1,826

Lane County OR Homes for Sale

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  • /39

    $414,900

    $5K PRICE DROP Pre-Foreclosure
    • 3 Beds
    • 2 Baths
    • 1,246 Sq Ft

    326 38th Place, Springfield, OR 97478

    Move right into this thoughtfully updated single level home in Springfield, where the big projects have already been completed. With an open floor plan, updated finishes, and a layout that works well for everyday living, this home is ready for its next owner. The living room opens to the dining area and remodeled kitchen, creating an easy flow between the main living spaces. Updated in 2021, the

    Madeline Duncan Heart and Home Real Estate

    326 38th Place, Springfield, OR 97478
  • /45

    $500,000

    $29K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 1,900 Sq Ft

    6731 Thurston Rd, Springfield, OR 97478

    Beautifully updated 4-bedroom, 2.5-bath home offering 1,900 sq. ft. of move-in ready living space! The remodeled kitchen with a pantry, updated flooring, fresh paint, and modern finishes throughout create a warm and inviting feel. The backyard is accessible from the adjacent cul-de-sac and includes a storage shed plus an additional structure as well as a covered patio. Cute curb appeal, a

    Alison Myers Lux Realty Group

    6731 Thurston Rd, Springfield, OR 97478
  • /17

    $374,999

    $24K PRICE DROP
    • Land
    • 3.7 Acres
    • $101,351 per Acre

    0 N Loftus Rd Unit 559115831, Florence, OR 97439

    Tucked away on 3.7 picturesque and private acres, this beautiful forested parcel offers the feeling of your own secluded oasis while still being close to everything beautiful Florence has to offer. Surrounded by natural beauty, the property provides a peaceful setting for your dream home, coastal getaway, or private retreat.Power is available at the street, and the location is hard to beat—just

    Agent Photo

    Shanna McCord

    Fathom Realty Oregon, LLC

    0 N Loftus Rd Unit 559115831, Florence, OR 97439
  • /48

    $499,000

    $76K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,260 Sq Ft

    92278 Carson St, Marcola, OR 97454

    Whether you’re dreaming of multi-generational living, hobby farming, or simply more room to spread out, this unique property invites you to imagine the possibilities. Opportunity, charm, and room to dream, all on over an acre in a peaceful setting. This character-filled two-story home offers 3 bedrooms, 1 bathroom, a flexible pantry/office space, and a spacious bonus laundry room designed for

    Kimberly Keller eXp Realty, LLC

    92278 Carson St, Marcola, OR 97454
  • /29

    $180,000

    • 3 Beds
    • 2 Baths
    • 1,539 Sq Ft

    310 Pitney Ln Unit 39, Junctioncity, OR 97448

    Welcoming and well maintained, this updated home offers flexible living space and thoughtful improvements throughout. French doors off the entry open to an office/study or possible 4th bedroom (no closet) with built-in bookcase window surround. The remodeled kitchen features quartz counters and island, subway tile backsplash, updated cabinetry with soft-close drawers, pantry, under-cabinet

    Robert Avery RE/MAX Integrity

    310 Pitney Ln Unit 39, Junctioncity, OR 97448
  • /45

    $875,000

    • 3 Beds
    • 2 Baths
    • 2,176 Sq Ft

    18495 Highway 126, Walton, OR 97490

    Escape to the peaceful countryside with this 3-bedroom, 2-bath home on 17.86 beautiful acres in Walton, Oregon. This versatile property is ideal for horse enthusiasts, hobby farmers, or anyone seeking space and privacy. The impressive 40x90 barn features six stalls, offering plenty of room for livestock or equestrian pursuits, while the massive shop with a loft provides abundant space for

    Savannah Branom Oregon Empire Real Estate & Property Management

    18495 Highway 126, Walton, OR 97490
  • /46

    $605,000

    • 1 Bed
    • 1 Bath
    • 1,055 Sq Ft

    1600 Pearl St Unit 505, Eugene, OR 97401

    More than just a newer condo in the heart of midtown Eugene, The Midtown is a community that will enfold you in its embrace. Floor one is The Midtown Arts Center home to some of Eugene's premier arts organizations, such as the Eugene Ballet, Lane Arts Council, Oregon Mozart Players, Eugene Opera, and Orchestra NEXT. Floors 2-7 are comfortable, well designed condos, where the people who appreciate

