1,089

Lancaster County SC Homes for Sale

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  • /48

    $220,000

    $30K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,916 Sq Ft

    305 N White St, Lancaster, SC 29720

    Welcome home to this beautifully maintained 3-bedroom, 2.5 bath residence offering 1916 sq. feet of inviting living space in the heart of Lancaster, SC. This home is great for the investor looking to add to their portfolio or anyone looking to make it their own. Combining timeless charm with modern conveniences, this home is filled with character and designed for comfortable everyday

    Drew Maher DM Properties & Associates

    305 N White St, Lancaster, SC 29720
  • /23

    $479,900

    • 5 Beds
    • 2.5 Baths
    • 2,612 Sq Ft

    1317 Cool Mist Ct, Fort Mill, SC 29707

    Marty Walsh OfferPad Brokerage LLC

    1317 Cool Mist Ct, Fort Mill, SC 29707
  • /18

    $343,900

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,603+ Sq Ft

    Aria Plan at Edgewater - The Groves, Lancaster, SC 29720

    The Aria 1603 is a versatile floorplan designed to grow with your family, offering a flexible Loft for shared living. It provides ample space for comfortable living, catering to smaller or larger families alike.First FloorOn the First Floor, an open Great Room flows into the Dining Area and Kitchen, complemented by a Pantry, a Covered Porch, and access to the 2-car

    True Homes Builder
    21216 Sanctuary Dr Unit 36893019, Lancaster, SC 29720
  • /15

    $290,000

    • 4 Beds
    • 2.5 Baths
    • 2,052 Sq Ft

    1708 Millwood Rd, Lancaster, SC 29720

    Welcome to this spacious 4-bedroom, 2.5-bath home in Lancaster! Built in 2018. home offers a modern, open layout designed for comfortable everyday living. Enjoy a large yard with plenty of outdoor space for entertaining, play, or relaxing. With generous living space, a convenient location, and room to grow, this home is a great opportunity for buyers looking for value and space in Lancaster.

    Iby marzouq Mark Spain Real Estate

    1708 Millwood Rd, Lancaster, SC 29720
  • /48

    $775,000

    • 5 Beds
    • 4.5 Baths
    • 3,684 Sq Ft

    7041 Irongate Dr, Lancaster, SC 29720

    Welcome to this stunning 5-bedroom, 4.5-bathroom home in sought-after Bent Creek, built in 2021 and thoughtfully designed with both style and functionality in mind. From the inviting rocking-chair front porch to the peaceful outdoor living space, this home offers an exceptional blend of comfort and privacy.Step inside to an open, light-filled floor plan featuring 9-foot ceilings, 8-foot

    Christopher Jordan Keller Williams Connected

    7041 Irongate Dr, Lancaster, SC 29720
  • /31

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,603 Sq Ft

    2997 Flat Creek Rd, Lancaster, SC 29720

    Welcome to your own private slice of the South! This charming 3-bedroom, 2-bath home is nestled on more than 7 acres in beautiful Lancaster, SC, offering the perfect blend of comfortable country living, privacy, and room to roam.Inside, you'll find a functional layout with inviting living spaces, generously sized bedrooms, and two full bathrooms. Step outside and discover the real

    Tim Turnbull Howard Hanna Allen Tate Fort Mill

    2997 Flat Creek Rd, Lancaster, SC 29720
  • /3

    $795,039

    New Construction
    • 5 Beds
    • 4.5 Baths
    • 3,721 Sq Ft

    4732 Daventry Ave Unit 12, Indian Land, SC 29707

    The Franklin model is a spacious home that features a large open floorplan designed for modern living. Highlights include a gourmet kitchen, a cozy modern fireplace with built-in cabinets, and a primary suite conveniently located on the main floor, along with a guest bedroom. Upstairs, you’ll find three additional bedrooms, a generous bonus room, and a versatile loft space. Enjoy relaxing on the

