Lower Connecticut River Valley, CT Homes for Sale

• 

  

  

  /20

  $197,900

  $19K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 888 Sq Ft

  19 Old Forge Rd, Westbrook, CT 06498

  One of the Best/Private Locations in this well-kept New England Village Community. Very nice 2-bedroom house, 1 Bath, Sunroom, Eat-in Kitchen/Dining area, Living room, Roof 12 years old, Heat pump 2012, Water heater 2011 and Vinyl siding 2012. Kitchen, baths, floors in excellent shape. Central A/C 11 yrs old & a spacious private yard / with storage shed. Note: property bordered by private road on

  Bob Cancelmo Berkshire Hathaway NE Prop.

  19 Old Forge Rd, Westbrook, CT 06498
• 

  

  

  /40

  $823,999

  • 3 Beds
  • 2.5 Baths
  • 2,433 Sq Ft

  257 W Elm St, Deep River, CT 06417

  Tucked away on 4.4 acres of rolling countryside with direct frontage on a tranquil reservoir, this custom-built farmhouse Cape is a rare find. Thoughtfully constructed in 2002 and lovingly maintained by its original owner, the home offers three bedrooms, two and a half baths, and a first-floor primary suite with a generous walk-in closet and en suite bath. Hardwood floors, a wood-burning

  John Izzo William Raveis Real Estate

  257 W Elm St, Deep River, CT 06417
• 

  

  

  /27

  $1,750,000

  • 3 Beds
  • 1.5 Baths
  • 960 Sq Ft

  17 Avenue A, Old Lyme, CT 06371

  Wake up to the sound of waves and breathtaking views in this stunning beachfront retreat. Just in time for year around beach living in Old Lyme away from the hustle bustle yet only 5 miles to the highway. Enjoy a direct, private beach and the soothing ocean breeze right from your doorstep. Experience waterfront living at it's finest where every day feels like a vacation. There is a full set of

  Rick Allen William Raveis Real Estate

  17 Avenue A, Old Lyme, CT 06371
• 

  

  

  /39

  $1,140,000

  $59K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 1,960 Sq Ft

  17 College St, Old Saybrook, CT 06475

  Discover the perfect blend of comfort, style, and convenience in this beautifully remodeled home. Tucked in a prime location just minutes from fine dining, shopping, the golf course, and the train station, this property offers unparalleled access to everything you need. Walking along the shore to Saybrook Point Inn and Saybrook Lighthouse. Step into the heart of the home: a chef's kitchen with

  Deborah Pach Compass Connecticut, LLC

  17 College St, Old Saybrook, CT 06475
• 

  

  

  /39

  $1,600,000

  • 4 Beds
  • 5 Baths
  • 4,070 Sq Ft

  77 Main St, East Haddam, CT 06423

  Perched over the CT River on one of the largest lots on Main, the David Watrous House offers water views from each room. This 1850 architectural treasure offers over 4,000 square feet of living space, plus an additional 1,500+ square foot walkout lower level. A detached oversized 3-bay post-and-beam carriage house offers exceptional workshop/studio space, stained glass windows and crowned by a

  Sacha Armstrong William Pitt Sotheby's International Realty

  77 Main St, East Haddam, CT 06423
• 

  

  /12

  $124,900

  • Land
  • 2.8 Acres
  • $44,607 per Acre

  432 Cox Rd Unit 3, Portland, CT 06480

  NEW PORTLAND SUBDIVISION - KELSEYS POND ESTATES. Custom Homes by Lepore and Sons LLC. New land lots with views of Kelseys Pond across the road! Short distance to Meshomasic State Forest and the walking trails. Quarry Ridge Golf Course nearby. Minutes to all the amenities in Portland, Middletown and Glastonbury. Perfectly situated near Routes 2 & 9. Other lots available. One or more of this

  Steven Lepore West Wind Realty, LLC

  432 Cox Rd Unit 3, Portland, CT 06480
• 

  

  /5

  $150,000

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  9 Nordland Ave, Cromwell, CT 06416

  Investor Special - Cash Sale Only Opportunity awaits at this property located on a quiet cul-de-sac in Cromwell, near the Connecticut River. This single-family home is in distressed condition and is being offered primarily for land value. Ideal for investors, builders, or flippers looking for their next project. The property is being sold strictly as-is, where-is. Seller will make no repairs,

