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Harrison Bay

Harrison Bay

$481,913 Average Value
$224 Average Price per Sq Ft
46 Homes For Sale

Harrison Bay offers lakefront recreation and access to Chattanooga

Life revolves around the outdoors in Harrison Bay, a quiet neighborhood on the shores of Chickamauga Lake north of Chattanooga. A marina and boat launch are among the top attractions at Harrison Bay State Park, which spans 1,200 lakefront acres on the neighborhood’s west side. Staying on dry land is an option, too, with hiking trails and a public golf course providing more activity. A mix of rural streets and suburban communities fills the area, and nearby state Route 58 offers an easy start to commutes throughout Hamilton County.

Harrison Bay is known for its serene lakefront community and homes.
Harrison Bay is known for its serene lakefront community and homes.
Harrison Bay's natural beauty attracts the wonder of many locals.
Harrison Bay's natural beauty attracts the wonder of many locals.
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Housing ranges from subdivisions to rural lots near the water

Most homes in Harrison Bay are either ranch-style or New Traditional, and the neighborhood features both spacious rural properties and smaller lots in planned subdivisions. A few waterfront homes are available in the northern section and in the Wolftever Creek area to the south. Because of the variety of settings throughout the neighborhood, cost can vary widely. Most houses under 2,500 square feet cost between the mid-$200,000s and the lower $500,000s. Larger homes can range from the mid-$500,000s to the $1.1 millions.

The neighborhood features a mix of older ranch-style and colonial-style homes.
The neighborhood features a mix of older ranch-style and colonial-style homes.
Many neighborhood homes borrow design cues from the natural beauty around them.
Many neighborhood homes borrow design cues from the natural beauty around them.
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What to expect from homeowners associations in the area

Homeowners associations are common in the area, but they often have fees typically under $50 per month and don’t interfere with daily life too much. Residents are largely able to use their property as they wish. “The HOAs are not very restrictive,” says Jannis Sams, an agent with Crye-Leike Realtors with over 30 years of experience. “Even if there are restrictions, they might say the boat has to be in the backyard, and not in front of the house. But they’re not really restrictive.”

Outdoor recreation centers on the water and nearby state park

Harrison Bay State Park and Chickamauga Lake are the main recreational sites in the neighborhood. Some of the outdoor activities nearby include:

  • Hiking on several trails in the state park, including the 4.3-mile Bay Point Loop Trail
  • Taking a motorboat or kayak out for a day on the water
  • Casting a line from the fishing piers
  • Golfing at the public, Jack Nicklaus-designed Bear Trace course

Locals can practice their golf skills at the public Bear Trace Golf Course.
Locals can practice their golf skills at the public Bear Trace Golf Course.
Homeowners can easily store their boats in local marinas.
Homeowners can easily store their boats in local marinas.
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Many students begin their education at Snow Hill Elementary School.
Many students begin their education at Snow Hill Elementary School.

Multiple school options for Harrison Bay students

Students in Harrison Bay are served by Hamilton County Schools and can attend Central High School, about 6 miles away in Chattanooga. The school has career pathways in business management, digital arts and design, horticulture and supply chain management. The district also offers school choice, including magnet programs and open enrollment schools. Students must apply for these options, and placement is often based on a lottery system.

Commuting distances to nearby cities and job centers

Despite its rural setting, the neighborhood is within commuting distance of Chattanooga. “From Harrison Bay to downtown Chattanooga, you’re looking at 30 minutes, maybe. It’s not far,” Sams says. “It’s a good drive too. It’s not like there’s a lot of traffic.” Here are the distances you’ll drive to Chattanooga and other job centers:

  • 25 miles to City Center via Highway 58 and Interstate 75
  • 17 miles to Cleveland via state Route 312
  • 9 miles to Volkswagen Chattanooga vis Highway 58 and Ferdinand Piech Way

What to know about flood risk near the water

Data from First Street shows significant flood risks in parts of the neighborhood, especially on the lakeshore and along creeks that flow through the area. “Anytime anybody buys a house on the lake, they need to check the flood maps,” Sams says. “I would always advise they check the maps and make sure they’re not in a floodplain because if they are, even if the area doesn’t flood, their insurance is going to be more expensive.” The nearby Chickamauga Dam, downriver from Harrison Bay, helps prevent flooding by regulating water levels in the area.

Matthew Atkins
Written By
Matthew Atkins
Morgan Nowland
Photography Contributed By
Morgan Nowland
Taylor Gilbert
Video By
Taylor Gilbert

Agents Specializing in this Area

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Schools

Source:
GreatSchools: The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process. View GreatSchools Rating Methodology

Parks in this Area

Transit

Airport

Lovell Field

41 min drive

Reviews

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Crime and Safety

1 - Low Crime, 10 - High Crime Harrison Bay US
Homicide 4 4
Sexual Assault 1 4
Assault with Weapon 3 4
Robbery 3 4
Burglary 3 4
Motor Vehicle Theft 3 4
Larceny 2 4
Crime Score 3 4

Source: WhatIsMyCrimeRisk.com

Neighborhood Facts

Number of Homes
1,365
Number of Homes for Sale
46
Median Year Built
1992
Months of Supply
3.70
Average Single Family Home Size Sq Ft
2,292
Above the national average
1,933
Median Lot Size Sq Ft
30,927

Distribution of Home Values

Source: Public Records

Homes for Sale

Homes for Rent

Average Home Value





Source: Public Records

Property Mix - Square Feet

This Neighborhood Has More Owners

Rental Home Trends

Number of Homes for Rent
5
Median Rent
$2,400
Median Single Family Home Rent
$2,400
Median 4 Bedroom Single Family Home Rent
$2,795
Median Townhouse Rent
$1,200
Median 3 Bedroom Townhouse Rent
$1,200
Median Condo Rent
$1,500

Demographics

Total Population
6,078
Median Age
48
Population Density
1 person/acre
Population under 18
20.4%
On par with the national average
23.8%
Population over 65
24.8%
Above the national average
19.1%

Finances

Median Household Income
$85,366
Above the national average
$79,597
Average Household Income
$92,163

Education and Workforce

High School Graduates
90.5%
College Graduates
30%
On par with the national average
34.1%
Advanced Degrees
6.8%
Below the national average
13.3%
% Population in Labor Force
65.6%

Weather

Annual Precipitation
55''
Average Winter Low Temperature
33°F
Average Summer High Temperature
91°F
Annual Snowfall
1''

Area Factors

Somewhat bikeable

Bikeability®

20 / 100

Not walkable

Walkability®

10 / 100
Source: Local Logic
Sources: Local Logic

Local Logic measures the walkability, access to public transit and bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.

Nearby Neighborhoods

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
NEIGHBORHOOD
Harrison Bay