    Lauren Landgraf Lennar Sales Corp

    4732 Daventry Ave Unit 12, Indian Land, SC 29707
  • /3

    $716,999

    New Construction
    • 5 Beds
    • 4 Baths
    • 3,032 Sq Ft

    Ellery Plan at Harris Mill, Indian Land, SC 29707

    This new two-story home design combines elegance and comfort. The first floor features a family room with a fireplace, a nook with a door to the patio, a kitchen with a center island, a formal living and dining room with great style and a bedroom suite with secluded privacy. The second floor hosts a versatile loft, three secondary bedrooms with walk-in closets and an owner’s suite with a sitting

    Lennar Builder
    1615 Croydon St Unit 36035301, Indian Land, SC 29707
  • /2

    $14,000

    • Land
    • 3,397 Sq Ft
    • $179,487 per Acre

    1817 Grace Ave, Lancaster, SC 29720

    This property is located just minutes away from local shopping centers and other conveniences. It is a beautiful wooded lot, perfect to build a starter home or as an investment opportunity. ..Please inspect this property and validate it for any use that you intend it for prior to writing an offer. Lot has access to city water. Perc test needed.

    Sharon Holden Southern Properties Realty

    1817 Grace Ave, Lancaster, SC 29720
  • /42

    $339,000

    • 3 Beds
    • 2.5 Baths
    • 1,463 Sq Ft

    2213 Balmy Ct, Lancaster, SC 29720

    Quiet country at the end of a peaceful dead end road in Buford school district outside the city of Lancaster. Spacious front and back yard, mature trees and plush grass. Home was updated in 2024 with new kitchen and baths, new floors and a new roof. Now it has new gas stove, stackable washer and dryer and a 1 year old hot tub that's only been used 3 times. Fiber optic internet, County water and

    Kimberly Puckett Lake Wateree Properties

    2213 Balmy Ct, Lancaster, SC 29720
  • /5

    $284,000

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,548 Sq Ft

    1128 5th St, Lancaster, SC 29720

    This brand-new construction home offers a rare opportunity to own a modern, three-bedroom, two-and-a-half-bathroom residence for under $300k just minutes from the heart of downtown Lancaster. Currently under construction and scheduled for completion by the end of May, this home features a thoughtful open-concept layout designed for contemporary living. The main level includes a welcoming foyer, a

    Heather Skinner Keller Williams Ballantyne Area

    1128 5th St, Lancaster, SC 29720
  • /18

    $398,990

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,178 Sq Ft

    Serenade Plan at Creek Water Townhomes, Indian Land, SC

    Welcome to Ryan Homes at Creek Water Townhomes. Discover the Serenade, where modern design meets comfortable living. Enjoy an updated take on outdoor living with a covered deck just off the main level, perfect for relaxing or entertaining.Inside, the kitchen features a spacious island, plenty of cabinets, a pantry, and the option to add a double wall oven. Upstairs, you’ll find three

    Ryan Homes Builder
    0 Creek Water Townhomes St Unit 36924397, Indian Land, SC
  • /38

    $474,900

    $10K PRICE DROP
    • 5 Beds
    • 2 Baths
    • 2,585 Sq Ft

    4215 Bonanza Trail, Lancaster, SC 29720

    If you're searching for a "Regal" looking home, you just found it! Welcome to this all brick beauty offering 2585 sf of beautifully designed living space! The great room is extra spacious & has a gorgeous tray ceiling. The curb appeal is next to none! Gorgeous custom landscape cascades across the front and around the sides of the home. The open floor plan features professionally painted kitchen

    Tammy Tyree Rinehart Realty Corporation

    4215 Bonanza Trail, Lancaster, SC 29720
  • /47

    $839,000

    $10K PRICE DROP
    • 5 Beds
    • 5.5 Baths
    • 3,540 Sq Ft

    3401 Sherman Dr, Lancaster, SC 29720

    One of a kind lifestyle in the gorgeous home! Exceptional flexibility with this layout and serene wooded backyard privacy. The striking exterior showcases low maintenance white siding accented by warm wood columns, stone details, brick, double front doors, and modern black lighting. Inside, an open and airy floor plan is filled with natural light and highlighted by soaring ceilings, designer

