Lexington, KY Homes for Sale with AC

• 

  

  

  /49

  $630,000

  • 5 Beds
  • 3.5 Baths
  • 3,846 Sq Ft

  3213 Darlington Cir, Lexington, KY 40509

  Beautifully updated 2-story brick home on a finished basement! This spacious 5-bedroom, 3.5 bath home offers plenty of room to live, work, and entertain. Step inside to find fresh updates throughout, including stylish finishes and modern touches. The main level features an inviting living area, updated kitchen, home office, and dining space. Upstairs, you'll find generous bedrooms including a

  Michelle Gunter Bluegrass Home Group

  3213 Darlington Cir, Lexington, KY 40509
• 

  

  

  /30

  $219,900

  • 3 Beds
  • 1 Bath
  • 1,083 Sq Ft

  3829 Niagara Dr, Lexington, KY 40517

  Welcome home to this beautifully maintained 3-bedroom, 1-bath ranch style house located in the desirable River Park neighborhood conveniently located off Man O War Blvd near to several grocery stores shopping and restaurants . This home offers wide dining and kitchen area, walk- in closet and primary bedroom connected with bathroom . This home offers privacy backyard with patio and already fixed

  Dirgh Joshi Keller Williams Bluegrass Realty

  3829 Niagara Dr, Lexington, KY 40517
• 

  

  

  /55

  $209,900

  • 3 Beds
  • 2.5 Baths
  • 1,408 Sq Ft

  410 Macadam Dr, Lexington, KY 40517

  JUST REDUCED!!! Fantastic 3-Bedroom Townhome in Winemere at Kirklevington! Experience low-maintenance living in this spacious 2-story home featuring 1,408 sq ft, 2.5 baths, and a bright, open floorpan. The large eat-in kitchen with breakfast bar flows seamlessly into the dining area—perfect for entertaining. A sliding glass door opens to your private fenced patio and garden area complete with an

  T Jake Fain Bluegrass Real Estate Alliance

  410 Macadam Dr, Lexington, KY 40517
• 

  

  

  /27

  $550,000 Open Sun 2PM - 4PM

  • 2 Beds
  • 2 Baths
  • 2,354 Sq Ft

  1994 Fort Harrods Dr, Lexington, KY 40503

  A rare opportunity to own in the Rabbit Run Townhomes Subdivision! This gorgeous 2 bedroom 2 bathroom home has gleaming hardwood floors, open floorplan, a large primary suite with a beautiful ensuite bath and a huge walk in closet! The four seasons room gives you additional space and light for those easy mornings enjoying your favorite coffee and watching the birds from your climate controlled

  Christina Dudek Coldwell Banker McMahan

  1994 Fort Harrods Dr, Lexington, KY 40503
• 

  

  

  /25

  $335,000

  • 3 Beds
  • 2.5 Baths
  • 1,600 Sq Ft

  2204 Kenwood Dr, Lexington, KY 40509

  Welcome to 2204 Kenwood Drive! This 3-bedroom, 2.5-bath, two-story home is ready for its new owners! Step inside to a spacious living room featuring a cozy gas fireplace, perfect for relaxing evenings. A flexible front room offers endless possibilities as a formal dining area, home office, or den. The eat-in kitchen boasts white cabinetry, tile flooring, two pantry closets, and appliances

  Scott Ackerman Keller Williams Bluegrass Realty

  2204 Kenwood Dr, Lexington, KY 40509
• 

  /2

  $240,000

  • 4 Beds
  • 2 Baths
  • 1,246 Sq Ft

  1246 Bordeaux Dr, Lexington, KY 40504

  Welcome to 1246 Bordeaux Dr — a spacious 4-bedroom, 2-bath home in a quiet, established Lexington neighborhood. Featuring a functional layout, updated touches throughout, and a large backyard, this home offers the perfect mix of comfort and convenience just minutes from downtown, parks, and shopping.

  David Espinosa Bluegrass Realty Pros, Inc

  1246 Bordeaux Dr, Lexington, KY 40504
• 

  

  /51

  $767,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 3,059 Sq Ft

  385 Weston Park, Lexington, KY NULL

  Beautiful, new construction, ranch home in the desirable Ellerslie at Delong development. High-end, designer selected, finishes throughout.