    Laura Diethelm Windermere RE Lane County

    1600 Pearl St Unit 505, Eugene, OR 97401
  • /46

    $729,000

    $21K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,720 Sq Ft

    720 Holly Ave, Cottage Grove, OR 97424

    Open house August 8 from 1-3pm! Perched along the fairways of Hidden Valley Golf Course, this masterfully remodeled three-level residence delivers breathtaking panoramic views you will fall in love with! The heart of this home centers on a fully reimagined chef's kitchen featuring rich quartz countertops, all-new custom cabinetry, and premium stainless steel appliances. A dedicated wet bar

    Erin Donahoe Premiere Property Group LLC

    720 Holly Ave, Cottage Grove, OR 97424
  • /24

    $516,000

    $9K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,498 Sq Ft

    25206 Irenic Ave, Veneta, OR 97487

    Move-in ready with brand NEW Ruud heating and cooling system! This modern, open concept 4 bedroom features high ceilings and ample windows throughout bathing each room in tons of natural light. The updated kitchen offers all stainless steel appliances, beautiful tile counters, two pantries and a coffee bar. Upstairs you'll find all four bedrooms plus a 22x19 BONUS room that could easily be a 5th

    Amy Dean Amy Dean Real Estate, Inc.

    25206 Irenic Ave, Veneta, OR 97487
  • /46

    $690,000

    • 3 Beds
    • 2.5 Baths
    • 1,791 Sq Ft

    3809 Monroe St, Eugene, OR 97405

    3 bedroom, plus loft, 2 and a half bathrooms, built in 1975, nestled beneath a beautiful canopy of trees in the hills of South Eugene, this architectural gem is filled with character, warmth, and timeless design. High ceilings, skylights, wood floors, stained glass accents, and abundant natural light create a home that is both inviting and memorable. The thoughtfully designed floor plan offers

    Julie Sonam Hearthstone Real Estate

    3809 Monroe St, Eugene, OR 97405
  • /9

    $325,000

    • 4 Beds
    • 2 Baths
    • 1,792 Sq Ft

    91184 Poodle Creek Rd, Noti, OR 97461

    Opportunity awaits on 5.82 private, tree-surrounded acres! This 4-bedroom, 2-bath 1976 double-wide manufactured home is a fixer-upper or could be replaced to make way for your dream home. The property has a working well, septic, and power; however, buyers are encouraged to verify all utilities and systems to their satisfaction. Sold AS IS, this property offers plenty of potential in a peaceful,

    Savannah Branom Oregon Empire Real Estate & Property Management

    91184 Poodle Creek Rd, Noti, OR 97461
  • /33

    $699,000

    • 4 Beds
    • 4 Baths
    • 1,792 Sq Ft

    608 4th St, Springfield, OR 97477

    Outstanding investment opportunity in the heart of Springfield's desirable Washburne District. Situated on a corner lot with alley access, this well-maintained fourplex offers excellent income potential with the added possibility of future development. The City has indicated there may be room to build a duplex on the west side of the property; buyers are encouraged to perform their own due

    Renee Swartz RE/MAX Integrity

    608 4th St, Springfield, OR 97477
  • /14

    $325,000

    • Land
    • 6.06 Acres
    • $53,630 per Acre

    85241 Jessie Ln, Eugene, OR 97405

    You've never seen anything like this! Six acres to create your dream property with a ~1600 square foot shell of a home already built. Construction began in 1974 but was never finished. Excellent framing inside and perfectly situated on this secluded site with wonderful views. Existing well, septic and power are on site. Fiber optic internet available. Original permit documents are available upon

