1,190

Louisville, KY Homes for Sale with Basement

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  • /48

    $425,000

    • 3 Beds
    • 2 Baths
    • 2,263 Sq Ft

    159 Weisser Ave, Louisville, KY 40206

    Come experience the peace and peace of mind of 159 Weisser Avenue. Conveniently nestled between Crescent Hill and St. Matthews, this lovely cape cod style home is full of delights and fine detail, including a newly renovated upstairs primary suite with new flooring, a generous walk-in closet, glass shower, double vanity, skylights, and 2 ductless mini splits for quiet comfort. Other amenities and

    Abby Chodkowski Kentucky Select Properties

    159 Weisser Ave, Louisville, KY 40206
  • /19

    $74,000

    $9K PRICE DROP
    • 4 Beds
    • 2 Baths

    3839 W Muhammad Ali Blvd, Louisville, KY 40212

    ***ATTN: 5% Buyer's Premium to be added to the Offer Price.*** Unlock the full potential of this property at 3839 W. Muhammad Ali Blvd in Louisville, KY, where the hard work of demolition has already been completed. This home has been taken all the way down to the studs, offering a true blank canvas for buyers to design and customize every detail to fit their vision. With the interior completely

    Hunter Miller GSP Homes

    3839 W Muhammad Ali Blvd, Louisville, KY 40212
  • /43

    $264,900

    • 3 Beds
    • 2 Baths
    • 2,030 Sq Ft

    6610 Sunny Vale Way, Louisville, KY 40272

    Welcome to 6610 Sunny Vale Way, a well-maintained brick ranch located on a quiet, low-traffic street in Louisville's south end. This move-in ready home offers fresh paint and updated flooring throughout, creating a bright, clean, and inviting atmosphere from the moment you step inside. The spacious living room is filled with natural light thanks to large picture windows, providing the perfect

    Daniel Pierce EXP Realty LLC

    6610 Sunny Vale Way, Louisville, KY 40272
  • /56

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,991 Sq Ft

    4630 S 3rd St, Louisville, KY 40214

    Opportunity awaits with this versatile property in a high-visibility South Louisville location! Currently configured as a single-family residence, this home was previously used as a duplex and still features two separate utility meters, offering potential for future conversion back to multi-family use. Situated adjacent to commercial properties, the location may also present future commercial

    Jaime Hazelbaker Parker & Klein Real Estate

    4630 S 3rd St, Louisville, KY 40214
  • /54

    $344,000

    • 2 Beds
    • 2.5 Baths
    • 1,848 Sq Ft

    3021 Bushmill Park, Louisville, KY 40241

    MUST SEE INSIDE!!! Ideally situated near shopping, restaurants, parks, and everyday conveniences, this home combines comfort, accessibility, and a great lifestyle. Welcome to 3021 Bushmill Park, a charming newly renovated 2 bedroom, 2.5 bathroom property. Enjoy the low-maintenance convenience of condo living paired with the benefits of fee simple homeownership. Upon entry through the front door

    Caitlin Griffee Knob & Key Realty, LLC

    3021 Bushmill Park, Louisville, KY 40241
  • /32

    $140,000

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 976 Sq Ft

    929 Denmark St, Louisville, KY 40215

    Welcome to this charming and updated 2-bedroom, 1-bath bungalow offering classic character and everyday comfort. Featuring beautiful hardwood floors, a functional layout, this home is perfect for first-time buyers, downsizers, or investors. The basement provides additional flexibility for storage or a hobby area. Situated on a manageable lot with convenient access to shopping, dining, parks, and

    Joshua Hunt RE Solutions LLC

    929 Denmark St, Louisville, KY 40215
  • /51

    $199,800

    $25K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,536 Sq Ft

    1446 Camden Ave, Louisville, KY 40215

    PRICE IMPROVEMENT! The oversized, large lot provides a unique opportunity for potential future development to subdivide and build additional house or duplex! Rare opportunity to own a fully renovated historic home on an oversized corner lot with flexibility, space, and future potential that is hard to find in this price range. Originally built with a layout that offers multiple living

