

    This spacious colonial home offers over 4,100 sq. ft. of living space. Seven bedrooms upstairs + a guest room on the main floor. Gourmet granite counters with plenty of cabinetry in the eat-in kitchen. The main floor includes a study with built-in bookshelves and a mudroom. Upstairs with an expansive master suite with a walk-in closet, a nursery, and balcony overlooking the property. Large

    Zeeva Adler Waxman Realty

    100 Case Rd, Lakewood, NJ 08701
  • /52

    $669,000

    • 3 Beds
    • 2 Baths
    • 2,042 Sq Ft

    1 Silverspring Dr, Lakewood, NJ 08701

    Welcome to sought after Four Seasons Spa and Country Club Gated Community. Live in luxury on this corner lot across from a park. END UNIT FOR PRIVACY! BEnjoy a Resort Lifestyle with the many amenities: Indoor/outdoor pools, Spa, fitness center,sauna, tennis, Pickleball, golf,Jogging Path, Shuffleboard and more. Love Bus trips to AC and NY plays? Also available here.For your convenience close

    Jeanne A. Rhodes Coldwell Banker Realty

    1 Silverspring Dr, Lakewood, NJ 08701
  • /20

    $219,900

    • 1 Bed
    • 1 Bath

    114 Bayview Ct Unit 125, Brick, NJ 08724

    One of Brick's best kept secret 55+ Communities built along the Manasquan River. Prime location backs to woods for privacy. Updated kitchen with newer cabinets & countertops; custom block archway leading into kitchen; decorative molding in dining room & living room along with Laminate plank flooring .New floor in bathroom. Laundry room with washer/dryer together with extra cabinets & shelving;

    Suzanne Bavaro Keller Williams Realty Spring Lake

    114 Bayview Ct Unit 125, Brick, NJ 08724
  • /43

    $790,000

    • 3 Beds
    • 2 Baths
    • 2,240 Sq Ft

    2 Darien Cir, Howell, NJ 07731

    Nestled at the end of a LARGE quiet cul-de-sac in highly desirable SALEM HILL this beautifully maintained bi-level home sits on a PRIVATE 1 acre lot offering 3 Bdrms w/easy conversion to 4 or 5 & 2 bths. Step inside to find a fully updated kitchen w/granite counters, SS appliances & under & in cabinet lighting. The spacious living rm features oversized windows that flood the space w/natural light

    Josephine Kennedy Coldwell Banker Realty

    2 Darien Cir, Howell, NJ 07731
  • /26

    $630,000 Open Sun 1PM - 5PM

    • 3 Beds
    • 2.5 Baths
    • 1,517 Sq Ft

    33 Snowdrift Ln, Howell, NJ 07731

    Beautifully Updated Colonial in Howell, NJ - Move-In Ready! Welcome to this meticulously maintained 1517sq ft 2-story Classic Colonial built in 1985 located in the Glen Oak section of Howell the perfect blend of suburban charm and modern convenience. This 3 bedroom and 2.5 bath home is a perfect fit for families or professionals seeking a move-in ready home in a welcoming neighborhood. Step

    Ron Simone ONE STOP REALTY SHOP

    33 Snowdrift Ln, Howell, NJ 07731
  • /29

    $489,000

    • 2 Beds
    • 2 Baths

    2 Mayapple Dr, Brick, NJ 08724

    Beautiful spacious corner lot in lovely Princeton Commons, 2br 2bath with direct access garage and office with sliders... must see

    Mike Koen MIKE KOEN REALTY LLC

    2 Mayapple Dr, Brick, NJ 08724
  • /3

    $1,000,000

    • Land
    • 0 Acre

    00 14th St, Lakewood, NJ 08701

    Rare Opportunity in 14th St Area - 6 Premium Lots Available!Don't miss the chance to own one of six distinct lots on Block 24 — Lots 24.02, 24.06, 24.07, 24.08, 24.09, and 24.10 — each with its own parcel and price, starting at approx. 12,000 sq ft. Located at 1456 14th Street, just off Hope Chapel Road, these spacious lots sit in a peaceful cul-de-sac in one of Lakewood's most desirable

    Asher Brodt Imperial Real Estate Agency

    00 14th St, Lakewood, NJ 08701
  • /5

    $629,000

    • 4 Beds
    • 2 Baths

    1418 Jeffrey St, Lakewood, NJ 08701

    Check out these pics *A Must See! Your search will end here! Location! Location!Beautiful 4 Bedrooms & 2 baths. House is in move-in condition. A nice bright kitchen with a full appliance package..* Garage* Great location with easy access to everywhere. Once you see all this house has to offer you will want to make it your new home. Your dream HOME !

