Clearwater’s On Top of The World is a sprawling, 55-plus community known for its all-inclusive amenities and proximity to area attractions. The gated condominium development has on-site recreation, events, clubs and classes. "People come here to downsize and get away from colder weather," says Lynda Leida-Goldsmith, a Realtor for Coldwell Bank Realty specializing in 55-plus Clearwater communities. "The prices of condos here are attractive compared to other communities in the area." On Top of the World is near Highway 19, nature parks and Tampa Bay. While newcomers are attracted to its slower lifestyle, the vibrant Downtown Clearwater area sits less than 5 miles away.
A gated condo complex with over 150 activity clubs and other amenities
On Top of the World is a community of nearly 5,000 condominiums. It’s structured like a master-planned development or all-inclusive resort, with recreation, shopping and community spaces. A 3D colorful globe fountain sits at the entrance inside a landscaped green space as its focal point to reflect its name. It's walkable and bikeable, but the community provides free transportation for residents. Most condos were built in the late-1970s and range from the low-$100,000s for a one-bedroom to the low-$400,000s for a four-bedroom. Property sizes average between 800 square feet and 2,400 square feet. Residential buildings are built in an X-shape, giving each unit a balcony facing the palm tree-lined streets. Each condo building has a different color and style, ranging from Mediterranean to Art Deco, tropical and Chinese pagodas. Higher-priced condos are on the top floors and closest to Harbor Lake, which hugs the community’s western edge. Condos do not have garages, but there is assigned parking. Homeowners’ association fees cover access to recreation and upkeep. "The HOA is diligent and takes care of maintenance in every unit, and the fees are a great value," says Leida-Goldsmith. Condos can be rented for six months to a year, with monthly rents ranging from around $1,400 for a one-bedroom to $2,500 for a two-bedroom. Amenities are much of On Top of the World’s appeal. “We have more amenities on this property than any community in the state,” says Harry Rubin, Office Manager for On Top of the World Properties. It has over 170 clubs, like poker and line dancing, that residents can join. The community also has pools, sports courts, small parks, golf courses and a fitness center. Events are held at its clubhouse year-round. The neighborhood has a CAP Index Crime Score of 3/10, slightly lower than the national average of 4.
On Top of the World is a community made up of condos.
There are 20,657 residents in On Top of the World, with a median age of 54.8.
The East Activity Center in On Top of the World has lots to do for residents.
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An abundance of recreation, from shuffleboard to a dog park and two golf courses
Residents can access a wealth of recreation inside the community. On Top of the World provides 18-hole and 9-hole private golf courses with several leagues. There are fees to play golf. The neighborhood offers two activity centers, where residents can partake in theatre performances, play pool or learn tai chi. The community has areas for lawn games and multiple nature areas with paved hiking and biking paths. There are two heated outdoor pools, tennis, shuffleboard and pickleball courts. Harbor Lake allows fishing and boating. Pet owners can take their dogs to the on-site dog park. Outside the community, the 41-acre Lake Chautauqua Park sits less than 4 miles east. It’s one of Clearwater’s larger nature parks, with several trails, fishing spots and open wildflower fields. Camp Soule is next to the park. The forested wilderness spot is popular for tent and cabin camping, kayaking and day camps. Clearwater Beach sits less than 9 miles west for more outdoor fun.
There is a large, private golf course in On Top of the World.
Community pools in On Top of the World have lots of activities for residents.
A shaded bench awaits a visitor in On Top of the World.
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Mom and pops and big-box stores nearby
Inside the On Top of the World community, Good Karma Café provides specialty coffee drinks, sandwiches and snacks. Most other shops and restaurants are along Highway 19, directly east, and Sunset Point Road, directly south. Green Mint Vietnamese Fusion is popular for its pho, Bahn mi and boba teas. Sunset Grill Clearwater is a family-owned local favorite for its American comfort foods and key lime pie. Mr. & Mrs. Crab–Clearwater is the go-to spot for seafood boils and snow crab. The shopping center Sunset Point 19, less than 2 miles away, offers Sprout’s Famer’s Market for essentials, along with Old Navy and Hobby Lobby. Countryside Mall is about 2 miles north for big box retailers and department stores.
The nearby Publix at Beckett Lake Plaza is a shopping option for residents.
Mr. & Mrs Crab near On Top of the World is a local favorite.
Sprouts offers residents fresh groceries as well near On Top of the World.
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A community celebrating through clubs, dances and regular socials
The community has distributed its own newspaper for over 55 years. There are activities every day and regular events, including weekly food truck and live music nights, an annual winter concert, karaoke and an annual Halloween dance. All the clubs also have regular socials and special celebrations.