    Margaret Weathers Coldwell Banker McMahan

    1446 Camden Ave, Louisville, KY 40215
  • /24

    $184,000

    $5K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,212 Sq Ft

    2137 Bradley Ave, Louisville, KY 40217

    Welcome to this charming, light-filled home in one of Louisville's most convenient and sought-after neighborhoods. With 1,212 square feet of well-planned living space, this renovated 3-bedroom, 1-bath home is move-in ready — ideal for a homebuyer or investor alike. Inside, you'll find three comfortable bedrooms, including a third bedroom large enough to serve as a living room or flex space, a

    John Rooney Allodium Real Estate

    2137 Bradley Ave, Louisville, KY 40217
  • /38

    $269,900

    $5K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,881 Sq Ft

    5708 Tamarack Ln, Louisville, KY 40258

    PRP home for sale with Bedford stone exterior, partially finished basement, and large yard in Louisville KY 40258. Move in ready 3 bedroom, 2 bath ranch near Dixie Highway and Gene Snyder Freeway with flexible living space and strong potential. Welcome to 5708 Tamarack Lane, a solid Bedford stone home offering nearly 1,900 finished square feet. This ranch features multiple living areas, spacious

    Jim Hill Parkside Realty

    5708 Tamarack Ln, Louisville, KY 40258
  • /99

    $284,900

    • 4 Beds
    • 3.5 Baths
    • 2,115 Sq Ft

    5403 Wethe Ct, Louisville, KY 40291

    Welcome home to this charming brick ranch in the desirable Chenoweth Park Estates subdivision. Situated on a unique cul-de-sac lot, this property offers both privacy and curb appeal. The main level features 3 spacious bedrooms and 21⁄2 bathrooms, including a primary suite with its own private half bath. The beautifully eat-in kitchen is sure to impress, showcasing updated cabinetry, granite

    Maria Perez Real Estate Unlimited

    5403 Wethe Ct, Louisville, KY 40291
  • /17

    $149,000

    • 3 Beds
    • 1 Bath
    • 1,050 Sq Ft

    2632 Woodland Ave, Louisville, KY 40211

    Beautifully updated and move-in ready, this 3-bedroom, 1-bath home offers 1,050 square feet of comfortable living space. Inside, you'll find a bright, open feel with new flooring, fresh paint, and modern finishes throughout. The kitchen has been fully refreshed with updated cabinetry, countertops, and fixtures, creating a clean and functional space for everyday living. All three bedrooms offer

    Ty'Shawn Brooks United Real Estate Louisville

    2632 Woodland Ave, Louisville, KY 40211
  • /28

    $364,900

    $5K PRICE DROP
    • 3 Beds
    • 4 Baths
    • 2,789 Sq Ft

    4615 Glen Rose Rd, Louisville, KY 40229

    Great opportunity, 4 bedroom, 2 full and 2 half baths with 2,189 square feet of living space on .41 acres. This living room features custom built wood bookcases and fireplace, the large front window allows an abundance of natural light. The primary bedroom offers a walk-in closet, and ensuite bath and bay window overlooking the backyard. The 2-car detached garage has a 2nd level for a workshop or

    Stephen Long Spetz & Associates REALTORS

    4615 Glen Rose Rd, Louisville, KY 40229
  • /22

    $137,900

    $7K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,142 Sq Ft

    1114 Cecil Ave, Louisville, KY 40211

    1114 Cecil Ave., has been updated with new paint thru-out, new flooring and newer windows, new fixtures and an updated kitchen with appliances that may remain. Both the front and back porch are covered which makes it perfect for relaxing outdoors. The bathroom has a stunning clawfoot tub that adds timeless charm. This home is a must-see and is competitively priced and is clean & all you have to

    Toni Skiles simpler.realestate

    1114 Cecil Ave, Louisville, KY 40211
  • /56

    $355,000

    $10K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 3,050 Sq Ft

    12000 Lavenia Ln, Louisville, KY 40272

    Step into this refreshed 3 bedrooms, 2 and a half baths home filled with thoughtful updates and comfortable living spaces. The home features new flooring, remodeled bathrooms, a beautifully updated kitchen with new cabinets and countertops, new appliances and fresh paint throughout. A new deck provides the perfect outdoor retreat. Located in the lovely Pleasant View subdivision, with an attached