  Debra Reardon Eagle Eye Realty PLLC

  9 Nordland Ave, Cromwell, CT 06416
• 

  /2

  $1,899,999

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,345 Sq Ft

  41-1 Whippoorwill Rd, Old Lyme, CT 06371

  This single level modern farmhouse blends clean contemporary design with timeless New England warmth, set at the end of a private drive in serene Old Lyme, Connecticut. Thoughtfully crafted for easy, elegant living, the home features four spacious bedrooms, an airy open layout, and abundant natural light throughout. A sunroom anchors the living space with year round views of the surrounding

  Michael Zarotney William Pitt Sotheby's Int'l

  41-1 Whippoorwill Rd, Old Lyme, CT 06371
• 

  

  /28

  $1,695,000

  • 4 Beds
  • 3 Baths
  • 2,178 Sq Ft

  11 Cambridge Ct E, Old Saybrook, CT 06475

  SHORELINE RETREAT - OLD SAYBROOK. Tucked away at the end of a quiet cul-de-sac with sweeping salt marsh and water views, this gracefully updated coastal haven offers exceptional privacy, natural beauty, and resort-style outdoor living in the heart of Old Saybrook. Set on a 1.6-acre lot and filled with natural light, the home features panoramic windows, open living and dining spaces, refinished

  Linda Coyle William Raveis Real Estate

  11 Cambridge Ct E, Old Saybrook, CT 06475
• 

  

  /31

  $499,900

  Open Sun 11AM - 2PM

  • 4 Beds
  • 1.5 Baths
  • 2,162 Sq Ft

  101 Hamburg Rd, Lyme, CT 06371

  Experience the perfect blend of HISTORIC CHARACTER and modern reliability in this BEAUTIFULLY UPDATED CAPE, perfectly positioned at the southern tip of Lyme. Whether you are seeking a peaceful weekend getaway or a permanent year-round residence, this home delivers comfort and efficiency WITHOUT THE HIGH TAX BURDEN. Inside, the home features a sun-drenched, FRONT-TO-BACK LIVING AREA anchored by a

  Paul Marino Landfall Properties, LLC

  101 Hamburg Rd, Lyme, CT 06371
• 

  

  /40

  $7,889,000

  • 3 Beds
  • 5 Baths
  • 4,664 Sq Ft

  175 River Rd, Essex, CT 06426

  Set along one of Essex's most coveted stretches of River Road, this exceptional waterfront estate offers a rare blend of understated elegance, privacy, and Connecticut River waterfront. Privately sited on nearly three acres, the property enjoys a serene, tucked-away feel while remaining just minutes from the heart of Essex Village. Custom-built and thoughtfully designed by its original owner, the

  Susan Malan William Pitt Sotheby's Int'l

  175 River Rd, Essex, CT 06426
• 

  

  /34

  $699,000

  Open Sat 2PM - 4PM

  • 4 Beds
  • 2.5 Baths
  • 3,168 Sq Ft

  57 Hubbard Rd, Haddam, CT 06438

  Amazing colonial on over 2 acres in the lovely country setting of Haddam. The 2-stall stable (interior walls are down) with water and electric on a level large lot, offers the opportunity for horses or other livestock. Some of the wonderful features of this home include~ First floor primary bedroom suite, large eat in country kitchen with stainless steel appliances, fireplace with insert in

  Eileen Boulay William Pitt Sotheby's Int'l

  57 Hubbard Rd, Haddam, CT 06438
• 

  

  /37

  $609,000

  • 4 Beds
  • 2.5 Baths
  • 1,824 Sq Ft

  6 Diamond Rd, Clinton, CT 06413

  Beautifully updated Colonial featuring a rare fourth bedroom- uncommon in this desirable neighborhood! This home offers modern updates with move in ready convenience. Extensive improvements throughout including brand new siding and gutters 2026, new Anderson windows 2024, updated flooring throughout, new primary bathroom 2026, and a kitchen featuring new appliances. Major mechanical updates

  Angela Ferguson Coldwell Banker Realty

  6 Diamond Rd, Clinton, CT 06413
• 

  