  Reece Miller Signature Real Estate, LLC

  385 Weston Park, Lexington, KY NULL
• 

  

  /5

  $634,614 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,670 Sq Ft

  300 Lakebend Ct, Lexington, KY 40515

  New Construction in an established neighborhood — the best of both worlds! • Water Views • Corner Lot • Finished Basement Need I say more? Welcome to the Talbot floor plan, offering timeless two-story living with an extra-large family room that seamlessly opens to the kitchen and breakfast area. A formal dining room sits at the front of the home — perfect for holidays, gatherings, and

  Jennifer Sisson Christies International Real Estate Bluegrass

  300 Lakebend Ct, Lexington, KY 40515
• 

  

  /38

  $389,500

  • 3 Beds
  • 2.5 Baths
  • 2,238 Sq Ft

  2208 Stone Garden Ln, Lexington, KY 40513

  A beautiful, well-kept townhome in a very desirable Palomar Hills. Updates include roof, gutters, textured deck, refrigerator, range, dishwasher, and engineered wood flooring in the downstairs hallway and family room. First floor owners' suite with a jetted tub, a separate shower, double sinks, tile flooring, 2 closets, one of which is a walk-in. The first-floor family room features wood

  Diana Lashley Summit Bluegrass Real Estate

  2208 Stone Garden Ln, Lexington, KY 40513
• 

  

  /75

  $730,000

  • 4 Beds
  • 3.5 Baths
  • 4,175 Sq Ft

  1165 Chetford Dr, Lexington, KY 40509

  Start the New Year in a new home! Completely updated, move in ready and even a secret room and theater room! This home in the sought after area of Andover Forest is situated within walking distance to Pleasant Ridge Park. This home has been recently updated, including an updated kitchen, cabinets, countertops, and backsplash and even a secret office off of the kitchen behind the cabinets!

  Eric Bryant Horse Capital Realty

  1165 Chetford Dr, Lexington, KY 40509
• 

  

  /48

  $539,900 Open Sat 1PM - 3PM

  • 4 Beds
  • 3.5 Baths
  • 2,452 Sq Ft

  3222 Beacon St, Lexington, KY 40513

  Open House Saturday 2/14 1-3 PM! Don't miss this beautiful townhome located in the highly desirable Beaumont community. The inviting main level offers a spacious open floor plan perfect for everyday living and entertaining, highlighted by a bright living room with a cozy gas-log fireplace and in-ceiling surround speakers in the dining area. The kitchen was thoughtfully designed at build with

  Chris Schuetz The Brokerage

  3222 Beacon St, Lexington, KY 40513
• 

  

  /23

  $359,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,563 Sq Ft

  117 Patchen Dr, Lexington, KY 40517

  Henry plan is spacious all one level ranch style 3 bedroom, 2 bath home with 2 car garage with an open floorplan. Eat in Kitchen includes ample amount of cabinetry and quartz countertops. Large Owners suite has full private bathroom with tiled shower and double bowl vanity with quartz countertops. 9' ceilings, custom door package, dimensional shingles and LVP flooring in entry, kitchen, dining

  Maggie Taylor RE/MAX Creative Realty

  117 Patchen Dr, Lexington, KY 40517
• 

  /2

  $325,000 New Construction

  • 4 Beds
  • 3 Baths
  • 1,400 Sq Ft

  1406 Highlawn Ave, Lexington, KY 40505

  *Proposed construction*. Presenting a to be built- new construction home in the Heart of Downtown. This ranch home features an open concept kitchen with quartz countertops and a full appliance package. Enjoy the covered front porch, and fenced-in back yard. The property will boast large vaulted ceilings, custom tile and double vanity inside the primary bath, and many other custom touches. New

  Jessica Bach Lifstyl Real Estate

  1406 Highlawn Ave, Lexington, KY 40505
• 

  

  /39

  $295,000

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  149 Yamacraw Place, Lexington, KY 40511

  Well cared for, move-in ready, 3 bedroom, 2 bath home in McConnell Trace! This great home offers an inviting layout with thoughtful updates throughout. The spacious living room features a cozy gas log fireplace and a large bay window that fills the space with natural light. The eat-in kitchen showcases stainless appliances and abundant cabinetry. Laminate flooring flows throughout the home,