    Alexander Ruiz EXP Realty LLC

    12000 Lavenia Ln, Louisville, KY 40272
  • /64

    $739,000

    • 5 Beds
    • 3.5 Baths
    • 3,666 Sq Ft

    5722 Moser Farm Rd, Prospect, KY 40059

    Some homes simply check the boxes. The biggest one being: In the Glen Oaks neighborhood! Welcome to over 3,600 square feet of beautifully renovated living space in one of Louisville's most sought-after communities. Thoughtfully updated from top to bottom, this five-bedroom home blends timeless design with modern functionality. At the heart of the home is a stunning kitchen renovation featuring

    Danielle Baise White Picket Real Estate

    5722 Moser Farm Rd, Prospect, KY 40059
  • /38

    $385,000

    $5K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,196 Sq Ft

    5609 Red Crested Way, Louisville, KY 40218

    Welcome to 5609 Red Crested Way in the desirable Bannon Crossings community! This spacious home offers 3 bedrooms, 2.5 bathrooms, and over 2,190 square feet of living space with a functional open-concept layout perfect for everyday living and entertaining. The bright and airy living area flows into a generously sized kitchen with ample cabinet and counter space. Upstairs features spacious

    Jessica Hernandez ZHomes Real Estate

    5609 Red Crested Way, Louisville, KY 40218
  • /14

    $590,400

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,998 Sq Ft

    Revere Plan at Creekside Commons, Louisville, KY 40299

    The Revere, family living at its finest! This stunning new construction boasts a thoughtful and contemporary design, offering a perfect blend of style and functionality. With 4 bedrooms and 2.5 baths, this residence provides ample space for both comfort and luxury.As you step through the entrance, you are greeted by the grandeur of the open-concept layout. The heart of the home is the expansive

    Elite Homes Builder
    1432 Swan Creek Place Unit 36491757, Louisville, KY 40299
  • /56

    $585,000

    $14K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,909 Sq Ft

    3416 Tucker Wood Ln, Louisville, KY 40299

    Welcome to this beautiful custom designed all brick 1-1/2 story walkout on a gorgeous 0.62 acre cul-de-sac lot. First floor Primary leading to elegant spacious bathroom feauring jetted bathtub, separate walk in shower, double vanity. Vaulted Living room and entire 1st level has hardwood floors & gas fireplace. Feautures that add value to this home include: Central Vacuum System, 2 HVAC's,

    Oksana Makarova United Real Estate Louisville

    3416 Tucker Wood Ln, Louisville, KY 40299
  • /2

    $704,939

    New Construction
    • 5 Beds
    • 4.5 Baths
    • 3,912 Sq Ft

    1526 Swan Creek Place, Louisville, KY 40299

    Beautiful Revere plan with finished walk-out basement and open-concept design. Main level features great room with fireplace, deluxe kitchen with quartz countertops, island, tile backsplash, stainless appliances, gas cooktop, wall oven, and chimney hood. First-floor primary suite with luxury tiled shower and double vanity. Upstairs offers 3 bedrooms, full bath, and open loft overlooking great

    Elite Homes Builder
    1526 Swan Creek Place, Louisville, KY 40299
  • /19

    $295,000

    • 4 Beds
    • 1.5 Baths
    • 2,085 Sq Ft

    8215 Chickering Way, Louisville, KY 40228

    Lucky for you....this gem is back on the market!!! Welcome to your next home!!! A bright, inviting 4-bedroom property offering generous living spaces, modern comfort, and room to grow. Whether you're looking for extra bedrooms, a home office, or space to entertain, this home delivers flexibility and warmth in every corner. It offers the rare combination of space, comfort, and practicality. With

    Ginger Kovacevic Totally About Houses

    8215 Chickering Way, Louisville, KY 40228
  • /17

    $170,000

    • 3 Beds
    • 1 Bath
    • 1,186 Sq Ft

    1118 Dresden Ave, Louisville, KY 40215

    Welcome to this beautiful home just minutes from Churchill Downs! This gem could be the perfect starter home or investment property for the right buyer. The house flows smoothly through the living room, into the kitchen and into a breakfast nook that leads you outside into the large, fenced in backyard. It also features 2 cozy bedrooms on the first floor and a large bedroom on the second floor.