  /39

  $5,150,000

  • 4 Beds
  • 4.5 Baths
  • 6,346 Sq Ft

  150 Joshuatown Rd, Old Lyme, CT 06371

  Welcome to 150 Joshuatown Road in Lyme, a stunning, custom built residence sited on over 30 acres of bucolic land, with specimen trees, beautiful landscaping, and over 1/4 mile of impressive rebuilt stone walls. The main level features a welcoming foyer, Chef's kitchen with breakfast room, a cherry paneled library with vaulted ceiling and warming fireplace, commodious dining room, living room

  Jennifer Caulfield William Pitt Sotheby's Int'l

  150 Joshuatown Rd, Old Lyme, CT 06371
• 

  /2

  $100,000

  • Land
  • 8.18 Acres
  • $12,225 per Acre

  0 Bell St Unit 24149149, Middletown, CT 06457

  This scenic and beautiful lot has a stream running through it. The location is spectacular on this very quiet street located minutes to interstate 91 makes travel super easy. No test have been done.

  Nancy Newman LPT Realty

  0 Bell St Unit 24149149, Middletown, CT 06457
• 

  

  /17

  $265,000

  • 3 Beds
  • 1 Bath
  • 1,280 Sq Ft

  3 Flower St, Middletown, CT 06457

  Move right into this centrally located Middletown home! This 3 bedroom, 1 full bath home offers comfort, many updates, and timeless character in the heart of Middletown. Inside, you'll find a spacious living room perfect for entertaining lots of family and friends, along with touches of classic 1900s charm including a beautiful wood staircase and original railing details that add warmth and

  Leah Schroeder KW Legacy Partners

  3 Flower St, Middletown, CT 06457
• 

  

  /40

  $785,000

  • 4 Beds
  • 3 Baths
  • 3,054 Sq Ft

  33 Knoll Ridge Ct, Middletown, CT 06457

  This beautifully designed home offers the perfect blend of comfort, flexibility, and multigenerational living. The main level features impressive 9-foot ceilings that create an open, airy feel . The kitchen has loads of counters as well as an island and dining area which leads to a large trex deck boasting a panoramic view. A spacious primary suite serves as a private retreat with a separate

  Nancy Currlin William Raveis Real Estate

  33 Knoll Ridge Ct, Middletown, CT 06457
• 

  

  /38

  $6,600,000

  • 6 Beds
  • 4 Baths
  • 5,739 Sq Ft

  11 River Edge Rd, Old Saybrook, CT 06475

  Riverside Elegance Meets Neoclassical Grandeur: Experience the pinnacle of waterfront living in this breathtaking Grecian Colonial estate, perfectly situated on 3.43 pristine acres overlooking the majestic Connecticut River. Spanning an impressive 5,739 square feet, this residence combines timeless architectural sophistication with the serene beauty of nature. Additional 1,500 sqft in the lower

  Colette Harron William Pitt Sotheby's Int'l

  11 River Edge Rd, Old Saybrook, CT 06475
• 

  

  /40

  $3,995,000

  • 6 Beds
  • 4.5 Baths
  • 5,536 Sq Ft

  41 Watrous Point Rd, Old Saybrook, CT 06475

  Discover one of the most coveted vantage points on the lower Connecticut River-a mid-century modern sanctuary perched on a private 2.7-acre waterfront peninsula where land, river, and sky converge in perfect harmony. With an extraordinary 875 feet of water frontage embracing both the Connecticut River and the pristine Turtle Creek nature preserve, this property is a haven for bird enthusiasts and

  Teri Lewis William Pitt Sotheby's Int'l

  41 Watrous Point Rd, Old Saybrook, CT 06475
• 

  

  /36

  $245,000

  Open Sun 1PM - 3PM

  • 2 Beds
  • 1.5 Baths
  • 1,046 Sq Ft

  5 Stonewall Dr, Killingworth, CT 06419

  Location,location, location A serene,sun-dappled wooded backdrop graced with a classic dry-laid fieldstone wall surrounded by perennials offers a peaceful natural setting for this light and airy freshly remodeled home that emphasizes a cozy and comfortable yet polished home perfect for relaxing or entertaining. The mix of light natural wood tones of the luxury vinyl flooring throughout gives it a