    Ashley Force Real Broker

    85241 Jessie Ln, Eugene, OR 97405
  • /38

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,568 Sq Ft

    94998 Spring Valley Ln, Marcola, OR 97454

    Tucked away on a private, spacious and nearly level lot, this beautiful home built in 1994 provides a perfect sanctuary in the forest. Inside this well cared for house, you’ll find a large primary bedroom with an ensuite bathroom located at one side of the home, creating a nice separation of space from the other two bedrooms. Vaulted ceilings and a wood stove create a comfortable and cozy

    Brian Cannon Windermere RE Lane County

    94998 Spring Valley Ln, Marcola, OR 97454
  • /48

    $699,000

    New Construction $31K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,740 Sq Ft

    1946 7th St, Springfield, OR 97477

    New construction just completed. Don’t miss this exceptional duplex opportunity! Each spacious unit features 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed open-concept floor plan perfect for comfortable living. Enjoy stylish finishes throughout, including quartz countertops, stainless steel appliances, comfortable forced air heating and cooling, and modern cabinetry. Each unit also

    Greg Messick RealtyNET, LLC

    1946 7th St, Springfield, OR 97477
  • /32

    $559,900

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,966 Sq Ft

    919 Old Orchard Ln, Springfield, OR 97477

    Well-maintained single-level home in the Hayden Bridge area, ideally suited for comfortable, low-maintenance living. This Future-B designed layout offers easy accessibility throughout, making it an excellent option for those seeking true single-level living. The open living and dining areas feature vaulted ceilings, a gas fireplace, and natural light, creating a warm and inviting atmosphere. The

    Brent Cole Triple Oaks Realty LLC

    919 Old Orchard Ln, Springfield, OR 97477
  • /32

    $439,000

    $31K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,274 Sq Ft

    36991 Row River Rd, Cottage Grove, OR 97424

    Move in ready! Welcome to your own private slice of the Pacific Northwest with this beautifully maintained home nestled on 2 pristine, level acres. Framed by an elegant circular driveway, a park-like yard, and breathtaking mountain views, this exceptional property features both an attached 2-car garage and a detached 2-car garage with a versatile workshop or bonus room. Best of all, it offers an

    Tralena Whitten Jim Downing Realty

    36991 Row River Rd, Cottage Grove, OR 97424
  • /8

    $149,900

    $30K PRICE DROP
    • Land
    • 1.07 Acres
    • $140,093 per Acre

    83615 Clear Lake Rd Unit 13, Florence, OR 97439

    Lot #13 $179,900 for a 1.07-acre lot for sale in Montgomery View Estates in Florence. Be the first to build in this gorgeous subdivision that overlooks Siltcoos Lake. Build to suit or bring your own builder! Each lot has private access to the lake. Property Taxes TBD. Drive by and take a look!

    Agent Photo

    Tyler Head

    Turning Point Realty Group

    83615 Clear Lake Rd Unit 13, Florence, OR 97439
  • /48

    $724,900

    • 4 Beds
    • 2 Baths
    • 2,129 Sq Ft

    88313 Millican Rd, Springfield, OR 97478

    Let me tell you about the one that has everything. Tucked into the coveted Camp Creek area—right between the McKenzie River and the Walterville Canal—this is the rare property that lives like a private retreat. Turn in and you're greeted by evergreen-lined grounds and mature, low-maintenance landscaping that makes you look like an avid gardener without the time. The setup outside is unreal: a

    Rachel Ball Triple Oaks Realty LLC

    88313 Millican Rd, Springfield, OR 97478
  • /46

    $515,000

    $25K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,174 Sq Ft

    112 Lea Ave, Eugene, OR 97404

    2.9% loan may be assumable. Duplex 112 & 116 Lea is a rare floor plan offering 3 bedrooms and 2 baths on each side. Call for appointment to view and do not disturb occupants. Great location close to shopping, restaurants and transit. Both units offer the same three bedroom, two bathroom floor plan. The front door opens to a dramatic two story staircase in the foyer. On the main level there is a