    David Luyster Keller Williams South Park

    3401 Sherman Dr, Lancaster, SC 29720
  • /21

    $375,900

    New Construction
    • 3 - 4 Beds
    • 2.5 - 3.5 Baths
    • 2,970 Sq Ft

    TA3000 Plan at Edgewater - The Groves, Lancaster, SC 29720

    Welcome to the TA3000, a thoughtfully designed and highly versatile floor plan starting at 2,983 square feet, offering 3 to 4 Bedrooms and 2.5 to 3.5 Bathrooms to suit a wide range of lifestyle needs. The TA3000 floor plan is built for flexibility, with numerous layout options and design upgrades to make your home truly yours. Whether you're expanding your living space or tailoring it to your

    True Homes Builder
    21216 Sanctuary Dr Unit 38251927, Lancaster, SC 29720
  • /41

    $1,200,000

    $2M PRICE DROP
    • Land
    • 25.37 Acres
    • $47,300 per Acre

    161 Little River Trail, Indian Land, SC 29720

    25 Acres + or - Beautiful parcel of land with old-growth mature hardwoods that touches the area where Sugarcreek and the Catawba River join. Multiple building sites would include views of the Catawba River. This beautiful hard-to-find forest combines White Oak, Red Oak, Ash, Poplar, Beach, and Evergreen Holly. This large parcel of land gives the owner a choice of building sites with lots of room

    Jay Gourley Keller Williams Connected

    161 Little River Trail, Indian Land, SC 29720
  • /3

    $793,539

    New Construction
    • 5 Beds
    • 4.5 Baths
    • 3,721 Sq Ft

    4763 Daventry Ave Unit 8, Indian Land, SC 29707

    The Franklin model is a spacious home that features a large open floorplan designed for modern living. Highlights include a gourmet kitchen, a cozy modern fireplace with built-in cabinets, and a primary suite conveniently located on the main floor, along with a guest bedroom. Upstairs, you’ll find three additional bedrooms, a generous bonus room, and a versatile loft space. Enjoy relaxing on the

    Lauren Landgraf Lennar Sales Corp

    4763 Daventry Ave Unit 8, Indian Land, SC 29707
  • /10

    $262,990

    New Construction $1K PRICE INCREASE
    • 3 Beds
    • 2 Baths
    • 1,440 Sq Ft

    626 Maplin Gardens St, Lancaster, SC 29720

    NEW HOMES IN LANCASTER, SC OFFERING CHARM, CONVENIENCE, AND AFFORDABILITY! The ASPEN has an open floor plan on the main level with kitchen, dining and great room. Upgraded granite kitchen countertops and all kitchen appliances are included! Upstairs has 3 bedrooms, 2 full bathrooms and a dedicated laundry room. Take advantage of our "Buy More, Save More" promotion and save up to $10,000 on select

    Jerry Smith Smith Capital Partners LLC

    626 Maplin Gardens St, Lancaster, SC 29720
  • /33

    $459,000

    • 2 Beds
    • 2 Baths
    • 1,996 Sq Ft

    4029 Perth Rd, Fort Mill, SC 29707

    Beautifully maintained and ideally located in The Meadows section of Carolina Reserve, this home offers easy one-level living with lawn care included. Hardwood flooring extends through the open main living areas, while carpet installed approximately one year ago adds comfort to the bedrooms. The kitchen features granite countertops, warm wood cabinetry, stainless steel appliances, a gas range,

    Blake Payton RE/MAX Executive

    4029 Perth Rd, Fort Mill, SC 29707
  • /43

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,615 Sq Ft

    8095 Henry Harris Rd, Fort Mill, SC 29707

    Welcome to your opportunity to own 1.7 acres in a rapidly growing area! This home offers plenty of space and versatility, featuring a carport, spacious deck, bright and open kitchen with abundant cabinetry and counter space, and a large laundry room that could easily double as a home office, hobby space, or drop zone. Cozy up by the wood-burning fireplace in the primary bedroom.Outside,