  Karen Bruno Roos Williams Real Estate

  5 Stonewall Dr, Killingworth, CT 06419
• 

  

  /4

  $1,400,000

  New Construction

  • 5 Beds
  • 3.5 Baths
  • 3,400 Sq Ft

  Lot 1 - 160 Saybrook Rd, Essex, CT 06426

  TO BE BUILT subject to final approval, imagine your beautiful new home here across the street from coveted south cove in Essex, Connecticut. Customization is possible, and initial design is just one option! This brand new home features traditional new england charm with modern amenities. Hardwood floors, beautiful natural light, granite/quartz countertops, soft close cabinetry and your choice of

  Robyn Letourneau Berkshire Hathaway NE Prop.

  Lot 1 - 160 Saybrook Rd, Essex, CT 06426
• 

  

  /17

  $114,900

  • Land
  • 2.36 Acres
  • $48,686 per Acre

  91-A Flatbrook Rd Unit 91, East Hampton, CT 06424

  This exceptional, approved building lot presents a unique opportunity to create a custom residence tailored to your preferences. The generous size of this property provides ample room for a well-designed home and extensive outdoor amenities. Envision a home that seamlessly integrates with its natural surroundings. Whether your architectural style leans towards a contemporary aesthetic with clean

  Kelvin Wilson Berkshire Hathaway NE Prop.

  91-A Flatbrook Rd Unit 91, East Hampton, CT 06424
• 

  

  /33

  $795,000

  • 3 Beds
  • 2.5 Baths
  • 1,654 Sq Ft

  550 Route 81, Killingworth, CT 06419

  30 acres of stunning farmland with cleared meadows framed with beautiful stone walls, beautiful mature trees, walking and hiking trails, multiple storage buildings, and a beaver pond. The rustic farmhouse has had lots of updates over the years with a standby generator, forced hot air (With ductwork for adding central air), custom built-ins for storage, beautiful wide plank floors, a covered porch

  Jeff Valentine William Pitt Sotheby's Int'l

  550 Route 81, Killingworth, CT 06419
• 

  

  /10

  $375,000

  • Land
  • 31.29 Acres
  • $11,985 per Acre

  253 Clark Hill Rd, East Haddam, CT 06423

  Large lovely parcel in newly established neighborhood. Lots of privacy available on this parcel. Only one single family home will be allowed. Outbuildings OK. No further subdivision of this parcel will be allowed by the owner. Showings by appointment only. Shared driveway with neighbor. Underground utilities. in 2021 the New York Times named East Haddam one of its 52 places to love! The town of

  Richard Greene Coldwell Banker Realty

  253 Clark Hill Rd, East Haddam, CT 06423
• 

  

  /20

  $789,000

  • 3 Beds
  • 2.5 Baths
  • 2,200 Sq Ft

  151 E Main St Unit 25, Clinton, CT 06413

  Welcome to Sterling Sand Village - Coastal Living in Clinton Township. Discover the charm of Sterling Sand Village, a community under development, perfectly situated along the shoreline of Clinton Beach and Marina. Nestled in tranquil Clinton Township, this new development combines modern comfort with coastal beauty, offering an exceptional lifestyle just minutes from Clinton Premium Outlets,

  Gavin Sudhakar RE/MAX Right Choice

  151 E Main St Unit 25, Clinton, CT 06413
• 

  

  /4

  $435,000

  • 5 Beds
  • 2 Baths
  • 2,540 Sq Ft

  62R Silver St, Middletown, CT 06457

  Property is being sold via online auction through Xome. Property is occupied-no interior access. Do not disturb occupants. Sold as-is, sight unseen. All bids must be submitted through Xome. Buyer to verify all information and perform their own due diligence, including condition, occupancy status, utilities, and any required inspections. Auction dates, terms, and conditions available on Xome.

  Michael Calabro Coldwell Banker Calabro

  62R Silver St, Middletown, CT 06457
• 

  

  /8

  $1,650,000

  • Land
  • 25 Acres
  • $66,000 per Acre

  00 Tinker Ln, Lyme, CT 06371

  Carving off 25 acres from 31 acre parcel. Private and tranquil. Ideal location for large estate lot. Potentially sub dividable. Shared driveway and underground conduit completed. Convenient southern Lyme location.