Close to Highway 19 and multiple public transit options
Highway 19 sits directly east of the community, connecting to State Road 580 and Interstate 275. These routes provide access to the rest of the region. Downtown St. Petersburg is about 20 miles south, and Tampa International Airport is approximately 22 miles southwest. Pinellas Suncoast Transit Authority provides hourly bus service to the neighborhood and discount cards to those 55 and older. On Top of the World has a free shuttle service that takes residents to shopping centers. Neighborly Care Network is another free option for residents 60 and older and includes wheelchair access. Mease Dunedin Hospital is the closest medical facility, less than 5 miles west.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
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Crime and Safety
1 - Low Crime, 10 - High Crime
On Top of the World
US
Homicide
3
4
Sexual Assault
3
4
Assault with Weapon
2
4
Robbery
2
4
Burglary
3
4
Motor Vehicle Theft
2
4
Larceny
3
4
Crime Score
3
4
Source: WhatIsMyCrimeRisk.com
On Top of the World Demographics and Home Trends
On average, homes in On Top of the World, Pasadena sell after 96 days on the market compared to the national average of 53 days. The median sale price for homes in On Top of the World, Pasadena over the last 12 months is $160,000, down 13% from the median home sale price over the previous 12 months.
A Triple Crown Winner...location, location, location. Amazing 3rd FLOOR 2BR/2BA condo, on lot w/spectacular views from all sides, located in the desirable 55+ Clearwater community, On Top of the World. This meticulous home defines "Pride of Home Ownership". The spacious "Eldorado" floor plan has 2 separate living areas: living/dining room & kitchen/Florida room to accommodate all your family
Welcome to your Florida retreat in the highly sought-after 55+ community of On Top of the World in Clearwater! This spacious 2-bedroom, 2-bathroom ground floor condo offers comfort, convenience, and resort-style amenities. Step inside and you’ll find a roomy living area that flows into the dining space and an inviting kitchen with plenty of cabinet storage. The kitchen features stainless steel
One or more photo(s) has been virtually staged. Priced to SELL! Lifestyle & Location ~ You’ll never be bored in this vibrant 55+ community On Top of the World, offering activities for every interest — billiards, two free golf courses included in the HOA, a sparkling pool, beautifully remodeled fitness center, dance clubs, and card games. This spacious 1 BR / 1 BA condo offers pleasant views,
Shawn KillebrewCOASTAL PROPERTIES GROUP INTERNATIONAL
PRICE DECREASED 31K!! This GROUND FLOOR condo is a true gem with 1,400 sq ft of living space at its finest. A corner unit with extra side windows which provide more light as well as PLANTATION SHUTTERS ($5265.) to provide privacy when desired. Over $13,000. has been invested in the 12" x 24" matt finish porcelain tiles which run throughout this home. Both bathrooms have been upgraded with new
Discover the epitome of graceful living in this exquisite second-floor, end-unit residence within Clearwater’s premier over-55+ golf enclave, On Top of the World. The reimagined Emerald Model unfolds over two generous bedrooms and two impeccably appointed bathrooms, thoughtfully crafted to marry contemporary sophistication with timeless elegance.The gourmet kitchen is a masterpiece of design,
Bask in the best of On Top of the World living with this spacious Bright and Airy 1,360 sq. ft. end unit. As a top-floor penthouse unit, it offers picturesque vistas of the surroundings, providing a serene backdrop for your daily life with unmatched views and tranquility, enhanced by the extra windows that flood the home with Florida sunshine. This unit looks over OTOW’s Green Space, and the
Light, bright and impeccably updated! This 3rd floor corner unit has the added windows which bring beautiful natural light into the unit. The 3rd floor ensures that your unit is nice and quiet as there are no neighbors walking above you. There are elevators for easy access, so don't you worry! This 2-bedroom 2-bathroom 1400sq ft unit is just what you have been looking for! A TRANE HVAC system was
Available starting Nov. 1, 2025. 2 bed / 2 bath condo food rent 1,400 Square footage (first floor corner unit). Featuring newly renovated kitchen with new cabinets, backsplash and gorgeous flooring that runs through the entire condo. Washer and dryer are in unit, located in the master bedroom. This unit comes with a spacious bonus room that can be used as an office space, dining room or more. The
Immediately entering this elegant, 2/2, 1400 SF Persian Drive condo, one feels the cleanliness of its’ space, alongside a natural vibe of “Home Sweet Home”. This comfy, freshly painted, up-to-date, 55 + end unit boasts 3-sided windows, allowing natural light to permeate its entire square footage, along with bringing the garden environment that surrounds the outdoors, inside the beautiful living
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