    Abby Nelson ProStead Realty

    8095 Henry Harris Rd, Fort Mill, SC 29707
  • 4174 Camden Glen Rd Unit 41809610, Lancaster, SC 29720

    $560,999

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,401 Sq Ft

    Fletcher II Plan at Roselyn - Primrose, Lancaster, SC 29720

    An elegant take on a classic design, this new single-story home showcases a spacious open-concept living area. At the heart is a welcoming family room with a center fireplace that seamlessly merges with the kitchen, breakfast room and a bright sun room. Nearby is a covered porch for outdoor moments. Framing the home are two secondary bedrooms and a peaceful owner's suite with a private bathroom

    Lennar Builder
    4174 Camden Glen Rd Unit 41809610, Lancaster, SC 29720
  • /19

    $209,000

    • 3 Beds
    • 2 Baths
    • 1,475 Sq Ft

    207 Lee St, Kershaw, SC 29067

    Personal Oasis in the heart of Kershaw!!! 207 Lee Street is located on 2.75 acres in the heart of this quaint town. The all brick 3 bedroom/ 2 full bathroom ranch home, has been renovated with new roof, new floors, fresh paint, light fixtures, and a refreshed kitchen and bathrooms. This property offers a private retreat and oasis close to many restaurants, shops and major highways. Combining a

    Rochelle Hicklin Todd Realty Partners

    207 Lee St, Kershaw, SC 29067
  • /26

    $259,900

    • 4 Beds
    • 2.5 Baths
    • 1,725 Sq Ft

    117 Barron Blvd, Lancaster, SC 29720

    Welcome to 117 Barron Boulevard, a move-in-ready home built in 2023 offering 4 bedrooms and 2.1 bathrooms. The main level features a flexible dining space that could also serve as a home office, along with an open-concept kitchen and living area designed for everyday comfort and entertaining. The kitchen includes granite countertops, stainless steel appliances, generous cabinetry and the center

    Sherika Dyer Keller Williams Ballantyne Area

    117 Barron Blvd, Lancaster, SC 29720
  • /44

    $529,000

    $6K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,915 Sq Ft

    79044 Ridgehaven Rd, Lancaster, SC 29720

    Welcome to this exceptional Dr Horton section of the community offering larger lot sizes and the perfect blend of timeless elegance, modern comfort, and resort-style living in the highly desirable Walnut Creek community. Situated on a private, fenced lot, this rare open and sun-filled floor plan offers 4 spacious bedrooms, 3.5 baths, and an ideal layout for both everyday living and entertaining.

    Heather Offerdahl NorthGroup Real Estate LLC

    79044 Ridgehaven Rd, Lancaster, SC 29720
  • /38

    $400,000

    $25K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,462 Sq Ft

    8028 Asher Chase Trail, Lancaster, SC 29720

    Best value in Tree Tops!! Welcome to 8028 Asher Chase Trail! Low-maintenance living in one of the area's most popular active adult communities.A perfect 2-bedroom/ 2 bath floor plan for those looking for less to maintain and ready to take advantage of all that Tree Tops has to offer. The heart of the home is the well-appointed kitchen with gleaming granite countertops, stainless steel

    Amy Merrigan Helen Adams Realty

    8028 Asher Chase Trail, Lancaster, SC 29720
  • /48

    $564,900

    $15K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,789 Sq Ft

    2053 Argentum Ave, Fort Mill, SC 29707

    Beautiful home with exceptional curb appeal and a spacious, thoughtfully designed floor plan. Elegant formal living and dining areas flow into a large, modern kitchen and an inviting great room featuring a cozy fireplace and a bright, sun-filled breakfast area.High ceilings enhance the open, airy feel throughout the main level. The generous primary suite offers a spacious bath and an

    Kandi Autry- Reynolds Carolinas Signature Property Management LLC

    2053 Argentum Ave, Fort Mill, SC 29707
  • /2

    $611,919

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,104 Sq Ft

    5333 Redbud Rd Unit 16, Lancaster, SC 29720

    The Gilliam II offers an inviting open-concept layout designed for the way you live today, with spacious living areas that flow seamlessly into a gourmet kitchen. With no carpet throughout the home, a zero-entry owner’s shower, gas fireplace, tankless water heater, screened back patio and so much more, this home combines comfort, style, and convenience. You’ll also enjoy the peace of mind that

    Caitlin Marchillo Lennar Sales Corp

    5333 Redbud Rd Unit 16, Lancaster, SC 29720
  • /11

    $249,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,460 Sq Ft

    436 Clinton Ave, Lancaster, SC 29720

    COMPLETELY RENOVATED brick ranch on desirable corner lot! New roof, 3BR/2BA, everything updated & better than new. Fenced yard, prime Lancaster location near restaurants, shopping & greenway. Move-in ready perfection! No money down opportunity available - this beautifully refreshed home won't last long!