  Derek Greene Derek Greene

  00 Tinker Ln, Lyme, CT 06371
• 

  

  /17

  $599,000

  • 4 Beds
  • 2.5 Baths
  • 2,594 Sq Ft

  46 School Hill Ln, Westbrook, CT 06498

  Welcome to 46 School Hill Ln, a spacious 4-bedroom, 2.5-bath home offering 2,594 sq ft of comfortable living space. The kitchen features white tile, Corian countertops, and a butcher block center island, perfect for everyday living and entertaining. The primary bath has been refreshed with new flooring and a new vanity. Major systems have been well maintained, including HVAC repairs completed

  Derek Greene Derek Greene

  46 School Hill Ln, Westbrook, CT 06498
• 

  

  /31

  $304,900

  • 3 Beds
  • 1 Bath
  • 888 Sq Ft

  18 Lake Blvd, East Hampton, CT 06424

  Great opportunity to own this enchanting 3-bedroom Cape located in a desirable lake community, just a short walk to beautiful Lake Pocotopaug and Sears Park. This warm and inviting home offers a comfortable open floor plan with a seamless flow through the living and dining areas. The beautifully remodeled bathroom brings a fresh, modern touch, while the large eat-in kitchen-featuring new tile

  Gene Pica RE/MAX Alliance

  18 Lake Blvd, East Hampton, CT 06424
• 

  

  /26

  $250,000

  $20K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 957 Sq Ft

  2 Hillside Ct, Middletown, CT 06457

  Beautifully updated home tucked away on a quiet cul-de-sac offering the perfect blend of comfort, functionality & major recent improvements. The open floor plan creates a bright, inviting feel, complemented by hardwood floors throughout the main level. The kitchen was updated in 2022 with new cabinetry, quartz countertops & a clean modern look ideal for everyday living. The flexible layout

  Michelle Mazzotta eXp Realty

  2 Hillside Ct, Middletown, CT 06457
• 

  

  /19

  $330,000

  • 2 Beds
  • 2 Baths
  • 1,470 Sq Ft

  31 Burr Ave, Middletown, CT 06457

  Charming and well-located two-family home in the heart of Central Connecticut! This quaint property features two 1-bedroom, 1-bath units, making it an ideal opportunity for an owner-occupant or investor alike. Recent exterior improvements include a new deck and exterior staircase to the second floor. Approximately four years ago, the home was upgraded to efficient on-demand heat and hot water

  Heather Kilbourn Cavanaugh & Company LLC

  31 Burr Ave, Middletown, CT 06457
• 

  

  /7

  $175,000

  • Land
  • 2.52 Acres
  • $69,444 per Acre

  0 Clark Hill Rd Unit 24172467, East Haddam, CT 06423

  An exceptional backdrop for a beautiful home set prominently, high and dry into the slightly rolling hillside. This is an upscale and very sought after location of town with fine homes and manicured properties. No deed restrictions, animals are permitted based on sets backs for barn. Surveys, plot plan & perk tested, just need town approval on your building plan. Located minutes to the shoreline,

  Jodi Miller Lisitano Eagle Eye Realty PLLC

  0 Clark Hill Rd Unit 24172467, East Haddam, CT 06423
• 

  

  /40

  $945,000

  Open Sat 1PM - 3PM

  • 3 Beds
  • 2.5 Baths
  • 3,924 Sq Ft

  253 -4 Grassy Hill Rd, Old Lyme, CT 06371

  Begin your day listening to birds chirping & watching the sunrise over rolling hills. This 5.1-acre oasis includes a beautiful pond, rocks, ledges, & lovely vistas in all seasons. Tucked away in a quiet neighborhood, this 3+ bedroom, 2 1/2 bath home is meticulously maintained & move-in ready! On the main floor, you find a living room, formal dining room, eat-in kitchen (with Subzero refrigerator,

  Annie Kaye Nowak Coldwell Banker Realty

  253 -4 Grassy Hill Rd, Old Lyme, CT 06371
• 

  

  /22

  $649,900

  New Construction Open Sun 12PM - 2PM $30K PRICE INCREASE

  • 2 Beds
  • 2 Baths
  • 1,555 Sq Ft

  145 Webster Ln Unit 2-41, Middletown, CT 06457

  Experience Carefree Living at Founders' Ridge - the Premier 55+ Award-Winning Community! Introducing our newest Model Home -our sought after "KIRBY II", now available for early 2027 occupancy! This is the last Kirby at this price point! Nestled in the highly desirable Westfield section of Middletown, this thoughtfully designed 1,555 sq. ft. single-level home offers both luxury and ease in one

  Phyllis Bysiewicz Berkshire Hathaway NE Prop.