  K Meredith Lane Bluegrass Sotheby's International Realty

  149 Yamacraw Place, Lexington, KY 40511
• 

  

  /36

  $248,400

  • 3 Beds
  • 1 Bath
  • 1,107 Sq Ft

  3553 Buckhorn Dr, Lexington, KY 40515

  Welcome to 3553 Buckhorn Drive, a charming single-story brick ranch nestled in the desirable Century Hill subdivision of Lexington, Kentucky. This inviting 3-bedroom, 1-bathroom home, built in 1980, offers 1,107 square feet of comfortable, single-level living on a spacious on a level lot. Perfectly positioned in SE Lexington, this property combines classic appeal with modern updates, making it an

  Eric Smith RE/MAX Creative Realty

  3553 Buckhorn Dr, Lexington, KY 40515
• 

  

  /38

  $419,000

  • 4 Beds
  • 4 Baths
  • 2,819 Sq Ft

  3913 Wyndham Ridge, Lexington, KY 40514

  Welcome home to your 2 Story Colonial on a walkout basement. Walk into an inviting foyer, which sets the tone. The foyer opens to a formal living room, formal dining room & spacious kitchen featuring abundant cabinetry & luxury upgrades such as a pot filler, reverse osmosis filtered water system, cup rinser, under cabinet can opener, under cabinet jar opener, microwave drawer & closet pantry.

  Douglas Clinkenbeard RE/MAX EXECUTIVE GROUP, INC.

  3913 Wyndham Ridge, Lexington, KY 40514
• 

  

  /33

  $249,900

  • 3 Beds
  • 1 Bath
  • 980 Sq Ft

  317 Ross Ave, Lexington, KY 40508

  Welcome to 317 Ross Ave — a beautifully renovated home just minutes from the heart of downtown Lexington! This move-in ready property has been completely updated from top to bottom, offering modern finishes and thoughtful upgrades throughout. Step inside to discover a brand-new kitchen featuring stylish cabinetry, sleek countertops, and updated appliances. The bathroom has also been completely

  Jenny Perron EXP Realty, LLC

  317 Ross Ave, Lexington, KY 40508
• 

  

  /23

  $329,900

  • 3 Beds
  • 2 Baths
  • 1,787 Sq Ft

  2808 Easthills Dr, Lexington, KY 40517

  Welcome home to this charming 3-bedroom, 2-bath split-level home that's full of allure and comfort. Step inside to find a bright, welcoming layout with plenty of natural light and cozy living spaces perfect for relaxing or gathering with the family. The large backyard is a true highlight--beautifully shaded by mature trees and offering plenty of room for play, gardening, or quiet evenings

  Sheldon Parrott Bluegrass Properties Group

  2808 Easthills Dr, Lexington, KY 40517
• 

  

  /50

  $449,000

  • 3 Beds
  • 2.5 Baths
  • 2,466 Sq Ft

  960 Village Green Ave, Lexington, KY 40509

  Welcome to 960 Village Green Ave — Where Convenience Meets Comfort! This spacious 3-bedroom townhouse offers the perfect blend of low-maintenance living and flexible space in one of Lexington's most convenient locations. Step inside to find incredible woodwork and elevated finishes, ideal for both everyday living and entertaining. You'll love the dedicated office — perfect for remote work or

  Shelley Paterson In House Real Estate

  960 Village Green Ave, Lexington, KY 40509
• 

  

  /46

  $529,900

  • 3 Beds
  • 2 Baths
  • 1,986 Sq Ft

  4029 Buttermilk Rd, Lexington, KY 40509

  This beautifully designed ALL-BRICK ranch showcasing high-end features and thoughtful attention to detail throughout. Spacious great room with 12 ft coffered ceiling, rich hardwood floors and elegant custom trim work. Gourmet kitchen featuring granite countertops, solid wood cabinetry with soft close drawers and doors, tiled backsplash, and stainless steel appliances, including a gas range.