    Erica Simpson Erica Homes LLC

    436 Clinton Ave, Lancaster, SC 29720
  • /4

    $105,000

    • Land
    • 7.5 Acres
    • $14,000 per Acre

    7.5 Acres Old Camden Monroe Hwy, Lancaster, SC 29720

    Discover the possibilities on this 7.5± acre wooded property in the desirable Buford school district. With approximately 630± feet of road frontage, the property offers flexibility for a private homesite, custom build, mini farm, or homestead. Mobile homes are permitted, and the acreage may be subdivided, creating additional options for development or multiple homesites. County water is

    Melanie Outlaw Northgroup Real Estate

    7.5 Acres Old Camden Monroe Hwy, Lancaster, SC 29720
  • /37

    $530,000

    • 3 Beds
    • 2.5 Baths
    • 2,230 Sq Ft

    8075 Asher Chase Trail, Lancaster, SC 29720

    Welcome to refined living in this beautifully updated 3-bedroom, 2.5-bath home offering over 2,200 square feet of thoughtfully designed living space. From the moment you enter, you'll appreciate the bright, open floor plan that seamlessly blends comfort and functionality, making it ideal for both everyday living and entertaining.The spacious kitchen is a true centerpiece, featuring

    Thu Vo Southern Homes of the Carolinas, Inc

    8075 Asher Chase Trail, Lancaster, SC 29720
  • /42

    $359,000

    $11K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,393 Sq Ft

    1028 Sweetleaf Dr, Indian Land, SC 29707

    Move-in ready Murifield villa in the highly sought-after 55+ Active Adult Community of Sun City Carolina Lakes! This home is perfectly located near the front of the community, close to adjacent shopping, grocery, restaurants, banking & the Del Webb Library. Upon entering the foyer, double glass doors open to a private home office or study featuring elegant wainscoting, creating the perfect space

    Keeley Ryan RE/MAX Executive

    1028 Sweetleaf Dr, Indian Land, SC 29707
  • /19

    $420,800

    New Construction
    • 5 Beds
    • 3.5 - 4.5 Baths
    • 3,945 Sq Ft

    TA4000 Plan at Edgewater - The Groves, Lancaster, SC 29720

    The TA 4000 by True Homes is a stunning 3,945 sq. ft. floorplan designed for spacious and luxurious living. With 5 Bedrooms and 3-4 Bathrooms, this open-concept home offers ample space for families of all sizes. The First Floor features a grand Great Room that flows effortlessly into the Dining Room and a gourmet Kitchen, complete with an oversized island, walk-in pantry, and optional built-in

    True Homes Builder
    21216 Sanctuary Dr Unit 36893057, Lancaster, SC 29720
  • /16

    $386,900

    New Construction
    • 3 - 4 Beds
    • 2 - 2.5 Baths
    • 2,295 Sq Ft

    Inverness Plan at Edgewater - The Groves, Lancaster, SC 29720

    Introducing The Inverness, a flexible floorplan offering a range of 3 to 5 bedrooms and 2.5 to 3.5 bathrooms to cater to diverse family needs. This floorplan seamlessly accommodates smaller and larger families with 2,184 to 2,510 square feet of living spaces. The first floor welcomes you with a Dining Room, a well-appointed Kitchen featuring a Butler's Pantry, a cozy Nook, and a Great Room with

    True Homes Builder
    21216 Sanctuary Dr Unit 36893081, Lancaster, SC 29720
  • /25

    $560,990

    New Construction
    • 4 - 6 Beds
    • 2.5 - 5.5 Baths
    • 2,969 Sq Ft

    Northridge Plan at Kinsdale - Reserve, Lancaster, SC 29720

    Large gathering areas. Multiple dining spaces. An Everyday Entry with Pulte Planning Center. All those features make Northridge well suited for sizable families. The open kitchen, with an island large enough for seating, is within easy reach of the cafe area and formal dining room. The huge upstairs loft provides a place for family karaoke – well away from the four bedrooms.