    Bruce Bell Keller Williams Collective

    1118 Dresden Ave, Louisville, KY 40215
  • /50

    $447,500

    $2K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,825 Sq Ft

    6509 Marina Dr Unit 5, Prospect, KY 40059

    Welcome to waterfront living at its finest in the highly sought-after Harbor at Harrods Creek, nestled in the heart of Prospect. This beautifully updated three-level townhome condominium offers the perfect blend of luxury, comfort, and scenic tranquility, set directly along Harrods Creek with breathtaking views from multiple outdoor living spaces. Boasting four bedrooms and three and a half

    Shaun Wallace 1 Percent Lists Purple Door

    6509 Marina Dr Unit 5, Prospect, KY 40059
  • /72

    $645,000

    • 4 Beds
    • 2.5 Baths
    • 2,767 Sq Ft

    15803 Stonehouse Ct, Louisville, KY 40245

    Buckle up — this one takes off fast! Stunning 3-year-old East End home with 4 bedrooms, 2.5 baths, sun-filled sunroom, cozy den, and a rare double lot that gives you space that is unbelievable for the price. The unfinished walkout basement is your blank canvas — rec room, home office, guest suite — build it your way. Open-concept living, natural light throughout, and more home for your money than

    Gibin George Keller Williams Collective

    15803 Stonehouse Ct, Louisville, KY 40245
  • /18

    $110,000

    • 2 Beds
    • 1 Bath
    • 1,136 Sq Ft

    1332 Olive St, Louisville, KY 40211

    Welcome home to 1332 Olive Street in the heart of Louisville! This charming 2-bedroom, 1-bath home offers comfortable living with a large, well-appointed kitchen, perfect for cooking and entertaining. You'll love the spacious bedrooms, providing plenty of room to relax and unwind. Conveniently located near shopping, dining, and local amenities, this property is ideal for homeowners or investors

    Cortnie Rarden United Real Estate Louisville

    1332 Olive St, Louisville, KY 40211
  • /11

    $68,890

    $16K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,038 Sq Ft

    2703 Hale Ave, Louisville, KY 40211

    Great opportunity! Plenty of room in this home with spacious rooms! Ceramic tile flooring! Covered front porch! Located close to the new development including the Norton West Hospital! The seller would be willing to do a package sale with 3819 Northwestern Parkway. Call today for more details and a private showing! Sold As Is.

    John Koerner Property Advancement Realty

    2703 Hale Ave, Louisville, KY 40211
  • /40

    $499,994

    • 1 Bed
    • 1 Bath
    • 527 Sq Ft

    5703 Billtown Rd, Louisville, KY 40299

    THE PERFECT PROPERTY FOR THE SMALL BUSINESS OWNER BUT SO MUCH MORE! 5+ Acres of gorgeous park-like land situated between J-Town Activities and Snyder Access... THE PERFECT SPOT! Cozy Home offers multiple opportunities, an Airbnb, a Rental, an Office or a Personal Living Space... YOU DECIDE! It features a spacious Kitchen with ample cabinet & counter space, with a C-Fan and Pantry. The Bedroom is

    Philip Staton The Breland Group

    5703 Billtown Rd, Louisville, KY 40299
  • /53

    $319,500

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 2,198 Sq Ft

    2029 Rockford Ln, Louisville, KY 40216

    Welcome to this beautiful older home with tons of character. Offers large rooms with tall ceilings and plenty of entertaining areas. Sits on a big corner lot with a good mix of shade and sun. Enter through the front door to a very large enclosed front porch. The living and dining rooms offer beautiful hardwood floors, wide doorways and an abundance of built-in shelving. From the dining room you