  Robin Gregory McCarty Napier Realtors

  4029 Buttermilk Rd, Lexington, KY 40509
• 

  

  /34

  $384,900

  • 3 Beds
  • 2.5 Baths
  • 2,331 Sq Ft

  2449 Fieldrush Rd, Lexington, KY 40511

  The Brenden model by Ball Homes offers a first floor layout with a large family room opening to a spacious kitchen and breakfast area with island and pantry. Mudroom with drop zone connects garage to kitchen. Flex area off the entry is currently used as home office. First floor includes a coat closet& powder room, conveniently located off entry hall. Upstairs are the primary suite, two bedrooms

  Teresa Parks-Crumbie Christies International Real Estate Bluegrass

  2449 Fieldrush Rd, Lexington, KY 40511
• 

  

  /14

  $675,000

  • 4 Beds
  • 4 Baths
  • 3,772 Sq Ft

  108 Cochran Rd, Lexington, KY 40502

  Fully Occupied 4-plex featuring (4) 1 bed / 1 bath units in the Chevy Chase area - a turnkey opportunity with consistent rental income from day one. Each unit offers a comfortable living space and the property has been well maintained. Low-maintenance, easy-to-manage layout, and strong rental history. Ideal for investors of all types. Secure your next income-producing asset today.

  Dustin Haulk 1 Percent Lists Purple Door

  108 Cochran Rd, Lexington, KY 40502
• 

  

  /97

  $1,199,000

  • 4 Beds
  • 3.5 Baths
  • 4,332 Sq Ft

  1905 General Warfield Way, Lexington, KY 40505

  Like-new and beautifully maintained, this Jimmy Nash custom-built home has been thoughtfully updated and impeccably styled. It sits on an oversized, lushly landscaped lot along a quiet oval cul-de-sac with minimal traffic, offering both privacy and curb appeal. Inside, an extensive list of upgrades enhances both form and function throughout. A wall was removed between the kitchen and living room

  K Meredith Lane Bluegrass Sotheby's International Realty

  1905 General Warfield Way, Lexington, KY 40505
• 

  

  /41

  $439,900

  • 2 Beds
  • 2 Baths
  • 1,215 Sq Ft

  508 E Main St Unit 409, Lexington, KY 40508

  Full of charm and character, The Wellington Arms remains one of Main Street's most treasured landmarks. Designed in 1932 by Kentucky's first licensed architect as Lexington's premier luxury apartment building, it was thoughtfully converted to condominiums in the 2000s. This 2-bedroom, 2-bath, Penthouse condo blends preserved historic detail with modern updates, offering a truly unique downtown

  James Turek Bluegrass Sotheby's International Realty

  508 E Main St Unit 409, Lexington, KY 40508
• 

  

  /32

  $244,900

  • 4 Beds
  • 1 Bath
  • 1,406 Sq Ft

  1660 Brittany Ln, Lexington, KY 40504

  Beautifully updated 4-bedroom, 1-bath home located at 1660 Brittany Lane in Lexington, KY 40504. This thoughtfully refreshed property offers a welcoming blend of comfort, functionality, and modern style. The home features an additional family room, a fenced-in backyard, and a detached 1-car garage with separate storage, providing both convenience and versatility. Inside, you'll find new paint,

  Silvia Torres Tru Life Real Estate

  1660 Brittany Ln, Lexington, KY 40504
• 

  

  /31

  $269,900

  • 2 Beds
  • 2.5 Baths
  • 1,444 Sq Ft

  1077 Armstrong Mill Rd, Lexington, KY 40517

  A little piece of serenity in an ideal Lexington location! Welcome to this stylish and low-maintenance condo at 1077 Armstrong Mill Rd! This inviting 2-bedroom, 2 1/2-bath home offers modern finishes and a smart layout perfect for anyone seeking comfort and convenience. The open-concept living area is bright and welcoming, with updated flooring and neutral tones throughout. The kitchen flows

  Ciara Isaacs Hagedorn RE/MAX Elite Lexington

  1077 Armstrong Mill Rd, Lexington, KY 40517
• 

  

  /31

  $284,950

  • 3 Beds
  • 1 Bath
  • 1,149 Sq Ft

  330 Richmond Ave, Lexington, KY 40502

  Charming Kenwick Home - Location Meets Lifestyle! Discover this delightful 3-bedroom, 1-bath home in the desirable Kenwick neighborhood. Nestled right on the edge of vibrant commercial space, you can step outside to a spacious back yard and enjoy walkable access to some of the best local dining, shopping, and entertainment. This home offers the perfect blend of residential comfort and urban