    Jewon Jung ICON Real Estate Group

    112 Lea Ave, Eugene, OR 97404
  • /28

    $819,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,349 Sq Ft

    885 66th St, Springfield, OR 97478

    PRICE JUST REDUCED for this warm & inviting older home on 2 level lots (1.54ac)! Private location on dead-end road. 3 bedrooms, Den, Office, Huge Craft & Hobby Room). Has been "Gentleman Farm" for years..fruit trees, mature grape arbor and more! FIRST TIME ON MKT, but the best part is, this property has DEVELOPMENT POTENTIAL! Located within the Urban Growth Area...Estate size lots, or Cluster

    MAX JORDAN Pacific Coast Real Estate Services, LLC

    885 66th St, Springfield, OR 97478
  • /32

    $379,900

    $45K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,422 Sq Ft

    1404 Centennial Blvd, Springfield, OR 97477

    C MOVE-IN READY. COME SEE IT NOW, WHILE IT IS STILL AVAILABLE. STUNNING REFINISHED HARDWOOD FLOORS (Check out the PHOTOS/VIDEO.), new interior & exterior paint. THOU$AND$ spent in preparing this cozy home for you. Convenient location. On busline.Near shopping. One bedroom has sleeping loft. Largest bedroom is carpeted. Extra large Dining Room. Enclosed Back porch. Separate laundry room with new

    Ronald Bush Better Homes and Gardens Real Estate Equinox

    1404 Centennial Blvd, Springfield, OR 97477
  • /43

    $349,000

    • 2 Beds
    • 1 Bath
    • 990 Sq Ft

    1147 Juniper St, Junction City, OR 97448

    Charming and well-maintained home offering incredible versatility, storage, and bonus space! Step inside to find a warm and inviting floor plan with spacious living and dining areas, abundant natural light, and a functional kitchen with generous cabinet and counter space. The large unfinished attic provides excellent storage or future expansion potential.Outside, this property is packed with

    Angela Burrell Triple Oaks Realty LLC

    1147 Juniper St, Junction City, OR 97448
  • /29

    $315,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,485 Sq Ft

    48095 Commercial St, Oakridge, OR 97463

    Surrounded by forests, lakes, mountains, and rivers, Oakridge is a wonderful place to call home. Located on the north side of town, this property is close to schools, parks, golf, and tons of recreational activities. Outdoor living spaces include a charming front porch, large covered back deck, low maintenance yard, and chicken coop. Inside, the gorgeous stonework around the certified wood stove

    Jonathan Locke ICON Real Estate Group

    48095 Commercial St, Oakridge, OR 97463
  • /46

    $435,000

    $25K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,572 Sq Ft

    2501 Stratford St, Eugene, OR 97404

    Welcome home! This is a beautiful 4-bedroom, 2 Bath home in the Santa Clara area. This property features a 16x9 shop, large driveway with room for RV storage, boats or extra vehicles. Fully fenced backyard, a nice sized lot at .19 acres. Beautiful Primary suite, skylights and vaulted ceilings. Updated granite countertops in kitchen and bathrooms. The garage has been converted into an extra living

    Jay Keller eXp Realty, LLC

    2501 Stratford St, Eugene, OR 97404
  • /15

    $555,000

    $10K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,070 Sq Ft

    2574 Brackenfern Rd, Eugene, OR 97403

    Exquisite newer 4-bedroom, 3-bath home in a highly desirable neighborhood! This thoughtfully designed home features luxury vinyl plank flooring, a main-level bedroom and full bath, and a spacious Living room with a cozy gas fireplace. The open-concept kitchen offers a large island, quartz countertops, soft-close cabinetry and drawers, walk-in pantry, farmhouse sink, and stainless steel gas

    Sherri Smith Smith Realty Group

    2574 Brackenfern Rd, Eugene, OR 97403
  • /44

    $475,000

    • 3 Beds
    • 2 Baths
    • 1,480 Sq Ft

    375 Mia Ln, Eugene, OR 97401

    TURN-KEY and move-in ready! This beautifully maintained single-level tandem home offers the perfect blend of style, comfort, and convenience in one of Eugene's most desirable locations. Situated less than a half-mile from Autzen Stadium and PK Park, this home is ideal for those looking to enjoy easy access to University of Oregon events, outdoor recreation, dining, shopping, and medical