  145 Webster Ln Unit 2-41, Middletown, CT 06457
• 

  

  /30

  $299,000

  • Land
  • 4.49 Acres
  • $66,592 per Acre

  4 Laurel Ln, Clinton, CT 06413

  Build Your Dream Home on 4.49 Acres of Privacy and Natural Beauty! Nestled in a serene wooded setting, this exceptional 4.49-acre property offers a rare opportunity to bring your vision to life. With key site improvements already in place-including a driveway, existing foundation for approximately a 2,000 sq. ft. home, septic system, well, and a charming bridge crossing a gentle brook-this parcel

  Jules Gaughran - Etes William Pitt Sotheby's Int'l

  4 Laurel Ln, Clinton, CT 06413
• 

  

  /40

  $499,000

  $26K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 2,049 Sq Ft

  575 Main St, Portland, CT 06480

  Welcome to a beautifully updated 4-bedroom, 1.5-bath colonial in the heart of Portland, featuring a new roof and chimney, remodeled kitchen and full bath, newer vinyl replacement windows, updated electrical, new water heater, extended and replaced driveway, updated masonry, and numerous thoughtful modern upgrades throughout. This home offers is move-in ready with timeless character and charm.

  Wynne Lord Coldwell Banker Realty

  575 Main St, Portland, CT 06480
• 

  

  /27

  $1,300,000

  $100K PRICE INCREASE

  • 4 Beds
  • 4.5 Baths
  • 2,847 Sq Ft

  112 Schulman Veslak Rd, East Haddam, CT 06423

  Fabulous Horse property with charming 4-bedroom Farmhouse and 6 + stall barn all on 10+ meticulously maintained pasture like fenced acres with a pond..Spectacular custom kitchen with huge center island. Each bedroom has its own attached bathroom. First floor master bedroom suite has a handicap accessible bathroom. Upstairs master bedroom has a lovely balcony overlooking the property. Huge barn

  Alexis Devlin Coldwell Banker Realty

  112 Schulman Veslak Rd, East Haddam, CT 06423
• 

  

  /37

  $2,400,000

  Open Sat 1PM - 4PM Coming Soon

  • 4 Beds
  • 4 Baths
  • 4,230 Sq Ft

  38 -1 Buttonball Rd, Old Lyme, CT 06371

  Welcome to 38-1 Buttonball Road, an exceptional contemporary home privately situated on over 5 acres with sweeping west-facing views of the Black Hall River and Horseneck Creek. Offering 4-5 bedrooms and 4 full baths, this thoughtfully designed residence combines modern living with timeless elegance. A dramatic foyer welcomes you into a sun-filled open floor plan featuring three levels of

  Mim Beardsley Houlihan Lawrence WD

  38 -1 Buttonball Rd, Old Lyme, CT 06371
• 

  

  /12

  $399,000

  • Land
  • 41 Acres
  • $9,732 per Acre

  51 Nod Place, Clinton, CT 06413

  Buyer to do own due diligence.

  Sarah McMillan Our Home Realty Advisors

  51 Nod Place, Clinton, CT 06413
• 

  

  /6

  $375,000

  $100K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,665 Sq Ft

  29 Salt Island Rd, Westbrook, CT 06498

  29 Salt Island Road, Westbrook - where history meets possibility. Once known as 29 & 31 Salt Island Road, this 150-year-old two-family residence carries the charm of yesteryear and the promise of tomorrow. Offered As Is, it presents a rare opportunity to restore, reimagine, or completely rebuild in one of Westbrook's most desirable shoreline locations. Currently configured as two rental units

  Jennifer Gurnell William Raveis Real Estate

  29 Salt Island Rd, Westbrook, CT 06498

Showing Results 161 - 200, Page 5 of 10