  Karen Angelucci RE/MAX Elite Lexington

  330 Richmond Ave, Lexington, KY 40502
• 

  

  /33

  $225,000

  • 3 Beds
  • 2 Baths
  • 1,277 Sq Ft

  858 Malabu Dr Unit 5000, Lexington, KY 40502

  Spacious 3-Bedroom Condo - Perfect for Students, Roommates, or Investors! Welcome to this beautifully maintained 3-bedroom, 2-bathroom condo located just minutes from UK campus! With 1,277 square feet of comfortable living space, this unit offers the perfect blend of convenience, functionality, and style—ideal for students, faculty, or savvy investors. *Pictures are from unit similar to one

  Diana C Brooker Lifstyl Real Estate

  858 Malabu Dr Unit 5000, Lexington, KY 40502
• 

  

  /49

  $638,900 New Construction

  • 5 Beds
  • 3.5 Baths
  • 3,049 Sq Ft

  3316 Polo Club Blvd, Lexington, KY 40509

  New Construction! Brand New and HUGE! June 15, 2025 - possibly sooner. Five BR with dual Master BR - first floor - second floor. Great floor plan! Almost all brick! Three car front entry garage in basement (one side is tandem deep). Poured concrete, steel reinforced, unfinished basement gives the safety and security of storm sheltering PLUS room for another BR and large Family Room with another

  James McKee James McKee, Broker

  3316 Polo Club Blvd, Lexington, KY 40509
• 

  

  /69

  $1,399,000 New Construction

  • 5 Beds
  • 4.5 Baths
  • 5,697 Sq Ft

  2353 Cosimo Way, Lexington, KY 40509

  Experience refined living in this stunning custom brick and stone home in the prestigious Tuscany neighborhood. Designed with elegance and functionality in mind, this residence showcases exceptional craftsmanship and luxurious finishes throughout. The main level features a spacious first-floor primary suite with a spa-inspired bathroom and an oversized walk-in closet. The gourmet kitchen is a

  Thomas Harper Tom Harper and Associates

  2353 Cosimo Way, Lexington, KY 40509
• 

  

  /44

  $259,999 Open Sun 2PM - 4PM

  • 3 Beds
  • 2 Baths
  • 2,534 Sq Ft

  861 Georgetown St, Lexington, KY 40508

  Discover incredible versatility and timeless charm in this beautifully maintained 3-bedroom, 2-full bath home, perfectly situated on a spacious corner lot. The main level welcomes you with stunning hardwood flooring and an expansive living area anchored by a cozy fireplace with a classic mantel. Elegant architectural arches lead you through the light-filled home, connecting the living spaces

  The Prather Team - Michael Prather Keller Williams Bluegrass Realty

  861 Georgetown St, Lexington, KY 40508
• 

  

  /31

  $615,000

  • 4 Beds
  • 2.5 Baths
  • 2,711 Sq Ft

  1147 Athenia Dr, Lexington, KY 40504

  Beautifully updated brick home in the ever popular Beaumont Park. This home welcomes you in with fresh paint, new hardwood floors and a floorplan built for everyday living. The first floor features a large bright living room with attached formal dining area. The kitchen is open and well appointed with brand new cabinetry, stainless appliances, large pantry, and gorgeous granite tops. The

  Michael Gault United Real Estate Bluegrass

  1147 Athenia Dr, Lexington, KY 40504
• 

  

  /32

  $385,000

  • 3 Beds
  • 2 Baths
  • 1,670 Sq Ft

  403 Westerfield Way, Lexington, KY 40503

  Welcome to this beautifully updated ranch home situated on a spacious lot in the desirable Open Gates neighborhood. Step inside to discover a bright and inviting layout with an updated kitchen boasting new hardwood flooring, plenty of cabinetry, and granite countertops. Just off of the main living area, a generous bonus room with an abundance of natural light offers endless possibilities - ideal

  Mark Musgove The Brokerage

  403 Westerfield Way, Lexington, KY 40503
• 

  