    Agent Photo

    Lori Palermo

    Tall Firs Realty

    375 Mia Ln, Eugene, OR 97401
  • /38

    $514,900

    Open Sat 11AM - 2PM $4K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,340 Sq Ft

    2678 26th Loop, Springfield, OR 97477

    Newly built in 2023 and thoughtfully upgraded, this beautifully maintained Cambridge floor plan in Marcola Meadows offers over 2,300 square feet of modern living with 4 bedrooms, 2.5 bathrooms, and a versatile bonus room. The open-concept design features a stunning kitchen with quartz countertops, an oversized island, stainless steel appliances, gas range, pantry, and abundant cabinetry that

    Agent Photo

    Alfredo Lopez

    RE/MAX Integrity

    2678 26th Loop, Springfield, OR 97477
  • /31

    $329,000

    $30K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,186 Sq Ft

    1128 S 11th St, Cottage Grove, OR 97424

    Beautifully updated single-level Ranch Style home is move-in ready and tucked away at the end of a quiet non-through street in one of Cottage Grove's established neighborhoods. Inside, you'll find refinished hardwood floors, new carpet, an updated kitchen and bathrooms, newer appliances, and energy-efficient ductless heating and cooling—all thoughtfully updated for comfortable everyday living.

    Agent Photo

    Alfredo Lopez

    RE/MAX Integrity

    1128 S 11th St, Cottage Grove, OR 97424
  • /42

    $410,000

    $20K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,004 Sq Ft

    876 Welcome Way, Eugene, OR 97402

    Beautifully updated single-level home with a 12' x 20' finished shop with two storage sheds. There are numerous quality upgrades throughout. The remodeled kitchen features newer hickory cabinetry, stainless steel appliances, and updated flooring throughout the home with no carpet. Energy-efficient vinyl windows, and a new ductless heating and cooling system provide year-round comfort.The primary

    Renee Swartz RE/MAX Integrity

    876 Welcome Way, Eugene, OR 97402
  • /48

    $669,000

    • 4 Beds
    • 3 Baths
    • 2,884 Sq Ft

    2159 42nd St, Florence, OR 97439

    Versatile two-story home offering an ideal multi-generational floor plan with complete living spaces on both levels. Featuring 4 bedrooms, 3 bathrooms, plus a hobby room, this thoughtfully designed home includes 2 kitchens, 2 living rooms, 2 dining areas, and 2 laundry centers - one on each level. The upper level features bamboo flooring, a spacious living room with a beautiful brick fireplace

    Jim Hoberg West Coast Real Estate Service

    2159 42nd St, Florence, OR 97439
  • /9

    $995,000

    • Land
    • 42,688 Sq Ft
    • $1,015,306 per Acre

    0 28th St and Marcola Unit 556381757, Springfield, OR 97477

    Prime corner lot on the corner of 28th + Marcola. Currently zoned light medium industrial. Seller feels the highest and best use would be commercial use, which would require the buyer to apply for a zone change. Photos have an approximate outline of the lot. Fantastic location. Corner lot across from Mohawk Meadows!

    Mike Miller RE/MAX Integrity

    0 28th St and Marcola Unit 556381757, Springfield, OR 97477
  • /2

    $42,000

    • Land
    • 5,662 Sq Ft
    • $323,077 per Acre

    48471 Roaring Rapids Way, Oakridge, OR 97463

    Great lot in cul-de-sac in Salmon Creek Estates. Disc golf course, mountain biking, and fishing all within minutes from property.