    Rivkah Rosenfeld HomeSmart First Advantage

    1418 Jeffrey St, Lakewood, NJ 08701
  • /45

    $1,150,000

    • 7 Beds
    • 4.5 Baths
    • 3,125 Sq Ft

    1903 New Central Ave, Lakewood, NJ 08701

    Unique Opportunity in PRIME LOCATION!!! Come check out this 7 bedroom, 4.5 bathroom home in the HEART OF LAKEWOOD! An oversized 1/2 acre property where Gudz Rd meets New Central Ave. This home features 4 spacious bedrooms on the second floor, extra bedroom and full bathroom on the main floor besides the oversized dining room, redone bathrooms, study, 11 ft ceilings, family room, dinette, and

    Devora Berger HomeSmart First Advantage

    1903 New Central Ave, Lakewood, NJ 08701
  • /35

    $825,000

    • 5 Beds
    • 3.5 Baths
    • 2,667 Sq Ft

    58 Old Bridge Dr, Howell, NJ 07731

    Great 5 bedrooms 3.5 bath home, complete with 2 primary bedrooms.. One on the main level includes 2 walk-in closets and a primary bath with a walk in shower. Perfect multi-generational home. Newer kitchen. 2 and 3 floors have hardwood floors.Solar panels keep utility bills low. Sit on your patio in your wooded backyard and enjoy the privacy.Hurry!! You don't want to miss this well

    Barbara Adelman Berg Keller Williams Realty West Monmouth

    58 Old Bridge Dr, Howell, NJ 07731
  • /55

    $479,000

    • 2 Beds
    • 2 Baths
    • 1,300 Sq Ft

    163 Courtshire Dr, Brick, NJ 08723

    Charming Two-bedroom, two bath home located in Lions Head North. This spacious residence features a cozy wood-burning fireplace in the living room, an Completely update open kitchen with new appliances, new bathrooms, new windows, new roof new gutters and soffits and a designated dining arear perfect for entertaining. There is an office and a sunroom. The community offers an array of amenities,

    Lori Melillo C21/ Solid Gold Realty

    163 Courtshire Dr, Brick, NJ 08723
  • /42

    $215,000

    • 2 Beds
    • 1 Bath

    43 Cambridge Ct Unit K, Lakewood, NJ 08701

    Looking for Privacy with a Private Garden? This rare 2nd-floor lakefront condo delivers exactly that — no one peeking in, no footsteps above, just year-round water views and security you won't find on the ground floor. The ONLY second-floor lakefront unit available. Move in and do nothing this unit is loaded with upgrades: new roof (2025), new central heat & cooling, extended kitchen, renovated

    Karolina Slupinska Keller Williams Realty West Monmouth

    43 Cambridge Ct Unit K, Lakewood, NJ 08701
  • /28

    $259,999

    • 2 Beds
    • 1 Bath

    646 Plymouth Dr, Lakewood, NJ 08701

    ONE OF THE BEST LOCATIONS IN THE VILLAGE. CLOSE TO MAIN GATE,CLUB HOUSE & SHOPPING.BARONET DUPLEX WITH A VIEW OF THE LAKE.HOME FEATURES NEWER KITCHEN, STAINLESS STEEL APPLIANCES ,WINDOWS,AC UNIT, ,WASHER & DRYER. BOTH BEDROOMS ARE A GREAT SIZE. EXTRA BONUS ROOM FOR AN OFFICE.SIT ON WONDERFUL ENCLOSED PORCH-NEW WINDOWS, WITH VIEW OF LAKE. . CLOSE TO BEACH, PARKWAY,SHOPPING BUSES AND MORE

    Patricia Brady Keller Williams Realty Spring Lake

    646 Plymouth Dr, Lakewood, NJ 08701
  • /56

    $825,000

    • 4 Beds
    • 2.5 Baths
    • 2,100 Sq Ft

    44 Diamond Ln, Howell, NJ 07731

    Welcome to your forever home! This beautifully maintained 4 - bedroom, 2.5-bath residence offers the perfect blend of comfort, style and functionality. PREMIUM LOT (Woods)The updated kitchen is the heart of the home, featuring modern finishes ideal for everyday living and entertaining. Gleaming hardwood floors on the main level & 2nd floor create a warm and inviting atmosphere. Step outside to

    Albert Caputo Coldwell Banker Realty

    44 Diamond Ln, Howell, NJ 07731
  • /24

    $499,000

    • 3 Beds
    • 2.5 Baths
    • 1,610 Sq Ft

    239 Zachary Ct Unit 301, Lakewood, NJ 08701

    Fully renovated END UNIT in Wyndham Place. 3 bedroom 2.5 bath. Updates include recessed lighting and laminate flooring on 1st level. Living room with fireplace. Primary bedroom includes a walk-in closet and full bath. 2 more spacious bedrooms and full bath on 2nd level. Move-in ready! Nothing to do but unpack!