  /30

  $619,900

  • 4 Beds
  • 5 Baths
  • 3,479 Sq Ft

  2113 Taborlake Cir, Lexington, KY 40502

  Beautifully Updated Taborlake Townhome! This upgraded townhome offers a primary suite, including an updated first-floor suite where the buyer can choose their preferred flooring. The refreshed kitchen features wainscoting, crown molding, an oval window seat, and a cozy breakfast/dining area. Enjoy new engineered wood-composite flooring throughout—both waterproof and scratch-resistant—plus a

  kendell seaton Rector Hayden Realtors

  2113 Taborlake Cir, Lexington, KY 40502
• 

  

  /14

  $160,000

  • 3 Beds
  • 1 Bath
  • 825 Sq Ft

  186 Eddie St, Lexington, KY 40508

  Quaint starter home or investment property. Home has 3 bedrooms, 2 of which are long and narrow and are more suitable for bunk beds, twin beds, or an office. Completely fenced front and back with a sliding gate in the back. Large concrete slab in the back that can be used for parking or for a patio area. Home is heated and cooled with split hvac systems.

  Cynthia Hubbard RE/MAX Creative Realty

  186 Eddie St, Lexington, KY 40508
• 

  

  /23

  $581,661 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,755 Sq Ft

  3409 Night Heron Way, Lexington, KY 40515

  The Palmer offers a first-floor primary bedroom suite, open living areas, and three bedrooms and two-and-a-half baths. A flex area is located just off the entry and there is a large loft area upstairs, perfect for a second living area. The kitchen features an island design with top tier quartz countertops, stylish full wall tile backsplash, Homecrest Arbor cabinets, and stainless appliances

  Malcolm Meers Christies International Real Estate Bluegrass

  3409 Night Heron Way, Lexington, KY 40515
• 

  

  /27

  $525,000

  • 4 Beds
  • 3 Baths
  • 2,668 Sq Ft

  3416 Pinas Bay Dr, Lexington, KY 40502

  Welcome to wonderful Lans-Merick neighborhood! Where your dogs walk you, instead of you walking them! 3416 Pinas Bay is a great family home with 4 bedrooms and 3 full baths! 2,668 square feet is perfect for all you want to do. Large yard for the kids to play in along with a walk-out basement which can also be converted to an in-law suite as it has a full bath and fireplace. Oversized

  Steve Roberts Bluegrass Sotheby's International Realty

  3416 Pinas Bay Dr, Lexington, KY 40502
• 

  

  /20

  $426,908 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,281 Sq Ft

  697 Dahlia Dr, Lexington, KY 40511

  1/18/2026-This home could close in the next 30 days! The Haywood Park, part of the Trend Collection by Ball Homes, is a two-story plan with a versatile flex/dining room off the entry and an open kitchen and family room at the rear of the home. The island kitchen offers both a breakfast area and countertop dining, and a large walk-in pantry. Upstairs are the primary suite, three bedrooms and a

  Jennifer Sisson Christies International Real Estate Bluegrass

  697 Dahlia Dr, Lexington, KY 40511
• 

  

  /48

  $585,000

  • 5 Beds
  • 3 Baths
  • 3,300 Sq Ft

  4413 Riverside Ct, Lexington, KY 40515

  Welcome to 4413 Riverside Ct—a spacious 5-bedroom, 3-bath brick home offering over 3,100 sq ft in a desirable south Lexington location. Just minutes from Brannon Crossing, The Summit, and Fayette Mall, with easy access to Nicholasville Road, this two-story home blends traditional charm with functional space. The main level features a formal living room, formal dining room, and a dramatic

  Bob Sophiea eXp Realty, LLC

  4413 Riverside Ct, Lexington, KY 40515
• 

  

  /107

  $2,195,000 New Construction

  • 7 Beds
  • 8 Baths
  • 7,092 Sq Ft

  4349 Ravens Crest Ln, Lexington, KY 40515

  Luxury Lexington Living situated on 10 private acres with easy access to all the city life has to offer. This New Construction estate boasts top of the line amenities and a lovely layout with 7 spacious bedrooms, with a master suite on both levels, and 6 full bathrooms with 2 half baths and over 7100square feet. Walk inside the foyer from your covered front porch to a formal dining room flowing

  Ryan Hilliard The Brokerage

  4349 Ravens Crest Ln, Lexington, KY 40515

Showing Results 81 - 120, Page 3 of 13