    Jeffrey Crosby eXp Realty LLC

    48471 Roaring Rapids Way, Oakridge, OR 97463
  • /28

    $749,900

    New Construction Open Sat 1PM - 3PM
    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft

    114 Churchview Dr, Eugene, OR 97408

    Beautiful single-level Wiechert-built home in a brand-new subdivision located in Eugene's highly sought-after North Gilham area. Situated within Eugene city limits, this thoughtfully designed custom home showcases quality craftsmanship and upscale finishes throughout, including hardwood floors. The gourmet kitchen features quartz countertops, stainless steel appliances, custom rift oak cabinetry,

    Jamie Paddock Elite Realty Professionals

    114 Churchview Dr, Eugene, OR 97408
  • /12

    $350,000

    $35K PRICE DROP
    • Land
    • 5 Acres
    • $70,000 per Acre

    0 Hill Rd Unit 124222323, Springfield, OR 97478

    **New Listing**: Nestled in the scenic Mohawk Valley, this 5-acre parcel offers endless possibilities. There's ample space to build your dream country home, create a year-round pasture, establish the workshop you've always wanted, or pursue your favorite hobbies. The property is fenced on three sides, and the lower section dries out in the summer, providing even more usable land.A well has

    Bob Shepard United Real Estate Properties

    0 Hill Rd Unit 124222323, Springfield, OR 97478
  • /11

    $535,000

    $50K PRICE DROP
    • Land
    • 22 Acres
    • $24,318 per Acre

    0 Hill Rd Unit 294826733, Springfield, OR 97478

    Explore this exceptional 22-acre property zoned for country living, conveniently located near town. It’s a rare find with ample space for your dream home, workshop, and hobbies. The first 5 acres slope down toward abandoned railroad tracks, which still contain some gravel. The railroad bed spans nearly 4 acres, while the rest of the land is on the east side. The lower section may be less usable

    Bob Shepard United Real Estate Properties

    0 Hill Rd Unit 294826733, Springfield, OR 97478
  • /46

    $599,000

    $26K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,358 Sq Ft

    1259 Monroe St, Eugene, OR 97402

    Fantastic opportunity for owner-investors or seasoned investors. This property features two updated 2-bed/1-bath units, each with its own washer/dryer, in a highly desirable location boasting an 80 Walk Score and 100 Bike Score. Two addresses (1259 and 1261) and two meters for utilities. Just one mile from the University of Oregon and near the Lane County Historical Museum and Lane Events Center.

    Mary Reilly Windermere RE Lane County

    1259 Monroe St, Eugene, OR 97402
  • /27

    $215,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,274 Sq Ft

    3700 Babcock Ln, Eugene, OR 97401

    Unit 6 is beautifully updated 1,274-square-foot home offers comfortable living with modern improvements throughout. Featuring two spacious bedrooms and two full bathrooms, the thoughtfully designed floor plan provides both functionality and convenience. The interior has been enhanced with attractive luxury vinyl plank flooring, creating a stylish and durable living space, while the kitchen

    Simon Smith United Real Estate Properties

    3700 Babcock Ln, Eugene, OR 97401
  • /48

    $845,000

    • 2 Beds
    • 2 Baths
    • 1,620 Sq Ft

    83235 Clear Lake Rd, Florence, OR 97439

    Experience the beauty of lakefront living with this exceptional 2-bedroom, 2-bath home plus a dedicated den/office, perfectly situated on 1.36 acres with stunning Siltcoos Lake frontage and breathtaking panoramic views. Designed for comfort and relaxation, the spacious primary suite features a walk-in closet, linen closet, and a luxurious ensuite bath complete with a double vanity, soaking tub,

    Jim Hoberg West Coast Real Estate Service

    83235 Clear Lake Rd, Florence, OR 97439
  • /32

    $399,900

    Open Thu 4PM - 6PM $10K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,124 Sq Ft

    2345 F St, Springfield, OR 97477

    Seller paid 1/0 buydown with our preferred lender if locked by August 31! Beautifully renovated inside and out, this 3-bedroom, 1-bath Springfield home offers 1,124 square feet plus a versatile office or flex room. Nearly every surface and major component has been updated: new roof, siding, exterior and interior paint, windows, electrical panel and mast, front porch, deck, doors, flooring,

    Don Offet Keller Williams Realty Eugene and Springfield

    2345 F St, Springfield, OR 97477

Showing Results 601 - 640, Page 16 of 18

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