    Kim Kemp Homepage Realty

    2029 Rockford Ln, Louisville, KY 40216
  • /49

    $324,900

    Open Thu 5PM - 7PM
    • 3 Beds
    • 2.5 Baths
    • 2,780 Sq Ft

    9108 Royal Oak Dr, Louisville, KY 40272

    DON'T SLEEP ON THIS ONE!! FANTASTIC PRICE ADJUSTMENT!!!! Discover the perfect blend of space, style, and convenience at 9108 Royal Oak. This move-in ready home has been thoughtfully updated and offers a functional layout designed for comfortable living. Step inside to find a light-filled interior with an open flow between the main living areas, creating an ideal setting for both everyday life and

    Sandra Case-Rodgers Schuler Bauer Real Estate Services ERA Powered

    9108 Royal Oak Dr, Louisville, KY 40272
  • /89

    $258,000

    $20K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,097 Sq Ft

    6219 Serenity Ct, Louisville, KY 40219

    PRICE REDUCED TO $258,000! More space. More possibilities. More value. This versatile home offers approximately 2,000 sq. ft. of living space featuring: 3 Bedrooms 3 Full Bathrooms Finished Basement Bonus Room with Walk-In Closet Full Bathroom on Every Level Flexible Space for Guests, Home Office, Gym, or Hobby Room Whether you're looking for a place to call home or an investment opportunity,

    Katrina Goatley-Forehand Red 1 Realty LLC

    6219 Serenity Ct, Louisville, KY 40219
  • /38

    $435,000

    $15K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,480 Sq Ft

    18076 Bridle Run Dr, Louisville, KY 40245

    Welcome to Bridle Run, located off beautiful Flat Rock Rd in Louisville's east end. 5 bedrooms and 3 full baths provide plenty of versatile space for everything you need in a home. Don't wait (or pay!) for a brand new build, this is fresh and finished, only two years old! First floor includes bedroom and full bath, open living room-kitchen-dining room combo, and beautiful view of the natural

    Erneste Ntakobangize Trellis Real Estate

    18076 Bridle Run Dr, Louisville, KY 40245
  • /50

    $337,500

    $8K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,969 Sq Ft

    8199 Arnoldtown Rd, Louisville, KY 40214

    Updated 3 bed, 2 bath home on just under an acre! This home features a newly finished basement with luxury vinyl plank flooring, providing great additional living space. The kitchen and full bathroom have both been recently remodeled, and the interior has been freshly painted throughout. Major mechanical update with a brand-new HVAC system for added peace of mind. Plenty of room to enjoy the

    Michael Hawkins Hawkins Realty Group

    8199 Arnoldtown Rd, Louisville, KY 40214
  • /73

    $849,000

    $51K PRICE DROP
    • 4 Beds
    • 4.5 Baths
    • 4,442 Sq Ft

    16707 Bisley Place, Louisville, KY 40245

    Bisley Place has a Kentucky traditional facade with an ultra-contemporary interior that says WOW and different from the rest! Low exterior maintenance allows for super easy living for the pro(s) on the go! Dramatic open design; two story custom gas fireplace, and remote-control motorized window shades throughout. The kitchen has a water supply (pot filler) above the 8-burner Kucht gas vented

    Donna Limer Coldwell Banker McMahan

    16707 Bisley Place, Louisville, KY 40245
  • /10

    $239,900

    $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,247 Sq Ft

    5004 Miles Ln, Louisville, KY 40219

    Great opportunity for your growing family with this conveniently located 4 bedroom, 2 bath brick home. This home has hardwood floors, oversized living room with fireplace, eat-in kitchen, 2nd floor bedrooms have closets and built in dressers and share a bath. 2 vehicle carport and screened in back porch could be converted into additional finished living space. This home has an unfinished

    Stephen Long Spetz & Associates REALTORS

    5004 Miles Ln, Louisville, KY 40219
  • /45

    $575,000

    Open Sat 2PM - 4PM $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 3,320 Sq Ft