    Bella Eizenbach Keller Williams Realty Monmouth/Ocean

    239 Zachary Ct Unit 301, Lakewood, NJ 08701
  • /52

    $575,000

    • 3 Beds
    • 2.5 Baths
    • 1,698 Sq Ft

    530 Barber Ave, Brick, NJ 08723

    Welcome to your dream home! This beautifully updated 3-bedroom, 2.5-bath residence sits on an oversized corner lot steps to the Metedeconk River, Enter the home to find stylish updated wood look flooring throughout and a modern updated kitchen featuring sleek finishes, ample cabinetry, center island and stainless steel appliances—perfect for both everyday living and entertaining. A living room,

    Kristin Placa RE/MAX Revolution

    530 Barber Ave, Brick, NJ 08723
  • /34

    $429,000

    • 2 Beds
    • 2 Baths
    • 1,212 Sq Ft

    58 Hedge Dr Unit 58, Lakewood, NJ 08701

    This spacious and updated corner-lot home in A Country Place community offers 2 bedrooms plus a den. The one-car garage has been converted to additional living space, adding even more flexibility. The kitchen features granite countertops and stainless steel appliances, with modern updates throughout the home. Enjoy a bright open living/dining area and a large dinette. Outside, a private patio and

    Bella Eizenbach Keller Williams Realty Monmouth/Ocean

    58 Hedge Dr Unit 58, Lakewood, NJ 08701
  • /42

    $459,000

    • 2 Beds
    • 2.5 Baths
    • 1,528 Sq Ft

    234 Moses Milch Dr, Howell, NJ 07731

    Check out this Great starter home in the Howell Area. This home is 2 bed / 2.5 bath townhouse has NO association fees & a spacious open floor plan! Featuring kitchen. Relax in the huge tiled family room with a wood burning fireplace. Upstairs the spacious master bedroom has a private bath full of upgrades & a large walk-in closet. The 2nd bedroom is also spacious with a large closet! This well

    Isaac Neiman Crossroads Realty Sapphire Group

    234 Moses Milch Dr, Howell, NJ 07731
  • /30

    $515,000

    • 3 Beds
    • 4 Baths

    106 Prestige Rd, Brick, NJ 08723

    Built in 2021, this freshly painted and meticulously maintained home is located in the sought-after Brownstones at New Visions. Offering three levels of modern living, the home features hardwood floors throughout the main living areas and recessed lighting that adds warmth and style. The entry-level includes a versatile bonus room—ideal as a 4th bedroom, office, or additional living space—along

    John Hazelet Hazelet Realty Group, LLC

    106 Prestige Rd, Brick, NJ 08723
  • /75

    $1,050,000

    • 5 Beds
    • 3.5 Baths
    • 2,858 Sq Ft

    284 Friendship Rd, Howell, NJ 07731

    Welcome to 284 Friendship Rd a spacious and upgraded home offering the perfect balance of elegance, comfort, and modern living. Tucked away on a peaceful street in Howell, this property is ready for its next proud owner! Property Highlights: &m5 spacious bedrooms - perfect for families, guests, or a home office setup, 3 full bathrooms + 1 half bath for maximum convenience; Septic system

    EMY CASTILLO MOREL UNITED R.E. OF NORTH JERSEY

    284 Friendship Rd, Howell, NJ 07731
  • /13

    $339,126

    • 2 Beds
    • 1.5 Baths
    • 1,134 Sq Ft

    6 Hardy Ct, Brick, NJ 08724

    55+ Community Greenbriar 1. Dogwood Model. Large Living Room, Eat In Kitchen And Lovely Screened In SUN Porch. Best of all located on quit Cul De Sac. Living here there is always something to do.-Numerous clubs and activities-2 outdoor swimming pools and sun deck-Shuffleboard Courts,-Bocce Courts-6-hole golf course,-Pool table room-A large auditorium with a

    Kenneth Freeman ERA/ Byrne Realty

    6 Hardy Ct, Brick, NJ 08724
  • /20

    $330,000

    • 2 Beds
    • 1 Bath
    • 1,078 Sq Ft

    244D Jefferson Ct, Lakewood, NJ 08701

    Baronet End Unit on Lake! Totally updated unit with open floor plan and incredable lake views. Freshly painted and shows like a model! Recently just professionally landscaped. Very peaceful and quiet location to relax and enjoy life.