    Pulte Homes Builder
    2280 Millennium Dr Unit 36478930, Lancaster, SC 29720
  • /15

    $3,400,000

    $5M PRICE DROP
    • Land
    • 114 Acres
    • $29,825 per Acre

    000 van Wyck Rd, Lancaster, SC 29720

    Own a piece of paradise along the Catawba River (114ac.) just minutes to Indian Land and directly behind Sun City. This tract currently has an easement allowing access.

    Jay Ross Keller Williams Select

    000 van Wyck Rd, Lancaster, SC 29720
  • /16

    $360,990

    New Construction
    • 4 Beds
    • 3 Baths
    • 2,365 Sq Ft

    Grand Cayman Basement Plan at Basildon - Ranches, Lancaster, SC 29720

    Welcome to Ryan Homes at Basildon Ranches, where you can own a brand-new home in Lancaster, complete with a 2-car garage and included lawn maintenance! The Grand Cayman Basement floorplan greets you with secondary bedrooms near the garage and front entrance. If you prefer office space, one bedroom can be converted into a flex room. Beyond the bedrooms, enjoy an open-concept great room and

    Ryan Homes Builder
    619 Nesbe St Unit 37704636, Lancaster, SC 29720
  • /48

    $1,100,000

    • 4 Beds
    • 3.5 Baths
    • 5,261 Sq Ft

    747 Shoreline Dr, Lancaster, SC 29720

    Luxury, privacy, and timeless craftsmanship come together at this extraordinary waterfront estate nestled on just under four scenic acres overlooking the peaceful waters of Lake Wood (also known locally as Burnette's Pond). Offering over 5,000 square feet of thoughtfully designed living space, this custom-built home delivers an exceptional lifestyle where every detail was created with comfort,

    Jessica Threatt EXP Realty LLC Ballantyne

    747 Shoreline Dr, Lancaster, SC 29720
  • /38

    $485,000

    $15K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,473 Sq Ft

    4286 Perth Rd, Fort Mill, SC 29707

    This beautifully maintained home is move-in ready and offers the convenience of main-level living with the added flexibility of a spacious upstairs loft, private bedroom, full bathroom, and additional storage space—perfect for guests, a home office, or a bonus living area. The open-concept floor plan is designed for both everyday living and entertaining, featuring pre-finished hardwood floors

    Philip Logarides Carolinas Key Realty LLC

    4286 Perth Rd, Fort Mill, SC 29707
  • /10

    $481,900

    New Construction
    • 5 Beds
    • 3.5 Baths
    • 4,052 Sq Ft

    Callan Plan at Edgewater - The Pinery, Lancaster, SC 29720

    Introducing The Callan, a floorplan ranging in size from 4,052 to 4,897 square feet, offering 5 to 6 Bedrooms and 3 to 4 Bathrooms. This floorplan provides ample space for comfortable living, catering to smaller or larger families alike. On the First Floor, an open-concept design seamlessly integrates the Kitchen and Great Room, creating a spacious and inviting atmosphere. The Kitchen boasts

    True Homes Builder
    21216 Sanctuary Dr Unit 40352150, Lancaster, SC 29720
  • /28

    $381,900

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 2,300 Sq Ft

    Whitney Plan at Edgewater - The Groves, Lancaster, SC 29720

    Discover The Whitney, a versatile floorplan ranging in size from 2,307 square feet, offering 5 Bedrooms and 3.5 Bathrooms to accommodate diverse family needs. On the First Floor, you'll find a spacious Secondary Bedroom Suite upon entering the home. Continuing through, you'll pass into the Dining Area, Kitchen, and an expansive Great Room. A built-in Pantry and a convenient Bench are located by

    True Homes Builder
    21216 Sanctuary Dr Unit 36892956, Lancaster, SC 29720

Showing Results 441 - 480, Page 12 of 18

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