    2005 Eastern Pkwy, Louisville, KY 40204

    The character of 2005 Eastern Parkway lends itself to warmth and comfort both inside and out. This 4 beds, 2 full baths (with one extra enclosed toilet in basement) home has been completely rehabbed over the last 12 years. The kitchen is a wonder. Custom rustic hickory cabinets, large center island and loads of counter space. Opened to the dining room, you can host a multitude of kind souls. The

    James Peterworth Kentucky Select Properties

    2005 Eastern Pkwy, Louisville, KY 40204
  • /47

    $329,000

    • 4 Beds
    • 2 Baths
    • 2,177 Sq Ft

    2414 Parkdale Ave, Louisville, KY 40220

    Welcome Home to this fully updated, turnkey property in the highly desirable Brookhaven and St. Regis Park neighborhoods. This move-in-ready home features fresh paint, brand-new flooring throughout, beautifully renovated bathrooms, and a brand-new roof installed in June 2026. The spacious four-level layout begins on the main floor with a bright living room or home office boasting a large picture

    Lydia Schmitt White Picket Real Estate

    2414 Parkdale Ave, Louisville, KY 40220
  • /25

    $248,000

    • 3 Beds
    • 2 Baths
    • 1,168 Sq Ft

    640 Ervay Ave, Louisville, KY 40217

    Charming and full of warmth, this inviting home welcomes you from the covered front porch into a bright and cheerful living room featuring hardwood floors, a brick-faced fireplace, and windows that bathe the space in natural light. The flexible first-floor bedroom is currently used as a cozy family room, while the main level also offers a dining room, a well-appointed kitchen, and a full tiled

    Allison Bartholomew Weichert Realtors-ABG

    640 Ervay Ave, Louisville, KY 40217
  • /18

    $1,495,000

    • 8,464 Sq Ft

    2189 Baringer Ave, Louisville, KY 40204

    Located on an upscale residential street in the heart of Cherokee Triangle, one of the most desirable sub-markets in Louisville, 2189 Baringer includes 11 2BR/1BA purpose-built apartments. The walkable location is minutes from Cherokee Park, as well as shopping, dining, and other services in The Highlands. The building has undergone significant recent renovations, including four total unit turns

    Jenny Johnston Colliers

    2189 Baringer Ave, Louisville, KY 40204
  • /6

    $167,500

    • 3 Beds
    • 1.5 Baths
    • 1,008 Sq Ft

    1735 W Ormsby Ave, Louisville, KY 40210

    **Professional Photos to follow. Welcome to this charming remodeled 3 bedroom, 1.5 bath home perfectly blending charm, comfort, & modern updates. From moment you arrive, you'll love the inviting curb appeal & covered front porch, ideal for relaxing mornings, evening unwinding, or gathering with friends. Inside has been thoughtfully updated with new flooring, replacement windows, & a refreshed

    Tammy Ramsey EXP REALTY

    1735 W Ormsby Ave, Louisville, KY 40210
  • /28

    $229,500

    • 4 Beds
    • 2 Baths
    • 1,632 Sq Ft

    212 Harlan Ave, Louisville, KY 40214

    Location, space, and move-in readiness—this Wilder Park gem has it all! Welcome to this versatile 4-bedroom, 2-bathroom home, perfect for savvy investors or owner-occupants alike. With its prime proximity to the University of Louisville, it shines as a proven, high-potential student rental. Step inside to enjoy fresh paint and brand-new LVP flooring throughout most of the first floor. The smart

    Erik Hitzelberger Knob & Key Realty, LLC

    212 Harlan Ave, Louisville, KY 40214
  • /56

    $435,000

    • 4 Beds
    • 2.5 Baths
    • 1,984 Sq Ft

    13212 Cain Ln, Louisville, KY 40245

    Offering $5,000 credit at closing! Welcome to 13212 Cain Lane in Louisville's desirable 40245 area! This immaculate, well-maintained home offers an open floor plan with spacious living areas, hardwood floors, and beautiful trim for an elevated space. The updated kitchen features modern cabinetry, granite, stainless appliances, and great counter space, flowing easily into the dining and living

    Katie Wells Premier Homes Realty

    13212 Cain Ln, Louisville, KY 40245

Showing Results 401 - 440, Page 11 of 18

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