    David Turton Diane Turton, Realtors-Point Pleasant Boro

    244D Jefferson Ct, Lakewood, NJ 08701
  • /7

    $649,999

    • 5 Beds
    • 2.5 Baths
    • 1,876 Sq Ft

    1221 Medina Rd, Lakewood, NJ 08701

    Nestled on a spacious lot, this bi-level home has 5 bedrooms and 2.5 bathrooms. Great opportunity for those looking to add their personal touch. Located next to a serene park, it offers a peaceful setting with easy access to the Garden State Parkway and nearby shopping. This property's prime location and generous lot size make it an ideal canvas for a creative renovation or a personalized

    Thomas Aballo Real Broker, LLC- Red Bank

    1221 Medina Rd, Lakewood, NJ 08701
  • /40

    $999,990

    • 6 Beds
    • 3.5 Baths
    • 3,448 Sq Ft

    823 Herbertsville Rd, Brick, NJ 08724

    Location, Location, Location! Nestled directly on the picturesque Brick Reservoir, this custom-built home sits on an expansive 1.12 acre lot, offering privacy, space, and views. Boasting over 3,450 sq. ft. of living space plus a full basement, this unique property features an open-concept layout designed for both everyday living and grand-scale entertaining.Step into the great room, where

    Lois Desalvo Goldstone Realty

    823 Herbertsville Rd, Brick, NJ 08724
  • /35

    $630,000

    • 4 Beds
    • 1.5 Baths
    • 2,142 Sq Ft

    28 Salem Hill Rd, Howell, NJ 07731

    The charm of the Candlewood/Salem Hill bi-levels is that you have over 2100 sf of great living and entertaining space, large yards, and in the case of this home a lower level that has a second kitchen in it! And, it's near everything one would want! Enter and see the great living space with large dining room and adjacent kitchen with eating area and newer flooring. Hardwood floors cover the

    Annmarie Scottson Real Broker, LLC- Red Bank

    28 Salem Hill Rd, Howell, NJ 07731
  • /29

    $310,000 Open Sat 1PM - 3PM

    • 2 Beds
    • 1.5 Baths
    • 1,120 Sq Ft

    120 Primrose Ln, Brick, NJ 08724

    This ready to move in 2-bedroom, 1- full bathroom and 1 half bathroom condo offers comfort, style, and convenience in a vibrant community with low HOA fees of $200. Close to beaches and boardwalk. Brand new appliances like refrigerator, Microwave and dryer. Enjoy community amenities like a pool, basketball court, and playground! close to Lanes Mill Elementary School. New flooring in

    Aprajita Ojha Keller Williams Town Life

    120 Primrose Ln, Brick, NJ 08724
  • /9

    $500,000

    • Land
    • 0 Acre

    1070 Maxim Southard Rd, Howell Township, NJ 07731

    Lot for sale. Buyer to do their due diligence on possible use.

    Moshe Rumpler Imperial Real Estate Agency

    1070 Maxim Southard Rd, Howell Township, NJ 07731
  • /12

    $2,490,000

    • 6 Beds
    • 3 Baths
    • 3,516 Sq Ft

    760 Clubhouse Plaza, Brick, NJ 08723

    Panoramic views. This former Cedarwood Park Club House, beautifully transformed into a single-family residence in the 1980s. Nestled along the picturesque Metedeconk River, this 3,500 square-foot home offers breathtaking panoramic views and a unique opportunity to create lasting memories.The heart of the home is the great room, featuring a stone wood-burning fireplace and large bay

    Naomi Stillittano Keller Williams Realty Ocean Living

    760 Clubhouse Plaza, Brick, NJ 08723
  • /18

    $449,000 Open Fri 12PM - 3PM

    • 2 Beds
    • 2 Baths
    • 1,024 Sq Ft

    8 Phillips Rd, Brick, NJ 08724

    Welcome to your beautifully renovated retreat in one of the area's most sought-after adult communities in Greenbriar 1! This thoughtfully updated 2-bedroom, 2-bathroom home combines modern comfort with timeless charm, perfect for relaxed and easy living.Step inside to discover a bright, open-concept layout featuring a spacious living and dining area, seamlessly connected to a stunning

    Michelle Smith Weichert Realtors-Old Bridge

    8 Phillips Rd, Brick, NJ 08724
  • /34

    $764,800

    • 4 Beds
    • 2.5 Baths
    • 2,452 Sq Ft

    3 Rachel Ct, Howell, NJ 07731

    Beautiful Colonial style home with picturesque curb appeal in desirable Howell, NJ! This 4-bedroom, 2.5-bath home features an open, airy main living space, overlooking an expansive kitchen and a spacious dining room perfect for hosting large gatherings. Main floor BR w/ private entry. The upper level features large bedrooms, a beautiful primary en suite, walk in closets, and second full bath.

    Camille Simms RE/MAX at Barnegat Bay

    3 Rachel Ct, Howell, NJ 07731
  • /49

    $925,000

    • 3 Beds
    • 2.5 Baths
    • 2,608 Sq Ft

    208 Giese Ln, Point Pleasant Boro, NJ 08742

    Welcome to Point Pleasant! This beautiful 2700 sq.ft. contemporary home, built in 1990, The size of this home offers the best price per sq ft. of any house on the market. Turn this expansive architecturally contemporary house into your dream home. It greets you with a nautical front door framed by seahorse-etched glass and a thoughtfully designed entry path. Step into the dramatic two-story

    Martin Cawley United Real Estate Associates

    208 Giese Ln, Point Pleasant Boro, NJ 08742
  • /13

    $749,000

    • Land
    • 0.21 Acre
    • $3,566,667 per Acre

    0 Claire Dr, Lakewood, NJ 08701

    Build Your Dream Home on Claire Drive!Discover a rare opportunity to own a prime 9,000 sq ft wooded lot in one of the most desirable neighborhoods. This property offers the ideal setting to design your custom residence.Enjoy the peacefulness of a quiet, tree-lined street, just steps from Chateau Park. This exceptional location combines tranquility with convenience ,close to shopping,

    Joel Friedman Toma Real Estate

    0 Claire Dr, Lakewood, NJ 08701
  • /169

    $7,900,000

    • 12 Beds
    • 16 Baths
    • 9,400 Sq Ft

    5 Champlain Ct, Lakewood, NJ 08701

    JUST WOW! Discover opulence and custom magnificence in the heart of Lakewood! Stunning estate boasts 12 bedrooms and 16 bathrooms with 14,000+ sq. ft. of sophisticated living space (all levels excl. garage). Gorgeous architectural design and craftmanship. This masterpiece presents luxury living at its finest! Some features incl. radiant heat with back up forced air system. Warm all HW study.

    Blima Goldberger Waxman Realty

    5 Champlain Ct, Lakewood, NJ 08701
  • /27

    $1,350,000

    • 8 Beds
    • 5.5 Baths
    • 3,392 Sq Ft

    7 Regal Ct, Lakewood, NJ 08701

    Unbelievable Opportunity in the HEART OF LAKEWOOD! Impeccable, Upgraded 8 Bedroom 6 Bath LARGE MODEL Duplex on the most DESIRABLE LOT on Lovely Regal Ct. Enjoy the Conveniences of In-Town living with all of your Dream Amenities Fulfilled! Stone and Vinyl Facade Creates a Charming Curb appeal With an Oversized Rocking Chair Covered Porch. Spacious and Inviting Floor Plan with Expansive Living and

    Rachel Mermelstein HomeSmart First Advantage

    7 Regal Ct, Lakewood, NJ 08701
  • /72

    $439,000

    • 2 Beds
    • 2 Baths
    • 1,586 Sq Ft

    14 Spring Meadow Dr, Lakewood, NJ 08701

    Welcome to Four Seasons Resort and Spa! This unique 2 bedroom, 2 bath 1 car garage EXPANDED BAYBERRY with a full vaulted Ceiling family room is one of a kind!! Master Bedroom has a door directly to the family room. Plenty of room for entertaining or to while away the lazy days of summer! Come enjoy the lifestyle and enjoy all that Four Seasons has to offer. Indoor saltwater pool, outdoor Olympic

    Glen Levine DeFelice Realty Group, LLC

    14 Spring Meadow Dr, Lakewood, NJ 08701
  • /34

    $299,000

    • 2 Beds
    • 2 Baths
    • 1,618 Sq Ft

    633A Huntington Dr Unit A, Lakewood, NJ 08701

    Rare opportunity to own a Regency model lakefront home in Leisure Village. This home boast new flooring, fresh paint, brand new appliances, updated kitchen. Enjoy views of the lake from your sunroom or just sit and relax on your front patio. There is no shortage of space in this 2 bedroom 2-bathroom unit. Put this in your list.

    Vincent Prestinari Crossroads Realty Ocean Cty Regional Office

    633A Huntington Dr Unit A, Lakewood, NJ 08701

Showing Results 321 - 360, Page 9 of 13

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